For Your Benefit Magazine — Winter 2020-21 by 1199SEIU Benefit and Pension Funds

DEDICATED TO THE HEALTH & WELL-BEING OF 1199SEIU BENEFIT FUND MEMBERS

For Your Benefit WINTER 2020–2021

EN ESPANOL p17

Meet Our Featured Member

Yesenia Pena Recovering from cancer— and a bout of COVID-19— Yesenia Pena gained a newfound appreciation of the support she receives from her 1199SEIU Funds.

Get the Facts on the COVID-19 Vaccines PLUS

Maximize Your Refund with Earned Income Tax Credit Assistance see page 12

For Your Benefit

CONTENTS

WINTER 2020–2021

HEALTH BENEFITS

FINANCIAL WELLNESS

4 A Message from Dr. Van H. Dunn, Chief Medical Officer 5 Get the Facts on the COVID-19 Vaccines

11 Take Charge of Your Financial Health this Spring

6 National Benefit Fund Members: Paid Family Leave Benefit Increases for 2021 6 Greater New York Benefit Fund Members: Open Enrollment for Spouses Begins January 1 7 Nursing Home Workers Find Comfort in a Circle of Support

MEMBER PROFILE 8

Yesenia Pena Recovering from cancer—and a bout of COVID-19—Yesenia Pena gained a newfound appreciation of the support she receives from her 1199SEIU Funds.

11 Apply for Your Pension Virtually

MEMBERSHIP ADVANTAGES 12 Maximize Your Refund with Earned Income Tax Credit Assistance 13 Join Us for Our January Wellness Workshop —Now Online! 13 Learn How to Have a Healthy Pregnancy at Our Next Online Prenatal Workshop 14 Stay Informed: Subscribe to Our Benefits Channel 14 More Members Taking Control of Their Benefits Through My Account

TRAINING BENEFITS

CELEBRATING OUR HEROES

15 TEF Programs Continue Online this Spring

10 Get Your 2021 Celebrating Our Healthcare Heroes Calendar!

CHILD AND YOUTH BENEFITS 16 Anne Shore Sleep-Away Camp Program

Join Fellow Members on Facebook and Instagram Our 1199SEIU Benefit and Pension Funds’ Facebook page and Instagram account are helping thousands of members stay up to date on the latest benefit and pension news, health fairs, workshops, wellness news and more. If you’re not yet one of them, just visit www.Facebook.com/1199SEIUBenefitFunds and click on “Like.” On Instagram, follow us @1199SEIUBenefitFunds. And be sure to check out our Training and Employment and Child Care Funds’ pages.

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Message from the Executive Director Dear Members, After a year like no other, I hope you will join me in welcoming 2021 with optimism and a renewed sense of hope. You, our members, have displayed such resilience and professionalism throughout the pandemic that we dedicated this year’s Funds calendar to you. Find out how to get your own Celebrating Our Healthcare Heroes calendar on page 10.

After a year like no other, I hope you will join me in welcoming 2021 with optimism and a renewed sense of hope.

In his column, Dr. Dunn provides an update on COVID-19 vaccinations. We also include FAQs to provide answers to some of the most commonly asked questions about the vaccines. You will find this issue’s featured member profile on page 8. Yesenia Pena, a Patient Care Technician at NewYork-Presbyterian Allen Hospital, overcame her own battle with COVID-19 and went back to work as soon as she was able. We have included an update about changes to the Paid Family Leave benefit and, with tax season fast approaching, information on how to apply for the Earned Income Tax Credit (EITC). Our “Take Charge of Your Finances” online workshops are also back, with a new session on how to recover from a financial setback. And if you’re thinking of retiring, we remind you that you can request a pension estimate and apply for your pension online from the safety and comfort of your home. For those of you who are looking to advance your career in the healthcare industry, our Training and Employment Funds have expanded their online offerings to help you access the training you need. And with hopes that camps will be able to operate this coming summer, we include information about applying for the Child Care Funds’ Anne Shore Sleep-Away Camp Program. As always, we hope you enjoy this edition of For Your Benefit, and wish you a Happy New Year! Sincerely,

Mitra Behroozi Executive Director 1199SEIU Benefit and Pension Funds This issue of For Your Benefit contains important information about your rights under your benefit and pension plans and the Employee Retirement Income Security Act (ERISA), which you should read and retain for future reference. The National Benefit Fund believes it is a “grandfathered health plan” under the Patient Protection and Affordable Care Act (the “Affordable Care Act”). A grandfathered health plan can preserve certain basic health coverage that was already in effect when that law was enacted in 2010. Being a grandfathered health plan means that this plan may not include certain consumer protections of the Affordable Care Act that apply to other plans, for example, the requirement for an external review process for claims appeals. However, grandfathered health plans must comply with certain other consumer protections in the Affordable Care Act, for example, the elimination of lifetime limits on benefits. The Wage Class III plan is not a grandfathered health plan. Questions regarding which protections apply and which protections do not apply to a grandfathered health plan can be directed to the Plan Administrator at (646) 473-9200. You may also contact the Employee Benefits Security Administration, U.S. Department of Labor at (866) 444-3272 or www.dol.gov/agencies/ebsa/about-ebsa/ask-a-question/ask-ebsa. This website has a table summarizing which protections do and do not apply to grandfathered health plans.

FOR YOUR BENEFIT

Health Benefits

A Message from Dr. Van H. Dunn, Chief Medical Officer Dear Members, As this issue of For Your Benefit goes to press, the federal government has issued an Emergency Use Authorization (EUA) for a two-dose COVID-19 vaccination developed by Pfizer, with at least two more in line for review. As a result, right now there are tens of thousands of vaccine doses headed for New York City’s nursing home workers and residents, with doses for other healthcare workers soon to follow, all of whom can be among the first to receive an approved COVID-19 vaccine. As you know, healthcare workers are at increased risk of contracting the virus and unknowingly passing it on. We know it has been especially challenging to protect yourself and your family against illness as the flu season and the surge in the ongoing pandemic have collided, creating the potential for a “twindemic” that threatens to pressure our already-stressed healthcare system. So in the same way that I encourage you to get your flu shot every year, I encourage you to get the COVID-19 vaccine when it is available to you. However, we know many of you have questions about the COVID-19 vaccinations. To help you sort fact from fiction, we have created a COVID-19 vaccine FAQ that you can read on page 5, and view on our website, www.1199SEIUBenefits.org/vaccines, which addresses common concerns, like whether the vaccine can give you the virus (it can’t), whether you may experience side effects (you may) and whether you should continue to wear masks and social-distance after you are vaccinated (you should). We have heard from some of you that you are concerned about the safety of the vaccines because they were produced so quickly. The rapid development was due to improved efficiencies, such as combining phase 1 and phase 2 trials to assess safety and immune responses, and making major investments in manufacturing capacity to produce large numbers of vaccine doses as trials were still underway. But, like the flu shot, all vaccinations must go through extensive

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testing and clinical trials to prove their efficacy and safety before they are approved for use. Similarly, a vaccine issued under an EUA must undergo the same rigorous review. For its part, the U.S. Food and Drug Administration (FDA) is charged with determining whether the known and potential benefits of a COVID-19 vaccine outweigh its potential risks. But first, manufacturers submitting vaccines for approval must present safety data gathered from multiple-phased trials, including data on a sample of more than 3,000 vaccine recipients who are followed for at least one month after they complete the course of the vaccine to determine if they experience any side effects (the Pfizer trials had 30,000 participants). In addition, manufacturers must submit proof that they can ensure the quality and consistency of the vaccine approved for distribution. We know that COVID-19 affects different populations differently, with people of color suffering disproportionately high mortality rates due to the virus. In addition, the elderly and people with underlying health conditions such as obesity, diabetes and chronic respiratory disease are vulnerable to serious complications of the virus. Currently, the federal Advisory Committee on Immunization Practices proposes that the elderly and those with serious health conditions receive the vaccine after healthcare workers, nursing home workers and residents. The Union has been conducting Tele-Town Halls and your Benefit Funds are hosting webinars to answer your questions about the vaccine—and I am always here for you. And remember to visit our website, www.1199SEIUBenefits.org/vaccines, to find the latest information or to ask me a question directly. Be safe. Be well.

Van H. Dunn, MD Chief Medical Officer

Health Benefits

Get the Facts on the COVID-19 Vaccines How does the COVID-19 vaccine approval process work? In the United States, vaccines must be approved by the U.S. Food and Drug Administration (FDA) before they can be used. The FDA bases its decision on data from clinical trials. The data is reviewed by independent experts, career scientists and physicians at the FDA who are not politically appointed and are experts in vaccine safety and effectiveness. The scientists look for unexpected side effects that the vaccine might have caused, which helps determine its safety. In general, the fewer and less severe the side effects are, the more the vaccine is considered safe. If the clinical trial data show enough evidence of efficacy and safety, the FDA will approve the vaccine and license it for use in the United States.

protein, your immune system will make the antibodies that fight COVID-19 and protect you from getting sick from this virus.

Do the COVID-19 vaccines have side effects? Some people will experience mild to moderate side effects, particularly after the second dose of a vaccine, that may include pain at the injection site, fever, fatigue, and aching muscles and joints for a day or two. Can I get COVID-19 after being vaccinated? It typically takes a few weeks for the body to build immunity after vaccination. That means it’s possible a person could be infected with the virus just before or just after vaccination and get sick. This is because the vaccine has not had enough time to provide protection.

COVID-19 vaccines were developed in record time, but are they safe? The messenger RNA (mRNA) vaccines produced by Pfizer and Moderna are faster to develop using new technology and they do not require vaccine manufacturers to produce protein or weakened pathogen for the vaccine. These mRNA vaccines are safe and no riskier than tried and tested ones, like the childhood measles vaccine.

If I already had COVID-19, do I need to get a vaccine? There is not enough information currently available to say if or for how long after infection someone is protected from getting COVID-19 again. Early evidence suggests natural immunity from COVID-19 may not last very long. Therefore, vaccination is still recommended.

Did clinical trials for the COVID-19 vaccines include those most affected by the virus, especially Black, Latinx and older people? Yes. While vaccines work the same in people of different races or ethnicities, it is important to make sure vaccines are tested in diverse population groups before they are released. The phase 3 clinical trials conducted by Pfizer and Moderna included participants from the population groups most at risk for COVID-19.

Will I still need to wear a mask and practice social distancing once I get a vaccine? Yes. The Pfizer and Moderna vaccines are 94 to 95 percent effective in protecting you from getting very sick with the virus, but it will not prevent you from spreading the virus to other people. Therefore, we will still need to wear masks and practice physical social distancing until a large proportion of the population is vaccinated and we are sure the vaccines provide long-term protection.

In Pfizer’s U.S. trial, 13.1 percent of participants were Hispanic or Latinx, 10.1 percent were Black and 5.5 percent were Asian American. About 45 percent of participants were between 56 and 85 years of age.

What does “herd immunity” mean? If a vaccine not only protects against disease but reduces transmission, and continues to do so for many years, we are likely to reach a state of herd immunity (or herd protection) when masks and social distancing will no longer be required. Herd protection is achieved when a sufficient proportion of the population is made non-infectious.

Moderna reported that 20 percent of participants identified as Hispanic or Latinx and 10 percent identified as Black or African American. Moderna also said that its trial included 23.3 percent of participants who were over the age of 65, as well as 16.7 percent of participants who had high-risk chronic diseases, such as diabetes, severe obesity and cardiac disease.

Can I get COVID-19 from the vaccines? No. The Pfizer and Moderna vaccines do not contain the virus. Instead, they contain instructions for your cells called “messenger RNA,” which tells your cells to make the COVID-19 spike protein. Once your cells make the spike

Can I mix and match COVID-19 vaccines? No. If you get a two-dose vaccine, your second dose must be from the same vaccine as the first dose. The Pfizer and Moderna vaccines require two doses to be maximally effective. The second dose of Pfizer’s vaccine is given 21 days after the first dose. The second dose of Moderna’s vaccine is given 28 days after the first dose. Since the vaccines differ in composition, storage and time between the two doses, people must take the same vaccine for both doses.

