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Hospital site secured Stop Adani continued from page 1 working together with all stakeholders in an open collaborative planning process that will create a beautiful result for the use of the land for the community.’ So where to from here? Mayor Simon Richardson told The Echo, ‘We will work initially alongside key groups to establish the process and have already begun these discussions.’ ‘We will most probably create a 12 month project reference group to formally connect Council to the process and lay out a timeframe for the process to unfold.’ ‘What is key is for the process to be open and accountable and for all voices to be
heard. We will most likely establish a working party to obtain ideas, create assessment criteria to weigh up formal proposals etc and we all see which ideas can fly and which may not. We will know more in the next week or two.’ The Echo also asked Cr Richardson if there ‘was any dealmaking with the National Party over this? – ie did the coalition ask for anything from Council in return?’ The mayor replied, ‘No, except [the] usual land transfer points, such as no further liability for NSW Health, for Council to take over any remediation costs etc.’ As for those remediation costs, he says they are not known yet.
Shark nets removed in July continued from page 1
sharks, with all but one removed from the inshore zone and released alive.
Shark Watch unfunded ‘In the meantime, an effective warning service such as that provided by Shark Watch, which uses volunteers with binoculars and trained drone
operators flying a drone with high-quality footage, remains unfunded by the NSW government. ‘The DPI will be conducting a follow-up survey of how Ballina residents feel about the nets, starting on 22 May. Please take the time to fill out the online survey when it is available or a hard-copy form at one of their beach community information stands.’
group plan rally May 19 This Friday, as part of the Stop Adani National Week of Action, the local Stop Adani Byron Shire group will take to the streets in an attempt to shift the politics and stop the funding of the controversial Carmichael Coal Mine in the Galilee Basin of North QLD. Organiser Jen White says, ‘This is a great opportunity to unite all those in the Byron community who share a common goal in demanding governments invest in renewable, smart and safe energies, preserve the rights and lands of our Indigenous people and protect the Great Barrier Reef.’
Taxpayer loan ‘We will demand that Adani does not receive the requested $1 billion taxpayerfunded loan for their disastrous Carmichael Coal that will have a significant impact on climate change and global warming.’ Q The rally will begin in Mullumbimby outside Santos at 12.30pm and will end on the steps of the Mullumbimby CommBank branch.
netdaily.net.au
A boogie for worthy cause Stars of Byron Shire Dance For Cancer is back in its second year after the 2015 event raised $25,000 for Cancer Council NSW. Organisers say that the majority of the money raised was by the ‘local stars’ who fundraised continuously in the weeks leading up to the event. Stars of Byron Shire is based on the idea of a popular television show, and sees high-profile Byron Shire business people teaming up with local dance teachers to learn a choreographed routine. The upcoming gala charity event is on June 17 at the Mullumbimby Ex-Services Club and will feature a variety of dance styles including jazz, modern, pole, and line dancing.
Stars announced The stars confirmed are Basil Cameron (Byron Shire councillor), Jo O’Connor (Australia Post), Kim Dowling (Ocean Shores Tavern), Amanda Allen (Crossfit Byron Bay) and Danny Salfield (Bay FM broadcaster and author). Dance instructors include Candice Leigh (Pole Catz Byron Bay), Clement Maura and Joanna Suter (PASSADA,
Bay FM’s Danny Salfield takes to the floor with local dance instructor Hayley Sturgess from Dance Lab AU to raise money for cancer. Photo Jeff Dawson
School of Afro Latin Dance), Hayley Sturgess (Dance Lab AU), Issara Ketkul (Funky Moves Dance Studio) and Susan Tsicalas (Brunswick Valley Bootscooters). Community relations coordinator for far north coast NSW Hannah Brooks says, ‘A terrific example of this [fundraising] is the Cancer Council Information Service currently being implemented
in the new Byron Central Hospital, at the very location where support is needed. Trained Cancer Council volunteers will be providing support service and information to patients, carers and health staff in the oncology unit.’ Q You can follow all the action and stay up to date on the Facebook page: Stars of Byron Shire Dance For Cancer. A website will launch soon.
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BUCK$ SWIMS WITH SHARKS USURY – The lending of money at excessively high interest rates to those between a rock and a hard place. LOAN SHARK – SEE BELOW
mortgage’. What they offer then is to
an unspecified
pay out your existing mortgage with the
amount for the
bank and then loan that back to you as a
privilege. In other words
first mortgage at the higher rate, ie what
I’m paying interest on the so-
you pay the bank less than five per cent
called ‘advance’, but I still have
interest for now attracts 10, 12 or 15 per
to jump through extensive hoops
cent, depending on the particular deal.
before I get the use of any of the
subdivision off the ground I’ve had
In my case the amount I already owe the
actual money.
to seek bridging finance to cover the
bank will well exceed the $300,000 or so
installation of electricity to each lot,
I actually need to do the required work.
In trying to get my Community Title
roadworks, surveys, Sec 94 contributions
The next shark trick is that there are
There is also a provision that if I breach any one of the loan terms, the interest rate goes up
etc, all of which has to be done before
commitment fees, administration fees,
50 per cent(!). Another requires
Council releases any blocks. The CBA
brokerage fees, establishment fees etc
me to assign all my development rights
will not advance me another nickel
which amount to five per cent of the loan
to the lender, presumably in the event
because I can’t demonstrate the ability
and – you guessed it – also have to
that I die, go crazy, end up in jail etc,
to pay the extra interest; the rules were
be paid up front, i.e. added to the loan
but perhaps in the event that we merely
make a lot of money but as I’ve been
changed by the federal government
principal along with the lender’s legal
have a disagreement. An attempt to gain
trying to sell off a chunk of my land for
after the GFC. It’s no longer enough,
costs and outlays.
control of the property? Wouldn’t be the
nearly 25 years I hardly regard myself
first time.
as a speculator. I’ve also had to wear a
apparently, to provide good security
The upshot of all of the above is that in order to borrow the $300k I need I
Okay it’s true that in the long run I’ll
The purpose of this ad is to flush
lot of shit from Council over the years.
have to add about $100k for upfronts,
out any local, better-off person who
I don’t see why opportunists should be
bringing the total debt to around $900k.
may be sympathetic to my situation
permitted to exploit the situation with
and is prepared to enter into a second
oppressive terms that seem designed to
deducted at the outset meaning that you
deal that sucks most is the provision
mortgage arrangement at say 15%.
fuck you up. Also who knows what shady
pay interest on the interest, even before
that I pay interest from the day the loan
There is ample security because three
characters hide behind the brokers and
you’ve had the benefit of a single dollar
is agreed upon, but before I can pay
blocks are pre-sold and deposits paid.
lawyers you actually deal with, who
advance.
subcontractors I have to submit invoices,
Alternatively I seek someone who knows
might later turn up on your doorstep for
which are then “vetted” by a nominated
how to get the bank to extend its credit
a ‘chat’...
third party – whom I will have to pay
at reasonable rates.
J Anderson, Coorabell 6684 7420
against default. The loan sharks solve the ‘ability to pay’ problem by loading up the loan with the projected interest up front, which is
Their next trick is to say ‘No, we don’t do second mortgages; it has to be a first
2 May 17, 2017 The Byron Shire Echo
However the part of the proposed
Byron Shire Echo archives: www.echo.net.au/byron-echo