at the request of the borrower and added to the loan principle. Students may be denied a student loan if they demonstrate unwillingness to repay. Students requesting loan funds beyond direct costs maybe asked to submit a budget for default management purposes. Federal Parent Loan for Undergraduate Students (FPLUS): This loan is available to parents through lending institutions and can be used to meet the dependent undergraduate’s educational expenses. SATISFACTORY ACADEMIC PROGRESS (SAP) Federal legislation governing the administration of the Pell Grant, the Federal Perkins Loan, The Federal Supplemental Education Opportunity Grant (FSEOG), the Federal Work-Study Program (FWS), the Federal Stafford Loan, the Federal Parent Loan for Undergraduate Students Program (FPLUS) and the Federal Unsubsidized Stafford Loan requires that eligible institutions define and enforce standards of progress for students applying for and/or receiving financial aid. To comply with that legislation, the following standards have been established at York College. All applicants for the above mentioned forms of financial aid as well as all state and institutionally funded programs must meet these standards to be eligible. Full-time students seeking an Associate degree normally acquire the number of credit hours necessary for graduation in four semesters. A full-time student is one who was enrolled for 12 or more credit hours each semester. The maximum time-frame allowed for completion of an Associate degree program is six semesters. This limit is prorated for longer periods of time for students enrolled as three-quarter or half-time students. The maximum time-frame for program completion for a transfer student to York College is eight terms of enrollment at York College, regardless of hours completed at any previous institution. Those seeking a Baccalaureate degree are allowed a maximum of twelve semesters for degree completion. Students should accumulate an average of 16 credit hours every semester to graduate in eight semesters. Minimum standards require the following cumulative Grade Point Average Cumulative credit hours earned CGPA 1 to 27 1.60 28 to 59 1.80 60 and above 2.00 Full-time students must earn at least 24 credit hours each academic year. Credit hour requirements are prorated for students enrolled as threequarter or half-time students. Three-quarter time is defined as 9, 10, or 11 hours of enrollment per semester. Half-time is defined as 6, 7, or 8 hours of enrollment per semester. For example, part-time students enrolled on a three-quarter time basis (9, 10, or 11 semester-hours) must have successfully completed at least 9 credit hours each semester. Part-time students enrolled on a half-time basis (6, 7, or 8 semester credit hours) must have earned at least 6 credit hours each semester. Withdrawals from classes are considered to be “Hours Attempted” but are not “Hours Completed” or “Hours Graded”. Repeat classes are not considered in “Hours Completed” for SAP. At any time a student does not successfully complete the appropriate complement of hours (non-inclusive of repeat course work), they will be considered not to be making SAP, and all probationary and termination standards apply. Official course withdrawals do not change enrollment status. This has no effect on academic probation. Students are allowed 150% of the normal completion time of their specific degree to receive Title IV assistance. Once a student reaches 150% in credits OR in time, the student is no longer eligible to receive Title IV assistance. Students are allowed one recalculation due to a change in major during their time at York College. Satisfactory Academic Progress is checked at the end of each spring semester. In addition, SAP for each student is checked at the end of four periods of enrollment. A student must have achieved a minimum cumulative GPA of 2.00 at the end of four periods of enrollment as a fulltime student at York College to be considered as making SAP. Students who have been denied financial aid because requirements were not met may file a written appeal to the Director of Financial Aid. If the appeal is approved by the Financial Aid Appeals Committee, financial aid will be reinstated for the term in question. Unusual circumstances, such as undue hardship caused by the death of a relative, illness or injury experienced by the student or other special circumstances might justify an appeal. Appeals must be made in writing to the Financial Aid Director indicating the reasons for the appeal, such as a documented personal family emergency or documented medical problem. All appeals will be reviewed by the Financial Aid Appeals Committee and the student will be informed of the action taken. The decision of the committee shall be final. If a student is denied financial aid due to lack of academic progress, courses must be taken at the student’s own expense until the minimum requirements are met. Failure to attain the minimum requirements will cause the student to be ineligible for any further financial aid. All students who are denied financial aid and re-enter York College will do so on probationary status and must have the permission of the Finance Office.
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