Colorado Springs Business Journal August 25, 2017 by Colorado Springs Business Journal

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Constructing tomorrow’s workforce today By Audrey Jensen

n June, there were more than 62,000 job openings nationwide in construction, an industry that has seen workforce demand grow faster than nearly any other sector, according to the Bureau of Labor Statistics. To help grow that workforce, several organizations in Colorado and El Paso County are working together to change the conversation and perception about employment in the construction industry, where annual wages can start at more than $50,000. To increase the number of skilled construction workers in Colorado Springs, the Housing & Building Association of Colorado Springs, the Southern

Colorado Construction Career Day Foundation and builders such as Vanguard Homes and others are working to educate and inform students and young adults about careers in the industry. The construction trades have been long neglected in high schools, said Jim Johnson, CEO of GE Johnson Construction Co. “No one was truly invested in developing those craftspeople. There was a perception — and it’s still present — that construction-skilled crafts was not really a career, it was a job until you got a career at Facebook or whatever,” Johnson said. “It’s a real job … [but] it wasn’t seen as high-tech, so a lot of various generations were not interested. We had an image problem.”

Last December, the GE Johnson Construction Co. Community Foundation awarded $250,000 to the Pikes Peak Community College Foundation and the Foundation for Colorado Community Colleges to provide scholarships for new construction certification and degree programs. Through the Jim Johnson Construction Challenge and matching grants, up to $580,000 is expected to go to PPCC and rural colleges in the state to support construction training. About 100 students are enrolled for the fall semester of PPCC’s construction certification classes, starting Aug. 28, said Warren Epstein, executive director for marketing and communication at the See Build page 9

Council likely to allow entertainment districts E By Bob Stephens

ntertainment districts are likely to become part of the Colorado Springs landscape, said City Councilor Don Knight, but in what form they’ll be approved is still up for discussion. The Colorado Springs Liquor and Beer Licensing Board unanimously voted Aug. 18 to pass proposed amendments to the City Liquor Code, and city council had its first reading of an ordinance that would permit entertainment districts Aug. 22. A second reading by city council is scheduled for Sept. 26 and Knight predicts it will pass handily. “I don’t know if it’ll be unanimous, but I think it’ll be a clear majority,” he said. “The real meat is going to come with how we set up the process for applying for an entertainment district. It won’t be an ordinance; it’ll be council procedures or something like that.” If council passes the amendment, an entertainment district will allow “common consumption areas” to be operated by a “promotional association.” Each request will be handled separately, Knight said. And the requests could vary wildly — from shutting down Tejon Street with multiple businesses coordinating the event, to allowing customers to carry alcohol from one establishment to another designated district inside Ivywild See District page 5

Photo by Bob Stephens

City Councilor Yolanda Avila talks improving the lives of those she represents in the city’s District 4.

INSIDE

John Hazlehurst on grants............ 3 Cyber accelerator........................... 4 Choosing customers...................... 6 Small Biz: Duncan & Associates.... 8 YP: Anna Parrish (left)................. 11 Business Research Corner.......... 15 Other Voices................................. 20

EDITORIAL: STORMWATER FEE’S TIME HAS COME

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Colorado Springs Business Journal

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Concerned, it’s obviously getting worse.

44%

Terribly concerned. I know families

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it has affected.

me in any way.

Not at all. This is overblown.

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CSBJ OPINION

Stormwater fee’s time has come The issue: The city left its stormwater infrastructure unfunded for far too long. What we think: The stormwater fee, expected to raise $17 million annually, is a long-awaited solution to the problem.

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n recent months, the city has started to tackle a languishing problem that has long plagued Colorado Springs — and created a legally tense relationship with its southern neighbor, Pueblo. Stormwater. Colorado Springs needs a dedicated fund to address stormwater issues: flooding, drainage, erosion, sending contaminated water down Fountain Creek to Pueblo. And this time around, they’re doing it right. City leaders have polled the community, discussed stormwater with anyone who will listen and collaborated with Pueblo leaders to find a solution that will work. That solution is a stormwater fee charged to property owners. The Springs is the only major city in the nation without a dedicated fee charged to property owners and developers based on the amount of cover they place on a parcel of ground. There are always naysayers to pick apart the details. The city’s definition of what creates stormwater should include snow and not just rain, for example. Others say Colorado Springs should have acted decades ago and charged developers stormwater fees as they were building huge projects like Briargate. That’s probably true — but they didn’t, and now city leaders must

find a solution even while facing legal action from the Environmental Protection Agency. The solution works in other cities, and should work here: Charge a stormwater fee to cover drainage issues and address those that have been neglected far too long. After a voter recall for an earlier fee, residents in Colorado Springs now recognize the problem needs a solution. A poll earlier this month said most voters — not all, but most — favor a stormwater fee. It’s the plan favored by Mayor John Suthers, who doesn’t exactly embrace a tax-and-spend mentality. City council, after rescinding a similar fee in 2009, decided on Aug. 8 to renew the fee and decided earlier this week to put it on the ballot. No matter what voters decide, the city must take steps to address the backlog of stormwater drainage infrastructure projects. It’s part of basic city services: roads free from potholes, adequate police and fire protection, infrastructure to prevent flooding and erosion. If the city can raise $17 million a year in stormwater fees to address drainage issues, then money now used for that purpose can provide funding for more police and fire protection. More than 10,000 people have moved to Colorado Springs in the past three years, according to economists. As the city grows, it will need to attract businesses and jobs — and that means providing basic city services. No one wants to pay more taxes, but let’s all agree: The chronic stormwater problem is threatening our city’s relationship with Pueblo; it’s causing economic development problems. It needs to be addressed immediately, not left for future leaders to face. Supporting the stormwater fee is supporting business development. CSBJ n

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Colorado Springs Business Journal

Aug. 25 - Aug. 31, 2017

OPINION: HAZLEHURST

Grants provide substantial boost to many

f you’re a charitable nonprofit, a state entity, local government or a noncommercial cause-oriented organization, you won’t last long without filling a certain crucial position: grant writer. The city of Colorado Springs is no exception to this rule. Multiple city employees are directly and indirectly involved in the grant HAZLEHURST writing process. This year, their efforts will be rewarded by more than $40 million in grants, most of them from the federal government. From 2014 through 2017, grants have brought in about $180 million — $50 million went to the airport, $30 million to transit, $12 million to police and $7 million to parks, recreation and cultural services. Other major recipients included fire, stormwater, city engineering and community development. The federal government, as any Republican will tell you, is the principal source of these eagerly sought bonanzas. Your friendly local GOPster will also insist that such handouts should be substantially curbed, even completely discontinued. He might suggest that you take a look at USAspending. gov, the publicly accessible searchable website that tracks government spending. In 2017, federal agencies distributed $644.4 billion in grants, included in 486,297 transactions. Colorado received a total of $30.9 billion in contracts, grants, loans and “other financial assistance,” including Medicare, food stamps and flood insurance. Grants comprised about 30 to 35 percent of the total. Our Republican would argue that such grants don’t

John

necessarily go to the greatest needs of local government, but to recipient agencies whose needs/programs fit in with the transient priorities of the Feds. Combine skilled politicians at local and state levels, local funding matches, brilliant grantsmanship and fashionable projects — and the money spigots open wide. Ask a Democrat, and you may get a different answer. He/she might point to an agenda item from Monday’s City Council work session. It’s an ordinance authorizing “a supplemental appropriation to the grants fund in the amount of $9.9 million for the Hazard Mitigation Grant Program awards funding landslide affected property acquisition and for the Community Development Block Grant-Disaster Recovery award funding phase III of the Manitou Incline Corridor Reconstruction project.” Heavy rainfall and flooding in 2015 triggered landslides in isolated southwest areas of the city. Around 27 homes were so severely damaged that they were condemned. All losses were uninsured, and no rebuilding was possible on the unstable ground. The city applied for funding from the federal Hazard Mitigation Grants Program, which “provides grants to states and local governments to implement long-term hazard mitigation measures after a major disaster declaration.” HMGP is funded by FEMA grants to the states. It can cover up to 75 percent of the eligible cost of each project. That doesn’t make eligible property owners whole by any means, since they’ll have to part of the demolition and other costs, but it’s a satisfactory res-

olution to a difficult problem. By law, the properties will be permanently converted to open space. Similarly, the Manitou Incline is a unique regional treasure. First constructed in 1907 as an incline railway to build and service a hydroelectric plant above Manitou Springs, the former railway bed gains 2,000 feet in elevation in less than a mile. It attracts hundreds of thousands of climbers annually, but it’s sorely in need of maintenance. Flooding has both damaged and destabilized it. Thanks to coordinated and persistent efforts by multiple entities (both private and governmental), the Incline will get a $2 million facelift. It won’t be as good as new — it’ll be much better. Yet conservatives might argue the federal government has no business funding an open-air fitness club, especially since the national debt now stands at $19,844,962,412,703. As for the damaged houses — well, life isn’t fair, is it? Should the government step in and alleviate every individual misfortune? And besides, spending all this time and effort on grants has to distort government priorities and magnify inefficiencies. How would a Democrat respond? Here’s a guess: “Look, you’ve got a point about the debt and about misallocation of resources. But we have to live in the world as it is, not as we think it should be. So here’s my compromise: forget all those grants, close the Incline and fund a single-payer health system!” Republican response: “On second thought, I’m OK with the grants…” CSBJ

The federal government is the principal source of these eagerly sought bonanzas.

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Colorado Springs Business Journal

Cyber accelerator first of its kind in city By Helen Robinson

new nonprofit security tech accelerator — the first of its kind in Colorado Springs — is taking shape, aiming to recruit entrepreneurs to the city and boost cyber economic development. Exponential Impact (EXi) will take a holistic approach to mentoring and coaching, said CEO Vance Brown, and will focus not only on technology and funding but also on leadership, ethics, humanity and sustainability. “I’ve heard a lot about how it’s difficult to bring in funding and build technology companies in Colorado Springs, and I beg to differ,” said Brown, who is co-founder and executive chairman of Springs-based Cherwell Software. In 2014, Cherwell was recognized as one of the 101 fastest-growing companies in North America by Deloitte’s Fast 500. “A lot of people say it’s hard to raise funding, but just in February we were able to raise $50 million from KKR — they may be the largest private equity company in the world and they had no problem with Colorado Springs. They’re just looking for good technology and good management and good companies.” EXi will target security technologies including cybersecurity, artificial intelligence and Blockchain. Brown said Colorado Springs has “a lot of security-based DNA” and needs to “bring in some of the best in the world

for security technologies, if we’re going tor will help attract top entrepreneurs to be a thriving city that hopes to be and companies that may not want to the hub not only for cybersecurity but give away or sell stock early, and it could security technologies in general.” make those companies more sustainable Brown is in discussions with a numin the long run. EXi will help secure ber of organizations, including institufunding for those startups that need it. tional investors, to work on early stage Chicago-based tech accelerator 1871, funding. The aim is for EXi to have its which has incubated more than 500 first cohort and program in the spring. companies in five years, has agreed to The application and vetting propartner with and advise EXi, Brown cess will be rigorous, beginning with said. EXi will also be part of the Global Launch Camp, a five-day retreat EXi’s Accelerator Network. Brown said he website describes as hopes the city and state will provide “sessions, activities, incentives to keep one-on-one mentoring, high-level netnew tech companies working and handsin Colorado Springs on startup shaping.” or persuade them to “I haven’t heard relocate here. of other accelerators “In the film inthat do so much to dustry, if an outfilter and find the sider comes in and — Vance Brown spends a million best. ... We hope to improve the success dollars to do a film rate of the accelerators with the vetting,” in Colorado, there’s a rebate of 20 perBrown said. cent... That’s a heck of an incentive,” he Organizations that are a good fit said. “If we’re incentivizing these other go on to the three-month accelerator companies that pop in and leave, why wouldn’t we incentivize companies to program. Unlike most accelerators, EXi come here and stay here? That’s a gift will not necessarily require startups to that keeps on giving.” exchange equity for funding — because some may not need it. Startups get about $1 million, on “With Cherwell, for instance, we bootaverage, in the funding round after an accelerator, Brown said. strapped it, and I don’t know if I’d have “What if they stayed here and spent even wanted to go to a program where I’ve got to give 5 to 8 percent [equity],” that million here?” he said. “We’re going Brown said. to throw out a global net, but getting Changing this aspect of the accelerathem to stay here is the goal.”

“We’re going to throw out a global net, but getting them to stay here is the goal.”

The accelerator is in the proof-ofconcept stage and bringing in funding is key, he said. EXi will be “really important in the overall ecosystem in Colorado Springs” and these security technologies represent “limitless possibilities,” said Hannah Parsons, Colorado Springs Chamber & EDC chief economic development officer. “It will create a place for emerging and growth companies to ... participate in a mentor program and potentially seek and receive additional funding and/or investment, post-accelerator, and ideally help some of those companies remain in the region,” Parsons said. The Chamber & EDC is helping EXi make connections and set up the nonprofit organization. Brown said EXi hopes to “explain to the community what we’re doing, why we’re doing it, how we’re doing it and how they can get involved” as part of the annual Governor’s Cybersecurity Symposium in November, with Ret. Gen. David Petraeus scheduled to speak. The symposium’s opening events, co-hosted by the National Cybersecurity Center and EXi, will represent NCC’s first opportunity to work alongside the accelerator, said NCC’s CEO Ed Rios. “The [NCC] is here to support all accelerators in Colorado Springs, across our state and throughout the nation to improve cybersecurity for all, accelerate cyber economic development and increase cyber workforce development,” Rios said in an email. CSBJ n

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Colorado Springs Business Journal

Aug. 25 - Aug. 31, 2017

District: Approval expected after second reading From page 1

Photo by Bob Stephens

Businesses in the Ivywild School would benefit from a district.

