Do I need to be insured to teach someone to drive with their own car?

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Do I need to be insured to teach someone to drive with their own car? I'm over 21 yrs and have hel my full licence for over 3 yrs. Related

HELP!!!! Do I need car insurance if I don't own a car and don't drive much in the state of Florida? I am 16 years old and State Farm is calling me and it is getting annoying. I don't own a car and I don't drive much. When I do drive I borrow the car that is under my sister's name. My parent's don't drive. My dad's license is expired and he doesn't drive anymore, and my mom doesn't know how to drive at all. I keep hearing conflicting things, some say that it is a law in the state of Florida (where I live) that anyone with a license needs to have insurance, while others say that it is not necessary to have insurance if you don't own a vehicle and don't drive much. My question is: Do I need car insurance in the state of Florida if I do not own a car and don't drive much? Thanks!" If business were de-regulated would it really save the owners money? What about insurance costs? Regulations protect business from lawsuits; which are costly, damaging and highly unpredictable. More, because there are guidelines and the government enforces those guidelines businesses can be insured and insured at affordable rates. If regulations on business were repealed, what would happen to the cost and availability of insurance for business?" Can my Fiance and I get health insurance together if we aren't married yet? Can my Fiance and I get health insurance together if we aren't married yet? Is kaiser permanente health insurance confidential with teen the way Planned Parenthood is? I know it's a family hospital, but do they let your parents know everything when you go see them for something like a vaginal check up?" Where can i get some good liability car insurance? ? I wanto insure my vehicle i recently got so any ideas. Although iv had an at fault accident before help... Insurance for acura rsx? I am thinking about getting an acura base rsx. Im 16 years old. How much would insurance be I live in ky


New Driver on Parent's Car Insurance? I'm looking at getting my driver's license, as a 17-year-old male about to turn 18. If I hop on to my parent's car insurance, how much would the policy raise? Do I need insurance to drive or only to own a car? I'm kinda new to this insurance thing." Florida Health Insurance Question? A friend of mine has Blue Cross Blue Shield through his employer in Florida. His premium is a whopping $600.00 a month. He wanted to lower his premium and his employer says he can't change his insurance plan. He wanted to cancel his insurance and his boss says he can't, unless he fires him. I told him it sounded as though his boss is ripping him off. He contacted Blue Cross Blue Shield and they told him his boss has the right to charge ANY amount he wishes. They would give him no information about his premiums and referred him back to his employer. My friend doesn't even remember if he ever got his paper policy. All the links to write the insurance commissioner has not worked. Can anyone tell me out there if it isn't true that it is anyone's civil right to cancel an insurance policy and what my friend might do next?" Do you have to be on the insurance of the car you use for your drivers license test? I know the car you use has to have insurance but do you, the driver, have to be on that policy?" How much would getting a motorcycle and insurance cost? I want to get the Suzuki SV650SF ABS and possibly Geico insurance, and I am a female. How much would that roughly cost??? and is Geico a good insurance company? If not, then what are some other good insurance companies and how much would that cost. (oh, and I would be 16 until i get the motorcycle, so it would be first vehicle)" About how much does full coverage auto insurance cost? I'm just curious of how much a good estimate is. If you need a vehicle, try 2000 Honda civic." "What insurance is best to have for life insurance, i have Allstate for my 2 cars and house,?" did i need to go with Allstate or other insurance, is there any insurance with nor need of medical papers for life insurance policy,, i am 49 years old and have 2 Small kids, thank you" Health insurance in CA? I'm a college student thinking of getting health insurance that is affordable. What health insurance should I get? And what's the cost of the insurance per month? Thank you


