Oakley Press_02.10.12

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YOUR HOMETOWN WEEKLY NEWSPAPER

Vol. 12, No. 6

Chamber puts events on hold by Samie Hartley Staff Writer

The Oakley Chamber of Commerce has decided to postpone its annual Almond Festival and Citizen of the Year celebrations to focus on rebuilding its network in 2012. While the Chamber’s signature events are on hiatus, it plans to concentrate on boosting membership and offering more support to the local business community. In the words of a statement posted on the Chamber website, “It is with mixed emotions the Oakley Chamber of Commerce has decided to table the 2012 Almond Festival. We will be joining forces with the City to improve the 2013 Oakley Almond Festival and plan

Press file photo

The Oakley Almond Festival is being put on hold this year due to low attendance in recent years. Chamber of Commerce officials plan to bring the festival back – newly updated and revamped – in 2013. to combine the redevelopment of Main Street with the Almond Festival location.”

Mayor Kevin Romick looks forward to the partnership and hopes to make the festival bet-

ter than ever. “A strong, viable Chamber is critical for the economic development of our community,” Romick posted to his blog. “The year off will give both the Chamber and City ample time to plan for a change in venue, possibly changing the dates, providing parking, changing the parade route, shutting down streets for the event and many other changes that I haven’t thought of. In the fall of 2013 be prepared to experience a new festival.” A date change could greatly aid the 22-year old festival, traditionally scheduled the same September weekend as the Pittsburg Seafood Festival, which draws a large outsee Events page 26A

No sunset on fire tax – for now “ We know there will be an $11 million

by Rick Lemyre Staff Writer

A proposed $197 parcel tax aimed at solving the East Contra Costa Fire Protection District’s financial woes will probably not include a sunset clause, according to a decision this week by the district’s board. After discussing feedback the district has received in a series of meetings to inform the public about the details of the measure proposed for the June ballot, the board chose not to include an automatic end of the tax, an element mentioned by several members of the public. In a 6-3 straw poll vote at its Monday meeting, the board decided to emphasize the annual review already built into the tax rather than add a sunset clause that could leave the district in the same financial shape it is now. Directors Jim Frazier and

deficit in year 11 if the tax goes away. We’ll be right back in the same position we are now, and that’s not viable.

” ECCFPD Director Steve Barr

Kevin Romick of Oakley were joined by Clayton’s Cheryl Morgan in saying they preferred the sunset clause because they’re concerned the tax would not pass without it. Directors Pat Anderson (Oakley), Joel Bryant, Steve Barr, Erick Stonebarger and Bob Brockman (Brentwood) and Robert Kenny (Bethel Island) opposed the sunset clause. “We know there will be an $11 million deficit in year 11 if the tax goes away,” said Director Steve Barr of Brentwood. “We’ll be right back in the same position we are now, and that’s not

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viable.” Frazier, however, believes that should the tax not pass, the viability deficiency would kick in when district reserves are exhausted in June. He said the sunset clause had been a priority for attendees at the two Oakley community meetings he had attended, and doubted that an open-ended tax would garner the two-thirds majority needed for passage. He preferred that the tax automatically end after 10 years, and that the district go back to the voters to either extend or retract the levy.

Romick agreed, saying, “If we (the district board) are doing our jobs, the public will be able to see that.” The decision came as the board modified the tax plan according to additional input gathered at community meetings. The tax will now increase annually by a maximum of 3 percent or the Consumer Price Index, whichever is lower (it had been at 5 percent). The board also examined the district’s finances through a 10-year window. Earlier models had been limited to five years due to economic uncertainties, especially the recovery of property values whose recent plunge has left the ECCFPD more than $2 million short each year. Also added into the equation is the full cost of replacing equipment and other capital improvement costs such as station see Sunset page 26A

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February 10, 2012

Wealth watch

Our Money Matters section offers insights on how to cultivate and keep your hardearned cash. Page 1B

Drive to save lives A Scout’s mother’s courage and humanity motivates him to enlist organ donors. Page 4A

On the dotted line

A Freedom soccer star recently signed her letter of intent to take her talents to Humboldt State. Page 21A Calendar ............................ 23B Classifieds ......................... 17B Cop Logs ............................ 22B Entertainment ................. 23B Food .................................... 12B Health & Beauty ..............16A Milestones ........................12A Money Matters .................. 1B Opinion ..............................18A Sports .................................19A FOR MOVIE TIMES SEE PAGE 5A

Cookie monsters Winning wardrobe Heart’s content go to news/WebExtras!

The Girl Scouts are celebrating their 100th birthday with a new treat.

go to news/press releases A clothing drive will help women receive professional business attire.

go to multimedia/videos

Zumbamaniacs broke a sweat and boosted funds for women’s health.


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FEBRUARY 10, 2012


FEBRUARY 10, 2012

COMMUNITY

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County budget looks Grassier park reopens solid for next year Staff Writer Though unofficial and preliminary, Contra Costa County Administrator David Twa had some good news to deliver at a recent Board of Supervisors retreat: the county’s budget looks solid for now, and Twa doesn’t foresee the need for any staff or service reductions in the upcoming fiscal year, which starts June 1. Contra Costa County District III Supervisor Mary Piepho, who represents much of East County, emphasized that this is a preliminary look at the upcoming budget, but was happy with Twa’s report. The county’s situation could always change, as the state faces its annual budget crisis, making for a moving target at the county and city levels. “He thinks we’re going to be in decent shape but is cautiously optimistic,” Piepho said. “It’s definitely the first bit of good news we’ve had in many years. Our employees and department heads deserve significant recognition.” Twa’s presentation pointed to the phasing out or elimination of several expenditures through labor negotiations with the county’s 7,662 employees to show that the coffers look healthier heading into fiscal year 2012-13. The county budget dealt with

a $29.2 million pension cost increase in 201112, a cost that won’t be factored into the upcoming budget. County employees will also be put back on furloughs, saving roughly $8.2 million in payroll. Twa also believes property tax revenues will flatten out, not decline, in the upcoming fiscal year. Property tax, which peaked in 2007-08, is the main source of funding for the county. The budget will also be aided by the fact that 617 employees retired in 2011. Altogether, the county administrator estimates that $45.9 million of last year’s budget will not make its way to the next annual ledger. “It has not been an easy process at all,” Piepho said. “Our employees are being paid less, they’re doing more to maintain services. If we can all catch our breath this budget cycle, this would be a nice reward.” Some of Twa’s major goals for the county in the upcoming fiscal year include building a reserve to address building maintenance needs and use money from a half-cent sales tax increase to hire back public-safety employees. In 2003, the county employed 3,041 public-safety officers. That number has steadily dropped, to 2,538 in 2011. Nearly every department has seen lower staffing see Budget page 14A

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by Justin Lafferty

Photo courtesy of the City of Oakley

akley residents joined Mayor Kevin Romick and Councilmembers Pat Anderson, Carol Rios and Jim Frazier for a ribbon cutting ceremony that marked the completion of Phase II improvements to Holly Creek Park, which included the conversion of a 4-acre storm basin into a multi-use grass area. Resident Kayla Reiss, 10, seen here with the council, was especially excited about the park’s reopening. “I’m so glad that this park opened on my birthday,” she said. “It has a nice lawn that kids can play on. I plan to run about and play tag.”

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Correction

In a recent Press story on the Brentwood Chamber of Commerce’s Citizen

and Business of the Year awards, Director Fred Ehler was incorrectly identified. He is the past president of the Brentwood Rotary.



FEBRUARY 10, 2012

COMMUNITY

THEPRESS.NET

Seniors plug into eReader program by Ruth Roberts Staff Writer For senior adults dealing with mobility problems, a trip to their local library can be an arduous task. But now, thanks to a local program, the library can come to them. It’s called eReaders to Go, a pilot program that pairs Kindle Touch devices with needy seniors – typically homebound – through a partnership with the Brentwood Library and Friendly Visitors Program. “It’s a wonderful project,” said Liz Fuller, senior community library manager for Oakley and Brentwood. “It functions just like a lending library and gives seniors another option.” Currently serving seniors in Brentwood, Discovery Bay and Byron, the idea for the project came from Brentwood Mayor Bob Taylor, who recently approached the library about donating Kindles for circulation to seniors in the community. Fuller got together with Susannah Meyer, Friendly Visitors coordinator – a countywide program that matches visiting volunteers with seniors in the community – and together the women got the project off the ground. “It’s perfect,” said Meyer. “We currently have 10 seniors signed up for the program and we’re getting ready to deliver them. We’re very excited.” The eReader program works much like a regular library where users check out the Kindles for a two- to three-week period.

Photo by Ruth Roberts

Susannah Meyer, left, coordinator for the Friendly Visitors Program, views recently purchased Kindle Touch devices with Brentwood Library Manager Liz Fuller. The Kindles are part of an eReader partnership for seniors in the community. The devices will come pre-loaded with a variety of titles and audio technology as well as standard applications such as enlarged print. Through the California State Library, Fuller was able to secure a $3,500 grant – sufficient to purchase six Kindle Touch

devices with enough leftover dollars to load additional materials and/or devices. Opal Spoon is one local resident who is ready for her eReader. “Oh, yeah it sounds real good to me,” said the 85-year-old see eReaders page 9A

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PROPERTY TAX “NEWS” The California Franchise Tax Board has been making it known that they plan to start enforcing a law that up until now has been mostly ignored regarding what real estate taxes you can deduct on your income tax return. Most people assume that if you itemize your deductions, you can deduct 100% of your tax bill. Bad news--looks like that’s not true! Apparently, according to the letter of the law, you are only supposed to deduct your “ad valorem” taxes, which are the taxes that are figured as a percentage of your assessed value. These are found on the right side of your tax bill. But you are not supposed to deduct most taxes that are a flat amount per property (there are some exemptions). These are the “Special Taxes and Assessments” you’ll find on the left side of your property tax bill. For some people, this may reduce your deductions by thousands of dollars! This is not a change to the law, the tax board will just be taking steps in the near future to step up enforcement of it. Look

for next year’s California state tax return form to ask you for your parcel number, your total property tax bill, and then the amount of the bill that is deductible. For more info go to: www.ftb.ca.gov and search for “Real Estate Tax Deduction.” They claim they are just following the federal rules, so this could impact both your federal and state deductions when you comply with this rule. There is a bill pending in the CA legislature that would make Mello-Roos fees tax deductible. With California’s budget crisis, this will be hotly debated as there are millions at stake so there is no guarantee it will pass. I AM NOT A TAX EXPERT. PLEASE CONSULT A TAX EXPERT FOR SPECIFICS TO YOUR SITUATION. If you have questions on any other real estate topic, call me at (925) 240-MOVE (6683). To search the MLS for free and view virtual tours of homes for sale, go to: www. SharpHomesOnline.com. Sharp Realty – Advertisement


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EDUCATION

FEBRUARY 10, 2012

Students prepare robots for battle by Samie Hartley Staff Writer The Heritage High School Robotics Club is preparing to send its latest robot into battle at a state tournament next month. The club, flourishing in its third year, is participating in the For Inspiration and Recognition of Science and Technology (FIRST) Tech Challenge, in which teams are challenged to design, build and program a robot capable of collecting racquetballs, placing the balls into crates and moving the crates into a safe zone. Some of the racquetballs are imbedded with magnets. If the team’s robot can separate the magnet balls from the rest of the lot and drop them off in a specially marked slot, the team scores more points. And as if that weren’t difficult enough, the robot must also be equipped with a device to pilot a bowling ball across the field, up a ramp and into a basin on the start deck. The challenge lasts only 2½ minutes. The first 30 seconds is autonomous, which means the robot must be programmed to work on its own without student assistance. Students drive the robot for the remaining two minutes. Teams are randomly partnered into alliances to battle other teams. Teams who are partners in one round might be opponents in the next. Their overall score is based on team performance in each round. Although the Heritage team didn’t score the most points at its qualifying competition

Photo courtesy of Brittany Kintscher

Heritage High School Robotics Club members celebrate victory at the FIRST Tech Challenge last month. In the top row from left are robotics instructor and coach Robert Pardi, Michael Kintscher, Zack Crosley, Jacob Olsen, team mentor Mike Crosley and Joseph Cliscagne; bottom row: Brittany Kintscher and Holly Kraeber. in January, the team impressed judges and was presented with the Inspire Award, the highest honor given to the best overall team that takes the challenges well beyond expectation. Using feedback from the judges, the Heritage team is now improving on its initial design to take on 31 teams at the Northern California Tournament on March 4. The

winner of that competition goes to the world championships in St. Louis. “I’m really impressed with the team we have this year,” said Robert Pardi, robotics instructor and club advisor. “This is the most dedicated group of students I’ve worked with. They learned a lot at the qualifier and I think they have a chance to take the top spot.

There are a lot of good schools competing this year, but I think we’re up for the challenge.” The students spend five hours per week working on the robot, which they named Asimov in honor of author Issac Asimov, see Robots page 9A


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EDUCATION

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Robots from page 8A who wrote the Three Laws of Robotics in his 1942 short story “Runaround,” which was later featured in the anthology “I, Robot.” Asimov is aluminum based, weighs roughly 30 pounds and consists of more than 1,000 parts. Lead designer and Heritage senior Michael Kintscher has been diligently working on modifications that allow the robot to separate magnet balls from regular balls with the help of a sensor. “This has been a fun project,” said Kintscher. “I’ve been into design since I started playing with Legos as a little kid. So to get to design and build a robot is pretty cool.” Holly Kraeber, the team’s manager and Robotics Club president, also enjoys the challenge of the FIRST competition. “We first got the rules of the challenge in September, and we’ve been working on it ever since. We’ve got a great team. Everyone has their own role and together I think we’ve got a really good robot. I’m looking forward to March.” Pardi said he’s pleased that more female students are taking an interest in the robotics program and have joined the club. Kintscher’s younger sister Brittany, a freshman, is also on the team, serving as documentarian with club secretary Joseph Cliscagne. Together they maintain a team notebook that chronicles the team’s progress. “I’ve been to competitions with my brother, and it seemed really interesting,” said Brittany. “Robotics isn’t something you usually get to do in school. It’s one big logic puzzle, and I love logic puzzles. I would have joined the club even if my brother wasn’t into it.” The team, sponsored by Bishop-Wisecarver, is rounded out by programmers Josh Wood and Jacob Olsen, pro-engineering designer Zack Crosely, assistant designer Zach Meyer and community outreach specialist Logan Dorsey. When the team isn’t working on the FIRST Tech Challenge, its students serve as mentors to the local FIRST Lego League, based at Bricks4Kids in Brentwood. To comment, visit www.thepress.net.

eReaders from page 5A Friendly Visitors client. “I read a lot at night before I go to sleep and I read everything I can get my hands on. I’m shut in a lot, so this is something I’m glad about – yes I am.” The Kindles are scheduled for delivery later this month, and if successful, Meyer and Fuller hope the project will eventually expand to include all of East County. Andrea Stuart, who has been visiting Spoon since 2009, believes the program is beneficial to seniors on a variety of levels. “In my opinion, what is so great about the program is that it allows seniors to keep their minds sharp while helping to prevent memory deterioration,” said Stuart. “It is so tough with seniors, especially those who are homebound, to maintain that mental acuity. This is an awesome thing.” For more information on the eReader program or for additional volunteer or donation opportunities, call Susannah Meyer at 925-937-8311 or Liz Fuller at 925-5165291. To comment, visit www.thepress.net.

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The Heritage High School Robotics Club takes robot Asimov to the FIRST Tech Challenge Northern California Tournament in March.

Photo courtesy of Brittany Kintscher

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FEBRUARY 10, 2012

EDUCATION

Photo courtesy of Brentwood Union School District

Dr. Vincent De Noble shows Edna Hill Middle School students James DeFremery, Britney Mendoza and Kara Galvan how nicotine addiction affects the brain.

Clearing the smoke The Brentwood Union School District hosted a tobacco industry whistleblower at several of its schools last week. Dr. Vincent De Noble held the attention of hundreds of students and adults while delivering his account of tobacco industry deception, personal drama, and legal triumph over a 30-year span. De Noble’s story is portrayed in an upcoming book and documentary en-

titled “Addiction Incorporated,” both scheduled for release in the spring. The district’s Tobacco Use Prevention Education Program (TUPE) sponsored De Noble’s presentations through a grant from the California Department of Education. Other TUPE activities include tobacco and drug awareness events, plus tobacco education, prevention and intervention classes.

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FEBRUARY 10, 2012

EDUCATION

Spelling Yellow Jackets

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dams Middle School’s top spellers recently competed in the third annual Spelling Yellow Jacket. Students in grades six, seven and eight spelled off for a spot at the Contra Costa County Spelling Bee, to be held in Walnut Creek at the end of March. This year’s AMS winners, from left, are seventh-grader Lyian Soria, third place; eighth-grader Bailey Kaczmarczyk, second place; and eighth-grader Isabela Angus, champion speller for the second year in a row. Congratulations to all!

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FEBRUARY 10, 2012

MILESTONES

OBITUARIES Frederick H. Urbin Oct. 22, 1931-Jan. 28, 2012

Kyle Charles Truitt Former Brentwood resident and U.S. Air Force Airman 1st Class Kyle Truitt passed away unexpectedly at the young age of 23 on Jan. 26, 2012 in Sherwood, Ariz while serving as a C130 crew chief for the Little Rock AFB 19th Aircraft Maintenance Squadron. Kyle was born on the 28th of March, 1988 in Tracy, Calif. He was raised in Tracy, Livermore, Discovery Bay and Brentwood, as well as Kitzengen, Germany, where his father served in the U.S. Army. A 2006 graduate of Liberty High School, Kyle was a member of the JV and varsity water polo team. He was an exceptionally vivacious young man who touched the hearts of a tremendous number of people throughout his young life, and who enjoyed many genres of music, cooking, and fishing with friends and family. Kyle is survived by his father, James Truitt, and his mother, Mary Dugan, and her husband, Randall Dugan; and his grandmothers, Marie Truitt and Ellen Johnson. He is also survived by his twin sister, Marlena Truitt Stone; his nieces and nephews, James Stone Jr., Ashley Stone, Ariane Laza, and Siri Laza; as well as his aunts and uncles, Lois and Paul Laza, and Jean and Mike Price; and cousins, Derek Laza and his wife Cynthia, Ja-

nel Laza, Alex Price, and Austin Price. He was preceded in death by four half-siblings, Harley Hunter, Justin Hunter, Lillian Dugan and Randall Jay Dugan II. All his family, friends and military family are incredibly devastated by his passing, especially his girlfriend, Karen Montero. Services were held at Callaghan Mortuary in Livermore.

Brentwood resident Frederick H. Urbin passed away on Saturday Jan. 28, 2012 after a long battle with respiratory illnesses. Frederick was born in Amity, N.Y. and graduated from Warwick High School. He served in the U.S. Army Corps of Engineers for 22 years, initially as a combat engineer in the First Engineering Battalion of the 1st Infantry Division and then in the Army’s nuclear power program. His time in the Army included tours of duty in Germany, Vietnam and the Panama Canal Zone. Following retirement from the Army, Frederick worked for 22 years at Consolidated Edison’s Indian Point Nuclear Power Plant. He also earned a degree in industrial management from Iona College. After retiring from Consolidated Edison, Frederick was involved in many community service projects, including teaching safe-driving courses and reading to children learning English. He was also an active member of the Brentwood Kiwanis organization. Frederick is survived by his beloved wife, Maria; his sons, Fredric of Brentwood, and Mark of Westborough, Mass. and Mark’s wife, Amy Finn; grandchildren, Ian Finn of San

Diego, Lucas Finn of Woburn, Mass., Adam Urbin of Fort Rucker, Ala., and Ethan Urbin of Brentwood; and two great-grandchildren, Elliott and Asher Finn of San Diego. He is also survived by his two sisters, Ann Pawelek of Warwick, N.Y., and Nancy Auburger of Vernon, N.J. Frederick’s positive spirit in the face of adversity reminded all of us each day of how precious life is. He was a generous and kind person who will be missed by all those whose lives he touched. In lieu of flowers, donations may be made to the Kiwanis Cal-Nev-Ha Foundation, 8360 Red Oak St., Suite 201, Rancho Cucamonga, CA 91730, or the hospice organization The Madrone Foundation, c/o Professional Healthcare, 925 Ygnacio Valley Road, Suite 101, Walnut Creek, CA 94596.

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FEBRUARY 10, 2012

COMMUNITY

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Going green for fashion

Photo by Jim Horton

he Brentwood-based Green Living Coalition recently held its inaugural Green and Gorgeous Fashion Show at Hannah Nicole Vineyards. From left, Silky Sahnan, Carissa Pillow, Denise Duran, Janine Cooper and Sayra Flores modeled green, recycled and repurposed clothing and made-in-America designs to show that green outďŹ ts are just as fun and fashionable as brand-name frocks. For video coverage of the event, visit www.thepress.net.

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Correction Three Kings The Village Community Resource Center hosts a Three Kings Day event Saturday, Feb. 11 from 5 to 8 p.m. at Resurrection Ministries, 1275 Fairview Ave. in Brentwood. The event features dinner, dancing, raffles, games and other fun activities. Tickets are $5. For more information, call 925626-7892.

In a recent Press story on the Brentwood Chamber of Commerce’s Citizen and Business of the Year awards, Director Fred Ehler was incorrectly identified. He is the past president of the Brentwood Rotary.

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FEBRUARY 10, 2012

COMMUNITY

CSD director resigns by Ruth Roberts Staff Writer

Photo courtesy of David Piepho

Federal Glover and Mary Piepho were sworn in as vice chair and chair of the Contra Costa County Board of Supervisors. County Supervisors recently announced that next year’s budget looks healthy.

Budget from page 3A levels because of the economic recession, a trend Twa would like to buck soon. However, the budget projections aren’t rosy for every department. Projections show that the Contra Costa County Fire Protection District will be completely insolvent by the upcoming fiscal year. The district shows a deficit of nearly $1 million in this fiscal year, but a budget stabilization fund of about $10 million keeps it in the black. In the upcoming year, that black turns to red by virtue of a proposed $2.86 million deficit at the end of fiscal year 2012-13. The county is floating the idea of a par-

cel tax on the November ballot to help keep the county’s fire department alive. Despite the fire department outlook, agencies outside Contra Costa County have given kudos to the local budget, Twa’s presentation noted. The Government Finance Officers Association of the United States and Canada gave the county a Distinguished Budget Presentation Award, the first time Contra Costa has been honored with such. “We are getting where we need to be,” Piepho said. “It does remain a work in progress. We need to be very careful we don’t go backward.” To comment, visit www.thepress.net.

Beleaguered CSD Director Brian Dawson resigned from the Discovery Bay CSD board this week in the wake of a contentious battle to recall the director following his arrest on charges of spousal battery and child endangerment. The Discovery Bay resident submitted his letter of resignation to the town’s general manager on Monday, Feb. 4, the same day recall proponents were set to file their signatures with the county elections department. “Today is not a day of joy or release, but rather one of unremitting pain,” wrote Dawson in an e-mail to The Press. “I have resigned my office as a Director of the Town of Discovery Bay.” Dawson – who suffers from bipolar disorder – was arrested in August and charged in December with two counts of spousal battery and child endangerment. He has pleaded not guilty and was expected to appear in pretrial court this week. Despite persistent calls for resignation from members of the community over the past few months – as well as from two of his fellow board members – Dawson has repeatedly refused to step aside. But the threat of a recall and continued stress on his family prompted Dawson to reconsider. “My reasons were really twofold,” he said. “To protect the district from the cost of an election and to save my family the pain of going through any more of the vitriol that was becoming commonplace about town.” Residents on both sides of the recall is-

sue have engaged in a bitter struggle over the past few months, escalating in recent weeks with accusations of harassment, political corruption and libel. DAWSON D o n Flint, an organizer of the recall effort, praised Dawson for his “courageous and proper action” … “Both the proponents and opponents had strong feelings about the recall. But it is time to put that behind us … I have spoken with Brian and thanked him for taking this step, and I wish nothing but the best for him and his family.” Dawson said he’s proud of his service on the town board and thanks those who have continued to support him. His plans for the future include a new beginning and some time to regroup. “My family is moving out of Discovery Bay,” said Dawson. “It is a hostile environment for us and we need a fresh start, some peace and a chance to heal. As for politics, I have a few ideas, but not a single one revolves around ever running for office again.” The CSD board has the option of filling the vacancy by either appointing a new director or holding a special election. To comment, visit www.thepress.net.



