Boerne Business Monthly - January 2016

Volume 8, Issue 07: January 2016

MEETING CLIENT GOALS

BY EMPLOYING UNIQUE ‘TEAM APPROACH’

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BOERNE PERFORMING ARTS 2016 SEASON WILL YOUR OFFICE BE ORGANIZED FOR THE NEW YEAR? LOCAL NEWS & INFO

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publisher's note

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It’s a brand new year! 2015 flew by and there is no doubt that 2016 will do the same thing.

Time seems to go by so quickly these days!

Did you make any resolutions for the year ahead? Maybe you want to lose weight? How about resolving to properly manage your finances this year? Maybe you want to be more organized? Whatever your goals are for the new year, the pages of Boerne Business Monthly are filled with local businesses that can help you achieve them!

2016 also brings us a brand new season of entertainment from Boerne Performing Arts.

Be sure to check out the lineup for the 5th season and get your tickets now!

Happy New Year!

Lauren T. St umberg Publisher

contents

January 2016

06:

city ordinance

08:

calendar of events

10:

the arts

15:

giving back

16:

cover feature

Boerne Bans Use of Electronic Devices While Driving

Boerne Performing Arts’ 5th Season

Jennings Anderson Ford’s “Fill a Ford with Food” a Success!

Lawing Financial: Meeting Client Goals by Employing Unique ‘Team Approach’

by Joe Lilli

20:

ribbon cuttings

22:

parenting Dr. Shefali Tsabary Comes to Boerne

your SPACE 24: property management

Properties for Rent: Stats & Upcoming PM Laws for Landlords & Real Estate Agents

publisher LAUREN TUTTLE STUMBERG director of sales & marketing RUSTY MEADOR art direction DISTINCT MEDIA, LLC for more information 210.219.6735

27: organize

Will Your Office Be Organized in 2016?

by Esmi Gonzales, Sort It Out

29: prepare

Be Prepared for Winter Storms!

by Abby Berry, NRECA

30: art

Mooney Makes Sense: New Ways to Incorporate Art Into Your Home + Framing Ideas of the New Year

LAUREN@DISTINCT-GRAPHICS.COM

WWW.BOERNEBUSINESSMONTHLY.COM

facebook.com/boernebusinessmonthly

Boerne Business Monthly is published by Distinct Media, LLC, copyright 2016. Reproduction is strictly prohibited without prior consent of the publisher. Opinions expressed in Boerne Business Monthly are those of the writers or sources and do not necessarily represent the views of the publisher, nor do they constitute the endorsement of products or services herein. Although the information and recommendations in this publication have been compiled from sources believed to be reliable, Boerne Business Monthly makes no guarantee as to, and assumes no responsibility for, the correctness, sufficiency or completeness of such information and recommendations.

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B oerne B usiness M onthly | January 2016

Recently expanded to open a local Boerne office.

YOUR HILL COUNTRY

WEALTH MANAGEMENT FIRM Using our HOLISTIC APPROACH to wealth management, we: • • • • • •

Were Established in 1985 and have 9 offices throughout the Midwest & Southwest Focus on understanding clients needs and listening to concerns TM Implement the Power of the Team Approach Utilize non-market based (institutional like) investments to compliment your portfolio Coordinate with tax and legal experts, building a team to help you with all of your financial goals Tax efficient investment strategies

Contact us for a free consultation. Learn how we truly are unique and why we are the Hill Country Wealth Management Firm.

Matt Nelson Financial Advisor

616 E. Blanco, Suite 300B Boerne, TX 78006 p: 830.816.5131 c: 210.620.5959 mnelson@lawingfinancial.com

®

www.lawingfinancial.com ®

Securities offered through Cambridge Investment Research, Inc. “Cambridge”, a Broker/Dealer, Member FINRA/SIPC. Advisory services offered through Lawing Financial, Inc. “Lawing Financial”, a Registered Investment Adviser. Lawing Financial doing business as Qualified Plan Advisors “QPA”, 6201 College Blvd., 7th Floor | Overland Park, KS 66211 p: 913.491.6226 | f: 913.491.3214 | www.lawingfinancial.com | Cambridge and Lawing Financial are not affiliated

city ordinance

DRIVE NOW, TALK OR TEXT LATER BOERNE BANS USE OF ELECTRONIC DEVICES WHILE DRIVING

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Beginning January 1 it will be illegal to use a portable electronic device while driving a vehicle in Boerne.

In an effort to protect public health, safety, and welfare, the Boerne City Council recently approved an ordinance making driving and using a portable electronic device, anywhere in Boerne, a citable offense. While not considered a moving a violation, a person convicted of this offense could receive a fine of $200.

Portable Electronic Device is defined as: a hand-held mobile telephone, personal digital assistant, MP3 or other hand-held music player, electronic reading device, laptop computer, pager, broadband personal communication device, global positioning or navigation system, electronic game device, or portable computing device.

Essentially an operator of a motor vehicle may not use a portable electronic device while the vehicle is in motion.

The following activities while holding or touching a device are prohibited: • dialing or deactivating a phone call; • speaking in or listening to a conversation; • viewing, taking, or transmitting electronic images; • composing, sending, viewing, accessing, browsing, retrieving, or saving email messages, text messages, or other electronic data; • entering or changing information in a global positioning or navigation system or any software or application designed for navigation; • accessing or viewing an internet website or computer application; or • playing a game.

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B oerne B usiness M onthly | January 2016

A portable electronic device may be used if it is in a hands-free mode of operation; if used for obtaining emergency assistance to report a crime, traffic accident, medical emergency, or serious traffic hazard, or to prevent a crime about to be committed; or is due to the reasonable belief that a person's life or safety is in immediate danger.

Don’t make the mistake of thinking it’s okay to use a device while stopped at a traffic light. The ordinance requires a vehicle to be at a complete stop, meaning the operator has completely ceased movement of the vehicle in a lawful manner and location. A complete stop does not include being temporarily stopped in a lane of traffic due to a traffic control device, conditions on the roadway, or traffic congestion.

This ordinance does not apply to citizen’s band radio devices, two-way radio communication in a commercial vehicle, or to persons engaged in Amateur Radio Emergency Service (ARES) activities or Radio Amateur Civil Emergency Service (RACES) activities.

Only warning citations will be issued during January so the City and police officers have time to educate the public and signage gets installed.

City officials are asking that you share this information with your family, friends, coworkers, and neighbors.

Enforcement begins February 1. BBM

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REALTOR ®

1002 RIVER RD, SUITE 300 BOERNE, TEXAS 78006

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THE VILLAGE AT 32 HERFF LOTS: Lot 1, 2, 3, Starting at $110,000, Boerne ISD. Gated Community.

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Minutes from downtown Boerne. $245,000

Inventory Needed, Call Today For a Free Market Analysis on Your Property.

NOW AVAILABLE Custom Built Homes from the $500s In-Town Location

Commercial Space Available boernebusinessmonthly.com 7

All information deemed reliable, but not verified. Equal Housing Opportunity.