Anyone know of any cheap insurance companies for a 17 year old on a renault clio 1.2 dynamique...? in england that is and i am lookin at the premium being around 1000 "Moving to CO from another state in a month, how do I go about switching my car insurance? ?" I'm under my dad's insurance now (AAA).. it's his and my car on his policy. I was told by them that once I cancel it, it'll take effect immediately and be taken off the policy. I'm moving to CO on the 18th of next month and want my new insurance (USAA) to take effect on that day. If I start my policy for that day and cancel the AAA the same day, will AAA pro-rate June's insurance so I don't have to pay for the full month since my car won't be insured by them for that whole month? I just don't want to get stuck paying the bill twice in one month for both companies." "Agent quoted me one price, gave her a check and now she is saying i have to pay a diff price for auto ins.? i requested auto insurance from state farm. they quoted me at 142 now she calls back and tells me i would have to pay 189 monthly because of some underwriting and that i am a new driver. nut she knew that i was a new driver when i she gave me the quote and when she interviewed me. what should i do now? INSURANCE CAR HELP?!!!!? I bought a car 2weeks ago, registered it the next day and got into a car accident the day after. :( I got a ticket for having no insurance. But I found out that the seller, my moms bf, had insurance for the car. Just none in my name, will this help dismiss the ticket? There is a day grace period to get insurance when you get the car, but I was unable to get any. But the car WAS insured during the time of the accident. Just through the previous owner. ANY ADVICE WILL HELP." Health Insurance coverage? I'm now covered by the employer's health insurance (with dental) plan. After I quit/leave current job, how does this health insurance coverage work? Before I'm hired by other company, what options do I have on the health insurance?" Can I take out car insurance in my fathers name to save money? My father is buying me a car and he is going to take out a loan for the car. Therefore he is paying the car loan. I am going to pay the insurance but a 19 year old with insurance on a 2009 car is going to be expensive! How can I get the insurance under his name yet when I drive this car (out of the city because I will be living in Columbus at school and my dad lives in Cincinnati) and get in an accident, still be covered? Or is there no such animal?" How much can i spend on a car with the money i make?


im 17 years old and i have a job that pays $8.30 an hour and i work about 16 hrs per week, and i also tutor afterschool, for $20 dollars an hour, for 6 hours, so i make about $240 a week, and im planning to get a car, but i dont know what car i could afford. how much money can i spend in a car if i have monthly car payments?, oh yea plus insurance. thanks" NY resident sport bike motorcycle insurance cost? i am 18 years old going to be 19 at the end of march, clean driving record and have a motorcycle permit. live in CNY oswego area and i am wondering how much roughly it would cost for me to insure a 600cc crotch rocket. thank you" "What is the definition of a total loss car by the insurance company?, Is it possible to get my car back?" Florida-A couple of months ago I was involved in an car accident that my insurance said they would not fix, due to certain circumstances. The insurance company told me the car was a total loss. The buy here Pay here who financed the vehicle told me to bring in the police report info and that was it. you have to get a new car is simply what I was told, I asked about payments and he told me to call him in a few days- few days turn into weeks and he is never available to discuss with me payments. Almost 2 months and there is still noone willing to talk to me?, looking through some car ads yesterday I saw the car listed at a different location owned by the same Buy Here Pay Here it was all like new, Fixed and being sold? If my car was fixable couldnt I have just paid out of pocket to fix it? what is the definition of a total loss from the insurance's view? Is it possible to get my car back? BTW I have no issues with paying the finance company- I just cant get anyoone to talk to me. Please try and answer all of the questions here, so I dont have to repost separately Thanks in advance for the advice." Financing a new car and with no insurance? could I finance a new car then have it sit in my drive way with no plates or registration to avoid paying for insurance ontill I pay the car off What is to stop people from taking the fines instead of paying for insurance? it seems like they are not much different then a high deductible insurance plan Can i transfer moped insurance from one bike to another ? ive got insurance on my piaggio fly 50cc which expires august this year, i can no longer drive this bike as i accidently got super glue all around the breaks and throttle and it wont budge, im going to maybe buy a new moped today for 300 and was just wondering if i get this do i have to cancel my old insurance and get a new quote and pay all that money again or cani just ring my insurance company and transfer it from my old bike to my new bike? thanks for any help! :)" Do I need to be insured to teach someone to drive with their own car? I'm over 21 yrs and have hel my full licence for over 3 yrs.


