Weekend Special Focus Edition - In The Black

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IN THE WEEKEND BLAC K EDITION MILWAUKEE COMMUNITY JOURNAL

SETTING THE TREND

V OL. XXXII I N O . 1 6 O C T. 2 , 2 0 1 5 5 0 C E N T S

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NEWS & VIEWS ON: BUSINESS TRENDS, PERSONAL FINANCE, TECHNOLOGY (JUST KLICK!)

The North Avenue/Fond Du Lac Corridor becomes home to fashion designer and 2015 winner of the Start-Up Scale-Up Business Plan Competition,

KELVIN HAYDON of KH Design

Milwaukee native Kelvin Haydon who recently won the North Avenue/Fond Du Lac BID 32 business plan competition is over the moon excited about moving into to the newly renovated mixed use building located at 2025 W. Fond Du Lac Avenue. Haydon known for his dramatic run way fashions is quickly gaining well deserved attention for his daily wear.

A graduate from Columbia College in Chicago, Haydon began his career working for clothing manufacturer JH Collectibles and the fashion house of Marc Jacobs. Haydon’s designs are worn in the September, 2015 issue of M Magazine. The 2012 winner of the Little Rock Fashion week, Haydon wanted to bring the same sophistication and style found in trendy boutiques located in the Third Ward to a part of Milwaukee that has been quickly rising in popularity for established organizations such as Walnut Way Conservation and St. Anne’s Bucyrus Campus. The 1st Place winner of the Start-Up Scale-Up Business Plan Competition and recipient of rental space in a landmark building on in the North Avenue/Fond Du Lac Corridor and other prizes totaling $10,000 will open his new store in January, 2016. The Start-Up Scale-Up Business Plan Competition was hosted by The North Avenue Fond Du

Lac Business Improvement District under the direction of Jacqueline Ward. Kelvin will preview his spring fashion collection at a private reception on Thursday, November 5, 2015. To obtain a press invite to the private reception Thursday, November 5, 2015 or arrange an interview with Kelvin Haydon contact Jacqueline Ward 414-265-2242 or via email info@marketplacebizdev.org.

“The 2012 winner of the Little Rock Fashion week, Haydon wanted to bring the same sophistication and style found in trendy boutiques located in the Third Ward to a part of Milwaukee that has been quickly rising in popularity for established organizations such as Walnut Way Conservation and St. Anne’s Bucyrus Campus.”


BUSINESS BRIEFS THE WEEKEND EDITION: IN THE BLACK October 2, 2015 Page 2

News and Notes on Business/Finance•Local, National, World ANN BENSCHOTER ELECTED TO THE BOARD OF DIRECTORS FOR JOHNSON BANK AND JOHNSON FINANCIAL GROUP

Thomas M. Bolger, President and CEO of Johnson Financial Group is pleased to announce the election of Ann M. Benschoter to the Board of Directors for Johnson Bank and Johnson Financial Group. With a financial services career that spans three Ann M. Benschoter decades, Ms. Benschoter “I have known Ann has worked in key executive positions with BMO for more than 20 Harris Bank and M&I Maryears. Her broad shall & Ilsley Corporation experience across during her tenure. “I have known Ann for the financial servmore than 20 years. Her ices industry will broad experience across the financial services indus- add a valuable pertry will add a valuable perspective to our spective to our Board of Board of Directors Directors as we continue to as we continue to grow,” said Bolger. “We look forward to her judggrow...”--Thomas M. ment and counsel. I’m con- Bolger, President and CEO fident that Ann is going to of Johnson Financial Group make an important and positive impact on our company.” A resident of Pewaukee, Ms. Benschoter currently serves as a Board Member and Secretary as well as Chair of the Governance Committee for CURE in Chicago, Illinois. She previously served as Former Chair and Board Member of Aurora Health Care Metro Region of Milwaukee and Former Co-Chair of United Way of Milwaukee’s Women’s Initiative. Ms. Benschoter earned a Bachelor of Science degree in Finance from Mankato State University and a Master of Business Administration in Finance from the University of Minnesota in 1982. With the addition of Ms. Benschoter, the Johnson Financial Group Board increases to 12 directors. "I am honored to be joining the Johnson Bank and Johnson Financial Group Boards, organizations I have respected for many years. Having spent my entire career in banking, it will be wonderful way to stay involved in the industry. "