FOR YOUR BENEFIT

Health Benefits Greater New York Benefit Fund Members:

Open Enrollment for Spouses Begins January 1

National Benefit Fund Members:

Paid Family Leave Benefit Increases for 2021 Under New York State law, the Paid Family Leave benefit has increased. The 1199SEIU National Benefit Fund (NBF) began administering New York State’s Paid Family Leave (PFL) benefit in 2018, at no cost to NBF members. This PFL benefit provides all eligible full-time and part-time members with a partial wage replacement when they need time off to take care of a sick family member with a serious health condition; to care for a newborn, newly adopted or newly placed foster child; or to deal with issues arising when a family member is called to active military service. For calendar year 2021, the benefit has increased: Eligible members can now receive up to 12 weeks of leave at 67 percent of their average weekly wage (capped at 67 percent of the New York State Average Weekly Wage). To apply for the benefit, you need to complete a Paid Family Leave benefit request form (available on our website at www.1199SEIUBenefits.org) and submit required documentation to your employer, who will then complete and submit your request to the Fund. If you have questions about your eligibility or how to access the benefit, please call our Member Services Department at (646) 473-9200. Greater New York Benefit Fund members: You are also eligible for the 2021 PFL benefit increases, although you receive your New York State PFL benefit through your employer, not through the Fund.

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The open enrollment period to sign up your spouse for the 1199SEIU Greater New York Benefit Fund health plan runs from January 1 through January 31, for coverage beginning March 1, 2021. To enroll your spouse, you must complete a Spouse Coverage and Payroll Deduction Authorization Form authorizing your employer to deduct the weekly premium from your paycheck. This form must be submitted to your employer before February 1.You can find the enrollment form at www.1199SEIUBenefits.org. If you’ve already enrolled your spouse, you don’t have to do anything. Of course, you and your dependent children up to age 26 are still eligible for coverage, with no premium, whether or not your spouse is enrolled. If you have any questions, please call Member Services at (646) 473-9200, and a representative will be happy to help you.

Health Benefits

Nursing Home Workers Find Comfort in a Circle of Support Last spring, recognizing the toll that the ongoing COVID-19 pandemic was taking on nursing home workers, your Benefit Fund partnered with Harrisolutions, a personal growth and development organization, to develop a program that would help support your well-being. Specially designed with and for nursing home workers, the program—“Caring for Those Who Care for Others”—got off to a successful start this past summer, creating a space that helped reassure participants that someone cares about them. “So many nursing home workers feel left out, like they’re not considered essential frontline workers,” explained program founder Sandra Harris. “They experience trauma from the pandemic just by going to work, and with their profession in the spotlight, when they come home, they’re often viewed with apprehension because of the job they do.”

While those issues may have left nursing home workers feeling isolated, connecting with others who struggled with similar feelings provided some much-needed comfort and understanding. “Everyone supports each other here in a community that lets participants share their experiences and realize that they are not alone,” Sandra said. The twicemonthly online workshops, available in both English and Spanish, were held in a relaxed, supportive environment, and covered such topics as handling stress and having difficult conversations. After the initial success of the program, more sessions are being planned for 2021. To find out more, visit the Harrisolutions website, www.Harrisolutions.com, or call (646) 775-1308.

FOR YOUR BENEFIT

Member Profile

Yesenia Pena Recovering from cancer—

and a bout of COVID-19— Yesenia Pena gained a newfound appreciation of the support she receives from her 1199SEIU Funds.

cancer go into remission, but she was concerned about the costs of continuing those treatments. The Funds put her fears to rest. “They said, don’t worry— they took care of my bills,” she recalled. “I was so worried about costs, but I didn’t pay a penny!” Now, her health benefits cover the yearly radiation treatments and medication she needs to help her remain in remission.

Since emigrating from Mexico to the Bronx 25 years ago,Yesenia Pena has always been a hard worker. In fact, for years she held two full-time jobs as a Nursing Assistant at both the Glen Island Center for Nursing and Rehabilitation in New Rochelle and NewYork-Presbyterian/Weill Cornell Medical Center in Manhattan—all while raising her three children, Camilla, Emily and Matthew. In 2015, she became a Patient Care Technician at NewYork-Presbyterian Allen Hospital. Before she began her new job,Yesenia recalled something her friends and coworkers had told her: “They said, ‘Don’t you dare leave your 1199SEIU benefits.’ That was good advice!”

Despite her own health concerns, Yesenia continued working during the COVID-19 pandemic. “You didn’t have time to cry some days,” she recalled. Yesenia contracted the virus herself, suffering from a fever, a severe cough, and a loss of taste and smell, and she even spent a day in the emergency room receiving supplemental oxygen. But she recovered and was soon back on the job, committed to helping her patients, including using her Spanish language skills to comfort those who didn’t speak English. “I’m so glad I was able to be there,” she said, “and help patients feel more comfortable by speaking to them in their language.”

Two years ago,Yesenia began to feel pain in the back of her neck, and an MRI revealed she had thyroid cancer. Radiation treatments helped her

Yesenia is working hard now on improving her overall health. She’s eating more vegetables, while cutting back on bread and rice—former staples in her

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diet—and substituting fish or chicken for pork. She’s also discovered a cucumberand-lime health shake she drinks twice a day to control her appetite, and she plans to see a nutritionist to learn more about making good food choices. To keep in shape,Yesenia follows an exercise routine that includes working out with 5-pound dumbbells and doing jumping jacks, in addition to walking 30 minutes each day. “Slowly, but surely, I’ve been losing weight,” she said. “I feel much more energetic and confident!” Now that her health has improved, Yesenia is looking forward to furthering her career and become a Registered Nurse. With help from her training benefits, she’s currently taking classes at Lehman College in preparation for enrolling in its nursing program. Before the New York City public school system closed, she also used her child-care benefits to cover expenses for an after-school homework club for her son, Matthew. Looking back on how her benefits have helped support her health, her career and her family,Yesenia is glad she listened to her friends’ advice years ago: “My 1199SEIU benefits really have been good to me. I’m so thankful for them!”

Member Profile

“My 1199SEIU benefits really have been good to me. I’m so thankful for them!”

What Do Your Benefits Mean to You? You count on your health benefits to support you in your efforts to stay healthy, whether it’s by getting regular checkups, keeping a chronic condition under control or just improving your lifestyle in general. But has there ever been a time when your health coverage literally saved your life or the life of a loved one? If so, we’d like to hear from you. To share your story with your fellow members in an upcoming issue of For Your Benefit, please contact the Funds at Communications@1199Funds.org.

FOR YOUR BENEFIT

Celebrating Our Heroes

Get Your 2021 Celebrating Our Healthcare Heroes Calendar! This year’s Benefit and Pension Funds calendar is a very special one, as we pay tribute to our healthcare heroes who serve on the frontlines of the COVID-19 pandemic. Each month, you’ll be inspired by your fellow members who report to work every day to care for their patients and residents—and for each other. We have mailed calendars to members who attended wellness workshops in early 2020, and who participated in online wellness programs. If you would like to receive a calendar, email us at Wellness@1199Funds.org and we will send you one.

In addition, we will feature more of our heroes in this magazine throughout 2021— meet Marlon Small, below!

Hero

Marlon Small

Certified Nursing Assistant

“Everything with COVID happened so rapidly, it was a mental challenge as much as anything else, and it was hard on us all to see so many patients fall victim to the virus.”

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Hopkins Center for Rehabilitation and Healthcare 1199SEIU member for 14 years What makes him a healthcare hero: Marlon made sure to speak to his residents as much as he could. He knew he and his co-workers were essentially the only family some of them had, so he did his best to boost their spirits. Respect for the uniform: Commuting to and from work in his uniform, he was fortunate not to face the stigma many nursing home workers did. In fact, many people went out of their way to thank him for his work, which helped a lot on the tougher days.

Financial Wellness

Take Charge of Your Financial Health this Spring Money worries can affect your mental and physical health, so it’s important to make sure you have your finances in order. That’s why your Benefit Fund offers the free and convenient online series, “Take Charge of Your Finances.” Designed specifically for 1199SEIU members, the popular program offers real-world information and strategies, with access to online presentations that you can view from the comfort and safety of your home. The spring semester runs from April through June 2021, and will once again be led by financial expert Ryan C. Mack. Registration for individual classes begins March 1, but you can still get the latest information and access the full curriculum when you sign up at www.1199SEIUBenefits.org/takecharge. Available in both English and Spanish, the curriculum includes course videos, e-newsletters, tips and more, and covers topics such as Saving Strategies, How to Recover from Financial Hardship, The Importance of Credit and Working Toward Retirement. You can even find out if you’re eligible for a free, 30-minute, one-on-one coaching session with Ryan.

Apply for Your Pension Virtually Planning to retire is a big decision, and your Pension Fund is here to help. To get information about your pension benefit, request a pension estimate, learn how to apply for a pension or view our Virtual Pension Counselor videos, visit our website at www.1199SEIUBenefits.org/hcepension or www.1199SEIUBenefits.org/gny-pension. You can request a pension estimate and complete your pension application through My Account, where you can also submit documents and access other pension forms. But if you would like to speak directly with a Pension Counselor from the safety and comfort of your home, you can talk to one by phone or schedule a virtual counseling session. Just download the Zoom Video app from https://zoom.us to your smartphone or computer, then call the Retiree Services Center at (646) 473-8666 to schedule your appointment. A Pension Counselor will contact you before your appointment to provide a Zoom Meeting ID number and passcode. Having trouble downloading Zoom? Just request that your Pension Counselor call you at the time of your appointment, and he or she will help you set up Zoom, or even conduct your session over the phone, if necessary.

We look forward to helping you plan for your retirement!

FOR YOUR BENEFIT

Membership Advantages

Maximize Your Refund with Earned Income Tax Credit Assistance The 2021 tax season is just around the corner, and the Benefit Funds want to make sure you get the most out of your return. The Funds’ Tax Preparation Assistance Program, in partnership with the Food Bank For New York City and the nonprofit educational program Ariva, has helped thousands of members claim the Earned Income Tax Credit (EITC), to ensure their taxes are prepared accurately and they receive all they’re entitled to in their refund. This tax season, you are eligible for free tax preparation services at events held throughout New York City or online if you meet the following guidelines: Food Bank For New York City: Your 2020 household income is below $57,000 (with or without dependents) Ariva: Visit www.1199SEIUBenefits.org/eitc for income eligibility information The EITC isn’t a tax refund—it is additional money from the government in the form of a tax credit.

Claim Your EITC Find out whether you meet the income requirements for the EITC by using the 2020 tax guidelines listed below: • Income below $50,954 ($56,844 if married, filing a joint return), with three or more dependent children • Income below $47,440 ($53,330 if married, filing a joint return), with two dependent children • Income below $41,756 ($47,646 if married, filing a joint return), with one dependent child • Income below $15,820 ($21,710 if married, filing a joint return), with no dependent children

Visit www.1199SEIUBenefits.org/eitc for more tax prep programs and information, or call Member Services at (646) 473-9200.

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Membership Advantages

Learn How to Have a Healthy Pregnancy at Our Next Online Prenatal Workshop Join Us for Our January Wellness Workshop —Now Online! Staying healthy and knowing how to deal with stress are more important than ever these days, so don’t miss our next online wellness workshop* on Saturday, January 23. In the first session, “Seasonal Herbs and Botanicals for Better Health,” you’ll find out about the connection between what you eat and how you think and feel, as well as about foods that can feed both your body and mind— without emptying your wallet. In the second session, “Relax and Recharge,” you’ll learn mind-body exercises that can calm you and help you recharge your batteries, while exploring progressive muscle relaxation and deepbreathing techniques that will leave you at ease and ready to take on the rest of your day. Attend one or both sessions, and also take part in a Q&A session. What: “Seasonal Herbs and Botanicals for Better Health” online workshop When: Saturday, January 23 10:00 am to 10:40 am: Seasonal Herbs and Botanicals for Better Health 10:45 am to 11:15 am: Relax and Recharge Where: This workshop will be conducted online. To sign up and get more information, visit www.1199SEIUBenefits.org/webinars. You can also email Wellness@1199Funds.org with your name and the email address where we can send you the invitation. If you can’t tune in for the January 23 workshop, it will be available on our Benefits Channel at www.1199SEIUBenefits.org/videos. * Provided by Worksite Medical Services, P.C., and offered in English only.