JANUARY

CALENDAR OF EVENTS JANUARY 1 HAPPY NEW YEAR! JANUARY 3, 7-9 KENDALL COUNTY JR LIVESTOCK SHOW Visit http://kendall.agrilife.org for details.

JANUARY 7 GBCC RIBBON CUTTING CEREMONY FOR CARTER TX REALTY HILL COUNTRY TEAM 1:30pm to 2:00pm 28255- IH 10 West Suite 102 | Boerne JANUARY 9 SECOND SATURDAY ART & WINE 5:00pm to 8:00pm | Galleries in Boerne The 2nd Saturday participants go all out with complimentary beverages and a variety of hors d’oeuvres along with fantastic art!

JANUARY 9-10 BOERNE MARKET DAYS 10:00am to 5:00pm | Main Plaza 100 N. Main – Boerne Great shopping in an outdoor setting.

JANUARY 11 KENDALL COUNTY COMMISSIONERS COURT 9:00am to 11:00am | Kendall County Courthouse 201 E. San Antonio Ave. – Boerne JANUARY 12 CITY COUNCIL MEETING 6:00pm to 8:00pm | City Council Chambers 124 Old San Antonio Road – Boerne December 15, 6:00 PM - 8:00 PM GBCC RIBBON CUTTING CEREMONY FOR DR. KURT MACKIE DDS 1:30pm to 2:00pm 1677 River Road Ste. 103 – Boerne JANUARY 14 GBCC RIBBON CUTTING CEREMONY FOR BARTHEL LAW OFFICE 11:30am to 12:00pm | Greater Boerne Chamber of Commerce 121 South Main – Boerne GBCC BUSINESS AFTER HOURS MIXER SPONSORED BY AUTHENTIC CUSTOM HOMES, LLC 5:00pm to 7:00pm 1002 River Rd. Ste. 100 – Boerne

JANUARY 18 MARTIN LUTHER KING, JR. DAY JANUARY 21 ANNUAL STATE OF THE CITY OF BOERNE ADDRESS LUNCHEON 11:30am to 1:00pm | Boerne Civic Center 820 Adler Rd. – Boerne Must receive payment to receive discount: $35/members and $40/future members You may take a $5 discount if reservations are made and paid before 11am, January 15th.

Table Sponsorship for 10 is $500 RSVP required, NO SHOWS WILL BE BILLED

JANUARY 22 - FEBRUARY 6 BOERNE COMMUNITY THEATRE - "THE CRAZY QUILT CLUB" 907 East Blanco Road – Boerne Veronica Blather is a sweet little old lady who spends most of her time knitting and solving murders, most of which occur whenever she shows up. Understandably she has a problem finding a place to live. When her niece invites her to stay at a retirement home for old knitters, it seems ideal - until one of its members dies from drinking poisoned punch. Who did it? Clues drop as fast as corpses and dialogue races along at breakneck speed to keeps the audience in stitches till the last minute!

Visit boernetheatre.org for more info! continued on page 14

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B oerne B usiness M onthly | January 2016

It’s a Jungle Out There...

HR

EEOC OSHA Taxes

Handbooks I-9’s Safety W-2’s Garnishments

Texas Workforce Commission

Affordable Care Act Workers Comp

COVENANT SERVICES Big Enough to Deliver, Small Enough to Care Your Custom-Made Human Resource Solution 830-248-1030

IRS

Let Us Help Guide You Through It! In an endless jungle of costly and time consuming state and federal administrative requirements we provide the services designed to protect your assets, leaving you to care for the business at hand.

New Year, New You! Book Your Appointment Today!

512 E. Blanco, Ste. 300 Boerne, Texas 78006

www.covenantsvcs.com Texas PEO Lic. 1076

B CUTS • COLOR • STYLING

before

Appointment booking available online at

after

barbiesinboerne.com

Barbie’s has the Best Stylists in Boerne!

Let Them Work Their Magic to Create a Beautiful You

Kimberly Prescott, Stylist Offering Hair Color, Cuts & Styling, Brazilian Blowouts, Jane Iredale Makeup & Application

(210) 827-9310

(210) 836-5728

725 N. Main Street – Boerne, Texas Veronica “Barbie” Rogers, Owner/Stylist

STYLIST SPACE AVAILABLE - CALL FOR MORE INFO! boernebusinessmonthly.com

9

the arts

5TH SEASON WELCOMES WORLD-RENOWNED ARTISTS TO BOERNE

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The Show must go on…and on it goes into the fifth season of Boerne Performing Arts. During the past four seasons, all roads have led to Boerne featuring world-renowned artists from Australia, Canada, Israel, China, Japan, Ireland, and the USA. Season Number Five will be no exception!

Boerne Performing Arts will kick off their 2016 season in “red carpet” style! The Hollywood Concert Orchestra will perform “A Night at the Oscars” on Saturday, February 6th. Concertgoers are encouraged to “dress the ‘art” wearing Black Tie and Formal Dress to enjoy this one special night of “Hollywood in Boerne.”

The Hollywood Concert Orchestra is an ensemble of America’s finest musicians, both vocalists and instrumentalists, and has become one of the premier pops ensembles in the world. With its unique presentation of the latest TV, movie and Broadway themes written and arranged especially for the orchestra, the Hollywood Concert Orchestra is known as “the Orchestra of the Stars” featuring the best and brightest guest artists and soloists in lively and entertaining performances. That is what The Hollywood Concert Orchestra specializes in…the music that “made” the movies!

Back in Boerne by popular demand, TAO will return to the Boerne Champion Stage with their exciting new show, “Seventeen Samurai.”

“Since their Boerne debut in 2012, there have been more requests to bring back this troupe than any other artists,” states Greg Talford, Artistic Chair. Talford continues, “The explosive Taiko drumming and innovative choreography, combined with contemporary costumes and athleticism, will surely set the stage on fire once more!” Showtime for this event will be on Thursday, February 25th.

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B oerne B usiness M onthly | January 2016

SPONSORS FOR THE BOERNE PERFORMING ARTS 2016 SEASON: Majestic Ranch Arts Foundation Frost Hearts' Home Acoustics City of Boerne Lone Star Properties/Carol Schultz The GVTC Foundation H-E-B Jennings Anderson Ford Peterson Regional Medical Center Cordillera Ranch Sonora Bank Morningside Ministries at Menger Springs Texas Public Radio

The performers who take the stage for TAO are both highly trained athletes and highly expressive artists. Melodies of various genres and traditional instruments result in an enchanting scene that only TAO can present, using world-class techniques and specialized knowledge. Since 2012, global fashion designer Junko Koshino has collaborated with TAO to unite fashion and entertainment, making a totally sublime performance experience.

By far, the largest undertaking by Boerne Performing Arts will take continued on page 12

PROVIDING POWER FOR 24,000 OWNERS AND COUNTLESS FUTURE GENERATIONS. That’s why Bandera Electric, a not-for-profit Touchstone Energy cooperative, will always have the reliable information you need about optimal renewable energy options for our service area. To learn more about what’s available, go to BanderaElectric.com or TouchstoneEnergy.com.

