B6
Loveland Herald
Community
March 17, 2010
Loveland chamber offers scholarships The Loveland Area Chamber of Commerce Board of Trustees gas announced the availability of two $1,000 scholarships, available to two graduating seniors residing in the Loveland City School District. One of the two scholarships awarded by the chamber is the Patricia Furterer Scholarship Award, given to an individual majoring in an arts-related field, who best exemplifies the character of Patricia Furterer, a longtime resident, former executive director of the chamber, 2002 Valentine Lady, Loveland Stage Company producer and Loveland promoter and enthusiast. The other of the two scholarships, The Loveland Area Chamber of Commerce Scholarship, is awarded to a student who demonstrates the ability to succeed academically and manifests a personal commitment to community reflected in their
activities and local service projects. The scholarship application has been sent to all participating high schools, and is available at the Chamber office and on the chamber Web site, www.lovelandchamber.org. Interested students should contact the guidance department at their respective schools. Scholarship recipients are selected by a committee using a process which conceals the identity of all applicants. The deadline for submitting scholarship applications is Friday, April 16. Applications can be mailed to the Loveland Area Chamber of Commerce, 442 West Loveland Ave., Loveland, Ohio 45140, or faxed to 683-5449. Applications are also accepted in person at the Chamber Office. To make a donation to the scholarship, contact the Chamber at 683-1544.
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NEWSMAKERS Resident serving in Colonial Wars Group
Loveland resident John H. Hallock is serving on the 2010 Council of The Society of Colonial Wars in the State of Ohio. The Society of Colonial Wars in the State of Ohio promotes appreciation of America’s colonial history and heritage. Members are men descended from people who served in the military or significant government service during America’s colonial period. The society awards college scholarships and sends Ohio history teachers to Colonial Williamsburg for a week’s immersion program in colonial history. The Web site is http://colonialwarsoh.org.
Jones named ‘Watchdog of the Treasury’
State Sen. Shannon Jones (R-7th District) received the “Watchdog of the Treasury” Award from the United Conservatives of Ohio for her work during the 127th General Assembly. Jones, who has consistently voted against tax increases and has been a leader at the Statehouse in the fight against excessive spending and government waste, received her award (in the shape of a small bulldog statute) at a breakfast. “Too many Ohioans are out of work and struggling to make ends meet. They simply cannot afford to send more of their limited resources to fund big government at all levels,” Jones said. “More than ever, government must be efficient with taxpayer dollars and err on the side of tightening the belt rather than always going back to the taxpayer.”
This General Assembly, Jones is continuing her work to rein in government spending. She voted no on more than $1 billion in fee increases as part of the state budget bill as well as against the governor’s income tax increase. She is one of three senators appointed by Senate President Bill Harris to serve on the Budget Planning and Management Commission. This task force is working to develop a strategy for balancing the next state budget, which is expected to be more than $7 billion short due to all the one-time and federal stimulus money used prop up the current budget. Jones has introduced a resolution to oppose federal health care legislation, which would drive up costs to Ohio families, businesses and state government. She helped pass legislation in January that would prevent the Admicnistration from diverting funds from Ohioans charitable donations to balance the state budget. Her bill is pending in the Ohio House of Representatives. Jones represents the 7th Ohio Senate District, which includes Warren County and a portion of Hamilton County. Prior to her service in the Ohio Senate, she served as state representative for the 67th District.
