Why are Republicans so against Americans getting Health Care Insurance with NO life-time caps? Why are Republicans so against Americans getting Health Care Insurance with NO life-time caps? Related
Car insurance and accidents? I was at fault in an accident. So insurance had to pay the damages and premiums will go up. Will it go up higher if I have them fix my car also? If I fix it myself will that cause it to go up less than if I use insurance money? Whats the best place to get auto insurance from??? desperate for cheap good car ins. please help... Shall I buy Loss Damage Waiver (LDW) at car rental? I have car insurance for my Honda compact car via Geico. I need to rent a car at an airport for a small vacation. When I rent the car from Hertz or Enterprise or Dollar, shall I buy the Loss Damage Waiver (LDW), which is about $10/day ? I already have insurance on my car and the insurance company said that my existing Geico coverage will be transferred to the rental car. So it really so? Just wanted peace in mind and I do not want to spend unnecessary price either. Could you please comment? Thanks a lot." Who the best auto insurance that dont cost too much? Who the best auto insurance that dont cost too much? What companies can I get appointed with in Louisiana to write Home Insurance for my Insurance agency? I have an Indepenent insurance agency in Houston, TX and I am opening a branch office in Louisiana to offer home and auto insurance for LA residents. However, I am having a hard time finding companies that are appointing agents or writing home insurance other than Louisiana Citizens. Does anyone have any suggestions on some companies that I am able to get appointed with ???? Please help!" How much would it cost for car insurance for someone that's 19 years old? just liability? Where can I get an insurance quote for my Toyota hilux?
GoCompare and other sites don't list it when I try to quote car insurance... Im in the uk What should an out of state student do for insurance? I've recently moved out of state from CA to UT to attend school. My mom just informed me that because I'm out of state I don't get my Medi-cal benefits and I can't apply for benefints here because I'm not a citizen of Utah. I tried to sign up for independent insurance through the CA affordable care act but because I'm 18 I can't. I have no idea where to go and my medical problems are worsening. Any advice would really help, thanks." Are friends and relatives covered under my California auto insurance plan? Occasionally a friend or family member which is not in my household will drive my car but they are not insured under my car. Will my insurance company in California cover if such an accident happen? Car insurance? i currently have a car and am insured fully comp on this. my partner is about to purchase me a new one but as i still own the other one i'm not sure what to do about insurance. i'm tempted to take out another policy with a diffenret company for fully comp and run them both until i sell my old one. any suggestions Car Insurance for Highschooler with good grades? Hello, I'm getting a car soon and my family has Statefarm. I'm getting a 2008/2009 Honda Civic. I'm 16 and I had straight As first semester, and 1 B second semester. Do you know how they're good student program works? How do I show/prove my grades? I didn't pick up my report card but I can easily go over to my school and do so." How much will my car insurance cost? I know that this is a vague question, but I was just curious as to what the average amount would be? I'm 16 years old about to be a new driver. I have a used red 2000 Jeep Cherokee if that matters. I'm female and live in Rhode Island." Does my auto liability insurance cover me while driving a rental car? I am going on vacation in Florida and am renting a car. I have auto collision coverage through my credit card company but want to know if my regular liability insurance covers me while driving a rental too or do I need special insurance? Health care bill will make health services more affordable and of higer quality? why would it? can anyone give me a paragraph on why and why these things happen? Car Insurance Down Payment?
