Can i get my money back from my life insurance?

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Can i get my money back from my life insurance? my wife and i have been paying for life insurance for about 9 years now. the broker explained that it is what is called whole life insurance and that you would only pay for 10 years. recently we find out that it could be as much as 14 years. is there a way we could take our money back and cancel the insurance. we fill been cheated and want to cancel the insurance. please suggest Related

Does federal violation notice of violation affect my insurance and DMV history? I live in California and I received a Federal violation notice during a trip to grand canyon and it was because I passed a stop sign ( it is stated as unsafe operation in my ticket). Within the instructions on the ticket it says if you plead guilty and pay the fine, we may or we may not report it to the DMV. Does anyone know if this ticket is going to be counted as a point and affect my car insurance? It seems too complicated and costly to go to court in this case and I paying the fine seems the only practical way!" Car insurance cover needed? I need to get car insurance. I am a 23 year old guy. Anybody recommend good cover which will not leave a hole in my bank balance? Autistic child and health insurance in california? My child is 3 years old and she is a diagnosed as high functioning with autism, Im fed up with dentical and medical insurance, Im looking into a new paid insurance for her. What insurance in california is best for a toddler with autism? Anyone know the benefits of the two...Price is not really an issue.." How much is insurance on a Chevy Camaro? I'm 16, ill be on the car by myself. the camaro is a 1998, and in great condition. i have state farm along with my family so ill be on their plan, ive done the steer clear program and have good grades which both give me a discount! does anyone have an estimate of what is might be per month????" How long do you have to go to school for an insurance company? Or any insurance place? For car, hostiapl, boats ect....." "If I am 27 and single, do I need to be paying for life insurance? I have been paying for life insurance for a few years now and I am convinced that I shouldn't be. I do not have any children or plan on any in the next few years. My father says it is so I am locked into a premium. Does that really matter?


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I live in NYC, just moved here and need to find relatively affordable health insurance. Up till now was covered by plans through employers. Is Medicare decent coverage? Is it very different from others?" How much is the average car insurance in southwest VA? Im 20 years old. Im moving somewhere in the southwest va area within the next month and was wondering how much the average car insurance will be Insurance rate on 2010 camaro v6? Hey ive jus finished drivers ed, and im turning 16 in the fall. Im planning on buying a v6 camaro in the spring and i want to know how much insurance would cost a month. (i live in canada)" Insurance.? Does anyone Own a Mustang GT Bullitt and by any chance happen to know how much the insurance usually is? Which will cost more to insure? 00-04 mustang base or 00-04 mustang gt? I'm 17 and live in New York. Been driving with a clean record for one year and I currently pay $100/month on my mom's '10 camry. I want to get my own car and I have narrowed everything down to a mustang, but I can't decide between a base model or a gt. I have discounts on my current policy such as good student and drivers ed. I will also take a defensive driving course for an added discount and the new car will also bring about a multi-car policy discount which will be helpful. My mom will be contributing the same $100 towards the car as she is now and the rest I have to pay for by myself. I have heard that the base and gt will cost about the same to insure, but that doesn't seem right considering that the gt has 100+hp more than the base, but people have supported that by saying the base models are involved in more crashes among young drivers. So can anybody set the record straight for me? Please don't give me responses saying that only my insurance agent can tell me that or too high for you to afford. Also would it be a wise decision to drop collision coverage for a huge insurance discount? I don't plan on racing this car." Medical insurance? does medical insuance cover eye exams and eye doco visits for glasses too Car insurance at 17. help needed? Am 17 and just passed my test :), I was looking at the three following cars: - Renault Clio (1.2) - Vauxhall Corsa (1.2) - Peugeot 206 (1.1) All post 2000 pre 2003. Which insurance company is cheapest at my age and can anyone give me rough evaluations on how much it cost them/ would cost? Thanks." I Had A Crash Can Anyone Recommend A Cheap Car Insurer?


