Home Business Advertiser 717-426-2438 Print & Digital Magazine . by Home Business Advertiser Magazine

NOV/DEC 2018

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Refer 3 and fill in 5 levels and you could earn up to $361.50 a Month ~ Car Payment! Refer 3 and fill in 6 levels and you could earn up to $4006.50 a Month ~ NICE House Payment! Refer 3 and fill in 7 levels and you could earn up to $14,941.50 a Month ~ Time Freedom! Above calculations are for illustration purposes only! Based on referred members on autoship at 50CV and filled in matrix. There are no guarantees regarding income in the CTFO opportunity.

GET STARTED TODAY! More than 20,000 people already have! Many of them are creating EXTRA INCOME from the comfort of home! Others are finally seeing RELIEF from various issues. The testimonies we get are amazing! We don’t make ANY medical claims for CBD or the CTFO products, but you only need to turn on your TV or Google “CBD oil” to learn of the incredible power of this substance. And, although hemp is similar to marijuana, it is 100% legal in all 50 US states and Canada. Our products are “THC free” and have NO psychoactive effects like marijuana. Our hemp is organic, pesticide free, and non-GMO – all grown right here in the USA. Want to join for FREE? Just return the coupon below. The Welcome Kit includes all the information you need to get started.

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NOV/DEC 2018 Issue 6/Vol 14 Publisher Bob Schwartz & Company National Marketing Director Mike Kentrolis Associate Publisher Wolf Enterprises Kyle Schmalhofer Creative Director Maria Cummings-Miller National Marketing Director Mike Brody Print Manager Arl Haas Display Advertising: 1-717-426-2438 HomeBusinessAdvertiser.com Home Business Advertiser® is published bimonthly by Bob Schwartz & Company. All material within is copyright protected by the publisher. All submissions are handled with care; we assume no responsibility for unsolicited materials. Although all advertisers are believed to be honest and truthful, the publisher accepts no responsibility or liability for the conduct of the advertisers in this publication. The publisher recommends consulting legal counsel before entering into any business relationship. Please notify the publisher if any misconduct is detected. IMPORTANT CONSUMER DISCLOSURE The term “advertorial” is a combination of “advertisement” and “editorial” written in an editorial format as an independent news story, when in fact the advertisement may promote a particular product or interest. Advertorials are only illustrative of what might be achievable and that they should not be taken literally.

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Home Business Advertiser

by Gerald Peters

The Money Flow Imagine if you will a well. An old fashion well, you know the kind where you would lower a bucket into to retrieve water. On the ground in front of the well you notice three empty buckets. You notice each bucket is labeled. One of the buckets is labeled “necessities” …a second bucket is labeled “savings” …and the third is labeled “investing.”

Necessities = Bills Savings = Protection Investing = Increase There’s a sign on the Well that challenges you to try your hand at a game. It’s a simple game that everyone is invited to play. To win, you have to fill all three buckets to the brim with water from the Well. If you do fill all three buckets you win. Sounds easy, right? The prize for winning, you become wealthy! You are financially free. You know longer have to worry about money. You can retire comfortably and fill your days with activities that make you happy. You can surround yourself with things that bring you joy. Your life will be filled with good food, comfortable clothing, and safe warm shelter. You will be free of excessive physical labor in exchange for money. It seems to be an easy challenge, but there are two problems: The Well will give you only so much water (income) within a given time period. If you look closely at the buckets you notice the one labeled “necessities”, has a hole in it. This is 18

no small hole either; it’s a sizable hole at the bottom of the bucket. I’m using a metaphor here, of course. You probably guessed the well represents your source of income. The water you pull out of the well represents your monthly and yearly income. The amount of water you can pull out of the well (money) determines how much water you can put into each of the three buckets. Tip – Pay you first! Minimum of 20%-30% of your gross income paid directly to you. The necessities bucket, with the hole in the bottom, represents the money you must spend to enjoy the quality of the life you want. This bucket is sub-titled “bills” because it includes all the debt and obligations you have accumulated in your life. The savings bucket represents the money you absolutely can’t afford to lose. This bucket is sub-titled “protection” because this bucket is your protection in worst case situation. And finally, the investing bucket represents your future wealth. This bucket sub-titled “increase”. The purpose of this bucket is to increase your money.

the best part is, you can start the game immediately. You can start right where you are today. From Bob Schwartz: Gerald Peters is a husband, father, author, trainer, real-estate investor and all around “maximum impact” type of thinker. He has been on the cover of Home Business Advertiser and has been featured in True Wealth Magazine, and Home Business Connection. I highly recommend you sending $5 for his book “The Money Flow” (Regularly $27) BEFORE it’s next printing. Here’s the address: Downline Building Network PO Box 8147 Huntsville, TX 77340

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The game the Well invites you to play is simple. If you manage to fill all three buckets, you win-i.e. you’re RICH! You become financially independent. You will have a richer, fuller and more abundant life then your peers. But be warned most people who play this game will lose. So, can you win this game? You can, if you play it smart. And you can win it relatively quickly (5-7 years) if you use my system. And God Bless America! To Advertise: 717-426-2438

