Update December 2012

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update “Education is the most powerful weapon which you can use to change the world.” ― Nelson Mandela

October-December 2012

What’s Inside? From the UB Staff The ACT again!

News you can use The UB “cliff”

Dollar$ & $en$e Finances and the UB student

Career Day When I grow up, I want to be

Blast From the Past Bounder’s Alumni News

Parents’ Page Financial literacy . . . and much more!!!

We’re Proud of You, First Quarter Scholars! HIGHEST HONORS (4.000 +) Isabel S (Tomah) * Lee X (Holmen) * Pa Zong V (Onalaska) Molly M (Holmen) * Pa V (Holmen) * Celia R (Central) Lawrence J (Holmen) * Mai Nue L (Holmen) Yer L (Holmen) HIGH HONORS (3.750 to 3.999) Kabao Y (Central) * Brandon T (Tomah) * Dan D (Logan) Salena L (Central) * Selena V (Central) * Brittany L (Tomah) Judy L (Onalaska) * Gary V (Holmen) * Sabrina D (Central) Katie W (Holmen) * Larry X (Holmen) HONORS (3.500 to 3.749) Tanner B (Sparta) * Danielle H (Tomah) Mai Nou L (Holmen) * Morgan R (Sparta) * Chai Y (Holmen) Gao Cher Y (Holmen) * Zak J (Tomah) * Grace B (Holmen) Maggie X (Holmen) The Upward Bound quarterly honor roll is figured using a weighted four-point grade scale. Only UB students active in the program during the entire quarter are listed.

COLLEGE VISIT: WINONA STATE


the ACT again!

Why Upward Bound students take a practice ACT every year.

The ACT test plays an extremely important role in the college admissions process, and will until we find a better way to truly assess the skill level and potential of students. As part of the Upward Bound (UB) project, students need to be as prepared as possible to do well on the test, achieve an admission level score, and qualify for dozens of local and national scholarships. There are many ways to prepare for the ACT. The tactic proven most effective is repetitive answering of similar questions/problems in a similar setting. By providing a practice ACT to students each year we are able to, not only assess areas of concern, but also establish improvement and growth from year to year. The ACT test is scored between 1 and 36, with 36 being a perfect score. The average score (meaning 50% of test takers score below, and 50% score at or above) is a 21. While there are many colleges and universities that will admit students who score below a 21, options are significantly limited and merit based scholarships/funding are less likely. Our current scheduled dates for the practice ACT are January 9th (Tomah), January 16th (Sparta and Holmen) and January 19th (La Crosse, Holmen, Onalaska and make-ups from any school). ALL Upward Bound students are expected to attend and take the exam except for seniors who have been admitted to college and who have their admissions letter on file with Upward Bound OR students who have taken the official ACT and have scored at or above benchmarks on all levels of the test. All other students, including sophomores who took the PLAN test this year, are expected to take the practice ACT with Upward Bound. Our goal at UB is to help students master the information, gain test taking skills, deal with any anxiety they have about the test, and score at least a 21. Regular participation in the practice ACT and additional resources offered will help make these things happen.

Check out this general ACT Test-Taking Guide from Vermont Student Assistance Corporation! (linked at UB’s web page: www.uwlax.edu/upbound./ubstdts.htm#ACTPrepGuide) IN GENERAL: • On the ACT, hard questions and easy questions are worth the same points • Answer every question; there is no penalty for wrong answers. • Budget your time — don’t spend too much time on any one question. • Know directions and question types ahead of time so you’ll have more time to answer questions • Know when the question is asking for the “best” answer or the “correct” answer. * Choose the “best” answer in the writing, reading, and science sections. * Choose the “correct” answer in the math section. • Carefully read each question to make sure you know what it’s asking for. • Eliminate wrong answers through a process of elimination. • When all else fails, guess. • If you’re stumped by a difficult question, move on. An easier question may be next. • Quickly decide whether to work on a question right away or return to it later. • Mark up the test booklet to help you focus, and re-word questions if that helps you. October-December 2012

2

UB Update


This is an excerpt of a letter sent to TRIO programs on Monday, November 26 by Dr. Arnold Mitchen, president of the Council for Opportunity in Education. Over the next several weeks Congress and the President will continue serious negotiations on ways to avoid going over the “Fiscal Cliff” that we are all reading and hearing about. Many parts of the Federal Budget are “on the table” including revenues (taxes), entitlements like Medicare and Social Security, and discretionary spending. Discretionary spending includes TRIO, GEAR UP, and most other education programs. Very well organized interests are aggressively working against higher revenues and against entitlement cuts. This means education programs like TRIO and GEAR UP are especially vulnerable at this time.

