October 1, 2014 by Tricia's Trader

October 1, 2014 Volume XII Issue 19

PRSRT STD

Postal Customer

$10.00 s! Classified

FREE-E! TAKE ON

I N SID E:  More new features and articles this issue. Read on! 

Seniors: Don’t forget to clip this month’s menu on p. 16.

800-756-1817 w w w . T r i c i a s T r a d e r . c o m

Over 8,500 copies distributed all across NorthCentral Montana!

Have an event this Halloween? Call today to include it in our October Calendar of Events!

October1, 2014.......................................................................Volume XII Issue 19.............................................................................. Triciaâ&#x20AC;&#x2122;s Trader 2

Tia Love Cosmetologist @ Polish To Perfection, 139 S. 2nd. St E., Malta. One stop for Hair, Eyelash extensions, fills, tinting, perming, eyebrow tinting and waxing services. Call 654-2799 or 3901216 or schedule @ www. SCHEDULICITY.com 10-I For Sale: 2004 Lance, 9.6 ft camper w/ slide out, loaded, luxury. Also, 1999 Chev. 1T, 4dr, 454, setup for camper, Real Estate For Sale! Lincoln loaded. Call 406-357- Home in the Mountains. Newer, 4233, Chinook.. 10-I:11-II updated 2 bd, 2 ba. Very nice setting at the base of Stonewall For Sale: Living on one level Mtn. Peaceful mountain views, -- city convenience, country creek nearby. $149,000 Contact feeling. 3 bed, 1.5 bath, double Sandi, Conroy Real Estate, garage. 1190 26th Ave., West, Lincoln, MT 406.461.6895. 9-II Havre, MT. $129,900. Call Kim Cripps, Havre Hi-Line Need that building moved? Realty (406) 265-0905. 10-I Call Dan at 379-2320. 8-I:10-II

Guitars of Montana: Band & Orchestra Rentals/Sales - American Guild, Gretsch, Jackson guitars. Bluegrass. Ukuleles. BOSS effects. Special orders welcome. We ship! #2 5th St. S., downtown Great Falls, (406) 453-4998; or call Bing at (406) 566-2223. www. guitarsofmontana.com. 10-I:3-I

PLLC

October 1, 2014......................................................................Volume XII Issue 19.............................................................................. Tricia’s Trader 3

CONTENTS:

Classifieds, Classifieds!

Advertising Info............... 12 Auction Calendar............ 14 Bill’s Food Corner.next time Comic............................. 16 Conservative Cow Dr...... 13 Dave Says...................... 18 Laugh Lines.................... 16 Money Talks.................... 15 Realty Section.............. 8, 9 Rodeo Roundup..............11 Subscriptions.................. 14 “Things to Know”..next time

For Sale: 3 yearling geldings: Bay, Gray, Red Dun. 2-yr old gray gelding. Rope horse, ranch horse, arena prospects. $1,200$1,500. Call 406-357-3572. 9-II

See pg 14 for deadlines, rates & to place an ad! Paid Classified Rates: Classified, $10 up to 8 lines $1 per line each add’l 13 lines maximum. $5 bold, $5 boxed Runs two issues.

Ask about FREE Classifieds!

Firearms now in-stock! Plus Ammo & Hunting Knives. Stop in to the Chinook Lube & Tire building, Main Street, Chinook. (406) 357-2901. 9-II

Wanted: Good condition New Holland Hay Inverter, Model 166 or similar. Wanted for parts: Case International 5000 Swather w/ double auger header. Leave msg at 406-654-5253. 10-I:3-II

For Sale: 2003 Bobcat 753 G Skidsteer. 1100 Hrs. New Tires. Diesel Engine. Aux. Hyds. Deluxe Operator Cab. Nice Clean Machine! 406-228-9479. 10-I

For Sale: 2,000 Tons of 3x4x8 square alfalfa mix hay. New crop, fresh hay, NOT CRP. Trucking avail. Thompson Cattle Co. (406) 670-6551. 8-II:11-I

E G S E LI LDING I IN U B OV Dan: M 379-2320

RELOCATE YOUR BUILDING! FBR

Fort Benton Realty

Office/Business Building-Fort Benton For Sale: International Model M tractor, with D9 front axle, F10 Loader, 12 ft. hay sweep, grapple fork, square bale fork; 4-horse pony harness with collars and spreaders; 1 set studded parade harness. Also, a D6 Cat. Call in the a.m. 406-738-4404. 10-I Custom Combining and Custom Grain Storage: Malta to Havre. Will help you finish off harvest - wheat or corn. We also have grain storage available in grain bags. Can store wet or dry grain at your farm. Call 406-357-2769. 10-I

B U Y- S E L L - T R A D E Vintage Collectibles: Kokomo Joe's Trading Post, Chester Montana. JUST IN: Vintage Saturday Evening Post. 406-759-6472. 10-I

1344 total ft, spacious entry way, 5 offices, drive-thru window, security system, paved parking, landscaped and separate garage/ storage building, all on one-third acre, good visibly access, numerous business or office possibilities! 1510 St Charles Street, Fort Benton$282,000Call Pade:899-9378 Q’sMotel and Home- Big Sandy Eight room motel with laundry/utility room. Each room has a queen and double bed ,TV, WIFI ,Dish-T.V, and re-shingled roof. Home built in 1982, 5 bedroom , 3 bathroom, finished basement, outside deck, large double garage and a fenced in patio. Entire property is landscaped and has easy access and onto U.S. Hwy 87. Steady occupancy- great during the hunting season! Nice income and ROI. Call Shane Ophus(406)3782675 $325,000 www.fbrealty.com 1426 Front Street, Fort Benton, MT (800)406-0946

It's All Gotta Go: Too Much Stuff at the Trash & Treasure Shop in Loma. Hwy 87 & 4th Ave. Tables and shelves are full of $1 or less items. Many half priced items. Stop and shop. Afternoons only 1pm-5pm or by appt. 406-739-4361. 10-I:11-II