WEEKEND EDITION MILWAUKEE COMMUNITY JOURNAL

Phone: 414-265-5300 (Advertising and Administration) • 414-265-6647 (Editorial) • Website: communityjournal.net • Email: Editorial@communityjournal.net/Advertising@communityjournal.net

MCJ STAFF: Classified Advertising Patricia O’Flynn -Pattillo Jimmy V. Johnson, Sales Rep. Publisher, CEO Joan Hollingsworth, Sales Rep. Robert J. Thomas CONTRIBUTING WRITERS: Assoc. Publisher Taki S. Raton, Fr. Carl Diederichs, Todd Thomas, Vice Pres. Rev. Joe McLin, Mikel Holt, Assoc. Publisher PHOTOGRAPHER: Yvonne Kemp Thomas E. Mitchell, Jr., Editor Teretha Martin, Technical Consultant/Webmaster Josephine Joki, Billing Dept./ Publisher’s Admin. Assist. Colleen Newsom, Opinion and comments expressed on the Perspectives page do not necessarily reflect the views of the publisher or management of the MCJ. Letters and “other perspectives” are accepted but may be edited for content and length.

Near West Side Business Improvement District Expansion Approved BID #10 to expand to cover the entire Near West Side Neighborhood

The expansion of the current Avenues West Business Improvement District (BID) #10, into a new, larger Near West Side BID #10, was approved Tuesday by the Milwaukee Common Council. “On behalf of BID #10, Avenues West Association and Near West Side Partners, we’re thrilled with the approval of the BID’s expansion,” said Keith Stanley, executive director of Near West Side Partners, Inc. “BID #10 is providing great services in the existing Avenues West area of the City and we believe that expanding those services throughout the Near West Side of the City will bring great value to our community.” The newly-expanded BID will focus on bringing its successful community-improvement initiatives to the entire Near West Side community – including efforts such as façade improvements, increased safety and

security measures, advising on quality maintenance and management of properties, marketing of Near West Side businesses and neighborhood activities, and the opportunity for businesses and organizations to be involved in the revitalization of the area. “As a business owner in the Near West Side, I know first-hand the enormous benefit the BID can bring to our local businesses and commercial corridors,” said Rick Weigand, chair of the current BID #10 and owner of the Ambassador Hotel. “Expanding the geographic boundaries of BID #10 to include the entire Near West Side area will increase the involvement and support of the businesses in the area and better enable BID #10 to continue to provide and enhance its services.” The BID #10 expanded boundaries will include Interstate 43 on the east, Highway 41 on the west, Interstate 94 on the south and Vliet Street west of 27th Street and Highland Boulevard east of 27th Street on the north. This area includes the four major arterials of the Near West Side – 27th Street, 35th Street, Wisconsin Avenue and Vliet Street, in addition to numerous commercial corridors. “The expansion of BID #10 will help provide the additional support needed to make Near West Side Partners’ efforts sustainable for the long term,” said Rana Altenburg, vice president of public affairs at (continued on page 7)


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THE WEEKEND EDITION: IN THE BLACK October 2, 2015 Page 4

Byron Jones, chief financial officer, University of Phoenix; Ron Busby, president/CEO , U.S. Black Chambers, Inc.; Mario Middleton, assistant dean, Specialized Programs & Diversity, University of Phoenix

BLACK ECONOMIC EMPOWERMENT:

Pilot Entrepreneurship Program Aims to Train Black Business Owners for Success

By Hazel Trice Edney WASHINGTON, DC - Cathy Hughes went from sleeping on the floor of her radio station as a struggling single mother to the ownership of the largest Black-owned broadcast company in the U.S. and the first publicly traded company owned by an African-American woman.