YOUR SOURCE FOR POWER AND INFORMATION.

boernebusinessmonthly.com

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www.edwardjones.com

Happy New Year!

New Year’s is a time to reflect on the year past. It is also a time to set goals for the future, and Edward Jones can help you do just that. We’re in your neighborhood and available to help you take steps now to help meet your long-term financial goals.

Call today to set up a portfolio review.

Ron Warden Financial Advisor 215 W Bandera Rd, Ste 113B Boerne, Texas 78006 830-249-8286

Rebeca Short

Allyson Munsell

Financial Advisor

Financial Advisor

104 Medical Drive Boerne, Texas 78006 830-249-4630

1011 S Main Street Boerne, Texas 78006 830-249-2748

MKT-4592A-A-AD

continued from page 11

place on Friday, April 8th, when the full company of the New York Gilbert and Sullivan Players rolls into town with vocal soloists, full chorus, sets and costumes, and a pit orchestra! The band of swashbuckling buccaneers, bumbling British Bobbies and frolicsome Victorian maidens will steal your heart away as they take the stage for their production of “Pirates of Penzance.”

Now in its fourth decade of operation, New York Gilbert & Sullivan Players (NYGASP) is America’s preeminent professional Gilbert & Sullivan repertory ensemble. Hailed by New York magazine as “the leading custodian of Gilbert & Sullivan classics”, the company has presented over 2,000 performances throughout North America, while creating its own special niche in the cultural mosaic of New York City.

Boerne Performing Arts continues to bring the world of performing arts to their community, where the small town atmosphere provides delightful dining ahead of each show, virtually no traffic to the venue, no parking fees to pay, and a pleasant return back to reality after the evening show. BBM

Member SIPC

TICKETS ($30-$40-$60, $20 FOR STUDENTS) ARE AVAILABLE ONLINE AT WWW.BOERNEPERFORMINGARTS.COM, OR IF YOU WOULD PREFER THE PERSONAL ATTENTION, GIVE THEM A CALL AT (830)331-9079.

SHOWTIME FOR EACH PERFORMANCE IS AT 7:30 P.M. AT BOERNE CHAMPION AUDITORIUM.

THE DODGING DUCK BREWHAUS 402 River Road - Boerne, Texas 78006 (830) 248-3825

WWW.DODGINGDUCK.COM 12

B oerne B usiness M onthly | January 2016

COMING SOON! JOHNS CROSSING – RETAIL CENTER

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his Retail Center Project is located at the busy intersection of IH-10 West and Johns Road, a Major thoroughfare to Downtown Boerne. Home Development in the Boerne area has exploded.

Spaces from 1,000sf to 10,000sf; The site enjoys excellent access and exposure to IH-10 and is ideally postioned to service the neighboring communities of Comfort, Kerrville, and Bandera. Excellent opportunity for Restaurants, Retailers, Medical wanting to enter the Booming Boerne Marketplace.

Call Tony Mangus 210-413-8229 or Armando Muzquiz 210-412-1607

RESIDENTIAL-LAND-COMMERCIAL Armando Muzquiz KELLER WILLIAMS BOERNE 1018 River Road, Suite #300 | Boerne, Texas 78006 | 830-816-3500 Each Office Independently Owned and Operated

Serving the Fair Oaks Ranch, Boerne and IH-10 Corridor, our Goal is to Provide Impeccable Service,

Tony Mangus

Serving our Friends and Neighbors of the Hill Country Since 1916

JANUARY 2016 CALENDAR OF EVENTS | cont’d continued from page 8

“Where experience and service make the difference” From its beginning in 1916, Kendall County Abstract Company has been Kendall County’s locally owned and operated title company. Over the last 99 years, we’ve earned the trust of real estate professionals because we’re experienced, we’re professional, and we care about our customers.

JANUARY 28 GBCC START SMART EDUCATION SESSION 11:00am to 1:00pm | Chamber Board Room Must Register at Boerne.org GBCC RIBBON CUTTING FOR CHESMAR HOMES 1:30pm to 2:00pm 8614 Nichols Creek - Boerne In Ridge Creek Subdivision

Ashlee Pfeiffer, Manager

Agent for:

• Stewart Title Guaranty Company • Fidelity National Title • First American Title Insurance • Alamo Title Insurance

830.816.2131 | 830.249.3341 - Fax 103 N. Saunders • Boerne, Texas 78006 (across from the courthouse)

VISIT US AT WWW.KCAC.NET

830.995.5810 16 US Hwy 87 | Comfort, TX 78013-2277 marcie@mlcoxcpa.com www.mlcoxcpa.com

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JANUARY 26 CITY COUNCIL MEETING 6:00pm to 8:00pm | City Council Chambers 124 Old San Antonio Road – Boerne December 15, 6:00 PM - 8:00 PM

B oerne B usiness M onthly | January 2016

JANUARY 30 CHINESE NEW YEAR - MUSIC AND DANCE PERFORMANCE Enjoy a stunning performance by the renowned Chinese Culture Performance Association in this production for all ages.

11:00am to 2:00pm | Community Room Patrick Heath Public Library 451 N. Main Street – Boerne BBM

giving back

JENNINGS ANDERSON FORD’S “FILL THE FORD WITH FOOD” SUCCESS

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During the months of November and December Jennings Anderson Ford held their annual “Fill the Ford with Food” drive to help out deserving local families. Jennings Anderson Ford partnered up with Hill Country Daily Bread Ministries and Hill Country Family Services to donate food and diapers to local families in need. This year Jennings Anderson Ford exceeded their goals and received so many donations that they were able to fill FOUR Ford Trucks. Jennings Anderson Ford received 10 times the amount of donations then they did last year! They received 5,185 pounds in food donations and 200 pounds in diaper donations, which

is a major necessity for some of these families.

Jennings Anderson Ford collected in their store, but they also went out into the community for the annual Dickens on Main event. Employees at Jennings Anderson Ford were also able to get cash donations from patrons in the community to help buy the diapers to donate to these needy families.

Jennings Anderson Ford hopes that these donations help out families in the Boerne community and allow them to have a Merry Christmas and a Happy New Year. Thank you to all of the customers that donated to Jennings Anderson Ford to help make this a success! BBM boernebusinessmonthly.com

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photo by Ron Pritchett

cover feature

MEETING CLIENT GOALS BY EMPLOYING UNIQUE ‘TEAM APPROACH’

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by Joseph Lilli

They call singer Wayne Newton Mr. Entertainment and Mr. Las Vegas. At one point in the 1980s, he was the highest paid entertainer in the world.

But nearly a decade later in 1992, Newton went bankrupt. Amazingly, he had $20 million in debt.

Unfortunately, according to a MetLife survey, there are many Americans today like Wayne Newton who live like there is no tomorrow.

They hardly think about – let alone plan – for their financial future.

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B oerne B usiness M onthly | January 2016

Matt Nelson, a registered financial advisor with Lawing Financial in Boerne, calls it a “crisis.” He points to a sobering statistic issued by the National Institute on Retirement Security: Only 1 out of 5 working households has more than one times their annual salary saved.1 “In my opinion, this is largely due to procrastination,” Nelson declares.