AN OPEN LETTER AND EXCEPTIONAL OPPORTUNITY FROM RUSS VON HOELSCHER

HOW TO MAKE $UPER $TACK$ OF CA$H WITH THE CRYPTOCURRENCY TIDAL WAVE! Dear Friend…if not now – soon! I am so excited to share this life-changing opportunity with you! For the last couple of years I have been busy researching and discovering everything I could about the amazing cryptocurrency phenomenon that is sweeping across America and the whole world. Although there are many others, Bitcoin is still the most talked about digital currency. If you had invested just $100.00 in Bitcoin a few years ago, today you would be a millionaire. I know that sounds crazy... but it’s true! Today there are about 1,800 different cryptocurreneies in the marketplace. Experts say that some of them could produce super results as great as or even better than Bitcoin. The problem is the risk factor. Some of the new start-ups could make you and I rich beyond our wildest dreams. Many others are likely to achieve little or no gain, and some will crash and burn. What can be done to separate the rising stars from all of the risky wannabe’s? Here is my answer: I have created the new INDEPENDENT CRYPTOCURRENCY GROUP (ICG). Our mission is to provide extremely valuable information to group members. Knowledge is power. The more you learn, the more you can earn. Although I may be best known aa an author, direct response marketer, copywriter and coach, all of the really big money I have made for myself and my customers has come from recognizing and taking advantage of hot new trends. Here are some examples: Several years ago I was a major player in the self-publishing revolution. I also helped launch the 900# Pay-Per-Call breakthrough. Extremely successfully until the pornographers took over that industry. And then came the Internet. During the early years of web marketing, Alan R. Bechtold, T. J. Rohleder and I had the best-selling web programs. The three of us and many hundreds of our customers made huge sums of money. I’m now convinced that the crypto phenomenon will be the best opportunity ever! Here is just a few examples of bold profit moves from recent offerings:  5,050% gains in Litecoin  6,100% gains in MAXCOIN  12,130% gains in Fastcoin

 5,175% gains in ASCH  9,100 %gains in Ethereum  36,000% gains in Ripple

 55,680% gains in NoLimitCoin  11,325% gains in Decred  70,000% gains in Cryponite

Do you see what I see? There is huge opportunity here! There are two powerful ways you could be richly rewarded by coming into my group. (1) Help me build membership. I'll pay you $150.00 for every new member you help us obtain. I'll also show you how you can receive up to $1,650.00 in commissions. Your profits can multiply last, and all of the payments are in U.S. dollars As a sweet bonus, I’ll give you some cryptocurrency FREE on every transaction. (2) Only when you feel ready to invest yourself (and that can be investing as little as $100.00 or less), you will have expert opinions on currencies that bring life changing results. Our goal is to discover select information that can bring buy low/sell high success. I have prepared a big information packet I want you to have. It includes a print version of recent teleseminars that have received rave reviews and brought new members to our group. It also gives you a brief history of the cryptocurrency revolution, plus a very special discount offer if you join us. I only ask you for $5.00 for the info packet to cover printing, postage and handling. No other obligation. You don’t want to miss this!

YES RUSS! Rush me your ICG Information packet. Enclosed is $5.00 (check, cash or money order) NAME:_______________________________________________________________________________________ ADDRESS:____________________________________________________________________________________ CITY/STATE/ZIP:______________________________________________________________________________ Phone:_____________________________________________Email:_____________________________________

MAIL TO: HOELSCHER MARKETING , ICG DEPT – 1145 North 2nd St – EL CAJON, CA 92021

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Home Business Advertiser

NETWORK MARKETING and MLM TRAINING TIPS by Coach Ron Malezis I’ve been very fortunate to have had tremendous success in network marketing, and I have used it to build teams of over 100,000 distributors, and not just in one company. I have done this in three different companies over a 30 year period. I have seen and witnessed thousands of people having tremendous success in network marketing, and I have also seen firsthand thousands of people that have failed. The most common denominator for why people have failed is they have quit. They quit themselves and they quit the business; in other words, they have given up. If you can stick with this business and focus on the areas that will make you a better person, a smarter distributor, and a better leader, then you will have success. Success is not just the financial success — you’ll be a much better person as well. I have heard every excuse for why this business doesn’t work, but remember they’re just excuses and all they are is someone justifying their actions. There are thousands of reasons why this business can work. There was a study done over 100 years ago on why people succeeded and why people failed. Here is a list of the most common excuses used for failure: 20

1. I don’t have enough time.

Social media and the internet have changed the way we communicate, and this has also affected how network marketing works. In the past, we called friends and family to invite them over or schedule a one-on-one appointment for a presentation or to show more products.

2. I don’t know the right people. 3. I don’t have an education. 4. I have to support my family. 5. I don’t have enough money. This was done as a study guide for Think and Grow Rich, the all-time best-selling book ever written on success. What’s amazing today, one hundred years later, is that people still use the same excuses. That’s never going to change. People always have a reason why they will fail or don’t succeed. Why network marketing? Network marketing is a business opportunity that requires very little capital and that is available to the masses, whether you have an education or not — it makes no difference. In network marketing, the leadership within companies provides complete training. Getting outside training is also a good thing. Companies hire trainers to come in and help with their company, and it doesn’t mean they don’t know how to do that job. It just means that someone from the outside sometimes has more influence on their people. Network marketing is a game of numbers. Remember that the law of large numbers will never fail you.

We still do pretty much the same things because the only way you can recruit new distributors is by showing them the business opportunity and showing them how the product works; however, we now have a lot of different methods of getting our information to them. These methods are more efficient and less timeconsuming, as well as more effective. Currently, over one billion people are using some form of social media worldwide: YouTube, Facebook, Twitter, and many other forms. This has been the biggest single significant change in network marketing over the past 50 years. Network marketing is a business of communications, and all that has happened is it’s easier to communicate with people, to get your message across, than ever before.

Contact Ron Malezis: Visit www.LeadPower.net Call 423-536-6240 Skype: ronmalezis1

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“It depends On WHO’s it’s in!!”

HANDS By Don McClendon

A basketball in my hands is worth about $19. A basketball in Michael Jordan ‘s hands is wort h about $33 million. A baseball in my hands is wort h about $6. A baseball in Mark McGuire’s hands is worth $19 million. A tennis racket is useless in my hands. A tennis racket in Venus Williams’ hands is a championship winning. A rod in my hands will keep away a wild animal. A rod in Moses’ hands will part the mighty sea. A sling shot in my hands is a kid‘s toy. A sling shot in David’s hand is a mighty weapon. Nails in my hands might produce a birdhouse. Nails in Jesus Christ’s hands will produce salvatio n for the entire world. As you see now it depends whose hands it‘s in. So an opportunity is only an opportunity depending on whose hands its in. So now this message is in your hands. What will YOU do with it?

“It Depends on WHO’S Hands it’s in!!”