Whilst learning to drive I took out learners insurance on my own car which meant I could drive around with someone who was over 21 and had been driving for atleast three years.. During the period of learning I had crash which I was liable for. I am 20 years old and will trun 21 in January. I have now passed my test and am looking to insure my car, can anyone recommend a good cheap insurance company? Thanks" Car insurance for teens... cost?!? im 17 years old and im getting a miata 93. how much will insurance cost be around. by the way i have good grades Health insurance when a baby is born? Ok me and my fiance are expecting a child sometime in June, now if we are not married by then can i still cover the hospital costs with my insurance or do we have to be married first. Also does anybody know any good (low cost) family insurance that you can pay on per month and be fully covered?" Do I need to pay car insurance with my driver's permit? Okay, so I'm almost 17, and can't get my driver's permit until I buy my own car. (parents rule's) Will I need to pay insurance with my permit because I'll own a car?" Can i get my money back from my life insurance? my wife and i have been paying for life insurance for about 9 years now. the broker explained that it is what is called whole life insurance and that you would only pay for 10 years. recently we find out that it could be as much as 14 years. is there a way we could take our money back and cancel the insurance. we fill been cheated and want to cancel the insurance. please suggest What is the cheapest car insurance and that is good for a teenager? Im starting to almost drive already but i need to knowwhat insurance company has the most economical car insurance for teens?? please let me know and tell me how much you pay for ur kids or even for yourself btw my car is a 2004 volvo s40 2.4i if that matters. Can I teach Yoga in the U.S without buying insurance for my students? I have been teaching Yoga for 10 yrs, I recently moved to the U.S and planning to start a studio.Any help is greatly appreciated." Does being a cyclist affect health insurance rates? How so? A cyclist might be more at risk to injury in accidents because they're on a bicycle instead of inside a car, but cyclists are probably generally healthier." Car insurance won't cover accident?


Ok, so I live here in phoenix arizona. I haven't had insurance on my car for a while up until Friday November 2, 2012 when I got paid from work. (Don't harass me for this it was a stupid decision. I live five minutes away from my work and that is all I do is work and home). Now, was heading into work and I thought I was parked. I was on private property, I was at Arrowhead Mall here in az. There are no camera's. etc. I thought I put my car in park when I had it in reverse and I started fiddling around for my purse in the passenger seat. I lifted my foot off the break and the car started rolling backwards and before I knew it I hit the other car that was parked. There was no one in the car and we swapped insurance information but because I had just gotten insurance that day it didn't process til November 3rd. So my insurance wouldn't cover the claim. Now I'm screwed and the guy is telling me that he is out of state and would like to get this fixed before he leaves. He was told that the claim has to be settled between us now. I want to make this right. It was my fault. But there was no police report. So, the guy is looking around for estimates on fixing his bumper. If I can't pay in the time frame he needs me too pay, what can I do? I don't think i can even get a loan because I don't know about my credit history and I'm not having family or friends help in this. I just don't know what actions I can even though I want to help him and make my mistake right." Liability insurance for few days for road test? How can I get liability insurance for Driver license road test? I will take the test by car of my friend, cause I have no car. Wherever I called, they are saying that you can purchase 6-month insurance policy. Is there any other way? Or can I purchase insurance then after passing test cancel it without cancellation fee? If you know such a insurance companies in North Carolina, US, please let me know." Aviva 15 weeks free car insurance? does 15 weeks free car insurance mean i pay nothing for 15 weeks,.. or just pay the deposit then free 15 weeks,.. also what does total charge for credit mean and when does it get paid? thanks" State Farm Renters Insurance: Explain Replacement Cost Coverage to me? From what I understand, if a claim had to be filed, I would receive the current value of an item. For instance, I have a pair of $500 shoes. They are currently priced at $450, so the pay-out would be $450 and $500, correct?. Okay, so here are my two questions: 1) Would I be bound to REPLACE the lost item? Or would they give you the current cash value to buy whatever it is that you wanted to buy? 2) Are there no such policies that exists out there: a policy that would pay you what you INITIALLY paid for an item? So that one wouldn't lost out financially in the event that an item depreciates? If I'm wrong about any of the above, or if you think I need to be sure to clarify certain things with my agent, please let me know. Thanks." I live in pensacola fl and just bought a car how much will the tag and insurance cost? i just want a estimate also the car is old Is car insurance expensive?


