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RECORDS OF ISLAND C O U N T Y, WA S H I N G TON. SITUATE IN THE COUNTY OF ISLAND, STATE OF WASHINGTON. More commonly known as: 359 SHEPARDS LN, CAMANO ISLAND, WA 98282-8590 which is subject to that cer tain Deed of Tr ust dated 3/23/2007, recorded 3/30/2007, under 4198275 records of ISLAND County, Washington, from MICHAEL G. MILNES AND MYRA C. MILNES , HUSBAND A N D W I F E , a s G ra n tor(s), to LAND TITLE COMPANY OF ISLAND COUNTY, as Trustee, to secure an obligation in favo r o f M O RT G AG E ELECTRONIC REGIST R AT I O N S Y S T E M S, INC., AS NOMINEE F O R M O R T G A G E I T, INC., as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECT RO N I C R E G I S T R A TION SYSTEMS, INC., AS NOMINEE FOR MORTGAGEIT, INC. (or by its successors-in-interest and/or assigns, if any), to U.S. Bank National Association, as Tr u s t e e f o r B a n c o f America Funding Corporation 2007-6. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of t h e o bl i g a t i o n i n a ny Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $37,798.43 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $285,487.38, together with interest as p r ov i d e d i n t h e N o t e from the 10/1/2011, and such other costs and fees as are provided by statute. V. The abovedescribed real property will be sold to satisfy the expense of sale and the obligation secured by t h e D e e d o f Tr u s t a s provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 10/25/2013. The defaults referred to in Paragraph I I I mu s t b e c u r e d by 10/14/2013 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 10/14/2013 (11 days before the sale) the default as set for th in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 10/14/2013 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and adva n c e s, i f a ny, m a d e pursuant to the terms of t h e o bl i g a t i o n a n d / o r Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following
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address(es): NAME MICHAEL G. MILNES AND MYRA C. MILNES, HUSBAND AND WIFE ADDRESS 359 SHEPARDS LN, CAMANO ISLAND, WA 98282-8590 by both first class and cer tified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally ser ved, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property descr ibed in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 2/13/2013. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fe e s d u e a t a ny t i m e prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objections to this s a l e o n a ny g r o u n d s whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 6 1 . 2 4 . 1 3 0 . Fa i l u r e t o bring such a lawsuit may result in a waiver of any proper grounds for invali d a t i n g t h e Tr u s t e e ’s sale. NOTICE TO OCC U PA N T S O R T E N ANTS - The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summar y proceedings under Chapter 59.12 RCW. For tenantoccupied proper ty, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and oppor tunities to keep yo u r h o u s e, yo u m ay contact the following: The statewide foreclosure hotline for assist a n c e a n d r e fe r ra l t o housing counselors recommended by the Housing Finance Commiss i o n : To l l - f r e e : 1-877-894-HOME (1-877-894-4663) or W e b s i t e : http://www.dfi.wa.gov/co n s u m e r s / h o m e ow n e r ship/post_purchase_counselors_foreclosure.htm. The United States De-
partment of Housing and Urban Development: T o l l - f r e e : 1-800-569-4287 or National Web Site: h t t p : / / p o r tal.hud.gov/hudport a l / H U D o r fo r L o c a l counseling agencies in W a s h i n g t o n : http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=searchandsearchstate=WAandfilterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorn e y s : Te l e p h o n e : 1-800-606-4819 or Web site: http://nwjustice.org/what-clear. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If y o u h a v e p r ev i o u s l y been discharged through b a n k r u p t c y, yo u m ay have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL B E U S E D F O R T H AT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 06/20/2013 Quality Loan Service Corp. of Washington, as Trustee By: Michael Dowell, Assistant Secretary Trustee’s Mailing Address: Quality Loan Ser vice Cor p. of Washington C/O Quality Loan Service Corp. 2141 Fifth Avenue, San Diego, CA 92101 (866) 645-7711 Tr ustee’s Physical Address: Quality Loan Service C o r p. o f Wa s h i n g t o n 19735 10th Avenue NE, Suite N-200 Poulsbo, WA 98370 Sale Line: 714-730-2727 Or Login to: http://wa.qualityloan.com TS No.: WA-13-541490-TC A-4395873 09/25/2013, 10/16/2013 LEGAL NO. 514962 P u bl i s h e d : W h i d b ey News-Times, South Whidbey Record. September 25, October 16, 2013.