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by Nicole Lynn Schwartz

SER : COVER STORY HOME BUSINESS ADVERTI

with Your Write a New Life Story ess! sin Own Travel Bu just 20 hours per week

son earns $1,000 to $9,700 How “Sistah” Vickie Thomp new people? Do you love to travel and meet more time or Have you ever wished you had Can you afford money for a family vacation? desire? If you’re the kind of lifestyle you truly relate to like most people, you can probably and you the heart of some of these questions, Thompson. should hear about “Sistah” Vickie therapist and Sistah Vickie is a massage VA. Beach, Virginia from holistic health coach classes and She frequently teaches wellness passionate about seminars and has always been . She especially her work and her community many years, she enjoys sharing with others. For various nonhas been actively involved with her talents and profit organizations, sharing that support, wisdom, especially with groups and children. uplift, and encourage women

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entrepreneur Suffocating in an unfulfilled hole… her career and Though certain aspects of a couple of years lifestyle were very fulfilling, in a challenging ago, Sistah Vickie found herself were taking a spot. She felt as if life and work at her massage toll on her; countless hours dimly lit room therapy practice - spent in a in “hibernation.” left her feeling like she was worked more Even though she sometimes felt like she than 60 hours a week, she never and she had had a consistent, steady income, debt looming a massive, five-figure credit card felt like “life was over her. To Sistah Vickie, it just she never got to passing [her] by.” She says her wellness spend any time with her children, and fewer, and classes were becoming fewer

LIFE STORY!

being “deep in the she describes her situation as unfulfilled entrepreneur hole.” just one vacation Sistah Vickie would try to take her income tax for wait would She year. every trip with her teen refund check, and then take a She loved to daughter and two dear friends. do it more often. vacation and wished she could was diagnosed friends Then, one of her dear health coach, with breast cancer. Being a holistic the experience Sistah Vickie journeyed through spiritually. The with her friend, nutritionally and vacation that sisterly group postponed their refund for tax her year, and Sistah Vickie saved be able to travel the day when they would all never came. together again. Sadly, that day (see next page...)

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ERIC AND PENNY VANGOMBOS Went From Not Knowing Anyone International To

Having A Global Team of 247,000 in 32 Countries,

Working From Home!

Penny Lopez VanGombos started her fulltime career in network marketing in 1997, when she found herself jobless and homeless, living in a barn on an ostrich farm in rural Oklahoma with three babies and a six-year old. It all happened after Penny took in two children because their biological father was killed in a car accident. Battling the courts for over a year to keep the babies protected from the environment of abuse they had come from left Penny’s family financially decimated. When a judge finally awarded full custody to Penny’s family and allowed her to adopt the babies, it came with a stipulation. Penny had to leave the state and start over with a new identity because of all the drug and criminal connections involved. How could anyone survive in a new state, with no job or home, and without being able to use their social security number for employment? Agreeing to the judge’s orders, Penny had only one place to go. She loaded up her two biological children and two newly adopted children and left the town she had grown up in, leaving her friends and career behind. Her parents had recently relocated to a farm in Oklahoma. So, with only $100 to her name, Penny moved into the only housing available at the farm, a room in the barn. Her husband made the decision not to join them until a year or so later. Prior to relocating, Penny had been a top investment broker and financial advisor as well as a marketing trainer. It was here 36

that she not only practiced but she taught “Needs Based Marketing.” I never sell anyone anything. It is a successful formula that she still teaches today. Ironically, her first real encounter with MLM was when she was “tricked,” as Penny says, into attending a networking marketing event. Not only did she find herself at the event but was unexpectedly called upon, because of her professional training experience, to give a canned sales training in place of the key speaker who had cancelled at the last minute. Bob: Penny, what is “needs based marketing”, and how do you use it when presenting a business opportunity? Penny: In my corporate job, I taught my team to develop relationships, learn about customers’ goals, and find solutions to meet their needs. That’s “needs-basedmarketing.” A need for an opportunity is no different than a need for a product. As I carry on conversations, I listen for a need I can help meet. I am real and sincere when I do this. Many networkers go into it with the mission of convincing others that their product or opportunity is right for them. That’s why so many individuals say, “Network marketing didn’t work for me.” They never saw a need for the product or the opportunity to begin with. In Penny’s corporate world, she had taught that if you wanted to succeed, you had to find someone who has succeeded with

integrity, then you can to learn from them. As fate would have it, Penny eventually met top network marketing earners, Mark & Holli Stevens, and she was very impressed with their story. Mark started his first corporate company at the age of 16 and became a millionaire before he even graduated from high school. Mark and his wife were the type of people Penny was always looking to align with. At one point, they exchanged phone numbers. In that barn, months later, Penny called Mark Stevens. She shared her story and circumstances. She told him that she couldn’t use her social security number or identity, but she knew if she could find a good network marketing company, she could join it under a business name and tax ID. Mark sympathized and told her he would keep an eye out. Soon afterwards, Penny joined a startup company founded by a group of disgruntled top leaders who had left another company. This was Penny’s first full-time MLM endeavor, and she invested her heart and soul into it, believing it would get her and her children out of that barn. Penny earned herself a whopping $30,000 in commissions, but sadly, she never saw a single commission check. She was only aligned with that company a little over 90 days. Penny says tearfully as she recalls that devastating experience 18 years ago, “Most

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would give up at that point, but I had no choice but to succeed.” She states, “The truth is, you will succeed if you just make adjustments and never quit.” A few weeks after the disappointing news, Penny called Mark Stevens again. Mark invited her to join him and Holli in praying for something. He felt he was being led to open a network marketing company, one that would impact lives everywhere. But, he didn’t want to run ahead in his own power. He wanted to make sure this was God’s will, and not just his fleshly desire, so he asked Penny to pray daily that God would shut the door if it was not HIS WILL. Within a few months, Mark and Holli Stevens

Mark and Holli Stevens

“Years ago, when Trevo began it’s GLOBAL search, for the most nutrient dense plants, herbs and fruits, we determined that we would never allow this product to simply become another “me too” product rather we dedicated our energies to finding and obtaining nutrients that have the power to not only sustain life, but even protect mankind from disease and prolonging his longevity, nutrients that scientists are beginning to REALIZE actually hold the secrets of WELLNESS” - Mark A. Stevens (President/CEO) TREVO LLC USA launched their first network marketing company and Penny and her mother joined as their founding distributors. Penny recalls the day she turned in their handwritten application. She says, “I handed it to Mark and informed him that this was the application of multi-million-dollar earners and top producers.” Penny says there is

power in believing you can do something and expressing it to someone else who can hold you accountable for making it happen. From that day on, Penny and her mother were honored year after year as the company’s top producers, top earners, and top enrollers. They became million dollar earners and even won a luxury car.

familiar with MLM, because his mother had been successful in a couple of companies, and he had joined a few just because of his love of the products.

