IBA/OBL Annual Convention

RANDY HULTGREN, IBA President & CEO

BETSY JOHNSON, IBA Chair, and President & CEO, Solutions Bank

TOM CHAMBERLAIN, IBA Chair-Elect, and SVP & CLO, Iroquois Federal Savings & Loan Association

MIKE ADELMAN, OBL President & CEO

BRIAN YOUNG, OBL Chair, and Chairman, and President & CEO, The Union Bank Company

RONALD ZIMMERLY, OBL First Vice Chair, and President, The Middlefield Banking Company

S peaker H ig H lig H t S

REGULATORS PERSPECTIVES

MICHAEL J. HSU

/ ACTING COMPTROLLER OF THE CURRENCY (OCC)

During Acting Comptroller Michael Hsu’s time at the helm of the Office of the Comptroller of the Currency, he has not shied away from tackling some of the most important issues facing the banking industry, including fostering and safeguarding trust, adapting to digitization, and reducing inequality in banking. During these two years, the Acting Comptroller has also demonstrated a strong commitment to strengthening and supporting community banks. Join him for an open discussion on these topics and many more during this general session.

ACTIONS SPEAK LOUDER

DEANNA SINGH / DEI STRATEGIST / PURPOSEFUL HUSTLE

During this learning experience, attendees are guided through a process to move past the status quo and help lead the charge. Through the power of storytelling, sharing practical tips, and individual reflection, participants will identify the unique way to positively impact the future of their organizations and the potential of their actions.

Highlights of the session include: Gaining confidence in how to navigate the changing world; Discovering the tools to equip your team with the go-forward strategy; and Backing your messages and values with sincere and impactful actions highlighting leadership. Deanna Singh is a business consultant, speaker, and podcaster internationally recognized for her leadership, diversity, equity, and inclusion work.

THE PSYCHOLOGY AND ECONOMICS OF MAKING A HIT

DEREK THOMPSON / MARKETING + ECONOMY WRITER, THE ATLANTIC

Derek Thompson talks about the science of why people like what they like and how it’s changing. The session includes his commentary of the weird economy of 2023.

Derek Thompson is a staff writer at The Atlantic, where he writes about issues ranging from the consumer habits of millennials to the economics of entertainment. What are the economic forces shaping the cultural market? And how does the media manipulate our most valuable resource—our attention—in the twenty-first century? These are the questions that Derek Thompson explores in his captivating, award-winning work. Coupling his dry wit and journalistic insight, Derek interprets the invisible factors that capture attention, impact consumer spending, and influence business. You can catch him on his podcast Plain English too.

BUSINESS AS UNUSUAL: HOW TO FUTURE-PROOF YOUR BUSINESS IN TRANSFORMATIONAL TIMES

JACK ULDRICH / AUTHOR + FUTURIST / GLOBAL TRENDS

The world has catapulted into a future of deep change. In this engaging, provocative, and insightful session, acclaimed global futurist and best-selling author Jack Uldrich shows how the world of tomorrow is exponentially changing; and he explains why so many of the trends were on the horizon in the past year continue to accelerate.

History reminds us that great challenges produce great change – as well as great opportunities. Businesses must position themselves in a world where “business as unusual” is the new “usual.” This session helps leaders at every level of an organization leverage 10 “unconventional” techniques to succeed today’s - and tomorrow’s - transformational times. Jack Ulrich is a well-recognized global futurist, speaker, and author on technology, change management, and leadership topics.

a genda a t - a - g lance

Attendees are invited to attend all meals and receptions noted below, held at the Fairmont Millennium Park.

WEDNESDAY, JUNE 21

11:00 AM – 12:15 PM

LUNCH & RAPID-FIRE PRESENTATIONS

Hear 10-minute demos on the latest products and services for today’s banker.

12:30 PM – 3:30 PM

EXECUTIVES & DIRECTORS’ WORKSHOP

Executive Briefing

Robert M. Fleetwood, Partner, Group Co-Chair, & John M. Geiringer, Partner, Regulatory Section Leader, Barack Ferrazzano Financial Institutions Group

Tales From the Vault - Places We’ve Been and Never Want to Visit Again

Kimberly Schaefer, Partner, & Nici Workman, Partner, Vorys, Sater, Seymour and Pease LLP

Survive or Thrive? Framework for Building EPS and Shareholder Value in a Fast-Paced World Brian Battle, Principal & Managing Director, Performance Trust

3:30 PM - 5:30 PM

BANKERS ONLY LOUNGE

5:30 PM

DINNER ON YOUR OWN

Enjoy dining in the Windy City – just steps from The River Walk and Michigan Avenue.

