JA Annual Report [2011-2012]

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JA AMERICAS · ANNUAL REPORT · SECCIÓN

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LINDA RIMER President & CEO Asia Pacific and the Americas Regions lrimer@ja.org Phone: 210.651.3366

LEONARDO MARTELLOTTO Director of Operations leo.martellotto@ja.org Cell Phone: +54 9 351 3028466 PAULA PASTOR FLORES Regional Project Coordinator paula.flores@ja.org Cell Phone: +54 9 351 3909688

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ANNUAL REPORT JULY 2011 TO JUNE 2012

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CONTENTS Richard Hartzell´s letter / JA Americas Chairman ...................................................................................................................

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What is JA Americas? .......................................................................................................................................................

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AEMA: An example of commitment and dedication .............................................................................................................

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Women for Development: When Women Undertake .............................................................................................................

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Climate Entrepeneurs: In pursuit of a developed and sustainable region ............................................................................

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CIBC: A fundamental step for the Caribbean region ............................................................................................................

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JA Americas COY Colombia: One winner, many favored .......................................................................................................

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JA + Mastercard: Educating smart consumers ..................................................................................................................

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USAID: JA Program for the Eastern Caribbean Region ...........................................................................................................

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BID : When the future is in the young ....................................................................................................................................

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Baxter: Our bet with a great result .........................................................................................................................................

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Regional Indexes ...........................................................................................................................................................

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JA Brazil: “We take care of the youth´s future” .......................................................................................................................

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JA Americas Impact Map ..................................................................................................................................................

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Metlife : And the winner is... ............................................................................................................................................

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Jamaica - Caribbean Summit: Aligning our vision ...................................................................................................................

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Mirelia: An example of learning, action and contagion .......................................................................................................

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JA Americas Staff Recognition ..............................................................................................................................................

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Upcoming Project: Scotiabank / Bright future...............................................................................................................

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Upcoming Project: General Electric / Values that are foundations .........................................................................................

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Timeline: The most important events of the region .........................................................................................................

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JA Americas Programms ........................................................................................................................................................

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LETTER FROM OUR CHAIRMAN Dear JA Americas Friends, Looking back on the accomplishments of JA Americas in the 2011-2012 fiscal year, it is with great pleasure we share with you the results of this annual report. JA Worldwide is an organization that is worthy of admiration, due to its unwavering commitment to helping youth develop skills not typically taught in schools. Their unique approach allows volunteers from the community to deliver a solid curriculum while sharing their experiences with students - and this model has proven to be successful through and through. Turning to Latin America and the Caribbean (LAC,) which by many - if not most definitions - is a resilient region; there is a distinct promise for the future and a myriad of opportunities to uncover, in terms of education. Economies around the world are suffering and although the LAC region will surely continue to prosper as the developing region that it is, now more than ever before the Organization is committed to staying focused on its charter of developing the future of this region - our youth - so that the future remains as bright as it is today. The youth in LAC represents significant current and future value, and they have the potential to be a driving force behind the growth of current and future economies. Accompanied by a technological skill set that is admirable, this savvy generation will surely not disappoint and this future promise is what continues to make Junior Achievement so successful. From a private sector perspective, it is in our best interest to ensure that these children continue to gain the knowledge and subsequently, the power, to change, evolve and grow. The success of JA is also in great part thanks to the continued support of valued partners such as Baxter, CIBC First Caribbean Bank, Citi Foundation, HSBC, Scotiabank, and USAID among others – whose dedicated and abundant contributions are the backbone the Organizations’ achievements. As it stands, JA touches over 10 million students around the world in 110 countries and it is the largest organization of its kind in the region. The curriculum brought to students by Junior Achievement through the community, private sector volunteers and of course, the in-market chapters; is and has always been a perfect complement to existing educational platforms. It is pertinent that this enriching content continues to reach more and more children each year and the recent results of JA demonstrate their increasing reach – much to my satisfaction as I hope it is to yours as well. As part of JA’s commitment to the youth in LAC, the organization will continue to lead by example and enable conversations within the private sector and beyond and to help identify opportunities for growth and expansion of existing and future JA programs. As it heads into another fiscal year, it will leverage the collective strengths of its partnerships to help accelerate development in the region and focus on broadening the offerings and reach of Junior Achievement – for the ultimate benefit of a youth that is hungry for more. Corporate Citizenship is not an option, it is an obligation. The time and money that goes into growing Junior Achievement is without a doubt an investment in the future of our children. That is precisely what is detailed in this annual report (July 2011 to June 2012.) On behalf of JA Americas, herein you will find the results of this hard work and dedication of many. Thank you all for your continued support. Sincerely,