Car insurance confusion? Hi i'm 18 and my driving test is coming up soon and i always look for quotes on cars to see for the future. My mum said she will possibly give me her car and get a new one if i pass. But on insurance quotes for the car i will be getting i will be the main driver but not the policy holder or registered keeper as i still live at home with her and she will still use the car to go shopping and things like that but I will drive that car the majority of the time. So because i am the main driver on this quote and will drive it predominantly it is not fronting? However my mums no claims will be put on this quote as opposed to her other car so is that still ok? And who will get the no claims bonus at the end of the quote the main driver or the policy holder and if its the main driver will my mum still be able to use her no claims on another car if i gain my own? Sorry for all the questions i just want to make sure i'm not going to be breaking the law on any possible quotes i may take out Thanks in advance. Can You set up your own car insurance company? was wondering about the possibility of starting up my own insurance company covering cars. do i need a license to do this. do i have to make myself known to anyone that i am insuring people to drive, eg.The Gardai or something?Thanks for the help..I live in Ireland aswell" When do health insurance premiums drop? what is the average amount of time it takes before health insurance premiums start to drop? (so they say) - i have had my insurance for ten months now. "What's wrong with my car, Damage and Insurance Question?" Two days ago, I was involved in a car accident. Allow me to explain what happened. I was stopping at a stop sign, and as I put my foot on the brake, there was some black ice, and my car slid through the stop sign, straight into the intersection, where a woman hit me in the rear end of my car, which spun my car around, making my tap the back of her car as well. My car was barely left with a dent, and driving away from the scene, my car was just fine. However, when I went to drive it this morning, I noticed something was up with the back end. Whenever I hit a bump, it feels like the back end backs up, and fishtails away from the front of the car. Can you tell me what's up with my car, and how much it would be to fix whatever it is? Also, assuming you understand what happened in the accident, and knowing that I and the other woman have insurance, can you tell me who would end up paying for the damage done to her car, and whose fault it really was? Will insurance cover her damage, and if so, whose company is going to cover it? Hers or mine?" When we ask for AFFORDABLE health care? maybe we should control the Hospital, Doctor, and Insurance company's cost. That would bring it down. Then the government wouldn't have to get stuck with it all." Car accident and insurance? I got into a car Accident the other day which, i believe, totaled my car. I was still paying on this car. I have full coverage car insurance What exactly is the whole


process for this? How much will i get back? If the settlement check isnt enough, will i have to pay back the bank? Does the cost of the property damages come out of the settlement check? Anything you know will be MUCH APPRECIATED!!! thanks" Recommendation for Mexican auto insurance (going to Ensenada).? We are traveling to Ensenada this weekend and I want to purchase insurance online before we go. Does anyone have a carrier they recommend? If a car is red does it cost more on a persons insurance? a Friend is looking 2 but a car she is 19 and she wants a red car will it cost more to be on her on her mothers insurance Laddies. Is there any good Health Insurance that is not that expensive? I know this is a dump question to ask but is there a Health Insurance that is not that expensive out there? I live in Missouri and she is 29 years old. We have 2 kids and live pay check to pay check. We tried Medicaid but they won't cover it unless you don't work or have more kids, and both are out of the question. I don't make a lot of money where I work but it does pay the Bills. I have tried to get a 2nd Job but with my first Job it doesn't always work out. I have to work over time and that doesn't cut it with most Jobs. I am trying to find a good health insurance that I can afford to help pay for her hospital visits. Please help me." Is high risk homeowner's insurance necessary in Florida? I am expecting to move to South Florida soon with work and am concerned about the coastal location and buying a home. I plan to purchase a home eventually, but I am told that it is a high risk state because of hurricanes, and my insurance is going to be very expensive no matter what part of the state I am in. In addition to this I was also told that I probably will not have flood insurance offered. Is it true that I will have to have a higher risk premium on my insurance bill and have to be subject to floods anyway?" Will my insurance company find out? If so how? I got into a fender bender the other day, it was my fault, I can either pay for the damages to the other car out of my pocket, or I can let him tell his insurance company about it and he has a $500 deductable, I do not have coalition insurance, only liability, so if he reports it to his insurance will I still have to pay his $500 deductable out of my pocket or will my liability insurance company have to pay the $500? Or will his insurance company pay the $500? If he reports it to HIS insurance company will MY insurance company find out about the accident?" Does my insurance go up? i only have liabilities with my insurance. i got into a car accident but my car was the only one damaged and im paying for the repairs myself, would my insurance go up?"