School, where patrons currently can’t take alcohol from one establishment down the hall to a different retail outlet. “The nuances are going to be in how many times a year, and what are the hours we’re going to allow,” Knight said. Susan Edmondson, president and CEO of Downtown Partnership of Colorado Springs, cited issues such as security, safety, nearby residents and hours of operation — but also voiced approval for the idea. “The Downtown Partnership supports entertainment district legislation,” she said. “We want to make sure this becomes a possibility for small businesses.” But she believes there should be limits. “We certainly don’t want something that shuts down Tejon Street on a permanent basis,” she said. “At times is fine, but not weekly or daily.” Liquor Board Chairman Ian Lee, who also owns Brooklyn’s on Boulder Street, an upscale downtown tasting room, also supports the idea. “When they’re done right, they’re awesome,” Lee said. “This is going to be an exciting thing. Education is always the toughest element for citizens to wrap their brain around because this isn’t part of their daily walk.” It’s a good idea for council to review each request, Edmondson said. “They can decide what makes sense and what doesn’t for each applicant,” she said. “I can see two or three restaurants who share a central courtyard or patio taking advantage of this. You get pizza and I get tacos, and we share a cocktail in the same space.” Lee likes giving local business owners a chance to expand. “I think the more opportunity we provide for business owners and citizens to get involved and create cultural and entertainment activities in spaces that don’t have

them lets us get multiple uses out of our city,” he said. “It provides an opportunity for citizens to be creative.” Lee and Knight both pointed to Ivywild as a potential beneficiary of the ordinance. “I went there last week, and it’s a perfect fit for this,” Knight said. Lee echoed that sentiment: “Right now they have two liquor licenses there, one’s a manufacturing [license] for Bristol Brewing Co. and the other one is a standard one for The Principal’s Office. They have signs posted everywhere — here’s the boundary line for this license, and you can’t take stuff back and forth. This would offer them an opportunity to create a homogenized space.” Council must still decide how to approach the idea. “To me, this is more analogous to a land-use decision than an alcohol decision,” Knight said. “Therefore, the public process should be the same as when we do a land-use decision. Specifically, I want to hear from people inside the district — because it’s not all bars — and I want to hear from people 500 feet around the district. Some might be residents, some might be churches; I know it can’t be schools.” Knight suggested 10 p.m. might be the proper cutoff time, and said he wouldn’t support the ordinance if the state hadn’t previously made entertainment districts legal. Greeley was the first city to take advantage of the new state law and create an entertainment district. “I’ll be supporting it, but I’m not a champion for the idea,” Knight said. “My concern is: Do we need another place where people can drink and walk the streets? I’d just as soon not have them but since the state has allowed it … if we control it properly, it’ll be advantageous to the businesses and their customers.” To the local economy, he figures, it won’t matter much. “It’ll mean more income to the individual bars,” Knight said, “but overall, I don’t think it’ll be much of an economic difference.” CSBJ n

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6 Aug. 25 - Aug. 31, 2017

Colorado Springs Business Journal

Hate groups aren’t protected class for businesses ancestry. Sexual orientation includes gender identity. As a general matter, you can decide not to do business with ix a plush Colorado Springs resort with someone because of their beliefs or associations, but you a controversial right-wing extremist can’t do it when it lines up with one of these classes.” group in these times, and it becomes a Exceptions, he noted, could be for health code reapowder keg waiting to explode. sons or if someone is belligerent or intoxicated. Cheyenne Mountain Resort avoided that potentialThe bottom line, Kniffin said, is that businesses can ly volatile situation by canceling the reservation of mostly choose their customers. VDARE Foundation, a white nationalist group that “The main restriction is public accommodation,” had booked the facility for a three-day conference he said. in April 2018. Kniffin is also a member of the Country Club of The resort has been tight-lipped, Colorado Springs Colorado at Cheyenne Mountain Resort. Mayor John Suthers issued a statement praising its “As a member, I’m glad they did the right thing,” decision, and VDARE founder and he said. “I join Mayor Suthers in leader Peter Brimelow responded in thanking the resort for doing the his customary manner, claiming right thing.” his group is being persecuted. Was Kniffin surprised by the “Further proof we no longer live in cancellation? a free country, thanks to Totalitarian “Strictly at a human level, no Left bullying and capitalist cowardbusiness wants to be caught in a ice,” Brimelow wrote in an email refirestorm like this,” he said. “If you sponse to more than a dozen quesstrip everything else away from tions from the Business Journal. — Eric Kniffin this … they want to provide a nice Anything but, countered Springs experience for their guests. None attorney Eric Kniffin with Lewis of their guests want to be caught Roca Rothgerber Christie law firm. up in controversy. They don’t want parades and “Businesses can generally refuse to do business with demonstrations.” anyone they choose,” he said. And threats of protests were already being tossed He cited the public accommodation law, noting that about. Colorado’s is broad while the federal statute is pretty narrow and “talks about restaurants and hotels.” VDARE.COM DEEMED A ‘HATE WEBSITE’ “Colorado’s is pretty much any business that offers According to the Southern Poverty Law Center things for sale,” he said. “So, if you’re a business that website, VDARE was started in 1999 by Brimelow, engages in anything for sale to the public, you are a an English immigrant. SPLC says “VDARE.com is an place of public accommodation. The second step has anti-immigration hate website. … where relatively to do with denying services on the basis of a protected class. The protected classes are race, creed, color, sex, intellectually inclined leaders of the anti-immigrant sexual orientation, marital status, national origin or movement share their opinions. VDARE.com also reguBy Bob Stephens

“Businesses can generally refuse to do business with anyone they choose.”

Photo by Bob Stephens

Attorney Eric Kniffin says businesses can choose customers.

larly publishes articles by prominent white nationalists, race scientists and anti-Semites.” Brimelow calls VDARE.com a “forum site,” although Kniffin said many fringe groups like to portray themselves one way while catering to extremists. Longtime Washington, D.C., insider Pat Buchanan has been published on the site, as has conservative columnist Michelle Malkin, along with Jason Kessler, who organized the protest by white supremacists and neo-Nazis in Charlottesville, Va., on Aug. 12 that resulted in a clash with counter-protesters. A car was See Resort page 21

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Colorado Springs Business Journal

Aug. 25 - Aug. 31, 2017

ONE-ON-ONE

Avila takes reins in southeast Springs By Bryan Grossman

hile she was born in Mexico, Yolanda Avila’s family has had ties to Colorado Springs since the late 1950s. The city councilor represents District 4 on the Southeast side, an area with which she is entirely familiar. Avila’s father spent 21 years in the Army and was stationed at Fort Carson on more than one occasion. Avila attended local elementary and middle schools and is a graduate of Mitchell High School. She attended Pikes Peak Community College and earned her degree from Colorado College, where she studied economics and political science. Avila (and dog, Puma), a resident of 80910, spoke with the Business Journal about her district, her challenges and her commitment to her constituents. What’s your history with Colorado Springs? Well, I was born in Mexico. My mom did the opposite of what some would expect — when she was pregnant she would leave the U.S. when she could and go to Mexico to have her children. … There was a lot of racism at the time — people had to drink from separate water fountains and were segregated in public places. My mom didn’t like that. My parents were living in Garden City, Kan., which is where my dad had been born and raised. … He got a letter from Uncle Sam and was drafted into the Army. He was based at Fort Carson for the first time when I was 3 years old and

my mom fell in love with the Springs. She said it would be our home base. I’m not a native here, but I sure feel like one. What was your first job out of college? I graduated during a recession and looked everywhere for a job. There was a receptionist position with the Chamber of Commerce that I applied for and was told I would be bored to tears. I ended up going to Denver and worked … helping women on public assistance get into job training or into a job with benefits. I was in Denver until 1989. Then what? I went to law school in Michigan for a year and I did not like it. ... So I went to Orange County, Calif., in 1990. Every job I applied for, I was offered. It was so different from here. I had been working as a temp at a machine shop doing administrative stuff. They really wanted me to stay, but I said I applied for a job with the county as a criminal defense investigator. They laughed. “You have to know somebody,” they said. “You’re from Colorado. You don’t know anybody.” Three weeks later I was offered the job. What was that job like? I loved it. I couldn’t wait to go to work — kind of like now. In 1995 I’d been promoted and bought a new Toyota See Avila page 19

YOLANDA AVILA I like all my colleagues. These people are smart.”

Photo by Bryan Grossman

8 Aug. 25 - Aug. 31, 2017

Colorado Springs Business Journal

SMALL BUSINESS

Duncan and her associates take on accounting world By Bryan Grossman

erhaps it was Janet Duncan’s psychology degree that led her to realize she wasn’t the ideal employee. But it was that discovery (along with being laid off) that helped her make the leap needed to go into business for herself. Duncan is the owner of Duncan & Associates, a full-service small business accounting and tax firm located on South Academy Boulevard. An Army brat, Duncan moved to Colorado Springs as a pre-teen before her father, a military policeman, retired from Fort Carson. Duncan hasn’t moved away since. She graduated from Harrison High School and attended UCCS on a scholarship, where she studied psychology with the intent of becoming a police officer before changing course and pursuing a career in counseling. But the birth of her son forced her to re-evaluate her career path. “Everything changed,” she said. “I thought, ‘Oh, I need money. Kids are expensive.’” She realized the number of intern hours required to become a counselor wouldn’t meet her earning needs. “I got into accounting [by] accident,” she said. “Counseling is a noble profession, and I admire anyone who can do it, but I had a mouth to feed.” She was pursuing her master’s when she made the decision to switch to business. “I excelled in the business school, and when we got to the accounting piece, I did even better,” Duncan said.

‘BABY-BOOMER-MEETS-MILLENNIAL’ Prior to switching career tracks, Duncan wanted to assist female offenders dealing with substance abuse problems. “That was going to be my focus, but life happened, so that wasn’t going to work,” she said. “But I really liked the program coordination and management part [of that job]. And accounting is systems management 101. Everything goes into a box. The ironic part is when I was trying to figure out my major at UCCS, my mother told me to become an accountant.” Duncan worked for local firms, but admits she was miserable. “I wanted to start at the top and work my way up from there,” she quipped. “That’s not what my employers envisioned. “I was a terrible employee. I did my job, but that was it, and I wasn’t happy. I didn’t have a great attitude and was probably miserable to be around.” Firms want accountants to work long hours and be part of “the traditional corporate climb,” Duncan said, adding 60- or 70-hour workweeks during tax season weren’t for her. “I had little ones and didn’t want to work 60 hours a week,” she said. “My daughter started kindergarten

Duncan & Associates Established: 2011 Employees: 5 Location: 2130 S. Academy Blvd. Suite 200 Contact: duncanaccounting.net 719-426-2876

Photo by Bryan Grossman

Janet Duncan is the owner of accounting and tax firm Duncan & Associates, which is located on South Academy Boulevard.

when I took that job and I missed her entire kindergarten year.” Duncan was laid off on a Friday, the day before her birthday, and her husband said to take the weekend to “wallow,” but on the following Monday, she should start her own business. It was 2011, and that’s exactly what she did. “This has come out better than I planned,” she said. When asked if she was confident starting out on her own because she earned a business degree, Duncan said she wasn’t. “I’m this far into this, and I still have a lot to learn,” she said. “I’ll constantly be asking clients what I can do more of or better. I’m always taking classes regarding changes in tax law and bookkeeping and auditing. This field is changing fast.” She said some of those changes include challenges attracting new talent, and she is often one of the youngest professionals at industry events. “The work dynamic is changing. I met with a consultant a year ago to help focus my growth and we talked about my work habits. He said I was a Baby-Boomer-meets-Millennial. “I said, ‘No, I’m Gen X, dude.’ “He said I had the work ethic of a Baby Boomer but the work habits of a Millennial. That’s why I won’t meet at 8 a.m. I hate 8 a.m. “It makes it hard because you have Boomers

with one foot out the door and they have the 8-to-5 mentality, so I drive them nuts. Then you have the Millennials who want to do what they want to do. I don’t necessarily need you here 8 to 5, but you better work like you’re here 8 to 5. I drive them nuts, too.”

A RELATIONAL APPROACH Duncan began her business out of her home before quickly outgrowing the space. She moved a couple times before settling in November in her location on South Academy Boulevard. Since moving, clients and revenue have tripled, she said. Because of recent growth, Duncan said she is looking to hire. During tax season, Duncan & Associates employs five, then drops to three during the offseason. She would like to be at five employees (including two accountants and two bookkeepers) year-round and begin to take on more of a management role. “I have a young adult now as far as my business is concerned,” she said. “Now I have to get it fully functioning and out of mom’s basement.” Duncan said her relational approach with clients has helped her be so successful. “I foster relationships,” she said. “We’re relationship-based, not file-based. People appreciate that — especially in this highly automated world where everyone is just a number.” CSBJ n

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Colorado Springs Business Journal

Aug. 25 - Aug. 31, 2017

Build: Available jobs outpace supply of trained workers From page 1

community college. Epstein said several scholarships are still available. The HBA of Colorado Springs is also working with builders, school districts and trade associations to support programs like Careers in Construction and Construction Careers Now, which were created to introduce high school students to the industry. In its first year, HBA’s nonprofit Careers in

Construction program was piloted by Harrison School District 2, which issued 19 Home Builders Institute Construction Core Certificates during the 2015-16 school year and 85 certificates during the 2016-2017 school year. The program started with 21 students and has since expanded to 300 students across five schools. Colorado Springs School District 11 and Falcon’s District 49 are also participating. Vanguard Homes and other builders took part in HBA’s workforce development program by donating

Photo by Audrey Jensen

Trenton Collins interned at GE Johnson Construction Company for three weeks and was hired as a full-time employee in August.

money to the Building Futures Fund to provide longterm financial support. Mark Long, president of Vanguard Homes, said many workers left the industry after the last recession, but the demand for workers in El Paso County has picked up over the past several years. “We’ve got more work to be done than workers,” Long said. “Workers have to work more hours and it’s more stress on them.” Another program for potential construction workers is the Southern Colorado Construction Career Day Foundation’s 10th annual career event Sept. 14 at the Norris-Penrose Event Center. Created for high school juniors and seniors, the event will teach hands-on skills and offer technology demonstrations. Linda Champlin-Frank, president of the Southern Colorado Construction Career Day Foundation and former president of several local National Association of Women in Construction chapters, said that more than 500 students participate in this half-day event, some traveling from New Mexico. This year’s sponsors include the El Paso County Contractors Association, IBEW/Colorado Springs Electrical JATC and the National Association of Women in Construction. Champlin-Frank said the organization conducts multiple building and construction trade and apprenticeship training programs in Colorado, and she said she has seen a need for more skilled workers over the past decade. “Construction workers [are] aging out and, with all the technology and people pushing kids toward college and IT stuff, we’ve lost the trades part of it. There’s a definite need for these skilled workers,” she said. “It’s very hard now for companies to find workers who are eligible to work or who are trained and are willing to go through training.” CSBJ n

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10 Aug. 25 - Aug. 31, 2017

Colorado Springs Business Journal

BY THE NUMBERS

NATIONAL PERSONAL INCOME GROWTH 49 states

Durable goods manufacturing earnings was a leading contributor to growth in Michigan.

saw personal income growth in the first quarter of 2017. Growth average:

1 percent,

Auto workers in Michigan and in eight other states — Illinois, Indiana, Kansas, Kentucky, Missouri, Ohio, Tennessee and Texas — received profit-sharing payments totaling

up from 0.3 percent in the fourth quarter of 2016

State with fastest-growing personal income:

$5.3 billion

Idaho

(annual rates) in the first quarter of 2017, under terms of agreements between manufacturers and the United Auto Workers signed in 2015.

