Buyer Interview Questionnaire Personal Information 1. Name____________________________________________________ Address__________________________________________________________ Phone (h) ____________________ (w)____________________ (m)____________________ Email___________________________________Fax___________________________________ Preferred method of contact___________________________________ Employer ____________________Hours ________Travel________ Name____________________________________________________ Address__________________________________________________________ Phone (h)_____________________ (w)____________________ (m)____________________ Email___________________________________Fax___________________________________ Preferred method of contact__________________________________ Employer ____________________Hours ________Travel________ 2. Family Members, Name/Ages/Special Concerns Child ___________________________________Age________ Concern ______________________________ Child ___________________________________Age________ Concern ______________________________ Child ___________________________________Age________ Concern ______________________________ Child ___________________________________Age________ Concern ______________________________ 3. What do you like to do in your time away from work? ____________________ ____________________ 4. Today, what does your dream house look like? _________________________________________________ 5. If you could live anywhere, where would that be? ____________________
Motivation, Ability, Needs 1. Do you currently own a home? ____________________ Are you Renting? ____________________ 2. How long have you lived there? ____________________ Renting Amt? ____________________ 3. How many times have you been through the home buying process? ____________________ 4. How long have you been looking or thinking about buying a new home? ____________________ 5. How many homes have you visited? ____________________ Phone: 704‐236‐2239 | Fax: 704‐749‐2391 | Email: tammy@tammyroten.com Helen Adams Realty‐Ballantyne | 15235 John J. Delaney Drive | Charlotte, N.C. 28277
www.TammyRoten.com
5/29/2011
Buyer Interview Questionnaire 6. Have you seen any that you liked? ____________________If so, what stopped you from making an offer? ____________________ ____________________ ____________________ ____________________ 7. Have you recently bought any real estate in Charlotte? ____________________ 8. Will you be financing this home or paying in cash? ____________________ 9. Are you buying an investment property? ____________________ 10. How long before you place the property back on the market? ____________________
Timing/Urgency 1. How soon would you like to be moved? ____________________ 2. Why is this timeframe important? ____________________ 3. If you had to, would you rather move earlier or later than your target date? ____________________ 4. What is your Plan B if you do not buy a home within your defined time frame? ____________________ 5. Is there anything you need to do before purchasing a home? ____________________ 6. If you found a home you love today, what would you do? ____________________ 7. Will anyone else be involved in the buying decision? (If you already own a home) • Are you able to buy another home without selling your current home? ____________________ • Would you rather buy or sell first? _________ Would you rather own 2 homes or 0 homes? __________
Needs/Priorities 1. In searching for a home, what is the one most important thing to you? ____________________ 2. What room in your current home do you spend the most time in and why? ________________________________________________________________________________________ 3. What do you like best about your current home? _______________________________________________ 4. How often do you use the outdoor spaces of your home? _________________________________________ 5. What style of home do you prefer (floor plan, exterior)? _________________________________________ 6. How many beds/baths and square footage would you like and what is your cut off?
_
_
Beds
Bath
_
HLA
7. What are your ‘must haves’? 1. ____________________
3. ____________________
5. ____________________
2. ____________________
4. ____________________
6. ____________________
Phone: 704‐236‐2239 | Fax: 704‐749‐2391 | Email: tammy@tammyroten.com Helen Adams Realty‐Ballantyne | 15235 John J. Delaney Drive | Charlotte, N.C. 28277
www.TammyRoten.com
5/29/2011
Buyer Interview Questionnaire Is price or these features most important to you? ____________________ 8. Do you have any pets that need to be taken into consideration? ____________________ 9. Any certain furniture that we need to accommodate? ____________________ ____________________ 10. Preferred school districts? ____________________ ____________________ ____________________ 11. Are you open to doing repairs or making cosmetic changes to a home? ____________________ •
Structural changes? ____________________
•
Or do you prefer a home in ‘move in’ condition? ____________________
12. Are you open to buying a new construction home? Yes
No
13. Preferred commute time? ______ Maximum commute time? ______
Financial Qualifications: 1. What price range do you have in mind? ____________________ •
How did you decide on that amount? ____________________
•
Have you been qualified by a local lender for that amount? ____________________
•
Do you have your Pre-Qualification Letter? ____________________
•
Have you started the Loan Approval Process with your Lender? ____________________
2. Would you be willing to go over that amount for a home that was appealing? ____________________
The Process: 1. How did you begin the home search? ____________________ 2. Have you worked with a REALTOR before? ____________________ •
If so when? ____________________ Name ____________________ Firm____________________
3. How did you purchase your first home? ____________________ •
Explain the process you went through? ____________________
•
What did you like and dislike about your experience? ____________________
4. Do you prefer to ‘shop online’ or see everything in person? ____________________ 5. When does your schedule allow for house hunting? ____________________
Phone: 704‐236‐2239 | Fax: 704‐749‐2391 | Email: tammy@tammyroten.com Helen Adams Realty‐Ballantyne | 15235 John J. Delaney Drive | Charlotte, N.C. 28277
www.TammyRoten.com
5/29/2011
First Step Buyer Homework You are taking your first step necessary in your home buying process. Please complete and return your Buyer Interview Questionnaire as soon as possible I look forward to working with you as we look to find your home. Happy house hunting and buying,
Tammy Buyer Interview Questionnaire Complete and Return
Financing Lender Questionnaire (For your Lender) Loan Approval Letter Yes No Appointment. Date _________ Loan Application Process Started Yes No Application Date _________
Provide Copies Drivers Licenses Rental Agreement If Applicable Current Contract if selling a home (for Contingent Offer) If Applicable
Check the box for professional service information and recommendations will be provided.