Do i have to have car insurance to get my permit in portland oregon? So im a 14 year old girl and i turn 15 in October on the 20th and i was wondering if i really need car insurance to get my permit cause my step mom told me i do and if i do i don't see why. Primerica life insurance help!!!? ok well i was currently covered under Primerica untill Febuary, when i was terminated due to non payment. What are the steps that Primerica takes to reinstate a policy." Is there a significant difference in auto insurance rates when males turn 25 years old? I had a friend who worked in auto insurance for a few months, he said that it is all a myth, which is hard to believe. I live in California, and I wanted to get a nicer car when I'm older but insuance is going to be a killer." Should Military Buy Private Insurance? Bad press, including major mockery of the plan by comedian Jon Stewart, led to President Obama abandoning his proposal to require veterans carry private health insurance to cover the estimated $540 million annual cost to the federal government of treatment for injuries to military personnel received during their tours on active duty. The President admitted that he was puzzled by the magnitude of the opposition to his proposal. Look, it's an all volunteer force, Obama complained. Nobody made these guys go to war. They had to have known and accepted the risks. Now they whine about bearing the costs of their choice? It doesn't compute.. I thought these were people who were proud to sacrifice for their country, Obama continued I wasn't asking for blood, just money. With the country facing the worst financial crisis in its history, I'd have thought that the patriotic thing to do would be to try to help reduce the nation's deficit. I guess I underestimated the selfishness of some of my fellow Americans." How much insurance will I need to lease a car? I want to lease a 2010 car. I want my insurance prices to be low, but who determines what kind and how much insurance I will need. Will my insurance be higher or lower than financing the car? What are some insurance things I SHOULD get once I lease? Any other info you can provide that I will NEED to know will be greatly appreciated! Thanks!" What is the cheapest insurance group? I'm 17, girl, doing my driving lessons and am planning to get a car soon. Not bothered which car, i just want a cheap, affordable one. I've been hearing about insurance groups recently which is confusing me because no one around me can adequately explain it. So, i just would like to know what the cheeapest insurance group is and if you could also please explain a little more on insurance groups so that i'm a bit more informed.. thank you" Car total by unlicensed and uninsured driver...what to do?


My car was being driven by my husband,an excluded driver on my insurance, and was hit by a driver running through a red light. The driver has no insurance and no license so I doubt I will recover anything from her but my insurance company won't pay anything as well. Will my GAP coverage still pay the difference between the totaled value and the cost of my lien?" Car Insurance for Teen Girl Estimate HELP PLZ? How much would you estimate that insurance for a 16 year old brand new driver in a 2001 acura integra 2 door hatch back would cost with a good student driver discount? any idea? any one close to those guide lines that have an idea willing to share? Please help thanks Will my car insurance rate increase if my car is stolen and never recovered? I also have GAP insurance. How much is ur car insurence a month? im 16 and im not getting my car till 17 or 18 and i need to know how much money insurance is a month. i just need an estimate. Thanks Renter's insurance. are these really needed? never used them, but is considering of using them one day. how much do they cost on average per month?" Home equity line & Insurance? Back in October we pulled a homeequity line of credit on my doublewide. We had allowed the insurance to lapse since the house was paid off so we had to get new insurance. We could only get insurance on the houses tax value of 53,000.00, despite the appraisal value being 167,000.00. The morgage company would only allow us to get a morgage for 55,000, instead of the 65,000 we were looking for because of the insurance policy. Why can we not get a loan for more then the house because the land itself is worth 30-40,000? I asked the insurance agent and she said that they couldn't insure the land. Why is it that I can't get a loan on the land too..." "How much is car insurance for a 25 yr,female primary driver-Owning and being insured for the first time-Canada" This will be the first time, I own and insure a car. It will be a new model, either 2006 or 2007 sedan or SUV. I am 25 years old. I am a female. I have had my DL for 3-4 years now. I've only been insured under my mother's insurance (for short times, while visiting her in the States!) Upon, buying my own new vechile, in Canada, I was wondering, what the range would be for: A.) Myself being primary driver B.) Additional, second driver, boyfriend 24, new first time driver! C.) A + B If someone could help me out, I would be greatful on any information or links pertaining to Canadian information. Cheers, Jennifer"