1.6 percent. Followed by:

Louisiana, Michigan, Florida and Texas

1.3 percent.

Mining earnings grew

2.8 percent

States with slowest growth:

Kansas, Minnesota, North Dakota and Iowa

Nebraska, at -0.1 percent,

6035 HEALTHY LIFESTYLES:

C H A N G I N G AT T I T U D E S AT A LT I T U D E

was the only state where personal income declined.

Earnings increased

0.9 percent in the first quarter of 2017.

Earnings growth ranged from 1.3 percent in Michigan to -0.7 percent in Nebraska.

Real total personal income growth — Average annual percent change, 2010-2015 El Paso County: 2.75 percent Colorado: 4.22 percent U.S.: 2.64 percent

nationally after nine consecutive quarterly declines. Construction earnings growth continued in Q1 2017 and was the leading contributor to growth in total earnings in Florida and in Louisiana.

For the nation,

earnings grew in 21 of the 24 industries for which BEA prepares quarterly estimates.

Sept. 14

11 am - 2 pm Norris-Penrose Event Center

Put on your workout clothes and join the CSBJ as we celebrate the healthiest companies in Southern Colorado! Frank Serratore, hockey coach at Air Force Academy, will be the keynote speaker. Come early and stay late for interactive fun at the Health Expo — and during lunch, learn which companies are creating the best workplaces for health and wellness.

Last week for early bird pricing: $30 a person, Table of 10: $300 Use code EBPRINT17 • Prices go up Sept. 1

RSVP AT CSBJ.COM/EVENTS

CO LO R A D O S P R I N G S B U S I N E SS J O U R N A L

Colorado Springs Business Journal

Aug. 25 - Aug. 31, 2017

YOUNG PROFESSIONAL

Parrish promotes brothers, sisters, mentors in region By Bryan Grossman

nna Parrish was drawn to Colorado even as a teen, despite never having visited. Born in Greenville, N.C., Parrish moved with her family to Virginia before venturing back to attend college at Appalachian State University in Boone, N.C. It was her love of the mountains that led her to earn her degree there, and the mountains eventually brought her to the Centennial State. Today, Parrish is manager of fund development at the Pikes Peak office of Big Brothers Big Sisters Colorado in Colorado Springs. She spoke with the Business Journal this week about building her career in the community she never thought she’d love. How did you end up in Colorado? I always wanted to live in Colorado. I’d never been here and came out around my 25th birthday to visit. Six months later I moved. Even before Google was a thing, I remember doing internet searches for apartments in Denver. I was maybe 16 and didn’t have family out here or anything. I just knew I wanted to be here. I always loved the mountains. My family moved to Virginia when I was 10 or 11 but I went back to North Carolina and went to school at Appalachian State, which is in the mountains. What did you study? Communications and public relations with a minor in political science. I considered law school but, when I graduated in 2009, it didn’t seem like a good option because of the recession and lack of jobs. Plus my grandfather told me I was too honest to be a lawyer. It’s funny, though, because a lot of people in my family have a law degree. What did you decide to do? I wanted to do something in communications. I enjoyed it and felt I was good at it. When I graduated, I started volunteering with a congressional campaign. The following January I was asked to be a press assistant. I started there and it morphed into way more responsibilities. … I was asked to start fundraising and I knew I wanted to go into the nonprofit or advocacy world. That’s why I looked at law school. But when I got the skill in fundraising, I thought all nonprofits need help in fundraising, so that was the transition to this world.

First impressions of Colorado Springs? The first time I came to Colorado it was in December and I visited Fort Collins, Boulder, Estes Park, Vail and Aspen — but not the Springs. My parents have friends here. They came out six months after my first trip and I came with them to Colorado Springs. This definitely felt like a bigger city. I’m really drawn to small cities. I liked Manitou Springs when I came out because it reminded me of the main street at Appalachian State. It also felt like the Springs was kind of segmented. Just in the four years I’ve lived here, I’ve seen so much change. Even though this is a big city, it doesn’t feel that way. I run into people all the time and I’m very comfortable getting around. I never thought I would have applied for jobs here or find myself here, but I’m so glad I did. What should people know about BBBS? For Big Brothers Big Sisters of Colorado, next year is our 100th anniversary. We’re affiliated with the Denver office — we’re the Pikes Peak office. We do a lot of collaboration with Denver, but we also have our own campaigns. ... The Mentor 2.0 program is our newest program. We are starting our second year and we’re in partnership with Atlas Preparatory High School. Across the U.S. there’s one counselor per 471 students. This program ... matches one professional with one student for their entire high school career. Last year we had about 120 freshmen at Atlas Prep and matched every one of them. This year we have 136 freshmen to find matches for, and we’re still looking for mentors for that program. A lot of these students will be first-generation college enrollees and attendees.

And you’re in contention for a big grant? Yep. It’s the State Farm Neighborhood Assist grant, and it’s in its second year. They had more than 2,000 submissions and have narrowed the finalists to 200. For 10 days people could vote for those causes and the top 40 of the remaining 200 receive a $25,000 grant. There are only three causes in Colorado — one in Boulder, one in Granby and we’re the only southern Colorado cause. The $25,000 would go directly to support the Mentor 2.0 program. … Hopefully people can vote [neighborhoodassist.com] Friday [Aug. 25], which is the last day voting is open. CSBJ n

Photo by Bryan Grossman

“The small classes, exceptional faculty and affordability made the UCCS MSA the perfect fit.” Top Ranked Graduate Business Programs Designed Around You Online MBA Ranked #1 in Colorado by U.S. News and World Report

uccs.edu/mba uccs.edu/msa

Aishia Rogers, MSA (2016) Audit Associate | BKD, LLP

12 Aug. 25 - Aug. 31, 2017

Colorado Springs Business Journal

BUSINESS BRIEFS

KUDOS Compiled by Bob Stephens

ENT CENTER FOR THE ARTS HAS FIRST DIRECTOR Aisha Ahmad-Post, who produced The New York Public Library’s flagship cultural series, is the new director of the $70 million UCCS Ent Center for the Arts. Ahmad-Post was selected following a national search and will be responsible for programming the Ent Center for the Arts’ performing arts series and representing the 92,000-square-foot arts complex to the community. The UCCS Ent Center for the Arts opens in January 2018.

WESTAPHER AIDS SPRINGS RESCUE MISSION Colorado Realtor Vicki Westapher of RE/MAX Properties Inc., pledged for the fifth consecutive year to donate a portion of her annual profits to Springs Rescue Mission to help fight homelessness, poverty and addiction in Colorado Springs. Westapher also hosts an annual client appreciation event that doubles as a food and clothing drive for the Springs Rescue Mission. In addition to supporting SRM, Westapher has been

a volunteer elementary school art appreciation instructor and a volunteer Junior Achievement instructor.

COLORADO COLLEGE HONORS TWO RENOWNED ALUMS The new community center and courtyard at Colorado College’s East Campus Housing Community, on the southeast corner of Uintah Street and Nevada Avenue, will bear the names of two prominent Colorado College alumni. The Hybl Community Center is named in honor of William J. Hybl, Class of 1964, and the Hershey Courtyard is named in honor of Laura Ann Hershey, Class of 1983. The eight residence halls at the East Campus Housing Community also are named in honor of prominent former Colorado College students. Hybl is chairman and chief executive officer of El Pomar Foundation. Hybl’s career in public service spans more than four decades of local, national and international involvement and Hershey was a renowned disability-rights activist, writer and poet, who was diagnosed with a rare form of muscular dystrophy at age 2.

KEYNOTE SPEAKERS:

Erik Davidson & Michael Serio, Economists for Wells Fargo

Friday, September 29, 2017 1:30 p.m. - 4:30 p.m.

Forum Founding Partner

ARA Newmark announced the $44.5 million sale of Commons at Briargate, a 194-unit asset located in northern Colorado Springs. The property sold for more than

$229,000 per unit, setting a record for the highest price per unit ever recorded in a Colorado Springs multi-housing sale. The property was 96 percent occupied at the time of sale. Built in 1996, Commons at Briargate’s floor plans average more than 1,000 square feet.

PEOPLE ON THE MOVE

Audrey Mincey

New Director, Marketing and Communications The Home Front Cares

Beth O’Brien

New Director, Marketing and Client Relations Colorado Mortgage Company

Tim Cooper

New Vice President of Ops and Sales Discover Goodwill

Lorrie Molli

New Vice President of Innovation and Strategic Planning Discover Goodwill

Submit items for Kudos, Business Briefs or People on the Move to editorial@csbj.com.

21st Annual UCCS Economic Forum - 2017 AGENDA

1:00 p.m. - 1:30 p.m. Registration 1:30 p.m. - 1:45 p.m. Opening Remarks

Welcome: Master of Ceremonies, Samuel Elliott, Co-founder of Tejon Technologies & UCCS College of Business Graduate Venkat Reddy, Ph.D., Chancellor, UCCS John Suthers, Mayor of Colorado Springs - by video

The Antlers Hotel 4 S. Cascade Avenue Colorado Springs, CO Platinum Level Sponsors:

COMMONS AT BRIARGATE FETCHES RECORD PRICE

1:45 p.m. - 2:45 p.m. Keynote Address: National and International Outlook

Erik Davidson, Chief Investment Officer, Wells Fargo Michael Serio, Regional Chief Investment Officer, Wells Fargo

2:45 p.m. - 3:55 p.m. Economic Conditions and Outlook for the Pikes Peak Region Tatiana Bailey, Ph.D., College of Business and Administration, UCCS 3:55 p.m. - 4:30 p.m. Audience question and answer session with economists Community Updates: One minute briefings by community leaders throughout the program

Media Sponsors:

4:30 p.m.

Networking happy hour, The Antlers Hotel foyer

Join us as the Forum presents its annual analyses of the national and regional economies. In addition, community leaders will deliver one-minute updates throughout the program.

Colorado Springs Business Journal

ON THE HORIZON Compiled by Amy G. Sweet

Business Development

Submit items for On the Horizon to events@csbj.com.

Networking Events

Regional Events

Saturday, Aug. 26

Tuesday, Aug. 29

Wednesday, Sept. 6

SCORE: Inspiring Entrepreneurs

HBA: Parade of Homes Gala

Latino Chamber: Coffee Break

The Service Corps of Retired Executives hosts an event about federal contracts, Catalyst Campus, 8 a.m., 555 E. Pikes Peak Ave. Contact Joe Humphreys at 719-531-6333 for more information.

Wednesday, Aug. 30 SBDC: QuickBooks Part II Learn the advanced use of QuickBooks, 12:30-5 p.m., 1675 Garden of the Gods Road. Register at pikespeaksbdc.org.

Thursday, Aug. 31

Learn the winners from the Parade of Homes, 5-8 a.m., The Antlers, A Wyndham Hotel, 4 S. Cascade Ave. Go to cshba.com to register.

Tuesday, Sept. 5 Springs Chamber: Connect Speaker is Mina Liebert, public health planner at El Paso County Public Health, 11:30 a.m.-1 p.m., Phantom Canyon, 2 E. Pikes Peak Ave. Go to coloradospringschamberedc.com to register.

Wednesday, Sept 6 CSBJ: COS CEO

Discover how to use MailChimp to send bulk emails, 4:30-6:30 p.m., Library 21c, 1175 Chapel Hills Drive. Go to ppld.org to register.

Kevin O’Neil, the CEO behind Catalyst Campus, Braxton Technologies and the O’Neil Group, will share his path to success, his leadership vision and plans for the future, 4:30-6:30 p.m., Garden of the Gods Club and Resort. Go to csbj. com/events to register.

Wednesday, Sept. 6

Monday, Sept. 11

SBDC: Quickbooks, Part III

Chamber: D.C. Fly-In

PPLD: Intro to MailChimp

Learn how to make the most of Quickbooks, 12:30-5 p.m., 1675 Garden of the Gods Road. Go to pikespeaksbdc.org to register.

PPLD: Minding Your Business This class will identify business trends and target markets, free, 4-6 p.m., High Prairie Library, 7035 Old Meridian Road. Go to ppld.org to register.

PPLD: Twitter for Business Learn how to set up a Twitter profile for your business, noon-1:30 p.m., Library 21c, 1175 Chapel Hills Drive. Go to ppld. org to register.

Thursday, Sept. 7 PPLD: SEO Basics Discover how to use Search Engine Optimization for small businesses, free, 6-7 p.m., Library 21c, 1175 Chapel Hills Drive. Go to ppld.org to register.

SCORE: Start-Up Basics The Service Corps of Retired Executives teaches the first in a series of six classes about starting a business, 6-9 p.m., Catalyst Campus, 550 E. Pikes Peak Ave. Go to coloradosprings.score. org to register.

Saturday, Sept. 9 BBB: Clean Sweep The Better Business Bureau of Southern Colorado holds an event to get rid of hazardous waste, 8 a.m.-1 p.m., 1675 Garden of the Gods Road.

The Colorado Springs Chamber & EDC leaves for its annual networking and lobbying meeting in the nation’s capital, through Sept. 14. For more information, go to coloradospringschamberedc.com to register.

Tuesday, Sept. 12 BBB: Buzz with the Bs The Better Business Bureau of Southern Colorado hosts its monthly networking breakfast, 7:30-9 a.m., Patty Jewett Golf Course Clubhouse, 900 E. Espanola St. Go to bbb.org/ southern-colorado to register.