Richard Hartzell JA Americas Chairman

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JUNIOR ACHIEVEMENT BOARD MEMBERS President JA Americas Board

MR. RICHARD HARTZELL President MasterCard Latin America & Caribbean Region

MR. HECTOR AGUILAR

MS. MAYU AVILA

President and CEO, Central America & Caribbean - General Electric

Regional Head Corporate Sustainability, Latin America - HSBC Salvadore帽o

MR. JOSE C. BROUSSET

MR. RAUL DIEZ CANSECO

B&B Associates

CEO and Founder San Ignacio del Loyola University

MR. FERNANDO IRAOLA

MR. CARLOS MORALES

Latin America and Mexico Region Head Citi Transaction Services - Citi

President Espacios del Oriente

MR. ROBERT WILLIAMS Vice President and General Manager Bank of Nova Scotia Panama

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WHAT IS JUNIOR ACHIEVEMENT?

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here are values that make a person greater; and that is even more for those institutions that think about people. This is why, in Junior Achievement, an association between the communities of business, educators and volunteers, there are distinctive values: to believe in the young麓s potential; to hold a commitment with the market principles based on economy and entrepreneurship; to have passion for what we do; to maintain honesty, integrity and excellence; to respect talent, creativity, perspective and the origin of an individual; to believe in comradeship and collaboration; and to prioritize education and practical learning. This is Junior Achievement, a place that unites and encourages with principles that are contagious.

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AEMA An example of commitment and dedication Sixteen countries from Latin America and the Caribbean, 21800 children were part of the Program Learn to Undertake within the Environment (AEMA). A program carried out by JA and Coca Cola with the goal of boosting environmental consciousness when undertaking.

89,44% 95,63%

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rgentina, Bolivia, Brazil, Chile, Colombia, Costa Rica, Ecuador, El Salvador, Honduras, Mexico, Panama, Paraguay, Peru, Dominican Republic, Uruguay and Venezuela are the countries involved in this project that aimed to raise awareness in the students about their relationship with the environment, the development of responsible attitudes and the change possibility based on an enterprising commitment towards the community they are inserted in. The Program “To Live Positively” by Coca Cola was the kickoff to create and improve AEMA. For that matter, the member countries of JA strengthen the educational initiative reinforcing this message transmitted to thousands of children, year after year. Design and put in practice regional actions, generate more commitment and motivation among the students, meet and unify quality standards and increase participation, were some the original objectives that, luckily, were met with some inherent adds-on to the project´s development. The results stand by their own: volunteers and teachers interviewed affirmed that 95,63% of the students improved

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of the students were more creative to find solutions to presented issues

87,5%

improved their teamwork abilities

95,03%

improved their critical thinking

their teamwork abilities, 87,50% is more aware of improved their critical the importance of thinking, 92,39% the environment sharpened their communicative abilities, 89,44% of the students were more creative to find solutions to presented issues and 95,03% is more aware of the importance of the environment.

This has been confirmed by the students´ statements. “Now, I can contribute with the sustainable development of my community. I have learned new concepts”, “the contents and activities of this program are didactic and I have learned to work in groups”, are some of the statements of these young people that, thankful and committed, were part of “Learn to Undertake within the Environment” with absolute dedication. Satisfied teachers and volunteers, committed institutions and students eager to move forward and learn are key for projects like AEMA to have results of such quality.

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WHEN WOMEN UNDERTAKE Citi Foundation and Junior Achievement developed the Program “Women for Development” with the goal of developing the entrepreneurial abilities as well as the self-esteem in Latin American and Caribbean women. Argentina, Costa Rica, Ecuador, Guatemala, Panama, Paraguay and Dominican Republic will be the countries that will participate in the proposed second phase showing common interests.