Join us for our Wellness Department’s next online prenatal workshop* on Saturday, March 6, for information you can use to stay healthy during your pregnancy and even after your child is born.You’ll also find out how to prepare for your due date and what to anticipate during labor and delivery. Whether you’re expecting your first, second or third child, you won’t want to miss this chance to learn how to have a healthy pregnancy with fewer complications.

As always, partners are welcome!

What: Prenatal workshop When: Saturday, March 6 Time: 10:30 am to 2:30 pm Where: Please visit our website, www.1199SEIUBenefits.org, for information on how you can join the workshop. If you can’t tune in for the workshop on March 6, it will be available on our Benefits Channel at www.1199SEIUBenefits.org/videos. *Provided by Worksite Medical Services, P.C., and offered in English only.

FOR YOUR BENEFIT

Membership Advantages

Stay Informed: Subscribe to Our Benefits Channel As an 1199SEIU Funds member, you know that in addition to your health, pension, training and education, and child-care benefits, you have access to a variety of wellness programs and workshops. To help you stay informed—and protect your health—we’ve created the Benefits Channel, a library of videos you can view and webinars you can attend from the safety and comfort of your home.You’ll be able to view a Healthy Living Spotlight video from Dr. Dunn, virtually attend a wellness workshop, learn about your defined benefit pension, get tips for improving your financial wellness and much more. To browse our video library, sign up for webinars or subscribe to the channel so you will know when we post a new video, visit www.1199SEIUBenefits.org/videos.

More Members Taking Control of Their Benefits Through My Account You know that My Account is a convenient, easy-to-use resource that allows you to submit and view claims, make changes to your personal information and more—anytime, anywhere. Throughout the COVID-19 pandemic, more of you have been turning to My Account to view medical claims, request pension information, add eligible dependents and much more, from the comfort and safety of your home. Having your benefit information at your fingertips through My Account is now more important than ever. If you haven’t created an account yet, visit www.1199SEIUBenefits.org and click on the My Account button at the top of the homepage.

Use My Account to:

Enroll your eligible dependents

Request a new Health Benefits ID card

Request a pension estimate

Coordinate your spouse’s benefits

Apply for your pension

Enroll in our Prenatal Program

Change your address

Update personal information

1199SEIU Child Care Funds

Find out the status of a claim

Apply for training benefits through the

View Explanation of Benefits statements (EOBs)

1199SEIU Training and Employment Funds

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Training Benefits

TEF Programs Continue Online this Spring In response to the ongoing COVID-19 pandemic, the 1199SEIU Training and Employment Funds (TEF) are offering their foundational programs—English for Speakers of Other Languages (ESOL), High School Completion, Prep Academy, Spanish, Digital Literacy and Tutoring, and Citizenship (in partnership with the 1199SEIU Benefit and Pension Funds)—in remote learning formats in Spring 2021, to help protect members’ health and safety. TEF will continue to offer services for students seeking financial support, including tuition assistance, for programs leading to academic degrees and certificates. We want to make sure healthcare workers like you, who play such a vital role in this pandemic, have all the resources you need to upgrade your skills—especially at a foundational level, which is often the first step in career advancement.

We want to make sure

To help ensure the greatest possible participation in these programs, TEF surveyed all program students over the summer on their ability to access remote learning tools such as computers, tablets and smartphones; their familiarity with meeting platforms and apps; and their Internet access. In addition, TEF developed a Zoom Guide in multiple languages for students who had limited experience with technology and needed additional support to download the Zoom app on their devices. So far, more than 1,500 members have participated in 141 different classes via Zoom.

need to upgrade your

All 1199SEIU bargaining unit members can sign up for these programs after working for just one day with a contributing employer. For more information or to register, email TEFAdultEd@1199Funds.org.

first step in career

healthcare workers like you, who play such a vital role in this pandemic, have all the resources you skills—especially at a foundational level, which is often the advancement.

FOR YOUR BENEFIT

Child and Youth Benefits

WE ARE OPTIMISTIC THAT OUR CAMPS WILL BE ABLE TO OPERATE NEXT SUMMER, AND WE ENCOURAGE YOU TO APPLY NOW. ANNE SHORE SLEEP-AWAY CAMP PROGRAM

Make Memories that Last a Lifetime! THE ANNE SHORE CAMP PROGRAM OFFERS

• A two-, three-, or four-week summer sleep-away camp experience • Arts, sports, outdoor adventure, technology and traditional camps • Specialized camps for children with special needs

WHY APPLY? Sleep-away camp is a great way for your child to learn: • Independence • Responsibility • New skills and hobbies

WHO CAN APPLY? Your child(ren) may be eligible if: • You currently work for a contributing employer and have been eligible for family coverage (Wage or Eligibility Class I) through your Benefit Fund for at least one (1) year • They are between 9 and 15 years old at the start of camp

Apply online by January 31 at:

www.1199SEIUBenefits.org/Anne-Shore-Camp For more information, please contact the 1199SEIU/Employer Child Care Corporation at (212) 564-2220 or email AnneShoreCampProgram@1199Funds.org.

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Para Su Beneficio CONTENIDOS

INVIERNO 2020–2021

CELEBREMOS A NUESTROS HÉROES

BIENESTAR FINANCIERO

19 ¡Obtenga Su Calendario Celebremos a Nuestros Héroes de la Atención Médica de 2021!

26 Tome el Control de Su Salud Financiera esta Primavera

BENEFICIOS DE SALUD 20 Mensaje del Dr. Van H. Dunn, Director Médico Ejecutivo 21 Obtenga Información Sobre las Vacunas Contra la COVID-19 22 Miembros del Fondo Nacional de Beneficios: Beneficio de Licencia Familiar Paga para 2021 22 Miembros del Fondo de Beneficios del Gran Nueva York:La Inscripción Abierta para Cónyuges Comienza el 1 de Enero 23 Los Trabajadores de Residencias para Ancianos Encuentran Consuelo en un Grupo de Apoyo

PERFIL DEL MIEMBRO 24 Yesenia Pena Al recuperarse del cáncer (y tras una lucha contra la COVID-19), Yesenia Pena obtuvo una nueva apreciación por el apoyo que recibe de los Fondos de 1199SEIU.

26 Solicite Su Pensión de Manera Virtual

VENTAJAS DE LA MEMBRESÍA 27 Maximice Su Reembolso con el Crédito Tributario por Ingresos del Trabajo 28 Participe en Nuestro Taller de Bienestar de Enero, ¡Ahora en Línea! 28 Aprenda Cómo Tener un Embarazo Saludable en Nuestro Próximo Taller Prenatal en Línea 29 Manténgase Informado: Suscríbase a Nuestro Canal de Beneficios 29 Más Miembros Toman el Control de Sus Beneficios a Través de My Account (Mi Cuenta)

BENEFICIOS DE CAPACITACIÓN 30 Los Programas de los TEF Continúan en Línea esta Primavera

BENEFICIOS INFANTILES Y PARA JÓVENES 31 Programa de Campamento de Estadía Anne Shore

Únase a los Compañeros Miembros en Facebook e Instagram La página de Facebook y la cuenta de Instagram de nuestros Fondos de Beneficios y Pensiones de 1199SEIU están ayudando a miles de miembros a mantenerse al día de las últimas novedades sobre beneficios y pensiones, ferias de salud, talleres, noticias sobre bienestar y mucho más. Si usted todavía no es uno de ellos, simplemente visite www.Facebook.com/1199SEIUBenefitFunds y haga clic en “Like” (Me gusta). En Instagram, síganos en @1199SEIUBenefitFunds. Además, asegúrese de visitar nuestras páginas de Training and Employment (Empleo y Capacitación) y Child Care Funds (Fondos de Cuidado Infantil).

PARA SU BENEFICIO

Mensaje de la Directora Ejecutiva Estimados miembros, Tras un año sin igual, espero que me acompañen para recibir el 2021 con optimismo y una sensación renovada de esperanza. Ustedes, nuestros miembros, han mostrado una gran resiliencia y profesionalismo durante toda la pandemia y por eso les dedicamos el calendario de los Fondos de este año. Obtengan más información sobre cómo recibir su propio calendario Celebremos a nuestros héroes de la atención médica en la página 19.

Tras un año sin igual, espero que me acompañen para recibir el 2021 con optimismo y una sensación renovada de esperanza.

En su columna, el Dr. Dunn brinda información actualizada sobre las vacunas contra la COVID-19. También incluimos preguntas frecuentes para brindar respuestas a algunas de las preguntas más comunes sobre las vacunas. Encontrarán el perfil del miembro destacado de este número en la página 24.Yesenia Pena, una técnica de atención al paciente en NewYork-Presbyterian Allen Hospital, superó su propia batalla contra la COVID-19 y volvió a trabajar tan pronto como pudo. Hemos incluido información actualizada sobre los cambios en el beneficio de licencia familiar paga y, como la temporada de impuestos se aproxima rápidamente, información sobre cómo solicitar el Crédito Tributario por Ingresos del Trabajo (Earned Income Tax Credit, EITC). Nuestro taller en línea “Take Charge of Your Finances” (Tome el control de sus finanzas) está de vuelta, con una sesión nueva sobre cómo recuperarse de un contratiempo financiero.Y, si piensan en jubilarse, les recordamos que pueden solicitar un cálculo de la pensión y solicitar su pensión en línea desde la comodidad y seguridad de su hogar. Para quienes estén buscando progresar en su carrera en la industria de la atención médica, nuestros Fondos de Capacitación y Empleo han ampliado sus ofertas en línea para ayudarlos a acceder a la capacitación que necesitan.Y, con la esperanza de que los campamentos puedan funcionar el próximo verano, incluimos información sobre cómo presentar la solicitud para el Programa de Campamento de Estadía Anne Shore (Anne Shore Sleep-Away Camp Program) de los Fondos de Cuidado Infantil. Como siempre, esperamos que disfruten esta edición de Para Su Beneficio, ¡y les deseamos un feliz Año Nuevo! Atentamente,

Mitra Behroozi Directora Ejecutiva Fondos de Beneficios y Pensiones de 1199SEIU Este número de Para Su Beneficio contiene información importante sobre sus derechos en virtud del plans de beneficios y pensiones y la Ley de Seguridad del Ingreso de Jubilación del Empleado (ERISA, por sus siglas en inglés), que debe leer y conservar para consultarla en el futuro. El Fondo Nacional de Beneficios considera que es un “plan de salud de derechos adquiridos” en virtud de lo estipulado en la Ley de Medidas de Protección del Paciente y Cuidado de Bajo Costo (la “Ley de Cuidado de Bajo Costo”). Un plan de salud de derechos adquiridos puede preservar cierta cobertura médica básica que ya se encontraba en efecto cuando se aprobó esa ley en 2010. Dicho plan no puede incluir determinadas protecciones al consumidor señaladas en la Ley de Cuidado de Bajo Costo que se aplican a otros planes, por ejemplo, el requisito de un proceso de revisión externa para las apelaciones de las reclamaciones. Sin embargo, los planes de salud de derechos adquiridos deben cumplir con otras protecciones para el consumidor establecidas en la Ley de Cuidado de Bajo Costo, por ejemplo, la eliminación de los límites de por vida de los beneficios. El plan de Salario de Clase III no es un plan de salud de derechos adquiridos. Si tiene preguntas acerca de cuáles protecciones se aplican a un plan de salud de derechos adquiridos y cuáles no, puede comunicarse con el administrador del plan al (646) 473-9200. También puede comunicarse con la Administración para la Seguridad de los Beneficios del Empleado del Departamento de Trabajo de los EE. UU. por teléfono al (866) 444-3272 o visitando el sitio web www.dol.gov/agencies/ebsa/es/about-ebsa/ask-a-question/hace-una-pregunta. Allí, encontrará una tabla en la que se resumen cuáles protecciones se aplican a los planes de salud de derechos adquiridos y cuáles no.

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Celebremos a Nuestros Héroes

¡Obtenga Su Calendario Celebremos a Nuestros Héroes de la Atención Médica de 2021! El calendario de los Fondos de Beneficios y Pensiones de este año es uno muy especial, ya que homenajeamos a nuestros héroes de la atención médica que son los primeros defensores en la lucha contra la pandemia de la COVID-19. Cada mes, será inspirado por los otros miembros que van a trabajar todos los días para cuidar a sus pacientes y residentes, y cuidarse entre ellos. Les hemos enviado calendarios por correo a los miembros que han asistido a los talleres de bienestar a principios de 2020 y que han participado en programas de bienestar en línea. Si desea recibir un calendario, envíenos un correo electrónico a Wellness@1199Funds.org y le enviaremos uno.

