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God Bless America! www.HomeBusinessAdvertiser.com P.O. Box Box 969 969 ~~ Grayson, Grayson, GA GA 30017 30017 P.O.

OCT/NOV 2020 Issue 5/Vol 16 Publisher Bob Schwartz & Company Associate Publisher Wolf Enterprises Creative Director Maria Cummings-Miller National Marketing Director Jennifer Schwartz

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Display Advertising: 1-717-426-2438 HomeBusinessAdvertiser.com Home Business Advertiser® is published bi-monthly by Bob Schwartz & Company. All material within is copyright protected by the publisher. All submissions are handled with care; we assume no responsibility for unsolicited materials. Although all advertisers are believed to be honest and truthful, the publisher accepts no responsibility or liability for the conduct of the advertisers in this publication. The publisher recommends consulting legal counsel before entering into any business relationship. Please notify the publisher if any misconduct is detected. IMPORTANT CONSUMER DISCLOSURE The term “advertorial” is a combination of “advertisement” and “editorial” written in an editorial format as an independent news story, when in fact the advertisement may promote a particular product or interest. Advertorials are only illustrative of what might be achievable and that they should not be taken literally.

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EARNING POTENTIAL FROM JUST 1 PAY LINE #Of Passed-Up

Month 3 Month 4 Month 5 Month 6 Month 10 Month 12

Members

2 4 8 16 256 1024

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(Income Potential is Not Guaranteed, This Chart is for illustration Only)

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Russ Von Hoelscher here. I want to share with you the absolute best way to receive substantial sums of money that you never have to repay. This is the real deal ! This is not one of the regular business opportunities, this is how to ask for and get the money you need! You may think that Crowdfunding sounds too good to be real. I guarantee it’s 100% true. There are already thousands of ordinary people doing this. They are receiving as much as many thousands of dollars, and in some cases up to MILLIONS of dollars. You need to know how you can easily do this too. It’s all about today’s world-wide crowdfunding. A Huge Cash - Money Revolution! Today Crowdfunding is becoming the best and most exciting way for individuals and families to ask for and receive free money. Crowdfunding is already a 780 Billion Dollar Industry and it’s getting bigger and better everyday. Nearly 100 sites are processing requests and funding many thousands of individuals, families, groups, and businesses. The two most popular kinds of sites are donation-based sites and reward sites ... Donation Based Sites Many sites use this type of platform. These are “people helping people” sites. Millions of good, generous people donate because they want to help other people, families, groups, etc... They don’t ask for anything in return for their cash gifts. It’s truly amazing how much money changes hands. Those with big problems, such as medical operations, or damage caused by fire or storms, often receive large sums of money.

It’s also remarkable how much money often goes to people with less serious problems. Some who want a better car, a need to fix up a house, or who just wants to take a special vacation, often are well funded ! Crowdfunding seems to bring out the best in people who want to help others, but you must know how best to ask for what you want. I’m ready to help you cash in! Reward Based Crowdfunding This form of crowdfunding is becoming most popular. In these super sites people give money, and in exchange for their money they receive a gift or reward. Their reward can be anything of value---A book, a game, a special novelty, or something else. Millions of people really like to help others, but they seem to like it even better when they receive a special gift as their reward for giving. I believe reward based funding offers unlimited moneymaking opportunities. I’m now busy at work on getting some great rewards that my customers can use to make big money as gifts for those who will give us their cash donations. My new 160 page book, “MONEY YOU NEVER PAY BACK” has just been published. A regular $14.95 value yours for only $5.00 postage/handling. You don’t want to miss your opportunity to cash-in big with the Crowdfunding Revolution. My new book (coauthored by Crowdfunding expert Eddie Jessup) will show you step-by-step how you can easily do this, ACT NOW!

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DIAL RECORDED MESSAGE (888) 206-3031 – www.CashOnSteroids.net

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- CA$H ON $TEROIDS INVITATION & MEMBERSHIP APPLICATION PLEASE PRINT CLEARLY YOUR INFORMATION BELOW TO BE CONSIDERED FOR MEMBERSHIP IN COS. AS PREVIOUSLY STATED, THIS IS A PRIVATE ACTIVITY AND MEMBERSHIP IS BY INVITATION ONLY. DO NOT JOIN IF YOU CANNOT COMMIT TO THE MAILING REQUIREMENTS. YOU MUST BE INVITED BY AN ACTIVE MEMBER IN GOOD STANDING. ONCE YOU’RE SET UP IN THE SYSTEM, YOUR NAME GOES IN BOX #2. WHEN MEMBERS JOIN UNDER YOU, YOUR NAME IS MOVED TO BOX #3 AND REMAINS THERE PERMANENTLY SO THAT YOU’RE PAID EVERY TIME YOUR MEMBER GETS PAID. DO THE MATH, IT WILL BLOW YOUR MIND. RESIDUAL INCOME ON STEROIDS! YOUR NAME ON THOUSANDS OF MEMBERSHIP APPLICATIONS MAILED EVERY DAY BY YOUR MEMBERS AT NO COST TO YOU. SO SIMPLE! YET SO PROFOUND!