Thursday, Sept. 21 Chamber: Connect The Colorado Springs Chamber of Commerce & EDC hosts its bimonthly networking lunch with speaker Jariah Walker, 11:30 a.m.-1 p.m., Jack Quinn’s Irish Pub, 21 S. Tejon St. Go to coloradospringschamberedc.com to register.

Chamber: After Hours The Colorado Springs Chamber of Commerce & EDC hosts its after hours networking event, 5-7 p.m., First Tee of Pikes Peak, 525 N. Academy Blvd. Go to coloradospringschamberedc.com to register.

CSBJ: COS CEO Join the Colorado Springs Business Journal and hotelier Perry Sanders as he talks about downtown Colorado Springs and his plans for the future, 4:30-6:30 p.m., The Mining Exchange hotel, 8 S. Nevada Ave. Go to csbj.com/ events to register.

Join the Pueblo Latino Chamber of Commerce for its coffee break, 8:15 a.m., Chavez Huerta Preparatory Academy, 2727 W. Eighth St., Pueblo.

Pueblo: Sales Tax Filing Learn how to properly file sales taxes, 10 a.m., Colorado Department of Revenue Service Center, 827 W. Fourth St., Suite A, Pueblo. For more information, go to pueblochamber.org.

Thursday, Sept. 7 Woodland Park: Social Media The Pikes Peak Small Business Development Center teaches how to use social media to promote businesses, 11:30 a.m.-1 p.m., Woodland Park Chamber of Commerce, 210 E. Midland Ave. Go to woodlandparkchamber.com to register.

Latino Chamber: Happy Hour Join the Latino Chamber of Commerce in Pueblo for its happy hour networking event, 5 p.m., location to be determined. Call 719-542-5513 for more information.

Tri-Lakes: Networking Breakfast The Tri-Lakes Chamber of Commerce meets for breakfast, 7:30-9 a.m., 166 Second St., Monument. Go to trilakeschamber.com to register.

Friday, Sept. 8 Fountain: Networking Breakfast Join the Fountain Valley Chamber of Commerce for breakfast, 7 a.m., Sarges’ Grill, 6436 Highway 85. Register at fountainvalleychamber.com.

Monday, Sept. 12 Tri-Lakes: Basics of Bookkeeping Learn the basics of keeping books with the Tri-Lakes Chamber of Commerce, 9 a.m.-noon, Tri-Lakes Chamber of Commerce and Visitor Center, 166 Second St., Monument. Go to trilakeschamber.com to register.

Thursday, Sept. 14 Fountain: Olde Town After Hours The Fountain Valley Chamber of Commerce hosts its after-hours networking at Olde Town and Gateway District businesses, 6-8 p.m. Go to fountainvalleychamber.com to register.

Aug. 25 - Aug. 31, 2017

14 Aug. 25 - Aug. 31, 2017

Colorado Springs Business Journal

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Penetration testing reveals cyber Achilles heel By Helen Robinson

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olorado Springs school districts are hiring hackers to find the holes in their cybersecurity defenses. They’re among an increasing number of organizations turning to penetration testing — ethical hacking that locates and exploits a system’s security flaws — so they can see their own weaknesses before the bad guys do. Terry Bradley, chief technology officer at PLEX Solutions LLC, said penetration testing, commonly known as pen testing, isn’t cheap, but it’s not as costly as a data breach — in dollars or in reputation. “From mom-and-pop up to Fortune 50, the average data breach costs about $1 million … and if you’re on the momand-pop side, it might put you out of business,” he said. “Sixty percent of small and medium businesses [go under after a breach]. It’s reputation — studies say 80 per… to start off and someone’s stolen your cent of a company’s intangible value is identity, that’s really scary.” reputation.” While personal information “is one Most small and medium-sized orgaof the hottest commodities on the marnizations don’t have the resources and ket,” Bradley said, school districts presexpertise to properly secure their netent opportunities for cybercrime that works, and simply aren’t aware of how go far beyond data theft. ubiquitous cyber attacks have become. School districts are being hit finan“If you think ‘I’m too small to be atcially by hackers via fraudulent wire tacked’ or ‘No one’s heard of us’ or ‘We transfers and fraudulent invoices. They don’t have any sensitive information’ can also unwittingly become part of — no,” Bradley said. “People are just hacker infrastructure. attacking anything that’s on the inter“Schools and universities are oftennet. They’ve got automated systems that times targeted by intelligence services, constantly scan for vulnerabilities, that just to gain a closer proximity to the acscan for weak passwords. If you’re on the tual target,” Bradley said. “If I’m a hackinternet, you’re going to get attacked.” er, I need a lot of infrastructure: servers Educating local busithat I can send emails ness leaders about vulfrom, servers that I can nerability assessments move through that apand penetration testing pear to come from difat the Cybersecurity ferent places. Oversight Training “Say I’m a Russian event Aug. 10, Bradley hacker — if my target pointed to Academy is Peterson Air Force School District 20 as Base or Cheyenne — Terry Bradley an example of an orMountain, I’m much ganization successfulbetter sending out fake ly using monthly penemails from [the] disetration testing to improve their cyber trict where some of these officers’ childefenses. dren go to school, than from a server “When it first started they had some in Russia.” critical vulnerabilities,” he said. “They Bradley said many school districts are fixed those, then more popped up and “just starting to address” penetration they fixed those. Over time, they’re gettesting and consistent vulnerability ting better. assessments, while others are being “They’re measuring it, they’re workturned down by their school boards ing on it, they’re improving. That ultifor funding reasons. mately pays big dividends.” “Budgets are not unlimited for any Shelley Kooser, chief information ofdepartment,” Kooser said, “[but] I think ficer for D-20, said PLEX was hired for it’s better being proactive about spendpenetration testing about three years ing the money upfront and knowing ago to protect student data and the diswhat your vulnerabilities are, versus trict’s reputation. having someone else tell you what they “It was about making sure we were are after they’ve taken your data.” protecting who we are as a district, our Kooser said year-round pen testing name, our brand — and I have students and security assessments are part of a in the district. As a parent, I want to multifaceted approach to information make sure their data is protected,” security for D-20, which also emphasizKooser said. “These are school-age kids es ongoing employee training.

“If you’re on the mom-and-pop side it might put you out of business.”

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Elizabeth Walhof, director of instructional technology integration and professional development for Lewis-Palmer School District 38, said the district uses both ongoing pen testing and vulnerability assessments, and audits successfully identified “some patching and configuration challenges” that the district had addressed. Walhof said LPSD38’s other cybersecurity strategies include patches, updates and filter evolution, legal compliance, staff education, and information-sharing with business, school and community leaders. “We continually make improvements to make ourselves a ‘hard target,’” Assistant Superintendent Cheryl Wangeman said in an email. In 2016, a potential data breach of some student accounts was identified at D-38. The investigation was turned over to the Monument Police Department, which completed and closed its investigation without filing charges. Applied Trust, a data security consulting firm hired by the district, found that a login credentials vulnerability did exist but no student data was compromised. As a result, Walhof said, D-38 made changes to how user accounts are named and how passwords are provisioned and changed. She said the experience of dealing with a possible data breach had “created a more user-friendly narrative around the importance of cybersecurity. Cybersecurity is talked about in larger circles.” While D-38 avoided a breach, Bradley said other school districts are not so fortunate. “There are definitely school districts out there that have already been breached,” he said. “They’re either losing data and they just don’t know about it, or they’ve been breached by a hacker who has some other motive other than financial or personal data.” CSBJ n

Colorado Springs Business Journal

BUSINESS RESEARCH CORNER

Aug. 25 - Aug. 31, 2017

Send business questions to OPED@uccs.edu

The siren song of lucrative but tangential opportunity Problem: We’re a young and growing company that has developed a reputation for delivering value to clients and we have aggressively sought new growth opportunities. We were just presented a new opportunity that could substantially grow our business, but it is tangential to our core capabilities. How should we decide whether to seize this opportunity or pass on it?

ounders usually have specialized skills that enable them to generate financial returns while providing value for customers. Perhaps the founder is an accountant, a hairdresser or a construction contractor who used to be an employee, but decided to go out on his or her own. In the beginning, the goal is often James just to break even while building a customer base and a good reputa- VAN SCOTTER tion. Within a few years, a founder might be managing a growing organization with dozens of employees, but without ever having considered a long-term strategy. The absence of strategy is still a strategy, but it is an ad-hoc strategy that results from merely following the path of opportunities as they arise. As organizations grow, emergent strategies fail to promote sustainable competitive advantage or maximize performance. This scenario presents a dilemma for many growing companies: the problem of identifying strategic fit of new opportunities. How can a business owner decide if an opportunity is a good strategic fit if she has never really considered strategy? Surely, some opportunities are clearly a fit, while others are not. The problem resides in the middle gray area and is exacerbated by the attractiveness of potential financial returns. While chasing every opportunity that comes up sounds like a great way to grow, the result is often a strategically incoherent entity governed only by opportunism. Unfortunately, this can result in companies pursuing opportunities that are a poor fit for their resources, capabilities and human capital. It can frustrate the workforce, reduce morale and create a toxic culture driven by opportunism. Growing organizations can make intentional decisions about which opportunities to accept by paying attention to their strategy and strategic fit. Developing a positive organizational strategy can yield numerous benefits for organizations: 1. Increase strategic fit by linking opportunities with existing resources and capabilities; 2. Improve the organizational culture by providing a sense of purpose that transcends opportunism and fosters positive employee engagement;

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3. Guide decision-making throughout all levels of the organization by reinforcing a shared vision, mission and a set of core values; and 4. Intentionally position the organization for competitive advantage and profitability. While creating an intentional strategy sounds easy, in reality conversations around strategy are often the most challenging. Disagreements among managers can be profound and difficult (or impossible) to reconcile. It can take hours of heated discussion in order to get the leadership team on the same page. Achieving consensus agreement among leaders is essential for obtaining buy-in from employees.

ACTION STEPS Here are some things leaders can do to start building a positive organizational strategy: 1. The top leadership team must develop and communicate an aspirational vision that includes: • A customer-focused BHAG (Big Hairy Audacious Goal) that would be realized if everything worked out perfectly over time; and • A good vision statement which presents an idealized version of the future. Use visual imagery in language to paint a motivating picture of an ideal future in the minds of employees.

2. Develop a memorable mission statement that: • Focuses on customer solutions rather than specific product features; and • Guides the organization by stating how it will achieve the vision. 3. Create a clear statement of core values that: • Defines what the organization cares most about — integrity, safety, quality, etc. • Focuses on values for benefiting employees, customers, and key stakeholders; and • Considers ethical dilemmas in work activities and core values to guide behavior. When integrated into onboarding and employee training, these basic elements of strategy inspire, motivate positive behavior and provide guidance for decision-makers. With these in place, organizations can begin working on a balanced scorecard with performance metrics for customers, finances, processes and learning and growth goals. It all starts with getting the team on board with the same shared vision. James R. Van Scotter II, Ph.D., is an assistant professor of strategy in the College of Business at UCCS. His current research is focused on executive succession and compensation, personality and leadership, organizational design and culture, and strategy and firm performance. Contact: OPED@uccs.edu.

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Nominations due Sept. 22 • Visit CSBJ.com/Nominate

16 Aug. 25 - Aug. 31, 2017

Colorado Springs Business Journal

Focus

SOUTHEAST COLORADO SPRINGS

Southeast sector is playing catchup By Bob Stephens

Powers Blvd.

Academy Blvd.

Circle Dr.

Platte Ave.

Hancock Ave.

Nevada Ave.

DEMOGRAPHICS

outheast Colorado Springs has long been characterized as the part of town that lags behind. Whether it’s in business development, education, household income or health care, it seems there are fewer opportunities or provisions in the southeast sector. Some of that may be improving — but change is slow. Still, there is hope. Andy Oyler, of Quantum Commercial Group, said there has been activity in the real estate market in southeast Colorado Springs — both commercial and residential. “There has been improvement in retail and in industrial,” Oyler said. “It’s still somewhat lagging, but that’s probably true for most of Colorado Springs. I’m speculating, but I wouldn’t be surprised to see defense contractors be more active as time goes on. We’re optimistic about that happening.” He said the South Powers corridor “is a real opportunity for retail although it is quite challenged and will be for some time.” He said industrial buildings smaller than 30,000

square feet are being leased or sold pretty quickly, largely because there aren’t many options. Oyler said the 4 percent vacancy for retail is low, “but that’s the way it works in a rebounding economy.” “Residential construction has taken off in some parts of that area — although there are a limited amount of lots available — and retail will follow to support those new neighborhoods.” One advantage of living in southeast Colorado Springs, Oyler said, “is that you get a lot more house for your buck.” Residents in southeast Springs don’t have access to a hospital and of the seven doctor’s offices and two emergency care facilities in the region, none are located in the 80916 zip code, said Mina Liebert, public health planner with El Paso County Public Health. “There are definitely gaps in that area,” said interim Public Health Director of El Paso County Public Health Dan Martindale. In one fashion that should change by end of the year, he said, a satellite office for the county’s WIC [Women, Infants and Children] program will open at 2948 Fountain Blvd, in partnership with Harrison

80910 & 80916

80910

23.1 square miles

80916

in B

lvd .

Area:

Pikes Peak Ave.

Founta

School District 2, which owns the building. Liebert said 38 percent of WIC eligible women live in zip codes 80910 and 80916 in southeast Colorado Springs. The building will also be used for meetings and periodic immunizations, Martindale said, like for backto-school students. Both Liebert and Pikes Peak Small Business Development Center Executive Director Aikta Marcoulier spoke highly of the RISE coalition and its efforts to benefit the southeast sector of the Springs in many ways. Marcoulier said she lived in that area for many years and sees great potential. “We partner with RISE, Thrive, the City of Colorado Springs, El Paso County, the Black Chamber, Hispanic Business Council, and the BBB to name a few of the partners working in the 80910 and 80916 area codes,” she said. “The SBDC has also taken the initiative to open a satellite office at the Sand Creek library with the support of volunteer consultant Janet Brugger to host onsite consulting and workshops. We are very excited to have a permanent home in the southeast part of the Springs to assist our small businesses.” CSBJ

Population:

Colorado Springs Airport

69,896

El Paso County: 677,022

Median Age:

Milton Proby Pkwy.