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omen over 18 years in vulnerable situations, were during 2011 and will be in 2012 the target of this program focused in themes such as self-esteem, responsibility, creativity, action and development. The proposal consists in trainings for them to learn the basic concepts to become entrepreneurs. After the opening to new knowledge and mutual learning, these women (once they have presented valid projects) have access to microfinance credits given by a partner entity of each country. The opportunity to obtain the necessary resources allows them to complete the enterprises they will develop. With 13 sessions, these women access unknown theory and action fields: they need to develop a family budget and understand the importance of saving; they need to think about an ideal business and identify their abilities, goals and talents; they need to learn to work in teams, generate an environment of trust and continuous encouragement, and they need to show leadership skills. The setting up of an open fair and a forum of entrepreneur women will be, maybe, the most effective space to present,

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in a short term way, these business women. Because it is complex to be a woman and to play the roles determined by the current society, those who were and are part of this Citi Foundation project are very grateful. The change, the demonstration of the changes and the consequences of becoming Women for Development made them and will continue to make them new people.

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IN PURSUIT OF A

DEVELOPED AND SUSTAINABLE REGION

HSBC and JA Americas generated a regional initiative for the future of a Latin America more undertaking. The Project, created in Argentina, was called “Climate Entrepreneurs”, and stated the commitment towards the sustainable development and the preservation of the environment.

The more efficient way to achieve this goal is with the involvement of the member countries under an equal pilot initiative strengthening and unifying the message we deliver to thousands of children in each country, year after year”; this were the words of the people in charge of create and carry out an endeavor that involves us all. Under the pillars of cooperation, work, promotion and development the Climate Entrepreneurs Program saw its first outcomes. The main idea was to raise awareness, with knowledge and basics, in kids about the importance of their actions; then, develop abilities and capacities as active entrepreneurs; and learn and understand concepts about the climate change problem: its origin, causes and effects. Transforming and new ideas were, in this case, what opened business opportunities with responsibility and good judgment; for this reason, Climate Entrepreneurs (CE) has been carried out in several Latin-American countries, which also strengthens the region.

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Argentina, Brazil, Chile, Costa Rica, Colombia, El Salvador, Honduras, Mexico, Panama, Paraguay, Peru and Uruguay were the invited countries to participate in the CE, a joint work between the local offices of JA and HSBC. This project had also investments funds, correctly coordinated for the implementation and development of this global project. In this way, a region that looks for leaders that undertake being conscious about the results generated, will also be able to care for the environment among the people that tries to strengthen the concept of society.

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A FUNDAMENTAL STEP FOR THE CARIBBEAN REGION JA Worldwide and the FirstCaribbean International Comtrust Foundation are together for the third consecutive year for the promotion of youth´s development in the Caribbean Region.

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ince 1919, JA Worldwide promotes entrepreneurial education programs for young people to find their success in global economy. The FirstCaribbean International Comtrust Foundation recognizes that they can trust in the Caribbean Youth to find ways to develop enterprises to be up to date with the changes in global economy.

This is why both institutions reconfirmed their commitment with the development of the Caribbean Region, signing a Memorandum of Understanding (MOU) that will be the collaboration frame during the next three years. The pillars of this union were: financial literacy, work readiness and entrepreneurial spirit; cultural development of the young; and the setting up of basic principles and methodologies to guide the relationships among the parts. Joint work, mutual respect, commitment, activities completion, setting up goals, and the implementation of monitoring systems were part of the agreement that collaborates with the regional development. Entrepreneurial education programs, financial support, corporate volunteers´ involvement and new members in the boards of directors of JA in different countries to provide support and service to the youth in JA Caribbean. WORK READINESS | ENTREPRENEURSHIP | FINANCIAL LITERACY

Financial literacy + Work readiness and entrepreneurial spirit + Cultural development of the young + The setting up of basic principles and methodologies

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JA AMERICAS COMPANY OF THE YEAR COMPETITION

ONE WINNER, MANY FAVORED In Bogota, Colombia, Young Entrepreneurs of Junior Achievement Peru were awarded for creating “the best company of the year”; students show dedication, innovation, creativity and willingness to grow.

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he goal of the “JA Americas Company of the Year Competition” is to create a reunion space for those secondary school students that were benefitted benefited with JA Company Program. This annual celebration allows showing the ability to create sustainable undertakings and the enterprising initiative spirit (in a competitive environment) for those future adults that are eager to be leaders on businesses and on the economic development of their countries. Organized in four stages (company´s report, oral presentation of the project, fair and interview with a knowledgeable jury), the competence brings together the new entrepreneurs of Latin America and the Caribbean. All the details about organization, performance, innovation, adapt to the market and product or service quality, were necessary at the time of choosing the best company.

