2nd Quarter 2022 Volume 9 Issue 2 • • • • NA N U AL LEGISLATI VE & RAFMAG A Z •ENI • IN THIS LegislativeISSUE:Day In sacramento April Luncheon with Rudy Ruettiger 15th Annual bowling tournament RAF Contributors 2022
PAGE | 1 Qualify for up to $25,000 towards closing costs and loan fees!1 We’re here to help our neighbors become homeowners in the communities in which we live and work. Ask about our First Time Home Buyer Program.2 This is a limited time program subject to the availability of funding allocated to the CIT Bank Affordable Home Mortgage Program (AHMP). AHMP funding is available on conforming, FHA and FNMA HomeReady® programs only. AHMP contributions are subject to conforming, FHA and FNMA HomeReady® guidelines for maximum interested-party contributions. AHMP does not include down payment requirements. Borrower must contribute minimum down payment as required by conforming, FHA and FNMA HomeReady® guidelines. All funds provided by the CIT Bank AHMP must be applied towards loan closing costs or fees. Customer cannot keep any dollar amount of the AHMP program outside of the loan transaction. Real Estate agent’s commission will not be covered by this program. All, or a portion of the CIT Bank AHMP contribution may be reported to the IRS and the customer will be responsible for any federal, state or local taxes. Covered closing costs and fees must be part of loan transaction. 2 Property must be located within a low, moderate or middle-income tract in California. This program is for first time home buyers only. A first-time home buyer is defined as a buyer who has not owned a property, or owned an interest in a property, within the last three years. The first-time home buyer must occupy the property as a principal residence. Down Payment Assistance is only available if income is less than 80% of the Median Family Income for the MSA as provided at https://www.huduser.gov/portal/datasets. Down Payment Assistance programs are subject to review and approval by CIT Bank. This offer does not constitute a commitment to lend. Program terms availability are subject to change without notice. Not all applicants will qualify for financing and are subject to review of credit and collateral. Other restrictions and limitations may apply. ©2022 First-Citizens Bank & Trust Company. All Rights Reserved. CIT Bank and the CIT Bank logo are registered trademarks of First-Citizens Bank & Trust Company. www.cit.com rev 01/2022 J2201 - 003 A Division of First Citizens Bank Clemen Mendoza CIT Bank - Field Loan Officer NMLS 900793 Cell: Clemen.Mendoza@cit.com1.323.947.9260
This publication is printed quarterly, delivered March, June, September & December Education Center
LGR Community Eric Pierce, Chairperson
Greater DAOR Chaplain: Tom Moore
Immediate Past President: Michael Berdelis
Michael Berdelis, Jennifer Avellan, Jesus Guerra, Ericka Saenz, Jose Barrios, Mario Acevedo, and Edwin Acevedo
GREATER ASSOCIATIONREALTORSDOWNEYOF
Board of Directors:
Jennifer Avellan, President
Fax: (562) 923-9995 www.DAOR.com
12069 Paramount Blvd Downey, CA 90242
Jeanette Baumann, EVP - evp@DAOR.com
Laura Yanez, outreach@DAOR.com
Jesus Guerra, President-Elect
Jeanette Baumann, Executive V.P.