Rush a one-time purchase and membership fee of $100 cash/money order to COS Admin in Box #1. Send $200 cash/money order to the persons in Box #2 and Box #3. After payments are verified, COS Admin will mail your Direct Mail Marketing System along with detailed instructions. Your mailer/flyer will be customized with your name in Box #2 and your inviter’s name in Box #3. When your members join, your name will go in Box #3 and will be on every application your member mails. In a very short period of time your name could be on thousands of applications and you could receive hundreds of $200 payments from all over the country without any effort on your part. This concept is proven successful and can work for anyone regardless of age or skill set. PRIORITY MAIL IS RECOMMENDED WHEN SENDING CASH PAYMENTS BOX #BOX 1 #1 C. O. S.COS Admin ADMIN P. O. BOX P.O.2309 BOX 255 SYLACAUGA, AL 35150 TOUGHKENAMON, PA 19374 (256) 210-1072 256-210-1072 COSx72@gmail.com cosxx72@gmail.com SEND$100 $100.00 COPY THIS PAGE Send CashWITH and/or MO OF with a copy of this page

BOX#2 #2 BOX THOMPSON JAN orLES SCOTT SONKEN, CPA STREET 12242307 W LEE Morning Vista Dr SYLACAUGA, Peoria, AZ 85383AL. 35151 (256) 210-1940 623-297-5600 lthom3000@yahoo.com bussuccess4u@gmail.com

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********************************************************************************************* Name:______________________________________________________ Phone________________________________ Address:_____________________________________________________ E-Mail________________________________ City:_______________________________________________________ State________ Zip Code___________________ DISCLAIMER: This is a Private Activity. There are no guarantees of income and no refunds offered after membership is processed. This program involves the sale of a Home Based Direct Mail Marketing System containing: “Instructions for Success, Do’s & Don’ts for DM Marketing, Recommended Discount Suppliers, Sources for Discount Forever Stamps” and much more. It involves the payment of referral fees to others who also sell this package. This is not a GIFTING CLUB. All potential buyers become independent representatives and we are not responsible for 1099’s or W-2’s nor do we track income of members. VOID WHERE PROHIBITED BY LAW. Only one member per family, living in the same household/address, will be permitted.

DO YOU WANT YOUR PHONE NUMBER ON YOUR FLYER? YES ___ NO ___ E-MAIL ADDRESS? YES ___ NO ___ (AT LEAST ONE RECOMMENDED)

I understand that the strength of COS is every member mailing at least 12 letters a day. By my initials, I hereby commit myself, for a period of three months, to mail an average of _____ letters per week. ______ INITIAL

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IS MLM DEAD? Back in 2010, my friend Mike Dillard wrote what he called The Coffee House Letter. Basically, the letter claimed that the Internet had “killed” MLM. Too many companies being born and dying a couple of years (or even months) later. “Junkies” running from one deal to the newest “shiny object.” To be completely transparent, the letter was actually AD COPY promoting a “top tier” income program. However, Mike’s primary points need to be addressed 10 years later. Is there something wrong with the referral marketing industry, or is there something wrong with the ways we promote our opportunities? Let’s take a sober look. It’s no secret that many referral marketing companies are suffering mightily during the ongoing COVID pandemic. Some have literally gone out of business - not unlike the “brick and mortar” businesses that crashed during the same time frame. Which ones are doing well, and why? Without naming any specific companies, let me offer some clues. Those who are prospering are FREE TO JOIN. They don’t hit you up for $30-100 for a “business kit” that may have a few product samples and overpriced company literature. They generally have what I call HYBRID PAY PLANS. Not just unilevel, binary, matrix, etc. Some combination of ways to earn money that is fair to both the beginner and the “heavy hitter.” Ways to earn money quickly as well as to build long-term residual income. 42