Professional Services Mortgage Lender
Environmental
Attorney
Lead Base Paint
Home Inspector
Radon
Home Owners Insurance
Survey
Roof
Title Search
HVAC
Zoning
Plumbing
Clue Report
Pool
Home Warranty Repairs
Irrigation
Termite
Security/Sound
__________Initial __________ Date
__________Initial _________ Date
Phone: 704‐236‐2239 | Fax: 704‐749‐2391 | Email: tammy@tammyroten.com Helen Adams Realty‐Ballantyne | 15235 John J. Delaney Drive | Charlotte, N.C. 28277
www.TammyRoten.com
5/29/2011
Lending Questionnaire Lender Information: The intended of this document is to help you start your loan application process. Consult your lender for additional documents required. Be prepared to pay for a credit check report an application fee. ESTIMATED CLOSING DATE: ______________ REAL ESTATE AGENT ________________________________ Borrower ________________________________ Social Security Number ________________________________ Address _________________________________ Email address _____________________________ City ________________________________State _________Zip _________Date of Birth ____________ Employer _______________________________________ Years _____ Self-employed Yes ( ) No ( ) Gross Monthly Income _____________ Overtime ___________ Commissions __________ Bonus ____________ Home Phone _____________________ Work Phone _________________________
Borrower ________________________________ Social Security Number ________________________________ Address _________________________________ Email address _____________________________ City __________________________________________State _________Zip _________Date of Birth ____________ Employer _______________________________________ Years _____ Self-employed Yes ( ) No ( ) Gross Monthly Income _____________ Overtime ___________ Commissions __________ Bonus ____________ Home Phone _____________________ Work Phone _________________________
Loan Amount__________________ Loan Type__________________ Term __________________ Rate_____ Approximate Sales Price__________ Down Payment Amount Saved__________________ Assets: Savings $__________Checking $____________401k $____________Money Market $_______________ Payroll deducted loans_____________ Child support or alimony____________W-2’s_____ Rent Pmt_____________ Rent History_____ 3 Months Bank Statements_____3 Mth Payroll Stub_____ Copy of Divorce Decree_____ Provide Copies of each Checking and Savings Account. Explain any current deposits or withdrawals. Consult your lender before making a large purchase or deposit. Do not move money from your individual accounts without consulting your lender.
Do You Have a Home to Sell? Yes ( ) No ( ) Actively Listed Yes ( ) No ( ) Under Contract Yes ( ) No ( ) List Price of Current Residence ________________Under Contract Price of Current Resident________________ Projected Closing Date_______________ Closing Attorney_________________________ Selling Agent_________________________ Borrower_____________________________________ Co-Borrower_________________________________ Signature_________________________________
Signature_________________________________
Date________________
Date________________ Phone: 704‐236‐2239 | Fax: 704‐749‐2391 | Email: tammy@tammyroten.com Helen Adams Realty‐Ballantyne | 15235 John J. Delaney Drive | Charlotte, N.C. 28277
www.TammyRoten.com
5/29/2011
Loan Application Checklist *This list is a guideline only. Ask your lender if there is additional information required before you meet.
•
Three most recent monthly bank statements
•
Three most recent paychecks
•
Past Year’s W-2s
•
Copy of SS Cards, Borrower and Co Borrower
•
Copy of NC Drivers Licenses, Borrower and Co Borrower
•
List All Checking Account Information
•
List All Saving Account Information
•
Credit Card Account Information
•
Identify Past or Present Credit Concerns
•
Example any large deposits or withdrawals within the past 3 months
•
Identify any deposits or withdrawals expected during the buying process
Phone: 704‐236‐2239 | Fax: 704‐749‐2391 | Email: tammy@tammyroten.com Helen Adams Realty‐Ballantyne | 15235 John J. Delaney Drive | Charlotte, N.C. 28277
www.TammyRoten.com
5/29/2011