I just bought a used bmw 540I for 2400 but I am not sure how much insurance is going to cost. Also my driving record isn't the best since I was in a car accident few years back so I'm hoping I can find a good rate somewhere. Just hope it's not too costly. My insurance quote on a 2SS 2010 Camaro? I just wanted to get an estimate of what my insurance cost would be for a 2010 Camaro since I'm 16 yrs old. In the quote I put my mom and dad also as drivers of the car and I told them I took a driver's ed course and that I had a really good gpa (which I do). My quote was $186 per month on a 2SS Camaro and I'm 16 yrs old. That thing has freakin over 400 HP. I was just wondering if I'm getting a good deal or a bad deal. Thanks for all the help everyone "Getting my new car, Challenger 2009, any insurance rates?" How much would the APPROXIMATE insurance rate be on a 2009 Dodge Challenge R/T? I know it won't be low, but it won't be that high since it's an American car....correct? Her is the bad part...My record. 2 Accidents and a stop sign...But i will turn 18 soon if that matters. Car Info (another bad thing) 5.7 Liter V8 Hemi, 375 horses. How much is the Approximate insurance guys, just throw me an estimate." How affordable health insurance be a nigh that is guaranteed by the Government for all citizens? Resident now Citizens? Unregistered or illegal residents? thanks!!!! Can i get insurance for a week on a car ? alright so me and my friends a having a trip from Chicago to Columbus here is the problem my Buddie that was spouse to drive lost his licence and he has no insurance on his car i cant take my car because it sucks in the winter and its a two seater , no good for 3 people ! so can we get insurance for a week ? we really don't need it longer than that , thnx in advance !!!" A break in car insurance between my old and new car? Hi, Tomorrow my current car insurance with my S reg corsa is due to expire at 12:00pm (Noon) now I have decided not to bother renewing this as tomorrow night I am going to buy a new car for which I have already put down a deposit. Now I have been told I cannot insure this new car now as I don't own it yet, but im worried that if my car insurance has a break in it then it will affect me - I currently have 2 years no claims and don't want to loose this - does anyone have any knowledge of what happens in the situation? Also with me not being able to insure the car until i own it, how do i go about getting the car back home from the showroom? Please helpppp" Why are my car insurance quotes so high? I am 17 years old, male, my birthday is 7/11/94. I am looking to buy a car to learn to drive in then finally fully insure. I have not passed my test you but when asked on insurance website's I have put under the 'time held licence for as 1 month just to get a realistic view. I have tried a huge variety of cars but I just can't seem to get them to a


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others. Which do you think they will do? Also, I AM planning on getting my motorcycle license when I turn 18. I probably wont use it for everyday use, since I have a dirtbike meant for off road use, but there are some races where you are required to have a street legal bike, and that means it has to be registered and insured. Since im not gonna be using it much, I don't want to have to pay more for the tiny 250 cc dirtbike than I do for my truck with a v8, that can easily double the speed and endangerment to others of my dirtbike. All in all, im just wondering how the insurance company would react to me dropping that information on them. And for those of you who find it interesting, I also have a boaters education certificate (complete bullshit, but required for legal use) and a private pilots license. So once I get my motorcycle license, I will legally and safely be able to take control of any mode of transportation except helicopters, and I've flown enough of those in the sim that I could even autorotate one if I had to :D more than likely lol. Thank you to everyone who helps answer my question!" What is the basic kind of insurance required by California Law? What kind of insurance covers something like another driver hitting your car door, and then driving off before you could get their license plate # what is comprehensive , and what is collision, ?" "If you're car is stolen, will your insurance rates increase if you are reimbursed by your insurance?" If you're car is stolen, will your insurance rates increase if you are reimbursed by your insurance?" Does it cost more to insure a house with a pool? We are thinking of buying a house with a pool but we heard that it costs a lot for home owners insurance.Is that true? How much more compared to a home without one (approximately). Thanks Does anyone know of any really cheap car insurance companies in the u.k? Preferably ones that dont want a lot of money up front Can i get my money back from my life insurance? my wife and i have been paying for life insurance for about 9 years now. the broker explained that it is what is called whole life insurance and that you would only pay for 10 years. recently we find out that it could be as much as 14 years. is there a way we could take our money back and cancel the insurance. we fill been cheated and want to cancel the insurance. please suggest How much will a insurance be for a student in Alberta? Hi, I'm turning 16 in September and is planning to get my licence right away. I haven't bough a vehicle yet, however, I'm planning to buy a car with a price range of 1000-2000 for used car. I didn't take any drivers training, I live in Alberta and I'm also a male. Around How much will my insurance be per month?"


