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| January 2014 | FranTechnovation
From the President's Desk
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elcome to the 11th issue of FranTechnovation magazine, a multi-sector magazine that showcases technologies across the globe. Technology has revolutionized not only the way we function in our daily lives, but also the way in which we perceive the rest of the global community, in uncountable ways, by very effectively shrinking the globe and making cross-border exchanges easier than ever before. FranTechnovation, featuring projects and organizations that are leading these winds of change across a number of industry sectors, focuses specifically on technological developments, which, regardless of the complexity of processes involved, share the vision of a more equitable use of resources. Be it the construction sector, the artificial intelligence industry, manufacturing or green technology, we bring to you a host of carefully selected projects that we believe are likely to positively impact human lives through the manner in which these are designed and executed. The Government of India has seamlessly shifted its gears from a very broad perspective of development, to well calculated and articulated campaigns, which pursue an overall development of the country with the focus on various technologies worldwide. ‘Make in India’ and ‘Digital India’ are two accelerated campaigns that have gained a large impetus over the past year. However, with the tectonic shifts in the global focus on the Green Technology, FranTechnovation has invested its resources and time in engaging in this issue where we focus on the varied technologies across the globe that have been adopted to bring about a Green and Ecological shift in the use of technology for everyday life. With expansions in clean tech the world and hence India too is only a few years away from the pervasive introduction of electric vehicles.But it won’t be long before
there’s an invasion of long-range electric cars hitting the market. Major automakers, including General Motors and Volkswagen, have vowed to roll out more than one fully electric car by 2020. Faraday Future, covered by Frantechnovation, is a one of its kind Future Design Electric Car, with a very promising technology and cutting edge design. Faraday Future is a usercentric, advanced mobility company with headquarters in Silicon Valley and Southern California. Faraday Future has stepped into the goal to build vehicles with a sixth sense for the user’s intentions and needs. By employing state-of-the-art ergonomics, an intuitive user interface, and holistic design, they can create a connected in–car experience that’s more than highly responsive — it’s instinctive and deeply engaging for both driver and passenger. Not only have they designed an amazing energy efficient, green emission, fuel efficient and smart design car, they have also introduced an amazing new concept of Formula E. A product of the Faraday Future alliance with Dragon Racing as title sponsor and core technical partner, Faraday Future Dragon Racing is the inaugural entry into the world of Formula E- a new breed of motorsport where the drivers compete in all-electric, highvelocity digital machines. The future of India’s clean- green-energy & fuel efficient automobile design industry has a leveraging opportunity to involve in business- production- engineeringdesigning, with Faraday Future and take a leap forward in the goals for Smart Citieswith Smart Cars! All of the above and much more. We look forward to your responses and do get in touch for further assistance. Shanker Damodaran
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| January 2014 | FranTechnovation
Contents High level Licensing, Financing, Franchising and Marketing to move Technologies, Products and Services Internationally.
Faraday Future- The Future Design of Automobile
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Publishers: FranTech Asia India Office 56 BMM Society, Ellisbridge, Ahmedabad - 380006, Gujarat, India Contact Details +91(0)9327067935 info@frantechasia.com President & Editor in Chief : Shanker Damodaran Creative Head : Mona S. Bhatt Editorial Support and Content Management : Rumana Shaikh Graphic Support : Moin Kazi Disclaimer The inclusion of any article or advert does not constitute any form of endorsement or approval by FranTechnovation. Whilst we make every effort to ensure that all advertisements and articles are correct, FranTechnovation will not be held responsible for errors or omissions.
234 The future of the automobile industry is changing and how!! It took the world over a 100 years to evolve the designing and manufacturing of automobiles suiting from purpose to comfort to affordance. With the global spin in every facet and the ennui of Green emission and Eco-Friendly technologies, the automobile industry today is seeing a tectonic shift in terms of the fuel requirement.
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Š FranTech Asia All rights reserved. No part of this magazine may be reproduced or transmitted in any form or by any means without permission in writing from FranTech Asia except that brief passages may be quoted by a reviewer in a magazine, newspaper or broadcast review. This publication is designed to provide its readers with accurate and authoritative information sourced from company web sites and blogs with regards to the subject matter covered. If further detailed advice be required, the services of a competent person need to be sought.
Quantum Mechanics and the Rise of Quantum Computing
The D-Wave 2X™ System: The most advanced quantum computer in the world Quantum mechanics, including quantum field theory, is a fundamental branch of physics concerned with processes involving, for example, atoms and photons. Systems such as these which obey quantum mechanics can be in a quantum superposition of different states, unlike in classical physics.
Part of
The Global FranTech Group September / October 2016 | FranTechnovation 5
Parchim Airport City And Business Park
The development of technology has awakened the concepts of futuristic engineering. So has the new idea of airport cities also called ‘Aerotropolis’.
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Build a better societyInnovative and Sustainable Solutions for People & Communities
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The Software Specialist For Banking and Finance If world is spinning on a pseudo axis, it is money- but what fuels this constant spin is technology. The money keeps churning and the world’s engine keeps running.
The world is becoming a global SlingShot Water Technology hub of the similar problems faced, as By Dean Kamen much as the goals The Man Who Is of development Fixing the World, aligning on a similar One Invention at a wavelength. The Time. inertia involved in the understanding of the The most impending needs and the wants of infrastructure and and unavoidable development is evolving beyond the robust crisis of the world today is the Safe Access your Wallet any Water Crisis. About 71% of the Earth’s surface is water-covered, time any where, with and the oceans hold about 96.5% of all Earth’s Just a Click water. Yet we live today in an age and era of technological inventions and enhancements with With the world a comparatively less advancement in terms of getting smaller and quenching the water crisis. smarter, the new age technology has brought everything The World’s Largest Solar Thermal to your fingertips! It’s the era of Farm - IVANPAH mobility result from the ennui of the willingness The world is to exert the physical ability of the human with the experiencing an ultimate conundrum of the exertion of ability of environmental the brains exploded in terms of technology. shift that has highlighted, Selling Globally Made pondered, discussed and Easy- Export talked about quite too often. Development Canada Technology, on the other hand, is evolving rapidly with the changing requirements of the world and the ecology associated with the world.
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Brookerware Transportation Management System
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Glocalisation is the term of the millennial! What was once a true privilege and luxury in terms of something that is processed, or available, or sold, in far off lands is now nothing but a click away for someone sitting in a tranquil corner of the woods in a complete different hemisphere. September / October 2016 | FranTechnovation
The world of business has evolved over the past decades. With the globalisation having seeped into every businesses and the world has become an oyster for the business enthusiasts.
The future of waste management and recycling Autour Recycling Technology
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The paradigm of business across the world has seen a shift not only in terms of the technology for the production and manufacturing but also in terms of the waste management whilst and after the production or manufacturing of goods and products.
A novel approach for processing Organic Waste into New Food 86
Fertilizer, natural or artificial, is the substance containing the chemical elements that improve growth and productiveness of plants. Fertilizers enhance the natural fertility of the soil or replace the chemical elements taken from the soil by previous crops.
Water, Power & Waste Management
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Global Sustainability Solutions Water & Toxic Waste Management & Power Generation. The metaphysical and practicalpracticalities for regenerative development and design as an individual field within the ecological sustainability were laid in the 1990s. However, their origins derive from the scientific and technological advances
Cured-In-Place Pipe (CIPP)The New age Technology for pipelining!
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DESIGN Better, Faster, Together. world at your 190 The fingertips! How many times have we heard this phrase cross our mind on various advertisement and marketing strategies? Indeed it is true, the world is at our fingertips! And with every single day as the world evolve, so is the world of design evolving with bringing increasingly attractive and real life designs to
DropKey The Be Anywhere App!
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The virtual reality is now the truth of the life, and with the increasing reach of audience on
the virtual world and the lives of millions of people and everything that exists being recorded towards an unavoidable extinction, videos and
The history of technology has shown multiple facets which have continued to evolve in a productive and efficient manner. From the initial and robust conventional methods to the non-conventional and strictly efficient manner, technology has now transcended into nanotechnology- with less weighing, smaller in size and more efficient hardware and technology
Your new way to bring Magic back into the World
The history of technology has shown multiple facets which have continued to evolve in a productive and efficient manner. From the initial and robust conventional methods to the non-conventional and strictly efficient manner, technology has now transcended into nano-technology- with less weighing, smaller in size and more efficient hardware and technology available as a contemporary to the original technology.
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he mission of the Global FranTech Group is to create a platform for building and sustaining a free world economy whereby developing countries can take advantage of globalization and partake in world progress in equal measure. At FranTech, our mission is to foster the development of the Global Economy by providing a Global Perspective to marketers, manufacturers, and inventors of newly-emerging technology. For this we have been providing world-class solutions for licensing and transfer of innovations to emerging economies in 220 countries. “For achieving our mission of enabling developing economies thrive,” the structure and essence of Global FranTech Group has been discreetly created by our Chairman Mr. Philip J. 8
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Nadeau who believes that “In a world of accelerating, inescapable economic and trade interdependence, business success will be won not by isolated individual enterprises or internationally disengaged companies, but by strategic alliances and marketing structures creatively assembled with a global perspective.” To accomplish our mission and move towards our goal this vision has been imbibed in every activity at FranTech. Since its inception 35 years ago, FranTech has been the most trustworthy platform where global exchange of technology or trade is concerned. Consisting of core partners surrounded by interlocking networks of consultants and affiliates in key trading countries and disciplines we play a significant role in the development of economies across 220 countries of the world.
In a world of accelerating, inescapable economic and trade interdependence, business success will be won not by isolated individual enterprises or internationally disengaged companies, but by strategic alliances and marketing structures creatively assembled with a global perspective - Philip Nadeau Chairman Global FranTech
At FranTech we utilize our three-decade long expertise in assembling, negotiating and consummating trade, technological and financial agreements is utilized to give comprehensive services to innovators and entrepreneurs. To provide such a broad array of exhaustive services we along with our affiliates draw strength from our shared experience in international trade policy, law, marketing, investment banking and technology research. In brief, the Global FranTech Group can be defined as an organization that provides comprehensive professional services to assist companies and investors seeking to benefit from today’s fundamental restructuring of the global economy. With FranTech platform, US technologies are transferred to developing economies and newly emerging technologies from other parts of the world are developed as viable business prospect in their respective markets. At Global FranTech Group we also support large scale real estate and humanitarian projects by extending our marketing expertise and providing resources and funding. FranTech currently has more than 600 Technologies and business opportunities from every possible industry sector. September / October 2016 | FranTechnovation 9
Green Power Technologies signed an exclusive Global Marketing Agreement with Global FranTech Group and FranTech USA International Licensing (FranTech USA), of Ventura, California, USA. This development grants FranTech Asia, FranTech Mexico and FranTech USA the right to market Green Power Resource Management and Green Power's Private Label Solar Panels Air Conditioner and Solar Water Filtration Systems devises to further the renewable energy sector in developing countries. The intent here is also to utilize the medium of FranTech and the FranTechnovation magazine towards equipping innovative solar products for licensing programs through FranTech's network of 600 USA agents and partners. FranTech has licensing sales agents in 220 countries that present projects to governments and industry organizations around the world. Through the FranTech Mexico ENSENADA, B.C. Mexico Venture Development Agreement, Global FranTech Group and FranTech Asia will license FranTech Mexico, S.A. de C.V. FranTech Mexico will especially focus on special renewable energy technologis from Mexico branch offices in ENSENADA, and MORELIA , Mexico and the United Arab Emirates, Dubai, Abu Dhabi, Jordan, Egypt, Libya, Africa, China, India, Caribbean and Latin American markets(Brazil).
GLOBAL FRANTECH GROUP FranTech, with partners operating in 220 countries on six continents, was chosen by FranTech Mexico Group due to its extensive geographic footprint throughout the Mexico, Brazil, 10
September / October 2016 | FranTechnovation
Philippines, China, India, Latin American and Caribbean regions. Other factors contributing to the company's selection included FranTech Mexico's significant licensing of Mexico's branch offices with a broad operator customer base, in-depth local knowledge and a dedicated Mexico licensing technology sales team focused on selling complex renewable energy technology licensing, financial product licensing and Sovereign Indigenous Social Insurance solutions that Mexico network branch offices will require. FranTech Mexico renewable energy technology and financial product portfolios are designed to meet the network requirements of Governments in Mexico and 220 countries. Services offered by FranTech Mexico are associated with new internet based Technology, Insurance and financial products through pointto-point insurance sales providing and supporting licensed branch offices in Mexico and 220 countries. FranTech Mexico’s carbon-neutral zone solutions offer significantly improved e-Government economics and simplified infrastructure operations for Mexico. "Global FranTech is pleased to add FranTech Mexico to our worldwide network for Government infrastructure portfolio new "Sovereign Government Neutral Zones Program and Public Sector Renewable Energy Benefit Solutions under e-Government in Mexico. Our new Mexico franchised relationship will allow us to offer next generation internet online renewable energy network solutions throughout the Baja California, Mexico , UAE, Jordan, Egypt, Libya, China, Indonesia, India, Caribbean and Latin America," said Phil Nadeau, CEO of Global FranTech Franchise Network Infrastructure for FranTech Mexico.
"Our FranTech Mexico partnership will enhance both companies` positions within Mexico and these world markets." "We are delighted to be working with Global FranTech Group.'' said Jose Alfredo Avila Hernandez, FranTech Mexico S.A de C.V., President. "This will allow FranTech Mexico Technology Transfer Services to expand its market presence into this exciting Ensenada, Baja California, Mexico growth region."
ABOUT FRANTECH MEXICO Commencing operations in 2013, FranTech Mexico Technology Licensing Services will realize the collaborating organizations’ commitment to serve Mexico multicultural businesses, institutions and professionals.
FranTech Mexico Technology Services, a global technology resource that offers top quality renewable energy products and services in the most cost-effective manner possible to produce renewable energy carbon free FranTech Neutral Zone cities in Mexico and in the rest of the worldwide, commits to providing its clients with unparalleled service, integrity and professionalism. FranTech Mexico is dedicated to offering these FranTech Worldwide Solar and Wind products and BSN financial services on a timely basis and to consistently deliver a high level of service.
WHO IS FRANTECH MEXICO SERVICE'S PRIMARY TARGET MARKET? Any business, organization, institution or new technology production resource that is owned or operated by, employs, serves, and / or partners with culturally different minority groups that are traditionally under served by the building of new FranTech Neutral Zone cities and creating jobs for the economy in any industry are part of FranTech Mexico’s target market. FranTech Global Market segments range from small and medium to large commercial accounts. They can include commercial enterprises, renewable energy technologies, banking and financial institutions, professional organizations, associations, social program constituencies, nonprofit organizations, NGO's and public sector business groups, just to name a few. September / October 2016 | FranTechnovation 11
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FranTech International Licensing works with you from the beginning of the relationship through the full commercialization. In effect FranTech International Licensing is your partner to provide the most effective entry of your technology into new world markets.You can enter the FranTech International Licensing three-phase program at a stage appropriate for your needs. You can proceed through the entire three phases or utilize any one of the phases according to need.
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ow exactly does FranTech help you with making your technology ready for marketing across the globe, and then actually implementing the process of licensing your technology worldwide ? Here’s a 3-phase Plan that delineates exactly how the process works. Phase I : Preparation for Commercialization FranTech International Licensing works with you from the beginning of the relationship through the full commercialization. In effect FranTech International Licensing is your partner to provide the most effective entry of your technology into new world markets. You can enter the FranTech International Licensing three-phase program at a stage appropriate for your needs. You can proceed through the entire three phases or utilize any one of the phases according to need. In Phase I, FranTech International Licensing provides you with a Comprehensive Commercialization
September / October 2016 | FranTechnovation
Report of the technology’s commercialization potential in the World Markets and, if necessary, files the patent application. Your cost for this phase is less than what you would usually pay for the patent alone. A. Comprehensive Commercialization Report FranTech International Licensing's Comprehensive Commercialization Report includes: • A review of the technical feasibility of the technology • An assessment of the level of competition in the intended market • An objective estimate of the market need for the technology • A review of industry trends that affect the commercial viability of the technology B. Patent Application The U.S. patent application is immediately filed based upon the priority of an already-filed foreign application. All Patent Office actions up through and including issuance of the patent are included in this service. It would not include such things as
interference proceedings, appeals, continuing applications, multiple invention applications, etc. If you have already filed a U.S. patent application, the cost of Phase I is reduced. If you want the report and more than one patent, there is a reduced fee for each additional patent. For U.S. clients desiring to enter other world markets or for clients having unusual situations which do not fit the standard Phase I contract, FranTech International Licensing will provide a fixed fee quote for the services desired.
Phase II : Comprehensive Business Plan Along with your Phase I Report, FranTech International Licensing provides a proposal to proceed with
Phase II, which offers a complete business plan including detailed market and technical analyses of your technology. It also includes specific recommendations on how to enter the target market. The cost to the client for this phase of the commercialization effort is less than half of what you would normally expect to pay. In special situations which require a more complex plan, FranTech International Licensing will provide a quote for preparation of the Business Plan before proceeding. Utilizing FranTech International Licensing broad business contacts throughout the world, the market for your technology is specified. FranTech International Licensing business research capabilities allow you to
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In conjunction with its network of marketing consultants, FranTech International Licensing assesses your technology for the specific market niche and the best channel for distribution. As developed in Phase I, this recommendation could be to license the technology to an existing company, initiate a joint venture, or start a new company to commercialize your technology in the target market.
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ranTech International Licensing will provide a quote for preparation of the Business Plan before proceeding.
Utilizing FranTech International Licensing broad business contacts throughout the world, the market for your technology is specified. FranTech International Licensing business research capabilities allow you to understand the various business sectors that would be most responsive to the technology and how best to create a relationship that is balanced and makes good business sense. In conjunction with its network of marketing consultants, FranTech International Licensing assesses your technology for the specific market niche and the best channel for distribution. As developed in Phase I, this recommendation could be to license the technology to an existing company, initiate a joint venture, or start a new company to commercialize your technology in the target market. Based upon these recommendations from Phase I and your preferences, FranTech International Licensing
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tailors the Business Plan to concentrate on one of the following approaches: • Potential joint venture/strategic alliance partners, • Potential licensees if licensing is the route chosen, • An investment document which serves as the basis for starting a new company. In each case, details concerning specific companies and individuals contacted and the rationale for approaching each is included. The final result is a Comprehensive Business Plan with specific recommendations from FranTech International Licensing on the who, why and how of commercializing the technology based upon the method chosen. When the Business Plan is complete, at least one member of FranTech International Licensing will personally present the plan to you, incorporating an audiovisual teleconference with FranTech International Licensing technical and marketing consultants in the target market. Phase III : Options for Technology Transfer
The proposal for full commercialization is presented with the Business Plan at the conclusion of Phase II. Experience has taught us that every technology is unique and has its own potential. FranTech International Licensing has the resources to help fully assess and realize this potential. The options available for commercializing the client's technology are licensing to an existing company, arranging a joint venture or strategic alliance with a major corporation in the field or creating a new startup company to commercialize the technology in the target market.
A. Licensing
Once the patent application is on file, your product can be licensed to existing companies. Licensing offers important opportunities for accelerated product introduction and broadened commercialization in the target market, as well as a long-term income stream from royalties.
hundreds of licenses covering a broad range of industrial technologies, resulting in the successful exploitation of patents and trademarks in the U.S. and in some forty-five countries around the world. The licensing process begins with identification and qualification of prospective licensees and continues with exchanges of information, proposals and negotiations. The conclusion of this effort is, hopefully, an income-producing license which usually provides for an up-front payment and on-going royalties based on sales. Such negotiations do not always result in agreements however, and the period of time between the licensing effort and the realization of royalty income is rarely under two years.
The founders of FranTech International Licensing have concluded
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The proposal for full commercialization is presented with the Business Plan at the conclusion of Phase II... FranTech International Licensing has the resources to help fully assess and realize this potential. The options available for commercializing the client's technology are licensing to an existing company, arranging a joint venture or strategic alliance with a major corporation in the field or creating a new start-up company to commercialize the technology in the target market. FranTech International Licensing may become the Master Licensee, negotiating and monitoring the licensing agreements and collecting the royalties for you.
B. Joint Venture/Strategic Alliances Joint ventures and strategic alliances will often offer a small company the best route to commercialize the technology in the target market. These alliances are as varied in form as are the technologies themselves and must be negotiated based upon both the technical and the marketing expertise of the two partners. By way of example, you can form an alliance with a firm with proven marketing ability, providing the finished product to the other company for marketing. FranTech International Licensing, through the experience of its founders, has negotiated many such alliances and may or may not act as principal in this effort.
C. New Start-Up Company In many cases, it will be appropriate to start a new company for the production and marketing of the new technology.
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Although the specifics of starting a new company are complicated and detailed, FranTech International Licensing's principals are very experienced in this area, and have started many successful companies in the past. In these instances, FranTech International Licensing secures skilled management and the appropriate investors for the start-up company. FranTech International Licensing monitors management and the new company in its initial stages, thus providing the management controls and expertise that often are lacking in high technology start-up companies. FranTech International Licensing becomes a partner with you and will be shareholder in these successful new enterprises. It is important to note that both you and we receive the greatest benefit through the success of the new company.
Faraday Futur Design of A
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re- The Future Automobile
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he future of the automobile industry is changing and how!! It took the world over a 100 years to evolve the designing and manufacturing of automobiles suiting from purpose to comfort to affordance. With the global spin in every facet and the ennui of Green emission and EcoFriendly technologies, the automobile industry today is seeing a tectonic shift in terms of the fuel requirement. The world has experienced extraordinary advancements over the last 100 years. Rapid technological innovations, alternative energy sources, and growing urban populations are transforming the way we live — and how we move. 20
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Yet today’s automotive industry simply isn’t keeping up with society’s evolving needs. We don’t just need a new car. We need an entirely new approach to mobility designed around our changing lives. The conventional fuel resources have been facing the threat of extinction, and in the process of conservation of resources, plus the palpable need for Green emission for the much endangered Globally Warming atmosphere, automobile manufacturers have come up with the amalgamation of both engineering and fuel technology to present the world with smart cars that run on electricity.
Faraday Future- Who are they? Faraday Future is a Chinese-backed, American start-up technology company focused on the development of intelligent electric vehicles. Faraday Future was established in 2014 and is headquartered in Gardena, California. Since its inception in 2014, the company has grown to 1000 employees globally. Their financial partners are LeEco, a Chinese consumer electronics company, led by JiaYueting. It is interesting to know that Faraday Future is named for one of the founding principles of electric motor technology known as Faraday’s Law. Faraday’s Law is in turn named after English scientist Michael Faraday who discovered electromagnetic induction. Faraday Future is a user-centric, advanced mobility company with headquarters in Silicon Valley and Southern California. Their global team leverages the talents of leading thinkers and passionate creators
from the technology and automotive industries to bring premium, intuitive, and seamlessly connected electric vehicles to people worldwide. Their growing international team includes more than 1,400 standout employees from diverse backgrounds spanning the technology, automotive, energy, and aerospace industries. Faraday Future brings the future forward. Their goal is to usher in the next generation of premium, hyperconnected electric vehicles in the next few years. Design & Engineering- Extreme Technology Unleashed The design and engineering teams at Faraday Future are true collaborators. These departments constantly exchange new technologies and perspectives in their pursuit to achieve assertive vehicle performance, optimized safety features, and a fullyconnected user experience. They are starting with a clean slate, and are more able to tackle challenges such as autonomous driving and
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battery range with a novel, uninhibited approach. Instead of attempting to retrofit existing products and outmoded practices to the task at hand, the team at Faraday Future faces it head on with original concepts and new technologies. An Inside Out Design Faraday Future has stepped into the goal to build vehicles with a sixth sense for the user’s intentions and needs. By employing state-of-theart ergonomics, an intuitive user interface, and holistic design, they can create a connected in–car experience that’s more than highly responsive — it’s instinctive and deeply engaging for both driver and passenger. VR Vehicle Modeling The Design & Engineering team at Faraday Future regularly utilizes virtual reality technology to design in an interactive 3D environment. Most significantly, they utilize VR to visualize design and engineering changes in real time from a unique and valuable perspective: as if you were inside the vehicle. Rider-Molded Ergonomics Most automobile design companies have followed through in the steps of designing cars for the roads that they will be driven on. Faraday Future has taken a step ahead to think beyond this- Their 22
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cars aren’t designed for roads, they’re designed for people—no matter what the road may be. Every detail is rigorously tested for comfort, durability, and intuitive human-vehicle interaction. Variable Platform Architecture Every FF vehicle is built upon the VPA, Faraday Future’s universal, dynamic powertrain. This unique architecture is both exceptionally strong for greater stability and highly adaptable to accommodate a wide range of vehicles. A powerful building block Their battery cells feature best-in-class energy density, which allows us to store more power into an extremely compact battery block. The battery blocks are easily stackable and scalable, and can be quickly replaced when needed. An adaptable structure Battery blocks are assembled into groups of six and arranged into strings. By adding or removing a battery string, we can adjust a vehicle’s size, shape, weight, power output, and travel range. Modular Power Storage Adding strings enhances vehicle performance and travel range. Removing them decreases vehicle weight and increases energy efficiency.
One Platform- Endless Possibilities Adding or removing strings can make for fundamentally reconfigured wheelbases – allowing us to construct sedans, SUVs, and even highperformance race vehicles around this singular, adaptable platform. Rapid Prototyping The swift digital modeling and 3D printing capabilities allow them to quickly engineer new components and test them in real world environments. Top-Down Engineering Every element is reimagined from the ground up to solve existing problems at their core – and develop new innovations not previously imagined.
Formula E- Faraday Future Dragon Racing
A product of the Faraday Future alliance with Dragon Racing as title sponsor and core technical partner, Faraday Future Dragon Racing is the inaugural entry into the world of Formula E- a new breed of motorsport where the drivers compete in allelectric, high-velocity digital machines.
Design & Technology- Race Performance Redefined
Formula E is the thrilling competitive testbed which can be fine-tuned the technology in a sustainability-centred,
adrenaline-fueled racing environment. In a sport where speed is measured in both MPH and MBPS, the first season’s focus will be harnessing their system engineering and software development to bolster powertrain performance. In the ensuing seasons the tech imprint will be expanded to developing the powertrain hardware which includes the same FF Echelon Inverter being integrated into their production vehicles.
The Formula E Drivers!
Jerome D’Ambrosio A former Formula One and Formula Renault driver champion, D’Ambrosio owns the distinction of being the only driver to finish every race in Formula E’s inaugural season. Loic Duval In addition to winning the legendary – and brutal – 24 Hours of Le Mans, Duval is also a former FIA World Endurance and Super GT champion. More than a spectator sport! Formula E’s innovation goes beyond the cars. You can help decide the race through an interactive feature known as FanBoost. By voting for your favorite drivers in a competitive online poll, their vehicle can receive an extra 100kJ boost of power in the second half of the race.
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Iinformation Technology & Software
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The Software Specialist For Banking and Finance September / October 2016 | FranTechnovation
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f world is spinning on a pseudo axis, it is money- but what fuels this constant spin is technology. The money keeps churning and the world’s engine keeps running. A critical part of the everyday business life is the financial services. The banks, credit unions and capital markets support loans and credit systems so that people and organizations can purchase the necessary goods and services to operate. Though what lies at the heart of these modern financial services, is technology and not money. Imagine times of despair, where you have to wait again in a long queue to buy an airplane ticket, a time where sending money across the globe to your family is only a distant dream. Take technology out of the money and see what becomes of the entire financial system, it is going back in time. Banking software is enterprise software that is used by the banking industry. Typically banking software refers to Core Banking Software and its interfaces that allows commercial banks to connect to other modular software and to the interbank networks. Core Banking Core banking is a banking service provided by a group of networked bank branches where customers may access their bank account and perform basic transactions from any of the member branch offices. Core banking is often associated with retail banking and many banks treat the retail customers as their core banking customers. Businesses are usually managed via the Corporate banking division of the institution. Core banking covers basic depositing and lending of money.
Mobile Banking Mobile banking is a service provided by a bank or other financial institution that allows its customers to conduct a range of financial transactions remotely using a mobile device such as a mobile phone or tablet, and using software, usually called an app, provided by the financial institution for the purpose. Mobile banking is usually available on a 24-hour basis. Some financial institutions have restrictions on which accounts may be accessed through mobile banking, as well as a limit on the amount that can be transacted.
Temenos: Banking Software Systems Temenos Group AG (SIX: TEM), headquartered in Geneva, is a market leading software provider, partnering with banks and other financial institutions to transform their businesses and stay ahead of a changing marketplace.