The late Ebony/Jet Publisher John H. Johnson, whose father was a sawmill worker and mother a cook, rose to become the first Black man to be listed among Forbes' wealthiest Americans. These entrepreneurs are often used examples of the thousands of African-Americans, who, through courage, ingenuity and tenacity have succeeded in every level of business ownership in America. And financial experts say entrepreneurship is yet growing among African-Americans across the U. S. despite the still frail 2015 economy. The University of Phoenix School of Business aims to fuel that growth by backing a new entrepreneurial education and training program with a $500,000 grant. The pilot program, in partnership with the U. S. Black Chambers, Inc., (USBC), is set to begin Jan. 1, 2016. It targets AfricanAmerican small business owners, including USBC members, in various cities across the U. S. In a joint statement, the program is described as "a three-course, 15week credit-bearing program that includes online classroom instruction taught by School of Business faculty, and takes students through courses including personal cash flow, market analyses and financial performance." The release says, "Students will create their business plans using this customizable program to develop a business model, strategy, financial forecasts, competition benchmarks and implementation and performance tracking." The USBC-University of Phoenix program comes amidst a growing trend of Black entrepreneurship across the U. S. In its most recent reporting on business ownership, the U. S. Census says the "number of Black-owned businesses increased at triple the national rate" between 2002 and 2007. More recently, in June this year, Forbes reported that the number of businesses owned by African-American women has grown 322 percent since 1997, "making Black females the fastest growing group of entrepreneurs in the U.S.", according to a study commissioned by American Express Open. Also, Black Enterprise recently reported an increase in entrepreneurship programs at Historically Black Colleges and Universities. The magazine said the growth in entrepreneurship coincides with innovative ways to deal with pessimistic job outlooks for youth and a still flailing (continued on page 5)

In Loving Memory

Earnestine O’Bee-Founder

Quality Service... a tenured tradition sincere concern at your time of need.

Offering pre-need, at need and after-care services to families in Milwaukee, Racine, Kenosha and other communities throughout our state.

McFadden, Elizabeth Age 64 yrs. September 17, 2015. Funeral services will be held on Thursday, September 24, 2015 at 11AM. Visitation Thursday 10AM until time of services at: Northwest Funeral Chapel O'Bee, Ford & Frazier 6630 W. Hampton Ave. (414)462-6020

Rowsey, George Age 57 yrs. September 8, 2015. Funeral services will be held on Wednesday, September 23, 2015 at 1PM. Visitation Wednesday 12 Noon until time of services at: Northwest Funeral Chapel O'Bee, Ford & Frazier 6630 W. Hampton Ave. (414)462-6020 Davis, Emma L. Age 87 yrs. September 17, 2015. Funeral services will be held on Friday, September 25, 2015 at 11AM at Greater Galilee Baptist Church 2432 N. Teutonia Ave. Visitation Friday 10AM at the CHURCH until time of services. The family is served by: Northwest Funeral Chapel O'Bee, Ford & Frazier 6630 W. Hampton Ave. (414)462-6020

Reeves, William A. Age 89 yrs. September 18, 2015. A Memorial Service will be held on Thursday, September 24, 2015 at 6PM at Christ Presbyterian Church 1930 W. Walnut St. The family is served by: Northwest Funeral Chapel O'Bee, Ford & Frazier 6630 W. Hampton Ave. (414)462-6020

Baldwin, Kenneth W. Age 62 yrs. September 18, 2015. Funeral services will be held on Monday, September 28, 2015 at 11AM. Visitation Monday 10AM until time of services at: Northwest Funeral Chapel O'Bee, Ford & Frazier 6630 W. Hampton Ave. (414)462-6020

Harmon, Rodney Alexander Found peace on September 14, 2015 at the age of 62 years. A Memorial Service will be held on Saturday, October 3, 2015 at 2:00PM at Metropolitan Baptist Church 1345 W. Burleigh St. The family is

J.C. Frazier, Funeral Director

served by: Northwest Funeral Chapel O'Bee, Ford & Frazier 6630 W. Hampton Ave. (414)462-6020