“No matter where someone is in their stage of life, they seem to come up with excuses as to why

they don’t have enough money to save for retirement. I also think some of it is due to fear and not knowing what to invest in.”

Still another reason for failing to take action is the overwhelming amount of financial information available today. It simply overwhelms the average consumer, leaving him confused as to what to do and where to invest.

DON’T LET YOUR MONEY RUN OUT

With people living longer today, they need to make sure their money doesn’t run out before they die. Nelson says people need to plan today so that won’t happen.

One example to demonstrate the need to diversify is of an elderly widow. She and her late husband had invested in CDs when they were paying a decent rate, but since then, CD interest rates had plummeted.

In a case like this, alternative investments and putting some of the funds into an asset allocation model, such as one managed by the firm’s Investment Advisor Committee (IAC), may be able to diversify the portfolio.

Nelson helps people seeking guidance by spending time truly listening to their wants, needs, and goals. He doesn’t just look at what they’ve accumulated, but also looks at their asset types, their current tax situation, and what their tax situation will look like when they start taking distributions from their various assets in retirement.

“I think too many advisors just focus on the accumulation phase and don’t look at what the client’s situation will look like when they start taking distributions. So after the initial assessment, our team develops specific recommendations and a game plan using a holistic approach,” he says.

A TEAM APPROACH

Lawing Financial operates differently than most major investment firms. It offers its clients a ‘team approach’ structure, holistic planning, and institutional-like products many other firms cannot provide.

Nelson explains how this benefits his clients . . .

“More than 80% of our clients work with more than one advisor.2 This gives

clients an extra degree of expertise and service they deserve. It’s what we call the Power of the Team approach.

“This Team approach also includes our 11-member IAC, led by our Chartered Financial Analyst. This committee makes most of the investment decisions. This frees me and other advisors to spend more time servicing our clients,” he adds. This committee reviews all of the asset allocation models on managed accounts monthly, and makes adjustments if needed. Clients with managed accounts sign an agreement to receive these managed services.

Another difference between Lawing Financial and other investment firms lies in the type of investments offered.

“Our client’s accounts look more institutional-like because we utilize alternative investments that are non-correlated to stocks and bonds. This provides an additional layer of diversification for our client’s portfolios.”

“Our competition, on the other hand, may be limited to just stocks, bonds and mutual funds. Our clients really like these alternatives because historically they have paid decent yields. It’s kind of like hitting singles and doubles all day long,” he says. continued on page 18

LAWING FINANCIAL’S TEAM OF ADVISORS

boernebusinessmonthly.com

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continued from page 17

TWO SERVICE DIVISIONS

Nelson’s office has two financial service divisions. Lawing Financial provides wealth management and protection for both individuals and companies (like what they provided the widow), while its Qualified Plan Advisors (QPA) provides retirement plans for companies. QPA services more than 350 company-sponsored retirement plans (401(k)s, Profit Sharing Plans, etc.) protecting fiduciaries today and improving employees futures tomorrow.

When companies need help with their retirement plans, Nelson and his team complete an initial assessment and benchmarking of their current retirement plan. They analyze the fee structure, service and education plan currently in place. Then they show the companies where they can improve their retirement plan and show them ways to mitigate their fiduciary risk by hiring an ERISA 3(38) investment manager, such as QPA. “We have three ERISA attorneys to provide fiduciary support and face-to-face, ‘boots-on-the-ground’ service to participants in the retirement plans. This means they aren’t forced to a website for education or advice,” he remarks.

ADVISOR ADVANTAGE

While anyone can call themselves a Financial Planner, not everyone is a Registered Representative and Investment Advisor Representative (IAR). As an IAR, Nelson is required to conduct business as a fiduciary to his clients putting their needs and interests first. In addition, he carries an AIF (Accredited Investment Fiduciary) designation, certifying he possesses additional fiduciary expertise and meets higher standards of excellence.

With more than 21 years in the investment business, 16 years with Lawing Financial, Nelson is a firm believer of putting his clients first and the rest will take care of itself.

“That is what I have done from day one. I feel truly blessed to have served great clients, whose referrals have enabled me to grow my business exponentially over the years. And because of these great clients, I have received numerous industry and firm awards throughout my career3,” he says.

Lawing Financial in Boerne, located at 616 E. Blanco, Suite 300B, is part of a large firm with more than 90 advisors, 40 staff and nine offices throughout the Midwest and Southwest. They cater to clients seeking sound diversification beyond the typical portfolio of stocks, bonds and mutual funds, and aid companies needing company-sponsored retirement plans.

When asked why the firm opened an office in Boerne and not San Antonio, Nelson explains that Boerne’s demographics aligned perfectly with the type of clients they seek. Besides, they already had a handful of Boerne clients before the office opened.

“Boerne is a great community for our firm to serve and be actively involved in. I’m in the Leadership Boerne Class of 2016, and going through this program has given me an even greater appreciation of the community.

“Besides, for me personally, I’m not a big city type of guy.

So this community fits me perfectly,” he says. BBM

LawingFinancial.com 1 The Retirement Savings Crisis: Is It Worse Than We Think? June, 2013. Nari Rhee, PhD. Figure 10. http://www. nirsonline.org/storage/nirs/documents/Retirement%20Savings%20Crisis/retirementsavingscrisis_final.pdf 2 Based on revenue dollars of our top 25 producers as of January 2015 3 2011 - LF Advisor of the year & 2000 VIP of the Year from Ohio National Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment Advisory Services offered through Lawing Financial, Inc., A Registered Investment Adviser.. Lawing Financial, Inc, doing business as Qualified Plan Advisors “QPA”. Cambridge and Lawing Financial, Inc., are not affiliated.

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B oerne B usiness M onthly | January 2016

You’re frustrated, and so is your child. Classwork and homework by now are a daily struggle of tears and yelling. Your child is falling behind, and the school is clueless as to how to solve the problem.

attention problems such as Dyslexia and ADHD are caused by weak underlying learning skills.

You know your child is smart, but there is something holding him back.

You have tried tutoring and hours of homework, but it seems like nothing has worked.

So why DO smart kids struggle in school?

“My child is smart, but is terrified of reading in front of the class.”

Brain research shows these skills can significantly improve Weak underlying learning skills can be identified using a cognitive skills assessment.

Once the student’s cognitive strengths and weaknesses are identified, a specialized program is developed to train those skills.

Learning Foundations: 45 years of experience, now in Boerne.