Temenos only creates software for banking and finance for more than 20 years. They aretruely specialists with deep domain knowledge and razorsharp focus. Temenos is the leader in its market. In 2015, Temenos topped both the Forrester and IBS Intelligence league tables for sales of mission-critical software for the banking and finance industry. Experience Driven Banking Like any good revolution, the digitization of banking throws up opportunities, most notably the chance to deliver a much more intimate and value-added customer experience. Customers today want a different relationship with their financial services providers. They want their banks to become more involved in their commercial and financial lives. Surveys show that people would September / October 2016 | FranTechnovation 25
expand their relationship (or pay more) in return for providers giving expert advice, finding ways for them to save money, rewarding their loyalty and proactively recommending products and services that they really need. When financial providers combine this kind of personalised service with other information, such as context and channel preferences, we enter the realm of experience-driven banking. Banks can use data to deliver to customers high value customer insights, at the time and place they need it and over their preferred channel. It is now up to banks to realise the promise of experience-driven banking. The prize being to win back customer loyalty. Temenos: Products and Financial Services Analytics
Unlock the power of your data to become analytically driven and drive profitability and efficiency improvements, throughout your entire organization. For banks to succeed in this new digital era, they must exploit the data to enable them to drive customercentricity, product innovation, competitor differentiation, profitable growth and crucial strategic decision making about the future of their organisation. However, data is simply data with little value unless it can be exposed, accessed, analyzed and transformed into business intelligence. This presents major challenges for banks which typically have multiple product centric systems and no strategy for data exploitation. However, for the smarter banks that get it right, the opportunities are limitless. 26
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Channels Accelerate time-to-market of all your products and services across all selfservice and assisted channels, and extend your reach to customers using any device, today and in the future. Banks need to revisit their business models and the underlying technologies if they are to achieve digitization. To remain competitive, they need to continue to keep up with the pace of innovation and deliver tailored banking products and services across all channels with a superior User Experience (UX), optimized for any device. Core Banking Software The Temenos core banking platform has been the best-selling solution on the market for 15 years, used by over 600 financial institutions. It combines rich functionality with cutting-edge technology in an easily upgradable application. Its customers benefit from real-time embedded analytics, a sophisticated product builder and technology that allows for easy integration and infinite scalability, in turn enabling them to significantly outperform their peers. Funds & Securities FundSuite is Multifonds; the award winning fund administration software providing fund accounting, portfolio accounting, and investor servicing and transfer agency on a single platform. Today more than $5 trillion in assets for both traditional and alternative funds are processed on FundSuite, in more than 30 jurisdictions for the world’s leading global custodians, third-party administrators, insurance companies and asset managers. Risk & Compliance If you are searching for efficient ways for your financial institution to navigate the complex regulatory landscape in order to remain focused
on serving customers, creating innovative products and improving profitability, Temenos has the solution for you.
MicrobankingSuite A world-class Micro Banking solution for financial Institutions and banks of all sizes.
The Risk and Compliance product family offers software and services for: • Compliance advice • Audits • Social media monitoring • Vendor management • Enterprise risk management • FATCA compliance
MicroBankingSuite is an integrated banking software solution, built upon 20 years’ experience serving retail community banking. It gives FIs of any size access, including via the Cloud, to a world-class solution with pre-configured specific functionality. MicroBankingSuite is currently used by over 230 financial institutions in 36 countries.
With these solutions, organizations are able to reduce exposure to risk and minimize losses, while complying fully with regulatory mandates. • Financial Crime • Front Office • Payments
Temenos banking software suites
CorporateSuite CorporateSuite provides one system; one view for all your corporate banking needs, today & tomorrow. FundSuite FundSuite is Multifonds; the award winning fund administration software providing fund accounting, portfolio accounting, and investor servicing and transfer agency on a single platform. Today more than $5 trillion in assets for both traditional and alternative funds are processed on FundSuite, in more than 30 jurisdictions for the world’s leading global custodians, third-party administrators, insurance companies and asset managers. IslamicSuite IslamicSuite, with its scalable innovative technology, provides superior features for lslamic banks to offer their customers Shari’ah compliant products and services that rival their Islamic or conventional counterparts.
RetailSuite The world’s leading retail banking solution designed for the new banking landscape. WealthSuite WealthSuite is an integrated software solution for wealth managers. Its highly scalable technology offers integrated, multi-channel, front-toback office capabilities. An award-winning platform, WealthSuite offers a route towards better cost-efficiency, productivity, customer loyalty and compliance monitoring. UniversalSuite The world’s leading universal banking solution designed for the new banking landscape.
The Technology behind the different Solutions and Suites offered by Temenos
Technology is strategy. The Technology products make banks more competitive and profitable, by helping them evolve easily and cost-efficiently with fast-changing market and user requirements. These products also boost the scalability and resilience of the banking platform, enabling banks to perform well in the midst of complex, risky and lowmargin environments. September / October 2016 | FranTechnovation 27
Data Turn the lead weight of data into a golden opportunity: manage it, unlock it and extract the value.
Interaction Open up your banking platform to accelerate the pace of innovation around your services.
Design Adapt your banking system functionality and business processes better, faster and more frequently.
Platform Reduce the cost of growth and complexity with a highly scalable, efficient and flexible platform.
Integration Be more agile and competitive with near-real-time event-based integration.
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he world is increasingly computerised and everything that goes global goes digital. Hence the incumbent rise in the network outages, data compromised by hackers, computer viruses and other incidents which inadvertently affect our lives in ways that range from inconvenient to life-threatening. As the number of mobile users, digital applications and data networks increase, so do the opportunities for exploitation. Hence the impending dire need for Cyber Security, which is now a thriving branch of the Information and Technology sector.
What Is Cyber Security?
Computer security, also known as cybersecurity or IT security, is the protection of information systems from theft or damage to the hardware, the software, and to the information on them, as well as from disruption or misdirection of the services they provide. The focus is on protecting computers, networks, programs and data from unintended or unauthorized access, change or destruction. The field is of growing importance due to the increasing reliance on computer systems and the Internet in most societies, wireless networks such as Bluetooth and Wi-Fi - and the growth of “smart” devices, including smartphones, televisions and tiny devices as part of the Internet of Things.
Why Is Cyber Security Important? The huge avenue of the collection of data that the governments, military, corporations, financial institutions, hospitals and other businesses collect, process and store is highly confidential information on computers and is transmitted across networks to other computers. With the growing volume and sophistication of cyber-
attacks, ongoing attention is required to protect sensitive business and personal information, as well as safeguard national security. Vulnerabilities & Attacks in Cyber Security A vulnerability is a system susceptibility or flaw. Many vulnerabilities are documented in the Common Vulnerabilities and Exposures (CVE) database. An exploitable vulnerability is one for which at least one working attack or “exploit” exists. To secure a computer system, it is important to understand the attacks that can be made against it, and these threats can typically be classified into one of the few categories below: • Backdoors • Denial-of-service attack • Direct-access attack • Spoofing • Phishing • Clickjacking • Social Engineering
Fidelis Cyber SecurityDetect Dig Destroy
Most security products look for malware and stop. The Fidelis Cyber Security products dig deeper inthe network and out to the endpoints. Fidelis Cyber Security was started in 2002, with a simple idea of protecting the data from the internal threats. Their mission is to protect the world’s most sensitive data. Being an invariably difficult task, to deliver on it Fidelis has evolved their offering to keep pace with attackers’ tools and tactics. • • • •
Deep Session Inspection Incident response services Network analytics Endpoint detection & response
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Fidelis Cyber Security Products Fidelis Network™ Detect attacks and prevent data theft at every stage of the attack lifecycle. Analyze all of your organization’s network traffic at multi-gigabit speeds. With Fidelis Network you can detect the tools and tactics of advanced attackers including advanced malware, exploits and command and control activity that typically bypass traditional network security systems. Identify attacker behavior including lateral movement and the staging of data for exfiltration. Fidelis Network provides the visibility, context and speed required to identify threats and ensure data theft never happens. Fidelis Network Capabilities & Details Visibility Across All Ports and Protocols Watch network traffic on all ports and protocols, including misuse of protocols and services on nonstandard ports.
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Detect and Investigate Retroactively Investigate what attackers have done in the past. By collecting and storing rich content-level metadata, Fidelis Network provides a lighter, faster and less expensive way to analyze historical data. Accelerate Investigation Cycles Simplify the most time consuming investigative task – gathering data and make it much easier to get to the bottom of what is happening so your experts can focus on what’s important. Stop Attackers on the Network Identify attackers when they are active on your network and unilaterally block unauthorized transfers of information in real-time, across all ports and protocols, without depending on third-party proxies. Detect the Undetectable Fidelis’ unique patent-pending metadata capture, storage and automated security analytics accelerates the ability to detect and perform analysis of advanced targeted attacks.
Multiple Capabilities, One Product. Fidelis offers tightly integrated malware analysis, advanced threat detection, network forensics, data loss prevention (DLP), and security analytics capabilities in a single interface. Fidelis Endpoint™ Focus on the alerts that matter. Fidelis Endpoint identifies compromised endpoints and automates your investigation and response by eliminating time-consuming manual steps so you triage and validate suspected incidents faster. Harvest rich system metadata from endpoints, correlate against Fidelis’ intelligence, threat reputation services and third-party threat intelligence feeds so you know which endpoints are compromised. When compromised endpoints are identified, you can automatically remediate them. Fidelis Endpoint provides the visibility, context and automation required to identify and stop security incidents as they are unfolding.
Fidelis Endpoint Capabilities & Details Eliminate Blind Spots Identify and validate threats on your endpoints anywhere in your environment – on or off your network. Respond Immediately Integrate with SIEMs, next-generation firewalls and alerting tools to accelerate your response and trace alerts to compromised endpoints. Identify Compromised Endpoints Automatically sweep all endpoints for signs of the compromise once an Indicator of Compromise (IOC) has been validated. Proactively Hunt for Threats Apply network- or host-based intelligence in any format, to rapidly identify compromised endpoints and automatically take action. Know What Happened Using Playback Protect your systems by recording key events (e.g. files accessed, running processes, registry changes, September / October 2016 | FranTechnovation 33
and network and DNS activity) and receiving a detailed timeline related to a suspected incident along with prioritized alerts. Stop Data Theft and Remediate Endpoints Halt data exfiltration and lateral movement by isolating endpoints, halting processes, wiping files, and kicking off a script to initiate an antivirus scan.
Highlights • Detect attacks other solutions miss. • Identify and stop targeted attacks just as they are beginning. • Correlate seemingly unrelated network activity and behaviour. • Reduce time to detect and resolve incidents. • Discover unmanaged devices on your network.
Fidelis Cyber Security Solutions Incident Response The incident response team provides immediate assistance to determine the scope of the incident, remove attackers from your environment and re-secure your network. Each of their incident response experts has over eighteen years of experience on average on the front lines responding to security incidents. They can help quickly identify the scope of an attack and will work with you to remediate and re-secure your network. With their proprietary technology, threat intelligence and experience responding to hundreds of
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critical security incidents. This unique combination of skills, experience and tools enables us to efficiently resolve incidents and provide recommendations on what preventive measures would be effective in reducing damage from subsequent attacks. Security Program Review Understand how your security program compares to your peers and industry best practices. Our experts will assess your approach and provide prioritized recommendations for improving it. The Security Program Review is tailored to your business objectives. It can focus on your security controls, policy and procedures, or vulnerability and penetration testing. Security Operation Center (SOC) Development Fidelis can build your organization’s security operations center (SOC) from the ground up or help mature your existing SOC. Building and operating a SOC requires substantial investment and difficult decisions. Their experts work closely with you to assess your security maturity and identify key areas for development to prepare you to detect and respond to advanced threats. PCI Assessment Fidelis is certified as a Qualified Security Assessor by the PCI Security Standards Council to validate the adherence to PCI Data Security Standard (DSS). Trusted by Clients across the Globe and Industries.
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Q
uantum mechanics, including quantum field theory, is a fundamental branch of physics concerned with processes involving, for example, atoms and photons. Systems such as these which obey quantum mechanics can be in a quantum superposition of different states, unlike in classical physics.
A more conceivable goal is the development of quantum computers, which are expected to perform certain computational tasks exponentially faster than classical computers. Quantum computing studies theoretical computation systems (quantum computers) that make direct use of quantum-mechanical phenomena, such as superposition and entanglement, to perform operations on data. Quantum computers are different from binary digital electronic computers based on transistors. Whereas common digital computing requires that the data are encoded into binary digits (bits), each of which is always in one of two definite states (0 or 1), quantum computation uses quantum bits, which can be in superpositions of states.
Quantum computers share theoretical similarities with non-deterministic and probabilistic computers.A quantum computer with spins as quantum bits was also formulated for use as a quantum space–time in 1968.
A Unique Processor Environment • Shielded to 50,000× less than Earth’s magnetic field • In a high vacuum: pressure is 10 billion times lower than atmospheric pressure • 192 i/o and control lines from room temperature to the chip • “The Fridge” and servers consume just 25kW of power • Power demand won’t increase as it scales to thousands of qubits Processing with D-Wave • A lattice of 1000 tiny superconducting circuits, known as qubits, is chilled close to absolute zero to get quantum effects • A user models a problem into a search for the “lowest point in a vast landscape” • The processor considers all possibilities simultaneously to determine the lowest energy required to form those relationships • Multiple solutions are returned to the user, scaled to show optimal answers
Quantum Computing: How D-Wave Systems Work
A quantum computer taps directly into the fundamental fabric of reality – the strange and counterintuitive world of quantum mechanics – to
The D-Wave 2X™ System: The most advanced quantum computer in the world The Quantum Computer • Exploits quantum mechanical effects • Built around “qubits” rather than “bits” • Operates in an extreme environment • Enables quantum algorithms to solve very hard problems Power and Cooling • “The Fridge” is a closed cycle dilution refrigerator • The superconducting processor generates no heat • Cooled to 180x colder than interstellar space (0.015 Kelvin)
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computer returns many very good answers in a short amount of time 10,000 answers in one second. This gives the user not only the optimal solution or a single answer, but also other alternatives to choose from. D-Wave systems use “quantum annealing” to solve problems. Quantum annealing “tunes” qubits from their superposition state to a classical state to return the set of answers scored to show the best solution.
speed computation.Rather than store information as 0s or 1s as conventional computers do, a quantum computer uses qubits – which can be a 1 or a 0 or both at the same time. This “quantum superposition”, along with the quantum effects of entanglement and quantum tunnelling, enable quantum computers to consider and manipulate all combinations of bits simultaneously, making quantum computation powerful and fast. How D-Wave System Work Quantum computing uses an entirely different approach than classical computing. A useful analogy is to think of a landscape with mountains and valleys. Solving optimization problems can be thought of as trying to find the lowest point on this landscape. Every possible solution is mapped to coordinates on the landscape, and the altitude of the landscape is the “energy’” or “cost” of the solution at that point. The aim is to find the lowest point on the map and read the coordinates, as this gives the lowest energy, or optimal solution to the problem. Classical computers running classical algorithms can only “walk over this landscape”. Quantum computers can tunnel through the landscape making it faster to find the lowest point. The D-Wave processor considers all the possibilities simultaneously to determine the lowest energy required to form those relationships. The 38
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Programming D-Wave To program the system a user maps their problem into this search for the lowest point. A user interfaces with the quantum computer by connecting to it over a network, as you would with a traditional computer. The user’s problems are sent to a server interface, which turns the optimization program into machine code to be programmed onto the chip. The system then executes a “quantum machine instruction” and the results are returned to the user. D-Wave systems are designed to be used in conjunction with classical computers, as a “quantum co-processor”.
Software & Software Architecture for the Quantum Computing D-Wave
Just as the classical computer world needed a software ecosystem to spur usage and development, quantum computers do as well. At D-Wave we are starting to develop the layers of “system software” that will make it easy for customers and collaborators to use the system and exploit its strengths. The D-Wave 2X System has a web API with client libraries available for C, C++, Python and MATLAB. This interface allows the machine to be easily accessed as a cloud resource over a network. Using development tools and client libraries, users can write code in the language of their choice.
The different types of Optimizations used by D-Wave are : • Water Network Optimization • Radiotherapy Optimization • Protein Folding
Programming a quantum computer is different than programming a traditional computer. To program the system, the user maps a problem into a search for the “lowest point in a vast landscape,” which corresponds to the best possible outcome. The processor considers all the possibilities simultaneously to determine the lowest energy required to form those relationships. Because a quantum computer is probabilistic rather than deterministic, the computer returns many very good answers in a short amount of time 10,000 answers in one second. This gives the user not only the optimal solution or a single answer, but also other alternatives to choose from.
Applications of the Modern Day Quantum Computing: Helping solve some of the most difficult challenges Optimization Optimization problems are some of the most complex problems to solve. Optimization problems exist in many different domains - systems design, mission planning, airline scheduling, financial analysis, web search, cancer radiotherapy and many more. They are some of the most complex problems in the world, with potentially enormous benefits to businesses, people and science if optimal solutions can be readily computed.
Machine Learning Machines learn to recognize objects by detecting recurring patterns.Machine learning is the most successful approach to solving this problem, by which programmers write algorithms that automatically learn to recognize the ‘essences’ of objects by detecting recurring patterns in huge amounts of data. Because of the amount of data involved in this process, and the immense number of potential combinations of data elements, this is a very computationally expensive optimization problem. As with other optimization problems, these can be mapped to the native ability of the D-Wave processor. The different types of Machine Learning used by D-Wave are: • Object Detection • Labelling new Stories • Video Compression Monte Carlo Simulation The better the model, the better you are at predicting the future. In order to check to see if a computer’s statistical model represents reality we need to be able to draw samples from it, and check that the statistics of our model match the statistics of real world data. Monte Carlo simulation, which relies on repeated random sampling to approximate the probability of certain outcomes, is an approach used in many industries such as finance, energy, and manufacturing, engineering oil & gas and the environment. For a complex model, with many different variables, this is a difficult task to do quickly.
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The Future of EcommerceElectronic Billing made Global and Easy 42
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he world is a sailing boat of digitalisation in business. The new millennia of sales is the click, buy, shop and drop at doorsteps. The Pandora box opened on the screen of a computer, where everything and anything has been put up for sale and can be shipped and delivered across borders. Ecommerce is the new buzz word for everything that can be sold, bought, borrowed! Ecommerce is largely about execution. In the technical terms, electronic commerce, commonly written as E-Commerce or eCommerce, is the trading or facilitation of trading in products or services using computer networks, such as the Internet or online social networks. Electronic commerce draws on technologies such as mobile commerce, electronic funds transfer, supply chain management, Internet marketing, online transaction processing, electronic data interchange (EDI), inventory management systems, and automated data collection systems.
Electronic Billing- The major step for making sales!
The future of ecommerce is not predictable, yet some things remain constant – delivery times will improve, customer service will get increasingly better, and product selection will become ever greater. A major component of this industry is a seamless and less complicated method of online billing. In ideal terms, Electronic billing or electronic bill payment and presentment, is when a company, organization, or group sends its bills over the internet, and customers pay the bills electronically. There are different types of electronic billing which are used across various online sales and finance platforms. Biller Direct This refers to an approach in which consumers make payments directly to one biller that issues bills that they receive at the website of the firm that issued the bill. An example would be of a public utility company offering this payment service to its consumers. A market has emerged for outsourced billing providers who
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specialize in electronic billing processes and technology for companies that need to send bills directly to their customers. Bank Aggregator The approach under this model is to make payment at an aggregator or consolidator site, usually from a consumer’s bank’s website. This model allows the consumer to make payments to multiple billers that are pre-registered to receive payments. An example in the UK is OneVu.
Parties involved • Biller payment provider (BPP) An agent of the biller that accepts remittance information on behalf of the Biller. • Biller service provider (BSP) - An agent of the biller that provides the service for the Biller. • Consolidator - A biller service provider that consolidates bills from multiple Billers or other bill service providers (BSPs) and delivers them for presentment to the customer service provider (CSP). • Customer service provider (CSP) – An agent of the customer that provides an interface directly to customers, businesses or others for bill presentment. CSP enrolls customers, enables presentment and provides customer care, among other functions.
Paymentwall- Start selling online today with easy-toimplement checkout and global billing solution
Paymentwall brings to you an easy to implement checkout and global billing solution. With this one stop solution you can facilitate online billing payment throughout the globe, across currencies without the barriers of overseas transaction and also with high level security. 44
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Cross Platform Sales Paymentwall allows you to sell on multiple platforms using an advanced billing solution with numerous payment options for each region. Use your desktops, mobile phones or your smart TV to make these transactions at an easier and quicker rate. Desktop: All-in-one digital commerce platform Start selling anywhere and expand your reach with Paymentwall’s integrated payment solutions, VAT and Sales Tax calculation or payment at your disposal. Mobile Phone: Compatible with iOS and Android Sell your application or digital content through Android and iOS SDKs for mobile phones with numerous payment options. Smart TV: Paymentwall for Smart TV We revolutionize the way people buy content, apps, and stream on Smart TVs. Monetize your app globally with the first global Smart TV content sale platform. High Security Stay focused on your business while Paymentwall handles all your customer support including any chargeback and refund requests. Trusted by over 150 Million Users Millions of customers who have already received their digital goods and services trust the security provided by Paymentwall. PCI-DSS Level 1 Compliance By using Paymentwall, you will be compliant with the strictest PCI requirements to protect your customer’s data. Fraud Prevention Paymentwall’s risk team works 24/7 to prevent chargebacks before they even occur.
Customized checkout
Paymentwall allows you to fully control the look and feel of your Paymentwall checkout widget! You can simply edit the colors, or you can go all the way and skin the widget to seamlessly match your website design. If you are looking for unique customization, contact the Paymentwall team and the design team will create an amazing unique payment solution for their customers.
Paymentwall Products
Paymentwall’s online payment solutions and advanced merchant services are designed to help you expand globally. The products and services offered by Paymentwall are highly effective and seamless to make the payment gateways a quick solution and hassle free. Checkout Unified API solution to optimize your sales. Checkout provides in-app and fully customizable UI for merchants around the world. Paymentwall has created advanced delivery confirmation and risk management APIs to help you track your deliveries. Checkout has the most advanced security features built into it allowing merchants to focus on building their product and have Paymentwall focus on providing risk management services. Brick is PCI-DSS Level 1 compliant adding another security layer for you. With only a few lines of code and a single API integration, you can start selling your digital goods and services on a number of supported platforms. Use the same API keys and merchant account for other products that would further expand your global coverage.
Various UI options and platforms supported with skinnable checkout widgets are optimized for desktop, mobile devices and even Smart TV. Storefront Management Manage your goods, e-wallet and subscriptions in a single Online Store. Increase Your Conversion up to 70%. With Global All-in-One In-game Inventory and Payments Solution Integrated in 24 hours. Storefront • White-label marketplace pages • eCommerce products management • Localized pricing and currencies • Customizable pages and themes • Purchases with virtual currency • Direct checkout PlayerseWallet: • Storing, management and secure usage of players virtual currency balance • Top ups via 120+ payment methods • Customer Support Representatives • Co-branded prepaid topup option Global VAT Remittance: • Regional tax reports and remittance • Tax reporting for game developers • Compliance with EU VAT regulations • Local presence in key tax remittance regions • Licensed payment provider with registered entities in 25 key countries • Supporting Merchant of Record model Marketing: • Tools for managing price points, bonuses, discounts, promotions on local and international level • Promotional campaigns for seasonal holidays • Coupon codes for engaging users • Customized in-store themes for marketing promos and advertising campaigns
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SpiderPipe Seamlessly connect and track your existing merchant accounts with SpiderPipe, a single API international gateway. High Security Standards PCI-DSS Level 1 certified service for digital commerce Fraud Prevention Tools State of the art risk management & fraud monitoring Fully Customizable Personalized checkout & UI fit your brand’s needs Customer Support 24/7 live customer service, we’re always here to help Built For Global Users Localized language and currency options for worldwide customers Reporting And Analytics Track sales and generate detailed transaction reports All-In-One Gateway For Merchant
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Accounts Manage all your merchant accounts in one place with SpiderPipe. Access detailed sales and analytics reports and advanced fraud-prevention tools for your existing merchant account integrations with PayPal, Skrill, Amazon Checkout, and more. Simplified Online Checkout Process Increase conversions and decrease the number of abandoned checkouts! Combine all your international payment options into a single, customizable widget that allows customers to checkout without leaving your website or application to sign in to a third-party service. Easy-To-Integrate Merchant Solution Start using Paymentwall’s all-inclusive merchant account gateway solution in 2 hours or less with a single API integration. Full documentation and integration support make it easy to customize your checkout page and optimize for global customers.
Housing Construction Technology Specialiazed
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here is no doubt that the oil/ energy industry is extremely large. According to the Department of Energy (DOE), fossil fuels (including coal, oil and natural gas) makes up more than 85% of the energy consumed in the U.S. as of 2008. Oil supplies 40% of U.S. energy needs. The petroleum industry includes the global processes of exploration, extraction, refining, transporting (often by oil tankers and pipelines), and marketing petroleum products. The largest volume products of the industry are fuel oil and gasoline (petrol).
organizations with strong centralized functions. This model allowed them to tackle terrific technical challenges, manage great political and operational risks, and deploy scarce talent across the world as needed.
AlMansoori Specialised Engineering Petroleum Services
AlMansoori Specialized Engineering is the leading provider of oilfield services in the Middle East. Founded in Abu Dhabi, United Arab Emirates, in 1977, the company has grown to employ a skilled workforce of nearly 3,000 across 24 countries throughout the region.
Petroleum (oil) is also the raw material for many chemical products, including pharmaceuticals, solvents, fertilizers, pesticides, and plastics. The industry is usually divided into three major components: upstream, midstream and downstream. Midstream operations are usually included in the downstream category.
The business divisions, AlMansoori Petroleum Services (AMPS) and AlMansoori Petroleum Industries (AMPI) segregate their serviceability into Services Unit and Manufacturing/ Fabrication units respectively, and deliver seamless project management for the clients across the multiple services.
Before petroleum can be used, it is sent to a refinery where it is physically, thermally and chemically separated into fractions and then converted into finished products. About 90% of these products are fuels such as gasoline, aviation fuels, distillate and residual oil, liquefied petroleum gas (LPG), coke (not the refreshment) and kerosene. Refineries also produce non-fuel products, including petrochemicals, asphalt, road oil, lubricants, solvents and wax. Petrochemicals (ethylene, propylene, benzene and others) are shipped to chemical plants, where they are used to manufacture chemicals and plastics.
AlMansoori’s capabilities cover a spectrum of activities for the upstream Oil and Gas industry including Production Testing and Early Production Facilities; Drill Stem Testing; Coiled Tubing; Slickline and Completions; Logging and Tubing Conveyed Perforation; Workover Drilling; Tubular and Rig Inspection; Directional Drilling; Safety Training; Manpower Supply; Oilfield Manufacturing and Strategic Joint Ventures.
Today’s oil and gas organizations were developed in a time of resource scarcity. To get at those hard-tofind, difficult-to-develop resources, companies built large, complex
AlMansooriPetroleum Services
Directional Drilling Formerly Target Well Control and TIEBO Middle East, AlMansoori Directional Drilling Services (MDDS), is a high technology oil and gas drilling service providing company specializing in Directional Drilling, MeasurementSeptember / October 2016 | FranTechnovation 49
While-Drilling (MWD) and LoggingWhile-Drilling (LWD) operations. The company provides a broad range of well placement technology and is particularly advanced in slim hole, underbalanced/CTD, TTRD and CWD applications. The company prides itself in creating innovative solutions to facilitate cost-effective drilling. MDDS has considerable experience in areas such as FSU (Siberia, Ukraine), Central Europe, Albania, Libya and West Africa, as well as the more conventional markets of the North Sea, North America, Latin America, Middle East and Far East. Logging & Perforating AlMansoori is one of the leading Logging Service Company in the UAE, having Logging contracts with the leading oil and gas producing and operating companies. Its success and exceptional reputation is based on the consistently high standard of employee training and the continuous upgrading and use of up-do-date technology and equipment.
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It is their aim to provide our customer with the best Logging and TCP services and their objective is to deliver world-class services in terms of safety, efficiency and cost effectiveness. Manpower Supply AlMansoori Specialized Engineering’s Manpower Services Division offers its clients a professional recruitment service across the Oil and Gas industry, ministries, governmental departments and other organizations. Their alliances with major international recruitment agencies in North America, Europe, Africa, the Middle East and the Far East allows them to access vast database of skilled personnel who are able to support your requirements, wherever and whatever they are. Jet Lube Middle East Jet-Lube Middle East (JLME) is an Abu Dhabi-based licensee, regional agent, stockist and supplier of the Jet-lube Inc. USA/UK brand of drilling
lubricants and industrial/valve greases in the MENA Region. JLME supply both standard & environmentally friendly products. Tubing Conveyed Perforating A technique has been developed to overcome the formation damage of drilling, cementing, and perforating. Using this technique, you often get natural well completions in zones that heretofore require extensive stimulation to overcome the damage. Basically, the technique is perforating with deep penetrating shaped charges and immediately back surging with maximum differential pressure to the well-bore. This often is done with the tubing practically dry, thereby fully utilizing the natural formation pressure to give clean, efficient flow channels after perforating. Results to date indicate you get cleaner, producing perforations than with any other system. The paper discusses the mechanical equipment that has been designed and field proved for running the guns on tubing below retrievable packers. Various hook-ups are shown for single, dual, or commingled completions.