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1ST Place - Organitsso / Peru

2ND Place - Uywa / Ecuador

The young entrepreneurs from “Organitsso" company from Peru, were awarded as winners of this competence that benefits many people. This RD entrepreneurship, that 3 Place - Tea & Cups / Argentina produced pendants for shawls, ties, belts and other products, was followed by "Uywa" from Ecuador, and "Tea & Cups" from Argentina. This duel of business abilities was focused on students between 15 and 19 years old. Clearly, this type of competition have as common goal to project replicable actions, show quality in the enterprising actions and align regions that are geographically apart. This was stated, also, by the students. Because there are no boundaries and entrepreneurship has no age , JA Company Program confirms its support to generations that will outline, from now on, our global market.

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EDUCATING SMART CONSUMERS MasterCard and JA Worldwide assured, through finance vand training, the support to three thousand students who were favored with the joint program “JA Personal Finance + Smart Consumer Seminar”

100 Volunteerss 17 Schools 10 Countries

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ore than three thousand students, almost a hundred corporate volunteers from MasterCard and 17 schools were part of “JA Personal Finance + Smart Consumer Seminar” program. Argentina, Brazil, Chile, Colombia, Costa Rica, Mexico, Peru, Trinidad and Tobago, United States and Venezuela were the favored countries. The “JA Personal Finance + Smart Consumer Seminar” program, implemented in a one-day format, showed the students the importance of financial decisions highlighting planning, establishing goals and thinking about personal finances. The goal of each session was based on the concepts of teamwork, investments guides, scenes evaluations, consumption quality and general planning.

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JA PROGRAM FOR THE EASTERN CARIBBEAN REGION JA Worldwide, through its Regional Operating Center in the Americas Region, seeks to positively impact the development of a culture of entrepreneurship among youth, thereby improving the economies and workforce in in the Eastern Caribbean thanks to the support of the United States Agency for International Development’s Barbados and the Eastern Caribbean Office.

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arbados, Dominica, Grenada, St. Kitts and Nevis and Saint Lucia will be the venue of the activities JA and USAID will develop for the Caribbean youth. JA will apply an integrated technical approach to implementation:

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Establishing and/or strengthening Junior Achievement operations in the Caribbean Region.

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Initiating measures to complement and strengthen Caribbean educational systems with a focus on the transitioning of youth from school-to-work.

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Engaging the business community in investing in the development of their workforce through mentorship, apprenticeship/internship and partnership.

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Developing financial mechanisms to support youth micro-enterprise creation, development, expansion and sustainability.

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Measuring the impact of JA programs on youth financial literacy, entrepreneurship and work-readiness in the Caribbean context.

One of the actions that will lead to a regional long term objective intending to strengthen the member nations´ Operations in the JA region is the implementation of trainings and abilities development activities for the youth, the executive directors and the general staff from JA´s offices. 14

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Inspire young people to dream big and reach their potential, teaching work readiness, entrepreneurship and financial literacy

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WHEN THE FUTURE IS IN THE YOUNG It is well known that new generations are the future builders of all societies. Studies performed in Chile, Argentina and Brazil, show the need of executing educational policies that improve educational quality and facilitate the transition of the young to the job market. For that matter, Inter-American Development Bank seeks to assure, through a very detailed study, the necessary characteristics of a good preparation for the younger section that will later be the future´s builders.

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ith rules of globalization, an even more important role of specific demands and the need of continuous improvement, the young of today face the biggest question about the real options they have to grow in the work environment.

It is well known that the family plays a necessary and important role in the educational process of the professional future by setting up the first unavoidable responsibilities of the young, but it is the school the institution by excellence that prepares them for that promising future. Because of that, the studies performed in Latin America show that the massive access to education does not assure the later possibilities to enter into the work force. This makes young Latin-American people feel in disadvantage against the employees with greater experience and in respect to the professionals of advanced countries. However, it is the job demand the one that requires a greater preparation and professional specification since new technologies have substituted tasks formerly performed by the work force. Consequently, in Latin America, during the last two decades, the return to middle school dropped despite the salary increase for those who have the secondary school completed. The university graduates have neither seen the statistics support as they cannot see an increase in job positions for them, except in the technological area that highlights, again, the changes on commerce release and other changes developed in 1980. Up to which point this phenomenon is the expected result against the massive offer increase in young Latin-American people that reach a high level of studies? How the quality and accuracy of the education received have a related impact? Statistics show that while the gap between those who have access to education and those who do not, in developed economies, is bigger than those from Latin America; in the later, the concern lies in the quality of the education. Furthermore, we must also mention the apparent difference between the competencies determined by today´s schools and the ones required by the job market to the young that want to further develop in terms of work. 16