Lyday, Caspar W. Age 93 yrs. September 14, 2015. He was preceded in death by his wife Virtrue D.F. Lyday. Mr. Lyday was the owner of Caspar's Lounge on the corner of 13th and Keefe Avenue. Caspar's Lounge was always know as a fun-filled neighborhood bar that many individuals enjoyed. He is survived by his loving daughter Geri Lynne Lyday. Beloved brother of Cleatus(Maria)Lyday and Ruby(Emerson)Knox of Roseville, MI. Further survived by one little companion, Sinatra and a host of other loving nephews, nieces and other loving relatives and friends. Funeral services will be held on Monday, September 21, 2015 at 11AM at Calvary Baptist Church 2959 N. Teutonia Ave. Visitation TODAY 3-6PM(Family reception from 6-7PM) at: Northwest Funeral Chapel O'Bee, Ford & Frazier 6630 W. Hampton Ave. (414)462-6020 Barrett, Sherman L. Age 70 yrs. September 20, 2015. Funeral services will be held on Monday, September 28, 2015 at 1PM. Visitation Monday 12 Noon until time of services at: Northwest Funeral Chapel O'Bee, Ford & Frazier 6630 W. Hampton Ave. (414)462-6020

Taylor, Jeannette Marie (Nee Cahn) Age 72 yrs. September 20, 2015. She was preceded in death by her husband Walter Taylor. Beloved mother of Duane(Mary)Taylor of VA and Danielle Beal of SC. Loving daughter of Marjorie Cahn. Sistter of Monte Cahn, Kenneth Cahn of Tx; Kevin Cahn, Stacey McKay and Taimika JohnsonParker. Further survived by 4 grandchildren and a host of other loving relatives and friends. Funeral services will be held on Saturday, September 26, 2015 at 11AM at Northside Church of God 4858 N. 19th St. Visitation Saturday 10AM at the CHURCH until time of services. The family is served by: Northwest Funeral Chapel O'Bee, Ford & Frazier 6630 W. Hampton Ave. (414)462-6020

Families served by:

Northwest Funeral Chapel O’Bee, Ford & Frazier

Milwaukee 6630 W. Hampton Avenue Milwaukee, WI 53218 Telephone: (414) 462-6020 Fax: (414) 462-9937

Racine 800 Barker St. Racine, WI 53402 Telephone: (262) 637-6400 Fax: (262) 637-6416


Pilot Entrepreneurship Program Aims to Train Black Business Owners for Success

(continued from page 4) economy and unemployment rates when it comes to African-Americans. Though Black unemployment rates recently dipped below double digits, it remains twice that of Whites. Black unemployment rates for youth ages 16-24 also exceeds 28 percent, twice that of White youth. Targeting those who appear to be at the greatest economic disadvantage is apparently driving the new program, according to a release. "University of Phoenix is pleased to partner with USBC to provide African-American small business owners and entrepreneurs an exclusive program integrating teachings from business courses with insights from local market experts who understand the economy in their communities," said Byron Jones, chief financial officer, University of Phoenix. "The U.S. Black Chambers Business program allows participants to experience some of the most challenging exercises business owners undergo with the training, support and counsel they need from seasoned professionals with demonstrated success in owning and managing a business." The University of Phoenix is widely known for its degree programs for working adults. Working with the USBC and the 250,000 small businesses that it serves appears a natural fit. The new program also deals with the key issue in sustaining Black-owned businesses. That's access to capital. "Gaining access to capital continues to be a major hurdle for African-American small business owners, and properly navigating that process is often the difference between success and failure," said USBC President/CEO Ron Busby, Sr. "We are excited to collaborate with University of Phoenix on this educational program to help provide needed resources to support Black entrepreneurs, and believe it is an excellent example of local leaders and educators working together to improve the lives of our citizens and communities." In that regard, despite the growth in Black-owned businesses, the Wall Street Journal reported last year that there had been a steep drop in loans to Black-owned business by the Small Business Administration. The percentage had dropped from 8.2 percent in 2008