AlMansoori Petroleum Industries
AlMansoori Petroleum Industries (AMPI) is a subsidiary of AlMansoori Specialized Engineering (MSE). AMPI was established in October 2008 and has established Manufacturing Companies in Abu Dhabi within the Oil & Gas sector such as, Wireline, Well Testing, Process Equipment and Specialty Chemicals. The Company is also in Joint Venture with internationally reputable companies, having local facilities in Abu Dhabi, providing Repair, Maintenance, Inspection and Certification Services.
The Company’s objective is to diversify its range of Manufacturing Products and to establish more Joint Venture arrangements with internationally reputable companies. AMPI is involved in establishing manufacturing facilities of Oil & Gas related products, on the basis of joint ventures with internationally reputable companies or through licensing arrangements or acquisitions of manufacturing companies. Emirates National Chemicals Emirates National Chemicals Co LLC. (EMOCHEM) is a joint venture set up in 1987 by AlMansoori Specialized Services and NALCO Energy Services. EMOCHEM is an oilfield petrochemical manufacturer, distributing a vast range of products all over the UAE and Middle East. The selection of products (with the exception of Demulsifier) is usually conducted in their laboratory in Abu Dhabi, which is staffed by four full time chemists who can conduct corrosion screening using the latest electrochemical techniques, (including ER, LPR, AC impedance and electrochemical noise), kill tests, PMAC scale and compatibility testing, pour point, wax, Asphaltene dispersant and inhibition tests. Flowserve AlMansoori Services Flowserve AlMansoori Services Co. L.L.C. is a Joint Venture Company between USA origin Flowserve Corporation and Abu Dhabi based AlMansooriSpecialized Engineering (MSE). AlMansoori Specialized Engineering (MSE) provides the following services: Production Testing & EPF, Tubular & Rig Inspection, Drill Stem Testing, Directional Drilling, Slickline,& Completion, H2S &Safety Services, Logging & TCP. September / October 2016 | FranTechnovation 51
Flowserve Corporation is a worldwide supplier of advanced-technology fluid transfer and control equipment systems, and services. Operating worldwide, the company produces highly engineered Pumps and pumping equipment, water and oil filled Submersible Motors, precision Mechanical Seals, Seals Systems and accessories and specialty Valves and Valve Actuators and total AFTER SALES ASSISTANCE. Global Chemical Company Global Chemical Company LLC, a wholly owned subsidiary of AlMansoori Petroleum Industries, is established as a manufacturing facility in Abu Dhabi in Sept 2009. The Plant is manufacturing a Sodium Asphalt Sulfonate product, to be sold under the brand name of Global Chemical CLAY PRO, widely used in all the drilling requirements in the industry.
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Several other speciality chemicals are also manufactured and blended by Global Chemical Company, such as Defoamer and RTC Lubricant. The Company is in the process to also start manufacturing other speciality drilling chemicals, which will be continuously introduced in the market. The initial plant production capacity is about 22 Million Pounds per Year. The plant is fully automatic and computerized and all the chemical processes are controlled from the control room. Global Chemical Company in Abu Dhabi is producing products, vitally important to the drilling industry such as, Sulfonated Asphalt and other speciality chemicals, to the expanding drilling operations in the area.
Parchim Airport City And Business Park 54
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he development of technology has awakened the concepts of futuristic engineering. So has the new idea of airport cities also called ‘Aerotropolis’. As air transport for leisure trips, business travel and goods shipment increased rapidly over the past several decades, the emergence of airport cities has been hypothesised.Busy commercial airports may be emerging as central transport nodes in large metropolitan areas, much as ports and rail terminals were in the past, anchoring employment servicing passengers, facilitating frequent travellers and providing a spatial focus for unrelated firms. An analysis of small-area employment data for the areas surrounding 25 major US airports and the related central cities reveals the concentration of employment within 2.5 miles of these airports to be substantial— approximately half that within 2.5 miles of the central point of the corresponding CBDs—and growing. The analysis refocuses a question about the nature of spatial differentiation within metropolitan regions supporting multiple employment nodes.
Airport City Evolution
Airport city and aerotropolis development is gaining substantial traction, multiplying rapidly on a global scale.
Airport cities have developed along different paths. A portion of them were planned from the start. Most, however, evolved in a largely organic manner responding to : • Airport land availability • Improved surface transportation access • Growing air traveller consumer demands • Airport revenue needs • New business practices • Sitespecific commercial real estate opportunities
Regardless of process, airports continue to transform from primarily air transport infrastructure to multimodal, multifunctional enterprises generating considerable commercial development within and well beyond their boundaries. Today, virtually all of the commercial functions of a modern metropolitan centre are found on or near most major air gateways, fundamentally changing them from ‘city airports’ to ‘airport cities’.
The rise of the Aerotropolis
Airports have become not just 21st century business magnets, but also regional economic accelerators, catalysing and driving business development outward for many miles. As aviation-oriented businesses increasingly locate at major airports and along transportation corridors radiating from them, an aerotropolis emerges stretching up to 25km (nearly 20 miles) from some major airports. Analogous in shape to the traditional metropolis made up of a central city core and its rings of commuter-heavy suburbs, the aerotropolis consists of an airport-centred commercial core (airport city) and outlying corridors and clusters of aviation-linked businesses and associated residential development. September / October 2016 | FranTechnovation 55
The aerotropolis, in fact, is the concrete urban manifestation of the global meeting the local, with the airport serving as its physical interface.
flight training for airlines including Deutsche Lufthansa and Air Berlin, which manifests and reinforces its competence in training as well as business aircraft maintenance.
We have entered a new transitoriented development era where cities are being built around airports instead of the reverse.
Advanced expressway network, efficient railway system, increasing air routes, together with sea ports nearby, make Parchim International Airport a rising versatile logistics hub in north Germany.
In the process, the urban centre is being relocated in the form of globally significant airport cities and aerotropolises. Propitious opportunities await metropolitan regions (including their traditional central cities) that can marshal the vision, planning skills, and co-ordinated actions to capitalise on them.
Parchim International Airport City & Business Park
Parchim International Airport (PIA) was built back to the year 1934. Since 2007, the China based LinkGlobal Group made itself the new owner of the airport and the airport management company through an international privatization and bidding process initiated by local government. At present, Parchim International Airport becomes the most potential international airport for cargo and passengers. All types of commercial flights including A380 and AN124 can be served in this airport. Providing the airlines and its clients a tailored service is the target of the airport today. After arrival in Parchim International Airport, cargos can either be stored in its bonded warehouses, or transshipped directly to the rest of Europe. Parchim International Airport is especially an ideal transshipment point for cargos destined for north and east Europe. For years, Parchim International Airport assumes cargo/ passenger 56
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Parchim International Airport Advantages Geographic Advantages • The airport is location in the central area of Europe and a conjunction point of East and West Europe. • It is120km to Hamburg, 160km to Berlin and 75km to Rostock with A20 and A24 express way connected. • It is viable to the airport and sea port of Germany, Denmark and Poland. • Cargo can be transit to Scandinavia through rollingbarge from the nearby port in the near north of Baltic Sea. • Railway is running across the airport Bond Logistics Park. Cost Advantages • Low cost operation airport • Save flight time and cost for flying between China and Middle East Region • No queuing in the sky or at the taxi way • Saving fuel cost Service Advantages • Aircraft is allowed to land and departure 24 hours daily, 7 days a week and 365 days all year round. • No restriction to night flight operation • All types of aircraft including AN124 and A380 can be accommodated at this airport. • No restriction to traffic rights • Over-size cargo is operational at Apron area • On site service offered by Customs authority • Bond Business Park is attached to this airport
Parchim International Airport City Expansion Plan
Parchim International Airport is positioning itself as the international gateway for both Cargo and passengers transportation with a focus on airfreight development. The functions in the attached Customs Bond Zone support each other. The land for 850 hectors will be developed phase by phase under an integrated master plan.
with partner companies in Parchim International Airport. Railway will be extended to the airport bond ocean container terminal and the passenger terminal, schedule train from Parchim International Airport to Berlin and Hamburg will be operated every 30 minutes respectively, which will realize the connection of Berlin and Hamburg at Parchim.
According to the airport development plan, the airport will be upgrade to ICAO 4F class airport with parking slot which will be expanded to accommodate scores of wide body aircraft (B747F / AN124F / A380F) in the purpose to cope with the rapid growth demand. The runway and the taxiway will be extended accordingly. The total area of cargo terminal and courier center will reach 100,000m2 with supporting storage facilities of live animals(AVI), dangerous goods(DG), valuable goods(VAL) and perishables(PER) stock areas with variety of temperature control, which will satisfy the needs from airlines operators, logistics and freight forwarding companies, manufacturing enterprises and global trading companies by providing quality and optimized services. Parchim International Airport will be equipped with aircraft hangers for aircraft series B747 and B777, an aircraft conversion plant from B777 passenger aircraft to cargo aircraft will be established by joint venture
Airlines Operating in Parchim International Airport Parchim International Airport Business Park Parchim Bond Business Park, adjacent to Parchim International Airport, covering 100 hectares developed land and 230 hectares reserve land, consists of Bond Logistics Park, Bond Industrial Park, Bond Trading & Procurement Center, Asia Center and Business Cooperation Zone. The five major business parks form a complete industrial chain, supporting and supplementing each other. International market oriented, they provide an innovative bond business service model, which integrates science & research, education training, procurement, manufacture, processing, exhibition and sales, and provides them with logistics, finance and insurance support. September / October 2016 | FranTechnovation 57
The Bond Logistics Park, contracted by the world 2nd largest industrial real estate developer Goodman Group, has started its first stage planning and construction of 100,000 warehousing facilities, to welcome the first entering enterprises.
Preferred Industry for Parchim International Airport Business Park
By precise industry orientation, scientific programming, favorable incentive policies, perfect management, supportive services and graceful environment, Parchim Business Park is going to congregate projects, funds, talents and technology so as to achieve economies of scale and create a comparatively integrated industrial cluster, providing the best development opportunity and platform for stationed enterprises.
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The below industries have been targeted for the development of the Business Park • LogisticsIndustry • Renewable Energy and Resources (RER) • Medical Device and Material Industry • Food Processing • Light Textile Industry • Electronic Industry • Automotive Industry • Real Estate Development • Navigation Industry • Service Industry • Education & Training • Exhibition Industry
Develop a Seamless Cohesive and Sustainable Global Community 60
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he most uprising terms in the dialect of the global expansion and development is ‘Smart Cities’.A ‘smart city’ is an urban region that is highly advanced in terms of overall infrastructure, sustainable real estate, communications and market viability. It is a city where information technology is the principal infrastructure and the basis for providing essential services to residents. There are many technological platforms involved, including but not limited to automated sensor networks and data centres. In a smart city, economic development and activity is sustainable and rationally incremental by virtue of being based on success-oriented market drivers such as supply and demand. They benefit everybody, including citizens, businesses, the government and the environment. The concept of smart cities originated at the time when the entire world was facing one of the worst economic crises. In 2008, IBM began work on a ‘smarter cities’ concept as part of its Smarter Planet initiative. By the beginning of 2009, the concept had
captivated the imagination of various nations across the globe. Countries like South Korea, UAE and China began to invest heavily into their research and formation. Today, a number of excellent precedents exist that India can emulate, such as those in Vienna, Aarhus, Amsterdam, Cairo, Lyon, Málaga, Malta, the Songdo International Business District near Seoul, Verona etc.
The Smart solutions of a Smart City
In the approach of the Smart Cities Mission, the objective is to promote cities that provide core infrastructure and give a decent quality of life to its citizens, a clean and sustainable environment and application of ‘Smart’ Solutions.
CAEDZ: Invent and Implement Large Scale Sustainable Development Projects Design by Choice CAEDZ sets the standards, practices, and the principles in the development and deployment of sustainable economic
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infrastructures worldwide. Through the collaborative efforts of broad and diverse disciplines, CAEDZ develops a seamless, cohesive, and sustainable global community. A social and environmental blueprint that encompasses all of the key elements needed for successful quality and technologically advanced community that is appropriately and economically sensitive to the balance between environmental biodiversity and human needs. CAEDZ, LLC is a membership-based consortia of planners, architects, designers, engineers, economists, sociologists, educators, environmentalists, futurists, advocacy groups, technology vendors, developers, construction groups and product suppliers. The mission of CAEDZ, LLC is to design and build physical and social infrastructure accompanied by policy reform that promotes a transition to a more sustainable, prosperous and equitable international community. What does CAEDZ do? CAEDZ plans, designs, finances and manages large-scale regional eco-economics and infrastructure developments that require high technology and on-demand communications infrastructure, environmental and economic sustainability, social responsibility, and policy and economic reform.
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CAEDZ creates the market to change society to become more eco-sensitive, socially responsible, and neutrally sustainable by providing the market vehicle (Contracts on super large-scale projects) for our member and partner companies to adapt, change and benefit. CAEDZ gives its members the advantage of utilizing their existing products & services or making the necessary adjustment to their product so that it is within the realm of the CAEDZ mission: to change society to become more eco-sensitive, socially responsible, and neutrally sustainable. What does CAEDZ have to offer? CAEDZ provides the commercial vehicle and the tools necessary to afford the member and partner companies the opportunity to take advantage of CAEDZ mega projects and to jump on the bandwagon and reap the rewards of being affiliated, associated, or partnering in one of the many ways in their contracts. CAEDZ is building its membership and partner base to work on current and future projects. CAEDZ is currently developing strategies with other governments around the world to implement similar mega eco sustainable development project contracts.
CAEDZ Projects: Current and In-Development Projects Current Projects Following the commissioning of CAEDZ in August 4, 2006 to develop an economic plan based on implementing President Yudhoyono’s Vision for Change led to the development of Project Indonesia Initiative. An extensive research and study on the physical, social, and policy obstacles to implement master economic blueprint based on the Vision for Change to create equitable, prosperous and sustainable future, Indonesia must end practices that harm the ecosystem and produce minimal return for the nation by establishing a new economy based on clean and renewable resources and healthy environments. Project Indonesia Initiative Project Indonesia Initiative is a broad and comprehensive economic re-engineering development program that considers Indonesia’s economy, environment, people, policies, and infrastructure. The bedrock for the economic success of the Initiative is to deploy large-scale regional master planning and integrated solutions to the many facets and layers altered by human-induced global warming. Jakarta Waste to Energy & City Beautification The Jakarta project is of much significance politically as well as socially and environmentally. Jakarta is in a crisis situation: there is too much trash, not enough electricity, people are generally poor, and the city is congested and extremely polluted.
CAEDZ is in charge of bringing massive beneficial change to Jakarta: rubbish landfills will be converted into a usable gas which will be turned into electricity and hydrogen fuel; all public transportation and taxis will be converted to hydrogen fuel, creating a hydrogen fuel economy; high-quality low-cost ecologically friendly housing, to be designed considering the needs of local communities, will be built for people currently living in makeshift housing; and new parks, public spaces, and commercial infrastructures will be created. The Jakarta project is expected to create 3-5 Million jobs in Jakarta alone. Malaysia International Eco Health City The International Eco Health City, being built by CAEDZ on a 10,000-acre site, the economic re-engineering development that launched the development of the new city Nusajaya, in the State of Johore in Malaysia, adjacent to Singapore, is in direct response to Malaysia’s progressive integration into the rapidly developing world economy and its environmental concerns. This city will be the hub of medical services in the region. It will include several large hospital complexes, a medical university, medical research facilities, a biotech industrial park, four health resorts, and almost 10,000 homes. CAEDZ has the exclusive contract to design and build this city, and is seeking additional member and partner companies to join CAEDZ, as the opportunities for involvement in this project are great.
In Development Projects Blue Coral Maglev High Speed Train Consortium Blue Coral Magnetic Levitated High Speed Train (Bullet Train) System will earmark the first inter-continental bullet train system construction project in the Americas. Preliminary investigation has been completed and review on the approved right-of-way is being studied by the team. CAEDZ is a member of the September / October 2016 | FranTechnovation 63
design group. The project development consortium is made up of 40 major corporations and 26 city councils. The consortium is actively seeking for interested parties to join in the development, building and management of this project. Coral Clark International Airport Coral Clark International Airport will be the first “Airport Mall� to be constructed and operated in the United States. Currently under review, the proposed airport will have an expansion capacity to manage 60 million air travellers per year. This state-of-the-art airport will also serve as the United States West Coast regional main air cargo hub. Airport Mall is a self-sustaining commercial airport with all the amenities of an eco-teleport service infrastructure built and designed to support ecologically balanced and socially responsible revenue earning services.
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CAEDZ Design Group is reviewing the design of the original plans to adopt and improve the design into an airport mall complex. Media Park Media Park is a unique commercial real estate development on 6,000acres of land. It is being built for the entertainment and multimedia industry. Unlike Hollywood City, the property will provide state-of-the art service infrastructure built into the fabric of every commercial building, industrial complex, and residential home from the ground up. CAEDZ is a member of the design consortium. Altogether, there are more than 180 corporations and organizations registered in the project. These consortiums are actively seeking interested parties to join in the design, planning and building of this project.
Build a better societyInnovative and Sustainable Solutions for People & Communities
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he world is becoming a global hub of the similar problems faced, as much as the goals of development aligning on a similar wavelength. The inertia involved in the understanding of the needs and the wants of infrastructure and development is evolving beyond the robust technologies of projects in infrastructure development. The need for infrastructure development is the great global challenges of our time. There is an essential and growing demand for infrastructure to address critical global issues such as climate change, energy demands, water and food shortages, mass urbanisation and economic and social development. To satisfy this need effectively and deliver lasting economic and social development the world needs the collective leadership, experience and creativity of the infrastructure community. Around the world Investment in infrastructure has always played a leading role in economic development, from the roads and aqueducts of ancient Rome to the railway boom in Britain in the mid19th century. Basic infrastructure – roads, railways, airports, for energy generation and supply, water supply, sanitation, etc. underpins sustainable development and economic transformation of emerging economies.
Skanska: World’s leading Project Development and Construction Group Skanska is one of the world’s leading project development and construction groups, concentrated on selected home markets in the Nordic countries, other European countries and in North America. With a focus on sustainability, we offer competitive solutions – not least for the most complex assignments. The four major pillars of Skanska’s growth as a leading project development company are their Purpose, Values, Strategy and Sustainability.
Purpose
Skanska’s Purpose – to build for a better society – sets out the direction in which the Group is heading. The Purpose reflects the company’s role in society, a position that enables Skanska to create shareholder value. Skanska provides innovative and sustainable solutions to create a sustainable future for its people, customers and communities. This is reinforced by a continued commitment to Safety, Ethics, Green, Corporate Community Investment as well as Diversity and Inclusion. All topics relate to their core business and expertise, and have an impact on their surroundings.
Values
Values serve as a moral foundation for the company. Clearly articulated values are proactive and aspirational, and guard and continue to build Skanska’s culture – a culture that is vital to the Group’s continued success. Care for Life Skanska cares for life of people and the environment. They abide by the rules of safety, never to walk by if they notice unsafe actions. A constant supporter to health and well-being, they promote green solutions and conduct September / October 2016 | FranTechnovation 67
the operations in a green way. They understand that they are accountable to future generations. Act Ethically and Transparently Skanska does business with a high degree of integrity and transparency. They live by their Code of Conduct and never accept shortcuts. They make active efforts to foster a work environment where everyone can speak their mind. Be Better – Together Skanska always strives to be better in all they do. They are a learning organization and generously share their expertise. They take pride in quality and innovation. Skanska builds One Skanska teams together with customers, partners and communities. They leverage diversity to deliver the best solutions. It is their effort to foster an inclusive culture where they are open and fair, showing trust and respect for each other. Commit to Customers Skanska helpstheir customers to be successful in their business. They constantly strive to understand their needs and their customers’ needs. They are always available to help their customers turn their visions into reality.
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Strategy
Skanska works on well calculated, defined and articulated strategies that have enriched their success to a higher level. Their chief strategies • Controlled growth in Construction in our Home markets • Increase investments in Commercial Development, leverage Infrastructure Development business model and keep Residential Development stale in our Home Markets • Focus on developing people and foster high performing teams • Maintain a proactive approach and close collaboration resulting in longterm customer relationships • Improve our performance and achieve a higher level of operational stability • Continue to deliver on our Sustainability areas, Safety, Ethics, Green, Corporate Community Investment, and Diversity and Inclusion. • Increase collaboration, mobility and knowledge sharing within and between our units
Skanska Projects: For a Sustainable Future
Skanskaaim to develop and build for a sustainable future with the ultimate goal
of improving our society and people’s lives. Owing to this dedication, they are involved in some of the most interesting projects of today’s time. Below is a selection of some of their projects by category.
Skanska’s Promise of Sustainability: The Future for the Green Generation of Infrastructure
Through the many important projects Skanska undertakes and the innovative, sustainable solutions they use to deliver them, Skanska builds for a better society. Their values guide what they do and how they work, and this dual focus helps ensure a sustainable future for the people, customers and communities. They focus on the sustainability areas where they can make the most significant positive contributions: Safety, Ethics, Green, Corporate Community Investment, and Diversity and Inclusion. All of these areas relate to the core business and expertise, and are interconnected. Ultimately, their goal is to grow from being a leader in each area to being an industry leader and authority within
sustainability as a whole. Skanska’s sustainability leadership is also a business advantage, contributing to delivering profit and creating shareholder value. Safety Construction remains one of the most hazardous industries in Skanska’s home markets, so they focus on eliminating risks by thoroughly training their people, comprehensively planning the projects and operating according to their industryleading safety procedures and policies. Their culture of caring is also central to the goal of no one being injured on or around the workplaces. Ethics Skanska is committed to performing with a high degree of integrity and transparency. To do this, they have a comprehensive ethics and compliance program, a Code of Conduct that provides direction for theirbehavior, and they Act Ethically and Transparently value. Green Solutions Our long-time leadership with green provides them with the expertise needed to help and encourage customers to deliver demanding environmental
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ambitions. This enables them to be a better neighbour in the communities in which they work, and guides us in the efficient use of natural resources. Through our Journey to Deep Green™, Skanska goes beyond mere formal compliance. For every project, they set targets encompassing energy, carbon, water, material selection and waste in accordance with the Skanska Color Palette™, a strategic tool they developed to measure and guide the green activities. Skanska has even greater opportunities for green solutions with projects that they develop, design or are otherwise involved with in the early stages. Corporate Community Investment In the communities in which they develop and build, Skanska is dedicated to creating long-lasting value for local societies and our customers – positive legacies that go beyond concrete and steel. They do this through the structured Corporate Community Investment (CCI) framework, through which they provide their time, skills and gifts in kind for mutual benefit.
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With CCI, they concentrate on stimulating local economic development and supporting educational opportunities in our focus areas of Safety, Ethics, Green and Diversity and Inclusion. They also support technical education related to project development and construction. Diversity & Inclusion Skanskastrives to reflect society’s increasing diversity at all levels of the organization, and to have leaders who are excellent at fostering an inclusive culture that helps each person reach their full potential. Having a workforce with people of varied genders, ethnicities, ages and backgrounds coupled with an inclusive culture supports them to Be Better – Together value, and it enables us to deliver the best solutions to their customers. As part of their global diversity and inclusion strategy, each of their business units has an action plan for advancing with this priority in local markets, with designated advocates to drive the effort. Skanska views diversity and inclusion as integral to their continued success.
Green Houses Sustainable Housing 72
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ne of the biggest boon and curse of the great industrial revolutions is the evolution in housing. History states that with the industrial revolution, architecture experienced a huge shift in terms of the housing industry, where houses were built keeping in mind the growing population as well the costing for building these houses. These times have seen a shift from the houses being built secluded and individual on the land to buildings and apartments being built like boxes one on top of another.
This ennui of the shift, along with the tremendous progress in science has now opened a new filed of architecture, bringing an excellent culmination of technology and housing- largely referred to as sustainable housing. The percentage of homes being built in the U.S. with environmentally friendly features increased to 16% of singlefamily starts in 2010 from 2% in 2006, says McGraw-Hill Construction, a marketresearch firm in New York. “Fueling the trend, industry officials say, is a desire to save on utility bills. Indeed, in a recent survey, 93% of builders named increased energy and water efficiency as an important green practice—far more than cited any other benefit.” Green homes usually vary in a cost from 2% to 10% more compared to a conventional code built home, depending on the features included, although with time and cheaper efficient technology coming the market the cost difference is definitely shrinking. The key to keeping the cost differential to a minimum is planning – if you plan for the green features rather than incorporating as
you build, the actual cost differential can be negligible. Additionally, most buyers of green homes are finding the reduction in water and energy bills from green features such as Energy Star heating equipment/appliances, improved insulation, water efficient plumbing fixtures and draught tolerant landscaping renders roughly a 3-8 year payback on the green upgrades. One thing that has historically hampered sales of sustainably built homes is the lack of understanding of their virtues and the marketing of those virtues by the real estate community, the real estate appraisal community and mortgage lenders.
Intershelter- Save the Homeless one Dome at a time
The InterShelter™, is a patented revolutionary portable shelter. Our Intershelter domes have bridged the gap from tents and trailers to traditionally built framed houses. Made of a high-tech aerospace composite material, the Intershelter™ is built to sustain hurricane strength winds or earthquakes and insulated to stay warm in extreme arctic sub-zero degree weather or cool in hot desert climates, these portable dome structures can be
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assembled in just a few hours by three untrained people. The pieces can fit in the back of a pickup truck, single helicopter sling, or a bush cargo plane and can be set up on almost any terrain. These shelters are not only ideal for research needs, quarantine shelters, and emergency relief situations but will satisfy the needs of Homeland Security, the Military, Labour Housing, Homeless Communities and many more.
About Intershelter: The best solution for sustainable housing!
The Intershelter buildings perform as well in the deserts of Afghanistan as they do at a brand new eco-toursim resort at the South Pole or the mountain tops of Alaska. They are the next generation of military shelter, disaster relief housing, decontamination/ quarantine facilities, first responder HQs and MASH style triage pods, homeless communities, migrant worker housing, remote mountain top telecom shacks and international refugee housing. InterShelter has, for the first time, since The Romans, bridged the gap between tents and stick built houses/trailers. They are totally immune from any extreme weather conditions from -70 below zero to +120 above and can withstand Category 5 hurricane winds. They are the
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most energy efficient portable building on earth. They can be dis-assembled in a matter of minutes for re-deployment or storage for use over and over again. Our SolarDomes are totally sustainable, off the grid, and green with a near “Net Zero Carbon Footprint”, when powered by the sun/wind. InterShelter was recently named “Best Startup Company in America” by FOX News, Business Week Magazine and Yahoo Finance.
The Different Domes of Intershelter
Intershelter offers a variety of domes that serve the different purposes for a sustainable housing. The four major types of domes that Intershelter offers are: Recreational domes (Hunting Camps) Portable Domes offer several advantages to the hunter (‘s). It permits extended hunting trips with more time devoted to hunting and learning the area and carries very few scents that could detour game in the area. It allows the hunter to stay in or close to game country, where they can spend less time setting up a hunting camp and more time actually hunting in those sites. The Dome allows persons who enjoy the camping/hunting experience to expand the enjoyment of their hunting
experience and to share it with a few likeminded people (our domes can sleep up to 6 men comfortably). It allows the hunter to “get away from it all” and recreate his or her spirit in the atmosphere of enjoyment. Military Domes (Military Applications) As they risk their lives protecting us, let us continue to do our job of protecting them. Intershelter™ can provide our troops with bullet resistant shelters that can be assembled in less than a few hours by just two men. Bullet Resistant Domes- As an option, add composite armor to your Intershelter™ Dome. Composite laminate used for the Ballistic Dome Shelter (BDS) is configured in a multi-ply configuration that provides best properties when ballistically attacked. The bullets are embedded within the composite armor panels rather than
ricocheted (like steel or aluminumarmor would). The bullet-resistant composite armor is a fraction of the weight of steel armor for identical performance levels. Tests show that ballistic levels exceed level IIIA. Disaster Relief (Natural Disasters) In the wake of the Tsunami, Hurricanes Katrina and Rita, and the recent earthquake in Asia, millions of people have been left homeless. Built to sustain hurricane strength winds and large enough to house an entire family, the Intershelter™ Dome can provide warmth and security to those left out battling the elements. In just a few hours, these portable structures are erected and ready for use. Because of their aerodynamic design, with a little preparation these shelters are capable of withstanding any future hurricane or typhoon and can serve as emergency shelters or command centers during and after a storm or other disaster.