Hey! Looking for a good building mover?? Call Dale Freitag 654-1123 or Dan Liese 379-2320. Prompt, experienced, competitive pricing. 9-II Prewett Interiors: ~Your Home Store~ "We sell Awesome stuff!"... Decor & Gifts, too. (406)228-9844 41prewett.int@nemont.net 41 First St. N., Glasgow, MT 59230 Hours: M-F 8:30-5:30. 9-II

For Sale: Livestock guardian dog puppies. Wormed and vaccinated. Raised with sheep, 4 mos old. $200. 406-399-1353. 9-II For Sale: Used oilfield pipe, rods, cable & guard rail. New HDPE pipe. Engineered bridges for pivots, vehicles, walking & ATV. Clips & post caps. Toll free- 866-683-7299 or 406-453-7299 Big Sky Pipe And Supply, Great Falls. Call Today and Ask for our free catalog. Visit Us Online http://bigskypipeandsupply. com/html/ 9-II:12-I Hunting Dogs and dog trailer for sale: Successful outfitter is retiring. 3 well-trained bird dogs - two male German Shorthairs and one male Black Lab. Dog Trailer with 6 Kennels & 25 gal. water tank. Asking $850 each, or $2,400 for dog trailer and all 3 dogs. Will sell together or separately. Will sell to good home only. Call (406) 390-1803. 9-II For Sale: 450 Tons of 30% alfalfa mix CRP hay in 3x4x8 squares. Trucking avail. Thompson Cattle Co. (406) 670-6551. 8-II:11-I

AG INTEREST SERIES:

A Future for Hemp in the U.S.? by Jeannie Siggaard The United States imports all industrial hemp from Canada, China, and Europe, locking the American farmer out of an estimated $450 million retail market. Montana is one of fifteen states that have legalized the commercial production of hemp, but putting it into practice is an uphill battle. With the passage of the Controlled Substances Act of 1970, which failed to make the distinction between hemp and marijuana, the once thriving U.S. hemp industry came to a grinding halt. Today, America is the only industrialized nation that prohibits the commercial production of hemp while importing more than any other country. Even with the passage of the Farm Bill early this year, which included a watered-down provision allowing universities and agricultural departments in states where hemp production was already approved to grow it for research purposes, the problem persists; cultivation of industrial hemp is illegal. Congress has two bills pending that would legalize industrial hemp; House Resolution 525 and the Industrial Hemp Act of 2013. Although the passage of the hemp amendment is seen as a positive step, proponents admit the fight is made problematic by hemp’s inseparable association with marijuana. Marijuana and hemp come from the species of plant known as Cannabis sativa L. This is where the similarities end. Just as the species Canis lupus includes several sub-species from dachshunds to wolves, marijuana and hemp are two different plants of the same species with distinctly different properties. Industrial hemp grows well in a variety of conditions and its commercial uses are endless. It is found in clothing, rope, auto parts, construction and insulation materials, paper, lotions, soaps, (the Dr. Bronner’s Soaps company uses 20 tons of hemp oil, imported from Canada, every year) and a variety of other products. You can find hemp milk, hemp protein powder and bars on store shelves. Hemp can be grown in rotation with other crops such as corn and legumes, and ethanol made from hemp burns cleanly, making it an excellent source for alternative fuel. What industrial hemp cannot be used for is a “high”, as it is not able to produce enough tetrahydrocannabinol, or THC for short. This is the active chemical that produces the stimulating effects of marijuana. Hemp contains 0.3%-1.5% THC. In comparison, marijuana contains 5%-10% or more. It takes at least 3% to achieve the desired effect, and higher quality marijuana preferred for drug use typically contains 10%-15%. Misinformation and prejudice abound in our country, despite the fact that we currently use industrial hemp products in our everyday lives. The challenge for American farmers who want to add hemp to their portfolio of commercial crops is to educate and overcome existing prejudices. They must decide if industrial hemp is financially viable and if the road to legalization is worth the struggle.

Kirkwood Funeral Home For Sale: 600 Tons of 1st Cutting. Very clean, sprayed alfalfa, in 3x4x8 square bales. Trucking avail. Thompson Cattle Co. (406) 670-6551. 8-II:11-I

Need Paint Job or Dents Fixed? We can make your vehicle look like new. Come see us at HiLine Collision Repair Center, 740 2nd. Ave S., Glasgow, MT or call 406-228-2433. 9-II

654-1132

Serving Northern MT from Malta

For Sale: Horses: Paints & Quarter horses, all ages, large & beautiful colors, several palomino paints, palomino stud, many on website: 4cspainthorses.com. South Wolf Point. 406-525-3455 7-I:12-II

Home for Sale: Brand new, one-level home. Has never been lived in. 3+ bed, 3 bath, and beautiful, open space floor plan. Handicapped accessible. 800 Illinois St., Chinook, MT. Call 406-357-2104. 9-II

For Rent: Independent Living for adults 62+ or disabled. HUD subsity available if qualified. Stop by or call Today!!! Sweet Grass Lodge, 511 First Street West, Chester, MT 59522. 406-759-5400. MTRS Relay: Dial 711 ***Equal Housing Opportunity***Handicapped Accessible.! 8-I:1-II

For Sale: 500 Tons of 50% Brome Grass & 50% Timothy Grass mix in round bales. Very beautiful hay! Trucking avail. Thompson Cattle Co. (406) 670-6551. 8-II:11-I Hickel Water Well Drilling: Free Estimates, Wells Drilled & Cleaned, Pump Sales & Service. Call 406-383-4363 (h) or 390-6254 (c). 9-II

A few years back, Tricia’s Trader featured a local up-and-coming author, Dawn Colby of Chinook, and her then soon-to-be released book “True Love Ignited”. Since the time of its launch, Colby’s book journey has forked and turned, and now leads her in unexpected directions. She has graciously offered to share the next part of her adventure with our readers. To learn more about Dawn, visit her website http://ignitedlove.tateauthor.com.