REALTORS Advocating for Political Progress Josue Barrios, Chairperson Membership / MLS Technology Committee: Mario Acevedo, Chairperson
12073 Paramount Blvd Downey, CA 90242
Grievance Committee
Daniel Andrade, Chairperson
Greater DAOR Staff
2022 LEADERSHIP OF GREATER DAOR
COMMITTEES
Ozzie Carranza, Chairperson
Ruben Sarinana Jr, Chairperson
Giovana Guzman, communications@DAOR.com
Phone: (562) 861-0915
REALTOR Community Relations Committee
Jose Perez, Vice President
Vicki Spearman, Chairperson
Affiliates In Action Committee
Membership Department
ON THE COVER
Jeff Worthy, Treasurer
Directors: Edwin TylerCarrieMireyaMonicaMariaLourdesAcevedoGalvezLilleyRiveraRuizUvaWirth
Volume 9 - Issue 2
Julie Sartor, julies@DAOR.com
Scholarship Committee Christine ChairpersonWhite, Professional Standards Committee
Lina Salgado, Chairperson
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Monday - Friday, 9am-5pm Saturday, 9am-1pm
Budget & Finance Committee Rowena ChairpersonDominguez,
Erica Ochoa, customercare@DAOR.com
LCRC Trustees
Jackie Funk, Chairperson (20-22)
Page 1 Legislative Day Testimonials Page 2 C.A.R. Legislative Day Page 3 DAOR Scholarship Winners Page 4 Converting Hotels for Homeless Page 5 - 6 April Luncheon with Rudy Page 7 - 8 15th Annual Bowling Tournament Page 9 Broker RAF Battle Page 10 C2EX Page 11 Silver Bears Page 12 - 14 RAF Contributors Page 15 Common Spring Cleaning Mistakes Page 9
N.A.R. National Directors: Michael Berdelis
C.A.R. State Directors:
Oversight Committee
Customer Care Department
Kayla Baumann, membership@DAOR.com
s a first-time State Director, it was an honor and privilege to be serving on behalf of our Greater Downey Association of Realtors®. It was definitely an experience having to see other dedicated Realtors® and Leaders visit Capitol Hill programs that can enhance member’s freedom and ability to conduct their businesses throughout the state. It’s important we push for increased homeownership and sustainability and the only way to do that is to make sure we have a clear path for our businesses to strive. Together we can definitely accomplish this, and Legislative week was a prime example of where C.A.R. serves its purpose and beyond.
A
2022
Edwin Acevedo
L
erving in the past for Greater DAOR, even being president gave me opportunities to be a part of the California Association of REALTORS (C.A.R.) as a State Director. Being a State Director for C.A.R. you experience first-hand how it works, how policies are made, how legislation is supported or opposed, etc. Each year, for the annual Legislative Day, approximately 3,000 California Realtors® come to Sacramento and march the State Capital with an agenda in hand to speak to all assembly and senate members. This year, we made a huge impact and stopped an anti-private property rights legislation that same day… Our Voice Was Heard!! We also educated the legislators on steps to help working Californian’s achieve homeownership. It is an impactful
Legislative Day Testimonials
1 | DAOR
S
Mario Acevedo
egislative Day in Sacramento was a great experience. It’s always a great experience, and getting to know all the changes that are happening within our Real Estate Industry and how Legislation can affect our business. I have always liked to be aware and learn about any new changes, which is why attending Legislative Day is a priority for me. This year after all the Realtors® spoke to their legislators, there was no doubt by the end of the day that the REALTOR® Party is a strong and unified voice for housing and property rights. Legislative Day resulted in victories for California’s Real Estate industry and Homeowners. I enjoy being a part of the Greater Downey Association of Realtors and will continue to do my part to continue to get informed and serve.
Jesus Guerra
experience that all Realtors® should experience.
including $400 million for the development of deedrestricted ownership housing and $200 million for the state’s existing down payment assistance programs. The need for such programs is clear. With the median home price in California expected to surpass $830,000 in 2022, California’s overall homeownership rate has declined to just 55%.
Tim Grayson and 27 2022-23homeownershipforRepublicanbothassemblymembersadditional—Democratand—arecalling$600milliontosupportinthestatebudget,
further information, please contact the Greater Downey Association of REALTORS at (562) 861-0915.
CaliforniansGov.
GREATER DAOR LEADERSHIP
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● Vote No on AB 2710: C.A.R opposes AB 2710, which prohibits rental property owners from offering their property for sale unless they first offer it to so-called “qualified entities” (e.g. existing tenants and nonprofit corporations). This bill harms property owners that need to sell quickly due to personal circumstances. In addition, the bill reduces home homeownership opportunities for working families. Additionally, it exposes small property owners to cumbersome procedures and possibly to costly and timeconsuming lawsuits.
Homeownership should be an achievable goal for working Californians. Creating more homeownership opportunities will help close the wealth gap. The benefits of homeownership should be enjoyed by more working Californians.TheGreater
IN SACRAMENTO FOR C.A.R.’s IN-PERSON LEGESLATIVE DAY!