9:00 PM – 11:00 PM

WELCOME MIXER

THURSDAY, JUNE 22

8:00 AM – 9:00 AM

BREAKFAST + RAPID-FIRE PRESENTATIONS

Hear 10-minute demos on the latest products and services for today’s banker.

9:00 AM – 10:15 AM

OPENING GENERAL SESSION: ACTIONS

SPEAK LOUDER

Deanna Singh, Social Entrepreneur, Keynote Speaker & Change Agent, Flying Elephant

10:15 AM – 11:15 AM

GRAND OPENING OF MARKETPLACE

Visit more than 50+ vendor booths, participate in Marketplace activities, and win prizes! The first 100 in the door receive a book from opening keynote speaker!

11:15 AM – 12:15 PM

CEO ROUNDTABLES BY ASSETS

IBA and OBL Bank CEOs and Senior Executives engage in peer conversations within similar size asset groups. Discussions centered around topics selected by bankers and led by association management team members.

12:30 PM - 5:30 PM

PAC EXPERIENCES: CHICAGO PROHIBITION TOUR OR CHICAGO STADIUM TOUR (TICKET REQUIRED)

9:00 PM – MIDNIGHT

CASINO NIGHT & PAC SILENT AUCTION

Enjoy this robust evening reception & dessert in the Marketplace while participating in Casino Night and supporting Illinois Bankers PAC and Ohio BankPac.

a genda a t - a - g lance

Attendess are invited to attend all meals and receptions noted below, held at the Fairmont Millennium Park.

FRIDAY, JUNE 23

7:45 AM – 8:30 AM

BREAKFAST IN MARKETPLACE

Visit more than 50 partner booths, participate in activities, and win prizes!

8:30 AM – 9:30AM

THE PSYCHOLOGY AND ECONOMICS OF MAKING A HIT

Derek Thompson, Staff Writer at The Atlantic

9:30 AM - 10:30 AM

BREAK IN MARKETPLACE

Visit more than 50 partner booths, participate in activities, and win prizes!

10:30 AM – 11:15 AM

CONCURRENT BREAKOUT SESSIONS

Migrating from Transactions to Conversations: Setting Your Branches and People Up for Success

Jim Caliendo, President & CEO, PWCampbell

Managing Risk Amid Rising Rates, Inflation, and Economic Challenges

Charley McQueen, President & CEO, McQueen Financial Advisors

How to Win Wallet Share while Cutting Costs in Operations

Ryan Wilson, Vice President, Client Relationships, Aunalytics

Performance-Based Compensation Strategies for Banks

Michael Blanchard, CEO; and Matt Brei, President, Blanchard Consulting Group

11:15 AM – 11:30 AM

BREAK

11:30 AM – 12:15 PM

CONCURRENT BREAKOUT SESSIONS

Current State of Community Bank M&A and Capital Markets

Rick Maroney, Senior Managing Director, Hovde Group

10 Cybersecurity Questions for Executives and Directors

Nick Podhradsky, Executive Vice President, SBS CyberSecurity

Maximizing the Value of Your Digital Transformation

Brian Hufford, Digital Strategy Consultant, Backbase

Update on the War for Talent in Banking: Strategies for Success

Alan Kaplan, Founder & CEO, Kaplan Partners

12:15 PM – 1:30 PM

NETWORKING LUNCH IN MARKETPLACE

Final hours to do business in the the Marketplace, and win prizes!

1:30 PM – 2:15 PM

GENERAL SESSION: REGULATOR PERSPECTIVES

Michael Hsu, Acting Comptroller, OCC

2:15 P.M. – 3:15 P.M.

GENERAL SESSION: BUSINESS AS UNUSUAL

Jack Uldrich, Global Futurist, Author & Speaker

3:15 PM – 3:30 PM

BREAK

3:30 PM – 4:30 PM

SALUTE TO LEADERSHIP (IBA ONLY)

5:30 PM – 10:00 PM

CLOSING RECEPTION, DINNER & ENTERTAINMENT

e xecutive S & d irector S W ork SH op S

The opening workshops benefit CEOs & Directors alike.