In the Beginning Growing up my mother would ask me to take out the trash, and I’d do it. I would hear my name again, “Dawn Rae, go help your dad in the garden.” Of course, I would do it. Then there were the times that I was distracted--watching TV or talking with friends—that made it more difficult to hear my name being called. As a child of God’s, I didn’t want anything to interfere with the plan and purpose He had for my life. Just as I could hear my mom’s voice, I was learning to listen for God’s voice. One day, during my devotions I heard God loud and clear, “I want you to write a book.” As a child, I found every excuse why this request was utterly impossible. There is a trait that children have that most adults begin to forget, that of asking questions, the greatest gateway to learning. I didn’t have answers, so I started asking questions. What does the book need to be about? This adventure started as a journey, but it ended as a treasure hunt. Each phase of the treasure hunt came to light only when the phase before it was complete. This is exactly how the book was written. Each person can start their own treasure hunt as they read and apply the concepts in the book, True Love Ignited. My first treasure hunt ended in a published book. Now, I find myself on another treasure hunt even more adventurous than the first. I’ve been invited by two ministries to speak in India: by James and Sarah Rebbavarapu of India Christian Ministries, and Raj Paul of Faith India Ministries. They have invited me to speak to their women. For the past year, I have been prompted to speak value, hope, courage and identity to women from the lessons I’ve learned in my life’s struggles. I have done so through an event called, “The Feasting Table” that has been held both in Havre and Chinook. We plan to use this ministry in India as well. My team, Heather Baird, Marcy Nelson, and I have started planning. If you would like to get involved, feel free to contact me through my website. ~Dawn

Home For Sale in Chinook: 3 bdrm/2bath home/main floor utilities. Large family room leads to a covered porch in large fenced back yard. Main floor bath has large shower and jetted tub. One car garage and carport. New roof will be put on the house. Call Bear Paw Montana Realty (406) 357-2111. 10-I For Sale: John Deere Model E0567 side delivery rake, good condition. And a FarmHand Bale Accumulator, Model #F100C. Leave message, 406-654-5253. 10-I For Sale: 1999 Newmar Mountaineer Motor Home. 37.5 ft. Large slide-out. Rear queen bed. Washer/dryer. Flat screen TV. Wood flooring. New awning. Excellent shape! Low miles. REDUCED TO $26,000. 406-265-8067. 9-II

For Sale: 2008 CM 2 Horse slant trailer. Walk in tack. Brand New Condition. Asking $5,500. Call 406-599-8429. 9-II For Sale: Leather team driving harness w/ headstalls & reins; leather single driving harness, no headstall, just reins; custom carriage, 4 wheel disc brakes, black powder coat, seats 8 adults. Antique doctor's buggy, good wooden wheels; homemade one-horse sleigh; Will sell package of horses, harness, carriage, buggy, saddles and trailer to good home. 406-263-8018. 9-II For Sale: 4 reg. Norwegian Fjord horses: 20 yr old well broke team, gelding & mare; 10 yr old gelding, has been ridden; 8 yr old filly. All very gentle. 2 saddles, like new; older 2-horse trailer. 406-263-8018. 9-II

For Sale: Custom 30.06 rifle, Swarovski 3-10 x 42 scope, sling, soft case & shells $2650.99. 300 rds .223 shells $135.99. PU Truck "access" Tonneau cover (77 1/4 L x 62" w) $240.99 Call (406) 403-1804. 8-I:9-II Historic Havre Home For Sale! Country lvg 8 min fr. town. Remod. 1919 home. 30 ac., 5 bed/4 ba, office, cust. kitchen w/ bfast area, dining, fam.&music rooms, lndry, 2 sunrooms, lg. deck w/ view. 3 car grg., garden shed, office bldg, guest hse, Spring Coulee School, barn w/ auto water, corrals, arena, $379,000. Call 945-2969. Will show to qual. buyers. Open house Sat., Oct 11, 2-4pm. 10-I

By JULIE WARBURTON 800-756-1817 x107 writer@triciastrader.com I recently had the opportunity to sit in on a MSU-Northern Rodeo Team practice. It was a treat to see all of the athletes working on the skills needed for their individual events. After a brief visit with the coaches and a few of the team members, I was pleased to hear the team is doing well. The MSU-N Rodeo Team is part of the NIRA (National Intercollegiate Rodeo Association) and competes in the Big Sky Region. As of September 24, the MSU-N Men’s Team is 9th and the Women’s team is 8th in the Big Sky Region standings. With Colton Henderson’s win at the Miles City Stampede, he now ranks fourth in Saddle Bronc; Alan Gobert came in second in the long round, short round, and the average for Bull Riding. With the fall season winding down and spring months away, I look forward to seeing where the team will rank after they’ve had their away competition at UM-Western. However, just because they may not be competing against other colleges for a few months doesn’t mean they won’t be busy with school, Cowboy Christmas, clinics, practice, and the Bull Dazzle this spring. Let’s continue to show them how much the Hi Line community supports them at all their future events, and I’ll see you in the stands. MSU-Northern Athlete Colton Henderson From: Lloyd, MT Event: Saddle Bronc Major: Welding Certificate Favorite Book: Anything by Louis L’Amour Competed in high school rodeo, rode Saddle Bronc.

MSU-Northern Athlete Meagan Raty Major: Ag Operations Technology Event: Break Away & Goat Tying Barrel Racing in Spring ‘15 Grew up on her parents’ ranch in the Bear Paws, competed in high school rodeo, involved with LRRBC. Transferred from Northwest College where she studied Farm and Ranch Management.

Above: Colton Henderson Left: Megan Raty Photos courtesy of MSU-N.

The next issue wil be distributed Wed., Oct. 15, 2014. Ad DEADLINE is Wed., Oct. 8th at 9am.