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95% of Latin-American children in school age are signed in for school, only 1% less than in high income countries. On the other hand, it takes one less year to complete their schooling than in developed countries. This, however, does not coincide with the graduate competencies (especially in Math’s); on this matter, it is highlighted the thesis published by IBD, as it directly affects the future social and financial performance of these future adults. There are more specific studies on knowledge and abilities, or later abilities on Latin-American young people; but the truth is that the specialists of the InterAmerican Development Bank search, restlessly, better educational conditions and later work opportunities for young LatinAmerican people. In seven points, the document published by Marina Bassi, Maria Busso, Sergio Urzúa and Jaime Vargas provides guidelines to improve the conditions of these future professionals and current in development young people.

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OUR BET WITH A GREAT RESULT For the second time, JA Worldwide and Baxter are committed to encourage the development of the youth of Latin America, creating an association held to the mutual benefit of both institutions.

“The program was very exciting because it teaches us to be better people by improving our abilities”

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n this way, Brazil, Canada, Colombia, Mexico and the United States were part of a program with their local offices, with hundreds of students and volunteers in the Schools.

They have provided training on business and programs on financial literacy for young people as part of the mission to inspire them and prepare them to be successful in a global economy. By recognizing global and regional changes, the young of Latin America face the challenge of finding more and better ways for enterprising development;

for that matter, JA Worldwide and Baxter collaborate with strong processes and fixed pillars.

Each country had different results but equal to the development and progress generated. “The program was very exciting because it teaches us to be better people by improving our abilities” and “I think that this program is very good because it allows us to learn about real life and work, and it teaches the young from different schools how to carry out an endeavor”, were the words of the teachers that affirmed that the program “motivates to were the witnesses and main characters of this Program. It was become a better perthought to be for the entrepreneurship of the future and the present son”. of a region that thinks about common goals and joint actions.

1465 students

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7 schools

135 volunteers

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REGIONAL INDEXES

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“WE TAKE CARE OF THE YOUTH´S FUTURE” Within the general projects, Junior Achievement coordinated, as they do every year, an event with stages, adherent companies and favored young people. Brazil was venue of this example of actions and results.

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s every year, a new edition of “Findinexa Brazil” from Junior Achievement Brazil is expected. It promotes and facilitates reunions and developments in young entrepreneurs. This time, the venue of the project was the city of Luis Correia, in the state of Piauí. The goal, one more time, was to encourage students to develop actions and enterprising thinking, recognizing their potencial to achieve personal and social transformations. Representatives from five countries, between 16 and 23 years old, were part of this unforgetable experience that included academic, sports and recreational programs. Institutions like the Gerdau Institute supported this project. Gerdau Institute and Junior Achievement Brazil reached 18 years of mutual development and support. Both, favored dozens of young people with action and training, volunteering and readiness to face the work market. 500 volunteers and 15.000 students (in the 27 brazilian states) were the last numbers received from the last joint action from these institutions. “I believe volunteer work is important for us to do more and better; it is one of the main tools to accelerate the development of our country”, said Beatriz Johannpeter, Vice-President of the Gerdau Institute. At the same time, the company OI supported education for a succesful future and 4.000 students and 350 volunteers were favored, under the premise of study and training. “This is very interesting. I love the contact with children and see that the themes we bring to schools may change or contribute with their lives”; these were the words of Liliane Faria, member of HSBC. This was one of the institutions highly committed to JA Brazil that favored 1.175 students. Abril Group also collaborated, contributing with actions with entities from the country. Abril publishes 54 titles, reaching 28 million readers with digital printed formats.