Bob: Penny, how does someone market the dream of success when they are broke or even homeless? Penny: That’s a really good question, Bob. This is where so many people fail. They let their current circumstances control their destiny. Yes, I was homeless and on welfare, but I didn’t want to stay that way! I wanted to do everything I could to have a mortgage again. I was driving a mini-van with the passenger door duct taped on and the spare tire strapped to the roof! I was humiliated when people stared, but I turned that humiliation into motivation and I smiled at them and shouted out the window, “I am a success!” I learned, and I teach others, to tell someone else’s success story until they have their own. If someone else achieved it, they can too. Within the first year in the company Penny was able to purchase a 60-acre ranch just up the street from her parents. It was then that her husband at the time joined her and the kids in Oklahoma. But, even when she was earning $38,000 a month, her husband could not acknowledge her success. By the time Penny met Eric, she was a single mom of four adult children, she had eight grandbabies, and she was a top income earner in the industry. Eric had taken the traditional approach to life. He pursued a good education, secured a professional job, and continued to advance in his career. By all accounts, he was very successful, but he found himself on the typical treadmill of life that so many do.

Our Family on the Ranch

Though Eric and Penny didn’t seem to have much in common from the outset, they shared a common interest in their faith, natural products and supplements. Eric was

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Penny’s Home Office After Eric & Penny married, he left corporate America and joined her fulltime in Trévo, LLC, which was launched in 2010 by Penny’s good friends and mentors, Mark and Holli Stevens. Their marketing team today is over 232,000 strong and spans 34 countries. Penny and Eric agree that their unique life experiences have combined perfectly to help them excel in Trévo. Looking back, Penny says she can clearly see how their union was all part of God’s divine plan. When Eric asked about his decision to leave all of his hard work and accomplishments behind, Eric says, “I have a doctorate, and she has a high school diploma, but I was leaving the house before the sun was up, fighting traffic, working hard all day, and returning after sundown. Meanwhile, Penny was literally earning millions working out on the patio or down by the lake! Now we work together, and I too get to work by the lake with my fishing pole.” Bob: Eric, it must have been frightening to walk away from Corporate America and the security of a retirement plan. Eric: It really wasn’t. Corporate America isn’t what it used to be. It’s very hard to find job stability, loyalty, and a retirement plan today. I watched people lose their jobs in offices where I worked because of the company relocating or because the company could hire someone less experienced for less pay. And 401Ks aren’t the great contribution to retirements that they used to be. I looked at Trévo’s leadership pool bonus, and I saw that Trévo is already paying out bonuses to leaders between $20,000 and $60,000 per month! That’s a lot better than any 401K or profit sharing I’ve ever seen. 37

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Eric and his cattle Since Trévo’s opening in 2010, the company has marketed one exclusive product, their namesake, Trévo, which is a cellular restoration system in a delicious liquid formula. It is a proprietary blend of over 174 premium nutraceuticals including 36 organic vegetables and exotic healing fruits. Penny explains that it’s not just a fantastic preventative supplement, but also a powerful way to restore, renew, and revive cellular health.

Eric says the most rewarding part of their business is “seeing how individuals’ health and lives have been completely transformed.” He says much of their business takes place in third world countries, where poverty and malnutrition leave many people utterly hopeless. He is moved to tears when he hears the stories of how

these people’s lives have been completely turned around because of Trévo. Not only have these individuals discovered newfound health, but the commissions earned from Trévo classify them as millionaires in their countries. And, if that’s not enough, Trévo also has a very generous charity bonus that gives real purpose to every top leader’s efforts.

2018. RP3 by Trévo, a male performance, sexual energy, and complete men’s health formula, launched in May 2018. And, three more HUGE new product releases are set for later this year.

Bob: What is the charity pool bonus and how does it work? Penny: In our leadership pool bonus program, Trévo pays out 15% of their monthly reorder revenue in bonuses. And, when a leader reaches the Black Diamond level, they also receive a charity bonus equal to the amount of their Black Diamond level bonus. The charity bonus is payable directly to the charity of their choice, in their name, so they also receive the tax deduction. Eric says Trévo is like a sleeping giant awakening in America this year. Consumers are beginning to understand the incredible health benefits of consuming a water-soluble hemp oil like Sync by Trévo. Moreover, there is a great demand for an effective yet safe & healthy male performance enhancer with no side effects like RP3 by Trévo. And of course, the namesake product, which works synergistically with their other products to optimize effectiveness is sure to remain one of their most desired products.

With their international business wellestablished, Trévo’s focus this year is on the development of the U.S. market, and with that they are introducing a new line of innovative, life-changing products like Sync by Trévo, which is a water-soluble, fullspectrum hemp oil (a 100% bioavailable pure active cannabidiol) launched in April

The VanGombos’ are looking to partner with leaders who want to help develop Trévo’s marketing opportunity in the USA. If you join with the VanGombos’, you will be partnering directly with founders of Trévo, who are enrolled directly to the company and are multi-million-dollar earners in the industry. You’ll be joining at the ground floor level in the U.S. while being fully supported in building internationally with a solid, debtfree company that is currently doing just under $10 million in reorders monthly.