YOU CAN USE

Please contact President Obama, both of your Senators and your Congressman/Congresswoman and urge them to protect discretionary spending, particularly education spending, in any negotiated budget agreement. ... It is important that students, family members and friends of TRIO and GEAR UP email or call as well. I cannot overemphasize the importance of getting your entire network involved in this effort. In addition to your immediate circles - your staff, students, alumni, family members - you must also encourage other friends and acquaintances to get involved. This ranges from members of your religious communities to your fraternities and sororities; from your academic and social affiliates to your local politicians and activists. Indeed, if discretionary spending is not protected, all of the services upon which they rely - from education to air traffic control to food safety - are at risk. Therefore, we all have a stake in the fiscal cliff fight! More information about the fiscal cliff, sequestration, and TRIO in the federal budget can be found at http:// www.coenet.us/coe_prod_imis/COE/Issues/Bulletin_Board/COE/NAV_Issues/GR_Bulletin_Board/2012/TRIO_ GEAR_UP_and_the_Fiscal_Cliff_Frequently_Asked_Questions.aspx. There you will also find e-mail addresses for President Obama, your Senators, Members of the House, and newly elected Senators and Members.

How Budget Talks Affect Young People (excerpt) from A Fight for the Future: Education, Job Training, and the Fiscal Showdown, National Priorities Project http://nationalpriorities.org/en/blog/2012/11/21/fight-future-how-budget-talks-affect-young-people/

* The federal government currently spends more annually on the war in Afghanistan than on education. As states made deep cuts to education funding in recent years, federal education funding barely held steady, and the nation’s young adults fell from 1st to 12th globally in educational attainment. * The federal government cut $1 billion from job training for disadvantaged youth over the past decade. Currently, underfunded training programs reach fewer than 5 percent of the 6.7 million disconnected youth — those not connected to work or school and most in need of help. * The federal government spends more on tax breaks for oil and gas companies than on programs for disconnected youth and far more on subsidies for livestock feed than on employment for young people in AmeriCorps. * Looming automatic budget cuts, known as “sequestration,” will cost thousands of youth jobs in 2013. AmeriCorps, which has already sustained cuts in recent years, creates 80,000 youth jobs a year — though in 2011 it received a record 582,000 applications. Cuts from sequestration could pull nearly $40 million dollars from the program in 2013, in addition to reducing funding for nearly every other education and training program.

UB Update

3

October-December 2012


UB S T A R Watch Congratulations, Lawrence J who was inducted into Holmen High’s National Honors Society and Dan D who was inducted into Logan’s NHS!

Congrats to these UB seniors who have received their college acceptance letters already!

Dung L and Selena V (Central) were nominated as Students of the Month in September/October!

ZAKARY J - South Dakota School of Mines and Technology!

Fue Y (Holmen) was named to the La Crosse Tribune prep wrestling honor roll in December!

MAI NUE L - UW-Stevens Point and Winona State University!

Dan D, Jason H, Savannah M, Alexis R, Celia R, Yer V, and Yong Yee V were named to Logan High’s first quarter honor roll!

YER L - UW-Eau Claire, UW-La Crosse and Winona State University!

SENIORS!

SELENA V - UW-Eau Claire and UW-Stevens Point!

VOLUNTEER!

YER V - UW-Stout!

Volunteering helps others of course, but it can also help you! You can get experience in a career field, talk to professionals in the field, meet new friends, expand your college/career network, enhance your college and scholarship applications and much more!

LARRY X - UW-La Crosse, UW-Milwaukee LEE X - UW-Eau Claire CHAI Y - UW-La Crosse, UW-Green Bay

Some great places to volunteer and get more info about and experience in careers include hospitals, animal shelters, Boys/Girls clubs, elementary schools, day cares, places of worship, museums, community theaters, libraries, meals on wheels/support programs, and more!

FUE Y - UW-La Crosse, UW-Parkside

MARK YOUR CALENDAR! UB’S WINTER FUN DAZE SATURDAY, JANUARY 19 1 to 4 p.m. Myrick Park (La Crosse)

Resolve to get involved in a win-win volunteer situation this new year! Ask your teachers or school counselors for ideas based on your interests and skills. Check out UB’s web page at www.uwlax.edu/upbound/volunteer.htm.