Además, mostraremos más de nuestros héroes en esta revista a lo largo de 2021: ¡conozca a Marlon Small a continuación!

Héroe

Marlon Small

Asistente de Enfermería Certificado Hopkins Center for Rehabilitation and Healthcare Miembro de 1199SEIU hace 14 años

“Todo pasó tan rápido con la COVID, que fue más que nada un desafío mental como todo lo demás, y fue duro para nosotros ver que tantos pacientes fuesen víctimas del virus”.

Qué lo convierte en un héroe de la atención médica: Marlon se aseguraba de hablar con sus residentes tanto como podía. Sabía que él y sus compañeros de trabajo eran básicamente la única familia para algunos de ellos, por lo que hacía todo lo posible por levantarles el ánimo. Respeto por el uniforme: al desplazarse hacia el trabajo con el uniforme puesto, tuvo la fortuna de no enfrentarse al estigma al que muchos trabajadores de casas de reposo se enfrentaron. De hecho, muchas personas se le acercaban para agradecerle por su trabajo, lo que ayudó mucho en los días más difíciles.

PARA SU BENEFICIO

Beneficios de Salud

Mensaje del Dr. Van H. Dunn, Director Médico Ejecutivo Estimados miembros: Al cierre de este número de Para Su Beneficio, el gobierno federal ha emitido una Autorización de Uso de Emergencia (EUA, por sus siglas en inglés) para una vacuna de dos dosis contra la COVID-19 desarrollada por Pfizer y al menos dos más se encuentran en la lista para revisión. Como consecuencia, en este momento existen decenas de miles de dosis de vacunas que se dirigen a los trabajadores y residentes de residencias para ancianos de la ciudad de Nueva York y pronto habrá dosis para otros trabajadores de la salud, que pueden estar entre los primeros en recibir una vacuna aprobada contra la COVID-19. Como saben, los trabajadores de la salud tienen un mayor riesgo de contraer el virus y transmitirlo sin saberlo. Sabemos que ha sido particularmente complicado protegerse y proteger a sus familias de la enfermedad, ya que la temporada de gripe y el auge de la pandemia en curso se han superpuesto, lo que crea la posibilidad de una “sindemia” que amenace con causar presión en nuestro sistema de salud que ya se encuentra saturado. Por lo tanto, de la misma manera en que los aliento a vacunarse contra la gripe todos los años, los aliento a que se vacunen contra la COVID-19 cuando esté disponible para ustedes. Sin embargo, sabemos que muchos de ustedes tienen preguntas sobre las vacunas contra la COVID-19. Para ayudarlos a diferenciar los hechos de la ficción, hemos creado preguntas frecuentes sobre la vacuna contra la COVID-19 que puede leer en la página 21 y en nuestro sitio web, www.1199SEIUBenefits.org/es/ vaccines, que abordan inquietudes comunes, como si la vacuna puede hacer que contraigan el virus (no puede), si es posible que tenga efectos secundarios (es posible) y si deben continuar usando mascarillas y respetando la distancia social después de vacunarse (sí deben). Muchos de ustedes nos han contado que están preocupados por la seguridad de las vacunas por haberse producido tan rápidamente. El rápido desarrollo se debió al aumento de la eficiencia, como combinar los ensayos de la fase 1 y la fase 2 para evaluar la seguridad y las respuestas inmunitarias, y al haber hecho grandes inversiones en la capacidad de producción para producir grandes cantidades de dosis de la vacuna mientras los ensayos aún estaban en progreso. Sin embargo, como sucede con la vacuna contra la gripe, todas las vacunas se deben someter a pruebas y ensayos clínicos exhaustivos para probar su eficacia y seguridad antes de que se las apruebe para su administración.

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De manera similar, las vacunas para las que se emite una EUA deben someterse a la misma revisión rigurosa. A su vez, la Administración de Medicamentos y Alimentos (FDA, por sus siglas en inglés) de los EE. UU. es la encargada de determinar si los posibles beneficios y los beneficios conocidos de la vacuna contra la COVID-19 son mayores que los posibles riesgos. Sin embargo, los fabricantes que envían las vacunas para su aprobación primero deben presentar los datos de seguridad que se obtuvieron en los ensayos de múltiples fases, incluidos los datos sobre una muestra de más de 3,000 personas vacunadas a las que se les hace un seguimiento durante al menos un mes después de completar el ciclo de la vacuna para determinar si tienen algún efecto secundario (en los ensayos de Pfizer hubo 30,000 participantes). Además, los fabricantes deben presentar evidencia de que pueden garantizar la calidad y la consistencia de la vacuna aprobada para su distribución. Sabemos que la COVID-19 afecta a diferentes poblaciones de diferentes maneras y que las personas de color sufren de forma desproporcionada elevadas tasas de mortalidad debido al virus. Asimismo, las personas de edad avanzada y las personas con afecciones médicas subyacentes como obesidad, diabetes y enfermedades respiratorias crónicas son vulnerables a las complicaciones graves del virus. Actualmente, el Comité Asesor sobre las Prácticas de Inmunización federal propone que las personas de edad avanzada y las personas con afecciones médicas graves reciban la vacuna después de los trabajadores de la salud, y los trabajadores y residentes de residencias para ancianos. El sindicato ha estado llevando a cabo reuniones abiertas por teléfono, sus Fondos de Beneficios están dictando seminarios web para responder sus preguntas sobre la vacuna y yo siempre estoy para lo que necesiten. También recuerden visitar nuestro sitio web, www.1199SEIUBenefits.org/es/ vaccines, para encontrar la información más actualizada o para hacerme una pregunta directamente. Cuídense. Que estén bien.

Van H. Dunn, MD Director Médico Ejecutivo

Beneficios de Salud

Obtenga Información Sobre las Vacunas Contra la COVID-19 ¿Cómo funciona el proceso de aprobación de la vacuna contra la COVID-19? En los Estados Unidos, las vacunas deben ser aprobadas por la Administración de Medicamentos y Alimentos (FDA, por sus siglas en inglés) de los EE. UU. antes de poder ser utilizadas. La FDA basa su decisión en los datos obtenidos de los ensayos clínicos. Los datos son revisados por expertos independientes, científicos de carrera y médicos de la FDA que no están designados políticamente y son expertos en seguridad y eficacia de vacunas. Los científicos buscan efectos secundarios inesperados que la vacuna pudiera haber provocado, lo que ayuda a determinar su seguridad. En general, cuanto menos y más leves sean los efectos secundarios, más segura se considera la vacuna. Si los datos de los ensayos clínicos arrojan evidencia suficiente sobre la eficacia y seguridad, la FDA aprueba la vacuna y autoriza su utilización en los Estados Unidos.

Las vacunas contra la COVID-19 fueron desarrolladas en tiempo récord, ¿pero son seguras? El desarrollo de las vacunas de ARN mensajero (ARNm) producidas por Pfizer y Moderna es más rápido gracias a la tecnología nueva, ya que estas vacunas no requieren que los fabricantes de vacunas produzcan proteínas o agentes patógenos atenuados para la vacuna. Estas vacunas de ARNm son seguras y no suponen mayores riesgos que las de eficacia comprobadas, como la vacuna contra el sarampión de la infancia. ¿Los ensayos clínicos de las vacunas contra la COVID-19 incluyeron a las personas más afectadas por el virus, especialmente las negras, latinas y mayores? Sí. Si bien las vacunas funcionan igual en personas de diferentes razas o etnias, es importante asegurarse de que las vacunas se prueben en diversos grupos poblacionales antes de su lanzamiento. Los ensayos clínicos de fase 3 realizados por Pfizer y Moderna incluyeron participantes de los grupos poblaciones que mayor riesgo tienen de contraer la COVID-19. En el ensayo en EE. UU. de Pfizer, el 13.1 por ciento de los participantes era hispano o latino, el 10.1 por ciento era negro y el 5.5 por ciento era asiáticoestadounidense. Alrededor del 45 por ciento de los participantes tenía entre 56 y 85 años de edad. Moderna informó que el 20 por ciento de los participantes se identificaba como hispano o latino, y 10 por ciento se identificaba como negro o afroamericano. Moderna también manifestó que su ensayo incluyó un 23.3 por ciento de participantes mayores de 65 años, así como un 16.7 por ciento de participantes que tenían enfermedades crónicas de alto riesgo, como diabetes, obesidad grave y enfermedades cardíacas.

¿Puedo contraer la COVID-19 de las vacunas? No. Las vacunas de Pfizer y Moderna no contienen el virus. En cambio, contienen instrucciones para las células llamadas “ARN mensajero”, que les indican a las células que fabriquen la proteína espiga del coronavirus. Una vez que las células fabrican la proteína espiga, el sistema inmunitario genera los anticuerpos

que combaten la COVID-19 y lo protegen para que no se enferme a raíz de este virus.

¿Las vacunas contra la COVID-19 tienen efectos secundarios? Algunas personas experimentarán efectos secundarios de leves a moderados, en especial después de la segunda dosis de la vacuna, que podrían incluir dolor en el lugar de la inyección, fiebre, fatiga y dolores musculares y articulares durante uno o dos días. ¿Puedo contraer la COVID-19 después de aplicarme la vacuna? Generalmente, el cuerpo demora algunas semanas en generar inmunidad después de aplicarse una vacuna. Esto significa que es posible que una persona se infecte con el virus justo antes o justo después de vacunarse y se enferme. Esto se debe a que la vacuna no ha tenido el tiempo suficiente para brindar protección. Si ya tuve la COVID-19, ¿es necesario que me aplique la vacuna? Actualmente, no hay la suficiente información disponible para determinar si, o por cuánto tiempo después de la infección, una persona está protegida de volver a contraer la COVID-19. Las primeras evidencias indican que la inmunidad natural ante la COVID-19 podría no durar mucho tiempo. Por lo tanto, se recomienda que se vacune de todos modos. ¿Igualmente deberé usar una mascarilla y practicar el distanciamiento social una vez que me aplique la vacuna? Sí. Las vacunas de Pfizer y Moderna tienen de un 94 a un 95 por ciento de eficacia para protegerlo de que se enferme gravemente a raíz del virus, pero no evitarán que propague el virus a otras personas. Por lo tanto, deberemos seguir utilizando mascarillas y practicar el distanciamiento social hasta que una gran parte de la población se haya vacunado y estemos seguros de que las vacunas brinden protección a largo plazo. ¿Qué significa “inmunidad de rebaño”? Si una vacuna no solo protege contra una enfermedad, sino que también reduce la transmisión y continúa haciéndolo durante muchos años, es posible que alcancemos un estado de inmunidad de rebaño (o protección de rebaño) en el que ya no sean necesarios las mascarillas ni el distanciamiento social. La protección de rebaño se alcanza cuando una proporción suficiente de la población se vuelve no transmisible. ¿Puedo combinar vacunas contra la COVID-19? No. Si recibe una vacuna de dos dosis, la segunda dosis debe ser de la misma vacuna que la de la primera dosis. Las vacunas de Pfizer y Moderna requieren dos dosis para lograr su mayor eficacia. La segunda dosis de la vacuna de Pfizer se aplica 21 días después de la primera dosis. La segunda dosis de la vacuna de Moderna se aplica 28 días después de la primera dosis. Debido a que la composición, el método de almacenamiento y el tiempo que transcurre entre las dos dosis de las vacunas no son los mismos, las personas deben aplicarse la misma vacuna en ambas dosis.