Also, most of the companies that are thriving are privately owned. They don’t have to answer to stockholders who expect significant and growing profits. They can operate on low overhead and modest profits. Some even require their own executives to be paid in the company pay plan – no bonuses or salaries. That allows them to run the company very tightly. Tough times require tough people – as Robert Schuler might say. In his original letter, Mike said “the Internet killed MLM.” By that he meant that it became too easy to create a company overnight and blast out emails to thousands of people in “pre-launch” to effectively “crowd fund” the launch. The industry space was getting so crowded that the “junkies” were moving every 30 days to the latest new deal. So, is it still possible to build a longterm relationship with thousands of people using postal mail and online tools? Yes, with a few caveats: 1) whether online or offline, you must have a SYSTEM that anyone in your group can DUPLICATE; 2) you must have a reliable way to provide qualified leads for your marketing funnel; and 3) you must have multiple ways to keep the “herd” connected to leadership.

are open to referral marketing is not large right now. Good mailing lists are actually shrinking. Lots of people need a way to make money, but many are highly resistant to MLM. Some of us are trying to GROW that universe, which takes time and investment. We will soon have better ways of creating targeted traffic for online systems. This will open the door to international advertising and recruiting. Finally, we are working hard to create CONNECTION in our group. Phone, Skype, weekly phone and online training sessions, follow-up and welcome letters for downline, etc. When you don’t stay connected, your business starts dying. Creative people bring the dead back to life – even in 2020. You can contact Dr. Dick at Dr. R. H. Pritchard, PO Box 340040, Columbus, OH 43234. Also see his book at BabyBoomerRockStar.com, his YouTube channel at www.youtube.com/c/DrDickPritchard and his ad on page 3.

We have focused most of our attention on those three things. We constantly develop and improve our systems. We have multiple offline (direct mail) systems in place. Soon, we will have online systems as well. Leads are a big challenge. The “universe” of people in the USA who God Bless America! To Advertise: 717-426-2438

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“Biblical Keys to Network Marketing!” by Paul Mason The Holy Bible is the eternal guide book for success in every facet of life, the network marketing industry being no exception. And, for true success and blessing, both temporal and eternal, one must put the eternal first. In fact, Jesus Christ, gave us the model for networking. He recruited 12 men, taught them the principles and sent them out to recruit others with the world’s most valuable message (God’s Salvation) that promises blessing for this life and the life to come. A product so costly that no one can afford the price, which He himself purchased at Calvary, and now offers without cost, as a free gift, to all who will accept it. Seems strange that multitudes reject the greatest offer of all time. (Eternal Life).

The Biblical principles of networking apply to every-one, but especially those who profess faith in its author, Jesus Christ. Saint Matthew, in his gospel, records the words of Christ, “ Seek ye first the kingdom of God, and His righteousness; and all (needful) things will be added unto you.” (Matt.6:33) But we, as mortals, are so short sighted, just like the rich man in Luke’s gospel who stored up riches only for his own benefit. God called him a fool because he had no regard, or time, for God, for others, or any preparation for eternity. The apostle Paul wrote, “If in this life only we have hope, we are of all men most miserable”, and three of the gospel writers sound the warning, “What shall it profit a man if he gain the whole world and lose his own soul?”

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Sorry to say, we live in a materialistic world and even many MLM companies are structured to benefit the greedy, rather than the needy. Seems that most who are pursuing the many opportunities being offered are primarily interested in the earning potential (Does it have the potential to make me rich?” It has been said that if we help others get what they need we will have no lack of the things we need. Those who covet riches, to consume upon their own lust, will fall into temptation and many foolish and harmful desires which plunge men (and women) into ruin and destruction. (1 Timothy 6:9) Anyone who thinks they must have more material “things” to be successful, is believing a lie! Any time a person is more interested in selling a product than ministering to some ones need, that person is only serving their own selfish desires. “The liberal soul shall be blessed and he that blesses will himself be blessed.” (Proverbs 11:25) Multi-level marketing requires two basic ingredients, according to the Biblical definition; first, service to God, and second, service to others. The wisest man who ever lived (second only to Christ) and learned many lessons the hard way said,”He who loves money will never be satisfied with money, nor he who loves abundance with it’s income.” (Ecclesiastes 5:10) Remember the “law of the harvest”.(Galatians 6:7) We reap only after we sow. We reap what we so. We reap more than we sow, whether good or evil. (What goes around comes around). We must sow only good seed, into good ground and carefully tend and nourish the resulting crop all the way to fruition. “Let us not become weary in well doing: for in due season we shall reap, if we faint not.” (Galatians 6:9) Only one life, will soon be past. Only what’s done for Christ will last.

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