Since 1969, Learning Foundations has helped struggling kids and teens break These skills such as sensory processing, free from painful and embarrassing Is it the parents’ fault? The teachers’ memory, auditory processing and labels. All programs are delivered phonemic awareness build the 1-on-1 with an experienced specialist. fault? Is she just being lazy? foundation for academic and social The real reason is that for 20% of kids success. A weakness in these skills can Free Consultations can be scheduled cause even the smartest child to struggle. by calling (210) 495-2626. in school, reading, spelling and

(210) 495-2626 - Call Now for a Free Consultation - www.learningfoundations.com

Liz Beschoner, AuD

boernebusinessmonthly.com

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ribbon cuttings

Greater Boerne Chamber of Commerce Ribbon Cuttings – October 2015

Idunna’s Harvest’s motto is “Skin Care for a More Beautiful You”. Skin Therapist Naomi (Emmy) Costly provides a variety of services that include facials, chemical peels, skin treatments, waxing of eyebrows, upper lip, chin, full face, spa, beauty, body wraps and a boutique. Idunna’s Harvest is located at 103 E. Kronkosky in Boerne and their phone number is (210) 417-5972. They also have a website you can visit at www.IdunnasHarvest.com.

Mike’s Vapor Shop has moved to 1433 S. Main Street, Suite 103 in Boerne. Mike’s sells a wide variety of Vaping equipment and Vaping Juice. For those unfamiliar with vaping....it’s a healthier, more flavorful alternative to smoking, and non-nicotine juices for those who don’t. Mike’s Vapor Shop is open Monday through Saturday 10 am to 7 pm (5 pm on Saturday). You can call Mike at (830) 331-1200 and like the Facebook page at www.facebook.com/ MikesVaporShop for more information.

The mission at The Dienger Trading Co. is to restore the former glory and the original beauty of the building exactly as Joseph intended it back in 1884. They hope that by exploring all they have to offer, you too experience it’s elegance and charm. The renovated Dienger Trading Co. consists of a bakery and bistro, bookstore, boutique and upstairs event venue located at 210 North Main Street in historic downtown Boerne. For more information, contact General Manager Michelle Ernst at (830) 331-2225 or visit the website www.diengertradingco.com.

Highland Homes has a new community in Boerne, it’s Balcones Creek subdivision and the model home is located at 10011 Jeep Jump Lane. House plans run from $395,000 to just over $500,000. Sales Counselor Karen Olivier will be happy to show you all the different house plans they have available. You can contact Karen at (210) 415-3832 or (866) 586-6026 for more information. Highland Homes wants to make your home buying experience enjoyable. You can also visit their website at www. highlandhomes.com/san-antonio/boerne/balcones-creek.

At Gardner Springs Dentistry, you are never just a number on a chart. They take the time to get to know you and your family personally so they can provide the precise type of care you need. Dr. Brandon M. Gardner, DDS and his staff would love the opportunity to meet you in person and welcome you to their friendly dental practice. You can find Gardner Springs Dentistry at 134 Menger Springs Road, Suite 1270 in Boerne and call them at (830) 267-8782. Please feel free to visit their website as well at www.gardnerspringsdentistry.com.

The Houser family has been building, developing and selling real estate for three generations. These long time Boerne residents love buying, selling and building in the Hill Country. You can count on knowledgeable hometown service when you work with the Housers and StoneHouse Builders. Their newest development, The Villages at 32 Herff Homes, is now underway and will include customs built homes from the $500,000s (in-town location), commercial space is available. For more information, please contact President Baron Houser at (210) 313-7677. His office is located at 112 E. San Antonio Street in Boerne and their website is www.stonehousebuilder.com.

The GBRA River Heritage Tour stretches over 150 miles of the Guadalupe River Basin from historic Indianola in Calhoun County to the city of New Braunfels nestled in the Texas Hill Country. You’ll find parks, festivals, food, fun and history as you explore Calhoun, Victoria, DeWitt, Gonzales, Guadalupe and Comal counties. From the Comal Springs to the waves of the Gulf Coast, each county has its own unique history and rich culture. The Boerne kiosk is located at the intersection of River Road and Plant Street along the Cibolo Trail. GBRA Board Chairman Tommy Mathews and Project and Community Representative Teresa Van Booven were on hand to introduce the kiosk to the Boerne community. For more information you can contact the GBRA at (830) 379-5822 or (800) 413-5822 (toll free). You can also visit their website at www.gbra.org.

Lovorn & Ogle, PLLC is serving the Boerne Community in areas of Family Law, Criminal Law, General Litigation, Appellate Law, Wills & Probate. Partners Shawn Lovorn and Robert Ogle pride themselves at being the best, whether that be at handling your divorce, DUI or creating your estate plan. They are truly a one stop shop and can handle any legal issue you may have.

Lovorn & Ogle, PSSC is located at 507 E. Blanco Road in Boerne and their phone number is (830) 248-1777. Be sure to visit their website www.lovornogle.com for more information and for a full list of their areas of practice.

Anytime Fitness is now open in Boerne and they’re always open! With your membership, you can work out when it’s best for you—day or night! Their clubs are open 24 hours a day, 7 days a week, 365 days a year. At Anytime Fitness you hold the key, literally. Access to their clubs are protected by their stateof-the-art security system and will only be granted with the proper key. As a neighborhood-style fitness club, they are right where you need them, close to home or close to work, we’ve got you covered. You can contact Anytime Fitness of Boerne’s manager Lorie Baggs at (830) 816-5000 and visit their website at www.Anytimefitness.com. They are located at 1018 River Road, Suite 100 in Boerne.

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B oerne B usiness M onthly | January 2016

Tan ur Hide Beauty Bar is located at 265 North Main Street, in the historical community of Boerne, Texas. Stay and play after your relaxing spa service on the Hill Country Mile. Owner/Esthetician Jojo Rangel graduated from the Aveda Institute of San Antonio in 2009, where she was first in her class. JoAnn has been performing airbrush tanning and airbrush make-Up for over six years, she was trained by the best in Texas. Tan ur Hide’s service include airbrush tanning and makeup, skin care, waxing and massage. Call (830) 522-5459 or text(210)365-6875 for an appointment. Be sure to visit their website at www.tanurhideboerne.com.

Creative and Customized Health Plan Solutions

Hill Country Group • Major Medical Health Plans • Individual & Small Group • Medicare Supplemental Plans

Aerial Yoga Boerne opened this year in Boerne, located at 37131 IH 10 Frontage Road, Building 300. Owners and Instructors Desiree Whitney and Anne McCarthy are taking the beautiful Boerne Yoga Center and helping it grow into a one of a kind aerial yoga studio in south Texas. They have Iyengar yoga, vinyasa flow, gentle yoga, yoga using the rope wall, yoga nidra (meditation), and of course, aerial yoga. Their motto is “Building your practice from the ground up”. You can contact Aerial Yoga Boerne at (210) 695-0696 or visit their website at www.aerialyogaboerne.com.

Richard D. Sena

830-428-0018

2 Spencer Rd, Ste. 102 Boerne, Texas

rsena@gvtc.com

Tile studio 925 is a family-run business, offering thousands of stocked tile and natural stone products for immediate delivery, as well as in-house design services and complete custom capabilities. No matter how intricate the designs or how rare the materials, they offer assistance in every aspect of the specification process from concept to completion. Owner Trenton Teat’s Vision is simple: To bring you, all under one roof, a world of unsurpassed artistry, craftsmanship and quality in their choice of designers, and materials. Come and visit Tile Studio 925’s new Boerne, Texas showroom located at 28721 IH 10 West and experience firsthand “Tile that talks”. You can also call them at (830) 368-4204 and visit their website www.tilestudio925.com.