"Cheap insurance cars, help me choose.? I'm looking for a 2002 car and I'm thinking of: Ford fiesta 1.1 Vauxhall corsa 1.2 Toyota yaris 1.0 Nissan Micra 1.0 I would welcome other options and choices And your opinion will count! I want to get a cheap insurance and I can afford up to 2.300 Can Switching To Geico Really Save You 15% Or More On Car Insurance? Is it the cheapest? Can Switching To Geico Really Save You 15% Or More On Car Insurance? Is it the cheapest? Cheapest car insurance? infinity is cheaper than esurance. "USA, health insurance. when you are 56 & cannot afford health insurance, is that a death sentence?" doctors & hospitals in the US will not help unless you have insurance. so if i have cancer or any sickness, am I left to die.?" Does anyone know of a sporty car that's not considered a sports car by insurance? I like the grand prix but i want a company that is still in business thanks How is Progressive for auto insurance? I am a veteran and a USAA member, so my insurance is a slightly lower than the average person. However, I recently got a claim from Progressive that they could give me the same coverage for $850 dollars (200 less than USAA). Is this too good to be true? My USAA agent told me that they were probably pulling a bait and switch; they would probably raise my rates as soon as I signed the policy. Does anyone have any feedback or information to share about Progressive? Is it really that affordable or is it just a scam?" Question about teen car insurance? Question about teen car insurance? I have a couple questions about insurance for teens: 1. If it is a 4 cyl, is insurance lower? 2. Is it cheaper if you have good grades? 3. Does the style/number of doors make a differance? TIA" I'm 20 with no diploma: How do I get health insurance? I'm a 20 year old male in Austin, Texas, and I was homeschooled and have 2 courses to complete until I get my highschool diploma. I have very little work experience (worked for HEB for 3 months). How do I get health insurance? Any suggestions on who would hire me that has insurance, or any government help I could be eligible for health wise?"


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Is the cost of car insurance changed more by cost of the car or of the person driving it? Is the cost of car insurance changed more by cost of the car or of the person driving it? Car and insurance problem.? If I was in the process of getting a driving lesson from my instructor, I crashed his car. Am I suppose to be in charge of this, but I don't have a license yet. So, am I going to be the one who pays for the insurance or the instructor?" Cheapest cars to insure for a 17 year old? I was wondering what cars would be the cheapest to insure for a new driver, aged 17. I heard there is all these different groups which relate to the amount of insurance you would have to pay. Also, I would prefer a decent car, so if you know any decent, cheap to insure cars! pleaseeee let me know! thanks! :D" Is insurance affordable under the Affordable Care Act? Is insurance affordable under the Affordable Care Act? Your car is stolen insurance company declares write off then its found? What happens when your car gets stolen so you report it to the insurance company after 30 days the car hasn't been found a couple of weeks later its found what happens? Should we keep health insurance or get rid of it? anyone know the pros and cons of either getting rid of health insurance or to keep it? Life insurance for young couples...? I've been searching online for a very cheap life insurance For me and my husband.. But no luck.. We live in NY. Can any send me a link Are just tell me about any u may know?.. Thanks a lot. Am 28yrs and he is 37yrs. Thanks in advance.. Can i get my money back from my life insurance? my wife and i have been paying for life insurance for about 9 years now. the broker explained that it is what is called whole life insurance and that you would only pay for 10 years. recently we find out that it could be as much as 14 years. is there a way we could take our money back and cancel the insurance. we fill been cheated and want to cancel the insurance. please suggest About how much per month would insurance for a sub shop/pizza place cost an owner?


