Telling Ag's Story

Leader Farm Credit

Telling ag’s story

volume 17 | issue 2 | $3.95

Financing Rural America for More Than 95 Years

in this issue

Leader

farm | land

4 The Maryland Harvest:

new documentary focuses on the “eat local” movement in Maryland

6 Farmers Feed Us Campaign:

volume 17 | issue 2

MidAtlantic Farm Credit, ACA J. Robert Frazee, CEO

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Gary L. Grossnickle Chairman

Chip Councell educates consumers on how food is produced

Fred N. West Vice Chairman

8 Landis Valley Museum: history in the heart of Lancaster County, Pennsylvania

10 Jeff Ishee reports on agriculture through radio and televsion

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your association

11 Election Results 11 Annual Photo Contest Announced

12 Annual Meeting Review 14 2012 Scholarship Winners

Paul D. Baumgardner Deborah A. Benner Brian L. Boyd Dale R. Hershey Walter C. Hopkins T. Jeffery Jennings Christopher Kurtzman M. Wayne Lambertson Fred R. Moore, Jr. Dale J. Ockels Jennifer L. Rhodes Ralph L. Robertson, Jr. Paul J. Rock Lingan T. Spicer Christopher R. Stiles

Questions or Ideas

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If you have any questions or ideas for the editorial staff of the Leader, contact Donna Dawson at 800.333.7950, e-mail her at ddawson@mafc.com or write her at MidAtlantic Farm Credit, 680 Robert Fulton Highway, Quarryville, PA 17566. This publication is for you, our reader. We’d love to hear from you!

The Leader is published quarterly for stockholders, friends and business associates.

community

16 Properties for sale

If you wish to no longer receive this publication, please email: unsubscribe@mafc.com and by putting “Unsubscribe Leader” in the subject.

10 www.facebook.com/midatlanticfarmcredit

www.twitter.com/midatfarmcredit

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MidAtlantic Farm Credit Board of Directors

www.midatlanticfarmcredit.blogspot.com

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The Farm Credit Administration does not require the association to distribute its quarterly financial reports to shareholders. However, copies of its complete report are available upon request or see quarterly updates online at mafc.com. The shareholders’ investment in the association is materially affected by the financial condition and results of operations of AgFirst Farm Credit Bank and copies of its quarterly financial report are available upon request by writing: Susanne Caughman, AgFirst Farm Credit Bank P.O. Box 1499, Columbia, SC 29202-1499 Address changes, questions or requests for the association’s quarterly financial report should be directed to: MidAtlantic Farm Credit, ACA by calling 800.333.7950 or writing: MidAtlantic Farm Credit 45 Aileron Court, Westminster MD 21157

message from the president You Ought to Be in

PICTURES

There aren’t a lot of people who like to have their picture taken. I don’t like it myself, but over the years in my role at MidAtlantic, I’ve had to get used to it. It seems like there is always someone from our marketing department with a camera or video camera documenting an event that I’m attending for Facebook, or asking me my opinion on something for our YouTube channel.

I do it because I recognize the importance of telling our story—the story of your cooperative lender—and I know that when there’s a face associated with that story, the story is more compelling.

That’s why I’m so excited about some of the projects and programs highlighted in this issue of the Leader. There is a wide variety of faces telling agriculture’s story—and that can only be good for all of us. For instance, the documentary “The Maryland Harvest” showcases some of the most famous faces in Maryland’s culinary circles—Cindy Wolf of Charleston restaurant, Spike Gjerde of Woodberry Kitchen, and Al Spoler, co-host of “Cellar Notes” on local public radio. All these people lent their names—and their passion—to telling the very positive story about agriculture in Maryland.

I think you’ll also like reading about Chip Councell, a grain and vegetable

events | deadlines JUN event

place

10-12 Mushroom Short Course

12-16 Kempton Community Fair

State College PA Kempton PA

15-16 Delmarva Chicken Festival

Salisbury MD

18-23 Schnecksville Community Fair

Schnecksville PA

JUL event

place

producer, who was just one of the local farmers featured on the very popular

1 Deadline: Wheat and barley premiums due

“Farmers Feed Us” campaign. And Jeff Ishee of Virginia, who started the local

4 Independence Day

MAFC office closed

television show “Virginia Farming” in 2003, only to see it go national in 2005.

11-14 Talbot County Fair

Easton MD

Jeff has been a huge advocate for agriculture for years, and his story is a great

15 Deadline: Acreage report

one of showing that small ideas can reap big rewards.

