Ching Ming Festival

free for two years, so that’s quite attractive,” he said

A Richmond developer is offering an unusual promotion to sell its condos pay 30 per cent in a down payment, move in and start paying off the rest of your mortgage, along with strata fees, etc , two years later.

“The housing market hasn’t been great recently and one of the reasons for that is people don’t want to take out a loan when interest rates are so high,” said Dave Pei, listing agent for ViewStar, a completed residential development on No 3 Road that’s offering the promotion

“So, we are offering this incentive to allow buyers to not takeoutaloanuntiltwoyears later, so they don’t need to worry about the current high interest rates”

Pei added the developer will also cover all the fees associated with the unit during the two years, including strata fees, property taxes and utility bills. Although, buyers must pay back those costs, along with the rest of the purchase price, in two years.

Thomas Davidoff, a UBC real estate professor, said developers have come up with different incentives in this buyers’ market. Buyers can take advantage of the incentives but should keep in mind hidden costs

“In this case, buyers are basicallyborrowingmoneyfrom the developer that’s interest

“It could be that the developer is in a rush to get occupants That’s because if you have an incomplete strata, that can collapse because who’s going to pay for everything?”

Another reason for developers to offer incentives on existing units could be to avoid cutting the listed price to avoid angering those who’ve already bought condos in the building, Davidoff said

“So, to avoid letting new buyers in at a lower price, the developer may prefer to provide an incentive which, again, is quite valuable,” he added

However, Davidoff said the original price could be above the current market value, so buyers need to see if they are actually saving money If they get a “deal” on the interest but overpay for the home, they could be further behind “If the property market continues to not perform well, or if you’re buying these units above market price, you do run the risk of not being able to finance the remaining 70 per cent, because the bank would worry the property isn’t worth as much,” he said He said buyers should do a financial calculation to compare how much they are saving with incentives offered by developers, with how much they’re paying for the unit in relation to the market price.

“They should figure out if that’s worthwhile,” he said.

What is the difference between having an immediate denture and a denture that is made after I have extractions?

Immediate dentures are always best, unless there is so much mobility in your teeth that taking an impression may cause an accidental extraction when the impression is removed. The immediate denture will act as a band aid as well as to help reshape the bone to a kinder more rounded form, rather than leaving the sharp edges that are formed by the circumference of the extraction socket. Follow up must be done by your dental practitioner in order to keep up with the changing shape as the bone and tissue heal. If you have extractions done and the denture is made after a period of couple months then the bone from the circumference of the socket has prematurely healed and is now standing up When a denture is placed on the tissues, the bone from underneath now stabs you from the inside out. There is one way that you can do the latter method. Once your initial wound site has closed, then you must massage the bone together towards the center of gum. This will tell the body that the bone must reshape to a rounder shape If you have questions that you would like answered, please don’t hesitate to book a free consultation with my office, or you can write to us via our website to: bcdenturist.com

I just want the deceased picked up from the place of death and cremated. Can this be done?

A:

By law, the deceased can not be cremated until 48 hours s after the death has occurred. Vital statistic information must then be obtained in order to secure the necessary permits for r the cremation to take place. If the deceased had a pacemaker, this s must be removed by the funeral home staff. A person can be buried d or cremated with simplicity, however, there are certain amounts s of administrative duties and physical preparation of the deceased d that may need to be performed prior to the cremation taking g place. These arrangements can be made in advance. You have e the opportunity to consider all of the options and make decisions s based on what is right for you and your family

Call us today and speak with one of our dedicated professionals. 2023 is the time to get your final affairs in order!

Q:I read that gold came close to reaching a recor high in pricing.

I was thinking of bringing in my old jeweller r in to sell.

A:On Thursday March 23, gold reached $2750 CDN whic c broke the previous record of $2720 from 2020 Articles from the US show large amounts of people sellin gold jewellery there to take advantage of these high prices s We have found that our purchasing of scrap gold jewellery has see a large uptake in the last two moths due to these high prices

Many of the sellers tell us that the reasons they come to us are:

1 - That friends recommended us to them

2 - We are member of Better Business Bureau

3 - We have a Gold analyzer that we test gold with and allows le e customers watch the screen results

4 - The high prices that we pay for the gold compared to other places s

If you are thinking of selling at these high prices, I believe you w be more that happy with our service and prices

What are the reasons I would select Yellow Cedar for my next wood working project? Q:

A:Discover the beauty and durability of Yellow Cedar - the perfect choice for your next woodworking project! Here are

5 reasons why you won’t regret choosing this remarkable wood.

1) Durability: Resistance to rot, decay and insects, making it a great choice for outdoor projects such as decks, fences, and garden furniture.

2) Stability: Low shrinkage and swelling rates, meaning it is less likely to warp, crack or split over time, ensuring your projects last longer!

3) Sustainability: Renewable resource that is harvested responsibly, ensuring the longevity of the species and the environment

4) Workability: Easy to work with, whether you are cutting, shaping or sanding it, making it a favourite among woodworkers

5) Aesthetics: it has a beautiful, warm, colour and a fine, uniform texture that can add character and elegance to your woodworking projects Do

A:

Scoliosis is a sideways bending of the spine, which should normally be straight. Early detection can improve the likelihood of correction. Scoliosis affects boys and more frequently girls between the ages of eight to eighteen. The causes vary Some children are born with spinal deviation (congenital), while others will develop it due to poor posture and injuries. In the beginning when it is easiest to correct, there are generally few symptoms. However, parents may notice a high shoulder, low hip, poorly fitting clothes, or ribs that seem to stick out. Sometimes back and leg pain may develop but often are overlooked as normal “growing pains”. If undetected, scoliosis can get worse especially until growth has stopped. Chiropractic care has helped many children avoid the unhappy effects of scoliosis. To start with, every child should have a spinal assessment, the sooner the better If a scoliosis is detected, the chiropractor will begin to adjust the spine of the child to remove spinal subluxations. Spinal adjustments help improve the function and structure of the spine. Muscles will strenggthen & posture can improve.