Do I need to be insured to teach someone to drive with their own car? I'm over 21 yrs and have hel my full licence for over 3 yrs. What would the full coverage insurance be for a 2008 eclipse gs? I'm 15 years old with a permit. I'm doing this for a driver's ed. project at school so it doesn't have to be very accerate. Is there cheap car insurance for parents that have kids with disablities? Is there cheap car insurance for parents that have kids with disablities? Would car insurance be expensive for a Mazda RX-8? expensive being around sportscar/ muscle car range or like a regular cars insurance? Mandatory insurance?!? Here in Massachusetts EVERYONE has to have health insurance, and if you wanna drive you have to have car insurance. How can this be legal? How can the government force me into buying a product or service?! Whats next, are they going to make it mandatory for everyone to buy 7th generation ipods? This is ridiculous. What if i dont want insurance? What if i cant afford it? WTF?!! Is their any legal way around this? Or are they going arrest me if i dont get any insurance? Should i board up my windows and stock up on guns?" Can I drive my friends car without insurance? I don't own a car. I don't have auto insurance. If I borrow a friends car, am I covered under his insurance? is there a special type of insurance for people like me?" Cheapest bike insurers? got my provisional bike licence, going to buy a bike in oct hopefully, where can i go to get the dirt cheapest insurance, im getting third party only, and any tips on how to keep prices down?" Cancelling car insurance? I am a New York state resident, In order to cancel my car insurance, must I first surrender my license plates to the DMV ??" What company has the cheapest car insurance for a teen in north carolina ? What company has the cheapest car insurance for a teen in north carolina ? What company has the very cheapest car insurance for Tennessee? I just need the bare minimum insurance. Which is the cheapest?


Can i renew my geico auto insurance for just two months rather than six months? my insurance expires in oct but i'm planning to sell my car by nov. so i don't want to pay for my 6 month renewal in oct. is there a way out? thanks for all suggestions. I have a question about health insurance? I have a 4 year old daughter,I have joint legal custody,my daughter has health insurance with her mother,is possible to have a secondary health insurance?" What is the best way save on Auto Insurance? I am trying to find a way to save on auto insurance, me and my brother both have vehicles- only difference is im required to carry an SR-22 and have citations-No DUI, moving violations-nothing in the past 1-1/2 years, and he has an excellent driving record. I feel bad because I know our insurance is higher because of me, most places tell me its cheaper to have a policy together- Any recommendations? Another thing I notice is that if im the primary-Insurance is definitely higher, however when my brother is primary its a little lower, some agents tell me I have to be primary?" Does having a coupe make your insurance go up? I'm am planning to get a Honda civic and i was wondering if have a coupe would increase my insurance rates ...... and also does having that same car in red make it go up too ??? thanks for all the help :D Car Insurance and Tickets? My room mate just got two tickets. One for changing lanes without using a blinker and another for not having his headlights on at 9 o'clock at night. He had just left a parking lot. He had a previous ticket for going 12 over the speed limit which was moved to a parking violation. Will these new tickets affect his insurance rates? He has State Farm and lives in Saint Louis. Should he just pay it or get it fixed? How can i get cheap car insurance? cheap car insurance How much does insurance cost for Top gear? I need to find out how much Top Gear have to pay for there insurance for driving fast cars etc. Or how much will Jeremy Clarksons Insurance be? Hope you can help :) Cheapest car insurance for 18 year olds? I know the rate is different for everybody but what do you think the best insurance company would be for me? I turned 18 in December, I've had my license since September of 2010, no ticket, accidents, etc.. and I drive a 98' Honda Civic."