Doing research in attempt to know how much it will take to get a small sub shop off the ground. A big question is insurance. In this day in age, I would hate to be sued by someone who slips outside and falls. I will be renting the property from a local land owner. The building is 1,000 square feet, small joint. What is a general range of which I might in liability insurance for my business? Located in ohio small town." Does Car insurance increase for adding spouse as Non-driver? I have been added to my Dh policy for Car insurance as Non-driver. I dnt know driver. Does it increase the insurance rate? suggestions please Does getting stopped by the police affect your car insurance? i got stopped by the police a couple days. i had my car insurance and everything. He took my license plate number. . will getting stopped affect my car insurance in any way? Why has the cost of Car insurance suddenly shot up? Got my renewal quote today, car insurance has risen by over 250 extra, I phoned around and the companies are saying that the quotes have just gone up without explanation. Is this just sheer exploitation and profiteering?, in this time of recession how can they seriously do this and ask for such things hand over fist.? Rip of Britain indeed. Is there an insurance regulator people can go to to get an opinion on it?" How much does it add to your insurance if you add a body kit to your car worth about 500 if your 18??? How much does it add to your insurance if you add a body kit to your car worth about 500 if your 18??? Im 19 and need car insurance but im being quoted 9000 on a vauxhall corsa that's worth 500 any ideas? basically most of the quotes im getting want me to pay 900 a month but the cars only worth 500 its a 1999 vauxhall corsa 1.2 does anyone know anyone that will even be reasonable with there pricing "When buying your most recent car, how did you obtain auto insurance?" A few options, feel free to choose one or just let me know what happened to you. A. You bought insurance at the dealership B. You bought insurance at home within a week of purchasing the vehicle C. You bought insurance at home longer than a week after purchasing the vehicle D. You already had insurance and just added the car to your existing policy. Don't worry, I won't tell anyone if you drove home uninsured. :) Thanks! Also, let me know if you bought a new or used car." Insurance regulations?


does the commissioner of insurance have the authority to govern foreign producers/ foreign companies. these are business entities that sell insurance in there state but there home office is in another? Can I get a car insurance policy for a car that is not under my name? My father used to pay for the car insurance, then he decided to stop paying when the policy is done. I was wondering if I could get a new quote from a different insurance while the car is still under his name?" Cheapest insurance for 17 year old? i want a convertible but the insurance is way too high! whats the cheapest insurance for a 17 year old please answer Do I need insurance to get my driver's license in Iowa? meaning do they ask for insurance papers?? my friends car that I am planning to use for license test is insured but he doesn't poses the insurance papers. Do they ask for insurance papers or can you just tell them its insured and that's it. How much would US insurance cost? I am driving across america with a friend in a 1975 Camaro so I need us car insurance. I am 18 (Full UK licence) and have had no claims. However I only need insurance for 3 months. When is car insurance invalid? Is car insurance invalid if a car is neither taxed nor Sorned? I forgot to tax my car - is my insurance invalid until I renew it? Kids Health Insurance????? Which kids health insurance will pay for braces? What is the typical cost of condo insurance in florida? I'm trying to understand what homeowners insurance woul cost in florida for a 2 bedroom condo. I'm not ready to call an insurance company. I'm looking in Ft.Myers. Just want to know is it thousands of dollars and out of my range or a few hundrend per year. Say for a 75k condo. How to make car insurance as cheap possible? i don't even wanna pay it but if i can get a reasonable price i will pay it. its just ridicoulus how much it costs ( i got no spell check by the way)


