Should I invest in a Roth IRa or Variable Universal Life Insurance Policy?

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Should I invest in a Roth IRa or Variable Universal Life Insurance Policy? I have a 401k/ Not married, no children, but my advisor says it is wise to invest in a variable universal life policy while I am young (the premiums are lower) so it builds cash value to aid in retirement plus I will have the death benefit for later on when I am married and have kids. Susie Orman thinks this is a bad idea and that 401ks and Roth IRAs are the way to go. Other people think differently. I am confused on what to do and wonder if people who have actually signed up for a Variable Universal Life policy have actually seen the cash value results when they have retired. My illustration shows about $600,000 cash value when I am 70- that is with a 12% return. I am wondering if I should go with this policy or use the $200/month it would cost to fund this and invest it in a Roth IRA instead or put more towards my 401k. Any serious advice would help! Related

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issue. I almost have an inclination to report this because it looks so shady. No reasonable person would look at, and drive this car and consider it a total loss. What is the agenda of the insurance company and cadillac dealer here? Something smells foul with this situation." Where did the myth that the color of your car is an insurance factor come from? Where did that come from I hear lots of people saying that. That would be a sad day if the inusuance companies had that much say into how my car should look. What is the cheapest car insurance? What is the cheapest car insurance? From Whom can I purchase health ins over 65 years & not eligible for Medicare? My spouse is over 65 and will be getting residency USA and is not eligible for Medicare nor am I. From whom can we purchase health insurance? What are average prices for teen auto insurance in CA? just averages not a sports car i have good grades too if that helps In the state of Florida do I need to have insurance before I can get my license? I am 19, I've had my permit for 3 years now, and I would like to know if I need insurance in order to get my license and if I need to take the road signs, and rules test again?" Health Insurance should be illegal? Why not? Hospital fees would fall drastically! Funny how no body really knows what the hospitals charge... And funny how socialist countries are ranked above U.S. Oh yeah and I love how doctors in U.S. are pill salesmen.... Pathetic. Eliminate Health Insurance and guess what!!! Healthcare will be affordable! what you think?! Could switching to Geico really save you 15 percent or more on car insurance? Does the early bird catch the worm? Geico. 15 minutes could save you 15 percent or more on car insurance. Car insurance ( diabetes )? after i get a quote online when i proceed to pay will the insurers phone me or will i after phone them as i have a 3 year medical licence and i need to let them know off my medical condition ( diabetes insulin dependant ) first time getting insurance so any info would be great


"Help, I need car insurance, best quote 1356 pounds?" Help, I need car insurance, best quote 1356 pounds 9 years no claims, driving licence for 20 years, the car is a 2 lit and 5 years old Helppppppp" How much is my insurance going to go up? I messed up, and rear ended a car. The cop said that while it was my fault, and I admitted that, it's largely because of the crazy intersection. Anyways, my car doesn't have a scratch but the other car's bumper completely fell off (It was a cheap car, so I'd estimate the damages at about $500 at the MOST. If that effects anything). No one was hurt either. I'm insured by AAA, but I'm a 17 year old so I know it looks bad. I've never gotten in an accident before, and I've been driving for almost two years. How much can I expect it to go up? ANY general idea would be nice. Thanks!" "Does car insurance cover just the car, or the driver?" May be a silly question, but everyone I ask seems to not know the answer! I may phone the insurance place about it later, but want to see what you guys say. I'm 26, going for my G soon, in Ontario Canada. I have car insurance on a car I share with my parents. Does this insurance cover just THAT car? If I want to drive my boyfriends car do I need to have insurance for his car? OR, does the insurance cover the DRIVER and they can drive whatever car they want without telling the company what vehicles they're driving as long as they have insurance?? Any information you can give me? Thanks." 1998 Nissan 240sx SE Insurance costs? I am looking at buying this car, but I want to know how much insurance would cost before I look into it. I am 16 years old and just got my license and have never been in a car crash ...show more" Insurance on a 1275 gt mini for a 17 year old? My friend has just passed his driving test and I'm trying to help him get a car and insurance sorted. He's determined to get an old 1275 gt mini. I can see why though. I've been getting insurance quotes and they're all coming back at over 5,000 every time. I must be doing something wrong. I'm just wondering if any of yous could help me and give me an idea of what it would cost for a 17 year old male who's just passed his test on a 1275 gt? Thanks." 62 year old mother wants to retire but has no medical insurance...Ideas? My 61 year old mother wants to retire next year. She doesn't qualify for medicare till 65. She has diabetes and chronic bronchitis. How would she get affordable medical care if ...show more How much insurance for a subaru wrx sti? i'm getting the subaru as a first car hopefully


