2013 Carolina Parent Exceptional Child

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AN ADVISOR WHO KNOWS YOUR CHILD’S

SPECIAL NEEDS ARE CHALLENGING.

Merrill Lynch

A Merrill Lynch Financial Advisor can help you address the complex issues that confront you and your family while you provide a lifetime of support to your child with special needs. Our team of professionals work together to find appropriate strategies for the financial, social and legal issues facing those who care for a child with a disability. Call today to learn more. Cale Herndon, CFM, CSNA Financial Advisor (919) 319-7125 Merrill Lynch 5000 Valleystone Drive Cary, NC 27513 http://fa.ml.com/cale.herndon

The Bull Symbol, Merrill Lynch Wealth Management and The Power of the Right Advisor are trademarks or registered trademarks of Bank of America Corporation. Neither Merrill Lynch nor its Financial Advisors provide legal advice. Please review any planned financial transactions or arrangements that may have legal implications with your personal attorney. Merrill Lynch Wealth Management makes available products and services offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated, a registered broker-dealer and member SIPC, and other subsidiaries of Bank of America Corporation. Trust and fiduciary services are provided by Merrill Lynch Trust Company, a division of Bank of America, N.A., member FDIC, a wholly owned subsidiary of BAC. Investment products:

Are Not FDIC Insured

Are Not Bank Guaranteed

May Lose Value

MLPF&S and Bank of America, N.A., make available investment products sponsored, managed, distributed or provided by companies that are affiliates of BAC or in which BAC has a substantial economic interest including BofA™ Global Capital Management. © 2013 Bank of America Corporation. All rights reserved. AD-07-13-0917 AR330BB2-11-12 445110PM-07/2013

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