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Income Disclosure: The potential earnings portrayed here are not necessarily representative of the income, if any, a Trévo Life and Health Coach can or will earn through participation in the Trévo Compensation Plan.

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First of all, let me assure you this has NOTHING to do with mail order, gifting programs, chain letters and this is NOT another one of those envelope-stuffing scams! This is a 100% legitimate opportunity to make up to $100 to $750 or more in extra income simply mailing letters from home! Could you use an extra $200, $500, even $750 or more? If you can spare an hour or more a day you can easily earn a real income working from home! Doing this simple mail work, you can make all the money you need and then some!

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By Dr. Dick Pritchard

Dr. Dick’s Downline Building by Mail:

Why DIRECT MAIL is Still KING in 2019

The back and forth discussions are endless. The Internet is 21st Century technology. It’s faster, cheaper, worldwide, etc. All that misses the point. Direct mail, print ads, email solo ads, banner ads… are all just MEDIA. Too often, we confuse the MEDIA with the MESSAGE. And what is the “message” for ANY mode of advertising? We want those who receive that message to DO SOMETHING: buy a product, join a network marketing program, listen to a sizzle call, call the company to order, or all of the above. So the primary purpose of any marketing material we put on any media is to get the recipient to TAKE ACTION of some kind. Does it really matter what media we use, then? Well, yes and no. You see, IF the prospect takes the desired action, then the next question is: does whatever Step 2 is produce the result we want? If we get a prospect to a website, does it convert them into a product buyer, active network member, etc.? If Step 2 is a long form sales letter, does it work better on a printed page or on a website?

My answer is, I believe it works better on a printed page. When you close a website window, it’s almost always gone forever. Yes, you can dig through your browsing history and find it if you’re really determined, but that usually doesn’t happen. On the other hand, if the prospect is holding a few written pages in their hand, they may set it aside and come back to it later. It’s still sitting there on the desk or wherever they open mail. The message is still fresh when they go back to read it for a second time. 42

I’ve seen MANY marketers try to just use postcards for the purpose of driving traffic to a website (usually one that is poorly designed to convert visitors into BUYERS). A good percentage of the people they mail to DO NOT HAVE OR WANT Internet. As a longtime direct mailer, I continue to be surprised at the large number of people in the USA who fall into that category. They don’t have computers or smart phones – and they don’t WANT them. But, like those who ARE online, they usually want better health and more money. So if the only option you offer is “go to my website,” you lose a large percentage of those who tend to be on mailing lists. Even high priced, scrubbed, NCOA’d, deceased removed, etc. mailing lists still have a significant percentage of people who are NOT ONLINE. If you want to marketing online exclusively, you’re probably better off doing solo or banner ads to send people to a capture page or GOOD marketing site. Running print ads or mailing postcards or flyers to do that will lose a significant percentage of the target audience.

Postcards are cheaper to mail and, more important, EASIER to mail. Most people who come to you want something that is SIMPLE and doesn’t require a lot of time or expense. Postcards are ideal for that. They are ideal for BEGINNERS who “don’t know how to get started” (MOST of the people who come into a network marketing opportunity for the first time fall into this category). Having said that, the latest app, gizmo, or technology isn’t always the best way to CONNECT to a prospect. Face-to-face is best. Phone is second. For those who can’t or won’t do either of those, direct mail is third. And that’s why I’m still using direct mail in 2018. You can contact Dr. Dick at Dr. R. H. Pritchard, PO Box 340040, Columbus, OH 43234. Also see his book at BabyBoomerRockStar.com, his YouTube channel at www.youtube.com/c/DrDickPritchard and his ad on page 3.

As for mail, the next question is, postcards or letters/flyers? Letters clearly convert better because you can put more information in a letter than on a postcard. But they cost more to mail. If you use letters, prepare to have challenges with downline mailers who want to make cheap, bad copies. Best to have an automated system that allows them to BUY mailings to good lists. Again, this will cost more, but if you want a letter system to work, it’s a necessity. God Bless America! To Advertise: 717-426-2438

Get Your Share Of Our Court System’s $24 Billion Dollar Bank Accounts! Earn Up To $25,000 Per Month By Taking Advantage of our Court Judicial System! Get Huge Checks Mailed To You Every Week Just For Tapping Into This Virtually Unknown Cash Stream! Dear Friend, Did you know that by filling out a few simple forms and mailing a few letters that you could be on your way to receiving a hefty check for up to $25,000 or more that you never must pay back?! And, by taking advantage of our judicial system, that you can start receiving huge checks in the mail, thanks to the work of our City, State, and Federal Court Systems? This may sound amazing, but it’s true! You don't need a law degree to start pulling in the six-figure incomes lawyers make. We'll show you how to start, build, and successfully operate a super-high income, wealth-building home business from any city or town anywhere in the United States. Regardless of your age, sex, present income or educational background, you can be tapping into millions of dollars in public record bank accounts, once you know how. GET YOUR SHARE OF OUR COURT SYSTEM'S HIDDEN CASH! Imagine sitting at home and getting a check for up to $10,000 by completing a few forms and mailing a few letters. This is the most incredibly easy money-making program you've ever seen in your life. In just a few hours you could start a chain reaction – which could result in up to $10,000 ... $20,000 ... even $30,000 dollars or more being sent to you in only a few weeks - without having a face-to-face meeting with anyone! COPY ME AND GET RICH! Just read a few pages of information, write a few simple letters (we'll show you how) and mail a few simple forms (which we will provide) and then sit back and let the money roll in, like clockwork! The work required is minimal and can be easily handled in a few hours a month. With our amazing makeeasy-money-at-home system, you could be on your way to up to $100,000 a year or more income, year after year, for the rest of your life. NO PERSONAL SELLING REQUIRED! This is a brilliant and useful idea whose time has come. You're using our judicial system - in your favor - to collect money that's virtually hidden from the public. Once you learn the secret of how to access this money, you'll be amazed at how it works. There are billions of dollars out there - that you can access - and big fat checks can be sent directly to your bank account- or wherever you choose. This is a 100% legitimate operation and requires no investment, no experience, no employees, no office and no stress. You have never seen anything as wonderful as this amazing wealth building system. I absolutely Guarantee your success! START CASHING IN TODAY AND MAKE PLENTY OF BIG MONEY FAST!