How much would it cost to insure a 07-08 Corvette.? Considering also there is mileage around 5,000-26,000.. I am a 17 yr old girl and I was looking at the corvette and it really caught my eye! Sporty, fast, and just all over good look for me... What would be ( around / guesstimate ) the monthly payments & insurance because I heard it's cheaper for females to be insured than men.? Thanks!" "Ran a stop sign, will my insurance increase?" I am 20 and accidentally ran a stop sign today and got pulled over. I am in FL and the ticket is 166$. I am under my parents insurance and was using my dads car. I was planning on paying it rather than doing traffic school or trying to fight it, i'd rather just get it over with and pay the dang thing. But, my question is will it show up on there insurance that 'someone got a ticket on this day for this price and this reason and raise their insurance even if I pay it off? Reeeally don't want them to find out! Also, how to pay it?" What is term insurance? Why should I buy a term insurance product? Many colleagues at work are talking about term insurance. After speaking to some of them I understand that a term policy will give me life cover but I don't know if I should buy a policy myself. So if someone can tell me what term insurance is and what the benefits are, I can consider a purchase." 2002 LEXUS IS300 price of full coverage insurance? im looking at a 2002 LEXUS IS300 and now im just wondering what the price of full coverage insurance is before i buy it.And if you have owned one of these cars maybe you could give me a review of it,like what kind of repairs so far while owning it,is it reliable?.just wondering because i dont wanna car thats known for having engine and tranny issues, oh and how does ride .any way im just wonderin what other people opinions are on it." "Why do we call life insurance, life insurance? when it pays you for dying. Annuities are really life insurance. They pay you in case you live. What are some tips to get cheaper car insurance? I have a very poor driving record. Right now, I'm paying about $4,000 a year to insure my car. It will probably go up when the policy renews in Sept. What can I do in the meantime? Should I take the defensive driving course? What else? I've tried to shop around but GEICO gives me the best deal at $4000. Some other companies would not insure me at all. Others wanted thousands more. What should I do? I really like the convenience of having a car and I would probably cry if I had to sell it. I've had a car since I was 19 and I'm 26 now." How can a 17yearold get insured on a classic car?


I'm a 17 year old driver in staffordshire, i'm looking to purchase either a triumph gt6 or a triumph spitfire, however the insurance quotes im getting (even with my dad as the main driver) are over the value of the car! (approx 3500). does anyone know any specialist companies i could contact? thank you in advance" Am over 25 yday passed my test but cant get cheap insurance for a small car.? here it is. am 25+ and yesterday passed my driving test. looking over the internet for insurance for nissan micra 3 dr 1L 3 door. cheapest i can get is 140. my cousin who is 4 years younger than me, he got it for 94. tried same company aswell. am i missing any trick?need help suggestion and recomendation" Should I invest in a Roth IRa or Variable Universal Life Insurance Policy? I have a 401k/ Not married, no children, but my advisor says it is wise to invest in a variable universal life policy while I am young (the premiums are lower) so it builds cash value to aid in retirement plus I will have the death benefit for later on when I am married and have kids. Susie Orman thinks this is a bad idea and that 401ks and Roth IRAs are the way to go. Other people think differently. I am confused on what to do and wonder if people who have actually signed up for a Variable Universal Life policy have actually seen the cash value results when they have retired. My illustration shows about $600,000 cash value when I am 70- that is with a 12% return. I am wondering if I should go with this policy or use the $200/month it would cost to fund this and invest it in a Roth IRA instead or put more towards my 401k. Any serious advice would help!


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