KT
CONNECTION
THE COMMUNITY MAGAZINE AND DIRECTORY FOR RESIDENTS OF KT20
november 2015 issue 93
Frank Sinatra Night Friday 20th November
3 Course meal dinner & dance for only ÂŁ35 per person. Listen to our fabulous tribute singer, Dean Ager performing great renditions of all your favourties
Winner of National Young Restaurateur of the Year ASIAN CURRY AWARDS 2011
Get the carpets cleaned in time for Christmas!
Professional, Eco-Friendly Carpet and Upholstery Cleaning Carpet Care Plus is owned and operated by Steve Barnett. Based in Walton on the Hill and covering the whole of Surrey, he has 30 years experience in the carpet industry and offers the following services:
. Carpet Cleaning - including stain removal and stain protection.
. Upholstery Cleaning - including leather furniture. . Rug Cleaning - including collect and return service. . Tile & Grout Cleaning - including stone, marble and ceramic floors.
. New Carpets supplied and expertly installed - samples brought to your home. We have invested heavily over the years in the best training and equipment, which makes Carpet Care Plus the first choice for Professional Carpet Cleaning for many satisfied clients in Surrey By using Carpet Care Plus, you can be sure of friendly, quality customer service, competitive prices and peace of mind that your home and furnishings will be treated with respect.
Call Steve for your FREE QUOTATION 01737 819622 07768 648863 www.carpetcareplus.co.uk
Gluten Free frying now available!
IF YOU WOULD LIKE TO MAKE AN ORDER, OR FOR EVENT AND PARTY BOOKINGS, PLEASE CALL US ON
01737 851188 We would like to inform all our existing and new customers that Hardy’s will be doing GLUTEN FREE FRYING every Saturday from 11.30am to 14.30pm from 31st October 2015. Opening and Closing Hours Monday Tuesday Wednesday Thursday Friday Saturday Sunday
Lunch Evening 11.30-2.30 4.30-9.00 11.30-2.30 4.30-9.00 11.30-2.30 4.30-10.00 11.30-2.30 4.30-10.00 11.30-2.30 4.30-10.00 11.30-2.30 4.30-10.00 Closed all day
HARDY’S Award Winning Fish & Chips 6, The Parade, Brighton Road, Burgh Heath KT20 6AT
Contents P6
Getting ready for Winter
NOVEMBER P26
Holistic Health
Tips on Winter-proofing your home for the coming season. Part 1 this issue.
Eleana on how she keeps healthy during the winter months.
P12
P28
Legal Matters
Fit for Life
Solicitor Nicola Dudley on changes to trusts in wills.
PT instructor Jade on how to burn more calories while resting.
P20
P32
Home-start
Vollunteer and make a difference to young families with this free preparation course.
Keystroke Associates
Latest techology tips from Keystroke Associates.
P33-34 Community News
READER OFFERS IN NOVEMBER: Carpets 4 U (p5) 10% discount for Connection readers. RJ Miles Plumbing & Heating (p8) 50% off boiler servicing in November. Norsat (p11) 10% off any aerial work. Stuart John (p29) 30% off colour on Tuesdays and Wednesdays. Bliss Hair Company (p30) 10% off Christmas product packs on 28th November. Piano Teacher (p33) Free music book. NEW ADVERTISERS: RJ Miles Plumbing and Heating p8, Lashes by Alexx p31.
Copy deadline for December/January 2016 issue is 13th November 2015.
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Winter-proofing your home, part 1
T
he days are getting shorter and colder, which means Jack Frost is at your door and he’s looking to freeze your pipes and give you the flu as an early Christmas gift. Fortunately, here are some tips that’ll keep you warm and protect your home from the jaws of winter.
Sort out your home insurance Check to make sure that your home insurance policy is up to scratch and that you’re covered for winter-related damage. If it comes to sorting out water damage to your Christmas presents or fixing a leaky roof, you’ll be glad you had the right cover in place. Keep your pipes toasty Burst pipes are common during winter due to rapid freezing and thawing, potentially causing massive damage. The best way to stop this from happening is to keep your pipes warm with their own foam cardigan (called lagging), which will reduce the heat lost and insulate the pipes to stop them from freezing. Get your boilers looked at A poorly maintained boiler wastes more energy and costs more, and it also runs the risk of leaking carbon monoxide. Either get your boiler serviced before winter or change your old model for a condensing unit, which could shave off around £235 a year (according to the
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Energy Saving Trust). Insulation – more than just a woolly jumper About a quarter of the heat in your house is lost through the roof, so having good loft and wall cavity insulation could keep the house warm with less energy used. These improvements needn’t cost the earth, as there are a number of government grants and schemes that subsidise insulation installation. Bleed the radiators If your radiators are colder at the top than they are at the bottom, then your radiators have trapped air inside them that’s stopping the heat from circulating properly. It’s time to grab a towel and your special key and bleed that radiator! Bleeding the radiators releases the air, allowing the radiator to run more efficiently. Switch energy suppliers If your bills are still high despite these improvements, give your energy supplier a call and see if you can be put onto a more appropriate energy tariff. If that’s not good enough you look for a supplier that’ll offer you a bigger discount. There’s no disruption in service; all that happens is that your money goes to a different company when you pay your bill.