I just purchased a car insurance plan and there was a down payment necessary which was about double the plans monthly cost, it totaled about 270 total and the plan is 130 a month. I was wondering if the down payment I paid would go toward next months payment as well so I wouldn't have to pay for that month or would i eventually get my down payment back? Thanks in advance." 18 years old purchasing car and insurance? I am an 18 year old female and im looking to purchase a car - preferably a new car but we'll see how far that goes... I would like opinions on which car insurance is the best for new drivers. I did a couple of quotes and Geico seems to be good, any other suggestions?" "Do you know cheapest car insurance? My friend is 21, male.?" Do you know cheapest car insurance? My friend is 21, male.?" Will a citation for rolling through a stop sign raise my insurance? I live in PA and just got my first ticket. I was driving in my neighborhood and was in a rush and I just rolled through a stop sign. I know it was wrong and stupid of me but I didn't think much of it. I am a teen driver and my insurance is high as it is, will this foolish mistake raise my insurance?" Car insurance in Canada? What is the typical car insurance cost in Ontario? How would insurance be on these cars? first of all plz dont tell me call insurance or that im to young and dont need these cars and should get a camry. i just turned 17 and just got a job at In n Out and by my senior year in highschool which is after this summer i want to get a car and my parents would help me but everytime i ask them they say dont talk about it untill you have 2500$-_so i was just wondering how much is insurance on these cars i have in mind, first, nissan 350z(any year) honda s2000(any year) mazda miata(1998-2004) and last a scion tc (2004-2008) the car will be under MY MOMS name and i will be put as an additional driver but not main driver or however you put it. can i just have the price ranges it doesnt have to be exact, if it help i live in califronia Orange county anaheim thanks guys" Does anybody know any Insurance Company sell GAP insurance for a car bought more than 12 months ago? I bought my car nearly a year ago and I do not have a GAP insurance. I am thinking to buy this GAP insurance but the companies I have spoken to said they only sell for the cars bought within last 30 or 90 days. So if any of you know a company does in my situation that ll be very helpful. Thank you very much
What are some car insurance companys? would love to know ones that are cheap??? Does a man have a right to control what his wife eats if he pays her health insurance? For example, if she is a stay at home mom and he works full time and pays extra money to have her put on his insurance. I say this because eating right is an important part of being healthy and to be honest I don't want my future wife to be overweight." What health insurance company is the best value? I want to sign up for health insurance but I'm not sure which company to go through as there are so many. I'm a 21 year old male with little income (about $1200 a month) with no dependents or job benefits. I went through the healthcare marketplace from the federal government which just said I need to get medicaid. I'm in the process of applying for medicaid as well. But if the medicaid doesn't work out or isn't very effective what is anyone's opinion on the best insurance company for me. I'm looking to spend only around $100 for a monthly premium. Any feedback will help me narrow it down and know what to consider. Thanks for the help. How to calculate insurance quotations? i want to know how insurance quotations are prepared?is there any software to prepare such quotations?what are the factors to be taken into account to prepare such quotations? Why are Republicans so against Americans getting Health Care Insurance with NO life-time caps? Why are Republicans so against Americans getting Health Care Insurance with NO life-time caps? "Insure the box car Insurance, Why so Cheap?" I'm a 1st time driver so insurance is always stupidly High, However I was checking quotes online and they were all near enough same price ish 2200 for a 1.2 engine, however I did a quote with insure the box and it was ONLY 935.45 with Voluntary Excess at 250. I know about the 6000 miles and the box and all but this is over 1200 cheaper than any other insurer. It just seems too could to be true and normally things are, or are they? Anyone give us a hand with this please, much appreciated" "Does anyone know how much Plan B costs without insurance at the Flagstaff, AZ Planned Parenthood?" Also, does anyone know, if I were to use my parents insurance, if they would find out that I got Plan B? I really can't let them know about this... please, I need helpful answers. Thanks so much." Is there such thing as any car any driver insurance? How do I get it?