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Temporary Shelters (Community Shelter Programs) The combination of portability and quick assembly with the ability to create a commune of connecting shelters, makes InterShelter™ Domes ideal shelters for many situations. It is an endless cycle for many homeless. With no house or bath, they cannot get a job and with no job they cannot get a house. Finding affordable housing in the U.S. and many other countries has become more and more difficult. InterShelter™ offers an easy and affordable solution. Not only can one InterShelter™Dome house a five person family, it can also be assembled on almost any type of ground.
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Most Popular Applications of the Domes offered by Intershelter The most popular applications and uses of the variety of domes offered by Intershelter are: • Migrant worker housing • Polar domes • Military applications • Storm/Disaster Relief • Hunting Camps • Quarantine/Isolation Shelters • Homeless Communities • Student Housing • Personal Home • Field Offices or Command Centers • Concessionair • Agricultural Storage Units
Cured-In-Place Pipe (CIPP) The New age Technology for pipelining!
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he history of technology has shown multiple facets which have continued to evolve in a productive and efficient manner. From the initial and robust conventional methods to the non-conventional and strictly efficient manner, technology has now transcended into nanotechnology- with less weighing, smaller in size and more efficient hardware and technology available as a contemporary to the original technology. One of this newly evolved technology is the cured-in-place pipe (CIPP) is one of several trenchless rehabilitation methods used to repair existing pipelines. CIPP is a joint less, seamless, pipe-within-apipe with the capability to rehabilitate pipes ranging in diameter from 0.1–2.8 meter (4”–110”). As one of the most widely used rehabilitation methods CIPP has application in water, sewer, gas, and chemical pipelines. Cured in Place Pipe Lining Made in the USA by LightStream, LP is America’s premier UV cured in place pipe (CIPP) fiberglass liner system - StreamLiner UV™.Fiberglass (or fibreglass) is a type of fiber-reinforced plastic where the reinforcement fiber is specifically glass fiber. The glass fiber may be randomly arranged, flattened into a sheet (called a chopped strand mat), or woven into a fabric. The plastic matrix may be a thermosetting plastic – most often epoxy, polyester resin – or vinylester, or a thermoplastic. LightStream, LP brings to you Streamliner UV, a premier UV cured in place pipe. Made in the United States, StreamLiner UV™ was developed to bring the industry a cured in place pipe product that is strong, durable, cost competitive and environmentally friendly. Their CIPP liner, made from the highest quality materials, has become the leader in the U.S. marketplace for long-term solutions to aging industrial water and sewer pipelines. After StreamLiner UV™ is cured in place, it returns structural September / October 2016 | FranTechnovation 79
CIPP StreamLiner UV™ Installation
LightStream, LP’s fiberglass cured in place pipe lining system takes one third the set up time of felt CIPP and breaks down in minutes, not hours. The pipe lining and curing process begins with the pipeline bypassed and the upstream manhole plugged. The pipe is then cleaned and a robotic camera is run through the pipe taking video footage of the entire length noting any issues that may need to be addressed before the lining is installed. A rope is pulled into the pipe during the video process with the camera itself. After the pipe is prepped and videoed, a pre-liner and a second rope are pulled through.
integrity to the pipe, increases flow, eliminates joints and prevents infiltration and exfiltration for 50+ years. LightStream offers a superior fiberglass cured in place pipe lining, a compact, computerized UV curing system, training and support. Their CIPP liners and parts for our StreamLiner UV™ Light Train cured in place pipe system are all readily available; no long down times waiting for shipments from Europe.
The StreamLiner UV™ Light Train is then inserted through one end and pressure is restored. The Light Train camera is activated and the train is manually pulled through the liner in order to visually inspect it for any potential problems.
Streamliner UV possesses some of the finest and effective properties that makes it durable and widely accepted:
After the liner inspection is complete, the Light Train is once again pulled through the liner, this time via computer. The computer controls the speed, temperature and pressure of the process which are all carefully monitored via laptop computer during the curing of the pipe liner.
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When the CIPP process is complete, the ends of the liner are trimmed, a cutter is inserted and precision cuts are made at each lateral to restore service to the main. The StreamLiner UV™ Light Train system cures at speeds in the 4 to 8 foot per minute range. A length of 300 feet of 8 inch UV CIPP liner can be cured in 50 minutes.
Properties of Streamliner UV
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The cable on the winch at the downstream manhole is then attached to the rope and pulled back through the pipe. The StreamLiner UV™ is then attached to the winch cable and pulled through the pipe with the winch. Safety sleeves are placed on the liner at both ends to insure the end caps are secure. The end “gates” are then placed on each side of the liner in order to inflate it to 8psi.
Trenchless Strong Cures Fast More Reliable Earth Friendly Longer Lasting Easy to Install Cost Competitive
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LightStream, LP’s fiberglass cured in place lining system takes one third the set up time of felt CIPP and breaks down in minutes, not hours. It is the most efficient, high technology CIPP system available in the world.
Varied Products offered by LightStream, LP Pipe Lining - by LightStream, LPState of the Art Technology Pipe Lining There are several pipe lining products in the U.S. market from PVC to felt liner cured with steam or water. StreamLiner UV™ cured in place pipe liner exceeds the strength and curing speed of any of these competing products. With our UV curing process, StreamLiner UV™ technology goes far beyond other products in strength, reliability, speed of installation and environmental impact. Ultraviolet light curing technology has been around for decades. Ten years ago it was introduced into the German CIPP marketplace as an alternative to heat cured felt lining. Since that time it has grown to dominate the market, and felt lining has steadily lost favor. Since
fiberglass liner was introduced into the U.S. market, LightStream, LP’s pipe lining technology has been installed in more than 200,000 linear feet of sewer and storm drain pipe. This comes with the highest quality, is environmental friendly, has an impeccable speed and strength and is also versatile. Pipe Rehabilitation by LightStream, LP- StreamLiner UV™ Light Train - The perfect pipe rehabilitation solution The StreamLiner UV™ Light Train is the first all American made and engineered pipe rehabilitation technology, developed by LightStream, LP, for UV curing pipe lining. A leading California mechanical and electrical engineer built the system for pipe rehabilitation with speed, ease of use, reliability and economics in mind. The Light Train is a turnkey solution for cured in place pipe that fits into an enclosed trailer or truck for portablity and ease of use. While performing pipe rehabilitation, the CIPP unit is easily controlled wirelessly from a portable laptop which can be run from up to 60 feet away from the control unit.
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From the computer, monitoring and recording job data is easy. The StreamLiner UV™ Light Train comes standard with on-board video recording, curing reports and digital controls for real-time curing speeds, temperature and pressure. The Light Train can be used on 6 to 51 inch diameter pipe rehabilitation and comes with 750 feet of cable. The system was designed to meet the needs of even the most demanding customers. Software service is performed by our technicians remotely in real time to wherever the liner installation is taking place. Fiberglass Liner Surpasses Felt Liners LightStream, LP’s San Diego, California manufacturing plant supplies contractors throughout the U.S. and Canada with high quality fiberglass cured in place pipe lining. With computer controlled technology the fiberglass cured in place pipe liner is created with high standards and is well known for its speed of curing, ease of use, strength and versatility over standard felt liners.
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It is also earth friendly with no harmful curing by-products (styrene-laced water disposal is a concern with felt liners). StreamLiner UV™ by LightStream, LP is the perfect solution for cured in place pipe. StreamLinerUV™ HP High Pressure Liner LightStream’s materials research team has developed a new pipe lining product for use in high pressure lines. This patent pending design promises to bring more options to public and private sector entities for the repair of deteriorating pressure pipes. StreamLinerUV™HP combines high strength, high internal pressure and high chemical resistance to set a new standard for CIPP pressure liners. It is a ground-breaking Innovation for High Pressure with the internal pressure rating, unparalleled strength, unique design, and versatility.
Investment & Finance Technology
Access your Wallet anytime anywhere, with Just a Click !
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ith the world getting smaller and smarter, the new age technology has brought everything to your fingertips! It’s the era of mobility result from the ennui of the willingness to exert the physical ability of the human with the ultimate conundrum of the exertion of ability of the brains exploded in terms of technology. Atlantic eBanc Global Systems and its technical partner; eServGlobal, offers Mobile Money solutions which put feature-rich services at the fingertips of users worldwide- fostering the ‘swipe a card’ world into being!
About Atlantic eBanc Global Systems For more than 30 years, Atlantic eBanc Global Systems has been a source of innovation for telcos and financial institutions. Using carriergrade, next-generation technology, they align with the requirements of customers around the globe.
Together with MasterCard and BICS, they are a joint venture partner of the HomeSend global payment hub, enabling cross-border money transfer between mobile wallets, cards, bank accounts or cash outlets from anywhere in the world.
Mobile Payment Models
Mobile payment (also called mobile money, mobile money transfer, and mobile wallet) models are basically
based on the four primary models worldwide Premium SMS based transactional payments Direct Mobile Billing Mobile web payments (WAP) Contactless NFC (Near Field Communication) These models are designed and targeted on the trends that aregaining prominence in the mobile payment market: • The emergence of full financial mobility • Payments are becoming more invisible thanks to mobile • Couch commerce among developed market consumers • In-store payments beginning to gain traction in world’s most developed markets
The Solutions offered to Bridge the Telco and Financial worlds! Allowing operators and financial service providers to build offers which are optimised to their needs. The PayMobile platform is an end-toend Mobile Money solution offering a comprehensive suite of services in both an operator centric mode or integrated with the open financial ecosystem. Market leading solutions which enable both cross-border and domestic transfer between Mobile Money accounts, payment cards, bank
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accounts or cash outlets. Providing international money transfer through a native interface with the HomeSend remittance hub. PayMobile includes a full featured prepaid account recharge solution. Operators can centralise their recharge needs for both their electronic and physical scratch cards, from a single point, regardless of the network or distribution mode.
Atlantic eBanc Global Systems Services to bank on the opportunity! Recharge Atlantic eBanc Global Systems and its technical partners; eServGlobal’sPayMobile Platform, is a complete recharge solution to manage every aspect of a distribution and sales network, from profile definition to incentive management. PayMobile includes a full featured prepaid account recharge solution. Operators can centralize their recharge needs for both their electronic and physical scratch cards, from a single point, regardless of the network or distribution mode. Remittance Remittance is the act of sending money. It can either be domestic (within a country) or international (across national borders). Ongoing
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growth in migration has led to significant, continuous rise in the amount of money remitted each year. Mobile Money transfer represents an opportunity to facilitate remittance that benefits customers by providing a service that is safe, fast and costeffective. As well as Mobile Money service providers being able to create a new way to bring funds into mobile wallets, thereby stimulating service usage and generating revenue. Mobile Money As mobile phone markets worldwide reach a new age of maturity, operators and financial service providers need forward thinking solutions which exceed their subscribers’ expectations. The world of Mobile Money is rapidly evolving, building on successful services such as airtime top up, recharge, money transfer and bill payment to extend advanced Mobile Financial Services into any market. Promotions As Mobile Money is still a new financial solution in many markets, service providers must continuously search for the right tools to encourage subscription and increase usage. An emerging trend from innovative operators and financial service providers is to harness the potential
of user stimulation and promotions with services such as Mobile Money or recharge in order to ensure uptake of their services. A promotions campaign can be activated at different stages of the customer journey depending on the outcome that the service provider hopes to achieve. Liquidity Management System (LMS) Solving the liquidity management challenge, is one of the next big issues facing Mobile Money providers around the world. Even the most prominent in the Mobile Money market have not figured out solutions that will work across the country. The trade-off is to have customers return another day. It is not surprising, that the challenges are exacerbated in rural areas. Most retail agents complain of not being able to guarantee the completion of transactions on time, mainly because they are not rebalanced on time. This issue has persistently been a high barrier for subscriber adaptation for MFS as against physical cash; which continues to provide high value in terms of availability. The Atlantic eBanc Global System Services LMS allows transacting agents to have total control of the
rebalancing of their float. This solution gives them persistent access to E-money or E-Value at a click of a button, essentially, from their operational tools, hence reversing the trend. Transport Payment System (TPS) Across the digital ecosystem, ranging from mobile operators to new entrants and existing players in adjacent industries, increasingly recognize the need for collaborative innovation, rather than competition, for them to realize the full potential of mobile. With this emerging need, Atlantic eBanc Global System Services has built the Transport Payment System (TPS) to improve the collection of revenue for transport companies (owners) and also provide a simple payment solution for commuters, through the use of their mobile phones. The Responsibility Atlantic eBanc Global Systems Services is built on the foundations of its responsibility that it holds true and close to its motto and ethics. They place the utmost importance on acting with integrity in all areas of business, committed to being a respected and sustainable global company providing technologically advanced solutions to the world. Transparency and openness in all interactions, an appreciation for the September / October 2016 | FranTechnovation 87
potential of technology, creating opportunity and empowering people has been their continued commitment. Environmental Protection Policy Atlantic eBanc Global Systems is committed to being a respected and sustainable global company providing technologically advanced telecommunication solutions to the world. Anti-Corruption Policy Atlantic eBanc Global Systems does not tolerate bribery or corruption in any aspect of its business, in any country where it operates, from its employees or by its agents, consultants, vendors, business partners, or customers. Customers Atlantic eBanc Global Systems and its technical partner; eServGlobal, aim to provide solutions. The solutions can be rapidly developed and deployed
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to allow our customers to succeed in changing markets. This customerled approach to business enables to provide customers with the ability to quickly create and launch new services to lead and innovate in their markets. With more than 17 locations of global customer base, Atlantic eBanc Global Systems is one of the most geographically widespread mobile financial services offering company bridging the teleco and financial worlds over an expanse of global customer base! Partners Atlantic eBanc Global Systems and its technical partner; eServGlobal, has built an ecosystem of industry recognised partners having multiple collaborate with companies who share their vision of making financial inclusion mobile and are always interested in working with other market leaders.
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t’s the age of Global Desi! A world full of mobility and connectivity, the globe has shrink to the tip of the fingers and the people are connected to each other with every moment they are sharing on the wireless technology. A mobile network operator or MNO, also known as a wireless service provider, wireless carrier, cellular company, or mobile network carrier, is a provider of services wireless communications that owns or controls all the elements necessary to sell and deliver services to an end user
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including radio spectrum allocation, wireless network infrastructure, back haul infrastructure, billing, customer care, provisioning computer systems and marketing and repair organizations. With every country and region come their own service providers. As much as this can facilitate an ease of access and use at a regional or country level, on a global level these different carriers can cause problems for a customer who does not belong to just one country.
Every mobile network user now belongs to the global community of wireless technology and hence the incumbent need to evolve a cohesive and holistic system or platform which facilitates the ease of access of international prepaid and wireless transactions.
than 240 million annualized payment transactions.
Emida brings to your doorsteps a range of solutions that are all under one roof and at the ease of access.
many types of prepaid products and payment services. Our strategy is to build profitable, robust distribution networks for many prepaid products in targeted operating geographies, and to introduce unique cross border value products between regions.
Emida- Your One Stop Destination
Emida is a leader in the global prepayment and value transfer market, operating in 37 countries throughout North, Central and South America, the extended Caribbean, Africa, Oceania, the Middle East and Europe. They support a network of more than 54,000 retail points with an annualized dollar payment volume in excess of $1.5 billion, processing more
Our network technology enables the domestic and international distribution and value transfer of
Our payment processing platform provides robust revenue solutions for distributors, ISOs, retailers, carriers and service providers alike.
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• Global Prepaid Solutions A global relationship with the providers around the world which means more prepaid products to help grow your distribution portfolio and lock in customer loyalty. • Around The World Emida partners with leading carriers, service providers, ISOs, retailers and distributors in 37 countries to bring wireless prepaid solutions to consumers throughout the world. • Competitive Services & Products Emida continues to expand their offering with new products and services. Some of the world’s largest carriers and master agents have chosen Emida. • Offering Unique Value The strategy is to build profitable, robust distribution networks for many prepaid products in targeted operating geographies, and to introduce unique cross border value products between regions
The Striving Value Proposition of Emida
Emida endeavours to consistently bring to market innovative and industry-leading prepaid value transfer products and services that
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benefit our customers and end user consumers around the world. With the best-in-class professionals who are creative thinkers and who operate with integrity and a customer-focused mind-set Emida showcases ability to soundly develop technologies that are constantly improving the prepaid market landscape. An approach of working hand-in-hand with the customers and partners to bring to market digital payment technologies that change the way consumers live and work, and our world class customer service ensures that our customers are never alone in their efforts to build better and more profitable businesses.
The Products and Services of Emida Emida offers a wide selection of products and services as per the requirement of the customers and the vision and core values of Emida.
Debit Platform Emida’s Debit Platform is a central electronic portal (mobile phone, tablet, internet or laptop based) where users can access a variety of payment features and methods.
It is useful in any environment where cash management & collection is a problem or where virtual cash/benefits management improves the customer experience. Direct Top-Up Emida provides enabling technology and unique direct top-up solutions for carriers and MVNOs (Mobile Virtual Network Operator) through direct interfaces with carrier billing systems. Direct top-up is the most efficient way to top-up prepaid wireless services. You get 100% product availability, 24 hours a day, 7 days a week, 365 days a year. EnviaMex Enviamex is the easiest and cheapest way to buy articles from the best brands in the United States to deliver to anywhere in Mexico. Financial Services Emida offers prepaid financial services that build your portfolio of products and offer your customers convenient, safe and cost-effective financial solutions. These include the AT&T Post Paid and IPP Bill Payment. International Top-Up The top-up solution allows consumers in the U.S. to add minutes to mobile phones around the world in real-time. The sender only needs to know the number they are topping up. With competitive features like: • 64+ participating countries and 55 mobile operators • Competitive rates • Fixed and variable denominations based on product availability • Real-time – funds are immediately available • Cross border
QR Code Top Up QR Code Top-Up provides consumers with the ability to top-up quickly and anonymously.
QR Code Top-Up™ eliminates those unnecessary, inefficient and costly procedures for operators and MVNO’s, and replaces it the with an innovative product that promotes the image and loyalty of the company, and at the same time customers keep their mobile number anonymous to others. Emida also offers other products and services like: • Entertainment • Prepaid Long Distance • Prepaid Wireless • World Gift
A unique service offered by Emida is The BullGuard. BullGuard is an internet and mobile security brand providing award-winning antivirus, a premium 24/7 protection suite, and web-based identity and social media protection that works across all devices. They also provide customers with data backup for PCs and mobiles. The features are: • Mobile parental control • Anti-theft tools • Cloud back-up • Anti-virus smartphone applications • Compatible with Android, Blackberry, Windows Phone and • Symbian operating systems
The Emida Technology Emida network provides a POSA backbone throughout North America, Latin America, the extended Caribbean, Africa, Oceania and other regions of the world. The network allows carriers, service providers, distributors, ISOs, merchants and retailers to offer a wide range of prepaid products including wireless, long distance, bill payment, gaming cards, lottery, and a Debit Platform, all delivered over industry standard POS terminals, webbased applications and mobile devices. Their proprietary transaction processing network and state-of-theSeptember / October 2016 | FranTechnovation 93
art hardware and software receives message streams from point of sale terminals, partner POS and web interfaces, and processes the incoming requests by connecting with any necessary host or switch. Once the request is received by the Emida network, the appropriate response is delivered as an e-pin, activation reply, top-up confirmation, balance, etc. – all in real-time. The software supports transactions through a wide variety of POS devices including best of breed POS terminals, mobile phones via SMS, and PC/Web solutions. In addition, we provide a comprehensive set of web service application program interfaces (APIs) for host-to-host integrations. Regions & Partners Emida partners with leading carriers, service providers, financial institutions, distributors, ISOs, merchants, big box retailers and technology companies worldwide to bring prepaid solutions to consumers.
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The Emida network is installed in 37 countries around the world and facilitates over 180 million annualized transactions. Leader in cross border value transfer, which represents one of the most robust cross-border capabilities available on the market today. Partner Benefits • Proven, Reliable Private Label – your customers see you, not Emida • Real-Time Delivery – more services • Real-Time Reporting • Multiple Deployment Options • 24×7 Customer Support • Increased Revenue • Reduced Inventory Emida exists all around the globe in the following regions: US | Latin America | Extended Caribbean |Africa |Oceania |ROW |Mexico
Automatic Trading Systems - The Number One Sought After Tools For Online Investors In a Busy World. 96
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world of data and the growing rage of analysis of the dataBig Data and Analytics has become an integral part of every major firm decision making, decisions that are ground breaking and game changing, rules that are twisted and turned completely off the charts and new techniques achieved in terms of business input and output. One of the key sectors that is affected with this new methodology and technology is the Financial Services. Financial services are the economic services provided by the finance industry, which encompasses a broad range of businesses that manage money, including credit unions, banks, credit-card companies, insurance companies, accountancy companies, consumer-finance companies, stock brokerages, investment funds and some government-sponsored enterprises. A little digging into the history of this sector, the term “financial services� became more prevalent in the United States partly as a result of the Gramm-Leach-Bliley Act of the late 1990s, which enabled different types of companies operating in the U.S. financial services industry at that time to merge. With this new inclusion of finance becoming a necessary part of the economic and financial future of companies, financial software are introduced coagulating technology and finance into one software, offering varied features that seamlessly expedite the process of financial inclusion. Financial software or financial system software is special application software that records all the financial activity within a business organization. Basic features of this system not only includes all the modules of accounting software like accounts
payable, accounts receivable, ledger, reporting modules and payroll but also to explore alternative investment choices and calculate statistical relationships. Features of the system may vary depending on what type of business it is being used for. Primarily, the goal of the financial software is to record, categorize, analyse, compile, interpret and then present an accurate and updated financial dates for every transaction of the business.
The Key Features of the Financial Inclusion Software Pipeline tracking Pipeline tracking is one of the key features of an accounting system and software for asset management. This provides summarized information on all the details pertaining to the potential investments that are being monitored. The system and software will organize the pipeline and record the source, execution status, approval status, feasible investment capital and the targeted purchase price. Asset management Asset management is another important feature of a financial software. It uses the updated status of the investment to provide the necessary tools in creating every possible outcome, such as future payments that are distressed, conversions for debt to equity and maturity of loans. It also provides an efficient tracking of payment dates and rates. Fund management The next feature is fund management, which provides an accurate projection of all the investments as well as factors of the borrowing and operating cost of the fund in order to create a view of the cash levels in the future and investment returns. This system aids in the evaluation and structuring of any fund.
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Data warehousing Another feature of the financial software, is the data warehousing. This feature syncs the accounting system and retrieves investment transactions. It also uses a customizable category or name. This key feature allows an effortless re-categorization of the investments. The calculation of investment statistics will depend on the computation of the user at any given moment. Customized reports on the performance of the investment can be created using any of the calculations programmed in the database of the system. The market for data software and services providers is moving closer to a breaking point where banks will need to adopt, on larger scales and with greater confidence, solutions to manage internal operations and client-facing activities. This is not unlike the path we have seen cloud technologies take. 98
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Citidel Investment App
Discover the power of the investor platform with its advance KPI’s and market charting analytics. There are several uses of financial software in terms of evolving and enhancing the business. Hence with the goal to leverage these uses and culminate them into one master track software, Citidel has designed their customised Investment App that covers the nuances of the financial inclusion enhancing the investment options. Use in pipeline tracking Pipeline tracking has multiple benefits and one of them is that it provides a standard layout for possible deals. It also detects the deals that have been approved but are still awaiting execution. It provides an accurate comparison of the cost of investment with the expected returns. The system can easily provide a recycle plan for investment opportunities.
Use in fund management There are many benefits of the fund management feature of the financial software. Fund management can determine which specific investments are creating returns.
managers of portfolios have a better grasp on the performance level of the investment. It also provides accurate information on whether the prediction of the analysts was close to the actual performance of the investment.
It also pinpoints the availability or shortage of cash. It provides an evaluation of the leverage options as well as determines the effect on the returns. The system also creates a central and systematic modelling, management and analysis of the funds.
Citidel Investment App offers you some of the finest features that will make your life easier with well calculated and data driven financial decisions.
Use in asset management The benefits of asset management include the creation of a platform for maintaining the projection of cash flow on investments. Excel models also eliminate the possibility of manual errors. Asset management increases the scale and adds investments without the loss of analytic perspective. Through this software
84%+ Accuracy Guaranteed With a wide variety of indicators in the backend it provides optimized signals for investors don’t need to calculate anything but just follow. Over 2 decades in development Citidel has been refined for over two decades to meet the ongoing needs of top-notch financial institutions and active investors. This billionaire software offers an outstanding performance on every market. September / October 2016 | FranTechnovation 99
Statistics and Numbers that speak for the Citidel Investment App Join the Revolution of Financial Inclusion with the CItidel Investment App Some of the key notes from the recent research suggest: Financial information or the lack of it can impact the ability of a business to navigate: to make timely and effective decisions, optimize inefficient business processes, improve ROI and manage fraud and risk. Tough as these challenges are, the researchers concluded: it is especially difficult to overcome them when your legacy financial systems no longer meet your needs.
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The solution for this is using the Citidel Investment App. It is considerably more than softwarea business service, providing the software and managing it for the customer. The perks of using this software are quite handsomely appealing: data storage, database management, analysis of data, research and comprehensive findings, financial assistance basis of key recommendations and changing market scenario. Ann increasing demand of changing face of the financial inclusion software is now explored and capped in the market by the new CItidel Investment App.
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n the fall of 2008, there was a worldwide financial crisis whose effects continue to ripple through the banking sector and economies around the world. The most significant resulting impact on many companies, even eight years later, has been the lack of easy and available credit. Though this had started with the worse effects in the US, it has travelled across the globe affecting the different currencies where the incumbent with more and more companies and economies having rumbled under the effect of this crisis. The International Trade had severely plummeted due to this crisis only to see an uphill climb during the recent years. Trading globally today gives consumers and countries the opportunity to be exposed to new markets and products. Almost every kind of product can be found on the international market: food, clothes, spare parts, oil, jewellery, wine, stocks, currencies and water. Services are also traded: tourism, banking, consulting and transportation. A product that is sold to the global market is an export, and a product that is bought from the global market is an import. Imports and exports are accounted for in a country’s current account in the balance of payments.
Industrialization, advanced technology, including transportation, globalization, multinational corporations, and outsourcing are all having a major impact on the international trade system. Increasing international trade is crucial to the continuance of globalization. Without international trade, nations would be limited to the goods and services produced within their own borders. International trade is, in principle, not different from domestic trade as the motivation and the
behaviour of parties involved in a trade do not change fundamentally regardless of whether trade is across a border or not.
Foreign-Trade Zone Corporation: FTZ Consulting and Software The Foreign-Trade Zone Corporation is the only firm that limits its practice to FTZ consulting and foreign-trade zone software. The FTZ Corporation has operated Foreign-Trade Zones and provided FTZ consulting services for over 15 years, and is responsible for some of the most significant advancements in the Foreign-Trade Zone program, including “weekly entry for distribution firms”. As demand for the services offered by the FTZ Corporation grew, the need for a compliant Foreign-Trade Zone inventory control system became apparent. This need for an FTZ inventory control system that focused on ensuring compliance in a userfriendly manner led to the design and development of SmartZone Premier. The FTZ Corporation concentrated on utilizing the latest technological advancements to design and develop SmartZone Premier on the Intelligent Web Client platform. The compliance design, and operational flow design by true FTZ practitioners, combined with the state-of-the art IWC platform, makes SmartZone Premier the most advanced and feature rich FTZ inventory control software available. Today, the Foreign-Trade Zone Corporation is the only firm that can offer its clients a turnkey solution. The FTZ Corporation’s experience and success in FTZ Board applications, operations, and software make it the only consulting firm that provides every FTZ related solution necessary to operate and administer a successful Foreign-Trade Zone project. September / October 2016 | FranTechnovation 103
Foreign-Trade Zone Software Designed by True FTZ Practitioners and Utilizing the Intelligent Web Client (IWC)
SmartZone Premier the clear choice when choosing a Foreign-Trade Zone inventory control and record keeping system (ICRS) for your Foreign-Trade Zone or Subzone project.
SmartZone Premier FTZ Software SmartZone Premier is the most technologically advanced ForeignTrade Zone inventory control and record keeping software available. SmartZone Premier is a web based FTZ compliance solution built on the Intelligent Web Client (IWC).
First, SmartZone Premier, with its Intelligent Web Client (IWC) technology is the advanced FTZ application on the market today.