Why is my mortgage company forcing me to buy insurance on my home? what is homeowners insurance good for? What is the best insurance for a new driver? Im 18 and just got my license in october 2013. I bought a 1992 honda civic and I dont know what insurance is best for me. What do you guys suggest? I live in orange county, if that helps haha thanks!" How I get discount on car insurance? I am from Liverpool and wanted to have good discounts on Car Insurance.. Can someone please suggest. Is pregnancy considered a pre-existing condition in florida? IM PREGNANT!!!! I am 7 weeks along and just found out! The problem is I start a new job next week and will not be eligible for insurance until after 90 days.. By then I will be over four months along and I'm not quite sure if they will accept me or if they will say that it is a pre-existing condition? So, my dilemma is either: pay out of pocket until my 90 days are up and hope they accept me OR apply for medicaid and use the health department? If it changes anything the insurance I would be applying for is Florida Hospital private owned insurance." What things increase the cost of car insurance? im 21 and the quotes are huge!! help! Is insurance for a classic car cheap or expensive?PLEASE ANSWER!!!!!!? i have a 1968 ford Thunderbird i want to insure but i would use it as my daily driver. would insurance still be cheap?even though i would drive it everyday. Cheap bikes to insure ? I'm trying for my a2 license this week, and was wondering if anyone had done any research in 33bhp insurance, I have compared 3 bikes but was wondering if anyone could tell me some bikes they have found cheap to insure I am currently paying 400 for a 2009 aprilia rs50 A 2009 rs125 750 A 2009 ninja 250 2500 Could you give me prices for other bikes with your age, ncb and location so I have a rough idea of the price for me I'm 17 in London" Who gives cheap car insurance for young drivers? Who gives cheap car insurance for young drivers?


Do I need to be insured to teach someone to drive with their own car? I'm over 21 yrs and have hel my full licence for over 3 yrs. Does an 800cc motorcycle's insurance cost much more than a 600cc? I found a bike I was thinking about buying to learn on today. I like the bike and can't beat the price. I read on yahoo answers soeone said 750cc bikes are actually 749 b/c insurance goes up significantly after that. Is that true? I'm not getting the bike because I want a bigger bike, Id be perfectly happy with a 600 but its a good deal for this bike I found. Will i save alot on insurance and just wait to find a 600cc?" What insurance company should i go with if I'am going to start driving at 17 with a sports car? Hi, i'am receiving my license on August 31st and i turn 18 on September 23rd, ill be getting a 03-04 Nissan 350z coupe, i have no idea what company to go with or what price range to expect, my mom called GEICO, her current company and they said putting me on there with a Sports car such as the 350z would raise our payment about 5,000$ a YEAR! i dont know if this is true...or if my mom was lying to make me not get a sports car.. (she has tried to talk me out of it alot latley) What insurance provider has best rates for starting male drivers?" Insurance for a 2003 escort zx2? So I finally got my 5 speed. My mom is saying it is 700$ a month JUST for liability! It's a red 2003 ford escort zx2 5 speed. It has a sunroof and power locks and windows and alloy wheels. I am a 17 year old girl with good grades and I'm accident free. Is there any way my insurance would the that high or is she just scamming me? "Can i drive clients to appointments etc, i have business car insurance?" my boss has asked me to take clients to appointments, not sure if this is right as i have only got business car insurance, which is for visiting clients, commuting to and from work, i was told to do a risk assessment as i only told my car insurance it was commuting to visit clients not sure if i will be covered, and many clients are high risk" Cheap minibus insurance? where can i get cheap minibus insce. Why are insurance companies under the Obama health care plan allowed to not cover existing medical problems? How is this making health care affordable? My physician wrote a letter stating I have no complications, but the letter BC/BS sent me was that under the Obama health care plan they do not have to cover my thyroid or anything related to it. I am a widow, unemployed for 1 1/2 years and pay for my own health insurance. Will you do anything to change or eliminate this health care plan?" Are we required to have insurance?