I have four drivers in my family and at any time 3-4 cars. Is there an insurance policy that allows the drivers to be interchangeable? Or is there a policy that doesnt depend on who's driving what car with just a standard rate? Ideally I'd like to nominate anyone to be able to drive any of the cars depending on the situation. How do private car garages/dealers sort out their insurance? They have changing cars and drivers so it seems! Thanks for any help! Where to get online insurance quotes for health? Where to get online insurance quotes for health? I should compare plans from major insurance company. "It would seem,by the comments I've gathered, it really isn't about affordable health insurance ...?" it is about lifestyle. If that is the case then isn't this debate about Health Care simply over CONTROL? Should YOUR insurance rates go up if you have many health problems? I think so if you health problems stem from overeating and smoking and things like that you can help. People who engage in unhealthy habits like the 1st answer said should be charged very high rates that way when they do have problems, their rates won't go up. That depends on whether it's real insurance, where the costs are spread across a pool, or funny health insurance like we have now, which isn't really insurance at all, more like a form of extortion. The overwhelming majority of illnesses are not the fault of the sick person, and those who have the greatest costs are often so sick they are unable to work. ` Absolutely. If the insurance company faces higher outlays on your behalf, why wouldn't they charge you more in order to offset the difference? I would say that your insurance rates should be based more on your lifestyle habits than anything else. I have no problem with making people who smoke, are overweight or have other unhealthy habits pay more for thier health insurance. (It works this way with life insurance.)" How much do you pay for car insurance and on what company? Im tryign to find the cheapest. "Why is it that I am still able to be sued for an auto accident if I live in Florida, a no-fault state?" I've been in 2 accidents. The first was very minor; I rolled into the bumper in the car in front of me at a stop light and scratched their bumper. No damage was sustained to my car, but I am at-fault. The second I was cutting through an intersection that was at a red light and was about to pull into the left-turn lane when the woman in the car that was coming down the lane wasn't looking forward and hit the driver side door of my car. I was already halfway in the lane trying to straighten out into the left-turn lane but I couldn't move when she was coming, because if I moved back I might have hit someone and if I went forward she would have hit me anyway. At the scene the policewoman told me I was at fault, but when I talked to my claims adjuster, she told me that there is some negligence on the other party's part because if I had just randomly pulled out into traffic, the other party would have hit the front of my car, not the driver-side door. I am being sued by the first person and I found out just now I am being sued by the person in the second accident as well. I was told that since I am registered under my parents insurance, the other party can see that they have a lot of assets they can sue for from my parents. My question is, why are they able to sue me
so easily? I've done research, and I know Florida is a no-fault state, meaning drivers cannot sue each other unless serious injury occurred, such as loss of life, limb, permanent injury, etc. In both accidents, I did not get ticketed, and I believe no police report was written, only exchanges of information.(Police were called, however. I did not leave the scene) Also both of the other parties did not ask for an ambulance or medical assistance(I know about the feeling pain later thing) but I'm sure if someone was suing for something as serious that can be listed as loss of limb or death, they would have showed some indication of injury at the scene. Both people stepped out of their cars and were fine, however." Car insurance? My car got stolen on friday night,i had my partner down as a named driver ,but i didnt relise he had 3 points on his license and i didnt tell the insurance company ,now they have asked for both license`s to be sent in, im the main policy holder would this affect the claim thanks any advise" Canceling car insurance? I paid my car insurance for a year but I have started a new job that I get a company car. If I cancel my car insurance will I get some money back? Health Insurance? This may be silly, but I saw a commercial the other day on tv that was advertising for health insurance for a little over &5.00 a day. I am currently in the hunt for health insurance so i wanted to go online and get some info. As luck may have it by the time i was able to get on the internet i forgot what the website was. I know the company starts with an e and its right at the tip of my brain, but i cant remember. Like i said this is a bit silly, but if anyone knows what im talking about please let me know! I havent seen a commercial for it sense.... I live in dutchess county, NY. Thanks!" "How do I find affordable, personal health insurance at age 54?" Kaiser would not take me back, after I had lapsed. I am normal, with aches and pains of most anyone, but afraid of being denied coverage at any new application!" Anyone have good materninty insurance? HELP... Any advice on good maternity insurance that isn't sooo expensive!!! Approximately how much is my insurance going to rise? I am an 18 year old male. I got a ticket for going 10 over about a month ago and got it deferred a week ago. I am on my parents insurance and I pay about $100 a month for insurance. Tonight, I got a ticket for going 17 over on the highway. The first ticket was $124 and the most recent ticket was $174. Help me out here haha, how ****** am I? Also, is there any way for my parents to not find out?" "Insurance company does not want to pay for my car damages, what should I do?"