PARA SU BENEFICIO

Beneficios de Salud

Miembros del Fondo de Beneficios del Gran Nueva York:

La Inscripción Abierta para Cónyuges Comienza el 1 de Enero

Miembros del Fondo Nacional de Beneficios:

Beneficio de Licencia Familiar Paga para 2021 Conforme a la ley del estado de Nueva York, el beneficio de licencia familiar paga ha aumentado. El Fondo Nacional de Beneficios (NBF, por sus siglas en inglés) de 1199SEIU comenzó a administrar el beneficio de licencia familiar paga (PFL, por sus siglas en inglés) del estado de Nueva York en 2018 sin costo para los miembros del NBF. Este beneficio de PFL brinda a todos los miembros elegibles de jornada completa y jornada parcial un reemplazo parcial del salario cuando necesitan tomarse una licencia para cuidar de un familiar enfermo con una afección médica grave; para cuidar a un recién nacido, un niño adoptado recientemente o entregado bajo tutela recientemente; o para hacerle frente a los problemas que surgen cuando se llama a un familiar para prestar servicio militar activo. Para el año calendario 2021, el beneficio ha aumentado: los miembros elegibles ahora pueden recibir hasta 12 semanas de licencia al 67 por ciento de su salario semanal promedio (se limita al 67 por ciento del salario semanal promedio del estado de Nueva York). Para solicitar el beneficio, debe completar un formulario de solicitud del beneficio de licencia familiar paga (disponible en nuestro sitio web en www.1199SEIUBenefits.org/es) y enviar la documentación necesaria a su empleador, quien luego completará y enviará su solicitud al Fondo. Si tiene preguntas sobre su elegibilidad o cómo acceder al beneficio, llame a nuestro Departamento de Servicios para los Miembros al (646) 473-9200. Miembros del Fondo de Beneficios del Gran Nueva York: ahora usted también es elegible para recibir los aumentos del beneficio de PFL de 2021, aunque reciba su beneficio de PFL del estado de Nueva York a través de su empleador y no a través del Fondo.

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El período de inscripción abierta para inscribir a su cónyuge en el plan de salud del Fondo de Beneficios del Gran Nueva York dura desde el 1 de enero hasta el 31 de enero, para que la cobertura comience el 1 de marzo de 2021. Para inscribir a su cónyuge, debe llenar un Formulario de Cobertura de Cónyuge y Autorización para Deducción por Nómina que autorice a su empleador a deducir la prima semanal de su cheque de pago. Este formulario debe entregarse a su empleador antes del 1 de febrero. Puede encontrar el formulario de inscripción en www.1199SEIUBenefits.org/es. Si ya ha inscrito a su cónyuge, no tiene que hacer nada. Desde luego que usted y sus hijos dependientes de hasta 26 años todavía son elegibles para la cobertura, sin prima, ya sea que su cónyuge esté inscrito o no. Si tiene alguna pregunta, llame a Servicios para los Miembros al (646) 473-9200 y un representante estará encantado de ayudarlo.

Beneficios de Salud

Los Trabajadores de Residencias para Ancianos Encuentran Consuelo en un Grupo de Apoyo En la última primavera, reconociendo cómo estaba afectando la pandemia en curso a los trabajadores de residencias para ancianos, el Fondo de Beneficios se asoció con Harrisolutions, una organización de crecimiento y desarrollo personales, para diseñar un programa que ayude a apoyar su bienestar. El programa “Caring for Those Who Care for Others” (Nos preocupamos por los que se preocupan por los demás), que está especialmente diseñado con trabajadores de residencias para ancianos y para estos, tuvo un comienzo exitoso este último verano, y creó un espacio que ayudó a asegurarles a los participantes que alguien se preocupa por ellos. “Muchos trabajadores de residencias para ancianos se sienten excluidos, como si no se los considerara trabajadores esenciales de primera línea”, explicó la fundadora del programa Sandra Harris. “Sufren traumas por la pandemia simplemente yendo a trabajar y, como su profesión se encuentra en el centro de la atención, cuando llegan a sus casas los suelen ver con temor por el trabajo que hacen”.

Si bien esos problemas pueden haber hecho que los trabajadores de residencias para ancianos se sientan aislados, ponerse en contacto con otras personas que lucharon con sentimientos similares bridó algo del consuelo y de la comprensión que tanto necesitaban. “Aquí todos se ayudan mutuamente en una comunidad que les permite a los participantes compartir sus experiencias y darse cuenta de que no están solos”, indicó Sandra. Los talleres en línea, que se dictan dos veces al mes y están disponibles tanto en inglés como en español, se llevaron a cabo en un entorno relajado de apoyo y cubrieron temas como el manejo del estrés y tener conversaciones difíciles. Tras el éxito inicial del programa, se están planificando más sesiones para 2021. Para obtener más información, visite el sitio web de Harrisolutions, www.Harrisolutions.com, o llame al (646) 775-1308.

PARA SU BENEFICIO

Perfil del Miembro

Yesenia Pena Al recuperarse del cáncer (y tras una lucha contra la COVID-19), Yesenia Pena obtuvo una nueva apreciación por el apoyo que recibe de los Fondos de 1199SEIU.

Desde su emigración desde México al Bronx hace 25 años,Yesenia Pena siempre ha trabajado arduamente. De hecho, durante años tuvo dos empleos a tiempo completo como auxiliar de enfermería en Glen Island Center for Nursing and Rehabilitation en New Rochelle y en NewYork-Presbyterian/Weill Cornell Medical Center en Manhattan, todo esto mientras criaba a sus tres hijos, Camilla, Emily y Matthew. En 2015, se convirtió en técnica de atención al paciente en NewYork-Presbyterian Allen Hospital. Antes de comenzar su nuevo empleo, Yesenia recordó algo que sus amigos y compañeros de trabajo le habían dicho: “Ellos dijeron: ‘Ni pienses en dejar tus beneficios de 1199SEIU’. ¡Fue un buen consejo!”. Hace dos años,Yesenia comenzó a sentir dolor detrás del cuello y una imagen por resonancia magnética (IRM) reveló que tenía cáncer de tiroides. La radioterapia ayudó a que el cáncer entrara en una fase

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de remisión, pero a ella le preocupaban los costos de continuar con esa terapia. Los Fondos calmaron sus miedos. “Ellos dijeron: ‘No te preocupes’ y se encargaron de mis facturas”, recordó. “Me preocupaban mucho los costos, ¡pero no pagué un centavo!”. Ahora, sus beneficios de salud cubren la radioterapia anual y los medicamentos que necesita para continuar en fase de remisión.

A pesar de sus preocupaciones sobre su propia salud,Yesenia continuó trabajando durante la pandemia de la COVID-19. “Algunos días no tenías tiempo para llorar”, recordó.Yesenia contrajo el virus y tuvo fiebre, tos intensa, pérdida del gusto y del olor, e incluso pasó un día en la sala de emergencias recibiendo oxígeno suplementario. Sin embargo, se recuperó y pronto volvió a trabajar, comprometida a ayudar a sus pacientes, lo que incluía usar sus conocimientos de español para tranquilizar a las personas que no hablaban inglés. “Me alegra mucho haber podido estar allí”, indicó, “y ayudar a que los pacientes se sintieran más cómodos hablándoles en su idioma”. En la actualidad,Yesenia trabaja arduamente en mejorar su salud general. Come más verduras, también reduce el consumo de pan y arroz (los alimentos básicos de su anterior dieta), y sustituye el pescado o el pollo por el cerdo. También

descubrió un batido saludable de pepino y lima que toma dos veces al día para controlar el apetito, y tiene pensado consultar a un nutricionista para aprender más sobre tomar buenas decisiones alimenticias. Para mantenerse en forma, Yesenia sigue una rutina de ejercicios que incluye entrenar con mancuernas de 5 libras y hacer saltos de tijera, además de caminar 30 minutos todos los días. “A un paso lento pero seguro, he bajado de peso”, indicó. “¡Me siento con mucha más energía y seguridad!”. Ahora que su salud ha mejorado,Yesenia espera con ansias avanzar con su carrera y ser una enfermera registrada. Con la ayuda de sus beneficios de capacitación, actualmente toma clases en Lehman College para prepararse para inscribirse en el programa de enfermería. Antes de que cerrara el sistema escolar público de la ciudad de Nueva York, también usaba sus beneficios de cuidado infantil para cubrir los gastos de un club de tareas después de la escuela para su hijo, Matthew. Al recordar cómo sus beneficios la han ayudado con sus necesidades médicas, su carrera y su familia,Yesenia se alegra de haber escuchado el consejo de sus amigos de hace años: “Mis beneficios de 1199SEIU me han ayudado mucho. ¡Estoy tan agradecida por tenerlos!”.

Perfil del Miembro

“Mis beneficios de 1199SEIU me han ayudado mucho. ¡Estoy tan agradecida por tenerlos!”.

¿Qué Significan sus Beneficios para Usted? Usted cuenta con beneficios de salud para ayudarlo en sus esfuerzos por mantenerse saludable, ya sea mediante controles regulares, al mantener bajo control una condición crónica o simplemente al mejorar su estilo de vida en general. Pero, ¿ha habido un momento en que su cobertura de salud literalmente salvó su vida o la de un ser querido? Si es así, nos gustaría saber su opinión. Para compartir su historia con otros miembros en un número futuro de Para su Beneficio, contacte al Fondos en: Communications@1199Funds.org.

PARA SU BENEFICIO

Bienestar Financiero

Tome el Control de Su Salud Financiera esta Primavera Las preocupaciones por el dinero pueden afectar su salud física y mental, así que es importante asegurarse de que tenga sus finanzas en orden. Es por eso que su Fondo de Beneficios ofrece la serie en línea gratuita y oportuna, “Tome el control de sus finanzas”. Diseñado especialmente para miembros de 1199SEIU, el popular programa ofrece información y estrategias del mundo real, con acceso a presentaciones en línea que puede ver desde la comodidad y seguridad de su hogar. El semestre de primavera dura desde abril hasta junio de 2021 y, una vez más, estará a cargo del experto en economía Ryan C. Mack. La inscripción para las clases individuales comienza el 1 de marzo, pero igualmente puede obtener la información más actualizada y acceder al plan de estudios completo cuando se registre en www.1199SEIUBenefits.org/ es/takecharge. El plan de estudios, disponible tanto en inglés como en español, incluye videos, boletines informativos electrónicos y consejos del curso, entre otras cosas, y cubre temas como estrategias de ahorro, cómo recuperarse de una dificultad financiera, la importancia del crédito y trabajar para obtener la jubilación. Incluso puede averiguar si es elegible para una sesión de asesoramiento individual gratuita de 30 minutos con Ryan.

Solicite Su Pensión de Manera Virtual Planificar jubilarse es una gran decisión, y su Fondo de Pensiones está aquí para ayudarlo. Para obtener información sobre su beneficio de pensión, solicitar un cálculo de la pensión, obtener información sobre cómo solicitar una pensión o ver nuestros videos del asesor virtual de pensiones, visite nuestro sitio web en www.1199SEIUBenefits.org/es/hce-pension or www.1199SEIUBenefits.org/es/gny-pension. Puede solicitar un cálculo de la pensión y completar la solicitud de la pensión a través de My Account (Mi Cuenta), en la que podrá también enviar documentos y acceder a otros formularios de pensión. Sin embargo, si desea hablar directamente con un asesor de pensiones desde la comodidad y seguridad de su hogar, puede hablar con uno de ellos por teléfono o programar una sesión de asesoramiento virtual. Simplemente descargue la aplicación Zoom Video desde https://zoom.us a su teléfono inteligente o computadora, y luego llame al Centro de Servicios para Jubilados al (646) 473-8666 para programar su cita. Un asesor de pensiones se contactará con usted antes de su cita para proporcionarle un número de identificación y un código de acceso de Zoom Meeting. ¿Tiene inconvenientes para descargar Zoom? Simplemente pida que su asesor de pensiones lo llame en el horario de su cita y este lo ayudará a configurar Zoom, o también puede llevar a cabo la sesión por teléfono, si es necesario.

¡Esperamos poder ayudarlo a planificar su jubilación!

www.1199SEIUBenefits.org/es

Ventajas de la Membresía

Maximice Su Reembolso con el Crédito Tributario por Ingresos del Trabajo Ya casi llega la temporada de impuestos de 2021 y los Fondos de Beneficios quieren asegurarse de que aproveche al máximo su devolución. El Tax Preparation Assistance Program (Programa de Asistencia para la Preparación de la Declaración de Impuestos) de los Fondos, en asociación con el Banco de Alimentos de la Ciudad de Nueva York y el programa educativo sin fines de lucro Ariva, ha ayudado a miles de miembros a solicitar el Crédito Tributario por Ingresos del Trabajo (EITC, por sus siglas en inglés) para garantizar que sus impuestos se preparen con precisión y que reciban todo aquello a lo que tienen derecho en su reembolso. Esta temporada de impuestos, usted es elegible para los servicios gratuitos de preparación de la declaración de impuestos en eventos que se llevan a cabo en toda la ciudad de Nueva York, si cumple con las siguientes pautas: Banco de Alimentos de la Ciudad de Nueva York: El ingreso de 2020 de su grupo familiar está por debajo de $57,000 (con o sin dependientes) Ariva: Visite www.1199SEIUBenefits.org/ es/eitc para obtener más información El EITC no es un reembolso de impuestos; es dinero adicional que proviene del gobierno en forma de un crédito tributario.