We live in Oregon. We have a Blazer that is just sitting in our driveway not being driven. Our insurance doesn't know about it. My husband thinks if we insure it for a month the insurance will require us to insure it always even when we stop driving it just because we own it. Is that true? Where can i get some good liability car insurance? ? I wanto insure my vehicle i recently got so any ideas. Although iv had an at fault accident before help... Car insurance for 16 year old in Seattle? I am a male. The car i would be driving is a 2000 BMW 323i sedan. I would have USAA insurance. does anybody know roughly how much this would cost? How much is car insurance usually in UK? I live in London and don't have a clue about this thing but I just passed my test at 29 and hope to get a decent looking car that has had a previous owner and don't under all this quote business. I've got about 2670 to spend. So half of that will be for a deposit. How much do most people spend on insurance a year and what would be a cheap price range for me to look for? How much should it be for a month? Question on best company for classic/historic car insurance? Our family has had State Farm for 70 years now, several generations, and in the last 10 years or so we have been progressively more & more disappointed in their caring and customer service. Maybe its just the 'assistants' that my local SF agent (who never talks to his clients any more) use, they both seem to have just horrible attitutudes, sarcastic, and act like you are a complete PITA every time you call. I even have an email from his main assistant that I asked her to forward to the actual agent because I was told he was the only one that could answer my question, and just today I was SHOCKED when I re-read the email, and saw in the forward of my email when his assistant sent it on to the actual SF agent, She said This guy will just not give up, he keeps haunting me about this issue! I couldn't freaking believe it. I was going to forward the email to SF headquarters in Bloomington IL, but then as I read more & more about state farm I saw they are completely independent agents in each office, and have literally NO ONE who is their boss or who can reprimand or correct them. This is unbelievable. If I treated my customers at my work place & gave them the rotten attitude treatment we get from our SF office here, I guarantee you I would lose my job. No one is in charge at state farm obviously. Back to my question - I recently bought a classic car I have been looking for a long time - getting it next week - it is 25 yrs old, all original & in perfect shape. My state (Maryland) lets me register the car as Historic if it is 20 yrs old or more. I plan to do this. I contacted my wonderful state farm office today, to get a quote on a new policy/binder for this collectors car. They apparently don't like insuring a vehicle as Historic, maybe the policy is too cheap & they do not make any money off it. The 'assistant' said the best they can do, even if I REGISTER this vehicle in Maryland as Historic & get an Historic tag, which I will do, she said the best she can do is insure it as part time, occasional pleasure use, under 7500 miles a year . Which of course is NOT an historic policy. You can get that on ANY extra car you have in your household even if it is a 2011 model !! She did say (and I understand this being required) that in order to have is classified as Antique/Classic/Historic, you have to have an appraisal done on the vehicle as if it just


came off the show room floor -then the premiums would be much lower if you had full coverage on it, as historic/classic . So here we stand. Can someone out there please help me understand - am I being taken for a ride by my State Farm office? Should I shop around for insurance companies that just specialize in Classic/Historic auto insurance? If so can anyone recommend the best companies that specialize in reasonable insurance for classic/historic vehicles? Thanks for your help. ." I am 30 and just got my UK licence and want to buy a car. Any tricks to getting cheap insurance? I have had my NZ drivers licence since I was 16 and many years of no-claims. However, I haven't owned a car or insurance policy in the UK. Any tops for not having to pay very high premiums? I would love to get a sports car, but it's looking very expensive. (Would it be worth registering in girlfriends name and being a named driver?)" Car accident insurance? Today someone backed into my car while parked damaging it. We exchanged insurance info and I called my insurance company and let them know and gave them his info. Does he still have the option to pay the for the damages in cash or does he have to go through insurance now that i let them know. He didn't specify if he wanted to go through insurance or pay in cash. I just want to know if i eliminated his option of paying in cash by calling my insurance. I feel bad if that's the case. How much is tenant liability AKA renters insurance? I'm thinking about renting a house with a month to month lease at very low cost. These are houses for sale that want income until they are sold. They require $300,000 liability insurance. I know that reputable insurance companies do a credit check just to give a quote that dings your credit rating if you have too many inquiries at the same time. Can someone give me a guestimate? Thanks in advance!" Should I buy car insurance or not? I am a teenage driver of 16. Insurance is very high for a teenager. My parents have Allstate Car Insurance for four of their cars including a Toyota Corolla which im going to be driving. The Corolla is covered by AllState insurance. I have a California Driver's License and live in California. About 6 months ago, my mom asked the insurance company whether the insurance would cover the car if she lent the car to someone and the insurance company said that they would cover the car as soon as the person who borrowed the car has a VALID DRIVERS LICENSE. I have a valid drivers license but I am under 18 (I am 16). The insurance person did not say anything about age. My question is whether it is necessary or not to buy insurance for myself. It will be very expensive and I do not want to pay for it but I will If i have to. Do I have to get my own insurance for the car or not? If I dont buy insurance and I drive the corolla and get pulled over, am I okay or will I have problems?" How is medical insurance is applied? I am an Egyptian seeking the progress of my country. I hope you answer the following questions according to the country you live in especially in United States of America,