I let my mom borrow my car, which insurance is under my name, she crashes. She exchanged insurance info with the other driver. I called the other driver's insurance to make a claim to have them get my car fixed. As soon as I told the insurance rep what had happened, he hung up. I try calling them again only to have the rep say, we need to get the other driver's side of the story and hung up again. My car got really damaged, but the other driver's car only got scratches, I know it may not matter but nonetheless I would like to have them pay for my car damages. My insurance only has liability so I can't file a claim under my insurance. The only thing I have is a police report of them exchanging insurance info but no document stating in detail what happened and who is at fault, that's it. What should I do?" What is the best supplemental medical insurance for veterans? My husband will turn 65 on March the 18th and is scrambling to find a supplemental medical insurance because of the many veterans administration cutbacks on care. He suffers from diabetes type and hepatitis-c. He isn't service connected and needs an extra medical insurance to cover what the veterans administration doesn't cover. We need an affordable insurance that wont turn him down because of his medical condition. Can you buy auto insurance the very moment you buy a car? Do insurance companies work that quickly? Can I call an insurance company the instant I buy a car and say, Hey, I just bought a car. I want to get insurance for it. ? I think companies should do this because if I take off from the dealership without insurance, and somebody hits me on the way home, I'm in trouble, right? I looked everywhere for this information, but I couldn't find it anywhere. Could somebody clarify this issue for me?" "Car accident no insurance no driver license, what can I do about it?" I got into a car accident last week, and it was the other party's fault. however, the guy doesn't have car insurance or a valid driver license. The cops came and did a report, but never made the guy show his license or give him a ticket (according to the report I got from the police). What can I do about the damage that he did? Can I sue him to get the amount? Shouldn't they impound his car and arrest him? It was a huge accident, my car is messed up in the back now. btw, I'm from Northern California" Family health insurance plan or individual health insurance plans for each person? I am quoting health coverage in Kansas for my family since we do not get this from an employer. My agent suggested that each family member have a separate insurance plan instead of one family plan to cut costs. I have never heard of doing this? Any comments or suggestions? Thanks Car insurance question? Im 16 and about to get my license. For a first car, I'm looking to get a used 04-06 Pontiac Grand Prix. Of course, I want to get the V8 GXP trim compared to the base V6 trim. But my parents say that the insurance on a V8 for a 16 year old male driver would be rediculous, which I know. But how much more would it be to insure a V8
Grand Prix compared to a V6? And would taking a defensive driving course or something make a considerable difference? Thanks for any advice." How much is tenant liability AKA renters insurance? I'm thinking about renting a house with a month to month lease at very low cost. These are houses for sale that want income until they are sold. They require $300,000 liability insurance. I know that reputable insurance companies do a credit check just to give a quote that dings your credit rating if you have too many inquiries at the same time. Can someone give me a guestimate? Thanks in advance!" Does the driver NEED INSURANCE OR JUST THE CAR? I'm 17 I have my license. If I borrow a friends car /test drive a car with insurance & I get pulled over will I get introuble?? Do I also need insurance on my name and on the car or just on me?? Can u explain thanks. I heard you have to have insurance on the driver and car or something like this thanks. I live in Oregon. What is the best medical insurance to get that is affordable? What is the best medical insurance to get that is affordable? How can you justify paying this much for insurance? my insurance was canceled on my a month ago so im shopping around. i have a friend who is a broker who recommended using progressive - for $711 a month. wtf. i have 1 speeding ticket, 1 minor traffic violation, and one comp claim. i used to have state farm and the most i ever paid was $240 a month. this is just wrong in all respects. how do they expect any 21 year old to pay that much? thats a rent payment. i have an 05 scion tc, im wondering if buying a cheap beater would affect the price at all." How Much Is Insurance For a 16 Year Old Girl? 16 year old girl Good school attendance record.Grades could be better. Dallas,Texas. Hispanic(If that matters) Mom and Stepdad have Allstate insurance What is the general price range? And for these cars,can you estimate(I'm NOT getting these cars just curious)I am getting a used Dodge avenger though!(: 2008 Dodge Charger 2010 Chevy Camaro 2008/2009 Dodge Avenger" Can I get health insurance for my nephew? My nephew is 2 years old and I am really unhappy with the medical treatment he's been getting. He has asthma and has had an awful chest infection for months now, which doesn't seem to be going away. He coughs incessantly, often bringing up mucus. I want to know if I can insure him, as he's not my son. Also, is BUPA the best way to go or are there other private health companies that you would recommend?" Why are Republicans so against Americans getting Health Care Insurance with NO life-time caps?