rington Drive, Oak Harbor WA 98277 sell at p u bl i c a u c t i o n t o t h e highest and best bidder, payable in the form of credit bid or cash bid in t h e fo r m o f c a s h i e r ’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of ISLAND, State of Washington, to-wit: REAL PROPERTY IN THE CITY OF OAK HARBOR, COUNTY OF ISL A N D , S TAT E O F WA S H I N G TO N , D E SCRIBED AS FOLLOWS: LOT 1, BLOCK 1, PLAT OF KIMBALL HEIGHTS, DIVISION NO. 1, AN ADDITION TO OAK HARBOR, ACCORDING TO THE P L AT T H E R E O F, R E CORDED IN VOLUME 8 OF PLATS, PAGE 34, RECORDS OF ISLAND C O U N T Y, WA S H I N G TO N . A B B R E V I AT E D LEGAL: LT 1, BLK 1, KIMBALL HEIGHTS, DIV I S I O N N O. 1 . M o r e c o m m o n l y k n ow n a s : 984 SW 6TH AVE, OAK H A R B O R , WA 9 8 2 7 7 which is subject to that cer tain Deed of Tr ust dated 8/13/2010, recorded 10/11/2010, under 4282531 records of ISLAND County, Washington, from JAMES L. IRW I N A N D C I N DY C . RUST, HUSBAND AND WIFE AS JOINT TENANTS, as Grantor(s), to FIRST AMERICAN TITLE, as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGIST R AT I O N S Y S T E M S, INC., AS NOMINEE FOR THE LENDING C O M PA N Y, I N C , a s Beneficiary, the beneficial interest in which was a s s i g n e d b y M O R TG AG E E L E C T R O N I C REGISTRATION SYSTEMS, INC., AS NOMINEE FOR THE LENDING COMPANY, INC (or by its successors-in-interest and/or assigns, if a ny ) , t o We l l s Fa r g o Bank, NA. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default o n t h e o bl i g a t i o n s e cured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $46,383.40 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $296,924.51, together with interest as p r ov i d e d i n t h e N o t e from the 7/1/2011, and such other costs and fees as are provided by statute. V. The abovedescribed real property will be sold to satisfy the expense of sale and the obligation secured by t h e D e e d o f Tr u s t a s provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 10/25/2013. The defaults referred to in Paragraph 111 must be cured by 10/14/2013 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 10/14/2013 (11 days before the sale) the default as set for th in Paragraph 111 is cured and the Trustee’s fees and costs are paid. Pay-
ment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 10/14/2013 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and adva n c e s, i f a ny, m a d e pursuant to the terms of t h e o bl i g a t i o n a n d / o r Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME JAMES L. IRWIN AND CINDY C. RUST, HUSBAND AND WIFE AS JOINT TENANTS ADDRESS 984 SW 6TH AV E , OA K H A R B O R , WA 98277 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real proper ty descr ibed in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 5/24/2013. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fe e s d u e a t a ny t i m e prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objections to this s a l e o n a ny g r o u n d s whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 6 1 . 2 4 . 1 3 0 . Fa i l u r e t o bring such a lawsuit may result in a waiver of any proper grounds for invali d a t i n g t h e Tr u s t e e ’s sale. NOTICE TO OCC U PA N T S O R T E N ANTS - The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summar y proceedings under Chapter 59.12 RCW. For tenantoccupied proper ty, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help.
N OT I C E O F T RU S TEE’S SALE Pursuant to t h e R ev i s e d C o d e o f Washington 61.24, et s e q . T S N o. : WA-13-562601-TC APN No.: S7275-00-01001-0 Title Order No.: 1 3 0 1 1 3 2 0 6 - WA - M S I G ra n t o r ( s ) : C I N DY C. RUST. JAMES L. IRWIN G r a n t e e ( s ) : M O R TG AG E E L E C T R O N I C REGISTRATION SYSTEMS, INC., AS NOMINEE FOR THE LENDI N G C O M PA N Y, I N C Deed of Tr ust Instr um e n t / R e fe r e n c e N o. : 4282531 I. NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the u n d e r s i g n e d Tr u s t e e, will on 10/25/2013, at 10:00 AM At the main entrance to the City Hall located at 865 SE Bar-
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SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and oppor tunities to keep yo u r h o u s e, yo u m ay contact the following: The statewide foreclosure hotline for assist a n c e a n d r e fe r ra l t o housing counselors recommended by the Housing Finance Commiss i o n : To l l - f r e e : 1-877-894-HOME (1-877-894-4663) or W e b s i t e : http://www.dfi.wa.gov/co n s u m e r s / h o m e ow n e r ship/post_purchase_counselors_foreclosure.htm. The United States Department of Housing and Urban Development: T o l l - f r e e : 1-800-569-4287 or National Web Site: h t t p : / / p o r tal.hud.gov/hudport a l / H U D o r fo r L o c a l counseling agencies in W a s h i n g t o n : http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=searchandsearchstate=WAandfilterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorn e y s : Te l e p h o n e : 1-800-606-4819 or Web site: http://nwjustice.org/what-clear. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If y o u h a v e p r ev i o u s l y been discharged through b a n k r u p t c y, yo u m ay have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL B E U S E D F O R T H AT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 06/24/2013 Quality Loan Service Corp. of Washington, as Trustee By: Michael Dowell, Assistant Secretary Trustee’s Mailing Address: Quality Loan Ser vice Cor p. of Washington C/O Quality Loan Service Corp. 2141 Fifth Avenue, San Diego, CA 92101 (866) 645-7711 Tr ustee’s Physical Address: Quality Loan Service C o r p. o f Wa s h i n g t o n 19735 10th Avenue NE, Suite N-200 Poulsbo, WA 98370 Sale Line: 714-730-2727 Or Login to: httn://wa.qualityloan.com TS No.: WA-13-562601-TC A-4393440 09/25/2013, 10/16/2013 LEGAL NO. 514957 P u bl i s h e d : W h i d b ey News-Times, South Whidbey Record. September 25, October 16, 2013.