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HEALTH & BEAUTY

CPR knowledge is power Many years ago I was in a restaurant and started to choke on a piece of food. I had trouble breathing and was very lucky that someone I was with knew how to administer the Heimlich Maneuver. Extremely frightened, I attempted to remain calm and within a few minutes the food dislodged and I was fine. I learned the true meaning of the phrase “knowledge is power.” SENIOR Reaction time to an emergency can be a life-or-death factor, and ORNER Sutter Delta Medical Center along with Contra Costa County Health Services is educating people in CPR, cardio-pulmonary resuscitation. My daughter Jori Luckhardt, a nurse for more than 17 years and now the risk manager and patient safety officer at Sutter Delta, spoke with me about MARLA a program that is working on desigLUCKHARDT nating towns as HeartSafe Communities. This program is going to increase awareness of the chain of elements for heart health and survival. Jori is currently working on getting Brentwood designated, adding it to Bethel Island, Knightsen, Byron and 11 other towns in our area. According to the Sutter website, “a HeartSafe Com-

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munity is a community where all elements of the Chain of Survival are in place and there is a focus on improving the cardiovascular health of its citizens, thereby increasing the chances that anyone suffering a cardiovascular emergency will have the best possible chance for survival.” The American Heart Association has alleviated the fear of participating in mouth-to-mouth contact while administrating CPR and can instruct people on their website, www.handsonlycpr.org, on how to use a handsonly approach to “save a life in 60 seconds.” An interactive video shows exactly how to perform this simple-tolearn task. In a medical emergency it is imperative to stay calm, call 911 first and then begin the process of chest compressions. This will not only massage and help the heart, but send oxygen to the lungs as well. The person receiving CPR has more than double the chance of surviving if CPR is given immediately and correctly. We all hope we never need to use CPR, but an emergency can occur at any time. Being prepared is vital. It puts the power of saving a life in your hands. – Marla Luckhardt is a Discovery Bay resident and member of the East Contra Costa Senior Coalition. She works with several local senior care and advocacy groups. To contact her, e-mail marla2054@aol.com.

FEBRUARY 10, 2012

Stroke screenings Residents desiring a screening to determine their risk of incurring a stroke or bone fracture are invited to the Brentwood Community United Church, 809 Second St., for a Life Line Screening on Feb. 24. Richard Bennet from Woodland Hills, participated in a Life Line Screening event in March of 2008 and learned he had contracted an abdominal aortic aneurysm. “I feel as though Life Line Screening saved my life,” he wrote. “I can’t thank you enough!” Four key points every person needs to know: • Stroke is the third leading cause of death and a leading cause of permanent disability. • 80 percent of stroke victims had no apparent warning signs prior to their stroke. • Preventive ultrasound screenings can help you avoid a stroke. • Screenings are fast, noninvasive, painless, affordable and convenient. Screenings identify potential cardiovascular conditions such as blocked arteries and irregular heart rhythm, abdominal aortic aneurysms and hardening of the arteries in the legs – a strong predictor of heart disease. Also offered at the event is a bone density screening, appropriate for both men and women, to assess osteoporosis risk. Packages start at $149; pre-registration is required. All five screenings take 60 to 90 minutes to complete. For more information or to schedule an appointment, call 877-237-1287 or visit www. lifelinescreening.com.


FEBRUARY 10, 2012

COMMUNITY

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Trench collapse victim goes home by Rick Lemyre Staff Writer A man pulled from a collapsed trench in Brentwood was released from the hospital Tuesday after a three-hour effort to rescue him last week. Rescuers arrived at a house in the 1500 block of Dawnview Drive about 5:30 p.m. last Wednesday to find the 50-yearold Oakland man buried almost up to his armpits in a 10-foot-deep trench whose sides had collapsed. East Contra Costa Fire Protection District Chief Hugh Henderson said there was no shoring in the trench, which had been hand-dug to repair a broken sewer pipe. It was unclear whether the worker, one of three at the scene when the accident occurred, was a contractor, a friend of the homeowner or both, Henderson said. After determining the man could breathe, first-arriving crews used wood from the home’s fence to immediately begin bracing the walls of the trench. It took three hours to shore the trench and dig the man out by the hand and bucketful. The man was given oxygen and administered fluids intravenously while rescuers worked to free him. He was conscious and responsive to questions during his entire ordeal. Thirty-five firefighters and 15 other emergency workers responded to the in-

Photos by Rick Lemyre

Above left, East Contra Costa Fire Protection District Chief Hugh Henderson briefs reporters on the effort to rescue a man buried in a collapsed trench last Wednesday. The man was released from the hospital on Tuesday. Above right, firefighters use a ladder to get to a man buried nearly to his neck when a 10-foot-deep trench he was working in collapsed in Brentwood last week. cident, including trench rescue specialists from the Contra Costa Consolidated and Moraga fire districts. “Rescues like this are a very lengthy, meticulous process,” Henderson said.

“We greatly appreciate the assistance of the other agencies who helped ensure a positive outcome for this individual.” A crowd of about 200 watching from behind caution tape cheered when the

man was pulled from the trench at about 8:30 p.m. Investigators from the Occupational Safety and Health Administration are investigating the accident.


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FEBRUARY 10, 2012

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The right call for Dawson, Discovery Bay The resignation of Brian Dawson from the Discovery Bay Community Services District Board means the town can now begin to move on from one of the most turbulent episodes in its history. More importantly, it will allow Brian Dawson and his family to move on. This newspaper called for Dawson’s resignation on Sept. in the wake of his arrest on DITORIAL 29 misdemeanor domestic violence charges on Aug. 27. In the days following the incident, he acknowledged – and apologized for – having made a mistake. But on Sept. 21 at the first CSD meeting after the incident, not a word was spoken about it – by Dawson or any of the other directors. Nor was it mentioned that two directors had publicly called for his resignation, or that talk of a recall

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election had begun. The board’s inability to discuss the greatest, most pressing issue before it convinced us that it would continue to be dysfunctional with Dawson on it. We also felt it might be more advantageous to his health, and that of his family, for them to face the challenges before them outside the spotlight of public office. Dawson’s initial decision to stay the course in the face of a recall is understandable. He joined a fractured board in an appointment process that was itself highly contentious. The argumentative nature of Discovery Bay politics made Dawson’s tenacity a given. It was one of the things that appealed to the voters who elected him, and it’s the primary reason kids have a basketball court to play on in Regatta Park today. The toll the escalating campaign was taking on Dawson’s health and the concern for the impact the re-

LETTERS Clare running for City Council Editor: I am excited to announce my candidacy for Brentwood City Council. I am running to ensure that Brentwood reflects the aspirations, desires and best interests of its citizens. I believe I can bring a wealth of experience, energy, informed decision making, and a grass-roots style of government to our City Council. It was my honor and privilege to come to Brentwood with my family in 1990 to serve as principal of Liberty High School. Currently I serve the students, staff, parents and our community as assistant superintendent. I have been involved in numerous volunteer roles in our community, including serving as a board member of the Brentwood Police Activities League; the East Contra Costa Transit Authority; A Place of Learning, which provides mentoring and tutoring; the Brentwood Diversity Committee; and the East Contra Costa Business/Education Alliance, which brings educators and businesses together to better prepare high school students for career training and college. I am also a member of the Brentwood

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Rotary (past president), the Brentwood Art Society, the East Contra Costa Historical Society, the Brentwood Chamber of Commerce, and Brentwood Runners Everyone Welcome. In 2009 I was honored to be selected as Brentwood’s Citizen of the Year. These are exciting and challenging times for our city. Brentwood is a wonderful place to live and work. In order to remain a great place, we must continue to move forward by working together in a direction that benefits and supports our residents and business owners. We are doing well, but I believe we can always improve. I look forward to the opportunity to make this a reality. I believe it is important to our city’s vitality to attract new desirable businesses, especially downtown, to help ease the tax burden on residential taxpayers and to create new high-paying jobs. Continuing to provide quality education is another important issue to me. I will be anxious to cooperate with and assist school authorities in providing the finest school system for our children. Public safety, whether it be police or fire protection, is paramount to the essential needs of our citizens. Promoting environmental sustainability and quality growth are important to our city’s future and our wellbeing. These are all vitally important issues to me and to our community. My wife Gretchen and I have been involved in our community for many years. We have always strived to make Brentwood a great place to live, work and play. In order to take a more active role in this pursuit, I ask for your support as I seek election to our City Council. I believe in a politics of hope and opportunity. I believe and know that public service has the capacity to bring people together to enrich all of our lives. I want my candidacy, and if fortunate enough to serve, my time in office to demonstrate that politics and public service can be an uplifting and creative force for improving our community and its legacy.

call could make on the town’s finances and community harmony led Dawson to change course and offer his resignation on Monday. His decision amounts to more than the turnover of a seat on the CSD board, however. It elevates the importance of health and domestic-violence issues above that of politics, and that’s how things should be. It was a most personal decision made in a most public fashion, a courageous move that sets an example others should consider when deciding how priorities are arranged. There are some circumstances surrounding the actions of both sides during the recall effort that will be looked at further, but we’ll not address those here. We just want to congratulate Dawson for making the right choice under extreme conditions, and hope he, his family and the town find smoother waters ahead. To comment, visit www.thepress.net.

EDITOR

I’ll be running through your neighborhoods this spring to meet you and listen to your concerns as well as opinions on city issues. I would be honored to have your friendship and support as I officially declare myself a candidate for Brentwood City Council. Gene Clare Brentwood

Student supplies ample generosity Editor: I am writing this letter to inform you of a remarkable thing that recently occurred in my second-grade classroom. One of my students, Connar, celebrated her eighth birthday two weeks ago. Like many other kids her age, she had a party with all of her classmates. Rather than asking for gifts for herself, she asked her friends to donate classroom supplies for our classroom. Immediately following her party, Connar proudly came to school with her parents, presenting me with two overstuffed boxes of neatly packaged and sorted school supplies. The boxes were filled with pencils, scissors, glue sticks, rulers, markers and many other things. I am so deeply touched by Connar’s selfless act of generosity. Over my many years of teaching in Brentwood, I have been given a lot of classroom materials as well as gifts from the hundreds of children I have taught. However, this gift from Connar is one that I will never forget. I always tell my students that they teach me just as much as I teach them. Connar has done just that. Kim Snodgrass Teacher, Ron Nunn School

More than a DASH of appreciation Editor: DASH turned 1 recently. In January of 2011, with the help of HARP and HALO, we filed to be recognized as a nonprofit with the State of California and the IRS. There are many people we need to thank for helping get DASH up and running. While we are unable to thank all in-

dividually, there are some whom we can’t thank enough and who go the extra mile to make our group work. This includes our board of directors: Karen Kops, Barb Stirrat, Annette Funseth and Casey Harvey. All put in enormous amounts of time and effort building our programs and creating a good name for DASH in the community. Barbara Herendeen, the first member of our advisory board, deserves a huge thank-you for her generous financial support. We have a growing number of fosters to thank, who open their homes to the dogs we pull from Antioch Animal Services. Casey Harvey, formerly dog adoption manager and now director of animal operations, has almost single-handedly built our dog adoption program from the ground up. Because of all of you, we have gone from an idea to a reality: an organization that is actively saving the lives of animals and becoming an asset to our community. Without Monika Helgemo, Lori Haywood and the entire staff at Antioch Animal Services, we would be unable to save as many dogs as we have. Thank you for your dedication and support of DASH. To those who have donated monetarily and who have attended our fundraisers (put together by Sandy McGee), thanks. Finally, thanks to Maris Bennett, who recently took on the position of communications chairperson. All of you have made our first year a resounding success. As I look to the future, I realize we still have a long way to go to reach our ultimate goal of opening an adoption center. Every person who joins our cause brings us that much closer to our grand opening. Please continue to share our mission with your friends, family, co-workers and neighbors and to support us as we expand our programs and work toward our eventual goal. As our motto says, “Doing it Better Together!” I can’t wait to see what we can accomplish in the coming year! Rick Stirrat President, DASH


FEBRUARY 10, 2012

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Wrestler not thrown by separation from family by Michael Dixon Correspondent

Photo by Richard Wisdom

Antioch wrestler Kyle Clark, in gold, spars with teammate Mark Preciado during practice. Clark has had to overcome adversity on many fronts to succeed.

Kyle Clark is one of the most accomplished members of Antioch High’s football and wrestling squads, but a certain accomplishment off the mat might be his most impressive. Following Clark’s second year at Antioch, his family moved to Oregon, forcing him to miss the Panthers’ 2010 football season. But when he learned that his new school wouldn’t let him participate in wrestling, a sport in which Clark has a genuine future beyond high school, he decided to move back to Antioch. That’s where Clark, now a senior competing in the 220-pound class, has remained for more than a year, living with folks like friend of the family Mike Barron while his family remains a state away. “He’s been struggling a lot, living with different people,” said senior teammate and friend Dylan Guerrero. “I think he’s actually gotten stronger. It’s

been hard on him but he’s been fighting through it, making the best out of it, and doing pretty good.” Clark doesn’t disagree. “Since I haven’t been living with (my parents), I think I have done better,” he said. “I miss my family and I have had to adjust, but I also try a lot harder.” The challenges Clark has faced this season aren’t limited to separation from family. At this time during his junior season, the wrestler had around 50 matches under his belt. This year, only 17. A shoulder injury he suffered earlier in the year and recently re-injured in a big match is belied by his sterling 15-2 record. “It’s getting a lot better,” Clark said. “I just seem to keep injuring it again. Right now I am just taking it easy, trying to heal.” Clark’s nagging shoulder injury has kept him from performing against some see Wrestler page 24A

Liberty sweeps Heritage Focused on the prize by Michael Dixon Correspondent

Liberty High’s boys basketball team has played many close games against rival Heritage in recent years, but the Lions have consistently come up short. This season has been different. Including a win in the Don Nelson Classic, the Lions have beaten the Patriots twice going into last Tuesday’s matchup on the Patriots’ home court, where Liberty got 11 points from senior forward Darius Brown, senior guard Juwan Blakeley and junior guard Brandon White to complete the season sweep. The 51-42 victory moved the Lions to 18-5 overall; 5-2 in Bay Valley Athletic League play. Heritage is now 2-5 in league but maintains a solid 14-9 overall record. “After what I’ve been through, it feels damn good,” said Lions head coach Jon Heinz. “Forget boys basketball; they beat us in everything. Of all the major sports, we’re the first Liberty team to really step up and assert our dominance. It’s been huge.” The sweep wasn’t easy. While the Lions led for the majority of the game, the Patriots kept it close throughout. An upset seemed a distinct possibility when a latethird-quarter bucket from Patriots senior guard Bryce Nicolicchia gave Heritage a 39-38 lead heading into the final frame. But Liberty bore down and put the game away – although the fourth quarter

was far from a beauty contest. Five players scored for Liberty, while Heritage sophomore forward Shon Briggs’ three points were all the Patriots could muster. And the first of those three didn’t come until well after the quarter’s halfway point. “One of our strengths is running the ball,” White said. “I think we had gotten away from running the ball a little bit. Once we started running, we controlled the pace a little more and put the game away.” Briggs led the Heritage attack with 13, followed by junior forward Ryan Smith’s 10. Heritage junior guard George Johnson drained three shots from behind the arc, but none of Johnson’s teammates joined the three-point party. “We turned the ball over way too many times in the fourth quarter,” said Heritage head coach Pat Cruickshank. “Obviously, give Liberty some credit for how they played; the heart that they played with. They put some pressure on us. But we shot ourselves in the foot. We had the lead and at least three or four possessions with the lead, and just couldn’t extend it.” The night wasn’t a complete loss for Cruickshank’s team, which held Liberty to its lowest point total since its previous regular-season win against Heritage, when the Lions put up 46. It was also a stronger showing than the 92-48 loss the Patriots see Sweeps page 22A

Photo by Kyndl Buzas

eer Valley High senior forward Jenifer Keys works her way past Heritage’s Erin Asher during a game last week. The Wolverines are primed for another Bay Valley Athletic League title, and hold a 7-0 record against league foes heading into Friday’s game at Liberty. Deer Valley (16-6) defeated crosstown rival Antioch on Tuesday.

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SPORTS

Panthers hang tough with BVAL champ Pirates by Justin Lafferty Staff Writer The Antioch High boys soccer players, in search of a North Coast Section playoff spot, knew they needed to prove themselves against rival Pittsburg on Tuesday night. The Pirates, who had already wrapped up the Bay Valley Athletic League title last week, easily handled the Panthers in their previous matchup on Jan. 19. This time around, Antioch played to a 1-1 tie, improving its postseason chances. “It was a solid game,” said Panthers head coach Julio Borge. “We played them differently today. We played them more offensively. We didn’t wait for them to come to us; we put the pressure on them.” It was a spirited, hard-fought game. Pittsburg (12-7-4, 6-0-2 BVAL) took the early lead, roughly five minutes into the game, on a goal by senior forward Jaime Lopez. Junior midfielder Isreal Murgia was credited with the assist. At the 17-minute mark in the first half, Antioch (7-7-4, 2-2-3 BVAL) answered with

Pittsburg High’s Jaime Lopez goes horizontal in front of Antioch High’s Luis Diaz during Tuesday’s game.

Photo by Kevin Bartram

a score from sophomore Julian Cabeza. The Panthers, hoping to make the first dent in Pittsburg’s league record, managed three more shots on goal before halftime, keeping the Pirates’ defense busy. “We dominated, we controlled the ball,

but we couldn’t finish,” Pittsburg head coach Pablo Gaytan said. “If you don’t finish, you get stuck with a tie or losing. You’ve got to be able to finish your opportunities, and we didn’t do that.” The second half was a back-and-forth

struggle for position. Pittsburg managed several shots on goal, but Antioch senior goalkeeper David Saldana stopped them short of touching the net. Gaytan was pleased with his team’s performance, but noted that the Pirates’ biggest bugaboo has been closing out games. Pittsburg had a bevy of chances to take the lead in the second half, but frustration just mounted. Borge, who will retire from his post at the end of the season, switched things up from the Jan. 19 game, which Antioch lost 4-2. The Panthers moved to a 4-3-3 defense to keep the pressure on the Pirates, a decision that worked well. The game ended on a sour note, as referees called the game in the final two minutes due to a skirmish between the two teams. No punches were landed, but officials and coaches were forced to separate the squads. Though Pittsburg’s postseason spot is already reserved, Antioch is still waiting for an invitation to the NCS tournament, which starts Feb. 15. To comment, visit www.thepress.net.

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SPORTS

Super day for LMC graduate ew York Giants defensive end Dave Tollefson, a 2000 Los Medanos College graduate, speaks with reporters following Super Bowl XLVI on Sunday. In his fifth year with the Giants, Tollefson earned his second Super Bowl ring as New York beat the New England Patriots 21-17. Tollefson and the Giants defeated the Patriots in Super Bowl XLII.

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Photo: ESPN screengrab

of the better competition in the area. There’s no denying, however, that he’s one of the better wrestlers in the area – no small achievement given his lack of background in the sport. Clark first stepped onto Antioch’s campus with no wrestling experience. He took up the sport only because his football coach told him it would make him better on the gridiron. Now Clark readily admits to being more serious

about wrestling, mostly because he’s a lot better on the mat. “Some people have natural talent and others take time to develop,” Guerrero said. “In Kyle’s freshman year, he had that natural talent. He started out good as a freshman and he’s only gotten better.” As of now, Clark’s plan is to wrestle and play football at a junior college before transferring to a four-year school. The top school on his wish list is Oregon, which would allow him to live closer to

his family. When not wrestling or playing football, Clark is a fan of doing anything that keeps him active and away from staying stuck at the house. “I have a 10speed that I ride around town,” he said. “I like hiking, camping, hanging out with friends, doing stuff outdoors. Basically, I really don’t like just sitting around inside and playing video games.” Given the impermanence of his living situation, no one would blame Clark

for going into a shell. But his friends and teammates said he has never done that – in football, wrestling or any other part of his life. “Kyle is one of the more respectable guys in school both in and out of sports,” Guerrero said. “He’s like a brother to me. Even though we don’t talk every day, I’ve always felt comfortable around him. He’s kind of like a role model to me.” To comment, visit www.thepress.net.

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FEBRUARY 10, 2012

SPORTS

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Locals make national gymnastics team East County gymnasts Ruben Padilla, Analiese Almgren and Alyssa Paulson have earned the right to train at the JumpStart National Team Training Camp at the U.S. Olympic National Team Training Center in Huntsville, Texas. Ruben, 11, is a fifth-grader at Iron House Elementary looking forward to his third stint with JumpStart. Analiese, 10, and Alyssa, 9, are from Four Stars Gymnastics in Antioch. Padilla practices at Springtime Tumbling and Trampoline in Livermore. “He is an amazingly talented athlete who works hard to learn more about the sport,” wrote coach Jill Wilson in a press release. “And he has always been supported by his loving family.” Analiese and Alyssa are coached by Yoshi Nakayama, Monique Williams-Duenas, Mindi Wade and Martha Hayakawa. “They are both incredible athletes,” Nakayama wrote in a press release. “They are hard working and very focused every minute of their workout. They follow instructions well and persevere all challenges. Their

Success from page 23A

Ruben Padilla, front left, with Springtime Tumbling and Trampoline teammates Kaitlyn Clevenger and Josh Erickson. In the back are coaches Brock and Jill Wilson. Alyssa Paulson, left front, and Analiese Almgren prepare for gymnastic action at the U.S. Olympic National Team Training Center. Photo courtesy of Nelia Padilla

parents are very dedicated to the sport and bring their children to the gym every day. I think it’s a great gift to them that they both are being recognized as one of the top athletes for their age groups in the country.” JumpStart testing took place throughout the summer. Of the approximately 9,000 trampoline and tumbling athletes currently competing in the United States,

lez said.

nior midfielder Angel Gosse, junior midfielder Mackenzie Tovani and her sister, freshman Brielynn Tovani, have contributed timely goals for the Falcons. When senior midfielder Julie Lopez, a team captain, went down in January with a torn knee ligament, Gonzalez was impressed by the way the team rallied and kept winning. “Everybody just stepped up,” Gonza-

GIRLS BASKETBALL Heritage 59, Liberty 30 Heritage continued its quest for higher North Coast Section playoff seeding with a 59-30 victory over rival Liberty on Tuesday night. Junior Ali Ramirez led the Patriots with 14 points; junior Miranda Nelson contributed 10. Senior center Bernadette Fong was the high scorer for the Lions, netting 11 points on the night.