● Vote Yes to Include Funding for Homeownership in State Budget: C.A.R. is requesting with a broad coalition of
The Greater Downey Association of REALTORS® joined 2,700 California REALTORS® in Sacramento on April 27th for the annual Legislative Day. It was a day full of action and inspiration as REALTORS®, legislators, and staff came together with one common goal in mind: increasing homeownership and ending the housing crisis. Our industry’s political momentum is growing for a legislative agenda that supports homeownership opportunities for working
As part of its ongoing effort to educate legislators on issues of importance, the Greater Downey Association of REALTORS® delegation met with State Senator Bob Archuleta, and Speaker Anthony Renden. We discussed action on the following bill and issues:
organizations that more funding for homeownership opportunities be included in the state budget.
For the past 50 years, Legislative Day has remained C.A.R.‘s preeminent legislative event, giving California REALTORS® the opportunity to meet and discuss real estate issues directly with their state legislators and staff. Attending Legislative Day is not only a great investment in our industry, it also provides an opportunity to hear from California’s most dynamic political leaders and C.A.R. leadership.For
Gavin Newsom addressed REALTORS® during the morning briefing. The Governor called the state’s housing shortage a “crisis moment” and vowed to build 300,000-400,000 much needed new housing units. Following the governor’s address, REALTORs® headed over to the state Capitol to discuss issues of importance to the real estate industry with legislators, emphasizing that homeownership matters. He noted that California is ranked 49 out of 50 states in housing units per capita and has only itself to blame. The day also included opportunities for networking, and lively industry related discussions aimed toward outlining goals for a successful upcoming year.
DAOR delegation also expressed concern to legislators that California is experiencing a chronic housing supply shortage which has resulted in skyrocketing prices. California currently holds a population of 40 million with only enough housing for 25 million. This equates to an additional 3 million housing units needed by 2030 in order to meet the growing population numbers at a rate of 180,000 units per year--currently the state is only building half that amount. As we continue to engage with state representatives, support for this homeownershipfocused budget request is gaining Assemblymembersteam.
Scholarship Committee Members
Chairperson: Christine White, Joanna Torrico, Tonia Mendoza, Rowena Dominguez, Julio Midolo, Lourdes Galvez, Joshua Glaz, Irma Salgado, Marie Jimenez, Andrew Meneses, Georgette Solano, & Advisor Jeff Worthy.
CONGRATULATIONS TO ALL 5 SCHOLARSHIP WINNERS! 3 | DAOR SCHOLARSHIP2022DAORRECIPIENTS
We want to acknowledge our 2022 scholarship recipients!
On May 12th, the Greater DAOR Scholarship Committee awarded Hailey CamachoWHS, Yulyana Esthefani Valle Ramirez - WHS, Jacqueline Gonzalez - WHS, Catherine Quinones - DHS, and Maya Sol Garcia - DHS with a $1,000 college scholarship. We are proud to support our local schools and the dreams of our youth.
• Projects that included funds for operating costs and rental vouchers, in addition to capital acquisition and renovation
Converting Hotels for Homelessness
• Having dedicated, flexible, single-source funding was key to being able to acquire properties and get projects done
In terms of conversions that worked well, the report lists:
U.C. Berkeley’s Terner Center for Housing Innovation recently presented a new, in-depth analysis of 13 hotel acquisition projects designed to address homelessness across the country. Following an unprecedented inflow of federal and state resources during the COVID-19 pandemic, city and state housing agencies worked to convert hotels and motels into affordable and permanent supportive housing as quickly as possible. The new report looks at what worked and why, as well as lessons learned and remaining challenges for this promising approach to increasing the supply of affordable and supportive housing.
• Bringing together nonprofit organizations and commercial developers to evaluate a site’s costs of renovations before acquiring
that were already mostly up to code and could be easily retrofitted
•employmentNewerbuildings
N O T A R Y / L O A N S I G N I N G A G E N T GREATER LOS ANGELES AREA BOOK ME THROUGH CALENDLY BELOW: ROBERT D FLORES JR IRDEANFLORES23@GMAIL.COM323-712-9339SPECIALIZEINEVENING&WEEKEND APPOINTMENTS! DAOR | 4
• Locations within easy walking distance of public transportation, a grocery store, and other necessities and possible sources of
included:
• Acquiring properties can be a challenge in tight markets where other potential buyers may have more cash and be able to move more quickly
• Extended stay hotels because they already had bathrooms and kitchenettes
• Areas with legislation in place to ease regulations and streamline approval processes
More information about the event and the report are available on the Terner Center site: https://ternercenter.berkeley.edu.
