White Book Albania 2013
(2) Blocking requests on customer accounts from Tax Offices and Bailiff Agencies.
(2) There is a need to determine a clearer Tax Procedure in harmony with the legal framework specifying the cases in which all the authorized Authorities may send blocking orders and require information from banks on such regards. Electronic communication between authorities and banks shall ease the situation. Also amendments should be made in terms of current breaches for the cases of joint accounts, when the blocking order comes for one of the account holders, etc.
OTHER ISSUES (1) Reactivation of the Stock Exchange Market.
(1) Reactivating the Stock Exchange Market, allowing the banks to benefit from higher efficiency in Risk, Finance, Treasury and Commercial domains, and allowing the government to benefit from a lower level of informality.
(2) Changes to the Deposit Insurance Premium.
(2) Detailed proposals have been presented to the Deposit Insurance Agency regarding:
20
-
The decrease of the deposits insurance premium rate.
-
Changing the scheme towards a Risk Based Premium (thus the riskier banks shall pay higher premiums), as the experience shows in most of the countries.