The IWC platform allows for considerably more flexibility in managing your Foreign-Trade Zone or Subzone. This added flexibility and additional features results in higher compliance with lower FTZ administration cost. The successful development of SmartZone Premier FTZ software is the result of the Foreign-Trade Zone Corporation’s highly qualified technical team working with the Foreign-Trade Zone Corporation’s senior consulting team to design, and develop FTZ software that has better compliance and better technology. The SmartZone Premier team also offers SmartZone Premier in a SaaS environment that is unmatched by other software. Their goal when designing a Software as a Service (SaaS) environment is to provide SmartZone Premier as a service, in an environment with 100% replication and redundancy of all data, applications, operating systems, and even every piece of hardware. SmartZone Premier FTZ Software Overview SmartZone Premier has many advantages that make it the clear choice to manage your ForeignTrade Zone project. However, two key advantages stand out to make 104
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Second, it is the only software product that had both its user flow and regulatory and compliance features designed, reviewed, and tested by experienced Foreign-Trade Zone Consultants that have not only operated zones and subzones on a day-to-day basis, but completed over 1,000 FTZ consulting projects. SmartZone Premier’s advanced technology offers a better user experience and more functionality. FTZ Compliance is ensured by the fact that SmartZone Premier’s user functionality and features are designed and overseen by true FTZ consultants and practitioners. This combination, along with the fact SmartZone Premier’s user interface flows in such a manner as to encourage compliance, offers ForeignTrade Zone and Subzone operators the rare combination of the best solution with the latest technology at the lowest implemented cost. The software was also designed to allow the easiest integration possible which increases the level of accuracy of data as well as significantly lower your overall implementation cost. In short, SmartZone Premier meets the regulatory requirements for Foreign-Trade Zone Inventory Control and Record Keeping System (ICRS) while making FTZ administration straightforward and uncomplicated.
Aetter Compliance and Approach towards Compliance by FTZ Software Better Compliance through Experience and Design SmartZone Premier was engineered and developed to offer the most technologically advanced platform and interface available in any FTZ software solution. Considerable time and expense was spent in order to offer the best user experience and ease of administration available. However, this technology and engineering was also chosen so that its unique benefits could be combined with the FTZ Corporation’s hands-on experience operating Foreign-Trade Zones and Subzones, along with its considerable consulting experience. The goal and the end result was to provide a software solution that offers better compliance at a lower implemented cost, while requiring less ongoing FTZ administration time and labour.
The SmartZone Premier Team’s Compliance Approach The SmartZone Premier team’s compliance approach is based on what Foreign-Trade Zone senior consultants have learned in their over 20 years of experience in Foreign-Trade Zone operations, consulting, and administration. Maintaining and ensuring ForeignTrade Zone compliance is in great part, like properly completing any job. It is the result of having access to the right information, training, and the right tools. The better and easier-touse the tools are, the better the end result. The most important tool in FTZ compliance is the Foreign-Trade Zone inventory control and record keeping system (ICRS).
The Intelligent Web Client (IWC) Offers a Better Web Client Solution SmartZone Premier is built on the Intelligent Web Client (IWC) platform. The graph below shows where September / October 2016 | FranTechnovation 105
the functionality of the IWC and traditional web client overlap, as well as the differences between the two platforms.
SmartZone Premier Application and Data High Availability Advantage Complete Hardware Redundancy All SmartZone Premier Hardware offers the maximum level of redundancy available. To ensure our clients have the highest level of “uptime� possible the SZP team has created a completely redundant environment.
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Automated Application and Database Replication and Failover SmartZone Premier SaaS offers a unique environment that offers you full data and uptime protection. If any component of the primary application server or the primary database server fails, an identical server is standing by so it can take over the process affected by the failed component or device. Automated Failover of all other hardware n addition to the application and database server/s, every SmartZone Premier hardware device in our SaaS environment has live replication and automated failover.
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he Financial inclusion and financial literacy have been important policy goals for the Finance Ministry of India quite some time. Over the past quarter century the microfinance movement has propelled a global expansion of formal and semiformal financial services for the world’s poor. Experts agree that the demands for the inclusion of formal finance is huge worldwide wiith an estimate ranging from half a billion people to 3 billion people being unbanked. Financial inclusion or inclusive financing is the delivery of financial services at affordable costs to sections of disadvantaged and low-income segments of society, in contrast to financial exclusion where those services are not available or affordable. The term “financial inclusion” has gained importance since the early 2000s, a result of findings about financial exclusion and its direct correlation to poverty. The United Nations defines the goals of financial inclusion as follows 108
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• Access at a reasonable cost for all households to a full range of financial services, including savings or deposit services, payment and transfer services, credit and insurance; • Sound and safe institutions governed by clear regulation and industry performance standards; • Financial and institutional sustainability, to ensure continuity and certainty of investment; and • Competition to ensure choice and affordability for clients.
The Challenges of Financial Inclusion While financial inclusion appears as a noble goal in itself, recent history shows that efforts to drive financial inclusion can be counterproductive unless handled well.
The subprime mortgage crisis in the US that wreaked havoc on the global financial system had its origins in the forced drive for inclusion. It led government-backed agencies to lend to customers with limited ability to repay.
India’s microfinance crisis is another such example. The fact that microfinance institutions (MFIs) operated in under-served areas led to regulatory forbearance in the initial years, leading to excessive lending before the eventual bust. Limited information on the size and nature of the global population using the financial services limits the policymakers’ abilities to identify what’s working and what’s not in terms of increasing financial access. It also limits the financial service providers’ ability to identify new markets and opportunities for new products. Financial inclusion can be a worthy goal only insofar as it helps reduce poverty levels sustainably. Given that the roots of poverty often lie outside the realm of finance, easing access to credit without addressing real economy constraints is unlikely to either boost growth or help fight poverty. Efforts to drive greater financial inclusion can, in fact, end up harming rather than benefiting those in whose name such efforts are launched: the poor and the vulnerable. OradianSolving the Challenges Facing Financial Inclusion Oradian offers solution to the challenges facing microfinance institutions around the globe. Their software is designed specifically for financial inclusion by experienced practitioners. By virtue of being a Software-as-a-Service (SaaS) provider, we are aligning our incentives with those of our customers, creating a win-win scenario. We put the “Service” in Software-as-a-Service.
The approach of this SaaS is designed keeping in mind three things: 1. INSTAFIN: A management information system for financial inclusion delivers the core banking needs to financial institutions worldwide. 2. ECOSYSTEM: A technology platform allows Oradian to grow and provide new functionality quickly and easily for our customers. 3. CAPACITY BUILDING: Our service to assist customers in the best uses of technology and guide them through the implementation process. Instafin Core Microfinance Systems Instafin is the world’s first true Core Microfinance System. Drawing on the deep understanding of the market and customers, Instafin combines key functionality (administration, security, accounting, loan portfolio management, & deposit tracking) with state-of-the-art features in a user-centric and powerful way. With Instafin as the keystone, the customers can begin to reap the full benefit of the Oradian experience and to grow their businesses. The Ecosystem Enabling More &Nurturing Simplicity Oradian are creating the ecosystem for financial inclusion. The philosophy is that technology should be a platform that nurtures both our customers as well as a vibrant 3rd Party marketplace of solution providers. The Oradian Ecosystem is designed to allow management to tailor the features available according to their specific requirements. The Oradian Ecosystem is how we will grow and change for the customers - now and into the future. Capacity Building Implementation and so much more At Oradian, they believe that September / October 2016 | FranTechnovation 109
technology is a means to an end but not the goal. They build solutions to problems, but often the customers need help defining which problems require attention. The team of operations and technology experts at Oradianworks with the customers to streamline their operations and define the best use of Oradian technology. Once selected, they steer the organisation through the implementation process, using time-tested training and change management processes.
Playfair Capital Playfair Capital is a technology venture capital firm founded in 2011 by Federico PirzioBiroli. “From our London headquarters, we invest in tenacious entrepreneurs building technology that generates a quantum leap in the way people live, work, and play for the better. Fundamentally, we want to invest in companies that matter. Partners
The Ventures of Oradian Financial Inclusion Technology Credo Ventures Credo is a venture capital company focused on early stage investments in Central and Eastern Europe. Credo’s mission is to identify and back the most interesting early stage companies in the region, support them in their growth plans, including expansion to the global market and help to achieve their objectives. Credo’s industry focus is IT, Internet & health. CRE Venture Capital CRE Venture Capital invests and partners with visionary entrepreneurs in technology-enabled startup companies in Sub-Saharan Africa. “We bring the full arsenal of our capital, global relationships, and experience to position the teams we work with for outsized success”. Day One Capital Day One Capital launched the first institutional Business Angel Fund to operate in Hungary in 2011. “What sets the cooperative and inclusive Day One community apart from other venture capitalists is our keen interest in working closely with our partner entrepreneurs from day one. We not only put our capital, but also our experience and networks to good use to help our entrepreneurs to take their companies off the ground”. 110
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Awards
Microcredit and Oradian Microcredit has been a huge success for a relatively narrow band of customers such as market vendors – borrowers with high-turnover businesses concentrated in highdensity geographies. Something like 200 to 300 million people enjoy these services worldwide. But – and here’s a controversial statement – the microcredit market as we know it today is saturated. The thing is, not everyone is a microentrepreneur with a high-turnover business living in a high-density area. And not everyone wants to be in debt all the time. However, everyone needs a range of financial services. This is why we need business model disruption, especially in Africa where many people are farmers and live in low-density locations. Here in the Oradian steps in to facilitate the financial inclusion and to predict for this micro-entrepreneurship disruption with the technology that brings across a seamless execution of financial inclusion goals.
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ccording to one of the most talked about article in The Wall Street Journal, growing global demand for lowcost, swift transactions—by cutting out banks—is one of the main forces driving interest in alternative currencies in recent years. Another, of course, is pure speculation. Cryptocurrency (or crypto currency) is a medium of exchange using cryptography to secure the transactions and to control the creation of additional units of the currency. Cryptocurrencies are a subset of alternative currencies, or specifically of digital currencies. Bitcoin became the first decentralized cryptocurrency in 2009. Since then, numerous cryptocurrencies have been created. These are frequently called altcoins, as a blend of bitcoin alternative. Cryptocurrencies use decentralized control as opposed to centralized electronic money/centralized banking systems. The decentralized control is related to the use of bitcoin’s block chain transaction database in the role of a distributed ledger.
An overview on Cryptocurrency
Decentralized cryptocurrency is produced by the entire cryptocurrency system collectively, at a rate which is defined when the system is created and which is publicly known. In centralized banking and economic
systems such as the Federal Reserve System, corporate boards or governments control the supply of currency by printing units of fiat money or demanding additions to digital banking ledgers. However, companies or governments cannot produce units of cryptocurrency and as such, have not so far provided backing for other firms, banks or corporate entities which hold asset value measured in a decentralized cryptocurrency. The security of cryptocurrency ledgers is based on the assumption that the majority of miners are honestly trying to maintain the ledger, having financial incentive to do so. Most cryptocurrencies are designed to gradually decrease production of currency, placing an ultimate cap on the total amount of currency that will ever be in circulation, mimicking precious metals. Compared with ordinary currencies held by financial institutions or kept as cash on hand, cryptocurrencies are less susceptible to seizure by law enforcement.
OneCoin- The Financial Revolution for Digital Currency OneCoin Provides Borderless, Accessible and Affordable Financial Services OneCoin is a digital currency, based on cryptography and created through a process called ‘mining’. Just like the
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serial number on a paper bill, each digital coin is unique. Unlike money issued by governments, there is a finite number of OneCoins, ensuring they cannot be affected by inflation and are impossible to counterfeit. Because cryptocurrencies are not tied to any particular country or central bank, the value of the coin depends on factors such as usability, demand and supply. When joining OneCoin, users become part of a global network of millions of OneCoin miners, who are able to choose among different ways to use their OneCoins. You can mine the coin and benefit from its value. You will also be able to make payments and transfer money to and from any part of the world. OneCoin’s new and unique block chain will set a new industry standard by storing KYC information, running every minute and is tailored to customer and merchant needs. With its finite number of 120 billion coins, OneCoin will be one of the biggest reserve currencies worldwide. The OneCoin Management Team is dedicated to driving positive change and offering safer, faster and inexpensive financial products and services to people worldwide. We carefully monitor the industry and comply with all regulations, thus fulfilling our commitment to shareholders for transparency, compliance and business excellence.
The Core Values of One Coin
Gold : OneCoin empowers millions of people by providing borderless, low-cost financial transactions and connecting them to the financial world. OneCoin has developed a loyal, global customer base of millions of people in over 195 countries and six continents.
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Transparent : They have an open and honest approach in the dealings. OneCoin will set a new industry standard by being the first cryptocurrency storing KYC documents in its new block chain. OneCoin wants to make cryptocurrency transparent, and part of our financial culture and everyday life. By working proactively with governments and policymakers, OneCoin will help the industry achieve better regulation. Vision : Their vision is to become the number one cryptocurrency in terms of market capitalization, usability and number of users. OneCoin aims to grant access to financial services to
everyone by providing educational tools and simplifying and demystifying cryptocurrency. A global company, OneCoin makes it possible for its millions of users to make easier and faster payments around the globe. Borderless : OneCoin provides quick, low-cost, borderless transactions and financial services to everyoneirrespective of wherever you are. Easy & Safe : OneCoin is the first cryptocurrency that is easy to mine, trade and use. No complicated hardware or advanced knowledge is needed. The centralized model protects its members’ safety and
ensures compliance on AML. OneCoin is the first cryptocurrency that audits its blockchain. Powerful Blockchain : All transactions and mined coins are recorded on the OneCoin blockchain. Tailored for future-proof mass transactions, the OneCoin blockchain is powerful enough to perform more transactions than global credit card providers. OneCoin uses one of the most advanced technologies and is able to process more transactions than any competitor. Our new blockchain will run every minute and is designed to accommodate merchant needs.
What is BlockChain?
The OneCoin Blockchain Consists of Every Transaction Ever Performed in OneCoin. OneCoin is the first cryptocurrency to store KYC documents on its blockchain. The blockchain is a digital technology that records and verifies transactions. The blockchain changes the way many industries operate, including the financial markets. It is a key tool behind innovations, especially cryptocurrencies in general, and OneCoin in particular. A secure tool that creates costefficient business networks, the blockchain’s ledger can track and trace anything of value.
OneCoin - More than Cryptocurrency- One Ecosystem
One Ecosystem : To fulfilthe commitment to the growing community mining and using the OneCoin cryptocurrency, they have started creating an ecosystem around the coin where the users will be able to choose from related and connected products in the areas of education, payments, exchange, business app solutions, trading and investing, entertainment and games, and more. September / October 2016 | FranTechnovation 115
One Academy : OneAcademy is an innovative e-learning platform covering a broad range of financial topics including trading, the stock exchange, cryptocurrency, financial analysis, asset management and more. One Life Network : OneLife Network is a network-marketing company with a strong mission to deliver engaging and life-changing products.
Coin Cloud : CoinCloud is a business app solution, developed for a wide range of devices providing a top security solution for storing sensitive data. One World Foundation : The OneWorld Foundation is committed to bringing positive changes to childrens’ lives.We believe that all children should have the chance to live up to their potential and develop their knowledge and skills.
One Pay : OnePay is a unique payment solution for easily accessing and CoinVegas : CoinVegas is the first transferring funds electronically and online cryptocurrency casino, offering accessible from any location in the world. 100% entertainment to those of you, who would like to use their OneCoins One Exchange : The OneExchange and enjoy a wide range of online has been launched in a basic version games, including those with multiple to introduce OneLife members to the players. basic transactions of buying and selling cryptocurrency. Legalities Revolving around One Forex : Based on an awardwinning platform, OneForex will be a unique marketplace for traders with all levels of experience. It provides retail investors with 24-hour access, five days a week to foreign exchange markets.
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Cryptocurrency
The legal status of cryptocurrencies varies substantially from country to country and is still undefined or changing in many of them.
While some countries have explicitly allowed their use and trade, others have banned or restricted it. Likewise, various government agencies, departments, and courts have classified bitcoins differently.
Selling Globally Made Easy Export Development Canada
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localisation is the term of the millennial! What was once a true privilege and luxury in terms of something that is processed, or available, or sold, in far off lands is now nothing but a click away for someone sitting in a tranquil corner of the woods in a complete different hemisphere. Open economies, transparent trading, and a localisation of the world market has made this world spinning right in the tracks of the international export and trading- making it a huge part of the economies across the globe.
Brief History of the Bloom of World Trade and Export
For much of the postwar era, world trade grew faster than world GDP. Between 1950 and 2007, the value of world goods exports increased an average of 11 percent per year, compared to average GDP growth of 3.6 percent (calculated at market exchange rates), according to data from the World Trade Organization (WTO).
The volume of world goods exports also increased more quickly than GDP, averaging 6 percent per year. Goods make up the majority of total world exports. Between 1960 and 2008, according to the World Bank, the world exports-toGDP ratio increased from 12 percent to 29 percent (see chart below). The World Bank’s measure includes both goods and services. Several factors contributed to rapid growth in trade. One was the world’s increasing openness to trade. There was a proliferation of new trade agreements during the 1990s, including the Uruguay round of negotiations under the General Agreement on Tariffs and Trade (the precursor to the WTO) and the North American Free Trade Agreement. By 2001 there were more than 200 regional trade agreements, although not all of them lasted. Another factor was the dissolution of the Soviet Union in 1991, which started a process of economic liberalization in Eastern European countries and allowed them to begin trading with the world. But perhaps the most crucial entrant into the global economy was China. Despite the Great Trade Collapse of 2008-2009 and sluggish trade growth thereafter, the many benefits of trade is what attracts the attention from economists and policymakers.
EDC- Export Development Canada
Export Development Canada provides Canadian exporters with trade financing, export credit insurance and bonding services, as well as foreign market expertise
The value of exports is highly sensitive to changes in prices and exchange rates, so economists also measure exports by volume to account for these changes.
EDC performs the pivotal role to help Canadian companies sell beyond Canada’s borders, including to the United States. They do this by providing insurance and financing solutions to companies with export contracts. They also September / October 2016 | FranTechnovation 119
provide guarantees to banks so they are encouraged to provide their exporting customers with access to more working capital.
Exporting resources
If you don’t currently have a contract to sell your goods or services internationally but are looking for information on how to start exporting, their resources are a great place to start. EDC provides a five step guide which helps you develop the strategy for the international trade to the execution of the trade and hence reaping the benefits of this economy cycle.
Build and Export Strategy
Developing an export strategy is a crucial step in building your business plan. Learn about competitive strategies and how to build an export and business plan.
Get Practical Tips
Aspects you need to consider when building your strategy • Distribution • Industry resources • Managing foreign exchange risk • Patents and copyright • Permits and regulations 120
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Find export opportunities
Now that your export strategy is coming together, you need to research export opportunities. You’ll also want to find the right markets for your products or services. Start by reviewing the markets where EDC has provided companies in that market with financing.
Access Support
You’ve got a plan and researched your potential markets thoroughly. Now you need a little support. EDC provides support with some of the below resources • • • •
Associations Export counselling Financing Government organizations
Get Insights and Keep Learning
Not only do you need an expert plan but also the latest export trends, including hot sectors and markets. EDC helps with some of these tools mentioned below • Country info • Data and statistics • Economic analysis • Export Business Map • Exporter FAQs • Market research • Topical business issues • Training and eLearning
Trade Finance Solutions for Canadian Business In today’s competitive global market, companies with international customers need to have readily available export financing to fill orders, open a foreign office or even provide financing options to customers outside Canada. EDC offers a variety of solutions, including bank guarantees and loans so that you have the financing you need to grow.
EDC Solutions- Solutions by the Need & Solutions by the Name
If you sell products or services outside of Canada or invest in foreign markets, EDC can help. EDC offers a range of finance, insurance and bonding solutions to Canadian exporters and investors doing business worldwide. Their Solutions are divided between the need of the hour and the name and traditional methods followed to accomplish a successful trade. Managing the Risks of International Trade Knowing how to manage risk is critical to building your business beyond Canada’s borders. While it’s difficult to predict if your foreign customer will pay or whether there will be political unrest in a particular country, our risk management products can make unpredictable situations easier to manage. Trade Credit Insurance – make sure you get paid! Contract Frustration Insurance protect a single contract against financial and political risks Political Risk Insurance – protect your assets and investments against uncontrollable political events.
They offer solutions for the following problems • Access to more working capital from your bank • Offer international customers financing • Financing to sell into markets outside Canada • Structured and project financing
Post Bonds and Guarantees – without tying up your working capital Posting bonds and letters of guarantee are a necessary part of exporting— buyers can demand bonds at almost any stage of the contract – and issuing bonds can be expensive and risky, since your financial institution will freeze your operating line or ask for collateral equivalent to the amount of the bond. With the protection offered by EDC bonding and guarantee solutions, your bank may choose to drop its collateral requirements, helping you free up muchneeded working capital. • Get bonds issued without tying up your cash – Account Performance Security Guarantee • Protect yourself against a wrongful call – Performance Security Insurance • Get surety bonds issued more easily – Surety Bond Insurance • Buy foreign exchange contracts without having to post collateral – Foreign Exchange Facility Guarantee
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and increase sales. In some markets, however, political upheaval can happen overnight, leaving you exposed to a broad range of risks that could threaten your international business. EDC’s Political Risk Insurance (PRI) provides flexible solutions that can protect your balance sheet from such unpredictable realities. Political Risk Insurance will • Safeguard the value of your overseas assets • Protect your access to your foreign held funds • Maximize the potential of your foreign investment knowing that you’re protected against uncontrollable political events
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• Protect your company against nonpayment or contract cancellation by a foreign government buyer • Increase your access to cash. Political Risk Insurance can make your foreign venture more attractive to your bank and potential shareholders • Cover you against risks that are not typically covered by property insurance
International Companies with EDC Financing Wi t h E DC ’s f in a n cin g in pla c e , t h e s e compa n ie s a re t a ki n g a close look a t pot e n t ia l C a n a dia n s u ppl ie r s w h e n bu yin g goods a n d s e r vice s in t e r n a t ion a l ly.
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he buzz in the world of finance, though it has always existed from time immemorial with peasants and merchants working towards managing their assets and wealth likewise. With the globalisation of the sphere, and the technology percolating in the financial systems and management and making its mark in the industry equally important to the money which is the heart of the industry, ‘Wealth Management’ has taken a whole new face and importance in the recent times. Wealth management is a high-level professional service that combines financial and investment advice, accounting and tax services, retirement planning and legal or estate planning for one set fee. The most important issues coming from three different directions – technology, government, and demographics. The first is the continuing rise of roboadvice in wealth management. Consumers who could not previously afford advice now have access to quality advice at a much lower price point while more affluent consumers, who already had advice, have started experimenting with this new advisory model and shifting some of their financial assets over. So what was a niche offering as recently as two or three years ago is now finding its way into the service lineups of the larger, traditional wealth and asset management firms. It is a prediction that within the coming years adjacent players like banks and insurance companies will begin to offer digital, automated, lowtouch advisory services of their own.
IPBS- International Private Banking Systems Powering Digital Wealth Management Solutions International Private Banking Systems (IPBS) is a specialist provider of private banking and wealth management software for the international financial services sector. International Private
Banking Systems is a fully integrated accounting and management information system that provides all of the front, middle and back office support services required by; international private banks, trust companies, mutual fund administrators, wealth management professionals and investment and asset managers. Focused Solutions for Wealth Management International Private Banking Systems (IPBS) is a broad spectrum solution provider of wealth management software for international financial services institutions. The fully integrated IPBS accounting and wealth management platform provides all of the Front-Middle and Back Office support services required by financial institutions: International Private Banks, Trust Companies, Investment and Asset Managers as well as Fund Administrators. They have always recognized that “one size does not fit everyone” and therefore they are always ready to develop bespoke features and add-ons that will allow the clients to stand out in a very crowded marketplace. Custom IPBS focuses on building relationships with the clients and developing enhancements that are intuitive to the needs of their particular financial institution. Mutual fund administrators and transfer agents, wealth advisors, trust and fiduciary administrators, investment and asset managers, as well as international private bankers, all rely on one or more of the many features of the International Private Banking System. Integrated IPBS is highly automated functionally and ensures maximum efficiency and cost effective operations by taking a single source transaction and automatically updating all relevant positions across the enterprise. Due to its modular structure, IPBS users need only license those modules required for their specific business model. September / October 2016 | FranTechnovation 125
Other features may be added later with no impact on the existing platform. Responsive With over 20 years as the leading wealth management software company in the western hemisphere, IPBS executes rapid implementation and in most cases full migration of legacy data. In response to local, regional and even global regulation, IPBS provides the most up-to-date system enhancements, which include the complex issues of Compliance for KYC and AML as well as FATCA.
IPBS Product OverviewIntegrated Modular Structure Banking Software
International Private Banking Systems provides an innovative way of solving the customer’s technology private banking and investment management challenges by providing a solution that can be configured with an existing infrastructure or function as an integrated package.Key features of the modular software model are: Flexible Managing the functionality and service demands of wealth management is pivotal for a successful organization. Their products incorporate straight through processing architecture to ensure ease of use; detailed performance information and increased visibility for accurate account management. Scalable Growing their private banking business 126
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and managing their current customers can be daunting when you are dealing with legacy or out-dated systems. Investing in the entire IPBS suite or selecting specific products enables their clients to meet existing demands and plan for future business requirements within their budget. Efficient IPBS is an established company with over 15 years’ experience servicing a highly specialized market. Due to its proprietary software’s flexible platform – development time and implementation is reduced significantly. In addition, they provide holistic advice to help trust companies enhance business efficiency, retain customers, reduce risk and gain a competitive edge.
IPBS Products
IPBS/Banking Designed around a multi-currency general ledger accounting system it provides complete integration of traditional sub ledger account management within the general ledger. Banking transactions are processed in real time and supply updated accounting records across the enterprise. IPBS/Business Manager IPBS/Business Manager supplies a multidimensional powerhouse platform that combines compliance management support related to KYC/AML in addition to documenting simple or complex structures for individuals, trusts, partnerships, foundations and any other type of legal
or legal-related entity. This product is your one source for managing complex portfolios including regulatory data for your clients and any parties associated with their account(s). IPBS/E-Banking The IPBS/E-Banking software product facilitates the continuous online requirements needed for high net worth clients. Investment and financial advisors also gain a more robust online view of an entity’s cash and investment asset positions. This flexible offering is ideal for managing affluent individuals from a cash and portfolio view. IPBS/Funds Designed specifically for corporate administrators and managers of mutual funds and unit trusts the IPBS/Funds product is a comprehensive accounting and management information system. The intuitive functionality makes this product the cornerstone of monitoring the accounting and asset management structure of a fund’s net asset value. IPBS/Investments IPBS/Investments was developed specifically to encompass a wide range of features that can be streamlined for portfolio management. This agile system caters to trade order administration allowing for importing documents, smart applications or orders through the IPBS/Etrading module.
IPBS/Pension IPBS/Pension Administration Services has been developed in response to our existing and prospective clients seeking integrated wealth management solutions that include client investments as well as participation in Pension Related products. The IPBS Pension Administration platform is structured similarly to IPBS/ Funds, in that the contributions, of say a group pension plan, are electronically imported to the defined investment plans according to the allocation strategy chosen each plan. IPBS/Report Scheduler IPBS/Report Scheduler is an IPBS software tool which may be used to schedule various system user reports, to be automatically generated, according to a defined scheduled date, using defined report required parameters. Such reports will be automatically generated and converted to .pdf format and may optionally be delivered to a hard copy printer, a fax server or sent out via the e-mail to the clients address. IPBS/Share Registry IPBS/Share Registry aggregates the management of registry accounting functions and corporate registry operations. Users of this system receive a host of versatile features that can be applied to banking, trust, or investment clients.
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IPBS/SWIFT Payments PBS/SWIFT interface is currently limited to the SWIFT MT103 Single Payment Transfer. Both Transfers, In and Out, can automatically and seamlessly feed into the Payment and Transfer component of the Banking module for approval and release into the back office accounting. IPBS/Trusts The IPBS/Trusts system delivers a simplistic way to control financial record keeping of a single entity or the entire record keeping function for all components in the trust structure. Working in concert with the IPBS/Business Manager this powerful tool enables financial institutions to provide detailed transaction replication from a 3rd party system or from internal operations. Some of the major Clients of IPBS
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• • • • • • • • • • • • • •
Ansbacher (Bahamas) Bermuda Commercial Bank Bourse Financial Butterfield Bank Bahamas Cainvest International Bank Commercial Trust Company Dartley Bank and Trust Genesis Fund Services Global Bank Corporation Guaranty Trust Bank Queensgate Bank Queensgate Trust RBC Capital Markets Royal Fidelity Merchant Bank & Trust • Turks & Caicos Banking
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he transcending pace at which the evolution of economies is blooming, the important branch of extending technology in the everyday life is incumbent. Finance and Investment, the two bilateral terms of every economy, expecting a sustainable growth of these have inadvertently become applied to the technologies adopted to make these simpler and more accessible. Finance can also be defined as the science of money management. Finance aims to price assets based on their risk level and their expected rate of return. Finance can be broken into three different sub-categories: public finance, corporate finance and personal finance. In finance, the expected future benefit from investment is called a return (to investment). The return may consist of capital gain and/or investment income,
including dividends, interest, rental income etc. The economic return to an investment is the appropriately discounted value of the future returns to the investment. Investment generally results in acquiring an asset, also called an investment. If the asset is available at a price worth investing, it is normally expected either to generate income, or to appreciate in value, so that it can be sold at a higher price (or both). Financial Services- the Uprising Industry with Inclusion and Benefits for one and all Financial Services entities income exceeds its expenditure can lend or invest the excess income to help that excess income produce more income in the future. Though on the other hand, an entity whose income is less than its expenditure can raise capital by borrowing or selling equity claims, decreasing its expenses,
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or increasing its income. The lender can find a borrower—a financial intermediary such as a bank—or buy notes or bonds (corporate bonds, government bonds, or mutual bonds) in the bond market. The lender receives interest, the borrower pays a higher interest than the lender receives, and the financial intermediary earns the difference for arranging the loan. Though the variety of markets available for these exchange of finances has only flourished over the years and the more the options the more the rising need for the knowledge of the varied market beneficiaries and the changing values of the currencies and the share value of the innumerable stock options running across the globe. The three major markets in question for their long legacy in the world of money and finance are
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Capital Market:A capital market is a financial market in which long-term debt or equity-backed securities are bought and sold. Capital markets are defined as markets in which money is provided for periods longer than a year. Capital markets channel the wealth of savers to those who can put it to longterm productive use, such as companies/ governments making long-term investments. Financial regulators, such as the UK’s Bank of England (BoE) or the U.S. Securities and Exchange Commission (SEC), oversee the capital markets in their jurisdictions to protect investors against fraud, among other duties. Modern capital markets are almost invariably hosted on computer-based electronic trading systems; most can be accessed only by entities within the financial sector or the treasury departments of governments and corporations, but some can be accessed directly by the public.