28.5 yrs.

El Paso County: 34.2 yrs.

Source: American Community Survey 2011-15

Source: Quantum Commercial Group Inc.

REAL ESTATE

Commercial Vacancy Rates 11.9%

Residential single family median sale price:

11.0%

$195,000

9.3%

(year to date through June 2017)

7.3%

6.3% 4.0%

SE EPC Industrial

SE EPC Office

SE EPC Retail

“In the last 18 months, it’s been busier than in the previous five years.” — Randy Miller, CBRE vice president

Colorado Springs Business Journal

Aug. 25 - Aug. 31, 2017

NEXT WEEK

AEROSPACE/DOD Source: Community Health Partnership

Emergency care facilities:

Uninsured in SE:

HEALTHCARE

19.6%

Physicians facilities:

0 Medicaid Patients: 31,523 Hospitals:

“Access to resources and public health activities are somewhat limited, as is public transportation.”

Uninsured in EPC:

10.9%

— Dan Fairchild, interim El Paso County Public Health director

BUSINESS

Source: American Community Survey 2011-15

“I believe with the support of the SBDC, the RISE coalition, Thrive, the Southeast Business Planning competition hosted by the CSBJ last year, the city of Colorado Springs and El Paso County, there has been improvement ... for small business.” — Aikta Marcoulier, executive director, Pikes Peak Small Business Development Center

Median annual income: El Paso County: $58,206

Unemployment rate:

$39,500

13.4%

El Paso County: 8.4%

Percentage in poverty: El Paso County: 8.4%

Registered businesses:

5,291

21.4%

New businesses in last 12 months:

EDUCATION

High school graduate or higher: 84% Some college, no degree: 28% Bachelor’s degree or higher: 15.3% Student population: 11,179 62% of students in this district are considered proficient in math and/or reading. Annual budget of $97 million 16% are English Language Learners 71% are eligible for free or reduced lunch programs

Harrison District 2 Racial Breakdown Caucasian: 26.3% Hispanic: 48% Multiracial: 6.5% African American: 15% Asian: 2.1% Native American: 0.9% Pacific Islander: 1%

Source: American Community Survey 2011-15

Colorado Springs Business Journal

THE LIST: CO-WORKING SPACE

Co-working Space

Ranked by Total Number of Offices

2 The Machine Shop is named for the building’s former decades-long occupant, an automotive garage.

To purchase your own Book of Lists or the full Co-working Space List, call Cristina Jaramillo at 719-634-5905

3 4 5

Don’t miss The List Sept. 1: Mechanical/Electrical Contractors Sept. 8: Tourist Attractions Sept. 15: Physical Rehabilitation Centers

Regus (Downtown) 102 S. Tejon St., Ste. 1100 Colorado Springs, CO 80903 719-578-8862/ 719-578-1839 colorado.downtownacc@regus.com regus.com The 9th Floor (Downtown) 121 S Tejon St., Ste. 900 Colorado Springs, CO 80903 719-757-1111/719-757-1100 kim@the9thFloorCO.com the9thfloorco.com The Downtown Executive Center 422 E. Vermijo St. Colorado Springs, CO 80903 719-219-6422/719-219-6200 info@cosdec.com cosdec.com Regus (Briargate) 1755 Telstar Dr. Colorado Springs, CO 80920 719-622-6200/719-622-6201 colorado.briargate@regus.com regus.com Epicentral Coworking 415 N. Tejon St. Colorado Springs, CO 80903 719-470-0415/719-434-2148 admin@epicentral.org epicentral.org The Machine Shop 4 S. Wahsatch Ave. Ste. 120 Colorado Springs, CO 80903 719-359-6966/N/A work@jointhemachine.com jointhemachine.com

55 N/A

340 68

2729 450 1 month

52 N/A

150 N/A

1295 795 1 month

50 100%

585 177

720 325 1 year

45 93%

315 68

3300 749 1 month

23 N/A

161 45

900 495 1 month

16 N/A

100 N/A

N/A N/A month to month

Mail Service

The 9th Floor celebrates its 27th anniversary in September.

Kitchen

Most/ Least Expensive Office/ Shortest Lease

Internet

NR – The Enclave

Sq. Ft. Largest/ Smallest Office

Janitorial

Rank

No. Offices/ Occupancy Rate

Furnished Offices

Ranked by Total Number of Offices Name Address Phone/Fax Email Website

Conference Room

Just Missed The List

From The Book of Lists & Power Pages

Phone Services

18 Aug. 25 - Aug. 31, 2017

Additional Services

Person in Charge, Title/ Year Est.

N/A

Janice Kast Area Manager 2001

Full-service coffee bar, event center that offers catering, full-service catering to all meeting and conference rooms

Kimberly Moore Founder 1990

Optional dry cleaning pick-up and delivery

JoAnn Nunn Executive Administrator/ Manager 2000

N/A

Janice Kast General Manager 2012

N/A

Lisa Tessarowicz Owner 2011

N/A

Valerie Lloyd Owner/Manager 2013

In cases of a tie, there is a secondary ranking of Square Footage of Largest Office. N/A- not available. While every attempt is made to ensure the thoroughness and accuracy of the list, omissions and typographical errors may occur. Please send additions/corrections to cristina.jaramillo@csbj.com.

Sept. 22: Professional Associations/Chambers of Commerce This is the top listing of Co-working Spaces that responded to questionnaires, notices and telephone inquiries.

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Colorado Springs Business Journal

Aug. 25 - Aug. 31, 2017

Avila: Diverse district guided by vocal advocate From page 7

Camry with a sunroof. I was working out of Newport Beach and remember looking up at the palm trees and thinking all my hard work paid off. I had money in my pocket, a new ride. What else could you want? But in 1998 I got the diagnosis that I was going to go blind. I was diagnosed with retinitis pigmentosa, where the cells in my retina gradually deteriorate. I gave my daughter my car keys. I had already gone down a couple one-ways the wrong way. For the first couple years I was in a fog. I didn’t know the life of a person with a disability. But I learned I’m more than my five senses — I’m the depth and breadth of all my experiences and they’re still there. Has losing your vision impacted your sense of social responsibility? What made the transition [to blindness] easier in California was that every street and sidewalk was completely accessible. Buses ran every 10 or 15 minutes. I didn’t have to go on disability and move back in with my mom in the Springs. But I came back to the Springs to retire in August 2011 and a third of the city lights were out. Buses were only running Monday through Friday and they were done by 5:30 p.m. The sidewalks were horrible or nonexistent. I was like, “What happened to my city?” I thought I would read books and do yoga and hang out with my mom. I bought a house near her in 2005 because I planned to retire here. So I started talking at city council meetings and getting involved in transportation. People were asking me to be on their board. I knew things needed to be done and, a couple years ago, before I was elected, we were able to increase route frequency and added night

routes and Saturdays and Sundays. I knew I could have a voice and contribute. Talk about running for council. I’d been asked by some to run for city council and, secretly in my heart, I really did want to. I first ran in 2015 and had no idea what I was doing. I had just broken my ankle after falling into a utility hole. … It had been left open and I walked right into it. … I ran in 2015 with a cast and I’m blind and I don’t have a campaign manager. After my first forum I went home and cried. … I thought, “What am I doing?” I felt like I was in way over my head. But after the 2015 election I did a candidates class — Emerge Colorado — to get the tools I needed to try again. I grew my network and got a campaign manager and treasurer for 2017. I had more than 200 volunteers coming in from Eagle, Denver, all the way to Pueblo. I knocked on thousands of doors. It’s all part of my commitment to my district. My mom lives there. My parents bought that house in 1967, and my mom’s still there. Talk about issues in your district. I felt like my district wasn’t being paid attention to for a long time. People had just given up on anything happening there. When I was campaigning, the unemployment rate in my district was 8 percent. In the city it was 2.7 percent. Five years ago the workforce center was moved to the Northwest side of town. A bus ride [with transfers] could take two or three hours. In 2015 a bus used to pass a third of a block from my house to go to The Citadel mall. Right after the 2015 election, that stop was completely removed. A battered women’s shelter had just located in that exact place because of the bus stop. That wasn’t being paid attention to. It was faster for kids attending Sierra

SOUTHERN COLORADO WOMEN’S CHAMBER OF COMMERCE

High School to walk two miles than wait for the bus. I felt infrastructure projects weren’t being equally distributed throughout the city. I’m also concerned about stormwater and jobs, but transportation ties into everything — getting to grocery stores, medical appointments and work. What are your strengths? When I get emailed by my neighbors, I respond to them and let them know I’m working for them. One person emailed that there was another Dumpster needed at Wildflower Park, so I got a hold of the [parks and recreation department] and the next week the Dumpster was there. The constituent said that had never happened before. I’m a community person. I know policy and stuff and I’m learning, but my strength is my connection to my community. What are your thoughts on this council? I love this council. It feels like we have three pretty conservative council members, three moderate and three progressive council members. I think that creates a pretty good balance. When an issue comes up, it’s great to hear the different points of view from the council. I learn so much from their comments. Personally, I like all my colleagues. These people are smart. It freaks me out. What’s your favorite thing about your district? The people! … We’re passionate but there isn’t a sense of entitlement. … We’re not the squeaky wheel because we’re so grateful for what we have as a community right now. The people in my district are humble, but they also know they aren’t getting their fair share. But I love the diversity in my district, that I can go have soul food and Mexican food and Korean food and Filipino food — you can see I’m all about food. CSBJ n

Learn More about the Southern Colorado Women’s Chamber of Commerce

WWW.SCWCC.COM

CONGRATULATIONS TO THE 2017 ACCOLADES RECIPENTS Business Leader of the Year

Barb Winter Ent Credit Union

Young Professional of the Year

Minority Owned Business of the Year

Member of the Year

Krithika Prashant City of Colorado Springs

Nohemy Montes Mont Wealth

Tamara Moore Relevel, LLC

THANK YOU TO ALL OF OUR SPONSORS! PRESENTING SPONSOR

PLATINUM SPONSORS

GOLD SPONSORS

20 Aug. 25 - Aug. 31, 2017

Colorado Springs Business Journal

OTHER VOICES

Planning the shift from business owner to retiree

t’s a day most business owners both dream about and dread: retirement. To get to this major milestone, you’ve put in long hours; sacrificed time with family and friends along the way; dealt with customers who don’t pay and vendors who don’t deliver. Transitioning out of the business and into the next exciting phase of Benjamin your life should be the easy part, H A R V E Y right? Not always. When the deal closes, the biggest financial event of your life will happen in this one meeting. But will you be able to fulfill your dream of a satisfying, financially secure future when this happens? You’ll either have all the money from the sale (if your deal is all-cash), a good chunk of it with more to come (hopefully), or a down payment on the value of the business along with the promise of a stream of payments to come over time (usually the case in a sale to family members or select employees).

WHY WEALTH MUST BE MANAGED If you’re like many business owners, you’re probably in one of two camps about what comes next: You’ll want to prepare in advance, learning as much as possible about how to manage the cash you’ll be receiving; or you’ll deal with the issue when the cash actually comes. Either way, the choices you make about your business proceeds will have a profound impact on your life in retirement. That’s why the watchword is, “take your time” before moving forward. Your business may represent your largest asset

and the foundation for the money you will need in retirement. These taxable assets, along with whatever you’ve set aside in your qualified retirement plan and/or Individual Retirement Account(s) will need to generate sufficient income to last 20 to 40 years once you stop working. For starters, you need to understand what it will ultimately take to create the lifestyle you want for retirement. After years of focusing on wealth accumulation and the day-to-day cash flow needs of running a business, the challenge is to think in terms of drawing down those assets to provide a reliable stream of income that can last as long as you need it to. That’s why business experts suggest developing a plan that coordinates your business transition and retirement goals. Among other things, its goal is to determine a sustainable income that will help ensure financial security and the realization of your dreams for the future. A comprehensive transition plan can also provide a timetable and strategies that may help you reduce the tax liability on the transferring of assets on the sale of your business. It can help make sure your income needs are met in the future by taking advantage of opportunities such as setting up a pension plan or other type of a retirement compensation agreement prior to the sale of the business — a move that may assist in reducing the corporate taxes and deferring personal taxes. It may also highlight opportunities to pre-pay future expenses, thus possibly reducing the amount of after-tax income you may need in retirement. Examples include paid-up life insurance and a

719-590-9990 3630 Sinton Road, Suite 200 www.six-geving.com

•Property •Transportation & Trucking •Manufacturing & Distribution •Construction & Surety •Technology & Government

•Retail & Wholesale •Hospitality •Christian Ministry & Non-Profit

special trust to pay for uninsured medical expenses incurred after retirement. Most business owners do not have a tremendous amount of investment cash at their disposal while they’re growing a business. The sale of a business may change that significantly. With your future financial security at stake, you may find yourself suddenly overwhelmed with the choices of how best to streamline your finances and preserve and protect your new cash. The thought of handling this by yourself may be intimidating. That’s why you may want to consider working with a financial professional — someone who can show you how to maximize the proceeds from the sale of your business; explain various investments, so you can choose those that align with your long-term goals and risk tolerance; help you structure an asset allocation strategy for your portfolio and help you make adjustments as your goals and needs change. Consider working with a business transition expert who has the resources to answer more than just the investment management aspect of your wealth. Retirement income distribution planning, estate planning, family gifting and legacy, charitable planning, and medical and long-term care planning are all areas that should be integrated into your overall plan. Together, they may pay major dividends in terms of financial security for you and your family for years to come. Benjamin Harvey is a wealth management adviser with Northwestern Mutual. Contact him at benjamin.harvey@ nm.com or 719-578-4010.

It’s a day most business owners both dream about and dread: retirement.

Colorado Springs Business Journal

Aug. 25 - Aug. 31, 2017

Resort: No means no From page 6

driven into the crowd of counter-protesters, allegedly by a rally participant, killing 32-year-old Heather Heyer. Brimelow claims no affiliation with the rally or with Kessler. But he did praise Kessler’s white nationalist writings — he’s had five articles published on VDARE.com in 2017. Four days after the Charlottesville tragedy, Cheyenne Mountain Resort canceled VDARE’s reservation and issued a short statement: “Cheyenne Mountain Resort will not be hosting the VDARE Foundation in April of next year. We remain committed to respecting the privacy of guests at the resort.” Suthers responded with a statement, also on Aug. 16: “Businesses need to make their own decisions in situations like this, and in doing so, consider both the business and community impacts of hosting disruptive groups. “I know I am joined by many Colorado Springs residents when I say I appreciate the Cheyenne Mountain Resort’s action to cancel this conference, and its conscientious decision not to bring this group to Colorado Springs.”