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HOMES & GARDENS
Domestic and Commercial Cleaning, Ironing, Carpet Cleaning
Let us take control of your domestic chores! We will leave your house spotless and in perfect order. Reliable and professional service tailored to your lifestyle needs and budget. For further information or to book a no-obligation free quote, please call: 07811 138766 www.starscleaningcompany.com Do you want to earn some extra money on the side? Cash in hand? Reliable distributors are needed for Connection Magazine. Good rates of pay! If interested, call Katie on 01737 831498 or email: info@ktconnection.co.uk
Collection and delivery available 67 Walton Street, Walton on the Hill KT20 7RZ
8
NO VAT!
It’s a dirty job – why do it yourself!
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CleanAbility
HOMES & GARDENS
“We clean so you don’t have to”
Domestic and Commercial cleaning service Competitive rates Ironing service also available
Call Sherry on
01737 559896 07855 340929 References available on request
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11
Legal Matters
A
Nicola Dudley on some recent changes to trusts in wills.
lthough it is not absolutely true to say that nothing much changes in private client law when changes do occur they tend to have a knock on effect. For example….. Nil Rate Band Discretionary Trusts in Wills Since 2008 it has been possible for the nil rate band (the amount which can be left free of Inheritance Tax on death) of a deceased spouse or civil partner to be used by the survivor against the combined estates. Potentially, this means that up to £650,000 of a couple’s estates will be free of Inheritance Tax. However, before the introduction of the “transferrable nil rate band” it was accepted practice to include a trust (or a gift) of the nil rate band in couple’s Wills to make sure that both nil rate bands were used. This may not now be a good idea. By including a nil rate band discretionary trust in a Will the amount that will be free of Inheritance Tax is “fixed” at the limit that applies at the date of the first spouse’s death. Any transferrable nil rate band, however, will be applied at the rate in force at the time that the survivor dies, which means that it may have increased so a larger amount of the total estate will be free of Inheritance Tax. More recently, if the “residential nil rate band” comes into effect and the family home has been gifted when the first spouse dies then the Executors of the surviving spouse may not be able to claim the additional tax relief. ‘Residential’ Nil Rate Band It is possible that by the time you read this the “residential nil rate band” will be in place, increasing the tax free allowance for Inheritance Tax to £1m for couples who pass their home to their children from April 2017. The allowance,
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which will be on top of the current nil rate band of £325,000, will be up to £100,000 per person in 2017-2018, up to £125,000 in 2018-2019, up to £150,000 in 2019-2020 and up to £175,000 in 20202021. However, it may not be available if the family home is either in a nil rate band trust or has already been given away. Deeds of Variation Whilst it has been possible for some time to vary a Will or the Intestacy Rules and redirect an inheritance there are proposals to stop such variations which means that there will be no opportunity to change any out of date tax planning that might be in place. Next steps? If you would like to discuss this further then please do not hesitate to contact Nicola Dudley at PWT Advice LLP on 0845 833 9025 or 07900 931478 ndudley@pwtadvice.co.uk
A local niche firm of solicitors specialising in:
Inheritance Tax Planning Wills, Trusts, Probate Lasting Powers of Attorney Fees are fixed and we provide full inheritance tax planning advice with even our basic wills. Home visits to suit can be arranged. To discuss your requirements please call Nicola Dudley on:
0845 833 9025 or 07900 931478
ndudley@pwtadvice.co.uk
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HOMES & GARDENS
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13
HOMES & GARDENS
Robert Clark mobile: 07710 384446 Construction email: robclarkconstruction@sky.com tel: 01737 832794
Robert Clark building since 1975, we are a family run business and fully insured based in Tadworth. We cover Kingswood/Tadworth and surrounding areas throughout Surrey. Our builders are qualified in all building services including House Extensions, Loft Conversions, Painting and decorating and Landscaping. We offer a complete building service which includes: New home builds Extensions and renovations Kitchens and bathrooms Interior and Exterior decorating Landscaping Driveways and patios Decking and Fencing New roofs and roof repairs To advertise in CONNECTION please call 01737 831498
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5 Heathwood, High Street, Tadworth Surrey KT20 5RB info@getconnectedelec.co.uk 07778 427231/07917 196861
01737 370 869 Get Connected Electrical Contractors Ltd is a professional, friendly company based in Surrey, covering London and the South East. With 40 years experience in Domestic, Commercial and Industrial Installations, we pride ourselves in providing a fully comprehensive service. All our work is carried out in accordance to the BS 7671 IET Wiring Regulations (17th Edition) and on completion is tested and certified by one of our qualified technicians.