Solicite Su EITC Averigüe si reúne los requisitos de ingresos para solicitar el EITC con las pautas de impuestos de 2020 que se indican a continuación: • Ingresos inferiores a $50,954 ($56,844 si está casado y presenta una declaración conjunta) con tres o más hijos dependientes • Ingresos inferiores a $47,440 ($53,330 si está casado y presenta una declaración conjunta) con dos hijos dependientes • Ingresos inferiores a $41,756 ($47,646 si está casado y presenta una declaración conjunta) con un hijo dependiente • Ingresos inferiores a $15,820 ($21,710 si está casado y presenta una declaración conjunta) sin hijos dependientes

Visite www.1199SEIUBenefits.org/es/eitc para obtener más información sobre programas de preparación de declaración de impuestos, o llame a Servicios para los Miembros al (646) 473-9200.

PARA SU BENEFICIO

Ventajas de la Membresía

Aprenda Cómo Tener un Embarazo Saludable en Nuestro Próximo Taller Prenatal en Línea Participe en Nuestro Taller de Bienestar de Enero, ¡Ahora en Línea! Hoy en día, mantenerse saludable y saber cómo manejar el estrés es más importante que nunca, así que no se pierda nuestro próximo taller de bienestar en línea* el sábado 23 de enero. En la primera sesión, “Hierbas y extractos naturales de temporada para una mejor salud”, obtendrá información sobre la conexión entre lo que come y cómo piensa y se siente, así como también sobre alimentos que pueden alimentar a su cuerpo y mente, sin vaciar su billetera. En la segunda sesión, “Relajación y recarga”, aprenderá ejercicios para el cuerpo y la mente que pueden calmarlo y ayudarlo a reponer energías y, a la vez, explorará técnicas de relajación muscular progresiva y de respiración profunda que lo dejarán tranquilo y listo para continuar con su día. Asista a una o a las dos sesiones y también participe en una sesión de preguntas y respuestas. Qué: Taller en línea “Seasonal Herbs and Botanicals for Better Health” (Hierbas y extractos naturales de temporada para una mejor salud) Cuándo: Sábado 23 de enero De 10:00 am to 10:40 am: Hierbas y extractos naturales de temporada para una mejor salud De 10:45 am to 11:15 am: Relajación y recarga Dónde: Este taller se realizará en línea. Para inscribirse y obtener más información, visite www.1199SEIUBenefits.org/es/videos. También puede enviar un correo electrónico a Wellness@1199Funds.org con su nombre y la dirección de correo electrónico al que podamos enviarle la invitación. Si no puede participar en el taller del 23 de enero, este estará disponible en nuestro Canal de Beneficios en www.1199SEIUBenefits.org/es/videos. * Proporcionado por Worksite Medical Services, P.C. y ofrecido en inglés únicamente.

www.1199SEIUBenefits.org/es

Participe en el próximo taller prenatal en línea* de nuestro Departamento de Bienestar el sábado 6 de marzo, para obtener información sobre cómo mantenerse saludable durante el embarazo e incluso después de que nazca el bebé. También obtendrá información sobre cómo prepararse para la fecha de parto y qué esperar durante el trabajo de parto y el parto. Independientemente de si espera su primer, segundo o tercer hijo, no debe perder esta oportunidad de aprender cómo tener un embarazo saludable con menos complicaciones.

Como siempre, ¡las parejas son bienvenidas!

Qué:

Taller prenatal

Cuándo: Sábado 6 de marzo Hora:

De 10:30 am a 2:30 pm

Dónde:

Visite nuestro sitio web, www.1199SEIUBenefits.org/es, para obtener información sobre cómo puede participar en el taller. Si no puede participar en el taller del 6 de marzo, este estará disponible en nuestro Canal de Beneficios en www.1199SEIUBenefits.org/es/videos.

*Proporcionado por Worksite Medical Services, P.C. y ofrecido en inglés únicamente.

Ventajas de la Membresía

Manténgase Informado: Suscríbase a Nuestro Canal de Beneficios Como miembro de los Fondos de 1199SEIU, usted sabe que además de sus beneficios de salud, pensión, capacitación y educación, y de cuidado infantil, tiene acceso a una variedad de programas y talleres de bienestar. Para ayudarlo a mantenerse informado y proteger su salud, hemos creado el Benefits Channel (Canal de beneficios), una biblioteca de videos que puede ver y seminarios web que puede presenciar desde la seguridad y comodidad de su hogar. Podrá ver un video de Healthy Living Spotlight (Vida saludable en primer plano) del Dr. Dunn, asistir virtualmente a un taller de bienestar, aprender acerca de su pensión de beneficio definido, obtener consejos para mejorar su bienestar económico y mucho más. Para navegar por nuestra biblioteca de videos, inscríbase en los seminarios web o suscríbase al canal para saber cuándo publicamos un video nuevo en www.1199SEIUBenefits.org/es/videos.

Más Miembros Toman el Control de Sus Beneficios My Account (Mi Cuenta) a Través de Ustedes saben que Mi Cuenta es un recurso conveniente y fácil de usar que les permite enviar y ver reclamaciones, hacer cambios en su información personal y mucho más, en cualquier momento y en cualquier lugar. Mientras la pandemia de COVID-19 se propaga, más miembros han recurrido a Mi Cuenta para ver reclamaciones médicas, solicitar información sobre pensiones, agregar dependientes elegibles y mucho más, desde la comodidad y seguridad de sus hogares.Tener la información sobre sus beneficios al alcance de la mano a través de Mi Cuenta en estos momentos es más importante que nunca. Si todavía no crearon una cuenta, visiten www.1199SEIUBenefits.org/es y hagan clic en el botón My Account (Mi Cuenta) en la parte superior de la página de inicio.

Utilice My Account (Mi Cuenta) Para Hacer Lo Siguiente: n

Inscribir a sus dependientes elegibles

Solicitar un cálculo de pensión

Solicitar su pensión

Cambiar su dirección

Actualizar su información personal

Averiguar el estado de una reclamación

Consultar los estados de cuenta de su Explicación de Beneficios (EOB, por sus siglas en inglés)

Solicitar una nueva tarjeta de Identificación para Beneficios de Salud

Coordinar los beneficios de su cónyuge

Inscribirse en el Programa Prenatal

Inscribirse para los beneficios ofrecidos por los Fondos de Cuidado Infantil de 1199SEIU

Solicitar los beneficios de capacitación a través de los Fondos de Capacitación y Empleo de 1199SEIU

PARA SU BENEFICIO

Beneficios de Capacitación

Los Programas de los TEF Continúan en Línea esta Primavera En respuesta a la pandemia de la COVID-19 en curso, los Fondos de Capacitación y Empleo (TEF, por sus siglas en inglés) de 1199SEIU ofrecen sus programas básicos (English for Speakers of Other Languages [ESOL] [Inglés para Hablantes de Otros Idiomas], High School Completion [Finalización de la Escuela Secundaria], Prep Academy [Academia de Preparación], Spanish [Español], Digital Literacy and Tutoring [Alfabetización y Tutoría Digitales], y Citizenship [Ciudadanía]) (en asociación con los Fondos de Beneficios y Pensiones de 1199SEIU) en formatos de aprendizaje remoto en la primavera de 2021, para ayudar a proteger la salud y seguridad de los miembros. Los TEF continuarán ofreciendo servicios para estudiantes que buscan apoyo financiero, lo que incluye asistencia de matrícula, para programas que conduzcan a títulos y certificados académicos. Queremos asegurarnos de que los trabajadores de la salud como usted, que desempeñan un papel fundamental en esta pandemia, tengan todos los recursos que necesiten para perfeccionar sus habilidades, en especial en un nivel básico, que suele ser el primer paso en el desarrollo profesional. Para ayudar a garantizar la mayor participación posible en estos programas, los TEF hicieron una encuesta a todos los estudiantes del programa durante el verano en relación con su capacidad de acceder a las herramientas de aprendizaje remoto como computadoras, tabletas y teléfonos inteligentes; sus conocimientos de las plataformas y aplicaciones de las reuniones; y su acceso a Internet. Además, los TEF crearon una Guía de Zoom en múltiples idiomas para los estudiantes que tenían poca experiencia con la tecnología y necesitaban ayuda adicional para descargar la aplicación Zoom en sus dispositivos. Hasta el momento, más de 1,500 miembros han participado en 141 clases distintas a través de Zoom. Todos los miembros de la unidad de negociación de 1199SEIU pueden inscribirse en estos programas tras haber trabajado solo un día con un empleador contribuyente. Para obtener más información o inscribirse, envíe un correo electrónico a TEFAdultEd@1199Funds.org.

www.1199SEIUBenefits.org/es

Queremos asegurarnos de que los trabajadores de la salud como usted, que desempeñan un papel fundamental en esta pandemia, tengan todos los recursos que necesiten para perfeccionar sus habilidades, en especial en un nivel básico, que suele ser el primer paso en el desarrollo profesional.

Beneficios Infantiles y para Jóvenes

CONFIAMOS EN QUE NUESTROS CAMPAMENTOS PUEDAN FUNCIONAR EL PRÓXIMO VERANO Y LO ANIMAMOS A PRESENTAR SU SOLICITUD AHORA MISMO. PROGRAMA DE CAMPAMENTO DE ESTADÍA ANNE SHORE

¡Cree Recuerdos Que Duren Toda La Vida! EL PROGRAMA DE CAMPAMENTO ANNE SHORE OFRECE LO SIGUIENTE

• Experiencia en un campamento de estadía de dos, tres o cuatro semanas durante el verano • Arte, deportes, aventura al aire libre, tecnología y campamentos tradicionales • Campamentos especializados para niños con necesidades especiales

¿POR QUÉ PRESENTAR LA SOLICITUD? El campamento de estadía es una excelente manera para que su hijo aprenda lo siguiente: • Independencia • Responsabilidad • Nuevas habilidades y pasatiempos

¿QUIÉN PUEDE PRESENTAR LA SOLICITUD? Sus hijos pueden ser elegibles si: • Actualmente usted trabaja para un empleador contribuye y ha sido elegible para la cobertura familiar (salario o elegibilidad de clase I) a través de su Fondo de Beneficios durante al menos un (1) año • Ellos tienen entre 9 y 15 años de edad al comienzo del campamento

Presente la solicitud en línea antes del 31 de enero en:

www.1199SEIUBenefits.org/Anne-Shore-Camp Para obtener más información, comuníquese con la Corporación de Cuidado Infantil del Empleador de 1199SEIU al (212) 564-2220 o por correo electrónico a AnneShoreCampProgram@1199Funds.org.

PARA SU BENEFICIO

HIPAA NOTICE If you would like a copy of the Funds’ Notice of HIPAA Privacy Practices, please visit www.1199SEIUBenefits.org, or request one in writing by writing to the 1199SEIU Benefit Funds Privacy Officer at 498 Seventh Avenue, 9th Floor, New York, NY 10018.

