22
THE OBSERVER | WEDNESDAY, OCTOBER 23, 2013
THINK YOU CAN’T REFINANCE BECAUSE VALUES ARE DOWN? THINK AGAIN!!!
Real Estate
STARTING MARCH 2012, HARP 2.0, a new program presented by the Federal Government, allows homeowners to refinance regardless of the equity they currently have in their house (even if you are upside down!) Fannie Mae and Freddie Mac have adopted changes to Home Affordable Refinance Program (HARP) and you may be eligible to take advantage of these changes. If your mortgage is either owned or guaranteed by Fannie Mae or Freddie Mac, you may be eligible to refinance your mortgage under the enhanced and expanded provisions of HARP. You can determine if your mortgage is owned by either Fannie Mae or Freddie Mac by checking the following websites: For Fannie Mae: www.fanniemae.com/loanlookup For Freddie Mac: www.freddiemac.com/mymortgage
DIRECTORY
ROB PEZZOLLA • NMLS# 266181 NORTH ARLINGTON • NJ 07031
To advertise in this directory CALL 201-991-1600
761 Ridge Rd. Lyndhurst, NJ 201-460-8000
Semiao & Associates
The Bixler Group
LLC
213 Kearny Ave, Kearny, NJ 201-991-1300
The Bixler Group
Real Estate & Insurance Since 1891 758 Kearny Ave., Kearny 201.991.0032 BixlerEST1891.com
ROB@KEYPOINTMORTGAGE.COM
201-998-9050 • Fax 201.820.0505
USIVE E EXCL
OFFIC
LYNDHURST 1 Family Renovated $339,000
LYNDHURST 4 Bedroom 2 Full Bath $455,000
LYNDHURST 2 Family 5 Bedroom, 2 Bath
$379,000
Cappiello Real Estate Services, L.L.C 437 Kingsland Ave, Lyndhurst, NJ 07071
Tel: 201-438-9000 • www.CRSsells.com
Rosa Agency Realtors 551-553 Kearny Ave., Kearny 201-997-7860 www.RosaAgency.com
Exit Golden Realty 148 Midland Ave., Kearny 201-997-4425
Keypoint Mortgage
North Arlington, NJ 201-998-9050 Rob@keypointmortgage.com
Elite Realty Group Commercial & Residential 235 Harrison Ave., Harrison T: 973-268-4000 www.eliterealtyharrison.com
Arlington Real Estate Owned & Operated by the Capobianco family since 1924
201.991.0905
SAVINO
REAL ESTATE, INC.
Savino Real Estate
251 Ridge Rd., Lyndhurst 201-438-3120 www.savinorealestate.com
21 DiSabato Inc. AN ICON IN THE COMMUNITY SINCE 1890
105 North 3rd St., Harrison T: 973-483-2081 F: 973-483-0705 www.DiSabatoInc.com
LET US SAVE YOU MONEY ON YOUR HOME & AUTO INSURANCE HOUSE OF THE WEEK
LYNDHURST - 2 bedroom one family colonial - 100 yards from train and bus transportation and Ridge Road. Living room, dining room and kitchen on 1st, fl., The 2 bedrooms and extra special tile bath above. Gas heat. Yearly taxes $5,000. Estate sale. We have the key. Exclusive with us at only $199,000 MANOR SECTION- Traditional 3 bedroom colonial, lovely chestnut trim with 1 1/2 baths and 2 car detached garage. Sunporch, living room, dining room & kitchen on 1st. floor. The 3 bedrooms and full bath above. Gas heat, relatively new roof. Taxes under $10,000. per annum. Better be quick! EXCLUSIVELY LISTED . ASKING ONLY $279,000.
Come see the best Arlington Ridge has to offer. Townhouse style condo. T bedrooms, two CTwo T R Aend N O C baths,Dgarage. This desirable unit will not last at ER U N$219,000. just Wonderful Kearny Two Family with drive and T R A C TGas heat. 37X100 garage. Two bedroom Napartments. O C R lot.$299,000. UNDE 8 Year Young Kearny Two Family Home Both apartments feature three bedroom, two baths, central air. Off street parking. Immaculate. Reduced for quick sale $519,000.
Harrison 4 Family with Parking - 4 Three bedroom apartments and parking for 6 cars. Only $579,000