FIRST STATEMENT The day before, Suthers had issued a terse initial statement: “The City of Colorado Springs does not have the authority to restrict freedom of speech, nor to direct private businesses like the Cheyenne Mountain Resort as to which events they may host. That said, I would encourage local businesses to be attentive to the types of events they accept and the groups that they invite to our great city. “The City of Colorado Springs will not provide any support or resources to this event, and does not condone hate speech in any fashion. The City remains steadfast in its commitment to the enforcement of Colorado law, which protects all individuals regardless of race, religion, color, ancestry, national origin, physical or mental disability, or sexual orientation to be secure and protected from fear, intimidation, harassment and physical harm.” Kniffin said Suthers’ statements were

a good civics lesson regarding business, the limited role of government and free speech. “This is why the ACLU [American Civil Liberties Union] stood up for the [National Socialist Party of America] back in 1977 in Skokie [Ill.],” Kniffin said. “This is a bedrock position in American law and it goes back to Louis Brandeis, the first Jewish Supreme Court justice [in 1916]. He said the answer is more speech, not enforced silence. That is distinctly American. We’re OK with disagreement in our society.” Brimelow said the resort paid a “very significant” penalty to break the contract. “We’ve obviously been deprived of our civil rights,” Brimelow wrote in an email. “If we were the NAACP, the Justice Department would sue. But they are a bit busy right now. Some lawyers tell us that there’s a possible suit for conspiracy and tortious interference with contract against third parties like the [Southern Poverty Law Center].” Kniffin said anyone can file a suit. “Sometimes doing the right thing — morally or business-wise — involves some measure of legal risk,” he said. Back in January, VDARE Foundation had a conference scheduled at Tenaya Lodge, just outside Yosemite National Park, that was also canceled by the resort but no lawsuit was filed. Kniffin said there are lessons to be learned from this incident — even if it’s only to be prepared. “Everyone thinks it will never happen to them,” he said, “but a business owner might need to sit down with leadership or legal counsel and think through ‘What if this happens to us? How can we best be prepared?’ We’re living in a very fragile time with social media and YouTube videos, and politics are very prickly.” Another lesson, Kniffin said, is choosing your associates. “Branding is very important,” he said. “Why did all those CEOs resign from [President Donald] Trump’s boards? The No. 1 thing is whether this is helping or hurting your company.” CSBJ n

LEADERSHIP LESSONS Kevin O’Neil

Sept. 6 Garden of the Gods Club & Resort Gateway Building/ Three Graces Space Kevin O’Neil, the CEO behind Catalyst Campus, Braxton Technologies and The O’Neil Group will share his path to success, his leadership vision and plans for the future.

Perry Sanders

Sept. 21 Mining Exchange Perry Sanders reshaped downtown Colorado Springs when he renovated the long-vacate Mining Exchange building into a first-class, luxury hotel. But he didn’t stop there: Sanders now owns The Antlers hotel and a number of properties in the city’s core.

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Colorado Springs Business Journal

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BUSINESS LEADS Incorporations Filed with the Secretary of State when an individual or business incorporates. ENTITY NO

CORPORATION NAME

TYPE

FILING

AGENT

AGENT ADDRESS

AGENT CITY

STATE

20171605551 20171614685 20171604393 20171604400 20171604404 20171604416 20171604417 20171604567 20171604688 20171604750 20171604889 20171604946 20171604950 20171604992 20171605005 20171605027 20171605221 20171605227 20171605248 20171605251 20171605293 20171605305 20171605314 20171605338 20171605354 20171605363 20171605370 20171605510 20171605541 20171605557 20171605584 20171605610 20171605620 20171605628 20171605633 20171605641 20171605679 20171605800 20171605824 20171605848 20171605870 20171606043 20171606063 20171606084 20171606172 20171606178 20171606179 20171606463 20171606497 20171606514 20171606561 20171606566 20171606567 20171606569 20171606571 20171606573 20171606574 20171606575 20171606577 20171606579 20171606742 20171606756 20171606796 20171606907 20171607090 20171607324 20171607557 20171607655 20171607656 20171607744 20171607745 20171607793 20171607918 20171607926 20171608079 20171608196 20171608405 20171608457 20171608501 20171608589 20171608590 20171608593 20171608594 20171608596 20171608597 20171608605 20171608609 20171608614 20171608617 20171608619 20171608641 20171608644 20171608669 20171608948 20171609178 20171609209 20171609272 20171609284 20171609347 20171609357 20171609371 20171609416

Madelia Inc DPC Mountain Life Group, Inc. DPC Life Unlearned, LLC DLLC Bad Crypto, LLC DLLC Stealth Studioz, Inc. DPC The Winmarc Company, LLC DLLC Sheldon Educational Consulting, LLC DLLC VANGST TEMP LLC DLLC Cardhoarder LLC DLLC 2417 W Cache LLC DLLC KRYSTAL NAIL AND SPA, LLC DLLC MJJ Innovations, LLC DLLC CRYPTO LION LTD. DLLC Kindel Holdings, LLC DLLC RM Materials LLC DLLC Rekindled Spirits Restoration, LLC DLLC Robyn Cross Educational Consulting, LLC DLLC AIGA Volleyball Club DNC Diamond Fringe LLC DLLC MODIFi Ltd. DLLC Plexus Kroneberger DLLC Give 100% Inc. DNC GO BEYOND THE MAT LLC DLLC DAN MICHELS PSYCHOTHERAPY L.L.C. DLLC SHADE CHAMBER HOLDINGS LLC DLLC BOOTLEGGERS & SON LLC DLLC SBUENO LLC DLLC GARY BONG MEDICAL CONSULTING, PC DPC RUN AWAY VAN LLC DLLC SALAD CONCEPTS, LLC DLLC Sweet Friday Service Inc DPC RSR Ace Unlimited, LLC DLLC Lisa Lisa Floral Designs LLC DLLC KABEYTA LLC DLLC DK Konstruction Employee Inc DPC WALSH HEALTHCARE CONSULTING PC DPC Aster Investments LLC DLLC JEPSON M.D., PC DPC Douglas R. Frey Orchestra LLC DLLC Anthony Shelton Publications LLP DLLP Rekindled Spirits Investments, Inc DPC GAMUT CONSULTING INC. DPC NULL SECURITY LLC DLLC Compass Communications LLC FLLC Mukul’s Landscaping LLC DLLC Colorado Springs Garage Storage and Racks LLC DLLC SPRING CREEK REALTY, LLC DLLC Remy James Properties, LLC DLLC Remy Properties and Investments, LLC DLLC L&R Outdoors, LLC DLLC Grass Ninja Lawn Service LLC DLLC R&K Long, LLC DLLC Rojas Holdings, LLC DLLC Yogi Life, LLC DLLC Olympic City Tattoo Supply, LLC DLLC Foote Ave LLC DLLC JANUS INC DPC Old Colorado, LLC DLLC Proper Pregame, LLC DLLC Hydration, LLC DLLC ANCIENT WISDOM HEALTH LTD. DLLC THE RD PALMER GROUP LLC DLLC MOVING MOUNTAINS YOGA & HEALTH LLC DLLC 3720 Red Canon Place, LLC DLLC 2641 Willamette Avenue, LLC DLLC Westside Training DLLC North Springs Executive Office Suites Corp DPC K & G Farms LLC DLLC Gentle companion care services DLLP Hopster Hops LLC DLLC Holloway express DLLC Unveiled Faces Inc. DNC RE2 Flip CO1, LLC DLLC FORTNER AND SON INC DPC Parker Crossroads TKA DLLC J & V Roofing LLC DLLC Eldora Services LLC DLLC York Capital Group LLC DLLC Hannah’s Harmony House DLLC Tiger Financials and Taxes, LLC DLLC Frop, LLC DLLC Bishops Administrative Solutions, Inc. DPC Bien Pham, LLC DLLC Innopoint Solutions, LLC DLLC Panda’s Cleaning Service, LLC DLLC Good Earth Ventures, LLC DLLC Network Infrastructure Solutions, LLC DLLC Whitfield Solution, LLC DLLC Brierbrooke LLC DLLC Lingua Garden, LLC DLLC Dave Showalter Nature Photography, LLC DLLC PowerUp Partners LLC DLLC Sterling Credit Services LLC DLLC sexy beast meals DLLC Island Vibes Jamaican Cuisine, LLC DLLC National Doctor Network DLLC ED MD, LLC DLLC BRH Consulting LLC DLLC Marc-1 LLC DLLC Aim High Roofing.LLC DLLC Restoration Ministry DNC DC Wuellner Consulting LLC DLLC

8/9/17 8/15/17 8/9/17 8/9/17 8/9/17 8/9/17 8/9/17 8/9/17 8/9/17 8/9/17 8/9/17 8/9/17 8/9/17 8/9/17 8/9/17 8/9/17 8/9/17 8/9/17 8/9/17 8/9/17 8/9/17 8/9/17 8/9/17 8/9/17 8/9/17 8/9/17 8/9/17 8/9/17 8/9/17 8/9/17 8/9/17 8/9/17 8/9/17 8/9/17 8/9/17 8/9/17 8/9/17 8/9/17 8/9/17 8/9/17 8/9/17 8/9/17 8/9/17 8/9/17 8/9/17 8/9/17 8/9/17 8/9/17 8/9/17 8/9/17 8/9/17 8/10/17 8/10/17 8/10/17 8/10/17 8/10/17 8/10/17 8/10/17 8/10/17 8/10/17 8/10/17 8/10/17 8/10/17 8/10/17 8/10/17 8/10/17 8/10/17 8/10/17 8/10/17 8/10/17 8/10/17 8/10/17 8/10/17 8/10/17 8/10/17 8/10/17 8/10/17 8/10/17 8/10/17 8/11/17 8/11/17 8/11/17 8/11/17 8/11/17 8/11/17 8/11/17 8/11/17 8/11/17 8/11/17 8/11/17 8/11/17 8/11/17 8/11/17 8/11/17 8/11/17 8/11/17 8/11/17 8/11/17 8/11/17 8/11/17 8/11/17 8/11/17

Justin Bauereiss Chad Goff Canady Brian JOHN STINAR Martha Jones Sharon Hornschuch Brian Murphy Sharon Hornschuch Robyn Cross Raymond Maika Cynthia Harris Whitney Kroneberger SHIRLEY BUENO Mitchell Schwarzbach JOHN STINAR Sharon Hornschuch Lisa Hanner KATHERINE ABEYTA Mitchell Schwarzbach Mitchell Schwarzbach Douglas Frey Sharon Hornschuch Carlos Mukul Marcus Valone JOHN STINAR David Love Adam Gemoets Lee Gaherty William Gravitt Terence Doherty Terence Doherty Robert Williams Amanda Batterbee Greg Hopper Ngozi Gentle Greg Hopper Sara Michalski Keri Ashley Erik Carmona Rodriguez Doralee Ferona Joshua Fuson Vogel Hannah Joshua Fuson SHANNON SMART Carl Whyte Arwen Declan Berry Huffman Becky Gahagan Carmen Loger Sean Costello Corbin Cowan

1424 N Hancock Ave Ste 5W P.O. Box 25940 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 1155 KELLY JOHNSON BLVD 13386 Cedarville Way 3950 Meadowdale Place 121 E. VERMIJO AVENUE 2531 E Uintah St., #9 1364 Lindenwood Grove 1817 Pejn Ave 102 S Tejon 1817 Pejn Ave 4320 Grantham Court 6930B Shea Dr 1155 Kelly Johnson Blvd, Suite 111 2221 Templeton Gap Rd. 585 Vista Grande Drive 121 S. Tejon Street, Suite 900 1155 KELLY JOHNSON BLVD 1155 KELLY JOHNSON BLVD 1155 KELLY JOHNSON BLVD 1155 KELLY JOHNSON BLVD 1433 CANOE CREEK DRIVE SOUTH 6071 East Woodmen Rd 1155 KELLY JOHNSON BLVD 121 E. VERMIJO AVENUE 1424 N Hancock Ave Ste 5W 1817 Pejn Ave 1038 Hill Circle 4440 SAGAMORE DR 1424 N Hancock Ave Ste 5W 6071 East Woodmen Rd 121 S Tejon St 6071 East Woodmen Rd 2104 N. Chelton Rd. 121 S. Tejon Street 1817 Pejn Ave 1155 KELLY JOHNSON BLVD 1155 KELLY JOHNSON BLVD PO Box 7075 4107 Brush Creek Rd 3472 Research Pkwy 121 E. VERMIJO AVENUE 6572 Snowy Range Drive 6026 Finglas Drive 3445 Brunswick Drive 2310 Sawgrass Ct. 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 1155 KELLY JOHNSON BLVD 1155 KELLY JOHNSON BLVD 1155 KELLY JOHNSON BLVD 111 S. Tejon Street Suite 400 111 S. Tejon Street Suite 400 4920 Copen Dr. 907 Spectrum Loop 20440 Elk Creek Dr E 10733 20440 Elk Creek Dr E 910 Pond Side Dr. 7720 Fall Brook Ct 121 South Tejon Street, Suite 900 1670 PAONIA STREET 1155 Kelly Johnson Blvd. 2555 Bellamy St 1402 Server Dr 3246 Centennial Blvd STE 277 507 North Wahsatch Ave 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 121 S. Tejon Street, Suite 900 3246 Centennial Blvd STE 277 3231 SPOTTED TAIL DRIVE 8105 Dartmoor Court 7680 Goddard Street 6547 N Academy #1030 71 Rising Sun Terrace 5705 huerfano dr 15250 Terra Ridge Circle 853 Yellow Jasper Py 880 A Elkton Dr

Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado Colorado

CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO

Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs

ZIP

80903 80936 80903 80903 80903 80903 80903 80920 80921 80906 80903 80909 80907 80904 80903 80904 80906 80902 80920 80907 80903 80903 80920 80920 80920 80920 80906 80923 80920 80903 80903 80904 80904 80920 80903 80923 80903 80923 80909 80903 80904 80920 80920 80933 80916 80920 80903 80923 80923 80920 80907 80903 80903 80903 80903 80903 80903 80903 80903 80903 80920 80920 80920 80903 80903 80922 80921 80908 80925 80908 80911 80920 80903 80915 80920 80916 80910 80907 80903 80903 80903 80903 80903 80903 80903 80903 80903 80903 80903 80903 80903 80903 80907 80916 80920 80920 80918 80921 80923 80908 80921 80907

Colorado incorporations (including additional contact information) are available in a sortable Excel format by subscribing to The Transcript. Contact Robyn Kirk – 719-634-5905 to subscribe.