Canada, Israel, Germany, England and Nordic countries." Do you have to bring your car with you to get insurance? Im buying a car tomorrow from a towing place, and I know that I can't get my temp. tags until I get insurance but if I can't drive it how do I get insurance?" What term life insurance policy should I get for a 60 yr old man? My father is 60, smoker and taking Zocor. Normal weight. The quotes I have seen for a 10 yr term for $150,000 are $180 a month. Does that seem right? Anyone know a cheaper one? Basically I inherit the house while my relative gets the cash, so it's all fair. I would make the payments and leave my relative as the beneficiary. Thanks" Wat insurance should i use? I'm 19 years old and I have a part time job. Wat is the cheapest insurance I can get? And a good one Would insurance cover this???? Hi, I have All State Insurance in California, full coverage. I just got my truck a year ago, brand new, my car has been hit many times by people who slam their doors, also, I have many dents that came out of nowhere, actually on the roof. Would insurance cover this, since it wasn't collision? Is there coverage for auto reconditioning ?" Should insurance cover repair cost? My cars engine is having a problem. It takes like two tries to start it up and it's a new car. So will my insurance cover the cost of repairing the car? What's the best life insurance company? why? What's the best life insurance company? why? Teen car insurance price? I want an idea of my monthly insurance cost now that I have my license and a car. Here are the details I'm male and 16 years old I live in the North Hills outside of Pittsburgh (pretty basic suburbs) The car is a '93 Pontiac grand am. 90k miles on the engine I'm the third owner Good condition with some rust just starting to form on the wheel wells I am the primary driver It is usually kept outside USAA insurance rates from traffic ticket? I received a traffic ticket for following too closely and was clocked at 17mph going through town. The car in front of me had pulled away from the stoplight and was clearly not interested in speeding up, so I had to speed up some to signal into the


adjoining lane to pass him. This was during rush hour, so traffic was pretty heavy. The cop pulled me over and cited me for following too closely which carries a $115 fine. He asked me why I thought he pulled me over, and I honestly had no idea what I did wrong. Unfortunately, he would not concede to a simple warning and cited me anyway. I also received a ticket about 11 months ago for not coming to a complete stop at a stop sign before turning. USAA did not increase my rates from this ticket, but I am concerned that they might increase my rates if they find out about the latest ticket. Should I plead not guilty and have a trial date set to fight this, or just pay the fine and pray that USAA doesn't pick it up? Does anyone else have experience with two minor traffic violations within one year and USAA auto rates?" Is Aetna Health Insurance any good? I am healthy, but if something happens I want to be sure I am covered. Have you had any good or bad experience with this company. I currently have Humana, and they don't want to pay for a minor office visit, so I am changing. Anything you could offer would be great. Thanks." Do I need to be insured to teach someone to drive with their own car? I'm over 21 yrs and have hel my full licence for over 3 yrs.


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