Im going to be in Wisconsin my friend has a car for me..can i get insurance to cover me there? Im going to wisconsin for their summer and my friend im staying with has a car i can use for the period im there. im 21 is there a way for me to get covered by insurance for the 4 months im there? Im from New Zealand. Thanks What is a reliable car with a low insurance group? I've done a little research and noticed they put cars together in insurance groups - like 2e for example. Is the letter for the level of security - so is 'e' bad, for example and 'a' good? Could someone please explain the process, and as I've just passed (I'm 18) could you name a suitable car for me - lower insurance bracket if possible?" Does anyone know anything about Metlife Life Insurance Policy's? I am trying to claim a life insurance policy on my dad who passed a month ago.I was the beneficiary but Met life is hassling me and says that it was never on file.He paid forty years on a 10k payout and now they say the company he worked for told them there was no beneficiary when I am told by that company he worked for that I am most definitely am on the policy.My dad changed it over two years ago after my mom died who they also said was never on the policy!!! The woman said they will not except any papers from that company now as to confirming this due to it already being filed. They want me to get a paper notarized saying that i'm trying to get it but yet first want to know all my siblings names and their ssn so that it will be divided up or paid out to unpaid credit cards.Has this happened to anyone before? I cannot pay funeral expenses I have 7 greedy siblings who didnt help me one day in the last 3years of taking care of my elderly parents! If my mom was still alive and this happened to her OMG Why even get an INS policy if they treat you like this?? "Insurance whilst working In italy for 7 months for an aussie company, anyone got any good recommendations? My job is travelling around I already have basic Travel Insurance How much does a 09' Honda Civic Coupe run on insurance? I'm looking to buy A new car, & just curious about the insurance costs." How much will my insurance go up? I was trying to merge onto the freeway when the lady in front of me made an inexplicable complete stop on the on ramp. I slammed on my brakes and rode the ABS down to about 15MPH when I hit her. Turns out she was on heroine, and CHP arrested her at the scene. The chippy's were really cool and said my situation was totally understandable , but said my insurance may not see it that way. (the damage to the crack head's car was minimal, and she was not injured) I'm not going to claim the damage to my car. I can fix it myself. So lets say with a little paint and body work, her repair cost is $1000.......how much will my insurance go up? I am 23, and have a flawless driving record until today."


Can't afford the insurance on a car I just bought.? I can't afford the insurance on a car I just bought yesterday, I had made quotes before and one of them was in my price range for full coverage since I am making payments but I didnt realize until now it was for liability. Am I able to take the car back with no penalty or will it hurt my credit?" Do Insurance Quotes Check Your Credit Score? Hi everyone. When you get and insurance quote from an auto insurance company(I'm thinking of trying 21 century) do they check your credit score? If so then is that a problem? Thanks to those who help! Insurance for a 350z on Parents plan? Hey there so when i turn 18, im buying a 2003 nissan 350z with my own money. Right now im 17 and have been driving an old civic for almost the past 2 years and have never gotten in an accident or ticket (not that that lowers the insurance at all) and have the good student discount. so i followed the rule of thumb to buying a car thats okay to beat up when you first start driving. anyways, ive been looking for a lot of answers to my question, but all of the people asking it seem to be paying for theyre own insurance. Im on my parents plan, and when i buy the car its going to be put under my dads name (he is 52 and is a teacher btw if that matters). Both my parents are extremely responsible drivers, so im assuming their insurance rate wont be as high as if the car was in my name. the one issue with this car is how much insurance is going to be exactly. I looked for a quote on progressive, and im almost positive it cant be right. when i typed in the insurance cost for my 2003 civic with me paying it myself, it was only like $10 cheaper per month than a 350z, which like i said seems somewhat off. anyways, does anyone that went through buying a sports car when they were 18 with kinda the same thing have any answers for me? or even if you just know insurance well i just want to know. My parents would be okay with insurance going up some, but not astronomically high (like people were saying a couple thousand a year). ive asked them if they can talk to our agent (we are insured with PEMCO), but they keep saying theyll do it later. anyways, sorry for the long question. but any answers would help! Thanks!" Can i get my money back from my life insurance? my wife and i have been paying for life insurance for about 9 years now. the broker explained that it is what is called whole life insurance and that you would only pay for 10 years. recently we find out that it could be as much as 14 years. is there a way we could take our money back and cancel the insurance. we fill been cheated and want to cancel the insurance. please suggest


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