THE WEEKEND EDITION: IN THE BLACK October 2, 2015 Page 5

to 2.3 percent in 2013, a decline that the paper described as "unusually steep compared with other minorities." Entrepreneurship experts who applaud the new program are also quick to point out that amidst recent crisis, African-Americans are simply rediscovering and reviving their historic ingenuity. "Black entrepreneurship has been significant ever since we arrived in this country, we've always been entrepreneurs even before we got here," says Jim Clingman, author, founder of Blackonomics.com, and founder of the Entrepreneurship High School in Cincinnati. "It was very significant during the enslavement period and thereafter when Black enclaves were built and owned by Black people. And then in the sixties of course we began to abandon those businesses in favor of businesses other than our own. And now 60 years later, we're back to starting more businesses and growing those businesses and seeing the value once again of entrepreneurship." According to a release, the rigorous USBC-University of Phoenix program includes an in-person micro workshop with USBC experts on "topics such as accounting and finance, marketing, operations and customer service". The goal is "successful completion of the three program courses" which will lead to a feasibility plan ready to submit to a bank or microloan partner. The program is also worth nine hours of college credit toward a certificate at University of Phoenix. "University of Phoenix is committed to discovering and developing the next generation of African-American business leaders, so the program with USBC small business owners is a natural fit," said Ruth Veloria, executive dean, University of Phoenix School of Business. "Knowledge and training drive success. That's why our certificate courses, such as those in the USBC program, will provide participants relevant skills that can positively and quickly impact their businesses."


THE WEEKEND EDITION: IN THE BLACK October 2, 2015 Page 6

CAUTIOUS CONSUMERS: Sentiment slips in early September Article courtesy of Wall Street Journal via “The Rundown�

American consumers started September feeling less optimistic about the U.S. economy than in late August, according to data released Friday. The University of Michigan preliminary September sentiment index fell to 85.7 from a final August reading of 91.9, an unexpectedly sharp fall of 6.7%. Economists surveyed by The Wall Street Journal projected the early September index to stand at 91.1. "Consumers still anticipate a weaker domestic economy due to the global slowdown and are less optimistic about future growth in jobs and wages than they were a few months ago," said Richard Curtin, chief economist at Michigan's Survey of Consumers, which compiles the sentiment index. This is the last reading on consumer sentiment before the

Federal Reserve holds a policy meeting where officials will decide whether to begin raising short-term interest rates. New York Fed President William Dudley last month cited consumer sentiment as a key early gauge of evidence from any trouble tied to market volatility and overseas turmoil. "U.S. consumers appear to have become much more cautious about domestic economic conditions-which the Fed is likely to take into account when they consider whether to raise rates next week," said Millan Mulraine, an economist with TD Securities, in a note to clients. Consumer spending, which accounts for more than twothirds of U.S. economic output, has been slowly and steadily increasing in recent months. Americans are paying less for gasoline thanks to low oil

"Consumers still anticipate a weaker domestic economy due to the global slowdown and are less optimistic about future growth in jobs and wages than they were a few months ago"--Richard Curtin

prices, but stock market turmoil and a slowdown in China may be giving some consumers pause. "The inevitable reaction to the drop in stock prices," Ian Shepherdson, an economist at Pan-

theon Macroeconomics, said of the index's results in an analyst note. But, he added, "Sentiment is more volatile than spending, so not every shift in consumers' expectations is reflected in real consumption

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SBA & NAGGL Launch "Business Smart Toolkit" To Elevate Entrepreneurship In Underserved Communities