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Sebrae Brazil gathered 15.000 students in 27 states to contribute to the quantity of young people that were favored with training and integration experiences between the enterprising class and the school community. The National Project of GE favored almost 1.000 students in Sao Paulo, Rio de Janeiro and Minas Gerais. Junior Achievement Minas Gerais, leaded by the executive Borges Kátia, developed the most important event of Junior Achievement Brazil gathering the executives and manager of 27 units of JA to work on leadership, communication, impact studies, branding and press. Last but not least, Klabin (the biggest producer and packing paper exporter of Brazil, and the biggest company of reciclyng paper of Latin America) also formed an alliance with Junior Achievement Brazil with a project that favored 560 students from three states.

This shows, one more time, that many are the people and more the institutions that care about and work for the future of our youth, and with them, of our society.

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AND THE WINNER IS... On Wednesday, July 18th the winners of this year’s MetLife Foundation Entrepreneurial Award Program were announced on a conference call with JA Members around the world and at the Junior Achievement USA National Leadership Conference.

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A and the MetLife Foundation are thankful to everyone who submitted proposals in all award categories. In total, 70 proposals from 47 JA organizations in 14 countries were received. As the judges reviewed the submissions, they were inspired by the stories of dedication, innovation and successful outcomes.

The winners of the 2012 MetLife Foundation Sowing the Seeds of Entrepreneurship Awards are: · JA Kenya, “JA Mentors On Board (MOB)” · JA of Oregon & SW Washington (Portland, OR), “JA Finance Park Paperless Initiative” · JA of Northern Indiana (Ft. Wayne, IN), “Making it Relevant” · JA of San Diego & Imperial Co., “Junior Achievement C.A.R.E. – Credit Abuse Resistance Education Program” · JA of Southwest Virginia (Roanoke, VA), “Project Payback”

Each JA Area receiving a MetLife Foundation Sowing the Seeds of Entrepreneurship Award will receive $10,000 and a plaque commemorating this important honor. The winners of the 2012 MetLife Foundation Entrepreneurial Awards are: · INJAZ Egypt, “INJAZ Egypt Entrepreneurship Pipeline Pilot” · JA Argentina, “Climate Entrepreneurs” · JA of Delaware, “JA Innovation Hub/JA iHUB Career & College Readiness Experience” · JA of Georgia, “JA Means Success (JAMS)” · JA of Northern California (San Francisco, CA), “Grantwriting Boot Camp: A Turn-key Training for JA Staff” · JA of Southern California (Los Ángeles, CA), “More Mission… More Money!” · JA of the Upper Midwest (Minneapolis, MN), “JA Corporate Council Strategy” · JA Romania, “Invest in Education!”

Each JA operation receiving a MetLife Foundation Entrepreneurial Award today will receive $25,000 and a plaque commemorating this important honor.

The region is proud of JA Argentina and its Climate Entrepreneur program, been recognized around the world with this prize

We’ve saved the very best for last. The selection committee did find one outstanding Entrepreneurial award winner this year who they deemed was the best. This exceptional innovation was not only innovative it also filled a true need. The project was well thought out, prepared, funded, executed and evaluated, and best of all it can be easily adapted and replicated.

The 2012 winner of the MetLife Foundation “Most Outstanding” Entrepreneurial Award, who will receive an additional $25,000 for a total of $50,000 is… · INJAZ Egypt, “INJAZ Egypt Entrepreneurship Pipeline Pilot”

Congratulations to our winners. MetLife Foundation and all of JA are proud of your leadership and incredible efforts to inspire and prepare young people to succeed in a global economy. 22

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ALIGNING OUR VISION In May, in Montego Bay (Jamaica) it was held the 2nd “JA Caribbean Summit”, with the presence of the directors of ten countries.

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he task was to “align the vision, actions and impact in the Caribbean region” with the presence of the directors of from ten countries during three unforgettable days.

An intense agenda was the axis to organize activities and determine common objectives with the only goal of setting up a specific plan for the growth of JA´s offices in the Caribbean. The need was to generate regional projects and increase the operative capacity of the offices through their

Executive Directors. For that matter, the following was organized: panels of presentation and discussion on regional strategies and goals, workshops to present the profile of each office, and training in the areas of budgeting and development of councils. Thanks to the support of the FirstCaribbean International Comtrust Foundation, Sandals and USAID, the three days of work and training for the directors of the present countries exceeded the expectations.