Colorado Springs Business Journal

EXECUTIVE HOMES

Aug. 25 - Aug. 31, 2017

Your source for ﬁne homes in the Colorado Springs area.

For more information call 634-5905

The Bobbi Price Team

Bobbi Price 719-499-9451 Jade Baker 719-201-6749 Stephanie Hawthorne 719-210-0480 $31,000,000 IN CLOSED SALES IN 2016

6627 Cottonwood Tree Drive – Banning Lewis Ranch - $359,900

13716 Gilbert Drive – 4 Way Ranch - $507,700

To be built by New Haven Homes in Banning Lewis Ranch. Open concept 3 bedroom, 2 ½ bath contemporary 2-story. 3135 sq. ft. with 2115 sq. ft. finished. Gas log fireplace. Extensive engineered hardwood flooring. Gourmet slab granite & stainless steel kitchen. Slab granite counters in baths. Stand alone tub in elegant 5-piece master bath. Main level office with closet (could be 4th bedroom). Unfinished walkout basement. Great neighborhood with pool, tennis, rec center, parks, & lots of family activities. 5 minutes to Falcon Town Center or Powers Blvd. MLS# 4403624

To be built by Charter Craft Homes. Beautiful 4009 sq. ft. 4 bedroom, 4 bath stucco rancher on 3.02 acres. Open great room floor plan. Gourmet island kitchen with black appliances. 5-piece bath. 4-car garage. Fireplace. A/C. 28x10 covered deck. 10’ ceilings on main level & 9’ ceilings throughout rest. Garden level basement. MLS# 1253603

9561 Pomeroy Court – 4 Way Ranch - $513,525

531 Lucky Lady Drive – Woodland Park - $995,000

Stunning custom 5000 sq. ft. 5bedrooms, 4 ½ bath stucco walkout rancher on 40 private acres. Total privacy between locked gates & dramatic sweeping 240 degree mountain, forest, golf course, & Pikes Peak views. Surrounded on 2 sides by national forest.4 fireplaces. Soaring ceilings. Huge wraparound deck. 3-car garage. Towering pines & giant rock formations. Cost to build in 2004 was $1,200,000. Come enjoy. MLS# 3087709

New home on 3.43 acres under construction. Spec home by Chartercraft Homes on acreage less than 10 minutes to Falcon Town Center. 4088 sq. ft. open concept floor plan with 6 bedrooms, 3 baths, & 4-car garage. Slab granite gourmet kitchen with walk-in pantry, eating bar, & sunny bayed eating nook. Double ovens & microwave. Formal dining with arched entries. Slab granite 5-piece master bath. 10’ ceilings on main level. Full length covered rear patio. 2x6 construction. Stucco exterior. Paved driveway. MLS# 1662583

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OFFICE SPACE OFFICE SPACE, SHARING BROADMOOR AREA (80906) office space at 660 Southpointe Ct. 4 individual offices or 3-office suite. Approx. 14.5x15.5, 11.5x15, 11.5x17.5 and 11x18.5. Conference rm, copier, fax,HIGHSPEED INTERNET. Receptionist services available. Call David McDermott 719-579-6500 for details.

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PUBLIC NOTICES COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700435 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On May 19, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): JOHN E TAYLOR Original Beneficiary(ies): WELLS FARGO BANK, N.A. Current Holder of Evidence of Debt: COLORADO HOUSING AND FINANCE AUTHORITY Date of Deed of Trust: June 30, 2010 County of Recording: El Paso Recording Date of Deed of Trust: July 06, 2010 Recording Information (Reception No. and/or Book/Page No.): 210064371 Original Principal Amount: $157,874.00 Outstanding Principal Balance: $141,741.38 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. THE SOUTH 6 FEET OF LOT 8 AND ALL OF LOT 9 IN BLOCK 13 IN ADDITION NO 2 TO THE AUDUBON GARDEN ADDITION TO THE CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO Also known by street and number as: 2101 LARK DRIVE, COLORADO SPRINGS, CO 80909. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 09/20/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 7/28/2017 Last Publication: 8/25/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING

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OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 05/19/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nicholas H. Santarelli #46592 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 17-015673 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700438 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On May 19, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): MATTHEW LEE THOMAS ALLARD Original Beneficiary(ies): Mortgage Electronic Registration Systems, Inc., as nominee for RBC MORTGAGE COMPANY Current Holder of Evidence of Debt: WELLS FARGO BANK, N.A. Date of Deed of Trust: December 06, 2004 County of Recording: El Paso Recording Date of Deed of Trust: December 15, 2004 Recording Information (Reception No. and/or Book/Page No.): 204204451 Original Principal Amount: $88,806.00 Outstanding Principal Balance: $78,818.44 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 2 IN EASTRIDGE SUBDIVISION NO. 5, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 6964 PALMER PARK BOULEVARD, COLORADO SPRINGS, CO 80915. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 09/20/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 7/28/2017 Last Publication: 8/25/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A

COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 05/19/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Eve Grina #43658 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230 Centennial, CO 80112 (877) 369-6122 Attorney File # CO-17-770655-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700439 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On May 19, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): LARRY E. MULLINS, JR. and KERI MARIE MULLINS Original Beneficiary(ies): JPMORGAN CHASE BANK, N.A. Current Holder of Evidence of Debt: BAYVIEW LOAN SERVICING, LLC Date of Deed of Trust: February 22, 2013 County of Recording: El Paso Recording Date of Deed of Trust: June 27, 2013 Recording Information (Reception No. and/or Book/Page No.): 213083171 Original Principal Amount: $140,900.00 Outstanding Principal Balance: $143,821.57 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. ALL THAT PARCEL OF LAND IN CITY OF COLORADO SPRINGS, EL PASO COUNTY, STATE OF COLORADO, AS DESCRIBED IN DEED DOC #2006, DOC # 00043060, ID# 63132-12-002, BEING KNOWN AND DESIGNATED AS: LOT 34, ANTELOPE MEADOWS SUBDIVISION FILING NO. 4, IN THE CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO **Loan Modification Agreement signed by Larry E Mullins Jr on June 18, 2014 Also known by street and number as: 6055 WHETSTONE DR, COLORADO SPRINGS, CO 80923. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 09/20/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 7/28/2017 Last Publication: 8/25/2017 Name of Publication: Colorado Springs Business Journal

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 05/19/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Karen J. Radakovich #11649 Frascona Joiner Goodman and Greenstein PC 4750 Table Mesa Drive Boulder, CO 80305-5500 (303) 494-3000 Attorney File # 7192-9990 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700441 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On May 19, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): JOHN K HALEY and MICHELLE D HALEY Original Beneficiary(ies): WELLS FARGO BANK, N.A. Current Holder of Evidence of Debt: COLORADO HOUSING AND FINANCE AUTHORITY Date of Deed of Trust: April 04, 2008 County of Recording: El Paso Recording Date of Deed of Trust: April 09, 2008 Recording Information (Reception No. and/or Book/Page No.): 208040513 Original Principal Amount: $239,245.00 Outstanding Principal Balance: $212,683.83 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 10 IN THE RANGE AT SPRINGS RANCH FILING NO. 1, IN THE CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO Also known by street and number as: 7039 BONNIE BRAE LANE, COLORADO SPRINGS, CO 80922. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 09/20/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to

the purchaser a Certificate of Purchase, all as provided by law. First Publication: 7/28/2017 Last Publication: 8/25/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 05/19/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nicholas H. Santarelli #46592 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 17-015680 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700448 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On May 22, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): TERENCE P. DIXON Original Beneficiary(ies): Mortgage Electronic Registration Systems, Inc. as nominee for BROKER SOLUTIONS, INC.DBA NEW AMERICAN FUNDING, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt: BROKER SOLUTIONS, INC. DBA NEW AMERICAN FUNDING Date of Deed of Trust: June 10, 2016 County of Recording: El Paso Recording Date of Deed of Trust: June 17, 2016 Recording Information (Reception No. and/or Book/Page No.): 216066045 Original Principal Amount: $474,393.00 Outstanding Principal Balance: $472,335.63 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 103, BANNING LEWIS RANCH FILING NO. 13A, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 7224 TAHOE RIM DRIVE, COLORADO SPRINGS, CO 80927. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 09/20/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash,

Colorado Springs Business Journal

Aug. 25 - Aug. 31, 2017

PUBLIC NOTICES the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 7/28/2017 Last Publication: 8/25/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 05/22/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nicholas H. Santarelli #46592 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 17-015276 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700449 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On May 22, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): RON VAN ACKEREN and COLEEN VAN ACKEREN Original Beneficiary(ies): Mortgage Electronic Registration Systems, Inc., as nominee for WACHOVIA MORTGAGE, FSB Current Holder of Evidence of Debt: WELLS FARGO BANK, N.A. Date of Deed of Trust: August 08, 2008 County of Recording: El Paso Recording Date of Deed of Trust: August 11, 2008 Recording Information (Reception No. and/or Book/Page No.): 208090164 Original Principal Amount: $158,400.00 Outstanding Principal Balance: $140,249.81 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 41, BLOCK 7, VILLA LOMA SUBDIVISION FILING NO. 4 - AMENDED, IN THE CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 4960 VILLA LOMA CT, COLORADO SPRINGS, CO 80917. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 09/20/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to

the purchaser a Certificate of Purchase, all as provided by law. First Publication: 7/28/2017 Last Publication: 8/25/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 05/22/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Erin Robson #46557 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230 Centennial, CO 80112 (877) 369-6122 Attorney File # CO-17-771361-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700466 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On May 25, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): Jacob B. Norman Original Beneficiary(ies): Mortgage Electronic Registration Systems, Inc. as nominee for Adams Mortgage, LLC Current Holder of Evidence of Debt: SUNTRUST MORTGAGE, INC. Date of Deed of Trust: June 20, 2012 County of Recording: El Paso Recording Date of Deed of Trust: June 21, 2012 Recording Information (Reception No. and/or Book/Page No.): 212071060 Original Principal Amount: $178,660.00 Outstanding Principal Balance: $169,432.60 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 12 IN NORTHCREST FILING NO. 3, EL PASO COUNTY, COLORADO. Corporate Assignment of Deed of Trust recorded March 17, 2015 at Reception No. 215024850 Also known by street and number as: 2240 ALLYN WY, COLORADO SPRINGS, CO 80915. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 09/27/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 8/4/2017 Last Publication: 9/1/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO

FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 05/25/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David A. Shore #19973 Hellerstein and Shore, P.C. 5347 S. Valentia Way, Suite 100 Greenwood Village, CO 80111 (303) 573-1080 Attorney File # 17-00188SH The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700468 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On May 26, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): MARIA G. ORTEGA Original Beneficiary(ies): Mortgage Electronic Registration Systems, Inc. as nominee for GRAND BANK, N.A., ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt: LAKEVIEW LOAN SERVICING, LLC Date of Deed of Trust: March 16, 2012 County of Recording: El Paso Recording Date of Deed of Trust: May 09, 2017 Recording Information (Reception No. and/or Book/Page No.): 217053417 Original Principal Amount: $147,140.00 Outstanding Principal Balance: $134,378.66 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 2, BLOCK 5, COLORADO COUNTRY FILING NO. 3, CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 5555 TROUT CREEK PASS DRIVE, COLORADO SPRINGS, CO 80917. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 09/27/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 8/4/2017 Last Publication: 9/1/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE

MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 05/26/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David R. Doughty #40042 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 17-015132 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700485 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On June 2, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): CHARLES D. HERMSEN AND MARTHA V. HERMSEN Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR LENDER, HSBC MORTGAGE SERVICES, INC. Current Holder of Evidence of Debt: HSBC MORTGAGE SERVICES, INC. Date of Deed of Trust: May 24, 2006 County of Recording: El Paso Recording Date of Deed of Trust: June 05, 2006 Recording Information (Reception No. and/or Book/Page No.): 206082375 Original Principal Amount: $222,000.00 Outstanding Principal Balance: $207,463.46 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 26, CONSTITUTION HILLS FILING NO. 5, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 2435 CALISTOGA DRIVE, COLORADO SPRINGS, CO 80915. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 10/04/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 8/11/2017 Last Publication: 9/8/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY

THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 06/02/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Holly Ryan #32647 Medved Dale Decker & Deere, LLC 355 Union Blvd., Suite 250 Lakewood, CO 80228 (303) 274-0155 Attorney File # 17-913-30009 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700490 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On June 5, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): JILL RENEE CHAFFIN Original Beneficiary(ies): PEOPLES MORTGAGE CORPORATION, a Colorado Corporation Current Holder of Evidence of Debt: WILMINGTON SAVINGS FUND SOCIETY, FSB, AS TRUSTEE FOR STANWICH MORTGAGE LOAN TRUST C Date of Deed of Trust: February 26, 2007 County of Recording: El Paso Recording Date of Deed of Trust: March 02, 2007 Recording Information (Reception No. and/or Book/Page No.): 207029535 Original Principal Amount: $86,224.00 Outstanding Principal Balance: $76,610.12 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. SEE ATTACHED EXHIBIT A EXHIBIT A CONDOMINIUM UNIT D IN CONDOMINIUM BUILDING 3230, SIERRA POINTE CONDOMINIUMS (FORMERLY KNOWN AS SNAPFINGER WOODS CONDOMINIUMS), ACCORDING TO THE AMENDED CONDOMINIUM DECLARATION FOR SNAPFINGER WOODS CONDOMINIUMS, RECORDED ON JUNE 22, 1981 IN BOOK 2 AT PAGE 58, RECEPTION NO. 781667, IN THE RECORDS OF THE OFFICE OF THE CLERK AND RECORDER OF THE COUNTY OF EL PASO, COLORADO, AND AS DEFINED AND DESCRIBED IN THE AMENDED AND RESTATED CONDOMINIUM DECLARATION FOR SIERRA POINTE CONDOMINIUMS (FORMERLY KNOWN AS SNAPFINGER WOODS CONDOMINIUMS) RECORDED MAY 22, 1986 IN BOOK 5173 AT PAGE 1468, RECEPTION NO. 01399203, IN SAID RECORDS. COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 3230-D VAN TEYLINGEN DRIVE, Colorado Springs, CO 80917. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 10/04/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash,

the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 8/11/2017 Last Publication: 9/8/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 06/05/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Scott D. Toebben #19011 Randall S. Miller & Associates PC 216 16th Street, Suite 1210 Denver, CO 80202 (720) 259-6710 Attorney File # 15CO00393-8 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700492 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On June 5, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): BARBARA T DENBOSKE Original Beneficiary(ies): WELLS FARGO BANK, N.A. Current Holder of Evidence of Debt: DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR ABFC 2005-WF1 TRUST, ABFC ASSET-BACKED CERTIFICATES, SERIES 2005-WF1 Date of Deed of Trust: December 30, 2004 County of Recording: El Paso Recording Date of Deed of Trust: January 11, 2005 Recording Information (Reception No. and/or Book/Page No.): 205005132 Re-Recording Information (Reception No. and/or Book/Page No.): 206010419 Re-Recording Date of Deed of Trust: January 25, 2006 Original Principal Amount: $144,400.00 Outstanding Principal Balance: $131,686.54 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 11, IN BLOCK 2, PASEO ADDITION NO. 6 TO THE CITY OF COLORADO SPRINGS, EL PASO COUNTY, COLORADO, ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK W AT PAGE 30. Also known by street and number as: 2512 ALEXANDER ROAD, COLORADO SPRINGS, CO 80909. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 10/04/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of

26 Aug. 25 - Aug. 31, 2017

Colorado Springs Business Journal

PUBLIC NOTICES the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 8/11/2017 Last Publication: 9/8/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 06/05/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nicholas H. Santarelli #46592 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 17-015706 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700497 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On June 8, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): JEREMY SIMON AND MELISSA SIMON Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR LENDER,FREEDOM MORTGAGE CORPORATION Current Holder of Evidence of Debt: FREEDOM MORTGAGE CORPORATION Date of Deed of Trust: February 19, 2015 County of Recording: El Paso Recording Date of Deed of Trust: March 20, 2015 Recording Information (Reception No. and/or Book/Page No.): 215026579 Original Principal Amount: $176,171.00 Outstanding Principal Balance: $172,625.30 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 22, IN BLOCK 2 IN PALMER PARK SUBDIVISION NO. 3, FILING NO. 6, IN THE CITY OF COLORADO SPRINGS, EL PASO COUNTY, COLORADO. Also known by street and number as: 3620 AGATE CIR, COLORADO SPRINGS, CO 80909. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 10/11/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all

as provided by law. First Publication: 8/18/2017 Last Publication: 9/15/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 06/08/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Holly Ryan #32647 Medved Dale Decker & Deere, LLC 355 Union Blvd., Suite 250 Lakewood, CO 80228 (303) 274-0155 Attorney File # 17-125-30021 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 06/12/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Scott D. Toebben #19011 Randall S. Miller & Associates PC 216 16th Street, Suite 1210 Denver, CO 80202 (720) 259-6710 Attorney File # 17CO00167-1 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700505 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On June 12, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): RICHARD CARDENAS and SARAH CARDENAS Original Beneficiary(ies): Mortgage Electronic Registration Systems, Inc., as nominee for EVERETT FINANCIAL INC., dba SUPREME LENDING Current Holder of Evidence of Debt: BANK OF AMERICA, N.A. Date of Deed of Trust: October 30, 2009 County of Recording: El Paso Recording Date of Deed of Trust: November 10, 2009 Recording Information (Reception No. and/or Book/Page No.): 209130497 Original Principal Amount: $183,870.00 Outstanding Principal Balance: $171,987.73 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 9, BLOCK 3, NORTHGLEN PARK SUBDIVISION, FILING 4, IN THE CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 1502 MCKAY WAY, COLORADO SPRINGS, CO 80915. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 10/11/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 8/18/2017 Last Publication: 9/15/2017

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700509 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On June 12, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): ANITA GROSS and TERRY GROSS Original Beneficiary(ies): Mortgage Electronic Registration Systems, Inc. acting solely as nominee for MORTGAGEIT, INC Current Holder of Evidence of Debt: HSBC BANK USA, NATIONAL ASSOCIATION AS TRUSTEE FOR DEUTSCHE ALT-A SECURITIES, INC. MORTGAGE LOAN TRUST, SERIES 2006-AR6, MORTGAGE PASS-THROUGH CERTIFICATES Date of Deed of Trust: February 07, 2006 County of Recording: El Paso Recording Date of Deed of Trust: February 13, 2006 Recording Information (Reception No. and/or Book/Page No.): 206021981 Original Principal Amount: $164,000.00 Outstanding Principal Balance: $158,136.41 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 4, BLOCK 13, CONSTITUTION HILLS NORTH FILING NO. 1, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 3025 RICHMOND DRIVE, COLORADO SPRINGS, CO 80922. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 10/11/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 8/18/2017 Last Publication: 9/15/2017 Name of Publication: Colorado Springs Business Journal

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700520 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On June 15, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): Travis M. Romero Original Beneficiary(ies): Mortgage Electronic Registration Systems, Inc. as nominee for Land Home Financial Services Current Holder of Evidence of Debt: Land Home Financial Services, Inc. Date of Deed of Trust: November 13, 2014 County of Recording: El Paso Recording Date of Deed of Trust: November 17, 2014 Recording Information (Reception No. and/or Book/Page No.): 214105434 Original Principal Amount: $96,224.00 Outstanding Principal Balance: $93,736.25 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 20, HEARTHWOOD SUBDIVISION FILING NO. 1, IN THE CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 2704 HEARTHWOOD LANE, COLORADO SPRINGS, CO 80917. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 10/18/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 8/25/2017 Last Publication: 9/22/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700521 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On June 16, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): RONNIE L. HUTCHISON and TIFFANY L. HUTCHISON Original Beneficiary(ies): Mortgage Electronic Registration Systems, Inc. as nominee for PEOPLES MORTGAGE CORPORATION, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt: COLORADO HOUSING AND FINANCE AUTHORITY Date of Deed of Trust: March 22, 2010 County of Recording: El Paso Recording Date of Deed of Trust: March 26, 2010 Recording Information (Reception No. and/or Book/Page No.): 210028334 Original Principal Amount: $152,192.00 Outstanding Principal Balance: $153,358.07 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 1, IN BLOCK 3, HOLLY HILLS FILING NUMBER 2, IN THE CITY OF COLORADO SPRINGS, EL PASO COUNTY, COLORADO, ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK P-2 AT PAGE 39. Also known by street and number as: CO 80917. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 10/18/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 8/25/2017 Last Publication: 9/22/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 06/16/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David R. Doughty #40042 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 17-015872 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700522 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On June 16, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): SAMUEL F. GORDON III Original Beneficiary(ies): Mortgage Electronic Registration Systems, Inc. as nominee for BROKER SOLUTIONS, INC.DBA NEW AMERICAN FUNDING, its successors and assigns Current Holder of Evidence of Debt: BROKER SOLUTIONS, INC. DBA NEW AMERICAN FUNDING Date of Deed of Trust: February 10, 2016 County of Recording: El Paso Recording Date of Deed of Trust: February 19, 2016 Recording Information (Reception No. and/or Book/Page No.): 216016679 Original Principal Amount: $320,230.00 Outstanding Principal Balance: $316,495.47 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 54, STARWATCH FILING NO. 2, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 5245 QUASAR COURT, COLORADO SPRINGS, CO 80917. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 10/18/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 8/25/2017 Last Publication: 9/22/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED

Colorado Springs Business Journal

Aug. 25 - Aug. 31, 2017

PUBLIC NOTICES THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 06/16/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Alison L. Berry #34531 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 17-015848 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700523 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1

THE

PROHIBITION

DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT

WITH

THE

COLORADO

ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 06/16/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett Frappier & Weisserman, LLP 1199 Bannock Street Denver, CO 80204 (303) 350-3711 Attorney File # 00000006775100 The Attorney above is acting as a debt

On June 16, 2017, the undersigned

collector and is attempting to collect a

Public Trustee caused the Notice of Election

debt. Any information provided may be

and Demand relating to the Deed of Trust

used for that purpose.

described below to be recorded in the County of El Paso records. Original Grantor(s): HAMMARLUND A LOW Original Beneficiary(ies): Mortgage

Electronic

Registration

Systems, Inc., acting solely as nominee for UNIVERSAL AMERICAN MORTGAGE COMPANY, LLC Current Holder of Evidence of Debt: BANK OF AMERICA, N.A. Date of Deed of Trust: October 29, 2002 County of Recording: El Paso Recording Date of Deed of Trust: November 06, 2002 Recording Information (Reception No. and/or Book/Page No.): 202194401 Original Principal Amount: $239,994.00 Outstanding Principal Balance: $213,227.14 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 44, STETSON HILLS SUBDIVISION FILING 31 IN THE CITY OF COLORADO SPRINGS COUNTY OF EL PASO, STATE OF COLORADO Also known by street and number as: 5164 LONE STAR PLACE, COLORADO SPRINGS, CO 80922. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 10/18/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: /25/2017 Last Publication: 9/22/2017 Name of Publication:

©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700524 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On June 16, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): ROSS FONTECCHIO and CANDICE FONTECCHIO Original Beneficiary(ies): Mortgage Electronic Registration Systems, Inc., acting solely as nominee for EQUIFIRST CORPORATION Current Holder of Evidence of Debt: WELLS FARGO BANK, N.A., AS TRUSTEE FOR CARRINGTON MORTGAGE LOAN TRUST, SERIES 2007RFC1, ASSET-BACKED PASS-THROUGH CERTIFICATES Date of Deed of Trust: September 20, 2006 County of Recording: El Paso Recording Date of Deed of Trust: September 28, 2006 Recording Information (Reception No. and/or Book/Page No.): 206143133 Original Principal Amount: $188,000.00 Outstanding Principal Balance: $209,189.72 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 27, BLOCK 1, OLD FARM SUBDIVISION FILING NO. 2, IN THE CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO. *PURSUANT TO LOAN MODIFICATION AGREEMENT DATED FEBRUARY 22, 2013. Also known by street and number as: 4972 HORSESHOE BEND STREET, COLORADO SPRINGS, CO 80917. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 10/18/2017, at Robert Russel Building, 105 East Vermijo, Suite 120,

Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 8/25/2017 Last Publication: 9/22/2017 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 3838-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 06/16/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett Frappier & Weisserman, LLP 1199 Bannock Street Denver, CO 80204 (303) 350-3711 Attorney File # 00000006810626 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 NOTICE OF UNCLAIMED OVERBID FUNDS CRS 38-38-111(2.5b)(3a,b,d)(5) PUBLIC TRUSTEE SALE NO. EPC201601111 To: Record Owner of the property as of the recording of the Notice of Election and Demand or other person entitled. You are advised that there are overbid funds due you. This Notice is given with regard to the following described Deed of Trust and Notice of Election and Demand: Name of Record Owner as evidenced on the Notice of Election and Demand or other person entitled: JULIE ANN MCRAE Address of Record Owner as evidenced on the recorded instrument evidencing the owner’s interest: 4217 PINE LAKE POINT, COLORADO SPRINGS, CO 80923 Recording Date of Deed of Trust: September 10, 2011 Recording InformationL 211087542 Recording Date of Notice of Election and Demand: November 03, 2016 Recording Information of Notice of Election and Demand: 216127881 Legal Description of Property LOT 83, CENTURY COMMUNITIES AT NOR’WOOD FILING NO.1, COUNTY OF EL PASO, STATE OF COLORADO. Street Address of Property 4217 PINE LAKE POINT, COLORADO SPRINGS, CO 80923 NOTICE OF UNCLAIMED OVERBID FUNDS I sold at public auction, at 10:00 on 4/12/17, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, to the highest and best bidder for cash, the real property described above. An overbid was realized from the sale and, unless the funds are claimed by the owner or other persons entitled thereto within six months from the date of sale, the funds due to you will be transferred to the general fund of the County of El Paso, State of Colorado, or to the State Treasurer as part of the “Unclaimed Property Act”, pursuant to Colorado law. Date: 7/18/17 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee ©Public Trustees’ Association of Colorado Revised 9/2012

NOTICE OF UNCLAIMED OVERBID FUNDS CRS 38-38-111(2.5b)(3a,b,d)(5) PUBLIC TRUSTEE SALE NO. EPC201700007 To: Record Owner of the property as of the recording of the Notice of Election and Demand or other person entitled. You are advised that there are overbid funds due you. This Notice is given with regard to the following described Deed of Trust and Notice of Election and Demand: Name of Record Owner as evidenced on the Notice of Election and Demand or other person entitled: JEFFREY E. CARR Address of Record Owner as evidenced on the recorded instrument evidencing the owner’s interest: 2531 SIERRA DRIVE, COLORADO SPRINGS, CO 80917 Recording Date of Deed of Trust: October 16, 2009 Recording Information: 209121142 Recording Date of Notice of Election and Demand: January 04, 2017 Recording Information of Notice of Election and Demand: 217000627 Legal Description of Property LOT 2, BLOCK 3, VILLA LOMA SUBDIVISION FILING NO. 7, EL PASO COUNTY, COLORADO. Street Address of Property 2531 SIERRA DRIVE, COLORADO SPRINGS, CO 80917 NOTICE OF UNCLAIMED OVERBID FUNDS I sold at public auction, at 10:00 on 5/3/17, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, to the highest and best bidder for cash, the real property described above. An overbid was realized from the sale and, unless the funds are claimed by the owner or other persons entitled thereto within six months from the date of sale, the funds due to you will be transferred to the general fund of the County of El Paso, State of Colorado, or to the State Treasurer as part of the “Unclaimed Property Act”, pursuant to Colorado law. Date: 7/18/17 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee ©Public Trustees’ Association of Colorado Revised 9/2012

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