Stay safe

Morton Michel is pleased to offer PACEY members access to specialist home and motor insurance products designed with your childcare business in mind.

As anyone who works with children knows, accidents happen.

We understand that if you run your childcare business from home then it’s important to have appropriate insurance in place to protect you. That’s why we developed HomeMinder, a specialist s with nd. old cover edelivering household policy providing flexible cover designed for those delivering childcare and/or learning from their home.

HomeMinder includes the following cover: Flexible cover regarding numbers of children, working with other childcare professionals and employing staff/assistants when Ofsted or CIW requirements are met Accidental damage cover included for damage caused by your minded children

Childminding business equipment cover up to a maximum of £5,000 (an excess will apply)

Optional covers are also available at an additional cost when purchasing your insurance.

To find out more or to request a HomeMinder quote, visit: mortonmichel. com/pacey-homeminder

Do you rely on your car to run your childcare business?

If you do, you need to ensure that your personal motor policy also includes business cover, specifically to cover transporting children in your care as part of your job.

MotorMinder is designed for childcare professionals using their vehicles for work and includes childcare business use at no extra cost.

MotorMinder includes the following cover: Unlimited liability for personal injury for all passengers

Cover for cars, vans, minibuses and vehicles (minibuses/vehicles up to 17 seats)

Additional breakdown cover to get your vehicle to a garage in the event of a breakdown.*

*Please note that breakdown cover does not cover against the cost of parts or the cost of work undertaken at a garage.

Optional covers are also available at an additional cost when purchasing your insurance.

To find out more or to request a MotorMinder quote, visit: mortonmichel.com/ pacey-motorminder

We are thrilled to offer PACEY members exclusive discounted insurance on a range of lifestyle policies from Morton Michel’s sister company, Thistle Insurance. 20% discount at petGuard – providing specialist pet insurance for almost 40 years. Access your 20% discount at bit.ly/petguard-offer

15% discount at cycleGuard – protecting cyclists for over 20 years with insurance designed to cover you against theft, damage, liability, etc. Access your 15% discount at bit.ly/cycleguard-offer

10% discount at photoGuard – no matter whether you’re an amateur or professional, this specialist photography insurance covers against theft and accidental damage at home or on a shoot, as well as public liability insurance. Access your 10% discount at bit.ly/ photoguard-offer

10% discount at musicGuard – if you use instruments in your childcare setting or play them at home, these policies can help protect you against accidental damage, theft and public liability. Access your 10% discount at bit.ly/ musicguard-offer CP

If there was one lesson to be learned from the Covid-19 pandemic, it was to expect the unexpected. But while few people in early 2020 could have predicted the profound effects the virus would have over the next two years, the widespread lack of preparedness for such an event soon became apparent.

It’s with this mind that the English and Welsh Governments have recently updated their emergency planning and response guidance for childcare settings. Both sets of guidance suggest how early years and childcare practitioners should plan for and deal with all sorts of potential emergencies, from public health events such as a pandemic to extreme weather.

Although the threat from various kinds of emergencies has widened in recent years, the notion that it’s good practice to plan for sudden events is well established. “Early years and childcare practitioners have always been required to have a plan in relation to fire or other emergencies that may require evacuation,”