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about 100 were invited to JumpStart National Testing. National testing was held in late January at the U.S. Olympic National Team Training Center, where 10 athletes in men’s trampoline, 23 in women’s trampoline, 10 in men’s tumbling and 23 in women’s tumbling were selected to the JumpStart National Team. – Contributed by Nelia Padilla and Yoshi Nakayama

Heritage hosts Freedom on Friday; Liberty takes on league-leading Deer Valley. Pittsburg 88, Freedom 46 The Pittsburg’s girls basketball team is also harboring postseason aspirations. The Pirates solidified their BVAL standing with an 88-46 win over Freedom on Tuesday night. Senior guard Alexandria Moore scored a game-high 18 points; teammates Keshia Ward and Janeek Mollique also finished in double digits. Senior

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Photo courtesy of Yoshi Nakayama

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center Myeshia Ward came down with a game-best 11 rebounds. Deer Valley 89, Antioch 15 BVAL leader Deer Valley came away with an 89-15 victory over crosstown rival Antioch on Tuesday night. Senior guard Monique Mulder led the Wolverines in scoring, and Maranne Johnson, Sabrea Coleman and Tanisha Colbert also contributed double-digit scoring efforts. – Compiled by Justin Lafferty



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Investing in your financial future SAMIE HARTLEY

“I

t’s never too early to start saving for the future.” It’s the hallmark phrase

of financial planning and a mantra revived by a slow-recovering economy. Pundits decree what’s hot and what’s not, urge you to do this or that, but your financial future ultimately comes down to what you want. Now is the time to assess your situation, set goals and lay ground rules for establishing a realistic financial plan. And that’s where Oscar Peccorini comes in. “The turn in the economy has forced us to take a look at our spending and pinch our pennies,” said Peccorni of American National Insurance Company in Brentwood. “People are re-evaluating their finances and looking to save wherever possible, and it’s a good time to step back and set the stage for a strong foundation for a sound financial future.” Peccorini’s partner Nic Mutulo agrees: ON THE COVER: Some of the equipment used at Cre’me dela Gem in Brentwood to determine the gold content of jewelry.

“Our generation isn’t a saving generation. We come from buy-now, pay-later mindset. But in the down economy, we’re starting to look at how we spend and how we save. What we do is look at your entire financial picture and help you find the best strategy to achieve your financial goals.” The first step in that process is a factfinding assessment. Peccorini and Mutulo take a “helicopter approach” to look at every facet of your financial situation. They look for areas where you may be investing too much money, such as car insurance, and areas where you aren’t investing enough, such as homeowner’s insurance. Once a road map of your finances has been laid out, an agent at American National Insurance Company hosts a financial planning workshop to go over potential strategies for achieving your goals. The workshop isn’t clientspecific, but a general overview of ways you can invest – and protect your investments. Finally, Peccorini and Mutulo offer recommendations. That’s right. Up to this point, no fees have been charged and no contracts have been signed. These consulting services are complimentary. “We’re not trying to sell you a product,” Peccorini said. “We serve as consultants to get you thinking about your financial future. We offer the analysis free of charge. If you end up signing with us, great, but at the very least we’ve educated you about how to prepare for

Nic Mutulo and Oscar Peccorini of American National Insurance Company help clients develop strategies for a solid financial future.

Photo by Samie Hartley

the future. “We’re willing to put in the sweat equity at the ground level to help establish trust because we care about your income and what’s going to happen to you. Clients value that approach, and we get most of our business from referrals.” Peccorini said the most is important part is for you to be invested in your future and committed to making the changes that help you reach your goals. While he and Mutulo can’t wave a magic wand to make

your financial future crystal clear, they offer a strategy to help you invest in yourself. As representatives of an insurance company, the agents put together a basic contract without all the financial planning consultation, but Peccorini encourages clients to consider doing so. American National Insurance Company is located at 325 Town Centre Terrace, Suite D in Brentwood. For more information, call Peccorini at 925-684-7055 or Mutulo at 925-684-1001. To comment, visit www.thepress.net.

Do you have a Junior Mortgage on Your House? Lien Stripping in Chapter 13 by Joan Grimes, Esq. One of the great advantages of a Chapter 13 bankruptcy at this time is ability to strip a lien on your principal residence that does not attach to any equity. Here is a common example: Principal residence has current fair market value of $300,000. The first mortgage has a balance of $400,000 and the second mortgage has a balance of $100,000. Because the second mortgage does not attach to any equity in the property, the lien can be avoided or “stripped” in a Chapter 13 thereby removing the balance of $100,000 at the completion of the Chapter 13 case. When does a Chapter 13 lien stripping case make sense? First, the residence must be your principal residence i.e. where you sleep at night. Second, you don’t want to file a Chapter 13 to strip a lien unless you really, really want to stay in this

house. Third, the balance on the junior lien needs to be large enough combined with other debt to make a Chapter 13 advantageous i.e. you don’t want to file Chapter 13 to avoid a lien of $10,000. If a Chapter 13 is sounding like something that might work for you, there are several other things to consider. First, we must make sure all of the owners of the property and all of the people who signed on the mortgage note we need to strip are filing bankruptcy. For example, if the property is owned by both you and your spouse, we cannot strip off the mortgage unless both of you are filing bankruptcy. Second, in order to strip off the mortgage, we have to prove that your real property is not worth more than the payoff balances on the other senior mortgages. That is, we need to prove that there is no value, not even one dollar, left in

your real property to “secure” the mortgage we are trying to strip in the Chapter 13. Third, you need to have a “real” senior mortgage or at least a reasonable “hope” of one through a modification. The best senior mortgages for lien stripping cases are 30 year fixed that you can really afford or a mortgage that has been modified into a loan you can afford. If the senior mortgage is going to reset into a payment you cannot afford in 1,2,3 or 4 years, there is no reason to spend the money to strip a junior lien and then lose the house to a foreclosure by the senior lender later. In conclusion, there has never been a better time for Chapter 13 lien stripping cases. Home values are low and the number of junior liens that do not attach to any equity are at an all time high. This is truly the lemonade out lemons recipe

if you are intending on staying in your current residence and meet the requirements for a Chapter 13. Prior to simply walking away for your current residence, it may be a good idea to consider a Chapter 13 and see what it can do for you. WE ARE A DEBT RELIEF AGENCY. WE HELP PEOPLE FILE BANKRUPTCY RELIEF UNDER THE BANKRUPTCY CODE. THIS INFORMATION IS NOT PROVIDED AS LEGAL ADVICE AND SHOULD NOT BE RELIED UPON IN MAKING ANY DECISION REGARDING A SHORT SALE OR FORECLOSURE. THIS INFORMATION IS NOT A SUBSTITUTE FOR OBTAINING TAX & LEGAL ADVICE REGARDING AN INDIVIDUAL SITUATION. GRIMESBKLAW. COM PHONE (925) 323-7772 © 2011 Joan Grimes – Advertisement


Are you sailing around the storm or into it?

Navigating through this economic storm is not easy. Is anyone helping you? Stocks • Tax Free Bonds • Mutual Funds • IRAs • 401K Rollovers • Retirement Planning

Kelly C. Althar Financial Consultant Direct 415-274-3208 Toll Free 800-316-9901 x3208 kalthar@fwg.com Member FINRA SIPC Financial West Group 100 Spear Street, Suite 930, San Francisco, CA 94105

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Informed Investors Choose Solar Michael Wulfman, Spectrum SolarWinds Some say that for homeowners with savings or credit, a solar system is a no-brainier. Others believe solar doesn’t make financial sense yet. Should you take the bull by the horns and go solar now or leave your money in the bank … or should you buy that car you have had your eye on? Ask yourself, as an investment does solar compare sensibly to other safe investments? How much can an ordinary family household save with solar? What about looking at system payback, opportunity costs of other investments, the ongoing positive cash flows from owning a solar system and your annual rate of return? Are there provable benefits in home value and marketability? We try to answer those questions here. Direct Savings from Solar First, let’s look at the direct savings of a solar photovoltaic (PV) system. This is a good first step in judging the gains of going solar. A 5.9-kilowatt AC PV system is typical of many middleclass homes with air-conditioning and a family of four. A 5.9kilowatt system will save about $320 per month to begin with. Keep in mind: This savings will grow every year as PG&E rates keep rising. You will save $4,232 or more, in the very first year and well over $200,000 over the warranted life of the system. Now, accounting for average inflation of 3 percent, the combined savings will actually come closer to $300,000. Next, think about PG&E rates increasing annually. Historically, they have risen annually by about 7 percent, as stated on PG&E’s website. However, we saw a 15 percent overall PG&E increase last year alone. So I feel safe using 8 percent here. Those increases are also compounded yearly! That’s an annual raise on the raises too! Your actual savings from what you otherwise would be paying to PG&E now rises very steeply, more than tripling the aggregate savings from solar when compared to projected PG&E rates over the life of the solar system! Your neighbors, perhaps afraid of committing to solar, are still paying for PG&E five, 10, 15, 20 years from now. They have cause to resent you! Because of your solar system, you now pay comparatively less and less each year. In a few years, you essentially pay nothing, … indefinitely. During the same period their bills rise from hundreds per month to thousands of dollars per month … at over twice the rate of yearly compounded inflation. Solar System Payback Payback period, also referred to as the break-even point, is a common, however limited, evaluation tool. System payback is simply the amount of time in months and years that it will take to recover your up-front cash outlay in terms of the total monthly utility bills that add up to equal your solar system’s cost. Adjusting actual dollar-to-dollar payback for inflation only, a standard system usually has a break-even point of six to eight years. To be accurate, take projected utility price increases into account of approximately 8 percent annually. Now the true breakeven point you should actually experience typically falls to only four to 6½ years for solar. So systems pay for themselves many years before the warranted output life of the panels is approached. After the solar system has paid for itself in offset electric bills, expect to generate free electricity for another 25 years, given a 30-year system life. Some solar panels have been producing since the 1950s. And the technology has vastly improved! In truth, the system could be operational well beyond even that time. Yet, prudent buyers may be mistaken to focus on the “payback” for solar. In fact, “paybacks” of 10 and even 20 years often are a very good investment financially. The payback method of determining if a solar system makes sense does not reflect the best form of money-wise valuation of solar, according to The Contra Costa Times financial columnist Steve Butler (June 16, 2011). Paraphrasing Butler, far better financial advice is to

compare solar with other taxable investments rather than view the solar installation as an appliance with planned obsolescence, as the payback method does. Taking taxation into account Butler advises comparing the return in your solar system’s reliable electricity savings with the earnings on a safe financial investment that also has guaranteed monthly returns. Take the current rate of return on a $30,000 guaranteed investment (the gross cost of a typical solar system). In a money-market fund or certificate of deposit, the investment would now be making about $250 a year max, right? The marginal tax bracket would reduce that to around $200 of spendable income. “Zilch.” Compare this with the after-tax value of your thousands of dollars per year of free electricity from the same amount of invested capital. There is no comparison: There are no taxes on this financial benefit to you “freed up” from solar because of not paying a PG&E bill. Your total return is the full amount of savings that can be spent or invested elsewhere. The tax-free $4,232 of savings is comparable to your having to earn about $6,000 of additional taxable income. Again: You would need to earn about $6,000 of additional taxable income to have this tax-free benefit of $4,232 of savings from solar. That’s predictably, at very least, a 13-percent pretax return on the original investment in a PV solar system. Can you beat that return by putting your money elsewhere than into your solar system? That’s unlikely. Positive Cash Flow from this Typical Solar System Financing is a practical option for obtaining a PV system for homeowners or small businesses. Most solar customers now buy or lease a solar system for little or no out-of-pocket money and save on their monthly utility bills immediately. In fact, a lease that would take out this $320 per month power bill would typically have a monthly lease payment of only about $160. The other side of that coin is that more is paid for the solar system in the end because of the added financing charges. But it works out well just the same. Loans with longer years’ repayment periods provide immediate and permanent savings from fluctuating and rising utilities bills. The monthly savings more than offsets the monthly fixed-loan payments replacing the PG&E bills. The small monthly payment gets you a significant and increasing net positive cash flow each month. Apply some of the monthly savings from paying no electric bill to paying the lower loan or lease payments. Then pocket the remaining monthly savings from your former PG&E bill. Again, your net savings, compared to not using solar, increases as PG&E rates are raised annually. But it gets better You get thousands of dollars of federal tax credits back. Thirty percent of your gross system cost is paid to you in a refund check if you own your system! If you apply this to your loan balance, even greater monthly savings are provided to you by your new smaller loan payments. The reduced monthly payment yields new net cash flow of 25 to 30 percent more than you had before paying down the loan.

But, wait for it … Since interest on the loan is tax deductible, the net cash flow annually will really be even more than the reduced monthly payment savings! As you can see, savings pile up as one becomes mindful of the collective financial elements working to the solar consumer’s advantage. Loan payments are a fixed cost but the monthly savings grow each year as utility rates increase. Over time, the tax benefit of the interest on the loan shrinks to nothing, but this tax deduction loss is balanced by the compound growth of the savings. But that is not all: Annual Rate of Return If financing is not required, the Compound Annual Growth Rate (CAGR) evaluation tool compares a PV system to other common investment means. Historically, (pre-recession), cashshort term treasuries yield 4.1 percent, bonds yield 4.8 percent, and stocks have had the highest return, about 10.1 percent. In recent years, the return has been about half of that. The comparable CAGR of the average PV system (approximately 5.8 kilowatts) will actually be around 27.6 percent once you factor in inflation. This CAGR return rises above 40 percent over time, again, considering utility rate increases. Therefore, even compared to high growth rate stocks – a far riskier place to invest than a PV system – experts will quickly point out that PV systems provide better and more reliable return on your investment (ROI). Home Value Increase Now consider that you haven’t even saved a penny on electricity from solar yet but you need to sell your house quickly. Have you wasted your money on solar? Not at all! You profit. You made a wise move. Your house will sell faster than comparable homes. Your house will sell for a higher price, thousands over the cost of the solar system, than like houses. An overlooked benefit of investing in solar is the substantially increased value and a quicker sale of a home or business that has a PV system installed. For one, a PV system reduces the operating costs, usually by hundreds per month, consequently increasing the value of the property. An extensive research article published by the Appraisal Journal determined that for each one-dollar decrease in annual utility bills, the selling price of homes increased by $20.73 (Horizon Solar, LLC). The Appraisal Journal argues that increases the resale value of the property by an immediate 400 to 500 percent return on your solar investment! In today’s real estate market, this return does seem unlikely. However, The Lawrence Berkeley National Laboratory (LBNL) released a formal research study in mid-2011. This report gives specific statistics for the increased value of over 2,000 homes with solar recently sold in California. The report’s data establishes those homes sold for well over the additional price of the solar system and were on the market weeks less than similar homes that did not have solar. Download the LBNL full report and analysis from www.eetd.lbl.gov/ea/emp/reports/lbnl-4476e. pdf. Finally, note, that in California, increases in assessed value due to solar are exempt from property taxes! Don’t neglect to account for this additional money you also save each year by not having to pay taxes on the real value solar added to your home! Is solar a no brainer? We think so.

“GIVE US AN HOUR AND WE’LL SAVE YOU THOUSANDS$$”

1-888-305-SOLAR Ext. 101 (7652) Lic. #905549

SPECTRUM-SOLARWINDS.COM

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• Lease • Purchase • Financing Avail. (OAC) • Residential • Commercial


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Take control of your retirement.

FEBRUARY 10, 2012

Options at tax time CHERRY COMSTOCK, JET TAX

T

axpayers find tax return preparation confusing. Do you need a tax pro? How

about software? Why not just “do it

Financial Advisor Jeff McKannay is here to help customers work towards their goals. He looks forward to meeting you! Stop by the branch or call to schedule a one-on-one appointment today. Jeff McKannay, VP Sr. Financial Advisor Jennifer Blackburn, Financial Advisor Asst. Sr.

Antioch.............................. (925) 754-1845 Brentwood ......................... (925) 634-2161 Lonetree Landing............... (925) 755-2327 Oakley ............................... (925) 625-2211 Pittsburg ........................... (925) 432-2911 A BancWest Investment Services Financial Professional can help you evaluate your retirement options based on your unique situation. With analytical tools, industry experience, and an interest in your investment success, we are ready to help you plan for your retirement.

401(k) Rollovers | IRAs | Mutual Funds Tax Deferred Annuities | Long Term Care

by hand”? Well … it depends. I hate that answer. It does depend – on your familiarity with software, tax code, and confidence with tax research. The “on your own – by hand” method should be avoided. There are many options on the IRS website (www.irs.gov) for free online assistance and even some in-person sites for lower income taxpayers. Commercial tax software has grown incredibly over the last few years. TurboTax, TaxAct, 1040.com are a few affordable options you can find by doing a Google search online. Finally, you can hire a tax professional. When you first start your working career, your income and finances might be simple. But as you progress through life, they can become complicated. Children, home, work, investments, business and rental property all have special tax credits and deductions that change every year. Just when you begin to understand the tax law, Congress changes it again. No matter what you decide, preparation is the key to accurate tax preparation. If you’re

not sure of what documents you need, discuss it with a tax preparer. As you start receiving your documents in the mail (usually around the end of January), put them in a tax folder to stay organized. If employed, you’ll need to include your W-2. If you received income from interest, dividends, pensions, self-employment, government payments, or the sale of property or stock, you’ll receive a Form 1099. Bring the actual statements to your appointment. Remember that not all forms will look alike; be sure to check the bottom of year-end statements that might be substitute 1099s. Also, include Schedule K-1s you receive from a partnership, an S corporation, or estate. If you had any income not reported on the forms listed above, make a note for your tax preparer to include it. For many taxpayers, it helps to itemize deductions. Home mortgage interest, property taxes, vehicle license fees, medical expenses, charitable contributions, plus work and investment related expenses could all be deductible. Many credits are also available to filers, including child tax credit, child care credit, earned income tax credit, saver’s credit, education credits – these are just a few. This general information for taxpayers isn’t all-inclusive. Each tax situation may be different, so don’t rely on this information as your sole source of authority. Seek professional advice see Tax time page 11B

Protect your future. And theirs. Long-term care insurance makes certain that you won’t be a burden on your family. If you have experienced a friend or a relative’s stay in a nursing home, you already know the financial and emotional distress it can cause to a person’s family and estate.

It can happen to you. LONG TERM CARE INSURANCE: • Insurance to help keep you out of a nursing home, with home care. • Insurance to preserve your independence, self-respect and the integrity of your estate.

Ensure A Secure & Comfortable Future We Provide Long Term Care Solutions BancWest Investment Services is a wholly owned subsidiary of Bank of the West. BancWest Corporation is the holding company for Bank of the West. BancWest Corporation is a wholly owned subsidiary of BNP Paribas. Investments and variable annuities are offered through BancWest Investment Services, a registered broker/dealer, Member FINRA/SIPC. Financial Advisors are registered representatives of BancWest Investment Services. *Fixed annuities/insurance products are offered through BancWest Insurance Agency in California (License # 0C523210). INVESTMENTS, ANNUITY, AND INSURANCE PRODUCTS ARE: NOT FDIC INSURED NOT A DEPOSIT

NOT BANK GUARANTEED

MAY LOSE VALUE

NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

Kelly C. Althar Financial Consultant CA Insurance Lic.#OB65551

Direct 415-274-3208 Toll Free 800-316-9901 x3208 kalthar@fwg.com

Member FINRA SIPC

Financial West Group 100 Spear Street, Suite 930, San Francisco, CA 94105


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Tax prep essentials What to bring to your tax preparation session:

Personal Data Social Security Numbers (including spouse and children) Child care provider tax I.D. or Social Security Number

Employment & Income Data W-2 forms for this year Tax refunds and unemployment compensation: Form 1099-G Partnership and trust income Pensions and annuities Alimony received Jury duty pay Gambling and lottery winnings Scholarships and fellowships Unemployment compensation

Homeowner/Renter Data Residential address(es) for this year Mortgage interest: Form 1098 Sale of home or other real estate Real estate taxes paid Rent paid during tax year Moving expenses

Financial Liabilities Business auto loans and leases (account numbers and car value) Student loan interest paid Early withdrawal penalties CDs and other fixed-time deposits

Automobiles Personal property tax information Department of Motor Vehicles fee

Expenses Gifts to charity (receipts for any single donations of $250 or more) Unreimbursed expenses related to job (travel expenses, entertainment, uniforms, union dues, subscriptions) Investment expenses Job-hunting expenses Education expenses (tuition and fees) Child care expenses Medical savings accounts Adoption expenses Alimony paid

Self- Employment Data Estimated tax vouchers for the current year Self-employment tax Self-employment SEP plans K-ls on all partnerships Receipts or documentation for businessrelated expenses State and local income taxes IRA, Keogh and other retirement contributions Medical expenses Casualty or theft losses Other miscellaneous deductions

· Income Tax Preparation · Small Business Consulting · Bookkeeping · Payroll · IRS Representation · Taxes prepared/reviewed by Enrolled Agent

10. S. Lake Dr., Ste. 8 Antioch www.jettax.org

(925) 778-0281

As licensed Loan Officers at one of the nation’s largest independent residential retail mortgage lenders, we can offer expert advice and a wide selection of loan programs with competitive rates including:

An Enrolled Agent (EA) is a federally-authorized tax practitioner who has technical expertise in the field of taxation and who is empowered by the U.S. Department of the Treasury to represent taxpayers before all administrative levels of the Internal Revenue Service for audits, collections, and appeals.

All Certified QuickBooks ProAdvisors ® are specially trained experts who have earned their credentials by passing a rigorous QuickBooks certification course. They offer a wide range of services, including QuickBooks setup, training, and troubleshooting. In addition, some Certified QuickBooks ProAdvisors ® are small-business consultants and tax experts.

HomePath® Renovation

Agency Conforming – Fixed,

– With only a 3%* down payment requirement, this loan allows you to buy and renovate a home in one loan.

adjustable and interest only loans available; great for nearly every borrower.

Deduction Documents

Tax and financial services since 1977

JetTax

Prospect Mortgage Offers Home Loans for Every Need!

FHA Loans – A great choice for

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Contact us today to find out how we can help you meet your financial and homeownership goals!

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Paul Kelly

Patti Shaner

Loan Officer NMLS # 265957

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Direct: (925) 706-6706 Fax: (877) 629-1619 Kathy.Zickenberg@ProspectMTG.com www.myprospectmtg.com/kzickenberg

Direct: (925) 706-6703 Cell: (925) 437-5831 Fax: (925) 779-3136 Paul.Kelly@ProspectMTG.com

Direct: (925) 706-6705 Cell: (925) 584-1614 Fax: (877) 806-6033 Patti.Shaner@ProspectMTG.com www.myprospectmtg.com/pshaner

*Second homes and investment properties are excluded from this incentive. The Incentive request must be submitted with the purchase contract to be eligible. Fixed-rate only, conforming loan amounts. Restrictions May Apply. Ask for details. HomePath and HomeStyle are registered trademarks of Fannie Mae. Loan inquiries and applications in states where I am not licensed will be referred to a Loan Officer who is licensed in the property state. Equal Housing Lender. Prospect Mortgage is located at 15301 Ventura Blvd., Suite D300, Sherman Oaks, CA 91403. Prospect Mortgage, LLC (Unique Identifier #3296) is a Delaware limited liability company licensed by the Department of Corporations under the California Residential Mortgage Lending Act. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and pricing are subject to change at any time and without notice. 1211-1275

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Trevor’s Weekly Mortgage Matters Annual Percentage Rate The annual percentage rate, or APR, for either a first time home buyer, or an individual looking for their next home, is truly one of the most useful tools setup in their favor – “its purpose was to allow consumers to shop for credit by comparing the fine print,” according to an article in United States Banker. The annual percentage rate is important as it allows consumers to compare apples to apples, or even apples to oranges – if, of course, we consider apples to equal fixed rate loans, and oranges to represent adjustable rate mortgages, or ARMS. It is essential when comparing loans/ interest rates and should not be overlooked. As part of The Federal Truth in Lending Act of 1968, the annual percentage rate is calculated much differently than the actual note rate and can always be found on your Truth in Lending disclosure. While the note rate simply represents the yearly rate at which your lender will collect interest for permitting you to borrow money for a specific length of time, your APR represents the total cost of credit on a yearly basis after all charges – points, appraisal, credit report, processing, and document fees etc. are taken into consideration. It is typically higher than your actual interest rate because it includes these additional items and assumes you will keep the loan for the full term. Let’s look at how APRs are calculated. For our illustration we will assume a note rate of 5.50% on a fixed rate loan. On a 30

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2010 2011

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By Trevor Frey

year term, and a loan amount of $150,000, the monthly payments would be $851.68. In order to calculate the APR for this loan we would first subtract out the fees: $1500 (one point), $425 for the appraisal, $500 for processing and $16.50 for a credit report. $150,000 minus $2441.50 equals $147,558.50. This new figure of $147,558.50 would reflect on our Truth in Lending disclosure as the amount being financed, when in fact we are borrowing $150,000… here is where APR comes into effect. We take the new figure of $147,558.50 and use it as our present value/loan amount to determine the true cost of the loan. By working the equation backwards until we receive the same $851.68 monthly payment as if the loan amount were still $150,000, we come up with our annual percentage rate. In this case, our APR is 5.65%, the true cost of borrowing the amount of the loan being applied to the actual purchase, after paying all the fees. Remember, although the note rate is what you calculate your monthly payment off of, and is the figure you’ll compare with your neighbors at the dinner table, the APR is the figure you should be most interested in. It is the only way to truly compare the cost of one loan versus another, and was put in place to protect you. As always, I welcome all questions and or concerns pertaining to real estate lending on my cell phone, 925-726-1444, or via email, tfreymortgages@yahoo.com. – Advertisement

Protect your family. Prepare for their future. Mark Murray, Agent Lic# 0D64403 2051 Main St., Oakley 925-679-1500 888-679-1501 www.markmurray.org

1001386

I can help with both. Stop by for your free State Farm Insurance and Financial Review®. Like a good neighbor, State Farm is there.® Call me today for more information.