- an OPTIONAL event! October-December 2012

4

UB Update


DOLLAR$ & $EN$E

Financial Literacy for Upward Bound Students and Families On Saturday, October 20, UB students, parents and staff gathered at the DB and Marge Reinhart Center, Viterbo University, for a program about money - earning it, budgeting, investing and spending it. Dr. John Robinson, PhD, assistant professor of finance at Viterbo’s Dahl School of Business, was our keynote speaker and led the budgeting workshop for younger students. Aaron Knapp and Xia Vang, from UW-L’s Financial Aid Office presented a program for seniors and parents about financial aid. Students were asked to write about their financial goals and how they plan to reach them. Here are excerpts. For my goal of owning a house, I will have to build up a good credit score. To support a wife and family I will need to start a savings account early and continue to deposit into this account without withdrawing any money. I will also need to have an emergency fund set aside.

The first step I did to save money was to not pay $300 for driver’s ed. I didn’t have a car, so I didn’t need to drive, so I figure I can wait until I’m 18. I’m already half way to my $2,000 for college goal. $ $ $ $ $ $ I put my full pay check in the bank and keep tips for spending. I will apply for grants and scholarships. And I will be working during college.

$ $ $ $ $ $ I think the presenter brought up some good points about “not bringing your car to college.” That is a fantastic way to save money. Another good point was staying out of debt. Pay all bills on time and don’t ever get behind.

$ $ $ $ $ $ Money is a pretty important thing. If you are responsible you could be fine with it, but if you’re not, you could be in trouble. I want to be responsible with money so I need to not over-spend, have a budget, and save. I will have to think out needs vs. wants so I spend my money on the most important things first.

$ $ $ $ $ $ During high school, I plan to apply for grants and scholarships so college will hopefully be easier to pay for. I also plan to not have any credit cards so I would not be tempted to overspend and get myself into a lot of trouble.

$ $ $ $ $ $ Life is always throwing you the unexpected and when the unexpected happens, most of the time, money is needed. Just recently, my car needed work but I didn’t have the money to fix it. At the credit union I learned because I have a job with a monthly income I am eligible for a loan. Afer every monthly payment I plan to put in 5 to 10% of that amount into a savings account so if needed it can be used but also is the start of my retirement funding.

$ $ $ $ $ $ Creating a plan is easy but achieving or carrying out that plan is difficult. I will create a monthly budget that will balance my activities and comfort, try to avoid debt by following the budget and applying for as many scholarships that I can, and I plan to invest my money in the stock market. $ $ $ $ $ $

Need more info about saving and budgeting?

My first step is to avoid too much debt. I will make more wise choices before making any mistakes. I will only buy or spend my money on necessary needs and avoid anything that I don’t need such as spending money on a car. I can get transportation without using a lot of money, but I probably won’t go anywhere without an education.

UB Update

$ Altra FCUs Elements of Money: elementsofmoney.com/altra/index.php $ Teen Consumer Scrapbook (WA state) www.atg.wa.gov/teenconsumer/index.htm

5

October-December 2012


UB CAREER DAY Saturday, November 10 marked UB’s 29th Annual Career Day! We met in UW-L’s Centennial Hall. Our thanks to Career Day guests, Jennifer Buelow, graduate assistant in UW-L’s Office of Career Services; Shawn Nadeau, Ho-Chunk Health; Mike Bechtel, EdD, La Crosse Central High School; and Brian Collins, Thanks also to UB La Crosse County Social Services. parents who attended! My dream job would not be an accountant but I would love to be one. I am very good in a marketing and sales enviroment. I am taking an accounting class now and I like the concept of transactions and putting things into accounts. On the other hand I dont like the math and terms that go along with being an accountant. The only thing I know is that I would like to get into the business world.

At this UB Saturday event, students were introduced to our new online component - CyberBound. To help all students better connect with Saturday programs and topics and get them used to the type of online classroom increasingly used by many universities, CyberBound will be a standard component of UB from now on. Saturday event writing lets UB students practice critical thinking and writing skills which they will use every day at college. November’s writing prompt was “What do you want to be when you grow up?” Here are some responses:

I would like to become a teacher. It’s been my dream ever since I was in kindergarten. I spend most of my days with kids, babysitting, and being with kids. There was not one day that I wasn’t with a kid or kids. I love playing with them and being with them. It’s something I would enjoy doing for my career. * * * * * *

* * * * * *

I would like to be a math professor because math is my favorite subject. I don’t really care about the money part, I just like helping students understand things and accomplish their goals. But I would like to be a traveling teacher to help different kids all over the world!