Executive Briefing

Robert M. Fleetwood, Partner, Group Co-Chair, & John M. Geiringer, Partner, Regulatory Section Leader, Barack Ferrazzano Financial Institutions Group

This year’s popular update session features an executive briefing on current legal and regulatory issues and trends affecting financial institutions, including the fallout from recent bank failures. The focus of the update is on practical suggestions and best practices from longtime experience representing a large and diverse banking practice across the country.

Developments in M&A, fintech relationships, BaaS, UDAAP, executive compensation, DEI, ESG, fair lending, BSA, and a host of others will be discussed in this interactive session.

Survive or Thrive? Framework for Building EPS and Shareholder Value in a Fast-Paced World

Brian Battle, Principal & Managing Director, Performance Trust

The world is changing faster and faster. The Fed has re-written history on monetary policy, both in size and scope. Competition for human capital has never been tougher. Fintech and big banks are taking deposits. Loan demand is waning. Cyber security is a major threat. Net overhead is rising. What hasn’t changed is that for 95% of community banks, Net Interest Income today and tomorrow will be the lifeblood for earnings, enterprise value, and sustainability while serving our communities. Bad NII decisions today can and will create trouble this quarter, next quarter, and for the years to come. Hear a time-tested strategic decision-making process that will help your team make better and more complete NII and capital allocation decisions in a fast-paced industry. Understand the importance of utilizing a Level Playing Field framework, that compares apples to apples decisions on all areas of balance sheet, across rates and time horizons.

Tales From the Vault - Places We’ve Been and Never Want to Visit Again

Kimberly Schaefer, Partner, & Nici Workman, Partner, Vorys, Sater, Seymour and Pease LLP

Join Kim and Nici as they revisit out-of-the-ordinary situations encountered by financial institutions over the last two years. Each of these case studies will serve as a reminder about the importance of vigilance, preparedness and self-evaluation. They will discuss issues that may arise when executing due diligence, preparing for an acquisition, launching a new line of business, drafting employee benefit plans and compensation programs and more.

This session is designed to help bankers and directors evaluate areas in your institution where you can make improvements now to avoid issues in the future. By hearing and learning from the challenges of others, attendees will be better able to avoid costly pitfalls and position the institution in a manner that leads to favorable outcomes.

c oncurrent B reakout S e SS ion S

Attend one of four concurrent breakout sessions during two time slots.

Migrating from Transactions to Conversations: Setting Your Branches and People Up for Success

Jim Caliendo, President & CEO, PWCampbell

PRACTICAL; ENLIGHTENING; INSIGHTFUL

The bank branch was traditionally a place where routine transactions were taken care of, job functions were specialized, and limited conversations took place quickly to move people along. Today’s customers want one-on-one conversations, education, and advice; experts who can help them through life’s important moments. They want open spaces, natural light, and environments that feel like home, along with the ability to perform self-service functions at the touch of a button. Good service has changed from “how quickly you can get me out of here” to “how well can you educate me”. From designing the look, feel, and functionality of a branch based on customer needs, to streamlining branch operations to free up time; to training your employees to have conversations with customers and transitioning to the universal staffing model; this session covers both sides of the spectrum and your two most important assets – people and branches.

How to Win Wallet Share while Cutting Costs in Operations

Ryan Wilson, Vice President, Client Relationships, Aunalytics

CUSTOMER; INTELLIGENCE; ANALYTICS

In an unreliable economy, cost cutting and employing efficient strategies to grow operating income is imperative. One of the best ways to achieve better returns and higher margins is to focus on existing customers with data-driven insights that grow wallet share. Insights from data analytics empower mid-market financial institutions to dig deeper into their local roots, act upon their local knowledge using personalized offers, and find ways to make their branch presence meaningful to a profitable segment of customers. This local data, first party data, is not something that direct banks or big banks have. If harnessed, it can be a game changer for regional and community financial institutions to grow market share.

Managing Risk Amid Rising Rates, Inflation, and Economic Challenges

Charley McQueen, President & CEO, McQueen Financial Advisors

RISING RATES; INFLATION; ECONOMIC CHALLENGES

Our industry continues to face uncertainty, inflation, and a possible recession (we may be in one now). Interest rates have trended sharply higher and 2023 is set to be a year of change with a possible topping of interest rates. This session covers:

• Reviewing the 1980’s to elevate knowledge, as only a few individuals in the industry were managing institutions the last time the U.S. faced simultaneous inflation and economic slowdown.