State Farm, Bloomington, IL

FEBRUARY 10, 2012

Effects of the economic recession have created negative marks on many credit reports. The good news: there are things you can do to help get a favorable rating back. Photo courtesy of ARA Content

Fixing your credit is a doable thing

I

f you find yourself with less-than-

2 million Americans look to credit coun-

Before your finances fall into the bankruptcy category, take steps to help turn your bad credit around. Just ask James Cheslek, dean of academic affairs at Brown Mackie College Albuquerque and retired corporate and trial law attorney, who helps college students with bad credit get back on track. “If you want to be successful, it’s important to not let credit card debt get out of control,” said Cheslek. “Many people get

selors each year to avoid bankruptcy.

see Credit page 10B

good credit, you’re not alone. Business Insider, an online busi-

ness news website, reports that one in 50 households owes more than $20,000 in credit card debt, and that more than


MONEY MATTER$

FEBRUARY 10, 2012

THEPRESS.NET

Cut college costs at tax time

P

aying for a college education ranks right up there with buying a home and automobile as one

of the largest investments Americans make. On average, in-state tuition and fees at a four-year public college increased by more than 8 percent (to $8,244) for the 2011-12 academic year, and room and board now averages more than $17,000 per year. A variety of credits, deductions and savings plans, however, should help you cut your college costs come income tax time. The American Opportunity and Lifetime Learning Credits are likely to result in the greatest tax rewards on your 2011 federal return, due April 17. The following basic requirements apply to both credits: ♦ Filing status on the return cannot be “married filing separately.” ♦ The student must be you, your spouse or a dependent for whom you claim an exemption. ♦ A dependent cannot claim the credits if claimed on another person’s (e.g., parents’) return. ♦ If you do not claim the dependent exemption (even if entitled to the exemption), you cannot claim a credit based on that dependent’s expenses. ♦ Claim credits on Form 8863 and file with your Federal 1040. According to Jessi Dolmage, spokeswoman for TaxACT, both credits cannot be claimed for the same student: “If multiple students are claimed on a return, the taxpayer should choose the credit that yields the biggest benefit for each student.” The American Opportunity Credit is a modified version of the Hope Credit. It’s worth up to $2,500 for tuition, fees and course materials per student for the first four years of postsecondary education. Even if you have zero tax liability, you can get up to 40 percent as a refund. It phases out at higher incomes. The Lifetime Learning Credit is worth up to 20 percent of the first $10,000 in higher-education expenses per family for an unlimited number of years. Like the American Opportunity Credit, it phases out at higher incomes. Several other college and highereducation tax breaks can also be claimed on this year’s federal tax returns: Up to $2,500 in student loan interest paid each year for qualified highereducation expenses can be deducted, even if you don’t itemize. The deduction phases out at higher incomes and is reduced by nontaxable distributions from a Coverdell Education Savings Account; savings bond interest used for education expenses and scholarships; or veterans’ education benefits. Married taxpayers filing separately and those claimed as dependents on another return don’t qualify. Additional exceptions might apply to the aforementioned tax breaks, and

other educational tax benefits exist for Qualified Tuition Programs, student loan cancellations and repayment assistance, Coverdell Education Savings Accounts, education savings bonds, employer-provided educational assistance and workrelated education. Learn more about all education tax benefits in Publication 970 at www.irs.gov. You can also use TaxACT’s College Tax Whiz, a free interactive tool (at www.taxact.com/college-taxwhiz) that breaks down 10 college tax benefits.

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*APR as low as 3.99% ¿xed for 15 years, based on 80% loan-to-value or less. For $200,000 loan, payment would be $1,478.37. **APR as low as 4.49% ¿xed for 30 years, based on 80% loan-to-value or less. For $200,000 loan, payment would be $1,012.18. Rates as of February 2, 2012, subject to change until locked. Financing available up to $417,000 (or the conforming loan limit for your county) for owneroccupied California primary residence properties only. Applies to no cash-out re¿nances. With cash-out, loan-to-value limit is 75%. Payment example does not include insurance or taxes. Property insurance required. Some restrictions may apply. If impound account for taxes and insurance is desired, you are responsible for those set-up amounts and any charges assessed by your current lender such as reconveyance fees, payoff demand fees, pre-payment penalties and any interim interest collected at closing. Please consult your tax advisor regarding the deductibility of interest and charges. Offers cannot be combined with other discounts or promotions. Everyone who lives, works, or attends school in Contra Costa or Alameda County, part of our 12-county area, is eligible to join. Certain membership requirements may apply. NMLS registered. Equal Housing Lender


Cherry’s Tax Facts... By Cherry Comstock

Didn’t Get Your W-2? What to do – 1. Contact your employer If you have not received your W-2, contact your employer to inquire if and when the W-2 was mailed. If it was mailed, it may have been returned to the employer because of an incorrect or incomplete address. After contacting the employer, allow a reasonable amount of time for them to resend or issue the W-2.

2. Contact the IRS If you do not receive your W-2 by Feb. 14, contact the IRS for assistance at 800-829-1040. When you call, you must provide your name, address, Social Security number, phone number and have the following information: • Employer’s name, address and phone number • Dates of employment • An estimate of the wages you earned, the federal income tax withheld, and when you worked for that employer during 2011. The estimate should be based on year-to-date information from your final pay stub or leave-and-earnings statement, if possible.

3. File your return You still must file your tax return or request an extension to file by April 17, 2012, even if you do not receive your Form W-2. If you have not received your Form W-2 in time to file your return

by the due date, and have completed steps 1 and 2, you may use Form 4852, Substitute for Form W-2, Wage and Tax Statement. Attach Form 4852 to the return, estimating income and withholding taxes as accurately as possible. There may be a delay in any refund due while the information is verified.

4. File a Form 1040X On occasion, you may receive your missing W-2 after you file your return using Form 4852, and the information may be different from what you reported on your return. If this happens, you must amend your return by filing a Form 1040X, Amended U.S. Individual Income Tax Return. Should you have questions about this or any other tax matter feel free to contact our office. www.jettax.org, info@www.jettax.org, or call (925)778-0281. One of our enrolled agents will be happy to assist you.

What is an EA? The term Enrolled Agent mean --Enrolled means authorized to practice before IRS and Agent means they represent you before the IRS. To say this differently an Enrolled Agent is someone who has passed extensive tax law Testing administrated by US Department of Treasury, they are experts in tax law and since they are licensed by Federal Government they can represent you before the IRS – Advertisement

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Gold from page 1B said Ross. “I just tell people to bring in their pieces and we can tell them if it’s gold-plated or what.” Experts recommend consumers do a little homework before offering up their family heirlooms, including getting their items appraised, checking out the dealer with the Better Business Bureau and above all, knowing what you have. While some vintage pieces aren’t worth much when melted down, an item stamped by a well-known artist or designer could be worth significantly more. But for those looking for a little fun while they sell their gold, in-home parties can be the way to go. Certified gold representatives attend these private parties – for which the host or hostess receives a percentage of the entire evening’s sales – weigh the pieces and pay cash on the spot. “It’s a nice way sell your pieces,” said Jilda Fairhurst, a certified gold representative. “People have leftover jewelry and they cash it in and get paid right on the spot. It’s the first

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party you’ll ever go to where you don’t have to buy anything; you’re receiving something.” And there are definitely deals to be had. Fairhurst recalls one woman who attended an in-home party and arrived with an armful of jewelry and unused pieces. “This one lady had $4,500 worth of gold,” said Fairhurst. “And she said she was going to use it to pay some doctor bills. So in many ways it’s very rewarding that we get to help others – people who can really use the money.” If you’re shipping pieces through the mail to an online dealer, you should insure your packages. Know what your jewelry is worth before sending it, and insure accordingly. You should also check the buyer’s reimbursement policy should the package get lost or stolen. While there’s no guarantee that your class ring or old gold necklace is worth a king’s ransom, selling off odd pieces of gold jewelry can render results if you’re educated, realistic and ready to part with them. To comment, visit www.thepress.net.

Thieves from page 4B Guard your trash. Identity thieves have been known to gather personal information from trash. Be sure to tear or shred your charge receipts, copies of credit applications, insurance forms, bank statements and the credit card applications you get in the mail before throwing them away. Exercise caution online. Before making purchases online, look for the icon of a lock in the lower right-hand corner of your browser window. If it’s there, you’re dealing with a secure site. If not, you’ll be safer finding a different merchant. Remove personal information from

Tax time from page 6B for all tax situations. Tax professionals – experts who keep current on tax law changes – can save you time and offer insight on how to use the tax breaks available to you.

old computers. If you delete personal files using your keyboard or mouse, the files might remain on your computer’s hard drive, where they can be easily retrieved. To make sure your files are unrecoverable, use a “wipe” utility program to overwrite the entire hard drive. In the event of a security breach, not all identity theft solutions provide complete restoration of your identity to pre-theft status. Ask questions and research the best solution for your family or business. – Contributed by Lisa Bass, courtesy of www.thewholeskinny.com. To reach Lisa, e-mail www.llbass.legalshield.com.

Cherry Comstock is an enrolled agent at Jet Tax, which has been providing tax expertise in Antioch since 1979. For more information, e-mail info@jettax.org, call 925-778-0281 or visit www.jettax.org.

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THEPRESS.NET

FEBRUARY 10, 2012

FOOD & ENTERTAINMENT

Welcome Year of the Dragon Kung Pao style by Chef Heather Hunsaker Chinese New Year invites us to celebrate an illustrious culture’s traditions – especially by experiencing its food. The following are common ingredients found in Asian cooking: A wok is commonly used to prepare Chinese foods. Due to its large size, high sloping sides and ability to handle high temperatures, a wok is an ideal tool for stir-frying, deep-frying, braising, roasting, steaming and simmering. Oil that may be heated to a high temperature without smoking is essential; peanut oil and corn oil both work well. Hoisin sauce, also known as Chinese barbecue sauce, is salty, sweet and spicy. Hoisin can easily be found in most grocery stores, but if unavailable, a mixture of equal parts molasses and ketchup may be substituted. Sesame seeds are typically used as a garnish. White sesame seeds have a strong nutty flavor that’s enhanced when toasted. Black sesame seeds are less flavorful and are used mainly for color.

Chinese rice vinegar, typically milder and less acidic than regular vinegar, is used in dipping sauces, soups and noodle dishes.. The most common, white rice vinegar, is similar in flavor to regular vinegar. Red vinegar is sweet and tart, while black rice vinegar is similar to balsamic vinegar. The following Kung Pao style noodles are a perfect way to celebrate the occasion – and use several of those classic Chinese ingredients. This recipe comes together quickly, making it a perfect alternative to take-out. KUNG PAO STYLE NOODLES Prep Time – 15 minutes; cook time – 15 minutes. 3 tablespoons canola oil 1 pound boneless, skinless chicken breasts (about 2-3), cubed 1 red bell pepper, cored and sliced thin ½ cup roasted unsalted peanuts 1 cup frozen peas and carrots 3 garlic cloves, finely minced 1 tablespoon grated fresh ginger ½ teaspoon red pepper flakes 1 tablespoon sesame seeds

3½ cups low-sodium chicken broth 4 3-ounce packages ramen noodles (discard seasoning packets) 2 tablespoons hoisin sauce 1 tablespoon rice vinegar 1 tablespoon soy sauce 4 green onions, sliced thin (optional, for serving) In a 12-inch nonstick skillet, heat two tablespoons of the canola oil over medium to medium-high heat until it’s hot and rippling. Season the chicken lightly with salt and pepper. Add the cubed chicken to the pan in a single layer and cook, stirring occasionally, until the chicken is browned and cooked through, five to seven minutes. Remove the chicken to a medium bowl. Add the last tablespoon of oil to the skillet and heat until hot and rippling. Add the red bell pepper, peanuts, peas and carrots and cook until softened, two to three minutes. Remove the mixture into the bowl with the chicken, leaving behind in the skillet as much oil as possible. Add the garlic, ginger, red pepper flakes

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and sesame seeds to the remaining oil in the skillet and cook over medium heat, stirring constantly for about 30 seconds to one minute. Stir in the chicken broth. Break the bricks of ramen into small chunks and add them to the skillet. Bring the mixture to a simmer and cook, tossing the ramen constantly with tongs to separate, until it’s tender but there’s still a bit of liquid in the pan, about two to four minutes. Stir in the hoisin sauce, vinegar and soy sauce and continue to simmer until the sauce is slightly thickened, about one minute. Stir in the chicken, vegetables and peanuts. Sprinkle with green onions before serving. Serves four to five. Chef Heather Hunsaker attended and graduated from Le Cordon Bleu College of Culinary Arts, but has been developing family-friendly meals since she was 9 in her mother’s kitchen. She’s an avid crockpotter and knows how to get food on the table in a pinch. She currently serves as a writer and recipe developer for the meal planning site www.foodonthetable.com.


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THEPRESS.NET

FEBRUARY 10, 2012

PUBLIC NOTICES

NOTICE OF PUBLIC HEARING

LEGAL NOTICES

LEGAL NOTICES

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LEGAL NOTICES

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Diablo Water District Notice of Public Hearing on Proposed 2.5% Water Charges Increase Diablo Water District (DWD) will conduct a Public Hearing on Wednesday March 28, 2012, at 7:30 p.m. at Diablo Water District’s office, 2107 Main Street, Oakley, where a 2.5% increase in the District’s water charges will be discussed. The purpose of the increase is to cover the February 2012, 3.5% Contra Costa Water District (CCWD) water rate increase DWD must pay and the cost of relocating 1,500’ of 24” diameter water main due to a second railroad track being installed between Bridgehead and Big Break Roads. Water purchased from CCWD makes up 35% of DWD’s annual budget. Public comments and written protests from property owners or ratepayers will be accepted at the Public Hearing or by delivery to the District at 2107 Main Street, PO Box 127, Oakley CA 94561 prior to the Hearing date. If the 2.5% increase is adopted, the typical residential Monthly Service Charge would go from $9.31 to $9.54 and the Water Charge would go from $2.58 per Hundred Cubic Feet to $2.64 per Hundred Cubic Feet. Monthly Service Charges for larger meters would also be increased by 2.5% as generally described in District Regulation Number 1. The effective date of the new rates would be April 1, 2012. If you have any questions please call (925) 625-0588. DIABLO WATER DISTRICT Mike Yeraka, Secretary Oakley Press No. 03-0477 Publish dates: February 10, March 9, 2012.

FICTITIOUS BUSINESS NAME STATEMENT File F-0000142-00 The name of the business (es): AAA PRINT DISTRIBUTION Located at: 969 Randy Way In: Brentwood, CA, 94513, Is hereby registered by the following owner(s): Scott Alan Perriera and Janet Lee Perriera, 969 Randy Way, Brentwood, CA 94513. This business is conducted by: Husband and Wife. The registrant commenced to transact business under the fictitious business name or names listed above on 1-9- 2012. Signature of registrant: Scott Perriera. This statement was filed with Stephen L. Weir, County Clerk of Contra Costa County on: JAN 09, 2012 by Karla Ruiz, Deputy, Expires 1/9/17. Brentwood Press No. 02-1273 Publish dates: January 20, 27, February 3, 10, 2012. FICTITIOUS BUSINESS NAME STATEMENT File F-0000115-00 The name of the business (es): A Vinyard Image Located at: 1909 Frost Way In: Discovery Bay, Ca, 94505, Is hereby registered by the following owner(s): Ashley Vinyard 1909 Frost Way, Discovery Bay, Ca 94505. This business is conducted by: an individual. The registrant commenced to transact business under the fictitious business name or names listed above on N/A. Signature of registrant: Ashley K. Vinyard. This statement was filed with Stephen L Weir, County Clerk of Contra Costa County on: JAN 09, 2012 by Jose Gonzalez, Deputy Expires 01/09/17. Brentwood Press No. 02-1273 Publish dates: January 20, 27, February 3, 10, 2012. FICTITIOUS BUSINESS NAME STATEMENT File F-0000194-00 The name of the business (es): Epic Pool Service Located at: 605 Wildrose Wy In: Brentwood, CA, 94513, Is hereby registered by the following owner(s): James Hámon 605 Wildrose Wy, Brentwood, CA 94513. This business is conducted by: an individual. The registrant commenced to transact business under the fictitious business name or names listed above on 11 JAN 12. Signature of registrant: James Hámon. This statement was filed with Stephen L Weir, County Clerk of Contra Costa County on: JAN 11, 2012 by Jose Gonzalez, Deputy Expires 01/11/17 Brentwood Press No. 02-1273 Publish dates: January 20, 27, February 3, 10, 2012. FICTITIOUS BUSINESS NAME STATEMENT File F-0000166-00 The name of the business (es): Diablo Creek Golf Course Located at: 4050 Port Chicago Hwy In: Concord, Ca, 94520, Is hereby registered by the following owner(s): East Bay Golf Center Inc. 1785 Giotto Dr. Brentwood, CA 94513. This business is conducted by: a Corporation. The registrant commenced to transact business under the fictitious business name or names listed above on 1/10/12. Signature of registrant: Joseph A Fernandez This statement was filed with Stephen L Weir, County Clerk Of Contra Costa County on: 1/10/12 By T. Ragsdale, Deputy Expires 1/10/17 Brentwood Press No. 02-1273 Publish: February 3, 10, 17, 24, 2012 FICTITIOUS BUSINESS NAME STATEMENT File F-0000167-00 The name of the business (es): East Bay Golf Cart Company Located at: 1785 Giotto Dr In: Brentwood, Ca, 94513. Is hereby registered by the following owner(s): Joseph Fernandez Inc. 1785 Giotto Dr Brentwood, CA 94513. This business is conducted by: a Corporation The registrant commenced to transact business under the fictitious business name or names listed above on 1/10/12. Signature of registrant: Joseph A Fernandez This statement was filed with Stephen L Weir, County Clerk Of Contra Costa County on: 1/10/12 By T. Ragsdale, Deputy Expires 1/10/17 Brentwood Press No. 02-1273 Publish dates: February 3, 10, 17, 24, 2012. FICTITIOUS BUSINESS NAME STATEMENT File F-0000181-00 The name of the business (es): De La Housaye & Associates, ALC Located at: 1655 N. Main Street Ste 260 In: Walnut Creek, CA, 94596 Is hereby registered by the following owner(s): De La Housaye & Associates, A Law Corporation. This business is conducted by: a California Corporation. The registrant commenced to transact business under the fictitious business name or names listed above on March 11, 2005. Signature of registrant: C. Angela De La Housaye, President. This statement was filed with Stephen L Weir, County Clerk of Contra Costa County on: JAN 11, 2012 by Karla Ruiz, Deputy, Expires 1/11/2017. Brentwood Press No. 02-1273 Publish dates: February 3, 10, 17, 24, 2012. FICTITIOUS BUSINESS NAME STATEMENT File F-0000437-00 The name of the business (es): Ecowater Systems Located at: 380 Carrol Court, Suite E, Brentwood, Cali. 94513 Is hereby registered by the following owner(s): CC Water Products, Inc. 380 Carrol Court, Suite E, Brentwood, California 94513. This business is conducted by: a California Corporation. The registrant commenced to transact business under the fictitious business name or names listed above on 1/23/12. Signature of registrant: Carol Johnson, Secretary. This statement was filed with Stephen L Weir, County Clerk of Contra Costa County on: JAN 23, 2012 by Elizabeth Gutierrez, Deputy, Expires 1/23/2017. Brentwood Press No. 02-1273 Publish dates: February 3, 10, 17, 24, 2012. FICTITIOUS BUSINESS NAME STATEMENT File F-0000141-00 The name of the business (es): BUMPER 2 BUMPER AUTOMOTIVE Located at: 4501 O’Hara Ave., Ste. H In: Brentwood, CA, 94513, Is hereby registered by the following owner(s): Scott Alan Perriera and Janet Lee Perriera, 969 Randy Way, Brentwood, CA 94513. This business is conducted by: Husband and Wife.

The registrant commenced to transact business under the fictitious business name or names listed above on N/A. Signature of registrant: Scott Perriera. This statement was filed with Stephen L. Weir, County Clerk of Contra Costa County on: JAN 09, 2012 by Karla Ruiz, Deputy, Expires 1/9/17. Brentwood Press No. 02-1273 Publish dates: January 20, 27, February 3, 10, 2012.