2000 Country Club Road * Turner, MT 59542XII Issue 19............................................................................ Tricia’s Trader 12 October1, 2014. ......................................................................Volume PUBLISHED BY: Phone 800-756-1817 Tricia’s Trader SERVES THESE MONTANA TOWNS: Email: adsales@triciastrader.com Town: Prefix(es): Joplin 292 www.TriciasTrader.com Inverness 292 FAX: 888-796-8498 Rudyard 355 “TRICIA’S TRADER” IS

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EASTERN REGION: Jamie Jones is happy to help you if you live in one of these counties: VALLEY PHILLIPS DANIELS ROOSEVELT SHERIDAN RICHLAND Jamie Jones 800-756-1817 x104 406-390-6386 (c) Email: east@triciastrader.com

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Contact one of our to place an advertisement, or contact Kimmel Kreations directly at the address above.

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Hingham Gildford Kremlin Fort Benton Loma Big Sandy Havre

397 376 372 621, 622 739 378 262, 265, 407, 808, 945, 969, 390, 394, 395, 398, 399 Chinook 357 Harlem 353 Fort Belknap 353 Turner 379 Zortman 673 Roy 464 Dodson 383 Malta 301, 654, 658, 680 Loring 674 Whitewater 674 Saco 527 Hinsdale 364, 648 Glasgow 228, 230, 263, 367, 831 Nashua 746 Fort Peck 526 Wolf Point 392, 525, 650, 653, 915 Opheim 762 Plentywood 765 Scobey 487, 783 Medicine Lake 789 Froid 766 Culbertson 514, 787, 790 Poplar 768 Brockton 786 Jordan 557, 977 Lewistown 350, 366, 380, 535, 538, 707, 708, 968 Grass Range 428, 928 Hobson 423 Stanford 566 Chester 759 Geraldine 737 Denton 567 Belt 277 Great Falls 205, 216, 217, 231, 268, 403, 452, 453, 454, 455, 564, 590, 715, 727, 731, 750, 760, 761, 770, 771, 781, 788, 791, 799, 836, 866, 868, 870, 899, 923, 952, 964, 965, 997 ALL MONTANA AREA CODES ARE (406)

PUBLISHER’S COMMENTS:

The publisher does not assume any responsibility for the contents of any advertising herein, and all representations or warranties made in such advertising are those of the advertisers and not the publisher. Every effort is made by Kimmel Kreations, LLC to never knowingly accept advertising that is deceptive or misleading. We reserve the right to edit, refuse, reject or cancel any advertisement at any time. The publisher is not liable to any advertiser herein for any misprints in advertising not the fault of the publisher, and in such an event, the limit of the publisher’s liability shall be the amount of the publisher’s charge for such advertising. All advertising for the sale, rental, financing, insurance and appraisal of residential real estate are subject to the Federal Fair Housing Act, which makes it illegal to advertise any preference, limitation, or discrimination based on race, color, religion, sex, handicap, family status, or national origin, or an intention to make any such preference, limitation or discrimination. Kimmel Kreations, LLC will not knowingly accept any advertising which is in violation of this law. All advertising layouts and designs and portions of the same that are produced by Kimmel Kreations, LLC are the sole property of Kimmel Kreations, LLC and may not be reproduced in any form unless written authorization is obtained from the publisher. “Tricia’s Trader” is published bi-monthly by Kimmel Kreations, LLC, 2000 Country Club Road, Turner, MT 59542. Copies of “Tricia’s Trader” are distributed free to the reader in public locations, and by subscription service for a minimal charge to those requesting mailing service. All material copyright 2003-2015. NOTICE: The opinions and ideas expressed in articles and advertisements in ‘Tricia’s Trader’ are those of the author or advertiser and do not necessarily reflect the opinion of the publisher, Kimmel Kreations, LLC. Material in articles or advertisements should be considered general reading and should not be construed as professional advice. All information should be carefully researched by the reader, and the reader assumes all responsibilty and risks associated with any action taken based upon information in an advertisement or article.

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The cost for a classified advertisement, up to 8 lines is $10 per 2 issues, and $1 per line over 8 lines for a MAXIMUM ad length of 13 lines. Add $5 per 2 issues for a box outline, and/or $5 per 2 issues for bold text other than the heading. The following specials apply for multiple classified ads: Place 3 classifieds or more in the same issue and get a 15% discount. Or run the same classified ad in every issue for a year for $100 (includes 4 issues free), or for six months for $50 (includes 2 issues free). Pictures/graphics may only be included in display ads. To place a classified, just fill out the form on this page and mail it to: Tricia’s Trader, 2000 Country Club Road, Turner, MT 59542. Or complete the form online at www.triciastrader.com. Please contact your Advertiser’s Advocate listed above to inquire about display advertising or to request a current rate chart. Display ads can be any dimension in 2” wide increments up to 10” wide by 10” high (full page). Display ad design is available for $5 per full design or edit. Ask your Ad Rep about design fee waivers, specials, and package rates. Your Advocate can work with you to develop a marketing strategy that’s effective, and determine the size and design that you need to get the most out of your advertising budget for your unique situation.

Call the Advocate for your Region today!