• The potential impact of inflation and a weakening economy on the balance sheet and interest rate risk positions.

• Several action steps that can be taken to mitigate risks and address the potential impact of a weakening economy.

Performance-Based Compensation Strategies for Banks

Michael Blanchard, CEO; and Matt Brei, President, Blanchard Consulting Group

EXECUTIVE COMPENSATION; PAYFOR-PERFORMANCE; INCENTIVE PLAN DESIGN

This presentation focuses on performance-based compensation approaches that community and regional banks should consider to attract and retain quality officers. The session will examine the current compensation environment and discuss different performance-based incentive vehicles; while presenters discuss the keys to effective and motivating cash incentive plans. They will also share what banks are using in respect to equity-based/longer-term incentives, as well as incorporates applicable regulatory guidelines and updates surrounding incentive-based pay. Market data from BCG surveys and databases will be incorporated throughout.

c oncurrent B reakout S e SS ion S

Attend one of four concurrent breakout sessions during two time slots.

Current State of Community Bank M&A and Capital Markets

Richard Maroney, Senior Managing Director, Hovde Group

COMPREHENSIVE, INTERACTIVE, THOUGHT-PROVOKING

This session will provide a comprehensive report on community bank M&A, as well as the significant changes that are occurring in bank equity and debt markets. Commentary and data on the economy, political environment, and industry will be presented to fully understand bank consolidation, valuations and capital markets trends. Specifics to both Ohio and Illinois will be provided, including evaluation of recent M&A deals, along with equity and debt raises. It is worthy to note the presenter/s have significant deal experience having advised on hundreds of deals, in addition to observing M&A and capital markets transactions across the country.

10 Cybersecurity Questions for Executives and Directors

Nick Podhradsky, Executive Vice President, SBS CyberSecurity

CEOs, senior management and Board members have historically struggled to understand the components of an Information Security Program, current security threats, and technology risks. Regardless, this group is ultimately responsible for the security of the organization’s information, setting expectations or providing direction to management, and approving investments into cybersecurity. This discussion will review FFIEC Cybersecurity expectations, current threats to financial institutions, and touch on 10 questions that executives and board members must know to protect the bank in today’s cybersecurity world.

Update on the War for Talent in Banking: Strategies for Success

Alan Kaplan, Founder & CEO, Kaplan Partners

INFORMATIVE; VITAL; REAL-TIME

Talent has become the defining element for success in today’s highly competitive and evolving industry. Whether in the C-Suite, on the board, or driving new business, the competition for talent is fierce and this trend will continue. Now more than ever, bank leaders and board members need to adapt to the new realities of the talent landscape and craft strategies to differentiate and succeed in the battle for employees. This session provides insights into the current workforce climate and provide best practices in the market for banking talent.

Maximizing the Value of Your Digital Transformation

Brian Hufford, Digital Strategy Consultant, Backbase

VALUE, DIGITAL, TRANSORMATION

Banks and financial institutions are accelerating their digital transformation efforts, investing resources into a variety of initiatives to improve customer experience. But it’s challenging to measure the progression of your digital transformation. Or more important, quantifying the impact of digital on the bottom line. This session covers practical tips on constructing a roadmap that gives you the fastest time to business value – including building your business case, defining what to build first, and measuring the ROI. Attendees will be able to: Link business value to digital strategy and implementation with a product mindset; identify the problem you are trying to solve with digital programs; build a business case; and build a roadmap connected to your digital strategy.

CONVENTION PAC EVENTS

While in Chicago take in one of these two unique tours. The tours give you a true sense of Chicago. Your participation supports the llinois Bankers PAC and Ohio BankPac. Pre-registration is required.

FEES (PP) Bankers & Guests $175 // Associate Members (sponsors) $175 // Associate Members (non-sponsors) $300

12:30 PM - 5:30 PM

CHICAGO PROHIBITION TOUR

Enjoy a blast to the past with a tour of prohibition-era Chicago! Attendees will learn about the legendary exploits of Chicago during the 1920s and 1930s while enjoying tasty speakeasy drinks and fare. Flappers and gangsters alike rate this event as ab-so-lute-ly the bee’s knees!