Electrolab may not be the biggest, but they believe they offer the best combination of quality, dedicated service, and value in oil-field instrumentation. Their long-term relationships with Siemens Energy and other world-class distributors and integrators are testaments to this belief. As the manufacturer of the Siemens Digital Level Sensor, Electrolab engineering has been present in North American production tanks, midstream collection tanks, and many other applications for over 20 years. Their engineering, manufacturing, sales and support teams understand the Oil & Gas business. Their products are manufactured in the United States in the heart of Texas Oil Country. For over 38 years, Electrolab has provided INNOVATIVE, QUALITY, RELIABLE sensors, controls and industrial electronics. With their corporate office and manufacturing facility located at 159 Enterprise Parkway in Boerne, Texas they are uniquely positioned to serve customers throughout the Americas. To contact Electrolab, call (210) 824-5364 or (888) 301-2400 (toll free). You can also visit their website www.electrolabcontrols.com for more information.

Boerne (830) 249-3955

leon springs (210) 698-8100 boernebusinessmonthly.com

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parenting The Hill Country Montessori School is excited to welcome Dr. Shefali Tsabary to Boerne. Dr. Shefali is a thoughtful and inspiring leader in the conscious parenting movement.

Embraced by parents worldwide, she is the author of the multiple award winning book, The Conscious Parent - Transforming Ourselves, Empowering Our Children. Her books have changed the parenting field and transformed innumerable lives.

Some of her recent talks and appearances include Oprah’s Lifeclass and Super Soul Sunday, as well as Wisdom 2.0, TEDx,

BOERNE FAMILY YMCA (830) 815-815-1040 joinymca.org

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B oerne B usiness M onthly | January 2016

and the Dalai Lama Center.

Her messages are life changing and ground breaking. Learn how to end conflict at home, communicate effectively, and influence our children’s behavior.BBM

your S PAC E

at home or at wor k... love the space you’re in!

THIS SECTION: property management | Properties for Rent: Stats & Upcoming PM Laws for Landlords & Real Estate Agents

organize | Will Your Office Be Organized in 2016?

prepare | Be Prepared for Winter Storms!

art | Mooney Makes Sense: New Ways to Incorporate Art in Your Home + Framing Ideas for the New Year boernebusinessmonthly.com

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property management | RELOCATING? We can help you with that!

Call 3rd Qtr Award Winners* to Sell or Buy Real Estate!

I

STAT US & UPCOMING PM LAWS FOR LANDLORDS/RE AGENTS Jim Campbell* | (210) 838-1896 Largest Closed Volume

Tiffany Joslin* Steven Karam* Listings Ranch Listings (210) 394-4399 (210) 414-0105

Naomi Weckesser Rene Campbell* (830) 688-0282 Under Contract (210) 542-0148

Wiley & Kathy Cloud, Brokers (830) 755-8693 | (210) 710-6601

Real Estate Office: (830) 755-8693 24

by Naomi Weckesser

In addition to the new and resale transactions of Residential properties, Residential Rental is a category of real estate business that continues to be very active in the Boerne area. From intimate 2 bedroom apartments to roomy 4 bedroom single family homes, opportunities abound!

Contact a local professional real estate agent for your own realty dwelling and investment needs.

RESIDENTIAL RENTAL PROPERTIES 161 Properties Listed 145 – Rented 16 – Currently Active FOR RENT • Of the 161 listed properties for rent within the past 12 months, 54% have been 3 bedrooms/2 baths; 17% have been 4 bedrooms/2-3 baths.

• Range of configuration from 2bd/1ba/1pkg @ $650 for an “apartment” to 4bd/5ba/10pkg @ $4,000 for a single family dwelling, which includes the categories of townhouse and condominium.

• Average Days on Market – 35 Source: San Antonio Board of Realtors, December 2015 Multiple Listing System/ConnectMLS Statistics – current date (12/14/15 – 12 months back) GEOGRAPHY COVERED IN THIS REVIEW: West: to… LakeView Subdivision, off Ranger Creek Rd. North: to… Upper Cibolo Creek Rd. East: to… junction of Hwy 46 E. & Ammann Rd.

B oerne B usiness M onthly | January 2016

South: to… IH10/Menger SpringsSouth Main St. UPCOMING PM LAWS FOR LANDLORDS/RE AGENTS The Texas Legislature passed several pieces of legislation earlier this year of interest to landlords and property managers. Some of these laws and their effective dates could change how you operate your business. Whether an experienced owner/ manager or new to the Rental Marketplace, you and your tenants are best served by being up to date regarding these and other property management laws.

A FEW OF THE TOPICS COVERED IN THESE LAWS INCLUDE: • HB 2489 – Ability of a property owners association to enforce certain provisions on the lease or rental of real property: June 19, 2015 • HB 2404 – Certain security devices for residential tenancies: January 1, 2016 • SB 1367 – Obligations and limitations on landlords: Jan 1, 2015 • … and many more Source: Texas Association of Realtors – December 2015 www.capitol.state.tx.us Contact a local real estate professional familiar in this marketplace for guidance and assistant regarding upcoming legal changes in the rental field and for property management support. BBM Naomi Weckesser, REALTOR® Certified - TREC Instructor, Qualifying/CE Member - Texas Association of Realtors

Enclave

at Balcones Creek Homes from $ the mid

200s

Contact Mark Guerra at 830-981-5206

Executive

Balcones Creek

Great Locations and Great Values in Ma

Johns Rd.

St.

10 87

46

46

Balcones Creek

Fair Oaks Blvd.

Community Features: • No city taxes • Gas community • Gated community

• Wooded homesites • Boerne Independent School District

87

Map not drawn to scale.

For more information visit CalAtlanticHomes.com.

at Balcones Creek $

Homes from the high

300s

Contact Mark Guerra at 830-981-5206

Estates

at Balcones Creek $

Homes from the high

400s

Contact William Rice at 830-981-4464

Acreage Homesites

In the San Antonio division of CalAtlantic Homes being marketed under the Ryland Homes brand, prices, plans, elevations and specifications are subject to change without notice. Depictions of homes or other features are artist conceptions. Photographs and/or renderings are for illustrative purposes only. Hardscape, landscape, and other items shown may be decorative suggestions that are not included in the purchase price and availability may vary. See Sales Counselor for details on available promotions, restrictions, offer limitations and a complete list of HouseWorks® features. This e-mail is not an offer or the solicitation of an offer for the purchase of a new home. This information is not directed to residents of any state that requires registration or permit issuance prior to the publication of such information. RS1319

Come See Us at

103 E. Kronkosky – Boerne

FACIALS • CHEMICAL PEELS • MICRODERMABRASION WAXING • BODY WRAPS • LASH AND BROW TINTING

PROFESSIONAL REAL ESTATE SERVICES & PROPERTY MANAGEMENT Reach the Broker Day or Night!