Ramblings of a Conservative Cow Doctor by Krayton Kerns, DVM, State Rep. HD 58

It’s For the Children Obamacare is no more about care than climate change is about climate; both are euphemisms intended to persuade the unwashed to surrender to the wishes of the ruling class. Similarly, the mantra “it’s for the children,” is not for the children at all. To the contrary, today it is used to cleave the parent / child bond and shift the rearing of children to the collective. Progressives are crafty bastards, but their trickery does not fool me because I learned the truth years ago. God blessed me with three children and each taught me something, but it was number three, Tyler, who truly schooled me about parenting. It was October of 1991 and I was installing a wood stove in our new house. Earlier that morning, the trophy wife had delivered Meagan and Chelsie to school and Tyler, our three-yearold, to the sitter’s. I finished up about 9:00 a.m. and hopped in my pickup to race to the clinic. As I pulled onto 12th Street, I noticed a small child stomping my direction in the middle of the road. He was wearing green Ninja Turtle pajamas and bedroom slippers and his non-verbal clues indicated he was mad. It was Tyler. I rolled down my window and asked “Where are you going?” He was in no mood for conversation and without glancing up he kept marching home. Here is why. Our summer house project had been a labor intensive family event and for the previous four months

Tyler and his sisters had been driving nails, pulling nails, spilling paint, or packing off tools; excitement he preferred over spending all day at the baby sitter’s, so he sprinted home at his first chance. We lectured, disciplined, and negotiated, but his habit at the sitter’s eventually became blink and he’s gone. It was only a half-mile trek home, and today’s First Lady warns there are fat kids everywhere, so the exercise was good, but his route home crossed the Big Ditch; a body of water with the history of snuffing the life of small children. We faced a parenting dilemma. For the rest of October, Tyler would start sobbing an hour prior to going to the sitter and we tried everything to fix the problem. Well-meaning friends provided us popular parenting-advice magazines written by experts; mostly adolescent psychologists who do not have children. Finally, one morning I had enough and declared, “This is insane. Life should be simple when you are three and from now on, Tyler will ride with me.” So he did. My veterinary practice was two years old and I spent many days rattling up and down country roads on farm calls. Tyler immediately took to his new routine, quickly studying each new place we visited for swing-sets or sand boxes suggesting the presence of children. He knew our time was short before we were off to the next call, so he made friends fast. This doctor-son arrangement continued until Tyler

Milk River Mini Gospel Jamboree: Featuring local church praise groups. Fund raiser for the 3-day Jamboree in June 2015. Oct. 19th, 3pm5pm, Malta High School, supper following. www. m i l k r i v e rg o s p e l j a m b o r e e . org. 10-I

John Pike Construction: Dirt work of all kinds, septic tank pumping, porta potty rentals. Chinook (406) 357-2514. 9-II

Aerial and Ground Spraying: Contact SES Aviation for 15 years of professional commercial application. Call Scott at 406-249-0285 or Matt at 406-697-8470. 10-I

started school two and a half years later and they were the best years of my life. Later in grade school, Tyler would occasionally ask, “Dad, can I ride with you on calls this Saturday?” He needed to talk, so he rode with me and we talked. Sadly, those days are gone. Tyler is an engineer, married and has two little escapees of his own. The fields of western Yellowstone County are growing subdivisions, strip malls and casinos rather than corn, so my road time is considerably less than it was in 1991. This brings me to my point. A parent’s time with their children is incredibly short and for the ruling class to shorten it even more is criminal. Montana’s Governor Steve Bullock is spinning his new Pre-Kindergarten program as being “for the children”. It is not. Costing $37 million every two years, this program empowers the ruling class and teacher union leadership at the expense of three and four-year olds. The children do not belong to the community, they belong to their parents and they reach their greatest potential only when they spend their younger years with their parents. I will not be in the 2015 legislative session to reject this taking of our children, but I trust there are those I left behind who will. Mike, Jerry, Keith, Ryan, Alan, and Kris what say you?

AUCTION CALENDAR DATE/TIME

AUCTION/AUCTION CO. LOCATION Sat., Oct 4 Colvin Equipment & Construction Retirement Auction 10:00 am R-K Auction, Rick Kniepkamp Jordan, MT (406)485-2548 or 939-632, www.r-kauction.com Sat., Oct 4 J&C Redi-Mix Liquidation Auction Jordan, MT Imm. following R-K Auction, Rick Kniepkamp Colvin Auction (406)485-2548 or 939-632, www.r-kauction.com Sat., Oct 11 1st Annual Fall Consignment Auction 10:00am Olson Auction Service Roundup, MT (406)323-3221 or 301-0322 or 301-1346 Sat., Oct 18 -19 Aitken Trust Estate Glasgow, MT 9:00 am & Noon R-K Auction, Rick Kniepkamp (406)485-2548 or 939-632, www.r-kauction.com Contact your Advertiser’s Advocate today to find out how to list your auction here!

Come into All Seasons Home Center @729 2nd Ave S., Glasgow, with your measurements for your additions, pole barns, and your garage packages and see how we can accommodate you. Call 406-228-8288. 10-I

For Sale: '78 El Dorado, good shape, runs well, $1,000 OBO; '68 Cadillac 4 dr. Sedan DeVille, $1,000 OBO; '68 Ford F-150 4 speed 4x4, $995 OBO; '94 Cadillac 6dr. limo w/ reverable middle seat, $5,000 OBO; '60 Farm Jeep all there needs everything, $900 OBO. Call 406-654-7794. 10-I

For Sale: INDIAN BLANKETS & ARTWORK Sweetgrass ~ Sage ~ Furs Buckskin ~ Saddles USA Old Timer Knives Knife/Scissor Sharpening, Custom Framing, Big Sky Images & Collectibles Havre Holiday Village Mall ~~~~~(406)399-6522~~~~~ 8-I:10-II

PTI is seeking local drivers to transport R.R. crew members in MT & ND. No CDL req., must have: valid state DL, live w/ in 30min of location, 7 yrs driving exp, clean driving rec., read/write/converse in English, pass bkgrd check, & drug screen. Full & PT avail. ProfessionalTransporationInc. com.800-471-2440option1. 10-I

R& G Quality Feeds: R&G Manufacturer Starter, brown, creep, Bull, heifer, fattening, wintering rations. Our creep has Chelates, 3 sizes pallets. Steamroll/Dryroll. Soy bean oil added for extra energy. Use our grain or yours. Have selection of protein tubs. Favorites are 22% tub or 28% tub. All natural: no animal by-products. Dealer for Amberwave hopper bins. 6541530, 515 S 1st. E, Malta. 9-II