SUMMARY ANNUAL REPORT 1199SEIU National Benefit Fund for Health and Human Service Employees This is a summary of the annual report of the 1199SEIU National Benefit Fund for Health and Human Service Employees (the “Fund”), EIN: 13-1628401, for the period January 1, 2019, to December 31, 2019. This is a welfare benefit plan offering life insurance, health, dental, vision and prescription drug benefits. The annual report has been filed with the Employee Benefits Security Administration, as required under the Employee Retirement Income Security Act of 1974 (ERISA). Except with respect to the benefits specified under “Insurance Information” below, the plan is self-insured and has committed to pay covered claims out of plan assets. Insurance Information The plan has contracts with Amalgamated Life Insurance Company (“Amalgamated Life”), Guardian Life Insurance Company of America, Excellus BlueCross BlueShield (“Excellus BCBS”), Aetna Life Insurance Company, Humana Medical Plans Inc., Emblem Health and MVP Health Care to pay certain life insurance, dental benefits, and accidental death and dismemberment claims incurred under the terms of the plan. The total premiums paid for the plan year ending December 31, 2019, were $140,381,833. Because the Amalgamated Life and Excellus BCBS contracts are so-called “experiencerated” contracts, the premium costs are affected by, among other things, the number and size of claims. Of the total insurance premiums paid for the plan year ending December 31, 2019, the premiums paid under such “experience-rated” contracts were $9,453,715, and the total of all benefit claims paid under these experience-rated contracts during the plan year was $7,067,462. Basic Financial Statement The value of plan assets, after subtracting liabilities of the plan, was $129,667,010 as of December 31, 2019, compared to $327,985,489 as of January 1, 2019. During the plan year, the plan experienced a decrease in its net assets of $198,318,479. This change includes unrealized appreciation and depreciation in the value of plan assets; that is, the difference between the value of the plan’s assets at the end of the year and the value of the assets at the beginning of the year, or the cost of assets acquired during the year. During the plan year, the plan had total income of $1,723,860,357, including employer contributions of $1,702,627,119, net appreciation in fair value of investments

of $12,516,632, COBRA payments of $2,760,254 and other earnings of $5,956,352. Plan expenses were $1,922,178,836. These expenses included $106,006,792 in administrative expenses, $1,784,662,108 in benefits paid to participants and beneficiaries, $231,366 in investment and advisor fees, $228,600 in interest expenses, $22,915,130 in lease expenses and $8,134,840 in other expenses. Your Rights to Additional Information You have the right to receive a copy of the full annual report, or any part thereof, on request. The items listed below are included in that report: 1. An accountant’s report; 2. Financial information and information on payments to service providers; 3. Assets held for investment; 4. Insurance information, including sales commissions paid by insurance carriers; 5. Information regarding any common or collective trusts, pooled separate accounts, master trusts or 103-12 investment entities in which the plan participates; and 6. Actuarial information regarding the funding of the plan. To obtain a copy of the full annual report, or any part thereof, write to the Board of Trustees of the 1199SEIU National Benefit Fund for Health and Human Service Employees, who is the plan administrator, at PO Box 842, New York, NY 10108-0842, or call Member Services at (646) 473-9200. You also have the right to receive from the plan administrator, on request and at no charge, a statement of the assets and liabilities of the plan and accompanying notes, or a statement of income and expenses of the plan and accompanying notes, or both. If you request a copy of the full annual report from the plan administrator, these two statements and accompanying notes will be included as part of that report. You also have the legally protected right to examine the annual report at the main office of the plan at the 1199SEIU National Benefit Fund for Health and Human Service Employees, 498 Seventh Avenue, 9th Floor, New York, NY 10018, and at the U.S. Department of Labor in Washington, DC, or to obtain a copy from the U.S. Department of Labor upon payment of copying costs. Requests to the Department should be addressed to: U.S. Department of Labor, Employee Benefits Security Administration, Public Disclosure Room, 200 Constitution Avenue NW, Suite N-1515, Washington, DC 20210.

SUMMARY ANNUAL REPORT 1199SEIU League Job Security Fund This is a summary of the annual report of the 1199SEIU League Job Security Fund (the “Fund”), EIN: 13-3712851, for the period January 1, 2019, to December 31, 2019. This is a welfare benefit plan offering retraining, unemployment, continued health insurance, job security and job placement benefits. The annual report has been filed with the Employee Benefits Security Administration, as required under the Employee Retirement Income Security Act of 1974 (ERISA).

Your Rights to Additional Information

Basic Financial Statement

To obtain a copy of the full annual report, or any part thereof, write to the Board of Trustees of the 1199SEIU League Job Security Fund, who is the plan administrator, at PO Box 842, New York, NY 10108-0842, or call Member Services at (646) 473-9200.

The value of plan assets, after subtracting liabilities of the plan, was $14,524,901 as of December 31, 2019, compared to $9,268,994 as of January 1, 2019. During the plan year, the plan experienced an increase in its net assets of $5,255,907. This change includes unrealized appreciation and depreciation in the value of plan assets; that is, the difference between the value of the plan’s assets at the end of the year and the value of the assets at the beginning of the year, or the cost of assets acquired during the year. During the plan year, the plan had total income of $11,562,839, including employer contributions of $11,411,160 and other earnings of $151,679. Plan expenses were $6,306,932. These expenses included $2,265,787 in administrative expenses and $4,041,145 in benefits paid to participants.

www.1199SEIUBenefits.org

You have the right to receive a copy of the full annual report, or any part thereof, on request. The items listed below are included in that report: 1. An accountant’s report; and 2. Financial information and information on payments to service providers.

You also have the right to receive from the plan administrator, on request and at no charge, a statement of the assets and liabilities of the plan and accompanying notes, or a statement of income and expenses of the plan and accompanying notes, or both. If you request a copy of the full annual report from the plan administrator, these two statements and accompanying notes will be included as part of that report. You also have the legally protected right to examine the annual report at the main office of the plan at the 1199SEIU League Job Security Fund, 498 Seventh Avenue, 9th Floor, New York, NY 10018, and at the U.S. Department of Labor in Washington, DC, or to obtain a copy from the U.S. Department of Labor upon payment of copying costs. Requests to the Department should be addressed to: U.S. Department of Labor, Employee Benefits Security Administration, Public Disclosure Room, 200 Constitution Avenue NW, Suite N-1515, Washington, DC 20210.

SUMMARY ANNUAL REPORT 1199SEIU League Registered Nurse Training and Job Security Fund This is a summary of the annual report of the 1199SEIU League Registered Nurse Training and Job Security Fund (the “Fund”), EIN: 13-3946135, for the period January 1, 2019, to December 31, 2019. This is a welfare benefit plan offering educational and training benefits to participating RNs. The annual report has been filed with the Employee Benefits Security Administration, as required under the Employee Retirement Income Security Act of 1974 (ERISA).

Your Rights to Additional Information

Basic Financial Statement

To obtain a copy of the full annual report, or any part thereof, write to the Board of Trustees of the 1199SEIU League Registered Nurse Training and Job Security Fund, who is the plan administrator, at PO Box 842, New York, NY 10108-0842, or call Member Services at (646) 473-9200.

The value of plan assets, after subtracting liabilities of the plan, was $1,535,852 as of December 31, 2019, compared to $1,510,830 as of January 1, 2019. During the plan year, the plan experienced an increase in its net assets of $25,022. This change includes unrealized appreciation and depreciation in the value of plan assets; that is, the difference between the value of the plan’s assets at the end of the year and the value of the assets at the beginning of the year, or the cost of assets acquired during the year. During the plan year, the plan had total income of $2,948,258, including employer contributions of $2,493,639 and other earnings of $454,619. Plan expenses were $2,923,236. These expenses included $739,504 in administrative expenses and $2,183,732 in benefits paid to participants.

You also have the right to receive from the plan administrator, on request and at no charge, a statement of the assets and liabilities of the plan and accompanying notes, or a statement of income and expenses of the plan and accompanying notes, or both. If you request a copy of the full annual report from the plan administrator, these two statements and accompanying notes will be included as part of that report. You also have the legally protected right to examine the annual report at the main office of the plan at the 1199SEIU League Registered Nurse Training and Job Security Fund, 498 Seventh Avenue, 9th Floor, New York, NY 10018, and at the U.S. Department of Labor in Washington, DC, or to obtain a copy from the U.S. Department of Labor upon payment of copying costs. Requests to the Department should be addressed to: U.S. Department of Labor, Employee Benefits Security Administration, Public Disclosure Room, 200 Constitution Avenue NW, Suite N-1515, Washington, DC 20210.

SUMMARY ANNUAL REPORT 1199SEIU/Employer Child Care Fund This is a summary of the annual report of the 1199SEIU/Employer Child Care Fund (the “Fund”), EIN: 13-3641466, for the period January 1, 2019, to December 31, 2019. This is a welfare benefit plan offering child-care benefits. The annual report has been filed with the Employee Benefits Security Administration, as required under the Employee Retirement Income Security Act of 1974 (ERISA). Insurance Information The plan has a contract with Metropolitan Life Insurance Company to pay certain childcare claims incurred under the terms of the plan. The total premiums paid for the plan year ending December 31, 2019, were $11,281. Basic Financial Statement The value of plan assets, after subtracting liabilities of the plan, was $7,936,662 as of December 31, 2019, compared to $3,408,769 as of January 1, 2019. During the plan year, the plan experienced an increase in its net assets of $4,527,893. This change includes unrealized appreciation and depreciation in the value of plan assets; that is, the difference between the value of the plan’s assets at the end of the year and the value of the assets at the beginning of the year, or the cost of assets acquired during the year. During the plan year, the plan had total income of $32,472,938, including employer contributions of $31,654,087, program revenue of $791,664 and other earnings of $27,187. Plan expenses were $27,945,045. These expenses included $8,448,405 in administrative and indirect program expenses, and $19,496,640 in benefits paid to participants and beneficiaries.

Your Rights to Additional Information You have the right to receive a copy of the full annual report, or any part thereof, on request. The items listed below are included in that report: 1. An accountant’s report; 2. Financial information and information on payments to service providers; 3. Assets held for investment; and 4. Insurance information, including sales commissions paid by insurance carriers. To obtain a copy of the full annual report, or any part thereof, write to the Board of Trustees of the 1199SEIU/Employer Child Care Fund, who is the plan administrator, at PO Box 842, New York, NY 10108-0842, or call Member Services at (646) 473-9200. You also have the right to receive from the plan administrator, on request and at no charge, a statement of the assets and liabilities of the plan and accompanying notes, or a statement of income and expenses of the plan and accompanying notes, or both. If you request a copy of the full annual report from the plan administrator, these two statements and accompanying notes will be included as part of that report. You also have the legally protected right to examine the annual report at the main office of the plan at the 1199SEIU/Employer Child Care Fund, 498 Seventh Avenue, 9th Floor, New York, NY 10018, and at the U.S. Department of Labor in Washington, DC, or to obtain a copy from the U.S. Department of Labor upon payment of copying costs. Requests to the Department should be addressed to: U.S. Department of Labor, Employee Benefits Security Administration, Public Disclosure Room, 200 Constitution Avenue NW, Suite N-1515, Washington, DC 20210.

Discrimination Is Against the Law The 1199SEIU Benefit Funds comply with applicable federal civil rights laws and do not discriminate against or exclude people on the basis of race, color, national origin, age, disability or sex. The Funds provide free aids and services to people with disabilities to communicate effectively with us, such as qualified sign language interpreters and written information in other formats (large print, audio, accessible electronic formats). The Funds provide free language services to people whose primary language is not English, such as qualified interpreters and information written in other languages. If you need these services, contact the Compliance Coordinator. If you believe the Funds have failed to provide these services or discriminated in another way on the basis of race, color, national origin, age, disability or sex, you can file a grievance with: Compliance Coordinator, 498 Seventh Avenue, New York, NY 10018; (646) 4736600 (phone); (646) 473-8959 (fax); PrivacyOfficer@1199Funds.org (email). You can file a grievance in person or by mail, fax or email. If you need help filing a grievance, the Compliance Coordinator can help you. You can also file a civil rights complaint with the U.S. Department of Health and Human Services, Office for Civil Rights, electronically through the Office for Civil Rights Complaint Portal, available at https://ocrportal.hhs.gov/ocr/smartscreen/main.jsf, or by mail or phone at: U.S. Department of Health and Human Services, 200 Independence Avenue SW, Room 509F, HHH Building, Washington, DC 20201; (800) 368-1019 or (800) 537-7697 (TDD). Complaint forms are available at www.hhs.gov/ocr/complaints/index.html.

FOR YOUR BENEFIT

SUMMARY ANNUAL REPORT 1199SEIU Greater New York Benefit Fund This is a summary of the annual report of the 1199SEIU Greater New York Benefit Fund (the “Fund”), EIN: 13-6125570, for the period January 1, 2019, to December 31, 2019. This is a welfare benefit plan offering life insurance, health, dental, vision and prescription drug benefits. The annual report has been filed with the Employee Benefits Security Administration, as required under the Employee Retirement Income Security Act of 1974 (ERISA).

and other earnings of $907,034. Plan expenses were $231,426,888. These expenses included $13,498,807 in administrative expenses and $2,268,527 in other expenses, $215,486,139 in benefits paid to participants and beneficiaries, and $173,415 in investment and advisor fees.