WASHINGTON, DC-- The U.S. Small Business Administration (SBA) and the National Association of Government Guaranteed Lenders (NAGGL) today announced the release of theBusiness Smart Toolkit, a ready-to-use workshop toolkit that equips faith-based and community organizations to help new and aspiring entrepreneurs launch and build businesses that are credit ready. “We can’t wait for aspiring entrepreneurs to come to us; we need to reach out to

them where they are,” said SBA Administrator Maria Contreras-Sweet. “The Business Smart Toolkit allows us to work more effectively alongside local partners in underserved communities to ensure that all Americans have access to the government and private resources available to support their entrepreneurial dreams. Minority firms are a fast growing segment of the U.S. economy, generating $1 trillion in economic output, yet they typically encounter higher borrowing costs, receive smaller loans and face more rejections. I applaud NAGGL for joining the SBA to focus on expanding lending to underserved communities to ensure that all key drivers of the U.S. economy are able to contribute at their full potential.” “Small business ownership takes courage and determination. We must promote and inspire entrepreneurship and the Business Smart Toolkit is an innovative way to bring the highest-level of business insight to American entrepreneurs across the

Economic summit at Tuskegee University focuses on revitalization of small communities

TUSKEGEE, Ala.-- For 20 years, business and government professionals have united at Tuskegee University to help improve the quality of life for America’s families and communities. Starting today, the 20th Annual Booker T. Washington Summit will focus its efforts on revitalizing small and rural communities through entrepreneurship and procurement opportunities. Hosted by the Tuskegee University Cooperative Extension Program, this year’s program will feature top speakers such as Jim Byard, Jr. director of the Ala-

THE WEEKEND EDITION: IN THE BLACK October 2, 2015 Page 7

country," said Tony Wilkinson, president and CEO of NAGGL. "Our partnership with SBA unites our expertise and resources. Together, we hope this toolkit will inspire Main Street entrepreneurs to open their doors.” The toolkit is designed to "train-thetrainer", such as trusted community leaders, who have the ability and the desire to educate new and potential business owners through a series of workshops in collaboration with the SBA’s field offices and NAGGL members. The toolkit is intended to educate and enable small business owners – from those looking to open their first small business, to established business owners hoping to expand and grow. It contains a variety of small business and financial literacy topics that include business start-up basics, the essentials of becoming credit-ready, and resources for small business education and support.Download the Business Smart Toolkit from the SBA website.

bama Department of Economic and Community Affairs (ADECA) and Maj. Gen. A.C. Roper, who is commander of the 80th Training Command and leads more than 7,300 Army Reserve soldiers. Workshops at the summit are part of the year-round educational and other experiential learning activities in community development. The program areas are: leadership development, business and entrepreneurship, individual and family financial management, community land resources and job preparedness in rural Alabama. The major objective is to enhance financial security and organization for families, start-up micro-entrepreneurs, and communities. The summit uses the historical and philosophical perspectives of Booker T. Washington to focus on present day changes and to promote entrepreneurship and procurement opportunities for economic development and wealth creation in small towns, the Southern region, and rural America.

Near West Side Business Improvement District Expansion

(continued from page 2) Marquette University and president of the Near West Side Partners Board of Directors. “We believe the investment by our local commercial property owners – including significant new investment by our anchor institutions – will be good not only for our area businesses, but for the entire community.” A BID is a special district where projects are conducted to enhance that area’s economic vitality. The projects and direction of each BID are determined by the businesses and commercial property owners that are in the district and that fund the BID. A BID is the ultimate form of local control of civic projects, as an initiative is guided by their own Board of Directors and all projects occur within their district boundaries. Involvement in the BID also allows the potential to increase property values, improve sales and decrease commercial vacancy rates. “We thank City staff and the Milwaukee Common Council, especially our Near West Side aldermen – Council President Murphy, Alderman Bauman and Alderman Stamper – for their leadership on this important initiative for our community,” said Stanley. ABOUT NEAR WEST SIDE PARTNERS, INC. Near West Side Partners, Inc. is a nonprofit organization with a mission to revitalize and sustain the Near West Side as a thriving business and residential corridor, through collaborative efforts to promote commercial corridor development, improved housing, unified neighborhood identity and branding, and greater safety for residents and businesses. Near West Side Partners, Inc. is an organization of businesses and civic leaders from throughout the Near West Side, including the organization’s five anchor institutions – Aurora Health Care, Harley-Davidson, Marquette University, MillerCoors and Potawatomi Business Development Corp.