Feeling tense? It may be time for you to try professional therapeutic massage. Contact Inner Light Therapeutic Massage for an appointment. Open 7 days/ For Sale: Steel framed week by appointment only. Metal buildings! All sizes. Commercial, Call (406) 399-3735. 9-II Agricultural, Carports, Sheds, Barns. Real Estate: Check out this week's ad, pg 3, to see our latest Financing is available, OAC. listings. Also see up to date Visit our website at www. or information at fbrealty.com. montanasteelcorp.com Stop by Fort Benton Realty, call us at 406-697-2486. 1426 Front Street, Fort Benton, Custom designs or choose MT (800)406-0946. 9-II from standard sizes! 5-I:10-II

Money Talks

Complements of Greg Dugdale Raymond James Financial Services, Inc. Havre, Montana

WHY WOMEN NEED LIFE INSURANCE

Today, women have more financial responsibilities than ever before. How will your family or loved ones manage financially if you die? Whether you are single, married, employed, or a stay-at-home mom, you probably need life insurance. At the very least, life insurance can help pay for the costs of funeral and burial services, estate administration, outstanding debts, estate taxes, and the uninsured expenses of a final illness.

Who needs life insurance?

Home for Sale: 969 Dana Rd~Big Sandy, MT~$250,000, 4 bdrm, 2 bath, 2 story older style home. Oversized 3 stall garage, nice Quonset + shop. Located 7 miles South of Big Sandy, MT on +/- 20 Acres. Call Janis Flynn Pyrak @ 406-265-7845 9-II

For Sale: Lt wt custom tandem axle trailer, haul 3 quads end to end or 5 from the side, self contained ramps, built in locking tool box & spare tire. Pulls nice, $2,200 OBO. 8ft p/ up bed liner from 2012 GMC, like new. Hobart commercial 12 in auto meat slicer, 2spd with sharpener. Pics upon request. 406390-6671, ask for Bill. 9-II

Working women Increasingly, families depend on the income of two working parents. If you’re a working mother, your income can have a significant impact on the quality of your family’s lifestyle. Your income helps cover the cost of ordinary living expenses such as food, clothing, and utilities, and it provides savings for your children’s college education, and for your retirement. Life insurance protects your family by providing proceeds that can be used to replace your lost income if you die prematurely. Single women Often, women, like men, think that it’s not necessary to buy life insurance because they have no dependents. What’s often overlooked is that life insurance can provide necessary funds to pay off car loans, education loans, debts, a mortgage, taxes, and funeral expenses that might otherwise be the responsibility of family members. Also, the cash value of permanent life insurance may be used to supplement retirement income. Single moms Whether you’re divorced, widowed, or simply a single mom, you’re most likely primarily responsible for your child’s support. If you die prematurely, life insurance can provide ongoing income to cover child-care costs, medical expenses, debts, and future college costs. Stay-at-home moms Maintaining a household is a full-time job, and you have many important roles and duties. The cost of the services performed by a stay-at-home mom could be quite significant if someone had to be hired to do them. If you die, your surviving spouse may have to pay for services such as child care, transportation for your children, and housekeeping. Taking over these added responsibilities could cause your spouse to shorten work hours, resulting in a reduction in income. Proceeds from your life insurance can help your spouse pay for services that keep the household running and allow your spouse to keep working. Family caregiver Many women find themselves providing care for both children and elderly family members. Caring for an aging parent or family member can include paying for the costs of adult day care, uninsured medical expenses, and extra transportation. Adding these expenses to the costs of maintaining a household, child care, and college tuition can be financially overwhelming. Unfortunately, these added financial responsibilities often continue after your death. Life insurance provides a source of funds that can be used to help pay for these expenses. Business owner You may be one of the increasing number of women business owners. If you die while owning your business, life insurance can be used to provide cash for company expenses such as payroll or operating costs while your estate is being settled. Also, life insurance can be a useful tool for business owners structuring buy-sell arrangements or providing benefits to key employees. Life insurance types and options Life insurance comes in many different sizes and shapes, and determining the policy that meets your needs may depend on a number of factors. Understanding the basic types of life insurance can help you find the policy that’s appropriate for you. Term life insurance Term life insurance provides a simple death benefit for a specified period of time. If you die during the coverage period, the beneficiary you name in the policy receives the death benefit. If you live past the term period, your coverage

ends, and you get nothing back. The cost, or premium, for the coverage can be fixed for the duration of the policy term (usually 1 to 30 years) or it can be “annually renewable” meaning that the premium can increase each year as you get older. However, the premium for term insurance usually costs less than the premium for permanent insurance when all factors are the same, including the death benefit. Whole life insurance Whole life is permanent or cash value insurance that provides insurance coverage for your entire life. With most whole life policies, part of your premium is added to the cash value account, which earns interest. Some whole life policies also pay a dividend, which represents a portion of the company’s profits made during the prior year. The cash value grows tax deferred and can either be used as collateral to borrow from the insurance company or be directly accessed through a partial or complete surrender of the policy. It is important to note, however, that a policy loan or partial surrender will reduce the policy’s death benefit, there could be income tax implications, and a complete surrender will terminate coverage altogether. Note: Guarantees are subject to the claims-paying ability and financial strength of the issuing insurance company. Universal life insurance Universal life is another type of permanent life insurance with a death benefit and a cash value account. A universal life insurance policy will generally provide very broad premium guidelines (i.e., minimum and maximum premium payments), but within these guidelines you can choose how much and when you pay premiums. You are also free to change the policy’s death benefit directly (again, within the limits set out by the policy) as your financial circumstances change. But if you want to raise the amount of coverage, you’ll need to go through the insurability process again, probably including a new medical exam, and your premiums will increase. Variable life insurance Variable life insurance is a type of cash value coverage that allows you to choose how your cash value account is invested. A variable life policy generally contains several investment options, or subaccounts, that are professionally managed to pursue a stated investment objective. Choices can range from a fixed interest subaccount to an international growth subaccount. Variable life insurance policies require a fixed annual premium for the life of the policy and may provide a minimum guaranteed death benefit. If the cash value exceeds a certain amount, the death benefit will increase. Variable universal life insurance Variable universal life combines all of the options and flexibility of universal life with the investment choices of a variable policy. You decide how often and how much your premium payments are to be, within policy guidelines. With most variable universal life policies, you can direct how your premium payments are invested among policy subaccounts. But you get no guaranteed minimum cash value or death benefit, and the investment return and principal value of the investment options will fluctuate. . Joint and survivor life insurance You and your spouse may choose to buy a single policy of permanent insurance that covers both of your lives. With first-to-die, the death benefit is paid at the death of the spouse who dies first. With second-to-die, no death benefit is paid until both spouses are deceased. Second-to-die policies are commonly used in estate planning to pay estate taxes and other expenses due at the death of the second spouse. Other than the fact that two people are insured by one policy, the policy characteristics remain the same. Bottom line Life insurance protection for women is equally as important as it is for men. However, women’s life insurance coverage is often inadequate. It may be time to consult an insurance professional who can help you assess your life insurance needs, and offer information about the various types of policies available.

