IQ Magazine - Summer Fall 2012

Page 46

Simplifying Lending Micro-loan Fund $1,000 – $35,000 Revolving Loan Fund $35,000 – $100,000

It all begins with

Community leader. Teacher. Grandparent. Everyone has a unique life story — and a vision of retirement that’s just as individual. Since 1992, we’ve been helping clients define their goals and put the pieces into place to make them possible. In the process, we’ve come to call them friends. And almost all of the time, there’s coffee involved. If you’d like to discuss your retirement vision, we’d be honored to be part of the process. For a no-obligation visit, call or visit us today.

Septic System & Water Well Loans available to rural land owners Contact Joe Schulte Region Five Business & Loan Developer 218.894.3233 x2 jschulte@regionfive.org www.regionfive.org

320-251-6968 • DeGraaffinancial.com P.O. Box 7396 | 215 Park Avenue South, Suite 100 | St. Cloud, MN 56302

Guiding You To and Through Retirement

Investments, insurance and advisory services offered through Fintegra, LLC an independent broker/dealer, and SEC Registered Investment Advisor, member FINRA/SIPC. Larry DeGraaf is a registered representative of Fintegra. DeGraaf Financial and Fintegra are not affiliated. Office of Supervisory Jurisdiction phone 763-585-0503.

The

B usiness DocToR • Marketing & Advertising • Business Reviews & Assessments • Business Planning & Development • Management Services & Strategizing • Public Relations & Communications

l ehman & assoCiates

Consulting, inC.

Keeping Your Business Healthy

Brian Lehman cell. 218.838.4158 • nisswa.com lehmanconsulting@nisswa.net

44 Initiative Foundation Quarterly

ifound.org


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