Equity Capital Market: An Equity Capital Market (ECM) is a market between “companies and financial institutions” that is aimed at earning money for the company. Examples of financial institutions involved include Goldman Sachs and Citigroup. The company gives information about their finances to the institution, and the institution helps the company increase their profits through “market transactions.” Institutions providing ECM services may be involved in initial public offerings (IPO),convertible bonds, and other services involving equity. They may also raise money for a company merge or acquisition of another company. There was a peak in the amount of profits generated through ECM in 2006-2007, but profits took a dive following those years. It has been reported that ECM profits are beginning to normalize.
Stock Market:A stock market, equity market or share market is the aggregation of buyers and sellers (a loose network of economic transactions, not a physical facility or discrete entity) of stocks (also called shares); these may include securities listed on a stock exchange as well as those only traded privately. A stock exchange is a place or organization by which stock traders (people and companies) can trade stocks. Companies may want to get their stock listed on a stock exchange. Other stocks may be traded “over the counter” (otc), that is, through a dealer. A large company will usually have its stock listed on many exchanges across the world. Exchanges may also cover other types of security such as fixed interest securities or interest derivatives. Social Finances: The new age approach of handling money, and indeed a smarter
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and more technologically driven way to imagine and execute the exchange of money across borders, resulting in saving on the excess taxes and duties regulated on such exchange of money in the orthodox fashion.
Social finance is often used to describe the lending and investment into companies who consider themselves social enterprises, charities, co-operatives, and other impact-focused organisations.
The missions that GLX perceives is to revolutionize the way each and every member of the world’s capital markets gets information, connects, communicates and shares. Our goal is to make the world’s capital markets more transparent, open and connected. The GLX Mantra is quite holistic of the different segments of the investment and finance industry, hence making it a one stop destination for all the information you need.
The term can include community investing, microfinance, social impact bonds, investing into sustainable businesses, and social enterprise lending. Outcome-based philanthropic grantmaking and program-related investments, sometimes referred to as venture philanthropy, also fall under the umbrella of social finance.
Markets -GLX bridges fragmented markets Communication - A social finance network Data -GLX aggregates disparate data Integrity -GLX allows users to control potential inaccuracies Transparency -GLX delivers a selfpoliced user regulated platform
Social finance is an approach to managing money which delivers a social dividend and an economic return.
These approaches to investment and funding share the twin focus of stimulating positive social and environmental returns for investors and the larger world. Some social investors try to effect environmental return, which is referred to as a regard for a triple bottom line. Similarly, it can be seen as 3D investing, which accounts for risk, return and impact for consideration by investors. GLX- The world’s first and only Global Listing Exchange Directory The Global Listing Exchange is the world’s only Capital Market Directory & Social Finance Network. GLX - Global Listing Exchange is building the world’s only Capital Market Directory and Social Finance Network at GLX.com.
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The destination is a global capital market news data portal and ground-breaking financial networking platform.
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GLX was started in New York City in April of 2015. Ronald P. Russo, Jr., Founder, Chairman & CEO, is assembling an incredible team with diverse backgrounds in investment banking, technology, media, and publishing. GLX is currently a privately held company. They are in the process of auditing our financial statements and expect to file a registration statement with the U.S. Securities and Exchange Commission (SEC) for a Reg A+ Crowdfunding offering in the second quarter of 2016. GLX will seek a public market listing shortly thereafter.
Agriculture Food Water Technology
Water, Power & Waste Management Global Sustainable Solution for Water & Toxic Waste Management & Power Generation
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or thousands of years the world’s inhabitants have waged war in an effort to control the destiny of the world resources. Though today we face a new enemy, an offspring of the fastest growing economies in the developing world. Pollution has taken over to create a new environmental and humanitarian crisis that the world has never seen, and that is unbecoming. With the industrialisation of the developing world, economies are devouring the planet’s resources at an unprecedented rate. Global governments have allowed industry to develop in a mostly unregulated fashion resulting in millions upon millions of people questioning their very survival as they are forced to struggle for lack of drinkable water and clean air. With dwindling water resources, growing population and water infrastructure development projects mounting into the hundreds of billions of dollars, it is not possible to overestimate the World’s population’s need for clean drinking water. Hundreds of millions of people now face a reality of catastrophic proportions. Dwindling aquifers, rampant pollution and natural resources mired by industrial, chemical and toxic contamination. Water borne disease and contamination are increasing at an alarming rate while access to uncontaminated drinking water is plummeting.
Entire cities and geographical regions face imminent disaster and the governments of the world must address that issue or face dire consequences.
The Dire Need of Waste Management Technology
Humans have created a planet wide crisis, suffocating ourselves with relentless pollution and unstoppable global climate change. This brings the world to the brim of an effective waste management technological advancement and ecological understanding of the need for waste management. Waste management is the handling of discarded materials. Recycling and composting, which transform waste into useful products, are forms of waste management. The management of waste also includes disposal, such as landfilling. Waste can be almost anything, including food, leaves, newspapers, bottles, construction debris, and chemicals from a factory, candy wrappers, disposable diapers, old cars, or radioactive materials. People have always produced waste, but as industry and technology have evolved and the human population has grown, waste management has become increasingly complex. A primary objective of waste management today is to protect the public and the environment from potentially harmful effects of waste. Some waste materials are normally safe, but can become hazardous if not managed properly. For example, 1 gal (3.75 l) of used motor oil can September / October 2016 | FranTechnovation 137
potentially contaminate one million gal (3,790,000 l) of drinking water. Langenburg Technologies has undertaken decades of Research and Development to prepare for this complex global undertaking. The LangenburgWater and Power Unit is capable of treating water on the municipal level while providing clean alternative energy as a byproduct. They are highly engrossed in the technology to convert waste stream to fuel, eliminating the waste stream entirely.
The Most Widely Used Waste Management Methods across the Globe Landfill: Most popularly used method of waste disposal used today,it focuses attention on burying the waste in the land. Incineration/Combustion: A type disposal method in which municipal solid wastes are burned at high temperatures so as to convert them into residue and gaseous products.
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Recovery and Recycling: Resource recovery is the process of taking useful discarded items for a specific next use. Recycling is the process of converting waste products into new products to prevent energy usage and consumption of fresh raw materials. Plasma gasification: During the treatment solid waste by plasma gasification, the waste’s molecular bonds are broken down as result of the intense heat in the vessels and the elemental components. Composting: An easy and natural bio-degradation process that takes organic wastes i.e. remains of plants and garden and kitchen waste and turns into nutrient rich food for your plants. Waste to Energy (Recover Energy): Converting of nonrecyclable waste items into useable heat, electricity, or fuel through a variety of processes.
The Langenburg Technologies for Waste Management & Power Generation Langenburg Research provides research and development of technologies that Langenburg Water and Langenburg Technologies rollout to their respective markets. Langenburg Research has provided and continues to provide applications around Water Purification, Plasma, Gasification and Alternative Energy.
The keys to success for Langenburg Technologies are our ability to provide • Ongoing solutions to solve the global water crises • An energy source that is clean and renewable • Clean highly purified drinking water to populations around the globe from any water source • A cost effective solution for removing pollutants and toxic elements to convert to renewable electrical energy The varied products offered by Langenburg Technologies in terms of the management of waste and the generation of power are
The Langenburg Technologies for Waste Management & Power Generation Langenburg Research provides research and development of technologies that Langenburg Water and Langenburg Technologies rollout to their respective markets.
Langenburg Research has provided and continues to provide applications around Water Purification, Plasma, Gasification and Alternative Energy. The keys to success for Langenburg Technologies are our ability to provide
• Ongoing solutions to solve the global water crises • An energy source that is clean and renewable • Clean highly purified drinking water to populations around the globe from any water source • A cost effective solution for removing pollutants and toxic elements to convert to renewable electrical energy The varied products offered by Langenburg Technologies in terms of the management of waste and the generation of power are Langenburg Water & Power Units Langenburg Technologies, LLC developed the Langenburg Water and Power Units that focus exclusively on water and waste conversion by utilizing proprietary technology that has been developed over the last 40 years. The municipal units convert water in any state by removing pollutants and toxins with the end result being highly purified, balanced drinking water. The pollutants and toxins are extracted and converted into renewable electrical energy that can be distributed and sold directly to the client or to the municipal power grid. Under this benefit the Unit provides a surplus revenue model that quickly offsets its cost and provides a strong revenue stream to the project participants.
Langenburg Plasma System
The Langenburg Plasma System was designed to process hazardous waste material. Our patented plasma system processes material through a dual plasma arc breaking the material into its elemental forms. The covalent bonds of the compounds within the field are broken at the molecular level leaving them as non-volatile elements. Our advanced monitoring systems permit observation of the contents within the plasma field allowing us to extract the elements held in September / October 2016 | FranTechnovation 139
suspension in their purest elemental form. The by-product of our plasma system is gasification, purification, and separation.
Langenburg Waste Water Treatment Plants
Langenburg wastewater treatment plants were engineered and designed as a comprehensive solution to wastewater and commercial waste disposal. These systems combine the technologies built into Langenburg Technologies Water & Power Units with our Langenburg Plasma System allowing us to destroy solid and industry waste while providing clean water, alternative energy and no adverse environmental impact.
Towards a Cleaner, Better, Resourcefully Enriched Futur The most impending need of the hour is to imbibe a ubiquitous approach towards the waste management techniques with the following objectives on hand in terms of the technology involved • Addressing polluted global water through the implementation water & power technology. • Creating highly purified drinking water for public consumption. • Generating electricity for municipal use as well as self-powered water plants. • Cleaning polluted water sources by removing all impurities. • Removing and converting pollutants and toxins from toxic water into usable industrial bi-products and fuel for clean power generation. • Returning planet earth to its original and most pristine state.
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Public attitudes also play a pivotal role in decisions about waste management. Virtually every proposed new landfill or waste-to-energy plant is opposed by people who live near the site. Public officials and planners refer to this reaction as NIMBY, which stands for “Not In My BackYard.” If an opposition group becomes vocal or powerful enough, a city or county council is not likely to approve a proposed waste-disposal project. The public also wields considerable influence with businesses. Recycling and waste prevention initiatives enjoy strong public support. With an amalgamated approach and a full support from the public, the government entities and the technological mega-powers, the ecological catastrophe of pollution and ineffective waste management can be handled well before the humans have to suffer in its aftermath.
WATER, POWER & WASTE MANAGEMENT Global Sustainability Solutions Water & Toxil Waste Management & Power Generation 142
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he metaphysical and practicalpracticalities for regenerative development and design as anindividual field within the ecological sustainability were laid in the 1990s. However, their origins derive from the scientific and technological advances dating back to the early half of the last century. On a larger level the practices which emerge from thisfield of work are in a stage of evolution and are expanding to cover agradually broad and sophisticated spectrum of sustainability concerns. Once these nuances are held together by a common philosophical core, they thrust to extend beyond the traditional aspects of design and technology,addressing the different nature of thinking and interactivity that is required to design and engage in a regenerative process. “Learning how to apply a regenerative approach begins not with a change of
techniques but rather with a change of mind—a new way of thinking about how to plan, design, construct, and operate the built environment.� Podnet has leveraged into this technological expansion and has an open source collaboration to develop sustainable closed automated SolaRoof Environment building applications, implemented through cooperatives & social enterprise businesses.
Regenerative Agriculture
One of the most thriving fields in terms of regenerative technology is Regenerative Agriculture. Regenerative agriculture is a sub-sector practice of organic farming designed to build soil health or to regenerate unhealthy soils. The practices associated with regenerative agriculture are in a general sense approached to in terms of organic farming, including maintaining a high percentage of organic matter in soils, minimum tillage, biodiversity, composting, mulching, crop rotation, cover crops, and green manures. September / October 2016 | FranTechnovation 143
Regenerative Agriculture varies from Organic Agriculture
Regenerative Agriculture has been seen asa long-term integrated approach that advocates the use of technology to build soil health, promote nutrient retention, and encourage pest and disease resistance. Major practices which are associated with regenerative farming are management practices associated with organic agriculture. In exercise, these practices can be applied in any type of horticulture and properly managed livestock with the most essential goal to build soil organic matter which benefits for plant health and farm sustainability. The end product of the technological advance is to produce healthy soil, healthy food, clean water and clean air using inexpensive inputs local to the farm. These practices result in minimizing biota disturbance and erosion losses while incorporating carbon rich amendments and retaining the biomass of roots and shoots.
What is the POD system?
Sustainable ecosystems for regenerative food, energy and water. Pod food farms and human habitats are delivered by pod enterprise network affiliates. 144
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The vertical farm is assembled modular multipurpose building kit aimed for local POD Fresh Food production. The PODnetSolaRoof kit is a high quality and low cost sustainability solution. The product is manufactured, sold and distributed by licensed PODworks enterprises that cooperate locally and globally with public and private partners, PODpioneers, PODnetCoMissioners and PODworksGlobal Cooperative Organization. PODnet offers a solution of different DIY POD systems basis of the need and requirement. • FamilyPOD : The FamilyPOD is a building kit that is aimed for production of POD Fresh Food for large families. • AgriPOD : The AgriPOD is prefabricated modular building kit that can we setup in 2-3 weeks. The building is aimed to be both human habitat and food production facility for communities. • CityPOD : The CityPOD is a building kit that is aimed for production of POD Fresh Food for larger communities.
The Regenerative Technology for POD farms
PPOD farms are built on the controlled SolaRoof environment, which is a closed atmosphere enriched with CO2 for optimized plant growth and water production. Plants within SolaRoof environment, withalgae use the Photosynthetic Active Radiation energy from sunlight to produce biomass from carbon dioxide, water and nutrients.
Solar thermal energy is captured and stored in the winter to provide warmth to the Liquid Bubble Insulation at night. Or, on a hot and sunny summer day the Liquid Cooling and Bubble Shading system delivers chilling energy to the building envelope for low cost climate control.
What does it do?
The carbohydrates are converted into bio-methane that is generated with a process of Anaerobic Digestion (AD) to fuel clean, zero carbon electric power generation. The effluent is a nutrient rich source of organic fertilizer for the growing of our food, feed, fiber and fuel crops.
TheSolaRoof Closed Ecological Environment is able to operate offgrid and it generates a surplus of energy for human habitats and growing operation that is powered on clean sustainable energy, from the biofuel from the AD and with oil from the Mass Algae Culture system that creates high value from both biomass and organic nutrients materials.
The water based soap solution is stored within tanks within SolaRoof environment and is circulated with pumps to flow in a thin film over the inner layer of the (double layered) building envelope and is collected back to these tanks that are coupled by heat exchangers to a Liquid Thermal Mass system.
The SolaRoof bubble insulation and shading technology has been tested and proven to work in virtually any climate. These SolaRoof bubble buildings can be made from scratch in a DIY style with recycled material, as well as from high quality modular DIY buildingkits can be bought from the POD Enterprise Network.
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SolaRoof is disruptive structural technology that has undergone research and developments for more than 30 years. First the technology was widely patented but in 2001 the patents where dedicated to Creative Commons licenses to ensure that all humans could access and apply the technology. The design of these POD farms are based on strong and light structures with high strength and transperancy cover under controlled solar environment. The dynamic liquid Insulation & shading facilitates for a closed atmosphere with CO2 enriched growth. They also have a Phyto Tech where the algae biomass is cultured for Bio Fuel. With the Open Eco Design - a collaboration to develop the ecological life support systems required for selfreliant homes and communities. With the closed atmosphere enriched with CO2 it facilitates optimized plant growth and oxygen production. Plants within SolaRoof atmosphere, with some bacteria and Protista’s use the energy from sunlight to produce glucose from carbon dioxide and water. The glucose is converted into pyruvate that releases adenosine triphosphate (ATP) by cellular respiration to form oxygen.
The Environmental Vision and Mission of POD farms
“Together we can build a world of abundance for all” PODnet is about developing and producing sustainable eco-building solutions and systems, products that are designed to secure clean food, energy and water for all human beings on planet Earth. They promote and lobby for developments of open sources creative commons
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practices to make regenerative solutions available for all people to make people and the planet sustainable. AgriPOD is a research and development platform that builds on the SolaRoof bubble building technology. The POD Enterprise Network is a Cooperative Organization that is emerging all around the globe through theirPODpioneers, PODworks social enterprises and other PODnet members that contribute and work towards the common goals of providing sustainable clean food, energy and water for all people and make the sustainable for future generations. The vision and mission is to create a channel for collaboration/cooperation which becomes a catalyst for mobilizing a local to global movement of social entrepreneurs that give and get support from the community.
Why Embrace Regenerative Design Technology for Sustainability
Ecological problems are in many ways design problems. In today’s continually expanding and ever flourishing world our cities, cars, houses, and technologies often do not fit in the biosphere. Ecological design requires the ability to comprehend patterns that connect, tolook beyond the boxes and see things in their larger context. PODnet offers you solutions for exploring and contributing to a healthy ecology with the optimum utilisation of resources.
The Premiere Online Livestock Platform
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he world is now a small place in terms of various business avenues. The conventional ideas and methodologies of business have been defined and redefined with the introduction of technology. The widespread expansion and acceptance of technology with the everyday nuances of business has created a global marketplace to explore and choose from a variety of options in terms of the buying and selling patterns. A thriving new avenue in terms of business is the most conventional yet entrepreneurially challenging and lucrative business of the trading of livestock. Livestock are domesticated animals raised in an agricultural setting to produce commodities such as food, fiber, and labour.Animal 148
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husbandry practices have varied widely across cultures and time periods. Originally, livestock were not confined by fences or enclosures, but these practices have largely shifted to intensive animal farming, sometimes referred to as “factory farming�. Every business has reached a point in terms of a requirement of marketing for the sales of their products. It is no surprise to hear that there is a thriving field of cattle marketing which allows to put livestock on the market place for marketing them and trading them for their due value. The challenge of late is trying to determine what environment one is operating in and what the targets are. Overall there remains an understandable degree of uncertainty
surrounding the market, especially after experiencing a historically large decline in prices recently. Profitability and success seem to boil down to four relatively well-defined categories – genetics, management, marketing and relationships.Market and/or economic signals are pretty clear cut for most traits and whether they are threshold traits or traits with diminishing levels of return, the optimum range is fairly well known by producers, given their environment and marketing strategies.
AgriClear empowers producers to market cattle on their own terms
Buying and selling cattle is becoming more complex all the time. AgriClear’s platform seamlessly addresses this complexity, while allowing for ease of use, improved efficiency and reduced costs. You can access markets anywhere and at anytime in the U.S. and Canada to find buyers for your cattle, or cattle that meets your specific requirements. Their main focus for the cattle marketing is based on the following goals to achieve globally for the livestock and cattle marketing Business Avenue: • expanded markets • market-based pricing • payment assurance • convenient means to deliver/ receive a differentiated product • cost effectiveness • efficiency
Members of the AgriClear Community have access to a vast network of livestock producers who are buying and selling cattle of all breeds, types, and value-added attributes.
Why choose Agri Clear for the Cattle Marketing?
AgriClear Brings Buyers and Sellers Together basis of the explicit offerings of the aspects of business involved in the trading of livestock with the ennui of marketing the cattle in terms of a profitable sale. The highlights of Agri Clear involve a range of offerings which target the specific requirements of the buying and selling of cattle. Expanded Markets As an AgriClear Seller, you can market your cattle throughout the U.S. and
Canada at the touch of a button. That means you have a larger number of prospective buyers waiting to receive your value-added cattle. As an AgriClear Buyer, you have a broad procurement network of U.S. and Canadian sellers who have cattle that match your precise specifications. You can customize your search based on cattle attributes, and the relationships you create on AgriClear will quickly become your preferred suppliers. Price Control AgriClear empowers buyers and sellers to securely negotiate price and receive payment assurance. Plus, AgriClear securely facilitates the offer/counteroffer process for ease of negotiating and information exchange. Low Cost A primary benefit of buying and selling through AgriClear, in addition to transactional certainty, is cost control. Transactional expenses are minimized. Sellers can receive counter-offers without having to physically move their cattle, saving transportation and handling costs, while reducing stress on their cattle. Convenience
AgriClear is the essence of convenience and freedom. With AgriClear’s advanced search capabilities, you can source cattle that meet your very specific requirements.AgriClear’s online platform (via desktop, laptop or smart mobile device) is simple to use, featuring the ability to: • Post listings to sell or buy cattle • Set your own price and selling conditions • Search by cattle attributes • Choose the best offer • Negotiate a mutually satisfactory price • Assure payment and delivery satisfaction
The Strength of TMX and NGX Support Transactional Security AgriClear offers buyers and sellers the highest level of security and assurance.This platform is unique because of its partnership with TMX Group and NGX, a wholly-owned subsidiary of TMX, bringing together a wide array of knowledge and expertise. TMX Group’s businesses
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operate cash and derivative markets, including Toronto Stock Exchange, TSX Venture Exchange, Montreal Exchange and NGX, provider of electronic trading, central counterparty clearing and data services to the North American natural gas and electricity markets. TMX also provides clearing facilities, data products and other services to the international financial community. Backed by the financial support and clearing expertise of these two entities, you are assured of receiving payment for delivered cattle and receiving cattle as negotiated. Buyers and sellers are rated by their counterparty after each transaction, ensuring the integrity for future members of the AgriClear community.
How does AgriClear work?
The AgriClear online platform is full of easy-to-use features and information. It provides finite details about the cattle you are looking to buy or the buyers you are looking to reach.Every aspect of the platform is designed to enhance your operation by delivering more information, customers and convenience at your fingertips, 24/7. It allows you to the following features in terms of the platform unique ennui: • Search by cattle attributes • Post listings to sell cattle • Post listings for the type of cattle you are looking to purchase • Negotiate a mutually satisfactory price • Arrange delivery details • Settle disputes for cattle that do not meet contract terms
With a simple registration process it allows you to browse through innumerable listings and cattle herd availability, to establish a profile for your business and where you operate from. You can then go ahead and create listings after providing your bank information. This is AgriClear’s “point of assurance” that guarantees all members of the AgriClear Community are legitimate buyers and sellers: it confirms a buyer’s ability to complete the transaction, and ensures sale proceeds are properly directed to the correct seller’s account. 150
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What are the offerings for the buyers? • Post listings based on the attributes you are looking for in cattle • Set your price and conditions • Search listings based on selected criteria such as breed, type, price, geographic locations and health protocols • Save searches so you can use them again and again • Receive notifications of new listings that match your saved searches • Purchase cattle • Payment held in trust until satisfied
What are the offerings for the sellers? • List your cattle by attributes • Create listings for a select buyer audience • Set your price and conditions • Review offers • Select best offer • Negotiate price and conditions • Assurance of payment
Buyers and sellers negotiate a variety of specifications, including: Price, Delivery, Shrink, Slide, number of head. All pricing negotiations are completed through the AgriClear platform. The additional features offered by AgriClear through a variety of features and options which allow you to market your cattle more efficiently and profitably: • 24/7 access from any office or smart mobile device • Personalized notification preferences • Saved searches • Calendar and reminders • Buyer and seller profiles and ratings • Your preferred AgriClear contacts/ customers • Dedicated support
SlingShot Water Technology By Dean Kamen
The Man Who Is Fixing the World, One Invention at a Time 152
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he most impending and unavoidable crisis of the world today is the Safe Water Crisis. About 71% of the Earth’s surface is water-covered, and the oceans hold about 96.5% of all Earth’s water. Yet we live today in an age and era of technological inventions and enhancements with a comparatively less advancement in terms of quenching the water crisis. The ennui of water scarcity affects every continent and around 2.8 billion people around the world at least one month out of every year. More than 1.2 billion people lack access to clean drinking water. Around one fifth of the world’s population currently live in regions affected by physical water scarcity, where there is inadequate water resources to meet a country’s or regional demand, including the water needed to fulfil the demand of ecosystems to function effectively. Economic water scarcity is caused by a lack of investment in infrastructure or technology to draw water from rivers, aquifers or other water sources, or insufficient human capacity to satisfy the demand for water. One quarter of the world’s population is affected by economic water scarcity. Though the physical water scarcity might not be in our hands, the proliferating opportunities of resolving the water crisis with the help of technology is the most urgent and demanding need of the millennia.
Facts about Water Crisis
The global nature of water crisis has been underlined in multiple literature and reports published worldwide. In south Asia there have been massive losses of groundwater, which has been pumped up with reckless lack of control over the past decade. About 600 million people live on the 2,000 sq. km area that extends from eastern Pakistan, across the hot dry plains of northern India and into Bangladesh, and the land is the most intensely irrigated in the world. Up to 75% of farmers rely on pumped groundwater to water their crops
and water use is intensifying – at the same time that satellite images shows supplies are shrinking alarmingly. Changing precipitation and melting snow and ice are already altering hydrological systems in many regions. Glaciers continue to shrink worldwide, affecting villages and towns downstream. The survey result infer that the fraction of global population experiencing water scarcity is destined to increase throughout the 21st century. Some of the highlighting facts of this Global Water Crisis are • More than 750 million people have no access to safe water for personal use • Every 20 seconds, a child dies from a water related disease • 30,000 people die every week from diseases caused by unsafe water and unhygienic living conditions • Women in water-stressed regions walk on average 3.5 miles every day to get water to their homes • A five-minute shower in America uses more water than the average person in a slum in a developing country uses throughout an entire day • 1 in 9 people do not have access to an improved water source • In developing countries, dirty water is a greater threat to human safety than violent conflict • Dripping faucets in developed countries lose more water than is available each day to more than 1 billion people • By 2025, close to 3 billion people will live in water scarce regions of the world • Water and sanitation are some of the most powerful preventive medicines available to governments to reduce infectious disease
Dean Kamen’s efforts to fix the world one invention at a time
SlingShot focuses on Segway inventor Dean Kamen, his fascinating life, and his work to solve the world’s water crisis. Iconoclast, Kamen, is a modern hero. His inventions, mostly medical devices, help people in need and ease suffering. Several documentaries have September / October 2016 | FranTechnovation 153
been produced about the world’s dire water challenges. SlingShot is a film about an indomitable man who just might have enough passion, will, and innovative thinking to create a solution for a crisis that affects billions. Fifty percent of all human illness is the result of water borne pathogens. Dean Kamen has invented an energy efficient vapour compression distiller that can turn any unfit source of water (seawater, poisoned well water, river sludge, etc.) into potable, safe water without any need for chemical additives or filters. Kamen has nicknamed his device the SlingShot as in the David and Goliath story. In Kamen’s imagining, undeveloped countries are filled with little Davids’, and just like the biblical slingshot and stone, the SlingShot device is the tiny piece of technology that is going to take down the gigantic Goliath of bad water. This indefatigable man just might have enough passion, will, and innovative thinking to create a solution for a crisis affecting billions. An eccentric genius with a provocative worldview, Kamen takes on grandchallenges one invention at a time, helping people in need. Half of all human illness comes from water-borne pathogens. Kamen’s SlingShot is an
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energy-efficient machine that turns any unfit water (seawater, poisoned wells, river sludge) into pure, safe water – no chemicals or filters needed. Recently, Kamen allied himself with Coca-Cola. SlingShot is both an inspirational character study and a look at the trajectory of Kamen’s vapour compression distiller from its earliest development through recent trials in rural Ghana and beyond.