I would like to become a criminal psychologist because it will give me more of an understanding of why people do “bad things” and it will help me in preventing the important people in my life from making the same mistakes that they do.

* * * * * * * * * * * * I want to become a pharmacist because it deals with a lot of science. I actually used to hate science but then once I took chemistry, I started to like it more and more. I like working with others and making others feel happy. I know being a pharmacist is not going to be easy. It takes a lot of responsiblity.

I would love to be a fashion designer because with just clothes, it can make you feel pretty, happy, sad, mad, or confident. Also along with my designing, I would love to give the clothing that I design to those who are less fortunate. I would love to just make their day with something that they can make them warm and comfortable.

* * * * * *

* * * * * *

I want to be a veterinarian. To successfully achieve my goal, I am going to have to work hard. I have to get good grades, push myself, and try my very best. I need to try and get B’s and higher. I need to push myself to take hard classes. I also need to do my very best in all my classes even if I don’t want to.

I want to be a nurse. I would be able to help others when they need it. I would not mind doing something different every day from helping a baby be delivered to giving children flu shots, from answering phone calls to sorting papers. I would want to be a nurse because it is a great thing that they do.

October-December 2012

6

UB Update


UB College Visits!

Cultural Events!

On Thursday, October 25, 22 UB students visited UW-Eau Claire. Students heard about admissions and financial aid policies, enjoyed lunch on campus, took a campus tour, met with UWEC students and attended a majors fair. Even though the weather was a bit dreary, all those who attended felt the visit was worthwhile!

Seventeen UB students attended a UW-L Theatre Department production of “Mirror of the Invisible World,” an adaptation of a 12th century Persian epic. In November, 11 UB students were wowed by a performance by the Golden Dragon Acrobats on the UW-L campus. In addition to the “How’d they DO that?!” questions, students talked about how their lives and opportunities were different from those of the performers.

On Friday, October 26, three UB students visited Rochester Community and Technical College (RCTC) where they learned about admissions and financial aid, took a tour and discussed majors and 2+2 year programs. (And they got t-shirts!)

UB offers several optional cultural events for its participants. Students get to experience plays, lectures, concerts and performances they might not see otherwise. These positive events also give students and chaperons a chance to talk about bigger ideas and issues and see what kinds of low-cost entertainment opportunities are available for college students.

On that same day, 14 UB students attended Winona State University’s Open House where they learned about admissions and financial aid, toured and at lunch on campus, and explored majors. The residence hall tour was quite an eye opener! Students who attended both days’ visits were able to compare campuses and program offerings.

A list of second semester optional events will be mailed in January.

birthdays!

Study Tips Over Break scientifically proven to be effective!

Sam M (12/1) * Danielle H (12/5) PaZong V (12/21) * Chai Y (12/24) Tanner B (12/27) * Brandon T (12/30) Dallas L (12/31) * Savannah M (1/16) Whitney J (1/25) * Judy L (1/30) Alyssa Y (2/3) * Celia R (2/12) Bee Y (2/16) * Lee X (2/18) Brittany L (3/1) * Jordan H (3/3) Katie W (3/9) * Grace B & Linda V (3/13) Jade H (3/14) * Jason H (3/18) Yer L (3/22) * Brody H (3/25) Chevana V (3/26)

* Spend a little time each day on each subject study small portions each day is much better than last minute cramming! * Study different subjects in a single session - varying material makes a greater impression on your brain and aids retention * Quiz yourself! - Make and take quizzes from material you are studying. It’s more effective than just reading over notes. * Get enough sleep! You need seven to nine hours per night for your brain to function properly. * THINK YOU CAN! The messages you give yourself can make a big difference! You ARE smart, capable, creative, and able to learn and grow!!