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GET STARTED TODAY This is your chance to start your own legitimate high-income business, from scratch. This is a business that could take care of you for the rest of your life. Order this program today and you'll see how easy it is to make thousands of dollars right from the comfort and privacy of your own home. You'll be sent every single item you need to get started today. The complete program should answer any questions you may have. SPECIAL FREE DOUBLE BONUS OFFER We are extremely confident that this incredible money-making plan will help you succeed in a way you have never imagined. However, we may only want to help you make quick cash, we also want to show you how to multiply your profits dramatically as they come in. So, if you order this program within the next 7 days only, we will also send you —free with your order— our copyrightedGovernmentRefundProcessor system. With this system, you can add an additional income of as much as $5,000 a week or more simply by processing government refunds. It's simple and we'll include everything you need to get started FREE with your purchase. And there's even more! I will also include my special underground report - THE $100,000 OPPORTUNITY MOST PEOPLE MISS which reveals another virtually SECRET method of making a HUGE CASH INCOME from home! I will reveal private corporations that want to send you checks for unto $1000. $2,000 even as much as $10,000 or more every month just for following a simple protocol! Combine this with the other 2 methods and your income will shoot through the roof in no time! If Your desire is to make a ton of cash, this is for you! I 100% GUARANTEE YOU WILL POCKET  AT LEAST $5,000 IN 60 DAYS USING OUR SYSTEM OR YOUR MONEY BACK NO QUESTIONS ASKED! That's right! Just put my system to the test and if you don't pocket AT LEAST $5,000 or you're unhappy with it for any reason, simply return the materials and I'll send you a full refund (less S&H) - no questions asked! That's how sure I am that my system will work for you!To get started today, and to take advantage of our special offer, just mail us the reservation form. As soon as we hear from you, we'll start processing your order right away. This program is completely guaranteed to put at least $5,000 in your pocket in the next 60 days or your money back! How's that for confidence? Take a risk-free look today! Fill out the enclosed No-Risk Order Form and start raking in thousands tomorrow! Rush, your order to me today, this is a limited offer. Thank You & God Bless You.

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WOULD YOU MAIL 100 FORMS FOR $1,000 OR 200 FORMS FOR $2,000? If your answer is YES then we’re looking for you. We are seeking folks who want to improve their standard of living. Folks who want to have more money and have more job satisfaction, more security, and more of all the good things in life. We are looking for folks who want to work from home and earn a real income, even in their spare time! We have every reason to believe that we are looking for someone like YOU. Do you need a genuine opportunity to make a serious weekly income from home? Well here it is! Our publishing company is looking for people who want to make money distributing our cash notification forms from home. IMAGINE GETTING 50 REQUESTS AND MAILING 50 FORMS AND COLLECTING $500.00 ... OR 100 REQUESTS AND COLLECTING $1,000. This can certainly happen for you. You will receive $10.00 for each form that you mail – 100% GUARANTEED!

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This has NOTHING to do with Government Grants, Loans, Network Marketing, Online Casinos, Real Estate Rip Offs, or any ridiculous Get Rich Schemes! Imagine what you could do if you received checks for up to $500 Or more again and again! As impossible as it sounds — its real — in fact, I promise you will receive checks for UP to $500 or more using my system or I'll send you a full refund for proving me wrong! Use my system and in just 15 days, you really can receive one or multiple checks totaling up to $500 or more. With this insider knowledge I'm finally revealing to the general public, you can mail a little-known form any time you have money needs to get a check in the mail to cover it. Money problems will be a thing of the past! This is like having a quiet stash of cash available as you need it. Finally you can fill your pockets with free money! Send Your Name & Address Today!

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Basically, all you need to do is ask for a chunk of the money, and it’s yours But if you don’t ask, you’re never going to get any. Simply for the asking I received checks almost daily. As an example, this is a record of the checks I received over a 27 day period in February … Dear Friend, I’ve just tapped into a 7 Billion Dollar Annual Government Day 1 …. $24,817 slush fund. A 7 billion dollar free for all, that’s ours for the Day 2 .… $25,220 taking! A 7 billion government subsidy not earmarked for Day 7 …. $37,029 anyone. Seriously, you don’t even need to be a U.S. citizen to Day 8 .… $23,455 get your hands on it! Pure and simple, it’s 7 billion dollars a Day 11 .… $20,255 year for you and I to divvy up! Get Your Share. Free Money!

Day 12 …. $24,591 Day 16 …. $39,758 Day 18 …. $24,161 Day 20 …. $27,421 Day 21 …. $27,435 Day 27 …. $66,896

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“Biblical Keys to Network Marketing!” by Paul Mason The Holy Bible is the eternal guide book for success in every facet of life, the network marketing industry being no exception. And, for true success and blessing, both temporal and eternal, one must put the eternal first. In fact, Jesus Christ, gave us the model for networking. He recruited 12 men, taught them the principles and sent them out to recruit others with the world’s most valuable

message (God’s Salvation) that promises blessing for this life and the life to come. A product so costly that no one can afford the price, which He himself purchased at Calvary, and now offers without cost, as a free gift, to all who will accept it. Seems strange that multitudes reject the greatest offer of all time. (Eternal Life).

Finally, after 60 years of experience in the industry and in their 63rd year together, 85 year old Paul and 83 year old,loving wife Eunice, just had to share this amazing opportunity with all serious income seekers, having researched 100”s of companies over the years feel we have found the “Real Deal”. Read about amazing offer below, from our sponsor!