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PUBLIC NOTICE The City of Langley, 112 Second St., Langley WA 98260, is seeking coverage under the Washington State Depar tm e n t o f E c o l o g y ’s Construction Stormwater NPDES and State Waste Discharge General Permit. The proposed project, Second Street Improvement Project, is located at Second Street, from Anthes Avenue to Cascade Avenue; and Cascade Avenue from Fourth Street to Second Street in Langley, in Island County. This project involves 1.8 acres of soil disturbance for roadway and utility improvements, including the installation of water main, storm drain system, and City electrical system; relocation of power poles; curb, gutter, planter and sidewalks will also be installed as par t of the construction activities. Stormwater will be discharged to the existing City of Langley stor m drainage system that outfalls to Puget Sound. Any persons desiring to present their views t o t h e Wa s h i n g t o n State Depar tment of Ecology regarding this application, or interested in Ecology’s action on this application, may notify Ecology in writing no later than 30 days of the last date of publication of this notice. Ecology reviews public comments and considers whether discharges from this project would cause a measurable change in receiving water quality, and, if so, whether the project is necessary and in the overriding public interest according to Tier II antidegradation requirements under WAC 173-201A320. Comments can be submitted to: Department of Ecology A t t n : Wa t e r Q u a l i t y Program, Construction Stormwater P.O. Box 47696, Olympia, WA 98504-7696 LEGAL NO. 514975 P u bl i s h e d : W h i d b ey News-Times, South Whidbey Record. September 25, October 2, 2013. N OT I C E O F T RU S TEE’S SALE Pursuant to t h e R ev i s e d C o d e o f Washington 61.24, et s e q . T S N o. : WA-13-548894-SH APN No.: S7220-00-00012-0 Title Order No.: 1 3 0 0 7 8 5 4 8 - WA - M S I G r a n t o r ( s ) : S E VA C DAWSON, MARY HEND E R S O N G ra n t e e ( s ) : MORTGAGE ELECT RO N I C R E G I S T R A TION SYSTEMS, INC., AS NOMINEE FOR G L O B A L A DV I S O RY G R O U P, I N C . D B A MORTGAGE ADVISORY G R O U P D e e d o f Trust Instrument/Reference No.: 4264417 I. N OT I C E I S H E R E B Y GIVEN that Quality Loan Service Corp. of Washington, the undersigned Tr u s t e e , w i l l o n 10/4/2013, at 10:00 AM At the main entrance to the City Hall located at 865 SE Barrington Drive, Oak Harbor WA 98277 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property,
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situated in the County of ISLAND, State of Washington, to-wit: LOT 12, PLAT OF IDLEWOOD DIV. NO. 1, ACCORDI N G T O T H E P L AT THEREOF, RECORDED I N VO L U M E 1 0 O F P L AT S , PA G E 6 1 , RECORDS OF ISLAND C O U N T Y, WA S H I N G TON. SITUATED IN ISLAND COUNTY, WASHINGTON More commonly known as: 2800 DOGWO O D L N , C A M A N O I S L A N D, W A 9 8 2 8 2 which is subject to that cer tain Deed of Tr ust dated 11/19/2009, recorded 11/30/2009, under 4264417 records of ISLAND County, Washi n g t o n , f r o m S E VA C DAW S O N , A S I N G L E P E R S O N A N D M A RY HENDERSON, A SINGLE PERSON., as Grantor(s), to CTT/ISLAND TITLE - OAK HARBOR, as Trustee, to secure an obligation in favo r o f M O RT G AG E ELECTRONIC REGIST R AT I O N S Y S T E M S, INC., AS NOMINEE FOR GLOBAL ADVISORY GROUP, INC. DBA MORTGAGE ADVISORY GROUP, as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGIST R AT I O N S Y S T E M S, INC., AS NOMINEE FOR GLOBAL ADVISORY GROUP, INC. DBA MORTGAGE ADVISORY GROUP (or by its successors-in-interest and/or assigns, if any), to JPMorgan Chase Bank, National Association. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as foll o w s : Fa i l u r e t o p ay when due the following amounts which are now in arrears: $10,671.33 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $192,444.28, together with interest as provided in the Note from the 12/1/2012, and such other costs and fees as are provided by statute. V. T h e a b ove - d e s c r i b e d real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Tr u s t a s p r ov i d e d by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 10/4/2013. The defaults referred to in Paragraph I I I mu s t b e c u r e d by 9/23/2013 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time b e fo r e 9 / 2 3 / 2 0 1 3 ( 1 1 days before the sale) the default as set for th in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 9/23/2013 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest,
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