UB Update

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October-December 2012


Sou Her (Logan ‘11), a student at the University of WisconsinMadison, participated in the UW’s Undergraduate Symposium 2012: Celebrating Research, Creative Endeavor and Service-Learning last spring. Daisy Perrigo (Tomah ‘10) made the Dean’s List at Viterbo University last spring! Anthony (Nick) (Villa-)Teschler (Holmen ‘05), a graduate of the University of Wisconsin-Madison, will begin an enlistment with the US Marine Corps at the end of November. Stay safe, Nick! The “Kickin’ Sisters,” karate student daughters of UB grad Sheng Xiong (Sparta ‘90) were recently featured on News Channel 8. www.news8000.com/lifestyle/in-search-of/In-Search-Of-Kickin-Sisters/-/87186/17238116/-/71yxu5z/-/index.html We’ve learned about quite a few education successes in the past few months! Congratulations, GRADUATES!! James Peth (Tomah ‘07) graduated from the University of Wisconsin-Stevens Point last December! Sarah Brueggen (Sparta ‘08) graduated from the University of Minnesota last May! Yia Lor (Holmen ‘04) earned an Associate’s degree from Minnesota State College-Southeast Technical! Pa Zong Xiong (Central ‘07) earned an Associate’s degree from Century College in May! Chelsea Powell (Tomah ‘09) has graduated from Western Technical College! Justin Adams (Holmen ‘03) has graduated from Western Technical College! Tou Lee Xiong (Logan ‘03) graduated from Western Technical College! Pa Houa Vang (Central ‘06) graduated from the University of Wisconsin-La Crosse in May! Victoria Pearson (Logan ‘06) graduated from the University of Wisconsin-Milwaukee in May! Nellie Xiong (Central ‘07) graduated from the University of Wisconsin-Stout in May! UB Grads! Please keep in touch! Did you graduate? Start a new school? Get a new job? Invent and new invention? We want to know!!! Please email UpwardBound@uwlax.edu OR LIKE OUR FB PAGE!!!

R

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UPWARD BOUND BENEFIT #137

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TRIO freshmen attending public or private two or four year postsecondary institutions in Wisconsin were eligible for special multi-year GRANTS (money that does NOT need to be paid back) . UB notified graduates about this opportunity and helped them complete their applications. We know about the great UB benefits for high school students, but UB graduates who stay in touch with the program are eligible for continuing advising, help with financial aid, and information and opportunities that help them persist in earning their college degree! October-December 2012

8

UB Update


It may seem crazy, but we are already hard at work preparing for UB’s 2013 Summer Session! Families will receive summer enrollment paperwork in late January. We will again offer a bonus stipend for submitting completed paperwork early or on time. A common question we hears is, “Do I have to come to summer?” While we can’t force anyone to attend the summer session, we can tell you that if you attend you will: • • • • • • • • • •

Get a head start on next year’s classes Be less likely to drop out of college once you begin Feel less homesick when/if you leave for college Gain access to college professors and facilities Have the opportunity to earn more than $100 in stipends and bonuses Increase your eligibility for the UB summer bridge program which is worth more than $8,000 Get to do community service - giving back and increasing your scholarship opportunities and résumé Travel to Minneapolis/St. Paul to visit colleges, business, and local cultural attractions Meet fantastic college student tutors aand staff who can help you learn to be a great student Make new life-long friends, learn new academic skills, and find out new things about yourself, your abilities, and your potential!

Long story short – summer attenders are more successful Upward Bound students and become more successful college students. The summer experience cannot be recreated or taught in a book, you simply have to be there!

UB Update

9

October-December 2012


UB Second Semester Calendar January Su M Tu W 1

Th

2

F Sa

3

4

2012-2013

April Su M Tu W

5

1

No Holmen

2

HT 6

7

8

9

10

11

practice ACT opt tutoring LaX Holmen, 5:30-8 pm Tomah

13

14

15

16

17

12

21

22

23

8

(Feb. ACT reg. ddln)

18

14

15

practice ACT LaX (all) Fun Daze

24

25

lt 9

HT 19

opt tutoring opt tutoring practice ACT LaX Sparta Spa/Tom 5:30-8 pm 4-7 pm

20

7

26

16

22

ST

17

23

12

13

19

20

ST

27

28

29

HT

30

lt

31

ST

28

LT

LT 25

CV

UW-Madison & Eng Expo

26

4

5

6

HT 10

11

12

HT 17

18

13

lt 19

HT 24

College Goal Sndy @ UW-L

25

ST

26

HT

LT 21

ST 27

lt

4

5

16

UB FAFSA workshop 2 to 7

22

6

7

12

13

ST 8

lt 14

2

3

4

10

11

(June ACT reg ddln)

LT 9

ST 15

Sa

LT 16

*Potluck

17

18

25

We will schedule extra tutoring through May.