Why are Republicans so against Americans getting Health Care Insurance with NO life-time caps? Can i get insurance then put modifacations on my car? Hi i am getting a mk 2 golf and will be modding it out with rims tint lights and lowering suspension. If i get the insurance quote at 4grand and then put the mods on the car is it a year of cheap insurance or do i need to tell them i have altered the car? Thanks. Do you need insurance for a driver's permit? I'm hearing different things from all different places and rather than sifting through all of the crap at the dmvedu website I thought I'd ask you guys and get a straight answer. Do I need insurance to get my permit, or just for my liscense? I live in California, by the way, if that makes any difference with the law." I am looking for an affordable DENTAL insurance...? Okay.. so I am an 18 yr old college students.. who just so happens wants braces. My teeth aren't too bad but I just want braces so make my teeth look better. Since braces are very expensive I was thinking about maybe getting a dental insurance that will help me pay for my braces. Also, I want those braces that are either clear or that go inside your teeth and not outside (Not sure if its possible, but I've heard about em). What is the best plan and/or what type of insurance will work for me best. Anything helps.." Is Geico a good auto insurance company? I have been looking at a lot of different insurance companies recently. I have gotten a lot of online quotes and so far, Geico is the cheapest, not by a lot, but every little bit helps. Can anyone let me know the good and the bad with Geico? I'm in Michigan if that helps..." Maternity insurance in ohio? can someone share some information, i live in Marblehead, Ohio, i am looking for insurance with maternity raider. Or if there any other information about any other way to save some money here in ohio other then buying the insurance. (we are not eligible for medicare and she is not pregnant yet)." Car insurance? is it possible to have two inurance policies on one car?im wanting to get insured to drive my brothers car so do i have to be a named driver on his insurance policy or can i have my own?thanks! Car insurance question? how much is insurance for a 17 year old with say a used 90s honda?
What homeowner insurance? What homeowner insurance is more affordable in California? Health care insurance? My husband is on SSI and gets a weekly workers comp check? His income is non taxable . We did not qualify through the affordable marketplace for insurance for myself and son and did not qualify in Indiana for CHIPS for our child? We had been perviously purchasing our own private insurance but now I see you can't even do this anymore our current plan runs out in March of 2014 , and all thay offer now is temporary health care plans. Anyone out there finding them-self in this situation? Any advice ? Thanks?" What do I do if The person who hit my car doesn't have insurance? My car was hit today while parked. Smashed in my driver door pretty bad. A Honda ran a stop sign, hit a Celica that was going straight and the impact from the hit caused my parked car to hit by the Celica. The Honda that caused the accident doesn't have insurance, and didn't have his drivers license on him either. The cops cited him, but The Celica is totaled & my door is completely smashed in. I don't know how to go about this. He ****** my car, and he doesn't have to pay? I live in California. I do have insurance, so do I take care of it myself? I just don't think that sounds right." What would be the best sports/muscle car for a 16 year old girl? As far as insurance costs, gas, problems with the way the car runs -if any- what car would be best? Even old muscle cars from the 60s and 70s may be suggested as long as u have the year and car name for me, u did ur job! Thanks :) think most affortable and sporty/ muscle car look! List year too! Oh and pleaseeeeee keep price in mind! She has to pay for the whole car and everything that has to do with it....absolutley nothing over 15000 and even that might be too expensive" Car accident with someone who will not respond back to the insurance for verification? Someone with insurance rear ended me. I took his insurance information and called his insurance the following day to report the accident. The person who rear ended me did not call the insurance and he is not responding to his own insurance who are trying to get ahold of him to confirm the accident. It's been three weeks. His insurance called me yesterday and said that I need to use my own insurance for get my car fixed. I have a note written by the person who rear ended me admitting that he did cause the accident. What legal actions can I take against the person who rear ended me? What are the most common vehichle that is cheapest on insurance? I'm trying to find a new vehichle but I want to know which cars are the mostly bought because they are cheaper on insurance.