Lessonspropertylearned
• Older buildings often required significant and costly renovation in order to be brought up to code for ADA requirements, sprinkler systems, etc.
• Projects in areas that did not have laws in place to streamline approvals sometimes met strong opposition from local parties, slowing the process considerably
April Luncheon 2022
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RUETTIGERRUDY
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Most people know the story of Rudy, the small kid from Illinois who was determined to play football for Notre Dame despite having neither a strong academic or athlectic background. But not many know the full story. The Greater DAOR members got together to hear in his own words how Rudy Ruettiger succeeded in getting into, and playing for Notre Dame, Despite Dozens of rejections.
C21 Peak Ricardo McDow, Joseph Prieto, Ben Garcia, Edwin Huber, Kai Chan
Arnold Cheesman,
TAKE A LOOK AT OUR TOP BOWLING TEAMS!Bowling Tournament15th Annual Bowling Tournament
Guevara, Justin
C21 A Better Service 1 Kalista Igersheim, George Valencia, David Sarinana, Jeremy Sifuentes, Oscar Sanchez C21 A Better Service 2 Miguel Valencia, Luis Hernandez, Sharon Acosta
C21 Allstars Alvaro Bautista, Jorge Acuna, Edgar Navarro, Ralph Almeida
Pablo Sanchez, Tomas Briseno 7 | DAOR Winners!Place1st3rdPlaceWinners! Winners!2ndPlace Winners!Place4th Winners!Place5th
Alejandra
Nueva Real Estate Jose Duran, Jose Perez, Corona, Anthony Acevedo Oliniano,
3rd Place: Jose Andrade, Excellence RE Real Estate (343)
9th Place: Michael Berdelis, 24 Hour Real Estate (293)
10th Place: Richard Ramirez, 24 Hour Real Estate (276)
2nd Place: Tyler Wirth, C21 Realty Masters (404)
1st Place: Arnold Chessman, C21 Allstars (440)
TOP 10 HIGH SCORING PLAYERS COMBINED GAMES
4th Place: Edwin Huber, C21 Peak (331)
7th Place: Rob Ross, KW Pacific Estates La Mirada (304)
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8th Place: Ralph Almeida, C21 Allstars (298)
5th Place: Jesus Guerra, C21 Lotus (320)
6th Place: Pablo Sanchez, C21 A Better Service (313)
Small Office 10 - 29 Agents Medium Office 30 - 59 Agents Large Office 60 - 199 Agents Mega 200+ Agents Berkshire Hathaway Home Services South Gate Offices with Highest Participation Small Office 10 - 29 Agents Medium Office 30 - 59 Agents Large Office 60 - 199 Agents Mega 200+ Agents Offices with Most Money Raised C21 Jervis & Associates 24 Hour Real Estate C21 Allstars C21 Allstars C21 Peak Nueva Real Estate Allstars Real Estate 9 | DAOR Michael Berdelis, 24 Hour Real Estate John Sebree, C.A.R. CEO Joe Villaescusa, C21 Allstars Edwin Huber, C21 Peak Jose Perez, Nueva Real Estate Jackie Funk, C21 Jervis & Associates ........................................................................................................................................................................................................................................................................................................................ REALTOR Action Fund Office Winners
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RAPP Committee:
Mario Mariscal, Irma Salgado, Carrie Uva, Chairperson: Josue Barrios, Dan Nevarez & Sandra Carnet. Missing from photo: Edwin Acevedo, Karen Castillo, & Ericka Saenz
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“We tend to not clean well around clutter,” says Ogden. “You’re not going to reach the dust there.”