Except with respect to the benefits specified under “Insurance Information” below, the plan is self-insured and has committed to pay covered claims out of plan assets.

You have the right to receive a copy of the full annual report, or any part thereof, on request. The items listed below are included in that report: 1. An accountant’s report; 2. Financial information and information on payments to service providers; 3. Assets held for investment; 4. Insurance information, including sales commissions paid by insurance carriers; 5. Information regarding any common or collective trusts, pooled separate accounts, master trusts or 103-12 investment entities in which the plan participates; and 6. Actuarial information regarding the funding of the plan.

Insurance Information The plan has contracts with Amalgamated Life Insurance Company (“Amalgamated Life”) and Cigna Health and Life Insurance Company (“Cigna”) to pay certain life insurance and dental benefits claims incurred under the terms of the plan. The total premiums paid for the plan year ending December 31, 2019, were $1,417,218. Because the Amalgamated Life and Cigna contracts are so-called “experience-rated” contracts, the premium costs are affected by, among other things, the number and size of claims. Of the total insurance premiums paid for the plan year ending December 31, 2019, the premiums paid under such “experience-rated” contracts were $843,592, and the total of all benefit claims paid under these experience-rated contracts during the plan year was $631,455. Basic Financial Statement The value of plan assets, after subtracting liabilities of the plan, was $92,008,488 as of December 31, 2019, compared to $110,519,779 as of January 1, 2019. During the plan year, the plan experienced a decrease in its net assets of $18,511,291. This change includes unrealized appreciation and depreciation in the value of plan assets; that is, the difference between the value of the plan’s assets at the end of the year and the value of the assets at the beginning of the year, or the cost of assets acquired during the year. During the plan year, the plan had total income of $212,915,597, including employer contributions of $198,037,228, net appreciation in fair value of investments of $10,224,945, COBRA payments of $215,308, member spousal contributions of $3,531,082

Your Rights to Additional Information

To obtain a copy of the full annual report, or any part thereof, write to the Board of Trustees of the 1199SEIU Greater New York Benefit Fund, who is the plan administrator, at PO Box 842, New York, NY 10108-0842, or call Member Services at (646) 473-9200. You also have the right to receive from the plan administrator, on request and at no charge, a statement of the assets and liabilities of the plan and accompanying notes, or a statement of income and expenses of the plan and accompanying notes, or both. If you request a copy of the full annual report from the plan administrator, these two statements and accompanying notes will be included as part of that report. You also have the legally protected right to examine the annual report at the main office of the plan at the 1199SEIU Greater New York Benefit Fund, 498 Seventh Avenue, 9th Floor, New York, NY 10018, and at the U.S. Department of Labor in Washington, DC, or to obtain a copy from the U.S. Department of Labor upon payment of copying costs. Requests to the Department should be addressed to: U.S. Department of Labor, Employee Benefits Security Administration, Public Disclosure Room, 200 Constitution Avenue NW, Suite N-1515, Washington, DC 20210.

SUMMARY ANNUAL REPORT 1199SEIU Greater New York Job Security Fund This is a summary of the annual report of the 1199SEIU Greater New York Job Security Fund (the “Fund”), EIN: 05-0557207, for the period January 1, 2019, to December 31, 2019. This is a welfare benefit plan offering retraining, unemployment and continued health insurance benefits. The annual report has been filed with the Employee Benefits Security Administration, as required under the Employee Retirement Income Security Act of 1974 (ERISA). Basic Financial Statement The value of plan assets, after subtracting liabilities of the plan, was $6,185,574 as of December 31, 2019, compared to $4,824,670 as of January 1, 2019. During the plan year, the plan experienced an increase in its net assets of $1,360,904. This change includes unrealized appreciation and depreciation in the value of plan assets; that is, the difference between the value of the plan’s assets at the end of the year and the value of the assets at the beginning of the year, or the cost of assets acquired during the year. During the plan year, the plan had total income of $1,658,786, including employer contributions of $1,628,426 and interest income of $30,360. Plan expenses were $297,882. These expenses included $144,533 in administrative expenses and $153,349 in benefits paid to participants.

Your Rights to Additional Information You have the right to receive a copy of the full annual report, or any part thereof, on request. The items listed below are included in that report: 1. An accountant’s report; and 2. Financial information and information on payments to service providers. To obtain a copy of the full annual report, or any part thereof, write to the Board of Trustees of the 1199SEIU Greater New York Job Security Fund, who is the plan administrator, at PO Box 842, New York, NY 10108-0842, or call Member Services at (646) 473-9200. You also have the right to receive from the plan administrator, on request and at no charge, a statement of the assets and liabilities of the plan and accompanying notes, or a statement of income and expenses of the plan and accompanying notes, or both. If you request a copy of the full annual report from the plan administrator, these two statements and accompanying notes will be included as part of that report. You also have the legally protected right to examine the annual report at the main office of the plan at the 1199SEIU Greater New York Job Security Fund, 498 Seventh Avenue, 9th Floor, New York, NY 10018, and at the U.S. Department of Labor in Washington, DC, or to obtain a copy from the U.S. Department of Labor upon payment of copying costs. Requests to the Department should be addressed to: U.S. Department of Labor, Employee Benefits Security Administration, Public Disclosure Room, 200 Constitution Avenue NW, Suite N-1515, Washington, DC 20210.

Language Assistance Services :

www.1199SEIUBenefits.org

SUMMARY ANNUAL REPORT 1199SEIU/Greater New York Child Care Fund This is a summary of the annual report of the 1199SEIU/Greater New York Child Care Fund (the “Fund”), EIN: 75-3086330, for the period January 1, 2019, to December 31, 2019. This is a welfare benefit plan offering child-care benefits. The annual report has been filed with the Employee Benefits Security Administration, as required under the Employee Retirement Income Security Act of 1974 (ERISA). Basic Financial Statement The value of plan assets, after subtracting liabilities of the plan, was $1,401,784 as of December 31, 2019, compared to $1,387,404 as of January 1, 2019. During the plan year, the plan experienced an increase in its net assets of $14,380. This change includes unrealized appreciation and depreciation in the value of plan assets; that is, the difference between the value of the plan’s assets at the end of the year and the value of the assets at the beginning of the year, or the cost of assets acquired during the year. During the plan year, the plan had total income of $3,430,807, including employer contributions of $3,330,427, program revenue of $100,314 and other earnings of $66. Plan expenses were $3,416,427. These expenses included $897,146 in administrative and indirect program expenses, and $2,519,281 in benefits paid to participants and beneficiaries.

Your Rights to Additional Information You have the right to receive a copy of the full annual report, or any part thereof, on request. The items listed below are included in that report: 1. An accountant’s report; and 2. Financial information and information on payments to service providers. To obtain a copy of the full annual report, or any part thereof, write to the Board of Trustees of the 1199SEIU/Greater New York Child Care Fund, who is the plan administrator, at PO Box 842, New York, NY 10108-0842, or call Member Services at (646) 473-9200. You also have the right to receive from the plan administrator, on request and at no charge, a statement of the assets and liabilities of the plan and accompanying notes, or a statement of income and expenses of the plan and accompanying notes, or both. If you request a copy of the full annual report from the plan administrator, these two statements and accompanying notes will be included as part of that report. You also have the legally protected right to examine the annual report at the main office of the plan at the 1199SEIU/Greater New York Child Care Fund, 498 Seventh Avenue, 9th Floor, New York, NY 10018, and at the U.S. Department of Labor in Washington, DC, or to obtain a copy from the U.S. Department of Labor upon payment of copying costs. Requests to the Department should be addressed to: U.S. Department of Labor, Employee Benefits Security Administration, Public Disclosure Room, 200 Constitution Avenue NW, Suite N-1515, Washington, DC 20210.

1199SEIU BENEFIT AND PENSION FUNDS SUMMARY OF MATERIAL MODIFICATIONS This Summary of Material Modifications describes changes that affect your welfare benefit and pension plans and updates the Summary Plan Descriptions (“SPDs”) that were previously distributed to you. You should keep this summary with your current SPDs until updated SPDs are published. Effective on or about December 9, 2020: A.

The SPDs of the 1199SEIU National Benefit Fund for Health and Human Service Employees and the 1199SEIU Greater New York Benefit Fund (New York plan) (the “Funds”) shall be modified to include the following provisions:

To state that the Plan Administrator reserves the right to deny, restrict or prohibit certain assignments, and to prohibit the assignments of benefits to non-participating neurosurgery and orthopedic surgery practices without express authorization from the Benefit Fund;

To expand Participants’ access to telehealth by covering telehealth visits at network providers (in addition to Teladoc);

To extend coverage for up to 30 days after the last day of a member’s shortterm disability leave or workers’ compensation leave (up to 26 weeks); and

To clarify eligibility for Retiree Health Benefits:

Includes those who retire directly from covered active service with a pension from the 1199SEIU Pension Funds: (i) within one year of the date they ceased receiving short-term Disability Benefits; or (ii) while receiving COBRA continuation coverage;

For Retirees otherwise eligible for the Benefit Funds’ Medicare Advantage (MA) Plan, their enrollment in the MA Plan will start when their coverage as a spouse of an active Benefit Fund member, if any, terminates.

The Plans of the 1199SEIU Health Care Employees Pension Fund and the 1199SEIU Greater New York Pension Fund shall be amended to provide for the following Coronavirus Disease 2019 (“COVID-19”) Emergency Assistance Deferral: A Participant with a loan outstanding on or after March 27, 2020, and prior to December 31, 2020, who certifies that he/she is a “Qualified Individual” as defined under Section 2202 of the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) or rules, regulations or guidance issued thereunder by virtue of having experienced a COVID-19-related hardship, may request that any payments due during the period starting on and including March 27, 2020, and ending on December 31, 2020 (the “Deferral Period”), be deferred for up to one year. The Plans may grant such request provided that the Participant certifies as to the Participant’s status as a Qualified Individual and executes any other documentation necessary to meet

the requirements of the Plans and applicable laws, rules and regulations. Interest on such loan (a “Deferred Loan”) shall continue to accrue on the outstanding amount of the loan during the Deferral Period and shall be incorporated into the outstanding principal of the Deferred Loan. Monthly payments shall resume on the original scheduled monthly payment date in January 2021 (the “Payment Recommencement Date”) and, notwithstanding the Plans’ repayment terms, shall be set at an amount that results in the then outstanding principal amount being amortized over the remaining monthly payments in substantially equal amounts over the remaining term of the loan. The end date of the Deferral Period may be extended, the Payment Recommencement Date may be deferred to a later date, and/or the term of the loan may be extended if an applicable law or regulation provides that such action will not result in a violation by the Plan of Section 72(p) of the Code, ERISA or other applicable laws or regulations.

__________________________________________________________________

This summary only highlights the key changes made to the Funds’ Plans. Summaries of Material Modifications together with the Summary Plan Descriptions make up your official plan descriptions; please keep them together and refer to them as necessary. If you would like to review the Plan Document or have any questions, please contact the Funds’ Member Services Representatives at (646) 473-9200. The National Benefit Fund for Health and Human Service Employees believes it is a “grandfathered health plan” under the Patient Protection and Affordable Care Act (the “Affordable Care Act”). A grandfathered health plan can preserve certain basic health coverage that was already in effect when that law was enacted in 2010. Being a grandfathered health plan means that this plan may not include certain consumer protections of the Affordable Care Act that apply to other plans, for example, the requirement for an external review process for claims appeals. However, grandfathered health plans must comply with certain other consumer protections in the Affordable Care Act, for example, the elimination of lifetime limits on benefits. The Wage Class III plan is not a grandfathered health plan. Questions regarding which protections apply and which protections do not apply to a grandfathered health plan can be directed to the Plan Administrator at (646) 4739200. You may also contact the Employee Benefits Security Administration, U.S. Department of Labor at (866) 444-3272 or www.dol.gov/agencies/ebsa/about-ebsa/ask-a-question/ ask-ebsa. This website has a table summarizing which protections do and do not apply to grandfathered health plans. The Funds’ plan sponsors reserve the right to amend or terminate the Funds, or any part of them, at any time.

FOR YOUR BENEFIT

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Important Benefit Notices Inside this Issue

Avisos Importantes sobre Beneficios en este Numero

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