How much can i sue and get from car insurance for pain and suffering for $6000 worth of medicals? How much can i sue and get from car insurance for pain and suffering for $6000 worth of medicals? AAA Insurance In California & Speeding Tickets? Does AAA insurance allow you to go to traffic school so your insurance rates don't go up? it's my first time offense Is there insurance for a person that doesn't own a car and rental company doesnt provide insurance? I want to rent a car but the rental place close to me doesn't provide insurance. They said I would have to provide my own. Is there insurance that will cover me while I rent the rental car? And if there is who will provide that for me? How to pick a life insurance? Im not even sure how to pick what should i look for in life insurance? pros cons? Any suggestions in life insurance companies? Im looking at nationwide right now just cos i seen it on tv. Cheap car insurance for young people? i just turned 15. ive gotten a few quotes and all of them are around 300 dollars a month. who should i get my insurance with and what type of car will make it the cheapest.? Please help. Best dental insurance? I need dental insurance for my 5 year old son and maybe myself also. Doe's anyone know the best plan to go with? Thanks alot How can i get affordable health insurance for my husband.? How can i get affordable health insurance for my husband.? Motorcycle Insurance? Does anyone know of an insurance place in the Niagara region that will insure a 1982 Suzuki Tempter GR650 with a rider being 20, have only M1 and never had insurance before? It doesn't matter if its expensive I just want to know if they will insure the rider." How do insurance companies make money?
i know not everyone is going to be sick at once, and that they assess risk, but what's their model for actually making money?" Health insurance transplant patients affordable? affordable prescription meds. for transplanted patients plus affordable health insurance for same. USAA or Amica for auto insurance? As far as I can tell, these are the two top auto insurance companies... Which do you think is better, and why?" "My car has been tranferred name, if I still drive the car, do I need to buy new car insurance?" I am existing car owner, due to financial problem, I transfer my car to my brother's name. However, I still drive the car, would I need to buy new car insurance for myself, or I can still using existing one" Why are Republicans so against Americans getting Health Care Insurance with NO life-time caps? Why are Republicans so against Americans getting Health Care Insurance with NO life-time caps? How do I get all my old insurance names? Hiya. Im struggling to find a way to get my information. Most of us dont keep all our old paperwork. Been driving for 6 years but cant remember even who the companys where. Any way of finding out or are they lost forever? Is it also possible to claim on possible ppi on car insurance? Do you know how much your health insurance premium will be going up? I just received a newsletter from my health insurance company with these items: Health Insurer Fee to be phased in starting 2014: There will be a Health Insurance Provider Fee on premiums charged by health insurers. Some plans will be exempt, for example: Medicare, Medicaid, etc. It is estimated this will add at least 3 percent to insurance premiums. Congress anticipates $455 billion savings from cuts to both Medicare and Medicaid. Providers and healthcare facilities are expected to cost-shift expenses to commercial plans. The U.S. faces a shortage of primary care physicians (40,000 in the next decade), Oncologist (3,000 to 4000 already today), Nephrologists and -- perhaps the most scary -- Nurses (300,000) in the future according to one study. These figures do not account for the demand created by health care reform. So, we have a ways to go before we have reached our goal of affordable healthcare for every American. The Affordable Care Act is a good start toward that goal. What is the Affordable Care Act? ." How much does my car insurance go up if someone sues my insurance for getting hurt in accident?