FICTITIOUS BUSINESS NAME STATEMENT File F-0000491-00 The name of the business (es): Brentwood Theater Company / Studio 51 Located at: 740 Buckeye Court In: Brentwood, CA, 94513 Is hereby registered by the following owner(s): John T. and Betty Partridge Gaughan, 740 Buckeye Court, Brentwood, CA 94513-5493. This business is conducted by: Husband and Wife. The registrant commenced to transact business under the fictitious business name or names listed above on 1/1/12. Signature of registrant: John T. Gaughan. This statement was filed with Stephen L Weir, County Clerk of Contra Costa County on: JAN 25, 2012 by T. Ragsdale, Deputy, Expires 1/25/2017. Brentwood Press No. 021273 Publish dates: February 10, 17, 24, March 2, 2012. FICTITIOUS BUSINESS NAME STATEMENT File #0000500-00 The name of the business (es): Aim Adventures Located at: 533 Freemark Lane In: Oakley, Ca, 94561. Is hereby registered by the following owner(s): James F. Lopresto 533 Freemark Lane Oakley, CA 94561. This business is conducted by: an individual The registrant commenced to transact business under the fictitious business name or names listed above on N/A. Signature of registrant: James F Lopresto This statement was filed with Stephen L Weir, County Clerk Of Contra Costa County on: 1/25/12 By T. Ragsdale, Deputy Expires 1/25/17 Oakley Press No. 03-0477 Publish: February 10, 17, 24, March 2, 2012 FICTITIOUS BUSINESS NAME STATEMENT File F-0000761-00 The name of the business (es): Baker’s Carpet Cleaning Located at: 912 Redhaven Street In: Brentwood, CA, 94513, Is hereby registered by the following owner(s): Jonathan William Baker, 912 Redhaven Street, Brentwood, CA 94513. This business is conducted by: an individual. The registrant commenced to transact business under the fictitious business name or names listed above on 02/03/12. Signature of registrant: Jonathan William Baker. This statement was filed with Stephen L Weir, County Clerk of Contra Costa County on: Feb 03, 2012 by Karla Ruiz, Deputy, Expires 2/3/17 Brentwood Press No. 021273 Publish dates: February 10, 17, 24, & March 3, 2012. NOTICE OF APPLICATION TO SELL ALCOHOLIC BEVERAGES Department of Alcoholic Beverage Control, 1515 Clay Street, Suite 2208, Oakland, CA 94612 (510) 622-4970 NOTICE OF APPLICATION TO SELL ALCOHOLIC BEVERAGES Date of Filing Application: January 27, 2012 To Whom It May Concern: The Name(s) of the Applicant(s) is/are: FRANK ALBERT MORGAN The applicants listed above are applying to the Department of Alcoholic Beverage Control to sell alcoholic beverages at: 5901 MARINA RD SLIP A 27 DISCOVERY BAY, CA 94505- 9185 Type of license(s) Applied for: 54 - On-Sale General Boat Brentwood Press No. 02-1273 Publish Date(s): February 10, 17, 24, 2012 NOTICE OF APPLICATION TO SELL ALCOHOLIC BEVERAGES Department of Alcoholic Beverage Control, 1515 Clay Street, Suite 2208, Oakland, CA 94612 (510) 622-4970 NOTICE OF APPLICATION TO SELL ALCOHOLIC BEVERAGES Date of Filing Application: January 27, 2012 To Whom It May Concern: The Name(s) of the Applicant(s) is/are: RALEYS The applicants listed above are applying to the Department of Alcoholic Beverage Control to sell alcoholic beverages at: 2400 SAND CREEK RD BRENTWOOD, CA 945137058 Type of license(s) Applied for: 41 - On-Sale Beer and Wine - Eating Place Brentwood Press No. 02-1273 Publish Date(s): February 10, 17, 24, 2012 NOTICE OF TRUSTEE’S SALE T.S No. 1332731-02 APN: 068- 213-014-1 TRA: 01-135 LOAN NO: Xxxxxx8816 REF: Cooper, Roy IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED August 19, 2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On March 01, 2012, at 1:30pm, Cal-Western Reconveyance Corporation, as duly appointed trustee under and pursuant to Deed of Trust recorded September 03, 2004, as Inst. No. 2004-0341933-00 in book XX, page XX of Official Records in the office of the County Recorder of Contra Costa County, State of California, executed by Roy Cooper, An Unmarried Man, will sell at public auction to highest bidder for cash, cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank At the court street entrance to the county courthouse, 725 Court Street Martinez, California, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: Lot 6, map of subdivision 5375, filed february 13, 1980, in map book 235, page 15, Contra Costa county records. The street address and other common designation, if any, of the real property described above is purported to be: 424 Christina Court Antioch CA 94509 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition or encumbrances, including fees, charges and expenses of the Trustee and of the

trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $366,007.60. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. For sales information: Mon-Fri 9:00am to 4:00pm (619) 590-1221. Cal-Western Reconveyance Corporation, 525 East Main Street, P.O. Box 22004, El Cajon, CA 92022-9004 Dated: January 30, 2012. (R-403161 02/10/12, 02/17/12, 02/24/12) Brentwood Press No. 02-1273 Publish dates: February 10, 17, 24, 2012.

cation of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): GAIL DUFFY AND RUSSELL GAEFE, WIFE AND HUSBAND AS JOINT TENANTS Recorded: 11/17/2005 as Instrument No. 2005-0444652-00 in book XXX , page XXX of Official Records in the office of the Recorder of CONTRA COSTA County, California; Date of Sale: 2/17/2012 at 1:30:00 PM Place of Sale: At the Court St. entrance to the County Courthouse 725 Court St., (corner of Main and Court St.) Martinez, CA Amount of unpaid balance and other charges: $390,550.72 The purported property address is: 402 LANDIS AVE OAKLEY, CA 94561 Assessor’s Parcel No. 035-115- 013 The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645- 7711 For NON SALE information only Sale Line: 714-573-1965 or Login to: www.priorityposting.com Reinstatement Line: (877) 908- 4357 Ext. 3704 Quality Loan Service, Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. IDSPub #0019787 1/27/2012 2/3/2012 2/10/2012 Oakley Press No. 03-0477 Publish Dates: January 27, February 3, 10, 2012.

signed Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $595,323.22. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. DATED: 01/27/2012 RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone: (800) 281 8219, Sale Information (626) 927-4399 By:-- Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. ASAP# 4180937 01/27/2012, 02/03/2012, 02/10/2012 Oakley Press No. 03- 0477 Publish dates: January 27, February 3, 10, 2012.

LEGAL NOTICES FICTITIOUS BUSINESS NAME STATEMENT File F-0000228-00 The name of the business (es): KV and Co. Located at: 1812 Cole Avenue In: Walnut Creek, CA 94596, Is hereby registered by the following owner(s): Gudmundur Freyr Vigfusson and Namita Kapoor, 1812 Cole Avenue, Walnut Creek, CA 94596. This business is conducted by: Husband and Wife. The registrant commenced to transact business under the fictitious business name or names listed above on N/A. Signature of registrant: Gudmundur Freyr Vigfusson and Namita Kapoor. This statement was filed with Stephen L Weir, County Clerk of Contra Costa County on: JAN 12, 2012 by D. Acuff, Deputy, Expires 1/12/17 Brentwood Press No. 02-1273 Publish dates: January 20, 27, February 3, 10, 2012. FICTITIOUS BUSINESS NAME STATEMENT File F-0000122-00 The name of the business (es): MAILBOX JACKETS Located at: 1394 Camden Court In: Brentwood, CA, 94513, Is hereby registered by the following owner(s): Trinidy Jodean Wolf 1394 Camden Court, Brentwood, CA 94513. This business is conducted by: an individual The registrant commenced to transact business under the fictitious business name or names listed above on 1/9/12. Signature of registrant: Trinidy Wolf. This statement was filed with Stephen L Weir, County Clerk of Contra Costa County on: JAN 09, 2012 by Liz Gonzalez, Deputy, Expires Jan 9, 2017. Brentwood Press No. 02-1273 Publish dates: January 20, 27, February 3, 10, 2012. FICTITIOUS BUSINESS NAME STATEMENT File F-0000553-00 The name of the business (es): MA Petite Cherie Bake Shop Located at: 5622 Arcadia Circle, located in: Discovery Bay, CA 94505, Is hereby registered by the following owner(s): Christina Henriquez Basle & Lynn Henriquez 5622 Arcadia Cr, Discovery Bay, CA 94505. This business is conducted by: Co- Partners. The registrant commenced to transact business under the fictitious business name or names listed above on N/A. Signature of registrant: Christina HenriquezBasle. This statement was filed with Stephen L Weir, County Clerk of Contra Costa County on: JAN 27, 2012 by H. Franklin, Deputy, Expires 1/27/2017. Brentwood Press No. 02-1273 Publish dates: February 3, 10, 17, 24, 2012. FICTITIOUS BUSINESS NAME STATEMENT File F-0000144-00 The name of the business (es): Angela Spiller Photography Located at: 1050 Saint Andrews Drive In: Discovery Bay, CA 94505 Is hereby registered by the following owner(s): Angela Spiller, 1050 Saint Andrews Drive, Discovery Bay, CA 94505. This business is conducted by: an individual. The registrant commenced to transact business under the fictitious business name or names listed above on N/A. Signature of registrant: Angela Spiller. This statement was filed with Stephen L Weir, County Clerk of Contra Costa County on: JAN 10, 2012 by Jose Gonzalez, Deputy, Expires 01/10/2017. Brentwood Press No. 02-1273 Publish dates: February 3, 10, 17, 24, 2012. FICTITIOUS BUSINESS NAME STATEMENT File F-0000456-00 The name of the business (es): Captain Morgans Delta Adventures Located at: 5901 Marina Road, Discovery Bay Marina, Slip #A-27 In: Discovery Bay, CA 94505. Mailing: 5634 Marlin Drive, Discovery Bay, CA 94505 Is hereby registered by the following owner(s): Frank Albert Morgan, 5634 Marlin Drive, Discovery Bay, CA 94505. This business is conducted by: an individual. The registrant commenced to transact business under the fictitious business name or names listed above on 1-1-2011. Signature of registrant: Frank Morgan. This statement was filed with Stephen L Weir, County Clerk of Contra Costa County on: JAN 24, 2012 by Jaime Parangan, Deputy, Expires 1/24/2017. Brentwood Press No. 02-1273 Publish February 3, 10, 17, 24, 2012.

FICTITIOUS BUSINESS NAME STATEMENT File F-0000442-00 The name of the business (es): Uplifting Memories Located at: 2109 Prestwick Drive, In: Discovery Bay, CA, 94505, Is hereby registered by the following owner(s): Diana Dobbie 2109 Prestwick Drive, Discovery Bay, CA 94505. This business is conducted by: an individual. The registrant commenced to transact business under the fictitious business name or names listed above on N/A. Signature of registrant: Diana Dobbie. This statement was filed with Stephen L Weir, County Clerk of Contra Costa County on: JAN 23, 2012 by J. Odegaard, Deputy, Expires 1/23/2017 Brentwood Press No. 02-1273 Publish dates: February 10, 17, 24, March 2, 2012. FICTITIOUS BUSINESS NAME STATEMENT File F-0000607-00 The name of the business (es): Prego Pizzeria Located at: 380-A West Country Club Dr. In: Brentwood, CA, 94513, Is hereby registered by the following owner(s): Nasser and Naseme Halloum, 2649 Torrey Pines Dr., Brentwood, CA 94513. This business is conducted by: a General Partnership. The registrant commenced to transact business under the fictitious business name or names listed above on N/A. Signature of registrant: Nasser Halloum. This statement was filed with Stephen L Weir, County Clerk of Contra Costa County on: JAN 30, 2012 by B. Basch, Deputy, Expires 1-30-2017. Brentwood Press No. 02-1273 Publish dates: February 3, 10, 17, 24, 2012. FICTITIOUS BUSINESS NAME STATEMENT File F-0000232-00 The name of the business (es): VIETNAM No.1 BRIDAL Located at: 929 Sawyer Way In: Brentwood, CA, 94513, Is hereby registered by the following owner(s): Andy Ha, 929 Sawyer Way, Brentwood, CA 94513. This business is conducted by: an individual. The registrant commenced to transact business under the fictitious business name or names listed above on 1/12/12. Signature of registrant: ANDY HA. This statement was filed with Stephen L Weir, County Clerk of Contra Costa County on: JAN 12, 2012 by D. Acuff, Deputy, Expires 1/12/2017. Brentwood Press No. 021273 Publish dates: January 27, February 3, 10, 17, 2012. FICTITIOUS BUSINESS NAME STATEMENT File F-0000355-00 The name of the business (es): DELTA BARBER SHOP Located at: 645 First St., In: Brentwood, CA, 94513, Is hereby registered by the following owner(s): William and Carla Phillips 2601 B Concord Ave., Brentwood, CA 94513. This business is conducted by: Husband and Wife. The registrant commenced to transact business under the fictitious business name or names listed above on N/A. Signature of registrant: Carla Phillips. This statement was filed with Stephen L Weir, County Clerk of Contra Costa County on: JAN 19, 2012 by Jose Gonzalez, Deputy, Expires 01/19/2017. Brentwood Press No. 02-1273 Publish dates: January 27, February 3, 10, 17, 2012. FICTITIOUS BUSINESS NAME STATEMENT File F-0000425-00 The name of the business (es): Girls with Racks Apparel Located at: 2404 Morro Bay Dr., In: Brentwood, CA, 94513, Is hereby registered by the following owner(s): Jamie M. Brager and Joe L. Vella, 2404 Morro Bay Drive, Brentwood, CA 94513. This business is conducted by: a General Partnership. The registrant commenced to transact business under the fictitious business name or names listed above on N/A. Signature of registrant: Jamie Brager. This statement was filed with Stephen L Weir, County Clerk of Contra Costa County on: JAN 23, 2012 by Karla Ruiz, Deputy, Expires 1/23/2017. Brentwood Press No. 02-1273 Publish dates: February 3, 10, 17, 24, 2012. FICTITIOUS BUSINESS NAME STATEMENT File F-0000470-00 The name of the business (es): Hills and Company, CPA’s Located at: 4112 Windward Court, Discovery Bay, CA 94505 Is hereby registered by the following owner(s): LuAnn Hills & Peter Hills, 4112 Windward Court, Discovery Bay, CA 94505. This business is conducted by: Co- Partners. The registrant commenced to transact business under the fictitious business name or names listed above on N/A. Signature of registrant: Peter Hills, LuAnn Hills. This statement was filed with Stephen L Weir, County Clerk of Contra Costa County on: JAN 24, 2012 by P. Cornelius, Deputy, Expires 1/24/2017. Brentwood Press No. 021273 Publish dates: February 3, 10, 17, 24, 2012. FICTITIOUS BUSINESS NAME STATEMENT File #0000768-00 The name of the business (es): S & S Hauling Located at: 420 Star Street In: Oakley, Ca, 94561. Is hereby registered by the following owner(s): 1)Samuel Alvin Freitas III & 2) Jeannine Marie Freitas 420 Star Street Oakley, CA 94561. This business is conducted by: Husband and Wife The registrant commenced to transact business under the fictitious business name or names listed above on N/A. Signature of registrant: Samuel Alvin Freitas III This statement was filed with Stephen L Weir, County Clerk Of Contra Costa County on: 2/3/12 By Karla Ruiz, Deputy Expires 2/3/17 Oakley Press No. 03-0477 Publish: February 10, 17, 24, March 2, 2012

NOTICE OF TRUSTEE’S SALE TS No. 11-0130784 Title Order No. 110110085 Investor/Insurer No. 138750431 APN No. 035-373- 003-9 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 06/15/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.” Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by KEVIN M COUGHLIN, AND JACQUELINE COUGHLIN, HUSBAND AND WIFE AS JOINT TENANTS, dated 06/15/2006 and recorded 6/26/2006, as Instrument No. 2006-0200686, in Book , Page ), of Official Records in the office of the County Recorder of Contra Costa County, State of California, will sell on 02/27/2012 at 10:00AM, At the Court Street entrance to the County Courthouse (corner of Main and Court Street), 725 Court Street Martinez, CA 94553 at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 1860 SAUTERNE WAY, OAKLEY, CA, 945611840. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $363,921.74. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. DATED: 02/03/2012 RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone: (800) 281 8219, Sale Information (626) 927-4399 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. ASAP# 4184399 02/03/2012, 02/10/2012, 02/17/2012 Oakley Press No. 03- 0477 Publish dates: February 3, 10, 17, 2012. NOTICE OF TRUSTEE’S SALE TS # CA-11-448320-AL Order #: 848993 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/9/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publi-

NOTICE OF LIEN SALE NOTICE IS HEREBY GIVEN that the undersigned intends to sell the personal property described below to enforce a lien imposed on said property pursuant to Sections 21700 21716 of the Business & Professions Code, Section 2328 of the UCC, Section 535 of the Penal Code and provisions of the Civil Code. The undersigned will sell at public sale by competitive bidding on February 17, 2012 at 11:45 AM. Personal property including but not limited to furniture, clothing, appliances, bedding, carpet, computer & stereo equipment, heater, shelving, sink, oven, shop vac, spools of computer, cable, safe, tent, gas grill, truck/van seats, golf clubs, tennis rackets, exercise equipment, and or other general household and small business items located at: ACORN SELF STORAGE LLC, 5205 RAILROAD AVE., PITTSBURG, CA 94565 (925) 432-3200. NAME 1. Shanta Brown 2. Telara Caves 3. Gerado Esquivel 4. Mohammad Rafik 5. Nasser Shabazz 6. Courtney Triggs 7. Shawn Simmons Dates Published: 02/03/12 and 02/10/12. J. Michael’s Auctions, Bond # 183-62-32 (916) 776-4202 Brentwood Press No. 021273 Publish dates: February 3, 10, 2012. NOTICE OF TRUSTEE’S SALE TS No. 11-0117104 Title Order No. 110097511 Investor/Insurer No. 157721913 APN No. 034-490- 040-2 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 04/04/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.” Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by TAMMY L ARCHULETA, AN UNMARRIED WOMAN, AND DANA F PLEECE, AN UNMARRIED MAN, dated 04/04/2007 and recorded 4/16/2007, as Instrument No. 20070109641- 00, in Book , Page ), of Official Records in the office of the County Recorder of Contra Costa County, State of California, will sell on 02/21/2012 at 10:00AM, At the Court Street entrance to the County Courthouse (corner of Main and Court Street), 725 Court Street Martinez, CA 94553 at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 169 CORAL BELL WAY, OAKLEY, CA, 945611876. The under-

NOTICE OF TRUSTEE’S SALE TS # CA-09-312779-RM Order #: 21041922 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/21/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): RONALD G. SOTTO, A MARRIED MAN, AS HIS SOLE AND SEPARATE PROPERTY Recorded: 4/29/2005 as Instrument No. 2005-0151304-00 in book XXX , page XXX of Official Records in the office of the Recorder of CONTRA COSTA County, California; Date of Sale: 2/24/2012 at 1:30:00 PM Place of Sale: At the Court St. entrance to the County Courthouse 725 Court St., (corner of Main and Court St.) Martinez, CA Amount of unpaid balance and other charges: $324,093.86 The purported property address is: 516 ALUMROCK DRIVE ANTIOCH, CA 94509 Assessor’s Parcel No. 072-302-019 072-302-019-4 The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645- 7711 For NON SALE information only Sale Line: 714-573-1965 or Login to: www.priorityposting.com Reinstatement Line: 619645-7711 Ext. 3704 Quality Loan Service, Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. IDSPub #0021375 2/3/2012 2/10/2012 2/17/2012 Antioch Press No. 06- 1617 Publish dates: February 3, 10, 17, 2012.


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NOTICE OF TRUSTEE’S SALE T.S No. 1345605-01 APN: 068- 344-0101-01 TRA: 01135 LOAN NO: Xxxx3471 REF: Baker, Joann K IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED August 30, 2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On March 12, 2012, at 9:00am, Cal-Western Reconveyance Corporation, as duly appointed trustee under and pursuant to Deed of Trust recorded September 07, 2005, as Inst. No. 2005-0339355-00 in book XX, page XX of Official Records in the office of the County Recorder of Contra Costa County, State of California, executed by Jeffrey D Baker and Joann K Baker, Husband And Wife As Joint Tenants, will sell at public auction to highest bidder for cash, cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank Hilton concord hotel, 1970 diamond boulevard Golden Gate Ballroom Concord, California, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: Completely described in said deed of trust The street address and other common designation, if any, of the real property described above is purported to be: 224 Huntington Drive Antioch CA 94509 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $370,933.79. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. For sales information: Mon-Fri 9:00am to 4:00pm (619) 590-1221. Cal-Western Reconveyance Corporation, 525 East Main Street, P.O. Box 22004, El Cajon, CA 92022-9004 Dated: January 30, 2012. (R-402949 02/10/12, 02/17/12, 02/24/12) Brentwood Press No. 02-1273 Publish dates: February 10, 17, 24, 2012. NOTICE OF TRUSTEE’S SALE T.S. No.: 9551-0290 TSG Order No.: 110532384-CA-LMI A.P.N.: 018-160020-6 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 07/19/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NBS Default Services, as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded 07/27/2007 as Document Number 2007- 0216724-00 of Official Records in the office of the Recorder of Contra Costa County, California, made by: Carolyne L. Tate, an unmarried woman, as Trustor(s), WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the above referenced Deed of Trust. Sale Date & Time: March 1, 2012 at 01:30 PM Sale Location: At the Court Street entrance to the County Courthouse, 725 Court Street, Martinez, CA The street address and other common designation, if any, of the real property described above is purported to be: 237 Gregory Ln, Brentwood, CA 94513-2180 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $356,080.38 (Estimated). Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. If the Trustee is unable to convey title for any reason, the successful

bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. The Declaration pursuant to California Civil Code, Section 2923.5(a) was fulfilled when the Notice of Default was recorded on 11/09/2011 NBS Default Services 301 E. Ocean Blvd. Suite 1720 Long Beach, CA 90802 800-766- 7751 For Sale Information Contact: RSVP (925) 603-7342 NBS Default Services, Mandi Harvey, 2/10/2012 “We are attempting to collect a debt, and any information we obtain will be used for that purpose.” (RSVP# 283646, 02/10/12, 02/17/12, 02/24/12) Brentwood Press No. 02- 1273 Publish dates: February 10, 17, 24, 2012. ORDER TO SHOW CAUSE FOR CHANGE OF NAME PETITIONER OR ATTORNEY: LaKeesha Marie Beeler SUPERIOR COURT OF CALIFORNIA, COUNTY OF CONTRA COSTA, 725 Court St., Martinez, CA 94553 PETITION OF: LaKeesha Marie Beeler FOR CHANGE OF NAME ORDER TO SHOW CAUSE FOR CHANGE OF NAME CASE NUMBER: N12-0059 TO ALL INTERESTED PERSONS: 1. Petitioner: LaKeesha Marie Beeler filed a petition with this court for a decree changing names as follows: Present Name: a. LaKeesha Marie Beeler aka LaKeesha Marie Lawler to Proposed Name: a. LaKeesha Marie Lawler 2. THE COURT ORDERS that all persons interested in this matter shall appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. NOTICE OF HEARING a. Date: 3-19-12 Time: 9:00 a.m. Dept. 60 Room 102 b. The address of the court is same as noted above. 3. a. A copy of this Order to Show Cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county: Brentwood Press, 248 Oak St. Brentwood CA 94513 Date: 1-92012 Judith A. Sanders, Pro tem Judge of the Superior Court Brentwood Press No. 02- 1273 Publish Dates: January 20, 27, February 3, 10, 2012. ORDER TO SHOW CAUSE FOR CHANGE OF NAME PETITIONER OR ATTORNEY: Leticia Jimenez SUPERIOR COURT OF CALIFORNIA, COUNTY OF CONTRA COSTA, 725 Court St., Martinez, CA 94553 PETITION OF: Leticia Jimenez FOR CHANGE OF NAME ORDER TO SHOW CAUSE FOR CHANGE OF NAME CASE NUMBER: N12-0122 TO ALL INTERESTED PERSONS: 1. Petitioner: Leticia Jimemez filed a petition with this court for a decree changing names as follows: Present Name: a. Vanessa Martinez Jimenez b. (AKA) Vanessa Jimenez to Proposed Name: a. Vanessa Jimenez 2. THE COURT ORDERS that all persons interested in this matter shall appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. NOTICE OF HEARING a. Date: 4/2/12 Time: 9:00 a.m. Dept. 60 Room 102 b. The address of the court is same as noted above. 3. a. A copy of this Order to Show Cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county: Brentwood Press Date: 1/20/12 Judith A. Sanders, Pro tem Judge of the Superior Court Brentwood Press No. 02- 1273 Publish Dates: February 3, 10, 17, 24, 2012. ORDER TO SHOW CAUSE FOR CHANGE OF NAME PETITIONER OR ATTORNEY: Ronia Fakira SUPERIOR COURT OF CALIFORNIA, COUNTY OF CONTRA COSTA, 725 Court St., Martinez, CA 94553 PETITION OF: Ronia Fakira FOR CHANGE OF NAME ORDER TO SHOW CAUSE FOR CHANGE OF NAME CASE NUMBER: N12-0055 TO ALL INTERESTED PERSONS: 1. Petitioner: Ronia Mahmood Fakira filed a petition with this court for a decree changing names as follows: Present Name: a. Ronia Mahmood Fakira, b. (AKA) Rena Fakira, c. (AKA) Rena Mahmood Fakira to Proposed Name: a. Rena Mahmood Fakira 2. THE COURT ORDERS that all persons interested in this matter shall appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. NOTICE OF HEARING a. Date: 3/27/12 Time: 9:00 a.m. Dept. 60 Room 102 b. The address of the court is same as noted above. 3. a. A copy of this Order to Show Cause shall be published at least once each week for four

successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county: Brentwood Press Date: 1/13/12 Judith A. Sanders, Pro tem Judge of the Superior Court Brentwood Press No. 02- 1273 Publish Dates: February 3, 10, 17, 24, 2012. ORDER TO SHOW CAUSE FOR CHANGE OF NAME PETITIONER OR ATTORNEY: Yesenia A. Jaramillo SUPERIOR COURT OF CALIFORNIA, COUNTY OF CONTRA COSTA, 725 Court St., Martinez, CA 94553 PETITION OF: Yesenia A. Jaramillo FOR CHANGE OF NAME ORDER TO SHOW CAUSE FOR CHANGE OF NAME CASE NUMBER: N12-0065 TO ALL INTERESTED PERSONS: 1. Petitioner: Yesenia A. Jaramillo filed a petition with this court for a decree changing names as follows: Present Name: a. Gianna Sabrina Michaela Baldazo to Proposed Name: a. Gianna Amador Baldazo 2. THE COURT ORDERS that all persons interested in this matter shall appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. NOTICE OF HEARING a. Date: 3-23-12 Time: 9:00 a.m. Dept. 60 Room 102 b. The address of the court is same as noted above. 3. a. A copy of this Order to Show Cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county: Brentwood Press 248 Oak Street, Brentwood, CA 94513 b. Notice to father named on birth certificate waived. Date: 1/10/12 Judith A. Sanders, Pro tem Judge of the Superior Court Brentwood Press No. 02-1273 Publish Dates: February 3, 10, 17, 24, 2012. ORDER TO SHOW CAUSE FOR CHANGE OF NAME PETITIONER OR ATTORNEY: Katherine Colleen King SUPERIOR COURT OF CALIFORNIA, COUNTY OF CONTRA COSTA, 725 Court St., Martinez, CA 94553 PETITION OF: Katherine Colleen King FOR CHANGE OF NAME ORDER TO SHOW CAUSE FOR CHANGE OF NAME CASE NUMBER: N12-0001 TO ALL INTERESTED PERSONS: 1. Petitioner: Katherine Ckelie Kiraly filed a petition with this court for a decree changing names as follows: Present Name: a. Katherine Colleen King b.Katherine Ckelie Kiraly to Proposed Name: a. Katherine Ckelie Kiraly 2. THE COURT ORDERS that all persons interested in this matter shall appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. NOTICE OF HEARING a. Date: 3-1-12 Time: 9:00 a.m. Dept. 60 Room 102 b. The address of the court is same as noted above. 3. a. A copy of this Order to Show Cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county: Brentwood Press Date: 1/3/12 Judith A. Sanders, Pro tem Judge of the Superior Court Brentwood Press No. 02-1273 Publish Dates: January 27, February 3, 10, 17, 2012. NOTICE OF TRUSTEE’S SALE APN: 035-534-008-4 TS No: CA0500232011-1 TO No: 5902891 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED September 3, 2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On March 6, 2012 at 10:00 AM, at the Court Street entrance to the County Courthouse, 725 Court Street (corner of Main and Court Street), Martinez, CA, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on September 19, 2003 as Instrument No. 2003- 0471273-00 of official records in the Office of the Recorder of Contra Costa County, California, executed by CHARLES E PHILLIPS AND JOAN K PHILLIPS, HUSBAND AND WIFE, as Trustor(s), in favor of PHH MORTGAGE SERVICES as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 1581 GAMAY CIRCLE, OAKLEY, CA 94561 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the

Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee- s Sale is estimated to be $150,983.44 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary- s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier- s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee- s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder- s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. DATE: January 30, 2012 TRUSTEE CORPS TS No. CA0500232011-1 17100 Gillette Ave, Irvine, CA 92614 949-252- 8300 Camale Smith, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com AUTOMATED SALES INFORMATION PLEASE CALL 714-730-2727 TRUSTEE CORPS IS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. ASAP# FNMA4188520 02/10/2012, 02/17/2012, 02/24/2012 Oakley Press No. 03-0477 Publish dates: February 10, 17, 24, 2012

claims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $455,652.54. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. For sales information: Mon-Fri 9:00am to 4:00pm (619) 590-1221. Cal-Western Reconveyance Corporation, 525 East Main Street, P.O. Box 22004, El Cajon, CA 92022-9004 Dated: February 09, 2012. (R-402915 02/10/12, 02/17/12, 02/24/12) Oakley Press No. 03-0477 Publish dates: February 10, 17, 24, 2012.

the Deed of Trust executed by JOHN PANIS, A MARRIED MAN, AS HIS SOLE AND SEPARATE PROPERTY, dated 04/15/2005 and recorded 4/25/2005, as Instrument No. 2005- 0143743-00, in Book , Page ), of Official Records in the office of the County Recorder of Contra Costa County, State of California, will sell on 03/05/2012 at 10:00AM, At the Court Street entrance to the County Courthouse (corner of Main and Court Street), 725 Court Street Martinez, CA 94553 at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 66 MERLOT COURT, OAKLEY, CA, 94561. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $525,780.00. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. DATED: 02/13/2010 RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-91401-94 SIMI VALLEY, CA 93063 Phone: (800) 281 8219, Sale Information (626) 927-4399 By:-- Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. ASAP# 4191204 02/10/2012, 02/17/2012, 02/24/2012 Oakley Press No. 03- 0477 Publish dates: February 10, 17, 24, 2012.

statement Line: 619-645-7711 Ext. 3704 Quality Loan Service, Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 4187845 02/03/2012, 02/10/2012, 02/17/2012 Oakley Press No. 03-0477 Publish dates: February 3, 10, 17, 2012. NOTICE OF TRUSTEE’S SALE Trustee Sale No. 750726CA Loan No. 3061421768 Title Order No. 110325654CA-MAI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 02-06-2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 03-02- 2012 at 10:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 02-222006, Book N/A, Page N/A, Instrument 2006- 0054961-00, of official records in the Office of the Recorder of CONTRA COSTA County, California, executed by: GILBERT MARTINEZ CASTILLO JR, AND SANDRA MARIE CASTILLO, HUSBAND AND WIFE AS JOINT TENANTS, as Trustor, WASHINGTON MUTUAL BANK, FA, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: THE COURT ST. ENTRANCE TO THE COUNTY COURTHOUSE, 725 COURT STREET(CORNER OF MAIN & COURT STREETS) , MARTINEZ, CA Legal Description: LOT 84 OF SUBDIVISION MAP NO. 5500, ORCHARD PARK UNIT 3, IN THE CITY OF OAKLEY, COUNTY OF CONTRA COSTA, STATE OF CALIFORNIA, AS SHOWN ON MAP FILED IN BOOK 247, PAGE 28 TO 38 OF MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY. Amount of unpaid balance and other charges: $403,489.57 (estimated) Street address and other common designation of the real property: 1436 WILDCAT COURT OAKLEY, CA 94561 APN Number: 035-424- 008-7 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 02-10-2012 CALIFORNIA RECONVEYANCE COMPANY, as Trustee RIKKI JACOBS, ASSISTANT SECRETARY CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2- 4379 Chatsworth, CA 91311 800- 892-6902 For Sales Information: (714) 730-2727 or www.lpsasap. com (714) 573-1965 or www.priorityposting.com ASAP# 4188312 02/10/2012, 02/17/2012, 02/24/2012 Oakley Press No. 03-0477 Publish dates: February 10, 17, 24, 2012. FICTITIOUS BUSINESS NAME STATEMENT File F-0008226-00 The name of the business (es): Glaser Arms Located at: 252 Honeysuckle St. In: Brentwood, CA, 94513, Is hereby registered by the following owner(s): Zachary Thrane Glaser 252 honeysuckle st., brentwood, CA 94513. This business is conducted by: an individual. The registrant commenced to transact business under the fictitious business name or names listed above on N/A. Signature of registrant: Zachary T. Glaser. This statement was filed with Stephen L Weir, County Clerk of Contra Costa County on: DEC 27, 2011 by Joseph Barton, Deputy, Expires 12/27/16 Brentwood Press No. 02-1273 Publish dates: January 20, 27, February 3, 10, 2012.

ORDER TO SHOW CAUSE FOR CHANGE OF NAME PETITIONER OR ATTORNEY: Raminder K. Lebetsamer SUPERIOR COURT OF CALIFORNIA, COUNTY OF CONTRA COSTA, 725 Court St., Martinez, CA 94553 PETITION OF: Raminder K. Lebetsamer FOR CHANGE OF NAME ORDER TO SHOW CAUSE FOR CHANGE OF NAME CASE NUMBER: N12-0010 TO ALL INTERESTED PERSONS: 1. Petitioner: Raminder K. Lebetsamer filed a petition with this court for a decree changing names as follows: Present Name: a. Harsimran Kaur Brar to Proposed Name: a. Simi Kaur Lebetsamer 2. THE COURT ORDERS that all persons interested in this matter shall appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. NOTICE OF HEARING a. Date: 3-20-12 Time: 9:00 a.m. Dept. 60 Room 102 b. The address of the court is same as noted above. 3. a. A copy of this Order to Show Cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county: Brentwood Press b. NOTICE TO HARNOOP SINGH BRAR, BIOLOGICAL FATHER OF THE APPLICANT CHILD, IS HEREBY DISPENSED WITH Date: 1/6/12 Judith A. Sanders, Pro tem Judge of the Superior Court Brentwood Press No. 02- 1273 Publish Dates: January 20, 27, February 3, 10, 2012. NOTICE OF TRUSTEE’S SALE T.S No. 1311513-11 APN: 004- 293-0313 TRA: 60-019 LOAN NO: Xxxxxx9282 REF: Veronda, Patricia IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED November 17, 2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On March 01, 2012, at 1:30pm, Cal-Western Reconveyance Corporation, as duly appointed trustee under and pursuant to Deed of Trust recorded December 01, 2005, as Inst. No. 2005-0463520-00 in book XX, page XX of Official Records in the office of the County Recorder of Contra Costa County, State of California, executed by Patricia P Veronda An Unmarried Woman Melanie Turpijn An Unmarried Woman, will sell at public auction to highest bidder for cash, cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank At the court street entrance to the county courthouse, 725 Court Street Martinez, California, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: Completely described in said deed of trust The street address and other common designation, if any, of the real property described above is purported to be: 5513 Drakes Ct Discovery Bay CA 94514 The undersigned Trustee dis-

ORDER TO SHOW CAUSE FOR CHANGE OF NAME PETITIONER OR ATTORNEY: Mahboubeh Safapoor SUPERIOR COURT OF CALIFORNIA, COUNTY OF CONTRA COSTA, 725 Court St., Martinez, CA 94553 PETITION OF: , and Mahboubeh Safa Poor FOR CHANGE OF NAME ORDER TO SHOW CAUSE FOR CHANGE OF NAME CASE NUMBER: N12-0044 TO ALL INTERESTED PERSONS: 1. Petitioner: Mahboubeh Safa Poor filed a petition with this court for a decree changing names as follows: Present Name: a. Mahboubeh Safa Poor aka Mahboubeh Safapoor b. Carmen Mahnaz Pearson to Proposed Name: a. Mary Safa b. Naz McCarthy 2. THE COURT ORDERS that all persons interested in this matter shall appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. NOTICE OF HEARING a. Date: 3-22-12 Time: 9:00 a.m. Dept. 60 Room 102 b. The address of the court is same as noted above. 3. a. A copy of this Order to Show Cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county: Brentwood Press Date: 1/9/12 Judith A. Sanders, Pro tem Judge of the Superior Court Brentwood Press No. 02- 1273 Publish Dates: January 20, 27, February 3, 10, 2012. ORDER TO SHOW CAUSE FOR CHANGE OF NAME PETITIONER OR ATTORNEY: Sovannary Teave SUPERIOR COURT OF CALIFORNIA, COUNTY OF CONTRA COSTA, 725 Court St., Martinez, CA 94553 PETITION OF: Sovannary Teave FOR CHANGE OF NAME ORDER TO SHOW CAUSE FOR CHANGE OF NAME CASE NUMBER: N12-0084 TO ALL INTERESTED PERSONS: 1. Petitioner: Sovannary Teave filed a petition with this court for a decree changing names as follows: Present Name: a. Sovannary Teave b.Asianna Jaidee Hansana to Proposed Name: a. Sovanna Teave b. Asia Jaidee Teave 2. THE COURT ORDERS that all persons interested in this matter shall appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. NOTICE OF HEARING a. Date: 3-27-12 Time: 9:00 a.m. Dept. 60 Room 102 b. The address of the court is same as noted above. 3. a. A copy of this Order to Show Cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county: Brentwood Press b. Father of minor named on birth certificate must be served. Date: 1/13/12 Judith A. Sanders, Pro tem Judge of the Superior Court Brentwood Press No. 02-1273 Publish Dates: January 20, 27, February 3, 10, 2012. NOTICE OF TRUSTEE’S SALE TS No. 09-0164572 Title Order No. 09-8508505 Investor/Insurer No. 0011196687 APN No. 037-342- 015-7 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 04/15/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.” Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to

NOTICE OF TRUSTEE’S SALE TS # CA-10-374454-RM Order #: 4495892 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 7/30/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): ROBERT M. JIMENEZ JR, A MARRIED MAN Recorded: 8/3/2007 as Instrument No. 2007- 0223578-00 in book , page of Official Records in the office of the Recorder of CONTRA COSTA County, California; Date of Sale: 2/27/2012 at 10:00 AM Place of Sale: At the Court Street entrance to the County Courthouse (corner of Main and Court Street), 725 Court Street Martinez, CA 94553 Amount of unpaid balance and other charges: $510,598.22 The purported property address is: 29 GROVE CT OAKLEY, CA 94561 Assessor’s Parcel No. 034-160- 079-9 The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645- 7711 For NON SALE information only Sale Line: 714-730-2727 or Login to: www.lpsasap.com Rein-


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NOTICE OF TRUSTEE’S SALE T.S No. 1316882-02 APN: 037- 302-017-1 TRA: 19020 LOAN NO: Xxxxxx2444 REF: Torres, Alfonso IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED May 25, 2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On February 16, 2012, at 1:30pm, Cal-Western Reconveyance Corporation, as duly appointed trustee under and pursuant to Deed of Trust recorded June 01, 2006, as Inst. No. 2006-0172382-00 in book XX, page XX of Official Records in the office of the County Recorder of Contra Costa County, State of California, executed by Alfonso Lopez Torres, A Married Man As His Sole and Separate Property And Alfonso Lopez Torres, Jr, An Unmarried Man; As Joint Tenants, will sell at public auction to highest bidder for cash, cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank At the court street entrance to the county courthouse, 725 Court Street Martinez, California, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: Completely described in said deed of trust The street address and other common designation, if any, of the real property described above is purported to be: 872 Stonegate Cir Oakley CA 94561- 3058 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $348,587.92. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. For sales information: Mon-Fri 9:00am to 4:00pm (619) 590-1221. Cal-Western Reconveyance Corporation, 525 East Main Street, P.O. Box 22004, El Cajon, CA 92022-9004 Dated: January 27, 2012. (R-401788 01/27/12, 02/03/12, 02/10/12) Oakley Press No. 03-0477 Publish dates: January 27, February 3, 10, 2012.

return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645- 7711 For NON SALE information only Sale Line: 714-573-1965 or Login to: www.priorityposting.com Reinstatement Line: 619645-7711 Ext. 3704 Quality Loan Service, Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. IDSPub #0020895 2/10/2012 2/17/2012 2/24/2012 Oakley Press No. 03-0477 Publish dates: February 10, 17, 24, 2012.

common designation, if any, shown herein. TRUSTOR: ANDREW G. HUNT AND KIMBERLEY W. HUNT, HUSBAND AND WIFE, AS COMMUNITY PROPERTY WITH RIGHT OF SURVIVORSHIP Recorded 07/22/2005 as Instrument No. 2005-0272168-00 in Book XX, page XX of Official Records in the office of the Recorder of Contra Costa County, California Date of Sale: 02/21/2012 at 10:00 A.M. Place of Sale: At the Court Street entrance to the County Courthouse (corner of Main and Court Street), 725 Court Street Martinez, CA 94553 Property Address is purported to be: 2616 SUTTER STREET OAKLEY, CA 94561 APN#: 041- 310-019-9 The total amount secured by said instrument as of the time of initial publication of this notice is $853,299.66, which includes the total amount of the unpaid balance (including accrued and unpaid interest) and reasonable estimated costs, expenses, and advances at the time of initial publication of this notice. Date: 01/23/2012 Executive Trustee Services, LLC dba ETS Services, LLC 2255 North Ontario Street, Suite 400 Burbank, CA 91504-3120 Sale Line: 714-730- 2727 lleanna Petersen, TRUSTEE SALE OFFICER ASAP# 4174352 01/27/2012, 02/03/2012, 02/10/2012 Oakley Press No. 03- 0477 Publish dates: January 27, February 3, 10, 2012. NOTICE OF TRUSTEE’S SALE Trustee Sale No. : 20110015005073 Title Order No.: 110453754 FHA/VA/PMI No.: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 06/16/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 06/28/2004 as Instrument No. 20040246795-00 of official records in the office of the County Recorder of CONTRA COSTA County, State of CALIFORNIA. EXECUTED BY: VICTOR SMITH, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 02/16/2012 TIME OF SALE: 10:00 AM PLACE OF SALE: AT THE COURT STREET ENTRANCE TO THE COUNTY COURTHOUSE, 725 COURT STREET (CORNER OF MAIN AND COURT STREET), MARTINEZ, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 4720 LA CASA DRIVE, OAKLEY, CALIFORNIA 94561 APN#: 041-190-0129 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $314,088.11. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. FOR TRUSTEE SALE INFORMATION PLEASE CALL: AGENCY SALES & POSTING 3210 EL CAMINO REAL, SUITE 200 IRVINE, CA 92602 714-730- 2727 www.lpsasap.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 01/19/2012 ASAP# 4176728 01/27/2012, 02/03/2012, 02/10/2012 Oakley Press No. 03-0477 Publish dates: January 27, February 3, 10, 2012. NOTICE OF TRUSTEE’S SALE Trustee’s Sale No. 05-FWA- 114250 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/5/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On March 2, 2012, at 10:00 AM, AT THE COURT STREET ENTRANCE TO THE COUNTY COURTHOUSE, 725 COURT STREET CORNER OF MAIN & COURT STREET, in the City of MARTINEZ, County of CONTRA COSTA, State of CALIFORNIA, REGIONAL SERVICE CORPORATION, a California corporation, as duly appointed Trustee under that certain Deed of Trust executed by ROSEMARIE HUNTER, AN UNMARRIED WOMAN, as Trustors, recorded on 5/12/2006, as Instrument No. 2006-0150175- 00, of Official Records in the office of the Recorder of CONTRA COSTA County, State of CALIFORNIA, under the power of sale therein contained, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, for cash, or cashier’s check (payable at the time of sale in lawful money of the United States) without warranty express or implied as to title, use, possession or encumbrances, all right, title and interest conveyed to and now held by it as such Trustee, in and to the following described property situated in the aforesaid County and State, to-wit:

TAX PARCEL NO. 035-345-004-2 From information which the Trustee deems reliable, but for which Trustee makes no representation or warranty, the street address or other common designation of the above described property is purported to be 912 RHINE WAY , OAKLEY, CA 94561. Said property is being sold for the purpose of paying the obligations secured by said Deed of Trust, including fees and expenses of sale. The total amount of the unpaid principal balance, interest thereon, together with reasonably estimated costs, expenses and advances at the time of the initial publication of the Notice of Trustee’s Sale is $315,572.20. In compliance with California Civil Code 2923.5(c), the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one or more of the following methods: by telephone, by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting or the borrower has surrendered the property to the mortgagee, trustee, beneficiary, or authorized agent and that the compliance with Civil Code Section 2923.5 was made at least thirty (30) days prior to the date of this Notice of Sale. Dated: 1/27/2012 REGIONAL SERVICE CORPORATION, Trustee By MARILEE HAKKINEN, AUTHORIZED AGENT Agent for Trustee: AGENCY SALES AND POSTING 3210 EL CAMINO REAL, SUITE 200 IRVINE, CA 92602 Telephone Number: (800) 542-2550 Sale Information: (714) 730-2727 or http://www.rtrustee.com ASAP# 4189690 02/10/2012, 02/17/2012, 02/24/2012 Oakley Press No. 03- 0477 Publish dates: February 10, 17, 24, 2012. SUMMONS (CITACION JUDICIAL) CASE NUMBER (N˙mero del Caso): L11-04982 NOTICE TO DEFENDANT (AVISO AL DEMANDADO): Pamela Gruhn, individually YOU ARE BEING SUED BY PLAINTIFF (LO EST’c1 DEMANDANDO EL DEMANDANTE): BECHAROFF CAPITAL CORPORATION NOTICE! You have been sued. The court may decide against you without your being heard unless you respond within 30 days. Read the information below. You have 30 CALENDAR DAYS after this summons and legal papers are served on you to file a written response at this court and have a copy served on the plaintiff. A letter or phone call will not protect you. Your written response must be in proper legal form if you want the court to hear your case. There may be a court form that you can use for your response. You can find these court forms and more information at the California Courts Online Self-Help Center (www.courtinfo.ca.gov/selfhelp), your county law library, or the courthouse nearest you. If you cannot pay the filing fee, ask the court clerk for a fee waiver form. If you do not file your response on time, you may lose the case by default, and your wages, money, and property may be taken without further warning from the court. There are other legal requirements. You may want to call an attorney right away. If you do not know an attorney, you may want to call an attorney referral service. If you cannot afford an attorney, you may be eligible for free legal services from a nonprofit legal services program. You can locate these nonprofit groups at the California Legal Services Web site (www. lawhelpcalifornia.org), the California Courts Online Self-Help Center (www. courtinfo.ca.gov/selfhelp), or by contacting your local court or county bar association. NOTE: The court has a statutory lien for waived fees and costs on any settlement or arbitration award of $10,000 or more in a civil case. The court’s lien must be paid before the court will dismiss the case. °AVISO! Lo han demandado. Si no responde dentro de 30 dÌas, la corte puede decidir en su contra sin escuchar su versiÛn. Lea la informaciÛn a continuaciÛn. Tiene 30 D’cdAS DE CALENDARIO despuÈs de que le entreguen esta citaciÛn y papeles legales para presentar una respuesta por escrito en esta corte y hacer que se entregue una copia al demandante. Una carta o una llamada telefÛnica no lo protegen. Su respuesta por escrito tiene que estar en formato legal correcto si desea que procesen su caso en la corte. Es posible que haya un formulario que usted pueda usar para su respuesta. Puede encontrar estos formularios de la corte y m·s informaciÛn en el Centro de Ayuda de las Cortes de California (www.sucorte. ca.gov), en la biblioteca de leyes de su condado o en la corte que le quede m·s cerca. Si no puede pagar la cuota de presentaciÛn, pida al secretario de la corte que le dÈ un formulario de exenciÛn de pago de cuotas. Si no presenta su respuesta a tiempo, puede perder el caso por incumplimiento y la corte le podr· quitar su sueldo, dinero y bienes sin m·s advertencia. Hay otros requisitos legales. Es recomendable que llame a un abogado inmediatamente. Si no conoce a un abogado, puede llamar a un servicio de remisiÛn a abogados. Si no puede pagar a un abogado, es posible que cumpla con los requisitos para obtener servicios legales gratuitos de un programa de servicios legales sin fines de lucro. Puede encontrar estos grupos sin fines de lucro en el sitio web de California Legal Services, (www. lawhelpcalifornia.org), en el Centro de Ayuda de las Cortes de California, (www.sucorte.ca.gov) o poniÈndose en contacto con la corte o el colegio de abogados locales. AVISO: Por ley, la corte tiene derecho a reclamar las cuotas y los costos exentos por imponer