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Sorry to say, we live in a materialistic world and even many MLM companies are structured to benefit the greedy, rather than the needy. Seems that most who are pursuing the many opportunities being offered are primarily interested in the earning potential (Does it have the potential to make me rich?” It has been said that if we help others get what they need we will have no lack of the things we need. Those who covet riches, to consume upon their own lust, will fall into temptation and many foolish and harmful desires which plunge men (and women) into ruin and destruction. (1 Timothy 6:9) Anyone who thinks they must have more material “things” to be successful, is believing a lie! Any time a person is more interested in selling a product than ministering to some ones need, that person is only serving their own selfish desires. “The liberal soul shall be blessed and he that blesses will himself be blessed.” (Proverbs 11:25) Multi-level marketing requires two basic ingredients, according to the Biblical definition; first, service to God, and second, service to others. The wisest man who ever lived (second only to Christ) and learned many lessons the hard way said,”He who loves money will never be satisfied with money, nor he who loves abundance with it’s income.” (Ecclesiastes 5:10) Remember the “law of the harvest”.(Galatians 6:7) We reap only after we sow. We reap what we so. We reap more than we sow, whether good or evil. (What goes around comes around). We must sow only good seed, into good ground and carefully tend and nourish the resulting crop all the way to fruition. “Let us not become weary in well doing: for in due season we shall reap, if we faint not.” (Galatians 6:9)

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The Biblical principles of networking apply to every-one, but especially those who profess faith in its author, Jesus Christ. Saint Matthew, in his gospel, records the words of Christ, “ Seek ye first the kingdom of God, and His righteousness; and all (needful) things will be added unto you.” (Matt.6:33) But we, as mortals, are so short sighted, just like the rich man in Luke’s gospel who stored up riches only for his own benefit. God called him a fool because he had no regard, or time, for God, for others, or any preparation for eternity. The apostle Paul wrote, “If in this life only we have hope, we are of all men most miserable”, and three of the gospel writers sound the warning, “What shall it profit a man if he gain the whole world and lose his own soul?”

Paul, and wife Eunice, of 63 years, reside in New Mexico. Paul has 60 years experience in MLM. “I think I have just about seen it all,” he says. The Lord has blessed the Mason’s with three daughters and two sons, all married to their original spouses from 20 to 35 years. They have 12 living grand children (one deceased). Paul and Eunice are “sort of ” retired, spending most of their time in church work, gardening, and visiting their extended families. Spare time is very limited, but Paul still finds time for some MLM activities. Feel free to communicate with him by email: healthbliss@comcast.net

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Let’s be honest, Network Marketing is for everyone but just about everyone has failed at it. Why is that? Because that is life! Network Marketing is no different than any other business you own, you have to put a lot work in to it to succeed. Sometimes circumstances cause a business to fail, such as the economy, bad timing, poor business management, bad business decisions or even lack of business ethics. I find this to be true with most of the reasons with why many fail in network marketing. Infact, very little had anything to do with the economy, company or product it mostly had to do with poor business management, bad business decision and lack of business ethics. These all fall on not the owner of the network marketing company but YOU the distributor. You see, you just became the CEO of YOUR OWN HOME-BASED BUSINESS. You write your own business plan, set your own hours, manage your budget and execute what it takes to make your company profitable or not. What happens is very few TAKE OWNERSHIP. They wait to be told each move to make, how to make it and expect to succeed. In Network Marketing we are given the titles “Independent Distributors” for a reason. To show we are “Independent” to build our business and organization in a manner that meets our own desires. We are Independent of dictation of others and in control of our own ideas and thinking. We are Independent of a set income and can make any amount of income we desire and are willing to work towards. So, why do so many fail in Network Marketing? It’s not because they don’t have the Right Company, Right Product, Right System, or even Right upline support. It is simply the right perspective of what their role is as the CEO of their OWN HOME BASED BUSINESS. I have had many people ask me what I do daily that I can teach them, so they 60

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SELFRELIANCE: > The Key to SELFRESPECT. “Great minds discuss ideas; average minds discuss events; small minds discuss people.” - Eleanor Roosevelt The average person is capable of independence and self-reliance, yet comparatively few people ever develop their ability to stand alone. It is so much easier to lean, to trail, to follow somebody else, to let others do the thinking and the planning and the work. One of the worst faults of the typical person is that (if they do not possess commanding talents in some particular direction) they usually do not think it worthwhile to make the most of what they have.

Do not think that, just because you are not a born leader, you are a born follower. A lack of great commanding qualities of leadership is no reason why you should not cultivate what you have. We never know what resources or possibilities of strength are ours until we put our powers to the test. Many a person has proved themselves a great leader who did not seem to be so naturally — who showed at first very little evidence of self-reliance. Leaders do not copy. They do not reflect the opinion of the majority. They think. They create. They make their own program and carry it out. How few people stand for anything in particular! The majority are merely so many individuals in the census; they help make a little larger crowd; but how few of us stand above or beyond our fellow citizens and are self-sufficient!

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Almost everybody you see is leaning on something or somebody. Some lean on their money, some on their friends; some depend upon their clothes, their pedigree, their social standing; but how seldom do we see someone who stands fair and square on their own feet; who goes through life on their own merits, and is selfreliant and resourceful. In later life we never quite forgive those who have allowed us to lean upon them, for we know that it has deprived us of our birthright. A child is not satisfied when a parent shows them how to do a certain thing. But watch the joy on a child’s face when by actually doing it they have conquered the thing themselves. This new sense of conquest is an added power that has increased their self-confidence and self-respect.

Home-based Business OPPORTUNITY SEEKERS

Fresh, high-quality names and mailing addresses of people interested in starting their own home-based business. These are fresh, “out of circle” beginners who have called or written in response to national advertising. 10,000 New Names Available Monthly! All names are between 1 and 45 days old! Names are printed 1200 dpi on laser labels to increase the quality of your mailing piece! Phone, fax or mail us your order! All orders shipped within 24 hours! We can even e-mail your names to you same day if we receive your order by 12 noon!