my daughter was driving my car and got in accident (her fault) and the girl with her is suing, will my ins go up a lot more than just the four surcharges for an accident?" If i get a cheap car will my insurance be cheaper or more expensive? i have a car that i can have given to me it is about 5 years old but cant aford the first years car insurance out right if i sell it and gt a cheaper car will the insurance be cheaper or more expensive because it is an older car? i say this because if so i can sell the car i have and use the money left over to pay for the first ears car insurance. p.s i am a teenage driver which is why im trying to save as much money as i can! Looking for add on health insurance my company maxes out at $25000.00? do insurance companies sell that type of insurance How much is car insurance per month for a 16 year old? I really want to get a Pontiac G6 on my 16th Birthday, I`m just curious as to how much the car insurance would be on it !" How much to lease a car (WITH insurance)? How much is it to lease an economic car (in Canada please), with insurance calculated into the mix? I am willing to pay 4-500 altogether, is this enough? Practical examples from people who lease their car, with how much they pay, etc, would be most helpful. (I am a recent graduate at the verge of starting an entry-level position). I am looking into VW golf and honda civic (hatchback)." Is it Ok to buy insurance for me and let other people buy the car? It is cheap to buy me insurance, so I am just wondering if I can buy the insurance and let other people to drive the car." How does car insurance work? my mom recently wrecked our car-it cost 2000. we have 25000/500 deductible.? what part do we pay Why doesn't insurance coverage increase along with premiums? Suppose you have 100 / 300 / 100 car insurance coverage. Suppose you were paying $50 per month in 1990. Suppose you are now paying $75 per month in 2010. If the premiums go up because of inflation then shouldn't the coverage? It costs more to fix a car in 2010 than it did in 1990. Is it correct to say the insurance company's average risk is the same, but their maximum risk has gone down? Having to pay out $100,000 maximum today is less than $100,000 maximum in 1990. What do you think?" Long-term care vs. long-term disability insurance?
At age 36 in a blue-collar job (i.e. chance of disability over 90 days less than 10%), I'm thinking it may make more sense to get long-term care insurance rather than long-term disability. I bring in 30% of our household income. If I become disabled, I count for very little of our total spend (obviously food, but I wouldn't be doing much in the way of leisure / entertainment), but the added costs of caring for me would be too much for our budget to bear. I also think it would be very hard to qualify for disability for class 1 (a desk job sitting in front of a computer all day). It seems like it would be easier to qualify for two functions of daily living. I know they technically cover two different scenarios, but isn't there a lot of overlap here in terms of when you would actually get a pay out? Just trying to understand. Thx in advance for your input!" So why is car insurance expensive for anyone under 25? I can understand someone who has just gotten behind the wheel for the first time ever, but I have been driving for 2 years without even a traffic ticket on record, and my insurance is still near 2.5 grand a year. I don't drive a sporty car either, I drive a 2002 Accord. And I still have to wait 7 years for my insurance to go down to a reasonable rate? doesn't this sound a little ridiculous? And don't tell me that an accident is bound to happen or unavoidable for someone of my age. My dad got in his first car accident at age 35. My mom has yet to get in one (well, one that doesn't involve being rear ended). My girlfriend's oldest sister, who is now 27, hasn't gotten in an accident either. I think it is flawed that the insurance companies are simply assuming I am going to get in an accident instead of assessing what kind of a driver I really am." "Car insurance,guy hit my car,cited by police,now denied it?" my niece was involved in a traffic accident she was hit by a guy who suddenly changed lane from her right side he was cited by the police but now he fight them saying that he didnot hit my niece car when he changed the lane our car was completely damage and our insurance already paid us and said they will claim on our behalf with his insurance we just been suponea by the police to be witness at the court and the prosecutor told us that he might not be able to convicted him because his car did not show damage on the picture and the prosecutor advise us to let him propose to them to write us a check of $500 to cover our deductible he gave us the check but we did not cash it yet can they said now that they are not responsible for the hit and our insurance cannot claim them no more which mean that our insurance will cover the accident on their own and affect our premium? the whole bill for car+doctor is less than $9000 can someone tell me what will happen now ,we are honest people ,we really do not understand why the other part try to do this,they have insurance too please advise,thank you so very much" Should I change my insurance coverage? I drive a 10 yr. old Chevy Malibu with 52,000 miles on it and plan to keep it for a while. I have full coverage and with a payment due soon I'm wondering if it's time to drop some of it. Such as collision or comp or both. Thanks for any suggestions." I am planning to leave the country for two years and have a car insurance question.? I will be out of the country for two years doing a peace corps type volunteer program, I am currently on my father's car insurance and don't own my own car. I pay about $400 a year to have the right to drive one of his cars. Is it worth cancelling my insurance for two years or will the uninsured penalty be worse. I am currently 22 and a recent