This information, developed by an independent third party, has been obtained from sources considered to be reliable, but Raymond James Financial Services, Inc. does not guarantee that the foregoing material is accurate or complete. This information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. The information contained in this report does not purport to be a complete description of the securities, markets, or developments referred to in this material. This information is not intended as a solicitation or an offer to buy or sell any security referred to herein. Investments mentioned may not be suitable for all investors. The material is general in nature. Past performance may not be indicative of future results. Raymond James Financial Services, Inc. does not provide advice on tax, legal or mortgage issues. These matters should be discussed with the appropriate professional. Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC, an independent broker/dealer, and are not insured by FDIC, NCUA or any other government agency, are not deposits or obligations of the ﬁnancial institution, are not guaranteed by the ﬁnancial institution, and are subject to risks, including the possible loss of principal. Prepared by Broadridge Investor Communication Solutions, Inc. Copyright 2012.

Now Open: Robin's Roost in Malta. Located between the Lucky Bullet and Moore's Printing. Fashions for the curvy girl! We carry sizes small to 3xl. 9-II

For Sale: Available now 1.34+/acre residential building lot in the Sleeping Buffalo Acres of Saco. Electricity is available on this lot! Lot 26, Asking $25,000 (102KG6) 406-654-2273 MissouriRiverRealty.com 9-II

For Sale: Matched set 1974 Chev 2 1/2 ton tandem trucks, 600 bu. box, fitted drill fill augers & treater, metal tarp box. Less than 24,000 mi. Asking $18,500 each. Call 406525-3770 or 485-2302. 10-I

On Sale: Traegar grills on sale for the first time ever. 10% off accessories or pellets with purchase of a new grill. Rebates are ending soon so stop in to Ezzies Wholesale, Hwy 2 East in Malta or call 654-2331. 10-I

Gas Up A trucker came into a truck stop cafe and placed his order. He said, “I want three flat tires, a pair of headlights and a pair of running boards.” The brand new blonde waitress, not wanting to appear stupid, went to the kitchen and said to the cook, “This guy out there just ordered three flat tires, a pair of headlights and a pair of running boards. What does he think this place is, an auto parts store?” “No,” the cook said. “Three flat tires mean three pancakes, a pair of headlights is two eggs sunny side up, and running boards are two slices of crisp bacon.” “Oh, okay!” said the blonde. She thought about it for a moment and then spooned up a bowl of beans and gave it to the customer. The trucker asked, “What are the beans for, Blondie?” She replied, “I thought while you were waiting for the flat tires, headlights and running boards, you might as well gas up!” Grabofsky Aviation: Aircraft maintenance, annual inspections, aircraft rebuilds. Call (406) 697-8470. 10-I

Paying CASH: Scrap Gold jewelry, Silver coins, and Sterling flatware. Havre Coin Shop & More 406390-1761 or 390-1055. 9-II

Path Finding Workshop: Havre Sat, Oct.18th, 2pm -5pm. Seek self-discovery. Enhance intuition. Workshop featuring Reiki Master Keeta Turner & Transpersonal Hypnotherapist/Intuitive Michelle Skaletski-Boyd. Reg. Online: www.soul-felt. com/pathfinding (by Oct. 15 for early bird savings.). 10-I Help Wanted: Full-Time positions avail.: Meat Cutter, Meat Wrapper, Produce Clerk, Grocery Supervisor, graveyard shift Stockers. P-T positions: Cashiers, Courtesy Clerks, Get application at Gary & Leo's IGA, Havre, or the Havre Job Service. 10-I

***Senior Center Menus*** LITTLE ROCKIES RETIREMENT CENTER (HARLEM)

RUDYARD-GILDFORD AREA

*Rudyard Senior Center Served Monday thru Friday at 11:30am *Gildford Community Church Served Monday/Wednesday/Friday

Across from Albertsons Served Monday - Saturday at 12 noon

October 1 Beef Stew October 2 Ribs and Kraut October 3 Lasagna October 4 Chicken Fried Chicken

October 1 Hamburger Steak and Mashed Potato October 2 Baked Chicken and Macaroni October 3 Salmon Patties, Baked Potato, Corn

October 6 Sweet and Sour Pork on Rice October 7 Chicken Noodle Soup October 8 Steaks (6 oz.) Ocotber 9 Chili October 10 Fish Fillet October 11 Baked Ham OCTOBER 12TH Community Meal1:00 PM Choice of Fried Chicken or Battered Shrimp

October 6 Bean & Ham Soup, Roll October 7 Pepperoni Pizza and Tossed Salad October 8 Chicken Pot Pie and Tomato Salad October 9 Pork and Mashed Potatoes October 10 Tomato Soup and Grilled Cheese