SUCCESS STORY

MIRELIA: AN EXAMPLE OF LEARNING, ACTION AND CONTAGION. This girl was born in Cajamara, in the rural zone of Peru. With only 22 years, she started her way to making her dreams come true thanks to the programs she received from Junior Achievement more than 6 years ago.

phase, her classmates (and coworkers) chose her as the “Best Achiever”. This is how she obtained a scholarship for the International Forum of Entrepreneurs, carried out in Cordoba (Argentina) in 2010. During the next year´s final part, Mirelia chose the course of study: Business Administration and finishes it in the Antonio Guillermo Urrelo Private University.

Today, Mirelia is the founder of her own company named “Jamek”, dedicated to the manufacturing of “llanques” (special rubber shoes). Her expressions, eloquent signs, were and are an example of personality and eagerhis young entrepreneur had a long preness: “I never imagined that learning was so fun “I paration to achieve, at such a short (…). I will never forget the values I learned in will never age, her goals. forget the values the last few years”. During the 3rd year of high school Now, this entrepreneur is looking forward to I learned in she was part of the program “Advantages of return to Argentina in 2013 to export her prothe last few staying in school”; a year later, of “Compaduct and show how the JA programs opened nies in action”; and in her last year, Mirelia paryears” doors and helped her to reach her goals. ticipated in the program “The Company”. In that

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UPCOMING PROJECTS

impact of the Scotia Bank’s mandate to support the education of young people in Canada and other countries covered by this Project in the Americas, exploiting JA’s international experience, using mentoring and direct support.

BRIGHT FUTURE

The global strategy was to determine the significance and impact of the Scotia Bank’s mandate to support the education of young people in Canada and other countries covered by this Project in the Americas, exploiting JA’s international experience, using mentoring and direct support. This project encourages high school students to reflect about the advantages of staying in school to gain the kno-

When two institutions with a rich history, experience, common values and forthcoming projects join together, growth is accelerated and the new generations foresee a promising future.

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his is the case of the EFS project, in which Junior Achievement Canada and ScotiaBank unite their efforts to achieve one single goal: regional growth.

Junior Achievement Canada has more than 55 years of history, eight national programs per year, 200,000 students trained yearly, over 13,000 business volunteers and four million young people involved. In order to help young people to stay in school by stimulating their entrepreneurial spirit and providing financial literacy, JA and ScotiaBank decided to provide financial support for the growth of thirteen countries. The global strategy was to determine the significance and

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wledge, skill and abilities that will help them to meet their future needs. Scotia bank’s contribution wasn’t all about economic support; it also included events, sponsorship and delivery programs (Economics for Success). This is intended for both, national and international frameworks and for the long term; all of this included in the EFS program. The success of this project was, beyond any doubt, the first signal of a continued team effort that will keep these institutions together in the future.

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VALUES THAT ARE FOUNDATIONS In a regional project, JA Americas, JA Mexico (IMPULSA) and GE are developing a project that will have three especial sessions of one hour each. These will allow Mexico, Argentina, Brazil, Chile and Peru to develop “Undertaking with values”.

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his is a program focused on children from 10 to 12 years in basic school education. The proposal is to help them understand that values become rules and guidelines of behavior.

The pillars of “Undertaking with values” state that collective and individual values determine the idea about men and society confirming, in this way, the ideals, convictions, aspirations, feelings, attitudes and shared believes. Also, thinking and action structures are determined marked by the education of the younger ones.

“Values are the foundations of the development of a healthy and constantly growing economic system”, assure the creators of this regional project. In this way, the kids of today, young entrepreneurs of tomorrow, will be able to build their own and everyone´s reality with values, ideals, projects and necessary knowledge for the growth of a region that wants and seeks to do it.

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JA PROGRAMMS ELEMENTARY SCHOOL Ourselves Our Families Our Community Our City Our Region Our Nation JA More Than Money Biz Kid$ JA Biz Town

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MIDDLE GRADES JA Americas Works JA Economics for Success JA Finance Park JA Global Marketplace JA It's My Business! JA Biz Kid$ Advantages of Staying at School Climate Entrepreneurs Learning Environmental Entrepreneurship (AEMA)

HIGH SCHOOL JA Banks in Action JA Be Entrepreneurial JA Business Ethics JA Career with a Purpose JA Company Program JA Economics JA Finance Park JA Exploring Economics JA Job Shadow Day JA Personal Finance JA Success Skills JA Titan GLOBE

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