Office: 830-331-2666 Cell: 210-535-1355 103 E. Kronkosky – Boerne, Tx 78006 Ed Trevino, Broker

CALL ED TODAY!

EMMY AND CLAUDIA

SKIN CARE BOUTIQUE 103 E. KRONKOSKY STREET - SUITE 2 BOERNE, TX 78006

EMMY 210.417.5972 CLAUDIA 210-313-6222 OFFICE 830-331-1037

www.HomeSweetHomeBoerne.com

SHOP@IDUNNASHARVEST.COM

BE KIND TO ONE ANOTHER

WWW.IDUNNASHARVEST.COM boernebusinessmonthly.com

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TEXAS INVESTORS TITLE Performance is Our Priority Locally Owned ~ Nationally Recognized 116 W. Blanco Rd., Suite 101, Boerne, Texas 78006 Office: (830) 816-5888 ~ www.TexasInvestorsTitle.com Stephen V. Vallone President, Escrow Officer steve@texasinvestorstitle.com Becky Edmiston Vice President, Escrow Officer becky@texasinvestorstitle.com Beverly McCormick Residential Escrow Officer beverly@texasinvestorstitle.com

Representing Stewart Title Guaranty and First American Title Insurance

COMMERCIAL ~ RANCHES ~ RESIDENTIAL PROPERTIES

NEW YEAR, NEW YOU! READY TO KICKSTART YOUR FITNESS GOALS IN TIME FOR THE NEW YEAR? MEET US AT THE BARRE FOR OUR GREAT NEW CLIENT SPECIALS DESIGNED FOR YOU AND YOUR PERSONAL FITNESS GOALS!

830.331.8939 Reserve Your Mat on Our Online Schedule at:

www.EleganceandLife.com 412 RIVER ROAD #104 | BOERNE, TEXAS (LOCATED NEXT TO THE DODGING DUCK)

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B oerne B usiness M onthly | January 2016

LOOKING FOR THE PERFECT GIFT FOR THE SPECIAL SOMEONE IN YOUR LIFE? HOW ABOUT THE GIFT OF BARRE! We offer gift cards designed to use towards your fitness goals or to shop in our Barre Lounge for the latest fashion, fitness apparel!

| organize

WILL YOUR OFFICE BE ORGANIZED IN 2016?

A

by Esmi Gonzalez

A New Year is upon us and once again we tell ourselves we will strive and work hard for more organization in our lives; at home and at the office. But come early February that motivation is slim to none.

The key to getting motivated and staying on course is by making a written plan with goals and challenging deadlines.

Focus on what is important to you, your job and a successful year. Something to remember and always keep in mind, organizing systems are not a once and done all. You will be tweaking your list with the changes that come along during the year.

It’s ongoing, maybe you get a promotion and your responsibilities change, maybe you move offices, maybe you finish a large project and the list goes on.

There are endless tips to getting organized at the office, but I feel these 5 basic suggestions will help cut paper clutter and save you time which in return makes you more productive:

1.. IMPORTANT NOTES

First, write down a list of what is not working for you, what is working for you, what you wished you had accomplished last year, goals, budgets, creative ideas for business growth, etc.

2. AN ONGOING PROJECT LIST

Prioritize your list with the help of your “Important Notes”. List what is the most immediate to you or your team, maybe its by deadline or budget. Continue to keep this list updated accordingly.

3. DIFFERENTIATING WORK STATIONS

Designate areas in your office for certain projects and jobs. Not only will you know where everything is for every project you are working on but it will save you time. Time spent looking for the supplies and files for each project.

Make another area for resources and references this includes file cabinets and drawers, a closet or cabinet for office supplies and a bookshelf for research materials. Your desk of course for daily tasks.

4. ORGANIZE YOUR DESK DRAWERS

These drawers should hold what you use on a regular basis; daily weekly or monthly. This keeps you from having to walk across the room for a file or general office supplies.

You will be able to put your hands on a file when a colleague calls asking for information. Keep “like items” together in same drawer such as, writing pads, notepads, sticky notes and stationary. Drawer dividers help keep small office supplies nice and neat and easier to locate.

5. FILE WEEKLY

This task alone will save you lots of time. You’ll know exactly where to find a file when you need it. No more digging around for several minutes looking for a file or having to reprint a document you cannot put your hands on. Find a slow time of the week to get this done, once you are caught up this task will only take you a few minutes to accomplish and a week long of satisfaction knowing where everything is located.

Organizing your office can be a big job and overwhelming, break this down into small jobs. Set a deadline but make it realistic and challenging. As mentioned earlier, organizing is ongoing, keeping up with it will no doubt increase your productivity. BBM

I enjoy helping people and seeing the end result, an organized space and a happily satisfied less stressed client! I am the principal of Sort It Out, Professional Organizing Solutions. Some of our services include organizing any room in the home, downsizing, merging of two households, preparing a home for the real estate market and so much more.

Serving San Antonio, Boerne and New Braunfels. Organization is a big part of life editing and I’d like help you sort it out!

Esmi Gonzalez, Professional Organizer, Certified AIOP / Principal Sort It Out, LLC (210) 818-8250 | SORTITOUTSA.COM

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Phillip Bell

& Assoc., llc

• ENERGY EFFICIENT • WATER CONSERVATION

COMING SOON! INDUSTRIAL/TECHNOLOGY/BUSINESS PARK: This 28.4 acre property is available for development. Recently annexed with Industrial zoning (I) pending, this property is ready for a professional developer to work with the City of Boerne for a most-needed industrial park. City water available. City sewer service in progress. Approx. 1400 feet of frontage on Shooting Club Road with additional access on Hwy 87 (Main Street). The property is under Ag-Exemption. 39 horse stalls, office and apartment to be removed.

Contact listing agent for full details.

PRIVATE REAL ESTATE

TRANSACTIONS • FAMILY • ESTATES • COMMERCIAL • INVESTORS (210) 415-8483 – Call for Details

PHILLIP BELL

REALTOR®, GREEN/Consultant

210.415.8483 pbell@texas.net

phillipbell.net

12 AC COMMERCIAL IH-10 FRONTAGE: Twelve acres (out of 33 ac estate) with approx. 1,250 ft. frontage on IH-10 access road offered for commercial development. Can be sold as 2- 6 ac lots. Located 2 miles west of Boerne city limits in the ETJ, next to North 40 Business Park. Call for details: 210-415-8483.

It’s in My DNA!

LAND

Pre-Development 12 Ac IH-10 Access Rd in ETJ 28 Ac Hwy 87 & Shooting Club Rd Zoned "I"

pbell@texas.net

OTHER UNLiSTED COMMERCiAL PROPERTiES AVAiLABLE! 28

B oerne B usiness M onthly | January 2016

| prepare WHAT FED'S RATE INCREASE MEANS FOR HOMEBUYERS

T

The Federal Reserve increased the federal funds rate by a quarter percentage point, its first move since lowering the rate to zero in December 2008. The last time the Fed increased the rate was in January 2006.