12:30 PM - 5:30 PM

CHICAGO STADIUMS TOUR

Get ready to ruuuumbleee with a tour of the home of some of Chicago’s most beloved sports teams including Soldier Field, home of the Bears and Chicago Fire. Participants will walk where some of the greatest athletes have walked through a behind-the-scenes tour of the stadium’s locker rooms and playing arena.

9:00 PM - MIDNIGHT CASINO

NIGHT + PAC SILENT AUCTION

Politics is not a spectator sport – and neither is this special event. After a day in the Windy City, attendees reconnect for a lively reception that includes a Casino Night and PAC Silent Auction – all while making an impact on the industry. Proceeds benefit the Illinois Bankers PAC and Ohio BankPac.

S pecial e vent S

WEDNESDAY, JUNE 21

9:00 PM – 11:00 PM

WELCOME MIXER

Join convention-goers at the Fairmont for a special welcome mixer. It is the perfect opportunity to reconnect with good friends and introduce yourself to new ones!

THURSDAY, JUNE 22

9:00 PM - MIDNIGHT

CASINO NIGHT + PAC SILENT AUCTION

Politics is not a spectator sport – and neither is this special event. After a day in the Windy City, attendees reconnect for a lively reception that includes a

Casino Night and PAC Silent Auction – all while making an impact on the industry. Proceeds benefit the Illinois Bankers PAC and Ohio BankPac.

FRIDAY, JUNE 23

5:30 PM - 6:30 PM

6:30 PM - 9:30 PM

CLOSING

g ue S t a ctivitie S

Guest registration fee includes these activities fee. RSVP is required for each event.

THURSDAY, JUNE 22

10:00 AM - 12:00 PM

URBAN ADVENTURE CRUISE - EPIC FUN ON CHICAGO’S WATERWAYS!

Experience it all—Chicago’s glorious skyscrapers, iconic bridges, buildings and other modern marvels during the Skyline Cruiseline’s most popular 90-minute cruise. Guests can relax and unwind on a scenic Chicago River and Lake Michigan cruise while enjoying the lively narration of Chicago’s rich history as you take in the Willis Tower, Aon Center, John Hancock Building, Museum Campus, Marina City and more. Snacks will be provided.

FRIDAY, JUNE 23

MUSUEM DOORS OPEN AT 11 A.M.

ART INSTITUTE OF CHICAGO

Home to a collection of art that spans centuries and the globe, the Art Institute of Chicago is located in the heart of the city—and is one of TripAdvisor’s Top US Attractions of 2022. During the convention, Van Gogh and the AvantGarde: The Modern Landscape, will be on display; and a special exhibition ticket is included.

DINNER WITH ENTERTAINMENT

JUNE 21 -24, 2023

Fairmont Chicago Millennium Park

200 N Columbus Drive

Chicago, IL 60601

FAIRMONT CHICAGO MILLENIUM PARK

Rooms are available for $259/night plus taxes through May 31, 2023 or while space remains. Scan the QR code for an online reservation link or call the Global Reservations Centre at 1-800-441-1414.

CONVENTION HOTEL

Fairmont Chicago Millennium Park

200 N Columbus Drive, Chicago, IL 60601

Room Rate: $259 plus taxes (Good through May 31) Phone: 800-441-1414

PARKING

Paid valet parking is available for $70 per vehicle per night.

AIRPORTS

O’HARE INTERNATIONAL AIRPORT (ORD)

Approximately a 17-mile/30-minute drive to the event venue.

CHICAGO MIDWAY AIRPORT (MDW)

Approximately a 12-mile/25-minute drive to the event venue.

CONVENTION FEES (PER PERSON)

IBA/OBL Member Banker/Vendor $895

IBA/OBL Nonmember Banker $1,890

IBA/OBL Member Guest/Spouse $495

Fees include all scheduled sessions and official meal functions as outlined in the convention agenda.

We look forward to welcoming bankers from Ohio and Illinois to Chicago this summer for an Annual Convention filled with relevant speakers, timely sessions, networking opportunities, and a vendor marketplace to help our banks succeed.”

ANTHONY G. NESTLER

Chair, IBA Annual Convention Committee & IBA Vice-Chair, and President & CEO, Hickory Point Bank & Trust