college grad. Thanks for any help." Where can I get the cheapest motorcycle insurance quote for a brand new VESPA? I'm 20 years old and looking into buying a vespa to use in Toronto! Looking for the cheapest insurance possible! What exactly is auto insurance? i just got my first driver's license and I am eagerly awaiting my new car. however, i hear that i have to insure my car and register it and have registration papers. exactly what does this mean for me? will i not be able to get my car? what exactly is this insurance - is it a monthly bill, one-time payment?" What is a medical insurance deductible? What is a medical insurance deductible? Paying 10k a year for car insurance? with a great driving record for 3 cars total is that even possible to charge that much. I have been told that if I move to Illinois it will cost that much. What should I do about my 19 year old sons car insurance? I have a son who is nearly 19 years old. He may be putting in for his test soon. The problem is I am worried about the cost of car insurance. He is nagging me to go on my insurance but I don't really like that idea because I am worried if he has an accident I will lose my no claims and my insurance will go up considerably. The other option is that I buy him a really cheap car with a small engion, but only cover third party. That way he can build up his own no claims. I was wondering if anyone knows how much he would be expected to pay if he decided to do this?" Any affordable life insurance policies? 41 yrs old now and considering shopping for a life ins policy in the event that something were to happen to me I would want wife and son to be left with a little something to care for house payoff maybe and other things. Nothing crazy but I just want them to have a cushion in case. Any thoughts?? What would insurance on a 2001 Mustang GT be in Michigan? I'm deciding between a Mustang GT and any V8 Ford pickup. The mpg on the Mustang will be probably at least 5 miles per gallon better than the pickup, but I'm sure insurance will be more. I want to know which one would be cheaper to own in the long run. I plan on driving about 40 miles per day for work and this would be my first car. I am in highschool so the insurance will be even higher than if it were for an adult."
Why does car insurance suck for a 19 year old guy in Ny.? Anyone think its ridiculous I had to pay like 430 for car insurance this month. I've been driving for over a year and I know it doesn't lower till your like mid TWENTIES! But it's bullshit , my car is old and I haven't gotten a ticket or gotten into an accident so I don't understand. What the f**k is a renewal anyway! And I hear it's more for guys my age even though it's pretty much a joke and a fact that girls are shittier drivers though you get the pinky dick guys with the supposedly fast cars that crash them trying to be a badass. Car Insurance is ran by the rich who can care less about people's safety and they are able to bend the laws to they're benefit so they make more profit. Revolting isn't it?" If I have secondary driver Insurance on my Dads car. Am I still covered on our other car aswell? My Dad put secondary insurance on his car (that I pay) so that I can use it. But he never lets me use it because he takes it to work everyday. But my Step Mom has her car here, and my dad tells me I can't use it because my insurance only covers his car. Is he just being a douche?" Cheap uk car insurance for a learner driver ? any good companies ?? question for pps in uk my husband just bought a little fiat punto got a provisional licence and wants 2 learn to drive in it we new to all this any idea what kind of cover he needs and any good not 2 expensive companies to try for insurance , hes 44 so not a young lad who wants to race about , he has a brother in law and m8 who both have full clean license who have offered to put the L plates on and take him out at weekends on a quite road to get some experience as well as having driving lessons too when he knows the basics , but we looked on nhet at diffrent insurance companies and they all so diffrent as anyone got any experience of whos the best company or comapnies to try thank you also whats diff with any driver or 1 driver and theres 3rd party etc , like i say we really are all new 2 this any info will be well appreciated thank you" Why are Republicans so against Americans getting Health Care Insurance with NO life-time caps? Why are Republicans so against Americans getting Health Care Insurance with NO life-time caps?