C CL LA AS SS SI IF FI IE ED DS S/ /L LE EG GA AL LS S/ /P PU UB BL LI IC C N NO OT TI IC CE ES S

SUMMONS (PUBLICATION) STATE OF WISCONSIN CIRCUIT COURT MILWAUKEE COUNTY NOTICE OF SHERIFF’S SALE No. 152231 Case Class Code: 30404 Case No. 2014CV008580 Hon. David Hanscher Mortgage Foreclosure

In the matter of: Wells Fargo Bank, N.A., as Trustee, For Carrington Mortgage Loan Trust, Series 2007-RFCI, Asset-Backed Pass-Through Certificates Plaintiff(s), Vs. ANN M. ANTONOPOULOS UNKNOWN TENANTS, Defendant(s)

PLEASE TAKE NOTICE that by virtue of a judgment of foreclosure entered on March 25, 2015 in the amount of $200,616.56 the Sheriff will sell the described premises at public auction as follows:

TIME: October 19, 2015 at 10:30 AM

TERMS: Pursuant to said judgment, 10% of the successful bid must be paid to the sheriff at the sale in certified funds, payable to the clerk of court (personal checks cannot and will not be accepted). The balance of the successful bid must be paid to the clerk of courts in cash, cashier’s check or certified funds no later than ten days after the court’s confirmation of the sale or else the 10% down payment is forfeited to the plaintiff. The property is sold ‘as is’ and subject to all liens and encumbrances. PLACE: In the Milwaukee County Safety Building, 821 W. State Street, Milwaukee, WI

DESCRIPTION: Lot 4 in Block 3 in Fair Oaks, being a Subdivision of a part of the Northeast ¼ of Section 14, Township 5 North, Range 22 East, in the City of South Milwaukee, Milwaukee County, Wisconsin.

PROPERTY ADDRESS: 805 Williams Ave, South Milwaukee, WI 53172-

DATED: The Wirbicki Law Group LLC Attorneys for Plaintiffs 33 W. Monroe St. Suite 1140 Chicago, IL 60603 Telephone: 855-891-6777 Facsimile: 312-572-7823 WN14-0072 Circuit Court Judge 015/006-9-25/10-2-9-2015

SUMMONS (PUBLICATION) STATE OF WISCONSIN CIRCUIT COURT MILWAUKEE COUNTY NOTICE OF SHERIFF’S SALE No. 152206 Case Class Code: 30404 Case No. 2014CV009274 Hon. Pedro Colon Mortgage Foreclosure

In the matter of: Wells Fargo Bank N.A., as Trustee, For Carrington Mortgage Loan Trust, Series 2006-FRE2

Asset-Backed Pass-Through Certificates

Plaintiff(s), Vs THOMAS W THORNHILL UNKNOWN TENANTS, Defendant(s)

property is sold “as is” and subject to all liens and encumbrances.

PLACE: In the Milwaukee County Safety Building, 821 W. State Street, Milwaukee, WI 53233

PLEASE TAKE NOTICE that by virtue of a judgement of foreclosure entered on February 16, 2015 in the amount of $88,121.57 the sheriff will sell the described premises at public auction as follows:

DESCRIPTION: The East 95 feet of Lot 3 and the East 95 feet of the South 5 feet of Lot 2, in Block 2, in Littlejohn Height, in the Southeast ¼ of section 7, in Township 7 North, Range 22 East, in the City of Milwaukee, County of Milwaukee, State of Wisconsin.