23

*S*

28

ST

6

5

Th F

19

20

21

22

23

24

26

27

28

29

30

31

LT Memorial Day

LT

March Su M Tu W Th 3

1

HT 15

ST

lt

May Su M Tu W

LT 14

20

9 (ACT)

LT

UW-L

2

8

CV Viterbo

CV

lt 7

lt

F Sa 1

KEY: HT (required for Holmen 5:30 - 8:30) LT (req. LaX @ UW-L, 5:30 - 8:30) ST (req. Sparta & Tomah 3:30 - 7:00 CV = college visit *S* = Saturday event

ST

27

30

HT

February Su M Tu W Th 3

29

lt

7

F Sa

June Su M Tu W

1

2

8

9

2

3

15

16

9

10

11

22

23

16

17

18

Th F

Sa 1

4

5

6

7

8

12

13

14

15

19

20

21

22

27

28

29

(Apr. ACT reg. ddln)

HT 10

11

lt 12

HT 17

18

ST 13

lt 19

LT 14

ST 20

LT 21

Summer UB begins

NO TUTORING - UW-L SPR BK 24

25

26

27

28

No Spa/Tom

31

Easter

HT

lt

ST

(ACT)

LT

MLK Day

HT

6

*S*

LT

18

24

Sa

5

11

ST

lt

F

4

10

lt

HT 21

3

Th

29

30

23

24

No LaX

LT

30

25

26

(ACT)


Parents’ Page Financial literacy At our October Saturday event, guest speaker, Prof. John Robinson, Ph.D., faculty member at Viterbo University’s Dahl School of Business provided many tips about finances and budgeting for college bound students and their families. Here are some highlights and ideas:

Make a budget! Parents and students can make and go over a sample budget so new college students are not tempted to spend beyond their means. Use a template like the one at UB’s website: www.uwlax.edu/upbound/parents.htm/#Budget Talk about ways to save money! Fortunately, once tuition, fees, room and board are paid, students should have few extra expenses, especially if they take advantage of free or low cost transportation and entertainment opportunities on campus. A bike is much cheaper than a car, for example, especially when most colleges offer free bus passes to students. Look for a lower cost cell phone plan - many pay as you go (month to month) plans provide unlimited data and texting for as low as $35 per month. Attending a college that uses textbook rental can save hundreds of dollars per year. Everything from clothes to household supplies can be found at discount stores and sites or re-sale stores like Goodwill. Teach your student to monitor expenses. Understand credit cards. New laws have made it harder for students to get their own credit cards without parent approval. Talk to your student about credit and responsible use of credit cards. Some parents add an older teen as an authorized user on their own cards for a year or so to teach and monitor good habits. Some approve debit cards which have more controls built in. But students should watch out for debit card accounts offered with college student IDs. Check for fees and charges before activating. Check with your bank or credit union to see if they offer a student credit card with incentives for on time payments and limits on spending. Save for college! Have you been saving for your child’s education? Even a little bit every month can help and may provide a tax benefit. Check into 529 Plans - state sponsored college savings plans for parents, aunts, uncles, and grandparents. Contributions to Wisconsin’s Edvest (529) Plan and earnings used to pay for qualified higher education expenses are federal and Wisconsin income tax-free. (Learn more at www.edvest.com) Plan big financial moves (selling or buying a home or business for example) in advance so you don’t sabatoge your student’s financial aid eligibility. Student earnings and savings also should be handled carefully so as not to negatively affect financial aid eligibility! Keep an eye out for scholarships! UB recommends students set up a free account at www.fastweb.com, a free scholarship search site. Students should also check at their school guidance offices. Check for scholarships from your utilities, family work places, unions, community organizations, places of worship and retail stores. Ask among relatives; children of veterans may be eligible for special scholarships. UB will help with this search! Understand the financial aid process. In January or February of their senior year, students and their families will complete the Free Application for Federal Student Aid (FAFSA). This is the key to grant and subsidized loan eligibility and could be worth thousands of dollars. UB will host a FAFSA workshop in Feburary. Parents of seniors should make sure their 2012 income taxes are completed as soon as possible. Aid money is sometimes given on a first come, first served basis. Details about UB’s FAFSA workshop will be mailed in January. More information about the financial aid process is at http://studentaid.ed.gov/

UB Update

11

October-December 2012


Upward Bound 176 Murphy Resource Center UW-La Crosse La Crosse, WI 54601 608 785-8539 UpwardBound@uwlax.edu www.uwlax.edu/upbound

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