un gravamen sobre cualquier recuperaciÛn de $10,000 Û m·s de valor recibida mediante un acuerdo o una concesiÛn de arbitraje en un caso de derecho civil. Tiene que pagar el gravamen de la corte antes de que la corte pueda desechar el caso. The name and address of the court is: (El nombre y direcciÛn de la corte es): Contra Costa Superior Court, Contra Costa Division, 725 Court Street, Room 103, Martinez, CA 94553 The name, address, and telephone number of plaintiff’s attorney, or plaintiff without an attorney, is: (El nombre, la direcciÛn y el n˙mero de telÈfono del abogado del demandante, o del demandante que no tiene abogado, es): Ali Nabavi, Esq., Brewer & Nabavi, 4533 MacArthur Blvd, #707, Newport Beach, CA 92660 (714) 424-6300 DATE (Fecha): JUN 21, 2011 Clerk, by (Secretario): M.Merino, Clerk (Adjunto) NOTICE TO THE PERSON SERVED: You are served. Antioch Press No. 06-1617 Publish Dates: February 10, 17, 24, & March 2, 2012. NOTICE OF TRUSTEE’S SALE TS # CA-11-477099-AB Order #: 6080610 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/28/2002. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): GEORGE O MCELVAIN JR AN UNMARRIED MAN Recorded: 4/5/2002 as Instrument No. 2002- 0119763-00 in book xxx , page xxx of Official Records in the office of the Recorder of CONTRA COSTA County, California; Date of Sale: 3/12/2012 at 9:00am PST Place of Sale: At the Hilton Concord Hotel, 1970 Diamond Boulevard, Concord, CA 94520, in the Golden Gate Ballroom Amount of unpaid balance and other charges: $66,400.94 The purported property address is: 2208 LEMONTREE WAY #4 ANTIOCH, CA 94509 Assessor’s Parcel No. 074-341-066-4 The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645- 7711 For NON SALE information only Sale Line: 800-280-2891 or Login to: www. auction.com Reinstatement Line: 866450- 3172 Ext. 3704 Quality Loan Service, Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. IDSPub #0020829 2/10/2012 2/17/2012 2/24/2012 Antioch Press No. 06-1617 Publish dates: February 10, 17, 24, 2012. NOTICE OF TRUSTEE’S SALE T.S. No. 11-02200-DS-CA YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 02/09/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, (cashier’s check(s) must be made payable to National Default Servicing Corporation), drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state; will be held by the duly appointed trustee as shown below, of

all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made in an “as is” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: JOSEFA PAIGE, AN UNMARRIED WOMAN Duly Appointed Trustee: NATIONAL DEFAULT SERVICING CORPORATION Recorded 02/18/2005 as Instrument No. 2005- 0056688-00 (or Book, Page) and Re-Recorded on 10/01/2008 as Instrument No. 2008-0216248-00 (or Book, Page) for the reason of ‘LOAN MODIFICATION’ of the Official Records of CONTRA COSTA County, California. Date of Sale: 02/17/2012 at 10:00 A.M. Place of Sale: At the Court Street entrance to the County Courthouse, 725 Court Street (Corner of Main and Court Street), Martinez, CA Estimated amount of unpaid balance and other charges: $780,909.28 Street Address or other common designation of real property: 105 SONORA CT, OAKLEY, CA 94561 A.P.N.: 041-320008 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. This loan is exempt. Compliance with California Civil Code 2923.5and 2924.8 is not necessary to proceed with preparing and processing a notice of sale. Regarding the property that is the subject of this Notice of Sale, the “mortgage loan servicer” as defined in California Civil Code Section 2923.53 (k) (3) declares that it has obtained from the Commissioner a final or temporary order of exemption pursuant to California Civil Code Section 2923.53 and that the exemption is current and valid on the date this Notice of Sale is recorded. The timeframe for giving a Notice of Sale specified in Subdivision (a) Section 2923.52 does not apply to this Notice of Sale pursuant to California Civil Code Sections 2923.52 or 2923.55. Date: 01/27/2012 NATIONAL DEFAULT SERVICING CORPORATION 7720 N. 16th Street, Suite 300 Phoenix, AZ 85020 phone 602- 264-6101 Sales Line 714-730- 2727; Sales Website: www. ndscorp.com/sales Nichole Alford, TRUSTEE SALES REPRESENTATIVE ASAP# 4182202 01/27/2012, 02/03/2012, 02/10/2012 Oakley Press No. 03- 0477 Publish dates: January 27, February 3, 10, 2012. NOTICE OF TRUSTEE’S SALE TS # CA-11-461512-TC Order #: 5732629 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 7/12/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): ROBERT W BLAMEY, AND, DARLIS LEHMAN BLAMEY, HUSBAND AND WIFE AS JOINT TENANTS. Recorded: 7/19/2005 as Instrument No. 2005-0264848- 00 in book xxx , page xxx of Official Records in the office of the Recorder of CONTRA COSTA County, California; Date of Sale: 2/17/2012 at 9:00 AM PST Place of Sale: At the Hilton Concord Hotel, 1970 Diamond Boulevard, Concord, CA 94520, in the Golden Gate Ballroom Amount of unpaid balance and other charges: $320,291.25 The purported property address is: 4900 BURGUNDY DR OAKLEY, CA 94561 Assessor’s Parcel No. 035- 464-005-4 The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title

for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645- 7711 For NON SALE information only Sale Line: 800-280-2891 or Login to: www.auction. com Reinstatement Line: 619-645-7711 Ext. 3704 Quality Loan Service, Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is inten ded to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. IDSPub #0019817 1/27/2012 2/3/2012 2/10/2012 Oakley Press No. 03-0477 Publish Dates: January 27, February 3, 10, 2012.

NOTICE OF TRUSTEE’S SALE TS # CA-11-479749-LL Order #: 110524526-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 9/28/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): CHRISTOPHER LEE GARRO, AND JULIE A GARRO Recorded: 10/4/2007 as Instrument No. 2007-0277782-00 in book xxx , page xxx of Official Records in the office of the Recorder of CONTRA COSTA County, California; Date of Sale: 3/2/2012 at 1:30:00 PM Place of Sale: At the Court St. entrance to the County Courthouse 725 Court St., (corner of Main and Court St.) Martinez, CA Amount of unpaid balance and other charges: $370,101.41 The purported property address is: 347 FALL CIRCLE OAKLEY, CA 94561-0000 Assessor’s Parcel No. 035-263- 081-8 The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the

NOTICE OF TRUSTEE’S SALE T.S No. 1344108-02 APN: 097- 042-012-1 TRA: 07024 LOAN NO: Xxxxxx8647 REF: Padilla, Linda IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED January 09, 2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On February 23, 2012, at 1:30pm, Cal-Western Reconveyance Corporation, as duly appointed trustee under and pursuant to Deed of Trust recorded January 17, 2007, as Inst. No. 2007-0014642-00 in book XX, page XX of Official Records in the office of the County Recorder of Contra Costa County, State of California, executed by Linda Padilla, and Ramon Padilla, Wife And Husband As Joint Tenants, will sell at public auction to highest bidder for cash, cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank At the court street entrance to the county courthouse, 725 Court Street Martinez, California, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: Completely described in said deed of trust The street address and other common designation, if any, of the real property described above is purported to be: 250 Water St Bay Point CA 94565- 3157 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $295,441.21. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. For sales information: Mon-Fri 9:00am to 4:00pm (619) 590-1221. Cal-Western Reconveyance Corporation, 525 East Main Street, P.O. Box 22004, El Cajon, CA 92022-9004 Dated: February 02, 2012. (R-402017 02/03/12, 02/10/12, 02/17/12) Oakley Press No. 03-0477 Publish dates: February 3, 10, 17, 2012. NOTICE OF TRUSTEE’S SALE T.S. No GM-277141-C Loan No 8710001882 Insurer No. 201579901 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 07/01/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state, will be held by the duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other

NOTICE OF TRUSTEE’S SALE T.S. No.: 9551-0217 TSG Order No.: 110491372-CA-LMI A.P.N.: 035-117-0147 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/22/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NBS Default Services, as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded 12/01/2006 as Document Number 2006- 0383824-00 of Official Records in the office of the Recorder of Contra Costa County, California, made by: Shirley Ann Mauriscio, an unmarried woman, as Trustor(s), WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the above referenced Deed of Trust. Sale Date & Time: February 16, 2012 at 01:30 PM Sale Location: At the Court Street entrance to the County Courthouse, 725 Court Street, Martinez, CA The street address and other common designation, if any, of the real property described above is purported to be: 524 Norcross Ln, Oakley, CA 94561 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $268,304.94 (Estimated). Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. The Declaration pursuant to California Civil Code, Section 2923.5(a) was fulfilled when the Notice of Default was recorded on 10/07/2011 NBS Default Services 301 E. Ocean Blvd. Suite 1720 Long Beach, CA 90802 800-766- 7751 For Sale Information Contact: RSVP (925) 603-7342 NBS Default Services, Mandi Harvey, 1/18/12 “We are attempting to collect a debt, and any information we obtain will be used for that purpose.” (RSVP# 282774, 01/27/12, 02/03/12, 02/10/12) Oakley Press No. 03-0477 Publish dates: January 27, February 3, 10, 2012. FICTITIOUS BUSINESS NAME STATEMENT File F-0000731-00 The name of the business (es): 1)Apostle A Cheney 2)Christ4life.tv 3)Cashpons 4)IQGames Located at: 2410 Shadow Ln #92 In: Antioch, Ca, 94509, Mailing: 4464 Lone Tree Way #205, Anthioch, CA 94531 Is hereby registered by the following owner(s): Anthony Cheney 2410 Shodow Ln. #92 Antioch, CA 94509. This business is conducted by: an individual The registrant commenced to transact business under the fictitious business name or names listed above on N/A. Signature of registrant:Anthony Cheney This statement was filed with Stephen L Weir, County Clerk Of Contra Costa County on: 2/2/12 By Karla Ruiz, Deputy Expires 2/2/17 Antioch Press No. 06-1617 Publish: February 10, 17, 24 March 2, 2012


FEBRUARY 10, 2012

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NOTICE OF TRUSTEE’S SALE TS No. 11-0098055 Title Order No. 110079325 Investor/Insurer No. 871371427 APN No. 037-480- 078-7 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 10/13/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.” Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by VICTOR ADAMSON AND DAWN ADAMSON, dated 10/13/2006 and recorded 10/19/2006, as Instrument No. 2006-0335563-00, in Book , Page ), of Official Records in the office of the County Recorder of Contra Costa County, State of California, will sell on 02/21/2012 at 10:00AM, At the Court Street entrance to the County Courthouse (corner of Main and Court Street), 725 Court Street Martinez, CA 94553 at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 51 DOWITCHER COURT, OAKLEY, CA, 94561. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $539,841.50. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. DATED: 01/26/2012 RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-91401-94 SIMI VALLEY, CA 93063 Phone: (800) 281 8219, Sale Information (626) 927-4399 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. ASAP# 4179827 01/27/2012, 02/03/2012, 02/10/2012 Oakley Press No. 03- 0477 Publish dates: January 27, February 3, 10, 2012.

return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645- 7711 For NON SALE information only Sale Line: 714-573-1965 or Login to: www.priorityposting.com Reinstatement Line: 619645-7711 Ext. 3704 Quality Loan Service, Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. IDSPub #0020737 2/10/2012 2/17/2012 2/24/2012 Antioch Press No. 06- 1617 Publish dates: February 10, 17, 24, 2012.

auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 10 VELLA CIRCLE, OAKLEY, CA, 94561. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $385,243.69. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. DATED: 01/26/2012 RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-91401-94 SIMI VALLEY, CA 93063 Phone: (800) 281 8219, Sale Information (626) 927-4399 By Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. ASAP# FNMA4168087 02/03/2012, 02/10/2012, 02/17/2012 Oakley Press No. 03-0477 Publish dates: February 3, 10, 17, 2012. NOTICE OF TRUSTEE’S SALE TS # CA-10-404265-EV Order #: 100707407-CA-LPI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 9/21/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): WILLIAM QUINTANA A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY Recorded: 10/3/2007 as Instrument No. 2007-0276925-00 in book xxx , page xxx of Official Records in the office of the Recorder of CONTRA COSTA County, California; Date of Sale: 2/17/2012 at 9:00 AM PST Place of Sale: At the Hilton Concord Hotel, 1970 Diamond Boulevard, Concord, CA 94520, in the Golden Gate Ballroom Amount of unpaid balance and other charges: $428,723.94 The purported property address is: 2472 HOOFTRAIL WAY ANTIOCH, CA 94531 Assessor’s Parcel No. 055- 120-022-3 The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645- 7711 For NON SALE information only Sale Line: 800-280-2891 or Login to: www.auction. com Reinstatement Line: 619-645-7711 Ext. 3704 Quality Loan Service, Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is inten ded to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND

OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. IDSPub #0019733 1/27/2012 2/3/2012 2/10/2012 Antioch Press No. 06- 1617 Publish dates: January 27, February 3, 10, 2012.

be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. DATED: 02/02/2012 RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-91401-94 SIMI VALLEY, CA 93063 Phone: (800) 281 8219, Sale Information (626) 927-4399 By:-- Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. ASAP# 4182028 02/03/2012, 02/10/2012, 02/17/2012 Oakley Press No. 03-0477 Publish dates: February 3, 10, 17, 2012.

or savings bank At the court street entrance to the county courthouse, 725 Court Street Martinez, California, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: Completely described in said deed of trust The street address and other common designation, if any, of the real property described above is purported to be: 2079 Mount Oso Ct Antioch CA 94531- 9115 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $535,622.47. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. For sales information: Mon-Fri 9:00am to 4:00pm (619) 590-1221. Cal-Western Reconveyance Corporation, 525 East Main Street, P.O. Box 22004, El Cajon, CA 92022-9004 Dated: February 01, 2012. (R-403250 02/10/12, 02/17/12, 02/24/12) Brentwood Press No. 02-1273 Publish dates: February 10, 17, 24, 2012.

negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. IDSPub #0019794 1/27/2012 2/3/2012 2/10/2012 Antioch Press No. 06- 1617 Publish Dates: January 27, February 3, 10, 2012.

NOTICE OF TRUSTEE’S SALE TS # CA-11-476303-AL Order #: 993855 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/19/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): CHRISTINE M CAREY, A SINGLE WOMAN Recorded: 5/10/2004 as Instrument No. 2004- 0172835-00 in book XXX , page XXX of Official Records in the office of the Recorder of CONTRA COSTA County, California; Date of Sale: 3/2/2012 at 1:30:00 PM Place of Sale: At the Court St. entrance to the County Courthouse 725 Court St., (corner of Main and Court St.) Martinez, CA Amount of unpaid balance and other charges: $112,831.15 The purported property address is: 2944 LOS ALTOS WAY ANTIOCH, CA 94509-4529 Assessor’s Parcel No. 076-134-001 The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the

NOTICE OF TRUSTEE’S SALE TS No. 11-0117868 Title Order No. 110098059 Investor/Insurer No. 107962460 APN No. 034-480- 008-1 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 11/19/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.” Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by RITA A IWUCHUKWU, AN UNMARRIED WOMAN, dated 11/19/2007 and recorded 11/30/2007, as Instrument No. 2007-0326686-00, in Book , Page ), of Official Records in the office of the County Recorder of Contra Costa County, State of California, will sell on 03/05/2012 at 10:00 AM, At the Court Street entrance to the County Courthouse (corner of Main and Court Street), 725 Court Street Martinez, CA 94553 at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 25 FOXGLOVE CT, OAKLEY, CA, 945611829. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $640,451.87. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. DATED: 02/05/2012 RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-91401-94 SIMI VALLEY, CA 93063 Phone: (800) 281 8219, Sale Information (626) 927-4399 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. ASAP# 4191399 02/10/2012, 02/17/2012, 02/24/2012 Oakley Press No. 03- 0477 Publish dates: February 10, 17, 24, 2012. NOTICE OF TRUSTEE’S SALE TS No. 11-0120295 Title Order No. 11-0101067 Investor/Insurer No. 1702922005 APN No. 037- 500-061-9 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 12/12/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.” Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by IRMA P FELICIANO, A SINGLE WOMAN, dated 12/12/2006 and recorded 12/20/2006, as Instrument No. 2006-0404726-00, in Book , Page ), of Official Records in the office of the County Recorder of Contra Costa County, State of California, will sell on 02/27/2012 at 9:00AM, Hilton Concord Hotel 1970 Diamond Boulevard, Concord, CA 94520 Golden Gate Ballroom at public

NOTICE OF TRUSTEE’S SALE TS No. 11-0119562 Title Order No. 110101587 Investor/Insurer No. 113103334 APN No. 037-500- 022-1 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 11/08/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.” Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by LADY L SOLIS, AN UNMARRIED WOMAN, dated 11/08/2005 and recorded 11/22/2005, as Instrument No. 2005-0451244- 00, in Book , Page ), of Official Records in the office of the County Recorder of Contra Costa County, State of California, will sell on 02/21/2012 at 10:00AM, At the Court Street entrance to the County Courthouse (corner of Main and Court Street), 725 Court Street Martinez, CA 94553 at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 1075 WARHOL WAY, OAKLEY, CA, 94561. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $524,046.47. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. DATED: 01/19/2012 RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-91401-94 SIMI VALLEY, CA 93063 Phone: (800) 281 8219, Sale Information (626) 927-4399 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. ASAP# 4179534 01/27/2012, 02/03/2012, 02/10/2012 Oakley Press No. 03- 0477 Publish dates: January 27, February 3, 10, 2012. NOTICE OF TRUSTEE’S SALE TS No. 11-0128639 Title Order No. 110108913 Investor/Insurer No. 0011178360 APN No. 037-270- 108-6 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 03/29/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.” Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by EVELYN MARTIN AND ANTHONY MARTIN, WIFE AND HUSBAND AS JOINT TENANTS, dated 03/29/2005 and recorded 4/20/2005, as Instrument No. 2005-0137736-00, in Book , Page ), of Official Records in the office of the County Recorder of Contra Costa County, State of California, will sell on 02/27/2012 at 10:00AM, At the Court Street entrance to the County Courthouse (corner of Main and Court Street), 725 Court Street Martinez, CA 94553 at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 1720 DELTA MEADOWS WAY, OAKLEY, CA, 94561. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $374,549.95. It is possible that at the time of sale the opening bid may

NOTICE OF TRUSTEE’S SALE TS No. 11-0125837 Title Order No. 110105915 Investor/Insurer No. 162857505 APN No. 035-600- 016-6 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 05/29/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.” Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by EDWARD J. ROMERO, AN UNMARRIED MAN, dated 05/29/2007 and recorded 6/7/2007, as Instrument No. 2007-0165481-00, in Book , Page ), of Official Records in the office of the County Recorder of Contra Costa County, State of California, will sell on 03/05/2012 at 10:00AM, At the Court Street entrance to the County Courthouse (corner of Main and Court Street), 725 Court Street Martinez, CA 94553 at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 4260 MEHAFFEY WAY, OAKLEY, CA, 94561. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $337,951.07. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. DATED: 02/01/2012 RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-91401-94 SIMI VALLEY, CA 93063 Phone: (800) 281 8219, Sale Information (626) 927-4399 By Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. ASAP# 4191890 02/10/2012, 02/17/2012, 02/24/2012TS No. 11-0125837 Oakley Press No. 03-0477 Publish dates: February 10, 17, 24, 2012. NOTICE OF TRUSTEE’S SALE T.S No. 1302258-02 APN: 055- 660-0195 TRA: 01130 LOAN NO: Xxxxxx9934 REF: Smith Sr, R IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED November 02, 2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On March 01, 2012, at 1:30pm, Cal-Western Reconveyance Corporation, as duly appointed trustee under and pursuant to Deed of Trust recorded November 09, 2006, as Inst. No. 2006-0360004-00 in book XX, page XX of Official Records in the office of the County Recorder of Contra Costa County, State of California, executed by R Wendell Smith, Sr and Ethel L Smith, Husband And Wife, will sell at public auction to highest bidder for cash, cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association,

NOTICE OF TRUSTEE’S SALE TS # CA-11-457739-AB Order #: 5670789 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/25/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): DONALD HARRISON AND SANDRA HARRISON HUSBAND AND WIFE AS JOINT TENANTS Recorded: 7/3/2007 as Instrument No. 2007-0191447-00 in book xxx , page xxx of Official Records in the office of the Recorder of CONTRA COSTA County, California; Date of Sale: 2/17/2012 at 1:30:00 PM Place of Sale: At the Court St. entrance to the County Courthouse 725 Court St., (corner of Main and Court St.) Martinez, CA Amount of unpaid balance and other charges: $430,610.92 The purported property address is: 1108 AMES CT ANTIOCH, CA 94509 Assessor’s Parcel No. 068-352- 007-6 The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645- 7711 For NON SALE information only Sale Line: 714-573-1965 or Login to: www.priorityposting.com Reinstatement Line: 619645-7711 Ext. 3704 Quality Loan Service, Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a

NOTICE OF PUBLIC SALE NOTICE IS HEREBY GIVEN that the undersigned intends to sell the personal property described below to enforce a lien imposed on said property pursuant to Sections 21700-21716 of the Business & Professions Code, Section 2328 of the UCC, Section 535 of the Penal Code and the provisions of the Civil Code. The undersigned will sell at public sale by competitive bidding on 2/17/12 @ 10am personal property including but not limited to: piano, golf clubs, truck bed cover, office & computer equipment, power tools, TV’s, gas tanks, stereo equipment, sofas, chairs, patio furniture, battery charger, heaters, fans, Industrial Lights, bicycle, ladders, rebuilt engine, &/or other general household & small business items located at: ACORN II SELF STORAGE LLC, 6900 LONE TREE WAY, BRENTWOOD, CA 94513 (925) 240-5000 Name 1. SHAWN FULLER 2. PHYLLIS GRAHAM 3. MAIRLEEN GROVE 4. LISA PENDLETON 5. CHRIS CASTILLO 6. RICH SCHOPPMEYER 7. JONTE CASTANEDA 8. AARON HARTY 9. SANDRA NINO Dates Published: 02/03/2012 and 02/10/2012 J. Michael’s Auctions, Bond #183- 62-32 (916)776-4202 Brentwood Press No. 02-1273 Publish dates February 3, 10, 2012. FICTITIOUS BUSINESS NAME STATEMENT File F-0000765-00 The name of the business (es): Absolute Safety & Health Consultants, Inc. Located at: 264 Mountain View Dr. In: Brentwood, Ca, 94513, Is hereby registered by the following owner(s): Absolute Safety & Health Consultants, Inc. 264 Mountain View Dr., Brentwood, CA 94513. This business is conducted by: a Corporation. The registrant commenced to transact business under the fictitious business name or names listed above on N/A. Signature of registrant: Carlton L. Jones, President. This statement was filed with Stephen L Weir, County Clerk of Contra Costa County on: FEB 03, 2012 by Jaime Parangan, Deputy, Expires 2/3/2017. Brentwood Press No. 02-1273 Publish dates: February 10, 17, 24, & March 2, 2012. FICTITIOUS BUSINESS NAME STATEMENT File F-0000128-00 The name of the business (es): TRI-VALLEY BROADCAST Located at: 2420 Sand Creek Rd C-1 Suite 232 In: Brentwood, CA 94513 Is hereby registered by the following owner(s): Patrick McVeigh, 1072 SomersBy Way, Brentwood, CA 94513. This business is conducted by: an individual. The registrant commenced to transact business under the fictitious business name or names listed above on N/A. Signature of registrant: Patrick McVeigh. This statement was filed with Stephen L Weir, County Clerk of Contra Costa County on: JAN 09, 2012 by P. Cornelius, Deputy, Expires 1/9/17. Brentwood Press No. 02-1273 Publish dates: January 20, 27, February 3, 10, 2012. FICTITIOUS BUSINESS NAME STATEMENT File F-0000266-00 The name of the business (es): Stealth Baseball Located at: 311 Greystone Dr. In: Antioch, CA 94509, Is hereby registered by the following owner(s): Craig Easter 311 Greystone Dr., Antioch, CA 94509. This business is conducted by: an individual. The registrant commenced to transact business under the fictitious business name or names listed above on 1-13-12. Signature of registrant: Craig Easter. This statement was filed with Stephen L Weir, County Clerk of Contra Costa County on: JAN 13, 2012 by Karla Ruiz, Deputy Expires 1/13/2017. Antioch Press No. 06-1617 Publish dates: January 20, 27, February 3, 10, 2012. FICTITIOUS BUSINESS NAME STATEMENT File F-0000514-00 The name of the business (es): Point Xtreme Located at: 2346 Hilliard Circle In: Antioch, CA 94509 Is hereby registered by the following owner(s): Alexander Petroff, 2346 Hilliard Circle, Antioch, CA 94509. This business is conducted by: an individual. The registrant commenced to transact business under the fictitious business name or names listed above on 1/26/12. Signature of registrant: Alexander Petroff. This statement was filed with Stephen L Weir, County Clerk of Contra Costa County on: JAN 26, 2012 by J. Odegaard, Deputy, Expires 1/26/2017. Antioch Press No. 061617 Publish dates: February 3, 10, 17, 24, 2012. FICTITIOUS BUSINESS NAME STATEMENT File F-0000617-00 The name of the business (es): Clark Global Services Located at: 5209 Star Thistle Way In: Antioch, CA, 94531, Is hereby registered by the following owner(s): Jeffrey Thomas and Ana Lucia Clark, 5209 Star Thistle Way, Antioch, CA 94531. This business is conducted by: Husband and Wife. The registrant commenced to transact business under the fictitious business name or names listed above on N/A. Signature of registrant: Jeffrey Clark. This statement was filed with Stephen L Weir, County Clerk of Contra Costa County on: JAN 30, 2012 by J. Odegaard, Deputy, Expires 1/30/2017 Antioch Press No. 061617 Publish dates: February 10, 17, 24, March 2, 2012.