LOW PRICES! 250 – 500 – 1,000 – 2,000 – 5,000 – 10,000 –

$ 35.00 $ 55.00 $ 95.00 $150.00 $350.00 $700.00 vertiser.com

NOV/DEC 2018

essAd www.HomeBusin

26-2438

To Advertise: 717-4

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MAILING LIST ORDER FORM Quantity:  250  500  1,000  2,000  5,000  10,000 Choose 1:  Peel & Stick Labels  Email Names To Me. Program You Are Promoting ______________________________________________ Name ________________________________________________________________ Address ______________________________________________________________ City ____________________________________ St. ________ Zip ______________ Phone ____________________________ Fax _______________________________

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... Email All Of Your Information To:  Or Sellingpower@comcast.net

Email Address _________________________________________________________  VISA  MasterCard  AMEX  Discover  Money Order  PayPal Credit Card # ________________________________________________

Or ... Fill Out This Form And Email To: Sellingpower@comcast.net

 Or ... Mail To:

Exp. Date ________________ CVV ______ Total $ __________________________ Card Holderʼs Signature _________________________________________________

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Print And Fax This Order Form To: (717) 313-5892

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Bob Schwartz & Co. Home Business Advertiser 15 Village Square Drive Marietta, PA 17547 For More Information, Call (717) 426-2438 66

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Call 412-352-6836 for more information. 5168 Campbells Run Road Suite 102 Pittsburgh 15205 • www.regenesishrt.com

INSERT YOUR YOUR POSTCARD POSTCARD INSERT in Home Business Advertiser for ONLY 10¢ each. Reach up to 25,000

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www.HomeBusinessAdvertiser.com P.S. We highly recommend Ace Printing for quick, low-cost and professional printing. God Bless America! www.HomeBusinessAdvertiser.com

Next Deadline: Dec 8, 2018

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500 Fresh Names On Peel & Stick Labels Only $96 Leads are currently active in mail order! This list is updated every 60 days.

Strict Limit of 500 names per customer. *Postage Required* Include 5 First Class Stamps

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Clearly write your name and address (or use label). Name_______________________________

Return this ad with payment (cash or money order- no checks) And 5 First Class Stamps to:

HBA Dealership 15 Village Square Dept. 1012 Marietta, PA 17547 Free Dealership with your Order!

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Address _____________________________ City ________________________________ Zip _________________________________ Phone ______________________________

BONUS â&#x20AC;Ś. Get a free copy of Home Business Advertiser Magazine mailed to you FAST!

Home Business Advertiser

by Dennis Jackson

8 TestosteroneBoosting Foods Eating for higher T Testosterone is a male sex hormone that affects more than just sex drive. The hormone is also responsible for bone and muscle health, sperm production, and hair growth. You can lose testosterone as you age, as well as from chronic illnesses. Hypogonadism, also called low testosterone or low T, is often medically treated to prevent future health problems. Along with your doctor’s recommendations, you may consider potential testosteroneboosting foods as a natural complement to low T treatments. Two nutrients that are especially important to your diet are vitamin D and zinc. 1. TUNA Tuna is rich in vitamin D, which has been linked to longer life and testosterone production. It’s also a heart-healthy, protein-rich food that’s low in calories. Whether you choose canned or fresh, eating this fish can be a natural way of boosting testosterone. A serving of tuna fulfills your daily vitamin D needs. If you aren’t a tuna fan, you may consider other fishy sources of vitamin D, such as salmon or sardines. Remember that moderation is key. Aim for a max of two to three servings a week to minimize your intake of mercury, which is found in seafood. Shop online for canned tuna, salmon, or sardines. 2. LOW-FAT MILK WITH VITAMIN D Milk is a great source of protein and calcium. Children and women are encouraged to drink milk for better bone health, but milk can keep men’s bones

strong too. The vitamin D content may also keep testosterone levels in check. Make sure you choose milk that’s fortified with vitamin D. Choose low-fat or skim versions. They have the same nutrients as whole milk without all of the saturated fat. Find low-fat milk fortified with vitamin D online. 3. EGG YOLKS Egg yolks are another rich source of vitamin D. While cholesterol has a bad reputation, egg yolk contains more nutrients than egg whites. The cholesterol of egg yolks may even help low T. As long as you don’t have any preexisting cholesterol issues, you can safely eat one egg per day. 4. FORTIFIED CEREALS Eggs aren’t the only breakfast food that can help low T. This is especially good news if you have to watch your blood cholesterol. Certain brands of cereals are fortified with vitamin D, not to mention other hearthealthy nutrients. Consider incorporating them into your breakfast routine to jumpstart your day and your testosterone levels. 5. OYSTERS Zinc is an essential nutrient during puberty, and its effects can keep male hormones in check throughout adulthood. Men who have low T benefit from increasing their zinc intake if they also have zinc deficiencies. Oysters are good sources of this mineral. 6. SHELLFISH An occasional serving of crab or lobster may do your testosterone levels some good. This is thanks in part to the zinc

God Bless America! www.HomeBusinessAdvertiser.com

content in these seafood favorites. According to the National Institutes of Health, Alaskan king crab has 43 percent of your daily value of zinc in just a 3-ounce serving. 7. BEEF There are real health concerns about the overconsumption of red meat. Not only do some cuts have more fat than poultry, but eating too much is also linked to certain cancers, such as colon cancer. Still, some cuts of beef have nutrients that can boost testosterone. Beef liver is an exceptional source of vitamin D, while ground beef and chuck roast contain zinc. To keep animal fats in check, choose only lean cuts of beef and avoid eating it every day. 8. BEANS When it comes to male hormone health, beans may offer more benefits than you think. White, kidney, and black beans are all considered sources of vitamin D and zinc. Baked beans also offer these nutrients, but you’ll need additional sources in your daily diet. Healthy diet changes may help with low T, but they’re not cures for hypogonadism. A doctor must confirm that you have low testosterone through a physical exam and blood test. If you’re diagnosed with low T, you may be prescribed testosterone hormone replacements such as: TABLETS OR PILLS - SKIN PATCHES TOPICAL GEL - INJECTIONS 70

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