About the SlingShot Technology
The SlingShot machine is capable of producing roughly 1000 litters (250 gallons) of pure, distilled water every day, using only the power of a hairdryer. It is the size of a small college dorm refrigerator. Once installed in a remote village, it can supply the daily water needs for up to 100 people, providing drinking, washing and cooking water. With this clean water supply, general health conditions will improve instantaneously. This technology that would transform the 97% of water that is undrinkable into water that can be used and consumed on the spot, readily and inexpensively. The device takes contaminated water and runs it through a vapour compression distiller
that produces clean water, producing 250 gallons daily (~946 litres), enough for 100 people. The test devices have been used with “anything that looks wet”, including polluted river water, saline ocean water and raw sewage. Kamen built two machines — a power generator that would output one kilowatt from “anything that burns”, and the water distiller, which uses the electricity. In 2005, the power generator was tested for six months in a village in Bangladesh and generated enough electricity to light 70 energyefficient light bulbs. The hand-made prototype cost US$100,000 each. The technical characteristics and goals of this machine are • Five years of operation without overhaul or maintenance • Use less than a kilowatt of power (lower than the power consumption of a microwave oven) • Generate 1000 litters of pure water/day, enough for 100 people for hygiene and cooking • Meets the U.S. pharmacopoeia standard for water for injections • Requires no pre-treatment, pipelines, engineers, consumables (osmosis membranes, charcoal, etc.), or installation permits
Partners
Blue Planet Network: Exponentially increase the impact of safe drinking water programs for people around the world. PackH20 – Help Carry Hope: A lifechanging alternative to buckets and jerry cans designed to carry water home — from a social innovation company. U.S. Water Alliance- Working to break down the “silos” and provide sectorwide leadership for building a national platform for holistic water policy. Clear Water Initiative: Run more than 40 programs in rural, hard-to-reach villages in Northern Uganda. The Fledgling Fund: A private foundation driven by the passionate belief that film can inspire a better world.
Make a Difference
Wastewater treatment is highly capital intensive, restricting access to this technology in some regions; furthermore the rapid increase in population of many countries makes this a race that is difficult to win. Reducing groundwater over drafting is usually politically unpopular, and can have major economic impacts on farmers. Moreover, this strategy necessarily reduces crop output, something the world can illafford given the current population. September / October 2016 | FranTechnovation 155
At more realistic levels, developing countries can strive to achieve primary wastewater treatment or secure septic systems, and carefully analyse wastewater outfall design to minimise impacts to drinking water and to ecosystems. Developed countries can not only share technology better, including cost-effective wastewater and water
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treatment systems but also in hydrological transport modelling. Imbibing and recreating these technologies worldwide with the common potential and view to curb the water crisis should be the next actionable step for this technology driven millennia!
Communication Technology
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oday’s smartphones offer a multitude of features for productivity, and are usually received on a welcome note in anyone’s pocket. Though the trend in the mobile technology world is to own an iPhone on contract or have an Android phone offered on contractthere is also a thriving market for prepay phones also termed as burner phones in the US. A prepay mobile phone (also commonly referred to as pay-as-you-go, pay-asyou-talk, pay and go, “’go-phone”’ or prepaid) is a mobile phone for which credit is purchased in advance of service use. The purchased credit is used to pay for mobile phone services at the point the service is accessed or consumed. If there is no available
credit, then access to the requested service is denied by the mobile phone network. Users are able to top up their credit at any time using a variety of payment mechanisms.
A Brief History of Pre Pay Mobile Phones
The history of the prepaid mobile phone begins in the 1990s, when larger markets were being sought after by the mobile phone operators. Before this date, all mobile phone services were offered on a post-paid basis, which excluded people with a poor credit rating. One of the first pre-paid cards was called “Mimo” and was launched by TMN, the mobile phone operator of
Portugal Telecom, in September 1995. [5] In 2006 Swisscom celebrated ten years with its product and service “NATEL(R) easy” which also holds a patent on the topic “Prepaid mobile subscriber identification card and method implemented thereby”.
Why use a Burner Phone?
There can be multiple reasons why the large customer base for the pre pay phones essentially choose to use a prepay phone instead of its alternative post-paid phones. Here are a few reasons laid out which entice an enormous customer strength: Emergencies This is the most obvious reason why people prefer keeping an old burner. Though it should be noted that the FCC (and many other similar national governing bodies) mandates that any cell phone must be able to call 911, even if that phone doesn’t subscribe to the carrier’s network. Which is why most people hold on to their outdated Android phones since 911 can be reached even with a deactivated device. 2. To Log Out Smartphones have not only taken over the world technology market, but they have also taken over our remote social and cultural lives. From the point one wakes up till the time the eyes drop dead tired, we are hooked to this smart phone technology and the brains have been so enslaved to clog any thinking beyond this hemisphere of virtual reality. So much so that people feel burned out with this high-tech oversharing and often feel an intense yearning to zone out. A burner phone is a fantastic way to accomplish this. It’s a means of letting go of the superfluous distractions of social media without forgoing the convenience of being reachable by phone or SMS if you really need to. You can add your most important
contacts to the phone or pledge to only use it only for emergencies. 3. Staying Private The pre pay phones have derived the term “burner” because they are essentially intended to be used for a short time and thrown away.Though an increasing number of customer for pre pay phone think otherwise. To them holding on these phones is worth the cost, since it allows a high privacy-conscious options which is exactly the peace of mind that is needed. There is no requirement to require a Google account, GPS tracking your location, or ads in every app logging your activities. 4. To communicate yet to not communicate The world of internet and sharing has evolved over the time where communication is Facebook Messenger, Twitter PMs and WhatsApp messages. Well, the burner phones give you little to no such options. Yet you can send SMS from your burner phone.With this facility you’re still able to communicate with your networks. This can be used for the sake of convenience, or to get an emergency alert online if your smartphone is dead.
Miami Burner Phones- the Phones universally known as ‘Burner Phones’ The Miami Burner Phones are the largest selling pre pay phones in the marketwith the technology and facilities offered to entice a customer strength of millions of users. If you wonder why do these Burner Phones have an unmasked and impenetrable market? There is a simple answer to it that the Miami Burner Phones provide: People are demanding Value, Quality, and Technology& Security available when and where they need it. We hear you! Burnerphone is a cellphone that September / October 2016 | FranTechnovation 159
you don’t have to take a loan out to pay for or sign a major commitment to get a discount. They design and build devices with complimenting services for you, the people.
They travel the globe seeking to ensure only the highest quality materials are used to meet our rigorous demands for hardware, applications, and services.
Passionate, loyal, purest, focus-driven, authentic, experienced, devoted, relentless, entrepreneurs and legends. They are universally known as Burnerphone.
Their build, design & engineering teams have put their countless years of experience to work for you with focus on quality, function, reliability and value.Burnerphone mission is simple: Give the customer the phone they need now, with quality, features and style that express your demand for a total package that’s loyal and authentic.
About the Miami Burner Phone- Mission and Quality THE BURNERPHONE MISSION To be the choice of the people in the unlocked, no contract, prepaid wireless, pay as you go mobile world we live in. Burnerphone designs, develops and markets globally the coolest range of mobile communication devices. With countless years’ experience in the mobile industry as well as the entertainment & distribution industries we deliver the innovative technology with quality all of us can count on. Burnerphone was founded on genuine purpose to serve the people with the products and services that fit their lifestyle. Burnerphones are designed in sunny Southern California by a Team of persistent creators that are collectively responsible for delivering more than 40 Million happy mobilized customers. Burnerphone is a brand of BBM Global Holdings, Limited. BURNERPHONE QUALITY STATEMENT Burnerphones are built for you. From initial concept to market launch, Miami Burner Phone have the best process in place to deliver the highest quality product at a price point that compliments your mobile phone experience.
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The products offered by Miami Burner Phones Smartphones A 4.4 KitKat Operating System compatible with GSM carriers including AT&T and T-Mobile with a dual-core processor of 1.0GB. A touchscreen, camera equipped burner phone that you can use on the go without the hassles of billing. Simple Phones Miami Burner Phones also has some simple phones without the multimedia options which they offer as a pre pay phone, especially for the customer who want to log out of the virtual world. Phablets Since the world is now evolving between phones and tablets- Miami Burner Phone has now come up with the Phablets for pre pay customers. Accessories Not only do they provide phones for the pre pay customers, they also provide the necessary accessories for the same.
Where do you buy the Burner Phones?
Miami Burner Phones have set up a very strong distribution channel and are available in all mediums including Retail Stores, Online Sales Platform and Authorised Resellers.
Non Conventional Energy Technology
IVANPAH
The World’s Largest Solar Thermal Farm
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he world is experiencing an environmental shift that has highlighted, pondered, discussed and talked about quite too often. Technology, on the other hand, is evolving rapidly with the changing requirements of the world and the ecology associated with the world. With the ennui of the unrestrained and excessive use of the conventional resources, the world is now left without a choice to explore options which imbibe renewable and nonconventional resources, especially for the ever growing and burgeoning energy requirements in the different fields of the everyday human life. To start over from the scratch seems quite a challenging and audacious advent to take up! However, it is the little steps of innovation and changes that are now gearing up momentum across the globe.
Why Renewable Energy?
Renewable energy is generally defined as energy that is collected from resources which are naturally replenished on a human timescale, such as sunlight, wind, rain, tides, waves, and geothermal heat. Renewable energy often provides
energy in four important areas: electricity generation, air and water heating/cooling, transportation, and rural (off-grid) energy services.
Some of the highlights of using renewable energy:
• Based on REN21’s 2016 report, renewables contributed 19.2% to humans’ global energy consumption and 23.7% to their generation of electricity in 2014 and 2015, respectively. • Renewable energy resources exist over wide geographical areas, in contrast to other energy sources, which are concentrated in a limited number of countries. • Worldwide investments in renewable technologies amounted to more than US$286 billion in 2015, with countries like China and the United States heavily investing in wind, hydro, solar and biofuels. • Globally, there are an estimated 7.7 million jobs associated with the renewable energy industries, with solar photovoltaics being the largest renewable employer. • Some places and at least two countries, Iceland and Norway generate all their electricity using renewable energy already, and many other countries have the set a goal to reach 100% renewable energy in the future.
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Solar Energy and Solar Power- The Power Resource of the Millennia! Solar energy is radiant light and heat from the Sun that is harnessed using a range of ever-evolving technologies such as solar heating, photovoltaics, solar thermal energy, solar architecture and artificial photosynthesis.
Whereas, solar power is the conversion of sunlight into electricity, either directly using photovoltaics (PV), or indirectly using concentrated solar power. Concentrated solar power systems (Unified Solar) use lenses or mirrors and tracking systems to focus a large area of sunlight into a small beam. Photovoltaics convert light into an electric current using the photovoltaic effect.
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Unlike fossil fuel based technologies, solar power does not lead to any harmful emissions during operation, but the production of the panels leads to some amount of pollution. Commercial concentrated solar power plants were first developed in the 1980s. The 392 MW IVANPAH installation is the largest concentrating solar power plant in the world, located in the Mojave Desert of California.
IVANPAH Solar Electric Generating System To Deliver on a Solar Promise! The IVANPAH Solar Electric Generating System is designed to do exactly that. IVANPAH utilizes proven solar thermal technology and a low environmental impact design to power California’s clean energy economy with costcompetitive and reliable solar power.
The IVANPAH Solar Electric Generating System is a concentrated solar thermal plant in the California Mojave Desert, with a gross capacity of 392 megawatts (MW). It deploys 173,500 heliostats, each with two mirrors, focusing solar energy on boilers located on three centralized solar power towers. Unit 1 of the project was connected to the grid in September 2013 in an initial sync testing. The facility formally opened on February 13, 2014, and it is currently the world’s largest solar thermal power station. Installed with a series of 170,000 mirrors the world’s largest solar power installation powers 140,000 California homes.
An Overview of the Project
• The IVANPAH Solar Power Installation is a 377 megawatt net solar complex using mirrors to focus the power of the sun on solar receivers atop power towers. • It consists of three solar thermal power plants on a 4,000 acres (1,600 ha) tract of public land near the Mojave Desert and the California. • The electricity generated by all three plants is enough to serve more than 140,000 homes in California during the peak hours of the day. • The complex will reduce carbon dioxide (CO2) emissions by more than 400,000 tons per year. • The facility is comprised of three separate plants built in phases between 2010 and 2013, and uses BrightSource Energy’s LPT solar thermal technology. The investments in the project were made by the three different entities that partner this global giant for solar power. The project was developed by BrightSource Energy and Bechtel. It cost $2.2 billion; the largest investor
in the project is NRG Energy, a power generating company based in Princeton, New Jersey, that has contributed $300 million. Google has contributed $168 million; the U.S. government provided a $1.6 billion loan guarantee, and the plant is built on public land.
The Technology Involved in the World’s Largest Solar Power Generating Installation The facility consists of fields of heliostat mirrors focusing sunlight on receivers located on centralized solar power towers. The receivers generate steam to drive specially adapted steam turbines. For the first plant, the largest ever fully solar-powered steam turbinegenerator set was ordered, using a 123 MW Siemens SST-900 singlecasing reheat turbine. Besides steamturbine generators Siemens supplied instrumentation and control systems. Final approval was gained in October 2010. On October 27, 2010, California Governor Arnold Schwarzenegger, Interior Secretary Ken Salazar, and other dignitaries gathered in the Mojave Desert to officially break ground on the project. The Ivanpah plants use BrightSource Energy’s “Luz Power Tower 550 technology” (LPT 550). The LPT 550 solar system produces electricity the same way as traditional power plants – by creating high temperature steam to turn a turbine. BrightSource uses thousands of mirrors called heliostats to reflect sunlight onto a receiver being developed by Riley Power Inc. filled with water that sits atop a tower. When the sunlight hits the receiver, the water inside is heated and creates high temperature steam. The steam is September / October 2016 | FranTechnovation 165
then piped to a conventional turbine, which generates electricity. Additionally, the power towers have ‘receiver units’ at their top on which the mirror fields focus their reflected light. During operation, these receiver units become extremely hot, such that they glow and appear brightly lit. Because they are high above the ground, these glowing receiver units will be a visible distraction to persons at many of the KOPs [Key Observation Points], including travellers utilizing I-15.
Reviews on the Massive Project Not everyone thinks the solar plant represents a brighter future. Environmentalists warn that the construction threatens the desert ecosystem, while the heated plumes of air from the towers could singe migrating birds.
But more than 75 percent of Californians say they support using desert lands for renewable energy production. And come next year, when Ivanpah flips the on switch, it will nearly double the amount of solar thermal energy produced in the United States.
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BrightSource estimated that the Ivanpah facility would involve some 1,000 jobs at the peak of construction, 86 permanent jobs, and total economic benefits of $3 billion.
Become a part of the Global Solar Power Generation
Different parts of the world experience different amounts of sunshine, depending on latitude and weather. Locations nearer the equator receive many more hours of sunshine than those further north or south, thus photovoltaic panels can be more economically desirable in some places more than others. Imbibing the mainstream Solar Thermal Power technology has inadvertently become the need of the hour and the smart choice for generating power in times of declining natural resources.
Logistics & Transportation Technology
Brookerware Transportation Management SystemA Simplified Freight Broker Solution
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he world of business has evolved over the past decades. With the globalisation having seeped into every businesses and the world has become an oyster for the business enthusiasts. Discussions about globalization involve the movement of three things: capital, people, and resources. As quoted in an article in The Economist, “‘Globalisation’ has become the buzzword of the last two decades. The sudden increase in the exchange of knowledge, trade and capital around the world, driven by technological innovation, from the internet to shipping containers, thrust the term into the limelight.” Driven by overwhelming market forces, globalization has forced countries and companies to become more efficient, creating the infrastructure and competitive advantage necessary to survive the early rounds of a clash that will undoubtedly go beyond the last bell. The lines are thinner now and the ropes are tighter, and hence the unavoidable indulgence of technology to enable the business smoothly. The major Supply Chain Industry systems today are focused towards the logistics and inventory management tools, like SAP. However, there is an equally dire need to
establish a seamless transportation management system, which manages the transportation involved in the business efficiently and effectively in terms of the time and money involved. A transportation management system (TMS) is a subset of supply chain management concerning transportation operations and may be part of an enterprise resource planning system. A TMS usually “sits” between an ERP or legacy order processing and warehouse/distribution module. A typical scenario would include both inbound (procurement) and outbound (shipping) orders to be evaluated by the TMS Planning Module offering the user various suggested routing solutions. The companies specialised in this field i.e. the freight companies have an upper hand when it comes to the TMS technology and management. Freight companies are companies that specialize in the moving (or “forwarding”) of freight, or cargo, from one place to another. These companies are divided into several variant sections. For example, international freight forwarders ship goods internationally from country to country, and domestic freight forwarders, ship goods within a single country.
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There are various methods of shipping goods; by air, road, sea, or rail. Some companies offer multi-modal solutions, this means that they offer more than one service, in many cases air and sea and in other cases air, sea, and road.
used to manage all shipping and transportation activity from one centralized location, with built-in support for many types of shipments, including Less-Than-Truckload (LTL) and Truckload (TL).
The most common multi-modal way of shipping is referred to as inter-modal meaning truck pickup to rail to truck delivery.
Investment in the freight broker software package will reward you with greater efficiency and profitability in the business.
3PL Systems Inc., has launched a new BrokerWare Transportation Management System.
The UniqueDesign and Delivery Goals of the 3PLBrokerWare TMS
BrokerWare Transportation Management System- A Simplified Freight Broker Solution
Online Sales Agent Tools BrokerWare™ provides online tools to remote sales agents for instant access to their shipment information.
BrokerWare™ is the world’s most advanced Transportation Management System. Compare rates on the best LTL Rating Engine in the Industry. 3PL Systems, Inc. is an innovative software company that provides BrokerWare©, a cutting-edge transportation management system (TMS) for freight brokers that want to take their businesses to the next level. The web-based software is 170
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Strategically Integrated They have integrated with leading industry partners to make your business more efficient. This includes QuickBooks, Load Boards, MacroPoint, PC Miler, and much more. User Group Meetings There is a constant feedback and understandingfrom the clients’ recommendations on enhancing the software by holding bimonthly User Group Meetings.
Web Services Rate, Dispatch, Track, and retrieve documents with accuracy in real time from carriers through web services.
Increase Efficiency Eliminate double entry with automatic synchronization to leading accounting apps such as QuickBooks and MAS 90.
Powerful & Easy to Use BrokerWare™ TMS is designed to operate the freight brokerage from A to Z with features such as Least Cost Routing, Sales Portal, Customer Portal, and a bi-directional accounting integration.
Carrier Selection With the help of the tool shorten carrier research times and prevent them from displaying to your business when they do not meet your carrier qualifications.
They have all the features and an amazing user friendly interface in the marketplace.
Features and Solutions offered by 3PL BrokerWare TMS BrokerWare is a web-based application that will increase the efficiency of your company. The software offers many features that allow your business to run more efficiently and effectively, helping your company to grow and become more profitable! Dispatch & Operations This feature allows the customers to book, track, & dispatch shipments, create quotes, and store notes & important documents related to each shipment. XML & SMC Rating With the least cost routing it allows you to optimize the least expensive and most reliable carrier for the given lane without having to check carrier websites or make calls to source rates. Customer Portal An amazing feature to provide your customers with a branded portal to track and rate shipments based upon tariffs that you have created. Sales Portal It allows the Sales Rep to create quotes, dispatch loads, & track shipments for their accounts. Your sales force can also access reports for tracking their shipments and commissions.
A Few Good tips for a Brilliant Transport Management System (TMS) Finding a good solution for Transportation Management Systems TMS can be a mind numbing experience. A few good tips to elevate your search for a good TMS can be very helpful: Dedicated Server vs. Cloud Server Dedicated or locally hosted servers require a larger investment in infrastructure for the purchase of the servers. You will also need to hire a technical contact to maintain the servers on a regular basis. Cloud based servers require a smaller investment since you don’t need to buy hardware. Economies of scale are also realized since companies that lease the servers are massive such as Amazon Web Services (AWS). LTL Rating Engine A rating engine enables your operations staff to make smarter business decisions when selecting LTL carriers. The rating engine will let you know the pricing for each carrier for that particular lane, the transit time, and the insurance. If transit time isn’t an issue and the freight isn’t high valued you may want to choose the cheapest carrier. Another thing to look out for is whether or not the rating engine in September / October 2016 | FranTechnovation 171
the TMS will rate off of rate tables via SMC3 and/or web-services/API. QuickBooks Integration Do you currently have to do a double entry into QuickBooks from your TMS or even worse from excel spreadsheets? Or do you have to export your accounting information out of your TMS to import it into QuickBooks? A TMS should have a sync setup so that the information in the TMS, and QuickBooks automatically syncs through a web connector. Electronic Dispatching Does your TMS offer electronic dispatching to interact with carriers websites via API? Electronic
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dispatching is a newer technology that more and more LTL carriers are adopting such as YRC and Conway Freight where the load is tendered via web services to the carriers website. In that case a pickup number is generated back into the TMS. Software Upgrades How often does the TMS provider offer software upgrades? Are the software upgrades included in your monthly subscription fees? How does the TMS provider assess what upgrades will be in the next update? Do they offer user group meetings to collect intelligence on what’s going on in the brokerage market?
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thriving and booming business in the world of global industrialisation and consumerism! E-commerce is the new key word for every business idea, with conventional and robust businesses switching to online platforms and enticing customer from various backgrounds all across the globe. Moreover, this online felicitation of buying and selling allows the customer to purchase products which are sold across the globe, without the physical limitation of geographies and distance. In definition, Electronic commerce, commonly written as e-commerce or eCommerce, is the trading or facilitation of trading in products or services using computer networks, such as the Internet or online social networks. Electronic commerce draws on technologies such as mobile commerce, electronic funds transfer, supply chain management, Internet marketing, online transaction processing, electronic data interchange (EDI), inventory management systems, and automated data collection systems. E-commerce businesses may employ some or all of the following: • Online shopping web sites for retail sales direct to consumers • Providing or participating in online marketplaces, which process third-party businessto-consumer or consumer-toconsumer sales • Business-to-business buying and selling • Business-to-business electronic data interchange • Business-to-business electronic data interchange • Engaging in pretail for launching new products and services
B2B Business and Marketing Business-to-business (B2B) refers to a situation where one business makes a commercial transaction with another. This typically occurs when
1. A business is sourcing materials for their production process (e.g. a food manufacturer purchasing salt). 2. A business needs the services of another for operational reasons (e.g. a food manufacturer employing an accountancy firm to audit their finances). 3. A business re-sells goods and services produced by others (e.g. a retailer buying the end product from the food manufacturer). B2B (business-to-business) marketing is marketing of products to businesses or other organizations for use in production of goods, for use in general business operations (such as office supplies), or for resale to other consumers, such as a wholesaler selling to a retailer.
B2C Business and Marketing “Business-to-Consumer,” usually abbreviated B2C, is associated to electronic business activities which focus on the retail transactions rather than activities conducted between two businesses, which means that it will focus on the business associated directly with the customer rather than other business units.
Business-to-customer marketing refers to the tactics and best practices used to promote products and services among consumers.B2C marketing differs from B2B marketing in a number of key ways, one being that it often depends on campaigns’ abilities to invoke emotional responses, rather than solely demonstrating value.
C2B Business and Marketing
Consumer-to-business (C2B) is a business model in which consumers (individuals) create value and businesses consume that value. For example, when a consumer writes reviews or when a consumer gives a useful idea for new product development then that consumer is creating value for the business if the business adopts the input. Excepted concepts are crowd sourcing and co-creation. September / October 2016 | FranTechnovation 175
C2B model, also called a reverse auction or demand collection model, enables buyers to name or demand their own price, which is often binding, for a specific good or service. The website collects the demand bids then offers the bids to participating sellers.
Based on this platform, the aim is to provide best purchasing experience to consumers from different areas. In addition, they also offer certain services, such as bonded product storage, consignment business and purchasing service.
Bonded Parchim- The Smart City with the Smart Business
The advantages of a Bonded Business Outlet There are four major advantages of Bonded Business Outlets which make these a very leveraging and wholesome opportunity to consider, especially in terms of planning the smart cities with viable and seamless business options facilitating quick income flow.
The flagship bonded outlet store in Frankfurt and the website www. pchmall.comare both part of the www. bonded-parchim.comonline platform, which was launched by the Chinabased Link Global Logistics Company. This Platform offers buyers and sellers a convenient way of trading high-end goods both on- and offline.
Link Global has more than 20 years of professional experience in international logistics, international trading and international finance, combining and integrating these expertise into a competent 4PL platform with modern digital technology, communication technology, E-commerce, innovative international trade mode. Link Global Logistics Group purchased 850 acres of bonded economic zone at the ParchimInternational Airport in 2007. The German Customs Department issued a special policy that authorized Link Global to establish a bonded logistics park in this area. In the Frankfurt Bonded Outlets Flagship Store and Parchim Bonded Outlets Online Shopping Mall, the cost of sales and logistics can be minimized by using professional global bonded logistics and inviting European brand manufacturers to join the bonded warehouse direct sales. 176
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1. Tax Free: Unique bonded warehouse direct sale allows the... seller to avoid paying the sales tax and the income tax buyer to avoid paying the VAT, saving around 7% compared with VAT refunds; 2. Direct Sales: All products originated from the original manufacturers; discount offers and trade prices are set by sellers and we guarantee the best prices; 3. Quality Guarantee: Authorization of brand manufacturers, providing international guarantee service, providing original copyright certificates of products; 4. Added Value: Limited edition and customized edition products of global brands have a great potential of acquiring added value over time. Link Global Logistics Group has established a firm global network with bonded areas in Malaysia, Korea, Japan, Singapore, America, Dubai and Hong Kong by collaborating with bonded areas in Shenyang, Beijing and Tianjing.
A Global and Holistic range of Commodities
The commodities offered by the online business portal varies in terms of the different fields and amenities, ranging across sectors and across locations. Some of their key offering sectors are: 1. Apparel 2. Construction & Real Estate 3. Energy 4. Farm Products 5. Furniture 6. Household Items 7. Industrial Products 8. Intangible Assets 9. Marine Fisheries 10. Tools 11. Transportation 12. Value Added Services
The Parchim online mall also caters to various brands and commodities that houses all the major retail brands under one roof! Execute Best Practices to Ensure Maximised e-Commerce Success As a matter of principle, individual online shops require their own unique optimisation measures. Nonetheless there are a number of recommendations that apply to all – some very basic, others much more complex. Make the first impression is worth the visit Investing in the Google search with a subsequent click on an Ad Words ad, Using URLs in which relevant keywords are included helps to make your product range more visible in search engines, execute organic SEM and SEO actions. These steps will enhance an excellent first impression that lasts a longer time on the customers mind.
Strengthen your customer’s trust Everything that enforces your shop’s authority and establishes trust among your customers should be accentuated and made easily available – from quality seals for certified dealers, to shipping terms and contact information. Ensuring a seamless flow of navigation on the website Visitors “scan” websites according to certain patterns, instead of reading them fully. If it is difficult for them to orientate themselves, they will leave the website very quickly. In order to avoid such inconvenience, you can place the most important shop functionality – your on-site search – prominently in the upper part of your site. A search box that is sufficiently large, that is not placed next to other input boxes and that stands out due to its colouring or contrast, is more obvious for shop visitors and will ensure the search is used. Facilitate the purchase decisions to be faster Purchase decisions can be accelerated when the search result ranking adapts automatically to the customer behaviour. If you have access to analytical data, then use these to identify current trends and to prioritise requested products. By offering your customers filtering features in order to refine their search results, their path to the right product is significantly shortened. Create the perfect e-commerce product data stream Valid, complete and consistently structured product data forms the basis for highly targeted on-sitesearch and for well-functioning filtering navigation.
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Recycle Technology
The future of waste management and recycling Autour Recycling Technology
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he paradigm of business across the world has seen a shift not only in terms of the technology for the production and manufacturing but also in terms of the waste management whilst and after the production or manufacturing of goods and products. Most businesses today have a tie up with some of the most technologically advanced and ecologically sound waste management tools and services offered by various such waste management units. Waste is not just a problem which needs regulation to ensure least harmful disposal. It is also a resource. Recognition of this was one of the most important changes in the waste laws set under the waste management techniques across the globe with the ennui of a healthier and non-conventional source of energy. This change has strongly advocated by many industries especially the paper and coarse reject industry, as the best practices in industry were not at all supported by the out-dated legal framework. Paper recycling is the most natural thing to do, and has gained much momentum in the recent years. With the continuously increasing recycling rate the fibre yield from recycling is bound to decline, producing continuously more reject. As prices of paper for recycling and cost of reject management are ever increasing, the move to seeing the value of reject is also economically important. Paper for recycling should be seen as a source of many valuable components that can be used for the production of additional high value products alongside with paper.
KipaşKağit has contacted Autour a year ago because of its beverage carton processing project. The beverage carton processing is comparable with the Coarse Rejects processing. The main difference is the way the contents are mixed in the input material.