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FEBRUARY 10, 2012

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FROM EMERGENCY SERVICES DISPATCH LOGS

ject arrested for possession of marijuana on school grounds was released on a Promise to Appear. Jan. 31, 12:56 p.m. An unidentified person entered a business on Sand Creek Road through a hole in the roof and stole lockboxes containing cash. Jan. 31, 2:52 p.m. An unidentified person used stolen personal information to open a fraudulent credit card account and purchase a TV at a business on Lone Tree Way. Jan. 31, 4:40 p.m. The stolen credit card of a resident of Woodside Drive was used to purchase a laptop computer online. Jan. 31, 4:42 p.m. A resident of Haddington Court reported that property was taken from his front porch after being delivered to the wrong address. Jan. 31, 5:52 p.m. A resident of Heartland Circle noticed fingerprint smudges on the exterior of his living room window, but the window and screen were not disturbed. Jan. 31, 10:30 p.m. On West Tregalles Road in Antioch, a subject who fled on foot from Antioch police officers following a vehicle pursuit was apprehended with the aid of a police service dog, identified as the driver of the vehicle and taken into custody. Feb. 1, midnight On Lone Tree Way at the Highway 4 Bypass, a subject stopped for vehicle code violations was found to be driving without a license and in possession of misappropriated electronics. He was cited and released on Notice To Appear. Feb. 1, 5:45 p.m. On Dawnview Drive, police assisted Contra Costa Fire Prevention District personnel regarding a subject trapped in a trench. The victim was airlifted to a local hospital for treatment. Feb. 1, 10:36 p.m. An unidentified person broke the passenger-side rear window of a vehicle parked on Sand Creek Road and stole a computer. Estimated loss: $975. Feb. 2, 6:30 a.m. An unidentified person stole a vehicle parked on Maple Street. Feb. 2, 8:06 a.m. On O’Hara Avenue at Adams Lane, an unidentified driver rear-ended another vehicle and fled the scene. No injuries were sustained. Feb. 2, 2:06 p.m. On Balfour Road at American Avenue, a subject was arrested for public intoxication taken to the Martinez Detention Facility.

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A sampling of recent law enforcement activity reported by East County police departments. BRENTWOOD Jan. 30, 11:42 a.m. On Lone Tree Way at Heidorn Ranch Road, the vehicle registration of a subject stopped for a vehicle code violation was found to be expired in excess of six months. Jan. 30, 1:48 p.m. An unidentified person stole a bottle of perfume from a business on Sand Creek Road. Jan. 30, 2:48 p.m. A resident of Bellemeade Court reported that jewelry had been stolen from her residence during a juvenile party while she was out of town. It was later discovered that one of the stolen items had been pawned. Jan. 30, 3:23 p.m. An unidentified person stole copper wire on O’Hara Avenue from Neroly Road to Adams Lane and on Lone Tree Way from Fairview Avenue to O’Hara Avenue. Strippings from the wire were found at Blue Goose Park. Both sides of the street and center medians had all been hit. Jan. 30, 3:51 p.m. On American Avenue, a subject who punched another subject and threw her to the ground was arrested and released on Juvenile Affidavit. The victim sustained a minor injury. Jan. 30, 4:13 p.m. A subject who used the name and job title of another subject to obtain prescription pills at a business on Balfour Road was placed under arrest. The case was referred to the district attorney’s office. Jan. 30, 6:55 p.m. An unidentified person stole a firearm from the bedroom closet of a residence on Thomas Court. Jan. 30, 7:56 p.m. An unidentified person attempted to pass counterfeit currency at a business on Lone Tree Way. Jan. 30, 11:33 p.m. Two subjects contacted on Elizabeth Way were found to have outstanding warrants for their arrest. Jan. 31, 7:42 a.m. A three-vehicle collision occurred on O’Hara Avenue at Caraway Drive. Jan. 31, 8:28 a.m. A driver who failed to yield at the intersection of Garin Parkway at Spruce Street collided with another driver. Jan. 31, 11:05 a.m. On Third Street, a subject who pushed another subject was arrested and released on a Juvenile Affidavit. Jan. 31, 11:20 a.m. On Second Street, a sub-

LOGS

An unidentified person entered a business on Sand Creek Road through a hole in the roof and stole lockboxes containing cash. Jan. 31, 12:56 p.m. in Brentwood Feb. 2, 7:23 p.m. An unidentified person stole a laptop computer from the bedroom of a residence on East Country Club Drive. Feb. 2, 7:38 p.m. A subject sent a resident of Cayenne Drive harassing text messages regarding a civil dispute over money owed. Feb. 2, 8:44 p.m. An unidentified person was reported to have fired three to four shots in an unknown direction on Village Drive. Feb. 5, 6:59 p.m. On Balfour Road at Rosegate Avenue, a subject stopped for a vehicle code violation was found in possession of open alcoholic beverages. He was arrested and released on a Notice To Appear. Feb. 4, 7:25 a.m. A resident of Dainty Avenue found an unidentified subject sleeping inside her vehicle. The subject fled prior to police arrival. Feb. 4, 10:17 p.m. On the Highway 4 Bypass at Sand Creek Road, a subject stopped for reckless driving was found in possession of stolen license plates. He was arrested and taken to the Martinez Detention Facility. To view the Brentwood Police Department’s public logs on the city’s Web site, visit www.ci.brentwood.ca.us/department/pd/reports/index.cfm. OAKLEY Jan. 23 – Identity theft was reported on the 100 block of Oneida Street. Jan. 23 – Domestic battery was reported on the 5000 block of Neroly Road. Jan. 23 – Petty theft from vehicles was reported on the 100 block of Edmeades Court and the 100 block of Lakespring Court. Jan. 23 – A vehicle was stolen from the 1300 block of Rutherford Lane. Jan. 23 – Stolen vehicles were recovered from the 1900 block of Beringer Way, the 5200 block of Neroly Road, the 1600 block of Pecan Lane, and the 300 block of Barn Dance Way. Jan. 24 – A marine accident occurred on the 100 block of Big Break Road. No injuries were reported. Jan. 25 – A probation violation as reported on the 4800 block of Carrington Drive. Jan. 25 – On the 300 block of Star Street, a subject was arrested for interfering with a public officer. Jan. 25 – On the 500 block of Fourth Street and on Main Street at Vintage Parkway, subjects were arrested for public intoxication.

Jan. 25 – On the 1000 block of Neroly Road, a subject was arrested for receiving stolen property. Jan. 25 – Vandalism was reported on the 4700 block of Hagar Court. Jan. 25 – On Adams Court at Covered Wagon Drive, a minor was arrested for possession of alcohol. Jan. 26 – A court order violation was reported on the 4700 block of Teakwood Drive. Jan. 26 – On the 300 block of West Cypress Road, a subject was arrested for possession of drug paraphernalia. Jan. 26 – Vehicles were towed from the 3600 block of Mosswood Drive and from Megan Drive at Truman Lane. Jan. 26 – An incidence of fraudulent documents was reported on the 400 block of Norcross Lane. Jan. 26 – Vehicles parked on the 100 block of Carol Lane and the 2500 block of Main Street were burglarized. Jan. 27 – Arrest warrants were served on the 300 block of Fall Circle, the 400 block of Waterford Court, and the 3200 block of Main Street. Jan. 27 – On the 1000 block of Neroly Road, a subject was arrested for selling marijuana. Jan. 27 – On Miguel Drive at Rua Pera, a subject was arrested for possession of dangerous drugs. Jan. 27 – A juvenile runaway was reported on the 100 block of Diane Court. Jan. 28 – A vehicle accident with property damage occurred on Main Street at Norcross Lane. Jan. 28 – An incidence of hit-and-run occurred on the 100 block of East Bolton Road. Jan. 28 – On Live Oak Avenue at Oakley Road and on Gardenia Avenue at Wildcat Way, subjects were arrested for driving under the influence of alcohol. Jan. 28 – A fight broke out on the 2000 block of Garden Court. Jan. 28 – A business on the 1000 block of West Cypress Road was burglarized. Jan. 28 – Incidences of uncontrollable juveniles were reported on the 4700 block of Teakwood Drive and the 2100 block of El Lago Drive. Jan. 29 – On the 100 block of Las Dunas Avenue, a subject was arrested for domestic violence with injury to a spouse.

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FEBRUARY 10, 2012

THEPRESS.NET

CALENDAR LOCAL EVENTS & SERVICE CLUBS

Events Saturday, Feb. 11 Composting Workshop The Contra Costa County Department of Conservation and Development holds a free composting workshop from 10 a.m.-noon. at the Delta Community Presbyterian Church, 1900 Willow Lake Road in Discovery Bay. For more information, visit www.cccrecycle.org.

Black History Exhibit The Lynn House Gallery, 809 W. First St. in Antioch, hosts a Black History Exhibit from 1-4 p.m., featuring artifacts that represent those who have contributed significantly to AfricanAmerican history and American culture. Admission is free. For more information, visit www.art4antioch.org.

Fashion Show The Liberty High School Singers host a fashion show fundraiser from 7-9 p.m. at the Liberty High cafeteria, 850 Second St. in Brentwood. Tickets are $5 in advance; $7 at the door. To purchase advance tickets, e-mail 80volts@ gmail.com.

Crab Feed The Contra Costa County 4-H Council holds a crab feed from 5:30- 8:30 p.m. at the Boys and Girls Club of Martinez, 1301 Alhambra Ave. Tickets are $45. Proceeds benefit local agriculture, leadership, science and technology, plus other 4-H life-skill projects. For more information, call 530-754-8518.

Read to a Dog Children improve their reading skills and make new friends by reading aloud to a therapy dog at the Oakley Library, 1050 Neroly Road, from 10 a.m.-noon. Sessions last 10-20 minutes. For more information, call 925-625-2400 or visit www.ccclib.org.

Sunday, Feb. 12 Renewal of Vows Unity Center for Inspired Living in Brentwood, 50 Sand Creek Road, Suite 60, invites the community to participate in a Renewal of Vows ceremony at the10-11 a.m. service. Reaffirm and celebrate your spiritual commitment to your partner, spouse, friend, family, God or yourself. For more information, call 925-754-5343.

Monday, Feb. 13 Love Stinks The Antioch Library, 501 W. 18th St., hosts Love Stinks, an anti-Valentine’s Day party for teens, from 4-5:30 p.m. Celebrate singledom, freedom from cards, and share anti-love songs. Wear black, bring a friend and get ready for some angsty fun. For more information, call 925-757-9224.

Tuesday, Feb. 14 Overeaters Anonymous Overeaters Anonymous meets at 7 p.m. at Brentwood Community United Methodist Church, or Wednesdays at 9 a.m. at Resurrection Ministries in Brentwood. No dues, fees or weigh-ins are required. Anyone with a problem with food is welcome. For more information, visit www.oa.org.

Wednesday, Feb. 15 Basic Mosaic Art Kids in grades three through seven can let their creativity flow as nationally renowned artist Nana-Dictta leads a workshop in basic mosaic creation from 3-4 p.m. at the Antioch Library, 501 W. 18th St. Tools and materials are provided. For more information, call 925-7579224.

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E-mail calendar listings to calendar@brentwoodpress.com one week prior to publication. Post your events anytime at www.thepress.net.

HIV Counseling and Testing

Antioch Youth Football and Cheer

Contra Costa Health Services’ Mobile HIV services clinic will be at the Salvation Army parking lot, 20 W. 10th St. in Antioch, from 23:30 p.m. For information, call 925-313-6771 or visit www.cchealth.org.

Antioch Youth Football and Cheer holds sign-ups for kids 5-14 on Wednesdays, Feb. 29, March 7 and 21, and April 4 and 18 from 7-9 p.m. at Straw Hat Pizza, 3001 Delta Fair Blvd. in Antioch. Registration is $50. For more information, call 925-473-5150 or email antiochyouthfb@yahoo.com.

Beading Workshop Local beading experts Leeann Lorono and Donna Cooper stop by the Oakley Library, 1050 Neroly Road, from 6-8 p.m., to teach guests how to create simple projects with beads. These creations make great gifts. Admission is free, but registration is required. For more information, call 925-625-2400.

Brentwood Art Society The Brentwood Art Society meets at 6:30 p.m. in the Brentwood Community Center, 35 Oak St. Attendees will learn about the organization’s sponsorship of the art docent program and contributions to art budgets and scholarships for high school seniors entering arts programs. For more information, call 925-513-3863.

Thursday, Feb. 16 Marine Corps League MCL Delta Diablo Detachment 1155 invites Marines with at least 90 days of honorable service to join its detachment at 6 p.m. in Veterans Hall, 757 First St. in Brentwood. For more information, call 925-516-0575, 925634-0649 or e-mail thedale@pacbell.net.

Cancer Support Group Byron United Methodist Church, 14671 Byron Highway, hosts a cancer support group from 7-8:30 p.m. for East Contra Costa County residents living with cancer: patients, families, caregivers and friends. For more information, call 925-634-1411 or e-mail info@ kaleidoscopehope.org.

Food Addicts in Recovery Anonymous A free 12-step program for those who are overweight, underweight or obsessed with food or body size and would like to maintain a healthy weight is held Thursdays from 78:30 p.m. at Kaiser Antioch Medical Center, 4501 Sand Creek Road. For more information, call 925-513-3015 or 925-516-7798.

Sign-ups

Soccer Tryouts Ajax East Bay conducts tryouts for its U9U14 teams on March 3 and 4 from 8 a.m.-5 p.m. at Liberty High School, 850 Second St. in Brentwood. For more information, visit www.ajaxunitedeastbay.org or e-mail directorofcoaching@ajaxunitedeastbay.org.

Meals on Wheels Meals on Wheels needs volunteer drivers to deliver meals for its new Antioch route. Drivers work once a week for two-hour shifts and make a tremendous difference in the lives of seniors in need. For more information, call 925-778-4379.

ESL Classes Liberty Adult Education, 929 Second St. in Brentwood, offers morning and evening English as a Second Language classes. For more information, call 925-634-2565 or visit www.libertyadulted.org.

Hula Classes The Brentwood-based dance group Halau Ka Waikahe Lani Malie is looking for students 8 and older to join its hula classes. Learn the beauty and meaning of hula dancing and Hawaiian history. Classes meet Fridays from 6:30-8:30 p.m. For more information, call 925-550-5656.

GED Prep Classes Liberty Adult Education, 929 Second St. in Brentwood, offers morning and evening General Education Development and Adult Basic Skills classes. For more information, call 925-634-2565 or visit www.libertyadulted. org.

Friendly Visitors Needed Friendly Visitors is looking for caring and compassionate volunteers 18 and older to visit lonely seniors in their homes for one hour per week. Share a cup of tea, watch a movie, play cards or take a walk together. For more information, visit www.mowsos. org or call 925-937-8311.

Dolphins Swim Club

Hospice Volunteers Needed

The Dolphins Swim Club provides competitive swim instruction that’s fun and rewarding. Open registration for ages 4-18 (as of June 15, 2012) is held Saturday, Feb. 11 from 9 a.m.noon at Willy’s Bagels and Blends, 390 West Country Club Drive in Brentwood. For more information, visit www.brentwooddolphins. com.

Hospice of the East Bay is looking for motivated, committed residents who want to make a difference in the lives of hospice patients. To volunteer or for more information, call 925-887-5678 and ask for the Volunteer Department.

BOYFL Football and Cheer The BOYFL Falcons host sign-ups for their Pop Warner football and cheer program Mondays, Feb. 13 and 27 from 6-8 p.m. at Straw Hat Pizza, 6680 Lone Tree Way in Brentwood. For more information about registration, visit www.boyfl-falcons.com.

Summer Musical Auditions The Brentwood Theater Company and Kinsella Theater Group hold auditions for the Broadway Under The Stars’ productions of “Oklahoma!” and “Brigadoon” on Thursday, Feb. 23 at 6:30 p.m. and Saturday, Feb. 25 at 12:30 p.m. at The Streets of Brentwood. For more information, call 925513-3863 or e-mail brentwoodtheater@ sbcglobal.net.

On the Horizon Night of Comedy Comedians Dennis Gaxiola and Stephen B perform Friday, Feb. 17 at 7 p.m. in the Brentwood Community Center, 35 Oak St. Tickets are $15. Proceeds support the Mission2Mexico orphanage project. For more information, call 925-216-0618 or visit www.itickets.com.

‘Wizard of Oz’ Follow Dorothy Gale as she’s swept away to the magical land of Oz in Stage Right Conservatory Theatre’s production of “The Wizard of Oz.” Performances run Feb. 17-26. For more information, visit www.srctgrp. org/shows.html or call 925-216-4613.

Networking girls mix it up The Delta Valley Chapter of Girls Night Out Networking (GNON) hosts a mixer on Thursday, Feb. 23 from 5:30 to 8 p.m. at New York Life Insurance, 191 Sand Creek Road, Suite 200 in Brentwood. GNON is a group of women from a variety of backgrounds who come together each month to socialize in a fun and informal setting. The Delta Valley Chapter is made up of women from Brentwood, Discovery Bay, Antioch, Oakley and outlying areas. While no formal meeting is held at the mixers, attendees enjoy cocktails and a light buffet throughout the evening while socializing at their own pace. The evening is spent casually networking with new friends, and all attendees are encouraged to bring business cards, fliers, samples, raffle items or any other information they’d like to share with the group. The event is open to members ($10) and nonmembers ($15). Guests are asked to e-mail their RSVP by Feb. 21 to gnoners@gmail.com. For more information, visit www.gnontrivalley.com.

Antioch actor in send-up on perfect love Laced with funny, catchy and insightful songs, the Cal State East Bay winter musical “I Love You, You’re Perfect, Now Change” speaks to anyone who’s been through the dating/mating game. Performances are scheduled for March 2, 3, 9 and 10 at 8 p.m.; and March 11 at 2 p.m. in the University Theatre, 25800 Carlos Bee Blvd. in Hayward. The musical contains sexual situations and adult language, and might not be suitable for audience members under 17. Boasting a stellar cast featuring Antioch’s Nick Tarabini, “I Love You, You’re Perfect, Now Change” premiered at the off-Broadway Westside Theatre in New York in 1996 and ran until 2008, a run of 5,003 performances. It has been translated into 13 languages. Tickets may be purchased in the $10-20 price range online at www. csueastbaytickets.universitytickets. com. For more information, call 510885-3118 weekdays, or visit www20. csueastbay.edu/class/departments/ theatre/performances. Online tickets sales end March 1. Tickets will be available beginning at 7 p.m. the night of the show at the University Theatre box office.


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FEBRUARY 10, 2012

THEPRESS.NET

Windermere Ellsworth & Associates EBLIVING.COM (925) 513-2605 | (925) 642-7653 HUD AGENT TR AINING

FEATURED PROPERTY

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Newer split level home with a great floor plan, this 2008 4 bed 2.5 bath home offers 1596 sq ft of living space, Vaulted ceilings, Eat-in Kitchen and kitchen family combo. Bed rooms and laundry are upstairs, located in a wonderful neighborhood close to Clayton, shopping and restaurants. A Must See.

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Room to Roam

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Nice home in a cul-de-sac, it features 3 beds 2.5 baths and 1870 sq ft of living space, a Formal dining room, open living room with high ceilings, spacious kitchen, and a large loft that could be converted into a fourth bed or office.

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Plenty of Room

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Wonderful 2 story with 3270 sq ft of living space. It offers a formal living & dining rooms, Kitchen & family combo, 1 bed & bath downstairs and a 3 car garage. It also features a large backyard with covered patio. It needs some work but it will be worth it. A must see.

There is plenty of room in this 2 story home. With over 2600 sq ft of living space this home offers a formal living & dining rooms, kitchen& family combo, open floor plan, with an easy to maintain backyard.

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ANTIOCH

ANTIOCH

In one of the most prestigious neighborhoods in Oakley, this home offers 5 beds & 3 baths and 2660 sq ft of living space, features include 1 bed & bath downstairs, granite counter tops in kitchen, kitchen/ family combo with gas burning fireplace, formal dining, upstairs laundry and is right across the street from neighborhood park and close to Diamond Hills Athletic Club. Needs Work.

VISIT THE HUD WEBSITES

Adorable

$257,000

What an adorable one story home in a wonderful neighborhood in Concord. It features 2 beds & 2 baths and 1037 sq ft of living space, tile flooring throughout, mirrored closet doors, dual pane windows, easy to manage back & front yards, 2 car garage and is close to Clayton, shopping and restaurants. HURRY to see it before it is gone.

Wonderful

$189,000

A Wonderful home, for first time buyer or investor. Needs some cosmetic repairs. 4 bedroom, 3 full baths, 2390 sq ft of living space, formal dining and kitchen family combo. Close to shopping, restaurants and easy access to freeway. Hurry this won’t last. Call Amante 925-628-8882

Opportunity Knocking

Downtown

$126,000

Best Offers Wanted. Great Location, offers 3 beds & 2 baths and 960 sq ft of living space. Other features include an inside laundry room, covered patio and deck and a Big driveway.

LIVER MORE

$166,500

Charming 3 bed 2.5 bath Condo with 1344 sq ft of living space. It features an eat-in kitchen with tile floors and most kitchen appliances, tile in both baths and a cozy backyard with a deck, shed and views of open space. Very close to community pool, playground and shopping.

Possibilities

$310,050

What possibilities with this large 2 story home. It offers 4 beds & 3 baths with a bonus room and over 1800 sq ft of living space. Other features include hardwood & tile flooring, dishwasher and refrigerator, Ceiling fans, 2 car garage, an easy to manage backyard and is within walking distance to Granada High School.

The Time to Sell Short is Now! Bryce Ellsworth, Broker Lic# 01305147

Amante Asuncion, Broker Associate Lic# 00636264

Rod Talavera, Realtor Fluent in Tagalog

Lic# 01701571

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Shauna Suckow, Realtor Lic# 01505149

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