#5 Relying on Harsh Cleaners
Make sure toys are put away, books are back on the bookshelf, and paperwork is filed before you begin the cleaning process. Otherwise, you’re leaving room for dust and pollen to hide — making spring cleaning all for naught.
#1 Not Looking Up
All of the spring cleaning tips and advice are useless if you don’t declutter first.
Once there’s even a glimmer of spring, you’re ready to throw open your windows and let the breeze blow away the winter funk. Well, you might want to rethink that spring cleaning ritual this year.
“[Dust mites’] food is human skin scales, so the bed is just heaven for them,” says Ogden.
Don’t let your carpet hog the vacuum. The crevice tool, Norde says, “is not used nearly enough.” Use it between your wall and refrigerator to get out the accumulated dust that’s otherwise unreachable, and run it around the edge of your baseboards to clean where standard upright vacuums can’t reach.
#2 Starting to Clean Without a Plan
You want your home to smell fresh, so it’s tempting to reach for that mountain-rain-spring-fresh-scent in a can. But aerosol air fresheners contain high levels of toxic pollutants like phthalates, which can affect hormone levels, cause reproductive abnormalities, and increase allergies and asthma. Yikes. Try homemade (and less-expensive) alternatives, such as potpourri, or essential oils and water in a spray bottle.
#4 Skipping the Mattress
Don’t open the windows. That spring breeze is no help at all.
That’s not the only common spring-cleaning mistake homeowners make. Here are eight more to avoid:
If you’re an allergy sufferer (and who isn’t?), that’s the last thing you want to do, says Dr. Neeta Ogden, a spokesperson for the American College of Allergy, Asthma and Immunology. “It will allow pollen to settle in your home.”
#3 Ignoring That Weird-Looking Vacuum Attachment
There’s a reason many commercial cleaners have the words “danger,” “hazard,” or “caution,” on their labels. Something in the ingredients is toxic in one form or another, and most all could aggravate allergies and asthma. So, “don’t go crazy with cleaners you don’t need,” says Ogden. Moldy bathrooms may scream for bleach, but most surfaces do not. Ogden recommends making your own solution of water and vinegar (use a fifty-fifty ratio), which will keep most surfaces clean and germ-free.
She recommends starting with your hardest job, like the kitchen, which she calls the “most time-consuming room.” With that first accomplishment under your belt, you’ll have the momentum to take on the remaining tasks. The key is to give yourself plenty of breaks. And there’s nothing wrong with spreading it out over several days.
You wake up motivated. Today you’re going to get all your spring cleaning done! But by noon, your house is in disarray, and not one single room is finished. Ugh. That’s why Briana Norde, owner of Caliber Cleaning, says it pays to break up the biggest cleaning project of the year into smaller, more manageable tasks.
Think of how much time you spend in your bed. Yet, you probably clean the top of your fridge more often
You’ve worked up a sweat and everything’s starting to sparkle, but then you realize your ceiling fan is coated in dust. Uh-oh. Once you start wiping the fan, dust will scatter on what you’ve already cleaned. That’s why you should always look up to see what needs dusting before you start cleaning at eye level. Tackle hardto-reach places like the tops of bookshelves, crown molding, and window ledges.
If you dread spring cleaning, this should make you feel better: a Harvard study found those who treated cleaning as beneficial exercise saw a decrease in weight, body mass index, blood pressure, and more. That’s what we call a trifecta: living in a clean home, breathing allergy-free air, and feeling great!
If you really can’t skip that spring breeze, avoid opening windows in the morning, when pollen counts are highest. They decrease late in the day and at night.
She recommends using a vapor steam cleaner to root out the itchy devils, then wrapping it in an anti-allergen mattress protector.
#7 Leaving the Clutter
than your mattress. Your mattress harbors millions of dust mites, which cause various respiratory conditions including sneezing, a runny nose, itchy eyes, and skin rashes (not to mention just being plain gross).
By Jamie Wiebe, HouseLogic
#8 Treating It Like a Chore
#6 Using Chemical Air Fresheners
The Most Common Spring Cleaning Mistake (Plus 8 Others)
At the very least, sprinkle your mattress with baking soda and let it sit for awhile. Then (using the attachment mentioned above) vacuum it up.
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