October 13 COLUMBUS DAY NO MEAL October 14 Cook’s Choice Soup and Sandwich October 15 Meat Loaf Octobber 16 Beef Stroganoff over Noodles October 17 Chicken or Beef Enchiladas October 18 Pepperoni Hotdish October 20 Hot Dogs October 21 Taco Soup October 22 Roast Pork October 23 Sloppy Joes October 24 Chili October 25 Swiss Steak October 27 Breakfast Casserole October 28 Split Pea Soup October 29 Pork Chops October 30 Chicken and Noodles October 31 HALLOWEEN Spooky BLTs

October 13 GILDFORD CLOSED, Tacos October 14 Scalloped Potatoes and Ham October 15 Salmon Loaf and Baked Potato October 16 Chicken and Rice Pilaf October 17 Meatballs & Gravy, Mashed Potato October 20 Breakfast Casserole October 21 Swiss Steak ansd Spaghetti Noodles October 22 Cr. Chicken on a Biscuit October 23 Hamburger Soup October 24 Tacos October 27 Salad Bar October 28 Salmon Casserole October 29 Meatball Stew October 30 Pork Shepherd Pie October 31 HAPPY HALLOWEEN Mummy Chili Dogs

**All menus subject to change without prior notice. Published once/mo. Want your town’s Senior Meals to be posted? Email them to Amy at west@triciastrader.com.

Attention Ruger Collectors! Super Blackhawk 44 mag. Old model, tuned action and trigger. Custom grips, dark walnut. $750 OBO. 406535-4833 or 366-0976. 10-I

For Sale: '85 4wd Silverado, great tires, 5000 mi on new engine; 3 horse slant, single axle, good tires and floor, rear tack and all lights work; Hale 2 horse trailer, good floor and tires, lights work; Slave post pounder, mounts on front of tractor. Call 406-690-3969. 10-I For Sale: 55 gal. aquarium, stand; some supplies for aquariums; 2 critter cages/ aquariums-20gal; outside pond pump-used 1 season; lots of older Harlequin books; clothes: 2X & 3X slacks or tops, 406-739-4473. 10-I

DAVE SAYS:

Who Is Dave Ramsey?

Dave Ramsey is a personal money management expert, popular national radio personality and the author of three New York Times bestsellers – The Total Money Makeover, Financial Peace Revisited and More Than Enough. In them, Ramsey exemplifies his life’s work of teaching others how to be financially responsible, so they can acquire enough wealth to take care of loved ones, live prosperously into old age, and give generously to others. * Dave Ramsey is America’s trusted voice on money and business. He has authored five New York Times best-selling books: Financial Peace, More Than Enough, The Total Money Makeover, EntreLeadership and Smart Money Smart Kids. His newest best-seller, Smart Money Smart Kids, was written with his daughter Rachel Cruze, and recently debuted at #1. The Dave Ramsey Show is heard by more than 8 million listeners each week on more than 500 radio stations. Follow Dave on Twitter at @DaveRamsey and on the web at daveramsey.com.

DEAR DAVE, Some friends recently offered me a timeshare. It’s an older place on the beach, and they’ve had it for about 20 years. I’d have to pay a transfer fee of $100, plus a yearly association fee of $500. I know you’re not a big fan of timeshares, but does this deal sound okay? ~Jill Dear Jill, In essence, you’re looking at $500 a week. I know the $500 is technically an annual association fee, but you’re basically paying $500 for your week at the timeshare. And in the future, say five years from now, the association fee could increase. You might be paying $1,000 a year at that point — again, for your week. In actuality, the numbers you’re talking about right now aren’t completely terrible. Still, it’s not a huge blessing. In my mind it’s kind of like, “How would you like a kick in the knee that’s not too hard?” If it were me, I’d much rather spend my $500 a year on travel and be able to go and stay wherever I wanted. Not only does this free you up it that area, but you’d only spend the money when and if you did it. With a timeshare, you get charged whether you show up or not. This one’s not as bad as if you’d have to pay $8,000 for the opportunity. But if these were my friends making the offer, I’d have to say no thanks. ~Dave For Sale: Three well maintained rental properties located in an area where rentals are a high demand! All have new roofs, excellent rental history and are currently bringing $1,375/month. Asking $155,000 for all three. Call us for additional information! (150SR6) Malta 406-654-2273 www. missouririverrealty.com. 10-I "Ales for the Malta Trails Brewfest, Sept. 27th at the Stockman Terrace.". Please call 390-3460 for info. 9-II

For Sale: 60 foot Concord Air Drill. 12 inch spacing. 3400 cart. Asking $15,000 OBO. 406-759-5151. 9-II

For Sale: 2005 Ford Five Hundred SE, New Tires $5,000. 2006 Dodge Grand Caravan SXT $5,000. Both vehicles have been well maintained. Please call 406-399-1559. 9-II

For Sale: RARE KNIVES Large Selection RUANA CASE XX ~ SCHRADE Hard - to - find USA-made Old Timer & Uncle Henry Knife/Scissor Sharpening Big Sky Images & Collectibles Havre Holiday Village Mall ~~~~~(406)399-6522~~~~~ Attention Attention: Avon will be at the Women's Expo in Havre Oct 4th & 5th. 10-I

Mon.~ Fri. 8:30 - 5:30 in Glasgow 228-9844

THE TECHNOLOGY BEHIND THE TILE 5:30-7:30 p.m. at Prewett Interiors MAIN TOPIC ~ DITRA-HEAT Free Event & Dinner provided. Reservations Required: 228-9844 41prewett.int@nemont.net Malta Tire Factory: Ready to help you with all your automotive repairs and tractor tire repairs. Malta Tire, Hwy 2 West, Malta. 406-654-2120. 7-II:10-I

A Chance of a Lifetime! No job? No car? No GED? No fat paychecks? No problem! No suits - No ties. Too much fun to be work! Call Tammy at 208392-8603 or 866-314-2532. 9-II