Loveland man awarded
Ohio National announced Joseph V. Stiles as its 2009 Paul E. Martin Community Service Award winner. An Ohio National Career Agent, Stiles has been affiliated with the company since September 2005. He serves as the associate general
PROVIDED
State Sen. Shannon Jones (RSpringboro) accepts the “Watchdog of the Treasury” Award from the United Conservatives of Ohio for her work during the 127th General Assembly. agent for Cincinnati-based J.T. Clark and Associates. Established in 1979, the Paul E. Martin Community Service Award honors the significant civic betterment endeavors of the late Paul E. Martin, Ohio National’s former president and chief executive officer. This award is presented annually to dedicated sales and home office associates who have worked to improve their community’s quality of life. “Youth, both locally and throughout the world have benefitted from Stiles’ service to a variety of organizations,” said Larry Adams, senior vice president and chief agency officer. “By giving selflessly of his time and energy, Stiles truly embodies the spirit of Paul E. Martin and his legacy of civic betterment.” As a former charter board member and emeritus board member of the Paul Lammermeier Foundation, Stiles has been active in raising funds to support the Foundation’s mission efforts for homeless and orphaned children in Lima, Peru. He made a personal pilgrimage to Lima to visit the mission in July 2008. His mission work also includes serving as a Peace Corps volunteer in Zaire in 1991. Locally, Stiles works with youth as a coach of little league baseball and
Many homeowners are unaware that their home insurance may not offer protection if their home becomes vacant. Homes may be unoccupied for a number of reasons – the owner has bought and moved to a new house but not sold the old one, a homeowner dies and the home sits empty while the estate is settled, or the home is undergoing renovations before the owner moves in or tries to sell it. Standard home insurance policies provide protection for owner occupied homes. Once the home is no
longer occupied by the owner policy provisions require that the company be notified. The time limit required for notification varies from company to company, but in most cases is just 30 to 60 days. After that time, the insurer may deny payment for damage claims to the property. Insurance companies offer policies geared to each type of risk. Vacant properties can attract vandals and vagrants looking for shelter, especially when the weather turns cold. Copper theft is another common problem – with
thieves often causing significant damage to enter the home, steal copper pipes, and leaving running water to further damage the structure. In the current real estate market, many homes are sitting vacant and for sale for 12 months or more. Owners need to purchase insurance policies that will provide protection during the wait. Special insurance policies for vacant homes are available, but tend to cost quite a lot more than standard homeowner insurance due to these increased risks. One
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youth basketball and is a commentator for his church’s youth football program. Stiles’ commitment to his church, St. Columban Catholic Church, also includes serving on the pastoral council and the Stewardship Committee. According to St. Columban’s pastor and Paul E. Martin nominator, Stiles dedication to his faith and church has inspired others to follow in his footsteps. His faith in his profession is also a priority for Stiles. He is a member, and past board member, of the Cincinnati Chapter of Legatus. This organization of Catholic business leaders and spouses, works throughout the year on initiatives to promote faith-based leadership in the workplace and community. Stiles also draws on his professional experiences to mentor Xavier University MBA students through career development as well as education and familyrelated matters. Stiles and his wife, Laura, live in Loveland with their two sons. He received his undergraduate degree from Miami University and his graduate degree from Xavier University. His company awards and honors include two qualifications for the company’s Council of Honor, five VIP of the Month honors and one Wall of Fame membership.
Agent gives advice on insuring vacant homes
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example – a homeowner in Evendale was paying $550 a year Karen to insurance Diehl his home. When it Community b e c a m e Press guest vacant last columnist year, his new home policy cost $1,952. When customers find out how much it will cost to properly insure their vacant property, they sometimes ask if there are any loopholes to get around this vacant home restriction. Can they leave some furniture in the home and tell the insurance company they still live there? This is just a bad idea. After a claim, the insurance adjuster will inspect the home and damage, and it will be quite clear the home was vacant. In effect, you are paying for the lower cost home owner type insurance that will be utterly useless at the time of a claim.” One option may be to rent the home so that it is not vacant. Keep in mind that a special rental property insurance policy will be required but these policies are often very close in cost to a standard home insurance. While the risk of damage to the home tends to be higher when occupied by a tenant, the policies do not cover personal property – so the cost balances out. Keep in mind that if the rental property is between tenants you may still need to bu8y vacant home insurance. Contact Diehl Insurance at 965-0003 or insurancediehl@cinci.rr.com.