Different types of Paper Waste involved in Paper Recycling There are three categories of paper that can be used as feedstocks for making recycled paper: 1. Mill broke 2. Pre-consumer waste 3. Post-consumer waste.
Mill broke is paper trimmings and other paper scrap from the manufacture of paper, and is recycled internally in a paper mill. Pre-consumer waste is material which left the paper mill but was discarded before it was ready for consumer use. Post-consumer waste is material discarded after consumer use, such as old corrugated containers (OCC), old magazines, and newspapers. Paper suitable for recycling is called “scrap paper”, often used to produce molded pulp packaging. The process of waste paper recycling involves mixing used paper with water and chemicals to break it down. It is then chopped up and heated, which breaks it down further into strands of cellulose, a type of organic plant material; this resulting mixture is called pulp, or slurry. It is strained through screens, which remove any glue or plastic that may still be in the mixture then cleaned, de-inked, bleached, and mixed with water. Then it can be made into new recycled paper.
KipaşKağit is a paper mill near Kahramanmaraş in Turkey and part of Kipaş Holding. KipaşKağit has an input capacity of 425.000 tonnes waste paper per year.
The Processing involved in the Recycle Technology
Waste paper is contaminated with all kind of content. To give an overview on the same here is a list of waste contents Input waste paper 100% 425.000 t/y Total rejects 15% 63.750 t/y Coarse rejects 9% 38.500 t/y
The technology is partly operational in the United Kingdom (UK) and partly specially developed for this project. There is a waste management company in the UK (Premier Waste, Birmingham) that recovers only paper fibres from Coarse rejects.
Coarse Rejects are mostly plastics and paper fibres but also other recyclables.
These fibres are sold to a paper mill and the remaining products are shipped
Autour has developed a processing line for fully recycling Coarse Rejects from KipaşKağit.
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as RDF (refuse derived fuel). The difference between the UK and Kipaş is the composition of the coarse rejects. The UK rejects contain a much higher paper fiber content almost >55%. The processing line is developed for a capacity of 110 tonnes per day (dm) Coarse Rejects. In cooperation with KipaşAutour also prepares the coarse rejects so they are optimal in size for processing. The first step is sorting to remove all metals. The next step is prewashing the input material so it is easier for the third step to remove all paper fibres. The remaining output is ready to transport to a mechanical dryer. In the mechanical dryer the water is removed and the dry output will be sorted on heavies and light material with a wind shifter. The heavies will be sorted at a handpicking line into HDPE, Wood and residue. The light output is sorted by Near Infrared Detection (NIR) into PET film and LDPE film. PET will be removed and transported to a baler to be sold as it is. The LDPE will be transported to the extruder where LDPE granulate will be produced. The LDPE contains a very low amount of PP which doesn’t have a negative effect on the quality of the granulate. Hence the end product that Autour will produce are the following products • Paper fibres 25.0 % • LDPE granulate 55.5 % • HDPE granulate 2.0 % • PET film 2.5 % • Ferro metal 1.5 % • Non Ferro metal 1.0 % • Wood 2.5 % • Residue 10.0 % (destiny to be determined, depending on composition)
The analysis of Risk involved in the waste management by Autour One of the major challenging questions while designing this process and making it happen is the risk involved when the used paper prices drop. Used paper and paper fibres are getting scarce and market prices are slowly going up. Because of the scarcity Kipaş needs all fibres which it can get. That is why Kipaş pays the maximum used paper price for the paper fibres plus a bonus of 10 euro per ton. 182
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Another challenge that Autour can pose in the coming times is the amount of coarse rejects go down as well. All statistics show a growing paper industry in Turkey. Mainly in packaging paper and paper board. This is the market Kipaş is specialized in and their plans are to establish a new paper mill within 3 years. In terms of the compositions of the rejects involved in the process, there is a risk of the plastic content drops to a lower level. When the contamination of used paper/cardboard drops to a lower plastic content then the total amount of Coarse Rejects drops down. That could have an effect on the capacity of the processing line. If that happens we have the opportunity to buy Coarse Rejects from KMK paper. KMK is another paper mill in Kahramanmaraş. KMK also produces paper from used paper and has also the same Coarse Rejects as Kipaş.
Imbibing the Rationale behind the Recycling Industrialized paper making has an effect on the environment both upstream (where raw materials are acquired and processed) and downstream (waste-disposal impacts). Energy consumption is reduced by recycling, although there is debate concerning the actual energy savings realized. Some calculations show that recycling one ton of newspaper saves about 4,000 kWh (14 GJ) of electricity, although this may be too high. This is enough electricity to power a 3-bedroom European house for an entire year, or enough energy to heat and air-condition the average North American home for almost six months. Paper production accounts for about 35% of felled trees, and represents 1.2% of the world’s total economic output. Recycling one ton of newsprint saves about 1 ton of wood while recycling 1 ton of printing or copier paper saves slightly more than 2 tons of wood. Hence the need of the hour is to imbibe these technologies to conserve energy and resources while making the environment ecological and healthy and the products reusable.
A novel approach for processing Organic Waste into New Food
F
ertilizer, natural or artificial, is the substance containing the chemical elements that improve growth and productiveness of plants. Fertilizers enhance the natural fertility of the soil or replace the chemical elements taken from the soil by previous crops. Fertilizers enhance the growth of plants. This goal is met in two ways, the traditional one being additives that provide nutrients. The second mode by some fertilizers act is to enhance the effectiveness of the soil by modifying its water retention and aeration. The composition index of these fertilizer typically are made up of the following nutrients: Macro Nutrients : Nitrogen (N): leaf growth; Phosphorus (P): Development of roots, flowers, seeds, fruit;Potassium (K): Strong stem growth, movement of water in plants, promotion of flowering and fruiting
Secondary Macro Nutrients : calcium (Ca), magnesium (Mg), and sulphur (S) Micro Nutrients : copper (Cu), iron (Fe), manganese (Mn), molybdenum (Mo), zinc (Zn), boron (B), and of occasional significance there are silicon (Si), cobalt (Co), and vanadium (V) plus rare mineral catalysts. With the increasing hazardous effects of the artificial fertilizers globally, there has been an increase in the use of organic fertilizers termed as compost in the local agricultural dialect. Compost is organic matter that has been decomposed and recycled as a fertilizer and soil amendment. Compost is a key ingredient in organic farming.At the simplest level, the process of composting simply requires making a heap of wetted organic matter known as green waste (leaves, food waste) and waiting for the materials to break down into humus after a period of weeks or months.
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In a broader sense any organic fertilizer is the fertilizer derived from animal matter, human excreta or vegetable matter (e.g. compost, manure). Naturally occurring organic fertilizers include animal wastes from meat processing, peat, manure, slurry, and guano. In contrast to this, the majority of fertilizers used in commercial farming are extracted from minerals (e.g., phosphate rock) or produced industrially (e.g., ammonia).
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There is a big opportunity for the greenhouse sector to obtain local organic waste, and put this into use with good businesses advantage. However, greenhouses have poor energy performance and a high carbon footprint. The waste problem, clean water shortages, the lack of fertile lands, the pollution that is part of agriculture, and global warming, etc. makes it necessary and more profitable to close material cycles locally.
Food 2 Waste 2 Food the new technology to convert waste into organic food
Food2Waste2Food supplies external installations which are integrated waste equipment with an integrated greenhouse that enables zero carbon footprints for food production.
Using organic waste as a valuable input for the closed loop of converting waste to fertilizer to food.
The Technology behind the F2W2F cycle
Greenhouse horticulture is the ideal sector to convert local organic waste into food. The difference with other sectors is that horticulture needs CO2 to stimulate plant growth, while other industries emit CO2.
The Food 2 Waste 2 Food technology uses organic waste as valuable input for a closed-loop process in which they produce crops. These integrated waste equipment with an integrated greenhouse that enables zero carbon footprints for food production.
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Food2Waste2Food physically integrates: • Source separated household and commercial food waste: A pretreatment plant grinds, separates plastics and makes a slurry out of the food. • The digester: The substrate is digested to biogas and digestate. The biogas is burnt at correct temperature enabling flue-gas to be released in the greenhouse environment directly for fertilising atmosphere with CO2. • Digestate: is separated using a decanter centrifuge. The dry fibrous fraction is used to produce a mushroom compost. The spent mushroom compost is converted by vermicomposting to produce a potting substrate for plants. Mushrooms are grown under plants in the greenhouse. The liquid fraction of the digestate is cleaned and used for irrigation and fertilisation of plants in the greenhouse. • Greenhouse: An advanced energy efficient greenhouse that uses innovative forms of insulation and cooling, and in fact is energy producing.
These installations help them control the mass and energy flow and model the carbon, nitrogen and phosphorus cycles. Clean energy & water are extra benefits. This ecological activity reduces the negative environmental impact of organic waste treatment and food production in greenhouses considerably. They strive to a minimal input of nonlocal or non-renewable resources by substituting these with local waste. All the water in the process is reused; as the sealed greenhouse recovers and reuses this water. No artificial fertilisers are required. For instance, the phosphate fertiliser use goes down with 100%. Please note that they do not use any fossil fuels.
What are the benefits of using F2W2F Greenhouse technology? The deposition of bio-waste using a closed, all-season Innovative Greenhouse for the continuous consumption of digestate as a liquid fertiliser for producing organic food,
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gives a much better business case then the traditional methods, like land-filling or burning. We create a maximum benefit for communities, by offering local waste handling, locally produced fresh food, energy and pure water.
Food2Waste2Food needs less input than usual processes. The goal is to attain a minimal input of non-local or non-renewable resources, and substitute these with local wastes that needs to be handled and with a sophisticated reuse within the process.
Food2Waste2Food combines waste installations and Innovative Greenhouses giving the following benefits
• Reuse of all the water in the process; the main ‘water losses’ is the water uptake by the plants. Thus we use 90% less water than a standard greenhouse. • Substitution of peat. • No artificial fertilisers. • No fossil fuels. • No use of pesticides at all.
• Leads to reduced expenditure on transport for the liquid digestate and the solid fraction of digesters. • Produces excess digestate (especially phosphate), biogas, heat, etc. that can be sold on the local market. The energy is classified as bio-energy. • Reduces the gate-fees from wastetreatment. • Contribute to urgent global challenges related to food, clean water and energy • Leads to a lower burden of the sewerage network, and thus lowers maintenance. Food2Waste2Food is very areaefficient and does not claim new agricultural areas. • Minimises the occupation of land by using wastelands, deserts and dry lands. • Increase yields, allows for a yearround growing season, and attracts out of season premium prices, leading to lower capital costs. • Eliminates the climate impact from conventional greenhouse crop production due to fossil fuel use and CO2 losses due to current ventilation (non-closed) practices. F2W2F lowers the costs for energy used. The energy use in a standard greenhouse sector is 30-50% of the business costs. The sector is in need to cut the energy costs by saving fossil fuel, using other means of energy, deliver electricity and heating to nearby communities and businesses. • Uses CO2 from burning biogas. A greenhouse needs a source of CO2, normally from burning fossil fuel. • Has very limited ventilation, thus saving CO2 (normally released by ventilation), leading to lower operational costs. 188
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The Belief and the Values Their core belief is in the future of sustainable cycles-which means that being a waste company they focus on how to abolish waste! Moving from “waste” to resource recycling is their business motto. The Food to Waste to Food project encompasses many of the core activities of the company such asfood waste handling, biogas and bio fertiliser production, composting and soil production, and cutting edge technologies for the integration of sectors into the future cycle-based society. The company’s primary goal is to reclaim as much raw materials and energy as possible from the waste. The effect is diversion from landfills, raw material savings, greenhouse gas reduction, and reduced fossil energy consumption. Imbibing these technologies will only lead to a safer and cleaner environment, bringing the ecological changes required necessary!
Design Technology
Design Better Faster Together
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he world at your fingertips! How many times have we heard this phrase cross our mind on various advertisement and marketing strategies? Indeed it is true, the world is at our fingertips! And with every single day as the world evolve, so is the world of design evolving with bringing increasingly attractive and real life designs to our fingertips! Scrolling and typing and just looking at your devices has never been so amusing yet entertaining!! Everything around you in your real world has been brought to an easier and sophisticated version of self in the virtual world. The world is thriving at the brim of the UI and the UX designer- all focused on one mottothe Users!! In times of burgeoning and thriving design ideas and products, one looks forward to a powerhouse of design for all their design requirements!
The World of UX and UI
User interface design (UI) or user interface engineering is the design of user interfaces for machines and software, such as computers, home appliances, mobile devices, and other electronic devices, with the focus on maximizing usability and the user experience. The goal of user interface design is to make the user’s interaction as simple and efficient as possible, in terms of accomplishing user goals (usercentered design). Good user interface design facilitates finishing the task at hand without drawing unnecessary attention to itself. User experience design (UX, UXD, UED or XD) is the process of enhancing user satisfaction by improving the usability, accessibility, and pleasure provided in the interaction between the user and the product.
User experience design encompasses traditional human–computer interaction (HCI) design, and extends it by addressing all aspects of a product or service as perceived by users. User experience design includes elements of interaction design, information architecture, user research, and other disciplines, and is concerned with all facets of the overall experience delivered to users.
What makes a Design great? What makes a design, challenging yet unique? What makes it stand out and yet gel well with the users across the globe? What edge do the best designs bring in the experience that attract the attention, demand and awe of its users? So much so that you can get them hooked to your design for hours without them even realising?
• Goal-driven Design Though in theory it might be difficult to fathom the role of research in delivering a successful and state of the art design, there is an extensive use of research with very valuable insights delivered adding to the creativity in the design. The goal that is set basis of the need and the want of the design- and how to exactly satisfy and at the same time entice the users. • Usability Usability is the bare minimum for design. If your audience can’t use the product, they certainly won’t desire it. Right from the start to finish there is a requirement for a high level of detail in every design element. A consolidatedmulti-step & multi-program process is involved in creating a user friendly design. • Affordances & Signifiers The concept of affordances is that a function must speak for itself, and suggest its own use. Signifiers hint at the affordance. Signifiers also work as metaphors, because people also need to know why they September / October 2016 | FranTechnovation 191
would interact with something, not just if it’s possible. • Learnability In an ideal world, a user remembers every function after a single use. Reality is much different. Familiarity and intuition must be designed into every interface. Successful interaction design boils down complexity by creating consistency and predictability. • Feedback & Response Time Feedback is the heart of interaction. Since every interaction is a conversation between your user and product, your product better be friendly, interesting, and helpful. InVision- Good Design is Good for Business InVision is the world’s leading design collaboration platform. They help companies of all sizes unlock the power of design-driven product development. That’s why teams at Evernote, Adobe, Airbnb, Salesforce, and many more fire up InVision every day. InVision gives teams the freedom to design, review, and user test products—all without a single line of code. With intuitive tools for prototyping, task management, and version control, it’s your entire design process, all in one place. The core values on which the InVision is founded and works are: QUESTION ASSUMPTIONS True innovation and problem solving call us to question everything, even our own bias.
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THINK DEEPLY Good design thinking considers the task at hand as well as all the surrounding systems. ITERATE AS A LIFESTYLE We push for perfection, but never at the expense of progress. DETAILS, DETAILS Whether you’re working with pixels or code, details will make the difference. DESIGN IS EVERYWHERE Everything in our life is designed and is the driving force behind business and culture. INTEGRITY Say what you mean, mean what you say. Work hard regardless of who is or isn’t watching.
InVision offers various Features& Technology
InVision offers you a plethora of options in terms of the features for Design and UI/UX technologies to be used. • Design Prototyping: Easy Prototyping for Website and Mobile App Designs Transform static designs into clickable prototypes. Simply click and drag to add hotspots to your screens and transform your static designs into fully interactive prototypes with this free prototyping tool. • Design Sharing and Presentation: Beautiful Design Sharing and Representation Present your designs in the browser. Amazing designs for presentation to clients and stakeholders the way an end user would see them. Give them an extra level of context and lifelikeness that helps you sell your vision.
• Design Feedback and Commenting: Simple Design and Collaboration & Feedback Present your designs the way they should be seen. Get more insightful feedback by presenting your designs as clickable prototypes on their native device. No more static PDF’s or oversized sitemap-style documents that are impossible to understand. • Real-Time Design Meetings and White-boarding: Live shareIN-browser design collaboration Conduct a design meeting using some type of screen-share.Allows you to explore a real time meeting sharing the designs and ideas whilst on the browser. Other features offered by InVision are: Design Organization and Collaboration, Project Management for Designers, User Testing and Research.
How do you go about using these Features and Technologies? InVision offers multiple uses of the technology that it supports and the features that it offers. With a smart and calculated effective combination and inter exchange of the multiple features, different companies like Uber, Airbnb etc. explore a whole new world of design and features. Some of these widely discovered and sort after uses are: • Prototyping for Websites and Web Apps • Prototyping for Mobile - iOS and Android • Prototyping for Android Phones and Tablets • Prototyping for Wearables Apple Watch and Android Wear
Sketch Prototyping & Photoshop Prototyping are two exclusive and innovative use of the technology that is leveraged by InVision. Turn your Sketch designs into interactive prototypes with InVision Starter. Build better prototypes with Sketch & Photoshop using the InVision Starter in 5 simple steps 1. Design in Sketch/ Photoshop 2. Add to InVision 3. Create fully functional prototypes 4. Gather feedback and iterate 5. Collaborate worldwide in RealTime
The World Giants that have partnered with InVision
InVision for Enterprise gives you the clarity, collaboration, and control you need to power your design process— company-wide. And with unlimited projects and unlimited team members, it scales to fit your business needs, no matter how big or small. Most of the big names in the industry worldwide use InVision in their everyday design work to make the state of the art designs that their huge customer base enjoys- making InVision the backbone of design!
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DropKey The Be Anywhere App!
T
he virtual reality is now the truth of the life, and with the increasing reach of audience on the virtual world and the lives of millions of people and everything that exists being recorded towards an unavoidable extinction, videos and images are now the appreciation of existence. The future of Video Content Creation is huge. One of the upcoming ennui for Video Content is the Video Content Analysis (VCA). Video content analysis (also Video content analytics, VCA) is the capability of automatically analyzing video to detect and determine temporal and spatial events. This technical capability is used in a wide range of domains including entertainment, health-care, retail, automotive, transport, home automation, flame and smoke detection, safety and security. The algorithms can be implemented as software on general purpose machines, or as hardware in specialized video processing units. Many different functionalities can be implemented in VCA. Video Motion Detection is one of the simpler forms where motion is detected with regard to a fixed background scene. More advanced functionalities include video tracking and egomotion estimation. Based on the internal representation that VCA generates in the machine, it is possible to build other functionalities, such as identification, behavior analysis or other forms of situation awareness. VCA relies on good input video, so it is often combined with video enhancement technologies such as video denoising, image stabilization, unsharp masking and super-resolution.
The DropKey® Camera App and the TV Studio In A Bag® Shoot Live HD broadcast quality videosand get perfect live HD green-
screen background replacementevery time with aDropkey® TV Studio In A Bag®and DropKey video assembly Cloud Services. The revolutionary new Dropkeytv studio in a bag® is here.Pair the Dropkey ® app with the official HDtv studio in a bag and shoot perfect HDchroma key background replacement on smart devices. Just take it with you and be anywhere®! DropKey introduces its TV Studio In A Bag which is a very innovative and technologically advanced option to penetrate into the Mobile Content Capture Market. There is a ton of press about utilizing mobile devices (iPhones, iPads, Android Tablets, etc) for the collection of images. Take for example, the overused receipt “scanner app”. Snap a pick, and magically route the image. But really, just how useful is a picture without any descriptive data? Mobile Capture goes way beyond the image, and lends itself to all types of data and content collection. Below are some of the core data that can be utilized: GPS/Geo-tagging – location is the new Enterprise Data Information Layer, and having GPS coordinates tied to people, events and content can enhance reporting, and provide a looking glass into key operations. There is a great blog article here on Geo-data Collection with Mobile Devices. September / October 2016 | FranTechnovation 197
typically required to support disparate devices, all with different camera qualities. Many of the document capture providers have developed image processing to counter many of the processing issues, but image quality is still very dependent on the individual snapping the image. Security Mobile devices have been a major issue for Enterprise Security, and the notion of Bring Your Own Device (BYOD), has created many sleepless nights. How do you control content creation? How do you purge information from the device after it has been captured? These are a few questions that will need to be addressed in the near term future to facilitate full enterprise adoption.
Metadata – the addition of metadata to any content is a powerful dimension when it comes to analysis. Being able to add information about who took the picture, a description, a classification, etc., all add to its usefulness. Core Device Information – default information about the device can be quite useful, especially in crowdsourced data collection events.
Challenges with Mobile Capture
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Configuration How can configurations be distributed cross-platform so any OS can be utilized to capture? Creating a central configuration store that can be “pushed” to all types of devices/ OS platforms will be necessary as users now expect cross-platform functionality. Cost Do a search in the App Store and you will find a ton of great capture tools that can help with the front-end image capture. But add the post processing workflow, reporting and integration and you now have a solution that is far out of reach for SMBs.
DropKey and Chroma Key
All the buzz in the Enterprise Content Management (ECM) space is mobile capture, and how I extend intelligent capture to the smart device. There are still many issues preventing mobile capture from being completely viable for the large percentage of document processes, and here they are:
DropKey® has Consumerized Chroma key on smart devices with the new DropKey app and portable DreamScreen TV Studio In A Bag®, developed by DropKey founder and engineer Rockwell Scharer with Richard Mall, the 2013 Academy Award-winning Key Grip for the blockbuster films Avatar and Iron Man.
Image Quality Just as in a scanning implementation, mobile capture deployments ate
Access your own high-quality background video and photo library on the DropKey® Cloud to replace your
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monochromatic background and be anywhereÂŽ! Kids and Pros can produce inexpensive high-quality HD background replacement videos at home or on the road with their iPhones and iPads. Anyone can be a Daily Show correspondent in HD with a TV Studio In A Bag and an iPhone for a couple hundred bucks. The DropKey studio-quality Chroma key app on your supercomputing television camera phone can be paired with the YouTube TV Studio In A Bag to achieve perfect HD Chroma key every time.
What is the Technology behind DropKey?
DropKeyÂŽ, Inc. has successfully consumerised HD broadcast-quality Chroma key background replacement on smart devices with professional
LED lights and sound. The combination software and hardware creates a personal media studio that will likely create a sea change in the way HD broadcast quality content is shot on your iPhone. Now users can shoot well-lit HD content with crisp HD green-screen background replacement that you can share with your friends on Instagram, Facebook,Twitter, or producers of the Voice. Live-streaming is also in the works. The DropKey App pairs with the DreamScreen line of products, a proprietary technology that creates perfect push-button perfect Chroma key on smart devices with professional lights, sound and background replacement. The DropKey App works the same as Dropbox but its large file storage for your camera roll, a user-friendly September / October 2016 | FranTechnovation 199
Chroma key background replacement app with camera roll sync plus automated video assembly in the cloud. DropKey is state of the art green screen background replacement on smartphones which is extremely difficult to do. Other background replacement apps can’t guarantee perfect Chroma key because they don’t “pair” with the DreamScreen TV Studio In A Bag and subsequently won’t work. The value of this technology is that users don’t need to know anything about production to get network-quality content.
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Resource Management Technology
Your new way to bring Magic back into the World
A
world of fairy dust and magical leaps, the beautiful imagination of a tender heart, grown intact in the head full of stars!
What happens when one has a head full of dreams and magic, and a brain full of technology and design? When you want to change the face of technology with the emotions of the heart? When the human meets the innovation and the innovation meets technology? You create Magic! And that leap of magic is taken by the young, vivacious and vibrant group of individuals who believe vigorously in their dream to bring technology to life at Magic Leap. At the advent of the millennium of technology- the 21st century of the world of innovations and surpriseswhere virtual reality is the new real and the world is evolving from 3D to 5D, Magic Leap has created an amazing innovative avenue for involving business and technology with imagination and design. With a retinal visual representation of different ideas and design, they are changing the face of technology with the imaginations being brought to life!
Magic Leap- Bring Magic back into the World with your new way to REATE
DISCOVER
PLAY
KNOW
LEARN ENTERTAIN
And a new way to Bring Magic back into the World.
Magic Leap’s Vision Story
You already own the world’s most amazing computer. You’re using it right now, to think with and blink with and maybe even smile with. It’s your one-of-a-kind mind. And with it, you can do incredible things. Magic things. Compare that to the technology in your life. You know, those rectangular
boxes that you spend the majority of your life staring into? The ones that demand your attention, and keep you distracted from the things that really matter: Friends! Family! Dragons! With those things in mind, Magic Leap decided to take a different path and rethink the relationship technology has with people. What they found was when you give the brain and the body what they want, suddenly the shackles are off, the rectangular boxes are tossed, and something magical happensexperiences like none you’ve ever seen. Whales jump out of gymnasium floors, solar systems can be held in the palm of your hand, and you can share your world in completely new ways.
The Technology involved in Magic Leap Magic Leap is a US start-up company that is working on a headmounted virtual retinal display which superimposes 3D computer-generated imagery over real world objects, by projecting a digital light field into the user’s eye. It is attempting to construct a lightfield chip using silicon photonics. A head-mounted display (or helmetmounted display, for aviation applications), both abbreviated HMD, is a display device, worn on the head or as part of a helmet, that has a small display optic in front of one (monocular HMD) or each eye (binocular HMD). There is also an optical head-mounted display (OHMD), which is a wearable display that can reflect projected images and allows a user to see through it.
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HMDs differ in whether they can display only computer-generated imagery (CGI), or only live imagery from the physical world, or a combination. • Most HMDs display only a computer-generated image, sometimes referred to as a virtual image. • Some HMDs allow a CGI to be superimposed on a realworld view. This is sometimes referred to as augmented reality or mixed reality. • Combining real-world view with CGI can be done by projecting the CGI through a partially reflective mirror and viewing the real world directly. This method is often called optical see-through. • Combining real-world view with CGI can also be done electronically by accepting video from a camera and mixing it electronically with CGI. This method is often called video see-through. This technology makes use of the Virtual Retinal Display (VRD). A virtual retinal display (VRD), also known as a retinal scan display (RSD) or retinal projector (RP), is a display technology that draws a raster display (like a television) directly onto the retina of the eye. The user sees what appears to be a conventional display floating in space in front of them. The third technology making this virtual reality come to life is the Computer Generated Imagery. Computer-generated imagery (CGI) is the application of computer graphics to create or contribute to images in art, printed media, video games, films, television programs, shorts, commercials, videos, and simulators. 204
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The visual scenes may be dynamic or static, and may be two-dimensional (2D), though the term “CGI” is most commonly used to refer to 3D computer graphics used for creating scenes or special effects in films and television. Additionally, the use of 2D CGI is often mistakenly referred to as “traditional animation”, most often in the case when dedicated animation software such as Adobe Flash or Toon Boom is not used or the CGI is hand drawn using a tablet and mouse. The Applications of these Technologies in bringing Life to the Varied Facets of World! Landscapes Not only do animated images form part of computer-generated imagery, natural looking landscapes (such as fractal landscapes) are also generated via computer algorithms. A simple way to generate fractal surfaces is to use an extension of the triangular mesh method, relying on the construction of some special case of a de Rham curve, e.g. midpoint displacement. Architecture Modern architects use services from computer graphic firms to create 3-dimensional models for both customers and builders. These computer generated models can be more accurate than traditional drawings. Architectural animation (which provides animated movies of buildings, rather than interactive images) can also be used to see the possible relationship a building will have in relation to the environment and its surrounding buildings. Anatomical Models Computer generated models used in skeletal animation are not always anatomically correct.
However, organizations such as the Scientific Computing and Imaging Institute have developed anatomically correct computer-based models. These are used for both instructional and operational purposes. To date, a large body of artist produced medical images continue to be used by medical students.
is used for the interactive animated environments. Virtual World: A virtual world is a simulated environment, which allows user to interact with animated characters, or interact with other users through the use of animated characters known as avatars.
In modern medical applications, patient specific models are constructed in ‘computer assisted surgery’. Interactive Simulation and Visualization Interactive visualization is a general term that applies to the rendering of data that may vary dynamically and allowing a user to view the data from multiple perspectives. The applications areas may vary significantly, ranging from the visualization of the flow patterns in fluid dynamics to specific computer aided design applications. Computer Animation While computer generated images of landscapes may be static, the term computer animation only applies to dynamic images that resemble a movie. However, in general the term computer animation refers to dynamic images that do not allow user interaction, and the term virtual world September / October 2016 | FranTechnovation 205
Virtual worlds are intended for its users to inhabit and interact, largely called the interactive 3D virtual environments, where the users take the form of avatars visible to others graphically.
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The Future of Technology is here! With the group of storytellers, rocket scientists, wizards, gurus and more. Magic Leap brings to you the magic that becomes real for you! Join the hands of the state of the art face of technology to transport you into the world of virtual reality.