2010-2012 EWC Catalog

The application gives the Florida Department of Education (FLDOE) permission to evaluate the student’s high school transcript and standardized test scores for eligibility for a Bright Futures Scholarship and other state scholarships and grants. Apply during his/her last year in high school, before graduation, or will forfeit all future eligibility for a Bright Futures Scholarship.

Edward Waters College Scholarships/Grants - In – Aid Grant-in-aid is available to students with exceptional skills in the area of athletics, band, choir and cheerleading.

Contact the appropriate office for information. In some cases the said office will contact you. The student must meet the requirements of each of the programs to be qualified. Grant-in-aid (GIA) maybe combined with other scholarships after all federal and state aid has been applied. GIA and other EWC scholarship awards cannot exceed charges for EWC Tuition / Room and Board minus student financial aid awards (not including student loans). Disbursement of GIA funds and other EWC Scholarship awards to a student account in some instances, may not yield a credit balance to be refunded.

Tuition Remission Full-time employees of EWC, after three working months, are eligible to enroll in one course a semester without charge.

Federal Direct Student Loans Beginning with the 2010-11 academic year, Edward Waters College (EWC) will be a participant in the William D. Ford Federal Direct Student Loan Program. This means all 2010-11 student loan borrowers must complete a new Loan Entrance Interview and Master Promissory Note via the Federal Direct Student Loan Website at: www.studentloans.gov.

The Direct Loan Program offers several low interest loans to students. The lender is the U.S. Department of Education rather than a bank or other financial institution (which you may have if you previously borrowed under the Federal Family Educational Loan Program). Loan eligibility and amounts are based on completion of the Free Application for Federal Student Aid and may be completed online at www.fafsa.ed.gov.

The Direct Loan Program offers: Direct Subsidized Loans The amount you may borrow per year is based on your level of enrollment, financial need and cost of attendance. Please see www.studentloans.gov website for amounts that may be borrowed per enrollment level and aggregate limits. “Subsidized” means the government pays the interest on your loan while you are in school and during your six month grace period after you leave school.

Direct Unsubsidized Loans Independent students may borrow between $6,000-$7,000 based on their level of enrollment and cost of attendance per academic year. Dependent students may borrow up to $2,000 per academic year.

“Unsubsidized” means you are responsible for paying the interest while in school and during your six month grace period after you leave school on at least a half-time basis.

Direct PLUS Loans Parent Loan for Undergraduate Students (PLUS) is available to parents of dependent students that wish to borrow up to their child’s cost of education or for additional education expenses not covered by other forms of financial aid. A credit check may be required as part of the loan approval.

EWC Catalog 2010-2012 Page 46