What does this mean for those looking to buy or refinance a house?

"Rates on adjustable-rate mortgages will react quickly to any rise in the fed funds rates," writes MSN's Janna Herron.

"That’s because the rates on ARMs typically are tied to the prime rate or LIBOR, both of which closely track the Fed rate.

"But rates on the most common mortgage — the 30-year fixed — will rise gradually. That rate follows the yield on the ten-year Treasury note, which usually moves in the same direction as the fed funds rate, but not in lockstep. The same goes for the 15-year fixed home loan, a popular refinance choice."

Real Estate Center Chief Economist Dr. Jim Gaines said consistent rate hikes over time by the Fed could eventually price some buyers out of the market. The subsequent reduced demand could slow home price growth.

Information courtesy of MSN and Real Estate Center Online News

NOVEMBER MLS HOUSING STATS: SALES DOWN 1.8 PERCENT

N

November home sales data for most Texas cities are now posted on the Center's website.​ Overall sales were down 1.8 percent from a year ago. Last month, 18,926 homes were sold.​​ The median price statewide was $193,600, up 4.9 percent from $184,600 last November.

Listings were also up from a year ago.

Just over 83,400 homes were listed last month, up 6.6 percent from November 2014.

Inventory was at 3.4 months compared with 3.3 months a year ago.

Information courtesy of Real Estate Center Online News

Be Prepared for WINTER STORMS

W

by Abby Berry, NRECA

When winter temperatures drop and storms hit, it can be challenging to stay safe and warm. Winter storm severity varies depending on where you live, but nearly all Americans are affected by extreme winter storms at some point. Bandera Electric Cooperative cares about your safety, and we want you to be prepared.

Heavy snow and ice can lead to downed power lines, leaving co-op members without power. During extremely low temperatures, this can be dangerous. During a power outage, our crews will continue to work as quickly and safely as possible to restore power, but there are a few things you can do to prepare yourself.

• Stay warm – Plan to use a safe alternate heating source, such as a fireplace or wood-burning stove during a power outage. These are great options to keep you and your loved ones warm, but exercise caution when using, and never leave the heating source unattended. If you are using gasoline-, propane- or natural gas-burning devices to stay warm, never use them indoors. Remember that fuel- and wood-burning sources of heat should always be properly ventilated. Always read the manufacturer’s directions before using.

• Stay fed – The CDC recommends having several days’ supply of food that does not need to be cooked handy. Crackers, cereal, canned goods and bread are good options. Five gallons of water per person should also be available in the event of an extended power outage.

• Stay safe – When an outage occurs, it usually means power lines are down. It is best not to travel during winter storms, but if you must, bring a survival kit along, and do not travel alone. If you encounter downed lines, always assume they are live. Stay as far away from the downed lines as possible, and report the situation to our dispatchers by calling (855)423-2669.

Winter weather can be unpredictable and dangerous, and planning ahead can often be the difference between life and death. Bandera EC is ready for what Mother Nature has in store, and we want you to be ready, too. For more winter safety tips, visit BanderaElectric.com. BBM

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art |

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B oerne B usiness M onthly | January 2016

222 S. Main | Boerne, Texas

830.249.7979

www.hillcountryproperties.net

CHAMPEE SPRINGS - 500 CAMINO CANTERA - BOERNE

5.05AC - 125 RIVER BLUFF – CYPRESS BEND SUBDIVISION

25.27 acres. Awesome view lot in The Quarry at Champee Springs located in western Kendall County. This very private gated subdivision was a part of the original 711 Ranch. The Quarry has only 9 estate tracts; the minimum size lot is 25 acres and the largest lot is 53+ acres. There is a wet weather draw on the property. Best long views in The Quarry and surrounded by larger ranches.

Lot is cleared and ready for your special home in the Hill Country. Wildlife exempt tax evaluation

You will feel like you walked into a Fredericksburg Sunday house in this immaculate 4BD/2.5BA that sits proudly on 5 tree studded acres! Over 1400sf of patio surrounding sparkling fenced pool. Large porches with gorgeous cedar plank accents. All organic finishes! Quartz counter tops, double oven and farm house sink! Wood burning fireplace, Storage Building, Tree house, fire pit, and room for your horses! 18 acre neighborhood Park on Guadalupe River with RV hookups, pavilion, and walking trails! Stunning!

MLS#1148643 | $399,500 Contact Steve Bennett – (210) 287-3776

MLS#1141608 | $365,900 Contact Scarlett Wolter – (210) 254-7414

HERFF RANCH - 108 PRAIRIE FALCON – BOERNE

1.32 ACRES - 133 BRISTOW WAY – THE BRISTOW SUBDIVISION

Immaculate home offering a peaceful setting in town with all of the neighborhood amenities! Many upgrades including gas cooking, double ovens, quartz counters, plantation shutters throughout, and upgraded fixtures! Plus two living rooms, formal dining, an office and sitting room! Great back yard that sits on a greenbelt, insulated storage building with electricity and large patio for entertaining! Neighborhood amenities include pool, park, playground, walking trails, basketball court and sports courts!

Build your dream home in The Bristow, a well designed community of 36 homes sites conveniently located to Boerne amenities yet shielded from the hustle and bustle of town. Lot 31 is 1.3 level acres located in a cul-de-sac.

The irregular shape provides several homesite options! Some would say this is the premier lot of the community. Not many homesites left. Use the builder of your choice, city water, fiber optics, underground utilities, 2400 sq. ft. minimum, superior Boerne schools!

MLS #1150788 | $305,000 Contact Scarlett Wolter – (210) 254-7414

MLS#1152259 | $190,000 Contact Carol Schultz – (210) 268-3691

Experience • Skill • Dedication

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THE NEW ALAMO TITLE BOERNE FEE OFFICE

B.R. (Randy) Allen III Attorney Escrow Officer

Brian A. Clepp Attorney Escrow Officer

Alana Logue Escrow Officer

Cathy Spain Business Development Director

Competence & Integrity

Allen & Associates, L.L.P A Real Estate and Energy Law Practice

www.allenlawllp.com

— Comprehensive Legal Services —

ALAMO TITLE ESCROW CLOSING OFFICE, FULL SPECTRUM REAL ESTATE DRAFTING, OIL/GAS TITLE EXAMINATION, CURATIVE, DUE DILIGENCE, RIGHTS-OF-WAY AND EASEMENT ACQUISITION, DIVISION ORDERS, POOLING/UNITIZATION AGREEMENTS, SEISMIC AND LEASE NEGOTIATIONS AND ACQUISITIONS, MINERAL RECEIVERSHIPS

Practicing in: Texas • Oklahoma • Colorado • Ohio • Utah • Wyoming • Pennsylvania • Kansas • Kentucky • Arkansas • North Dakota

Alamo Title Company Fee Office

alamotitleboerne@allenlawllp.com | 830-357-5088

ALLEN & ASSOCIATES, L.L.P.

allenlaw@allenlawllp.com • Phone (830)443-4900 • Fax (830)443-4901 12 Upper Balcones Rd. – Boerne, Texas 78006