.. .. .. .. ..
Your satisfaction is our guarantee! Domestic Rewires Fuse Board Changes Garden Lighting & Power Additional Sockets & Lighting Commercial Fit outs 3 Phase Supplies Emergency Lighting Fault Finding & Rectification Inspection, Testing & Certification Electrical Maintenance
www.getconnectedelec.co.uk
Don’t get left behind this Winter..... Prices start at just £25!
MAKE SURE YOU REACH OUT TO YOUR CUSTOMERS THIS WINTER AND BOOK YOUR SPACE IN THE FEBRUARY ISSUE OF CONNECTION BY CALLING 01737 831498 OR EMAIL INFO@KTCONNECTION.CO.UK
Bonfire Night Firework Displays Saturday 7th November: Brockham Bonfire Brockham Village Green. Procession starts 6.15pm, display 8pm. A voluntary donation per person will be asked for. www.brockhambonfire.com Carshalton Fireworks and Bonfire, Carshalton Park, Ruskin Road, gates 5pm, display 7pm. Live music from The Åntidote Band and Radio St Helier. This event is put on by Wallington & Carshalton Round Table. £5 in advance and £7.50 on the day, under fives are free. www.carshaltonfireworks.org.uk. Caterham Fireworks and Bonfire, Caterham Dene Field, Church Hill. Display at 7.30pm. Entry £5 per person, under fives free. www.caterhamtable.com. Epsom Fireworks Display & Funfair Hook Road Arena, gates open 5.30pm, display 7.30pm. Tickets can be purchased in advance for £5, £7.50 on the gate (cash only). www.epsomfireworks.com. Horley Fireworks, Horley Recreation Ground, gates open 5pm, bonfire lit 6.30pm, tickets £6 adults, £3 children. www.visitsurrey.com. Reigate Rugby Club, Colley Lane, Reigate. Open from 5pm, display 7.30pm, tickets £4 (adults)and £3 (children) in advance, £6 and £5 on the night. www.reigaterugby.co.uk
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L.A. Surfacing, Driveways & Patios L.A. Surfacing are a reliable family run business based in Surrey. With over 10 years experience L.A. Surfacing are guaranteed to deliver you a professional and quality service. We take pride in our work and treat every job with detailed care and attention. We are able to give you an honest and competitive quote tailored to suit your requirements.
L.A. Surfacing 07515 638232
07515 638232
S N HO O W W F O LA PE T N
M O FR 50 ES ,9 IC 49 PR £2
HOMES & GARDENS
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25
Holistic Health
26
with Eleana Needham
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HEALTH, BEAUTY & FITNESS
STRICTLY NOVEMBER Reach your target customer every month from as little as £25 per issue. Can you afford NOT to be in CONNECTION? Call 01737 831498 to reserve your space.
Highlights £69 half head Includes blow dry! Dance along to....
Walton Salon
17 Walton Street Walton on the Hill (opp the pond) KT20 7RW
Tel: 01737 812433
www.waltonsalon.co.uk We choose the stylist available – you choose the colour. Quote ref: 69, long locks? Add £10.
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27
Get Fit For Life! Personal trainer Jade Parsons explains how to help burn off the extra food at Christmas even when you’re resting!