TERMS: Pursuant to said judgement, 10% of the successful bid must be paid to the sheriff at the sale in certified funds, payable to the clerk of court (personal checks cannot and will not be accepted). The balance of the successful bid must be paid to the clerks of courts in cash, cashier’s check or certified funds no later than ten days after the court’s confirmation of the sale or else the 10% down payment is forfeited to the plaintiff. The

Dated: 9-11-2015 The Wirbicki Law Group LLC Attorneys for Plaintiff 33 W. Monroe St Suite 1140 Chicago, IL 60603 Telephone: 855-891-6777 Facsimile: 312-572-7823 WN-14-0083 Circuit Court Judge 015-005/9-18-25/10-2-2015

TIME: October 19, 2015 at 10:30 AM

PROPERTY ADDRESS: 3237-3237A N 14th Street, Milwaukee, WI 53206


Master Your Card Launches African American Advisory Board

THE WEEKEND EDITION: IN THE BLACK October 2, 2015 Page 8

Advisory board will help community leaders and organizations increase economic opportunities for African Americans through use of electronic payment solutions

WASHINGTON, D.C., SEPTEMBER 30, 2015 – Master Your Card, a community empowerment program sponsored by MasterCard®, announced today the formation of a new coalition that will work to help financially underserved African Americans build financial strength and gain financial inclusion through the effective use of electronic payment technology. The Master Your Card advisory board is comprised of current and former African American political, labor, academic, business and civic leaders

from across the United States. Members will provide input to help Master Your Card better understand the needs of financially underserved communities and small businesses. The board will also assist in the development of strategies, education and technology solutions to meet those needs. “For too long, communities of color have faced a false choice between traditional banking services and costly, even predatory alternatives,” said Fred Mason, advisory board member and president of the Maryland State and District of Columbia AFL-CIO. “The Master Your Card advisory board is committed to providing working families with the tools and information they need to realize a world beyond cash and gain financial inclusion through the smart use of electronic payment technology.” According to the Federal Deposit Insurance Corporation’s (FDIC) “2013 National Survey of Unbanked and Underbanked Households,” more than half of all African American households are financially underserved, meaning they have little to no access to traditional banking services. Instead, they often rely on checkcashing centers, payday lenders and other costly alternative financial services. On average, a financially underserved household spends 9.5 percent of its income on fees and interest for these services, according to the 2014 white paper “Providing Non-Bank Fi-

nancial Services for the Underserved,” released by the U.S. Postal Service’s Office of the Inspector General. Electronic payment technology saves consumers time and money, and is safer and more convenient to use than cash. “Prepaid cards and payroll cards can be highly effective bridge tools to enable the financially underserved to participate in today’s modern economy and keep more of their money,” said J. Phillip Thompson, associate professor of urban studies and planning at the Massachusetts Institute of Technology, Master Your Card advisory board member and author of the July 2014 study, The Technology to Advance Equal Financial Opportunity: How Emerging Electronic Payment Technology Can Provide Financial Services to Underserved Communities. “I look forward to collaborating with my fellow Master Your Card advisory board members to identify new ways to empower these families.” To date, Master Your Card has gained input and provided education to the African American community through its work with the A. Philip Randolph Institute (APRI) to create educational materials for young people and students; a partnership with the National Urban League; participation and sponsorship with the Congressional Black Caucus; and work with the Minority Business RoundTable to highlight how business owners can accept cards and help grow their business.

Members of the Master Your Card African American advisory board include: · Donnel Baird, CEO and founder, BlocPower · Rev. David Chapman, executive minister, Baptist General Convention of Virginia · **William Coleman, mayor, Columbus, Ohio · Rev. Floyd Flake, pastor, Greater Allen AMC Cathedral · Stephen Gilchrist, president, South Carolina Black Chamber of Commerce · Lorretta Johnson, secretary-treasurer, American Federation of Teachers, AFL-CIO · Sabrina Lamb, founding CEO, World of Money · Charles R. Lowery Jr., interim director, NAACP Financial Freedom Center · Fred Mason, president, Maryland State and District of Columbia AFLCIO · Cy Richardson, senior vice president, Economic and Housing Programs at the National Urban League · Elinor Ruth Tatum, editor and publisher, NY Amsterdam News · J. Phillip Thompson, professor, Massachusetts Institute of Technology · Pastor William Smart, president, Southern Christian Leadership Conference of California ** will serve when his term as mayor of Columbus ends in December. For more information about Master Your Card, please visit http://masteryourcardusa.org.


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