N
early everyone eats too much at Christmas so we need to change our body before all this happens! Exercise is extremely important as it increases your resting metabolic rate (RMR). The majority of calories you burn in a day are not through activity, but instead through your RMR. Even the best diet won’t offset a lack of physical activity. So we need to do both! The resting metabolic rate is the number of calories the body requires at rest. It is important because any calorie intake above this is stored as excess fat by your body. Your resting metabolic rate will decrease as you lose muscle also. You have probably heard that people who go on crash diets end up lowering their metabolic rate, which means when they go off the diet, they put on fat more easily than before they started. This is because they have lost muscle, so they have lowered their metabolic rate. Many of the special compounds found in food are important to keep your metabolism running optimally. To protect your health and maintain your metabolism, you should plan to meet your RMR requirements with wholesome foods. A wholesome food is a good source of protein, vitamins, minerals and many other things your body needs. Bad news…. 1. The rate will decrease as we get older and males tend to have a higher RMR than women. 2. Alcohol is one of the worse things to affect your metabolic rate as it makes you
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store fat. This is because of the way it breaks down in the body. 3. There is also a small genetic component that doesn’t help, which can vary by up to ten per cent, even in those of exactly the same age, gender and body composition. Meaning your genes can affect how well you absorb food. 4. If you cut your food intake to low, your body fights back and DECREASES its metabolic rate. How to increase the amount of calories you burn while you sit and do nothing? 1. Eat a breakfast that is filled with nutrients to jump-start your metabolism. 2. Your metabolism speeds up every time you eat. So to keep your metabolic rate up you should spread out your daily caloric intake by eating several small meals and snacks. 3. Eat more protein. 4. Lifting weight! Muscle burns more calories than fat. When you increase your muscle mass, you will not only notice a more toned you, but also that you will burn more calories even at rest than you would if you didn’t lift weights. Muscular bodies burn between 15 and 30 calories per day without doing any activity than nonmuscular bodies. 5. Cold water does burn calories by forcing your body to warm it up…to the tune of around 2 calories per glass. 6. Doing regular workouts or exercising! CALL Jade on 07564525351 for personal training and nutrition guidance or EMAIL jadeptraining@hotmail.com WORKING AT TWIST GYM.
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Book soon for your Christmas and New Year Party hair!
39, Tattenham crescent, Tattenham Corner, Epsom Downs KT18 5QJ
Limited Edition Arctic Gold GHD gift sets now available!
Tel: 01737 361211
10% off all GHDs and Tigi Christmas Packs on 28th November until 5pm.
HEALTH, BEAUTY & FITNESS
Penelope J’s Fitness MATWORK PILATES Improve your posture, balance and core strength. Tuesday 10.45 Kingswood Tuesday 18.30 Walton on the Hill Wednesday 19.00 Walton on the Hill Thursday 10.45 Kingswood
FITNESS YOGA A powerful fusion, improves posture, strength and flexibility! Tuesday 9.30 Kingswood Thursday 9.30 Kingswood
PERSONAL TRAINING Available for one to one or small groups Venue:
Kingswood – Kingswood Village Hall, Waterhouse Lane. Walton on the Hill – The Hut, Chequers Lane. Class Cost: Between £7.50 –- £10 per class. Discount for pre-paid classes. Personal Training POA. Contact: Penny 07788 625854, email: djcksm3@tiscali.co.uk All classes need to be prebooked, spaces limited, book early!
Want the lashes you long for?
The secret to beautiful lashes is right before your eyes!
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31
Computer Tips
from Keystroke Associates
C
alling all authors – how many years have your tried publishing a book and rejection is the only answer you get. Why not try the new digital approach. There are the most amazing methods for you to publish your own book, including help with designing the cover, pricing and world domination! Create, publish and distribute your book in print worldwide. Earn royalties of up to 80% set your list price and receive industry leading royalties. They provide free tools to build and publish your book or take advantage of professional publishing services. Reach reaches worldwide through amazon.com
Go to: https://www.createspace.com and sign up, if you need help then give Judy a call at Keystroke 0n 01883 346 516 and we will take you through the process. For further advice on all things computing, please call Keystroke Associates on 01883 346516.
GET YOUR MESSAGE ACROSS LOUD AND CLEAR
If you’re a business and you’re reading this then you should be advertising! Reach 5,000 households with this advert from only £44! Call Katie now on
01737 831498
to reserve your place in
CONNECTION
32
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Community Noticeboard info@ktconnection.co.uk Like to play? Here’s your chance!
.. .
PIANO LESSONS For adults (18-80)
Begin again or start right from scratch All styles including classics Patient and experienced teacher Ring Peter for details.
FREE music book
01737 242359
TADWORTH ART GROUP WINTER EXHIBITION 2015 St. John's Church Hall, The Avenue, Tadworth KT20 5QT Friday Nov 20th 6.30pm-10pm, Saturday Nov 21st 10am-6.00pm, Sun Nov 22nd 10am-5pm Entry free, tea and coffee available and raffle in aid of local charities Info: 01737 362404/812983 www.tadworthartgroup.org.uk
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Community Noticeboard info@ktconnection.co.uk
34
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