18 Tawes Crab and Clam Bake

Finally, I hope you’ll take a moment to learn more about the Landis Valley

19-28 Delaware State Fair

Museum, a picturesque stop in Pennsylvania that showcases the agricultural

20-28 Cecil County Fair

collection of two brothers who collected over 75,000 agricultural pieces during

23-28 Kimberton Fair

their lifetimes. They began the museum in 1925, because even then they saw that

8-Aug 3 Carroll County 2 4-H and FFA Fair

the public was becoming more distanced from their food sources.

We all know how critical it is for all of us to tell the story of agriculture, and to educate our friends and neighbors as to where their food comes from. There

Crisfield MD Harrington DE Childs MD Kimberton PA

Westminster MD

30-Aug 4 Schuylkill County Fair

Summit Station PA

30-Aug 4 Frederick County Fair

Winchester VA

are lots of ways to do that…if you don’t like being in front of the camera, as Chip leaders, and legislators, and—frankly—anyone who will listen. Only by telling people the true story of agriculture—a story of research and innovation and hard work and responsible stewardship—will we be able to bridge the gap that has grown between who we are and what we eat.

I know I’m going to keep smiling for the camera, and doing my part to tell that story. I hope that this issue will inspire you to do the same.

AUG event

place

1-4 Caroline/Dorchester County Fair

4-11 Berkeley County Youth Fair

Denton MD Martinsburg WV

­ For a complete list of fairs and events, visit our website at mafc.com

volume 17 | issue 2 | mafc.com

Councell says, you can be active in the background—talking to your community

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Blue Wind Gourmet Chef Rob Plant shares his delicious late spring bounty of Cherry Glen Farm goat cheese, Chesapeake Bay crab cakes, and strawberry shortcake laced with Sloop Betty Vodka from Kent Island with Al Spoler.

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Al Spoler walks the fields of Rousedale Farm in Harford County where Baltimore radio-personalityturned-farmer Steve Rouse and his partner Vicky Murdock grow organic produce and herbs, raise free-range chickens and eggs, and extract honey.

From Farm to Table

New documentary highlights the tie between Maryland farmers and chefs story by SUSAN WALKER and photos on page 5 courtesy of HOUPLA, INC.

In a culture that is increasingly divorced from its agricultural roots, all most Americans know about their food is that it comes from the grocery store. But the rise of the “Eat Local” movement is helping people all across the country reconnect with the foods they eat and the farmers who grow or raise those foods.

The movement is gaining strength in Maryland right now thanks in part to the advocacy of a number of local chefs and restaurant owners including Spike Gjerde of Baltimore’s Woodberry Kitchen, Cindy Wolf of Charleston, and Rob Plant, chef owner of Blue Wind Gourmet in Lexington Park, Maryland.

A new documentary that aired on Maryland Public Television highlights the partnership between local farmers and chefs and gives viewers the chance to get to know the farmers who supply the bounty of produce, meat, and seafood that inspire Maryland’s evolving cuisine. The hour-long film, “The Maryland Harvest”, follows the growing seasons, starting with spring.

Host Al Spoler, co-host of a local public radio program “Cellar Notes” and a former Maryland Public Television director, is passionate about local food and the farmers who produce it.

“I go to the farmer markets every week and am so excited to see what local farmers are producing,” he says. “I’ve gotten to know several of the farmers and I

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really respect what they are doing. I’ve seen an incredible explosion in cultivars in the last three years and it’s inspiring many local chefs as well as folks who cook at home. When people have the chance to try something new, delicious, and local at a restaurant, it can open their eyes to new possibilities for ingredients they can use in their kitchens at home. We hope that this documentary does the same thing and gives our viewers a much better understanding of who the people who supply their food are and how committed they are to farming and protecting the land.”

focus on Maryland’s farms “The Maryland Harvest” was more than two years in the making and includes interviews with over 40 Maryland farmers and eight local chefs who work with them. Producer Brooke McDonald, partner in the Baltimore firm that filmed, directed, and produced the documentary, explains that working on the film gave her a new perspective on farming.

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Al, shown here with the summer harvest at the Waverly Market in Baltimore City, makes weekly shopping visits to most of the major farmers markets in the Baltimore area to inspire his cooking and stock his larder.

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Holly Foster shows Al some of the artisanal and raw milk cheeses her family produces at their dairy farm, Chapel’s Country Creamery in Talbot County. They also recently started making natural yogurt with local maple syrup and honey.

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“An asparagus field may not be much to look at, but it’s where Tom and Lisa Godfrey of Godfrey’s Farm in Queen Anne’s County grow some of the region’s most delicious asparagus,” says Al.

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As Russ, who farms 550 acres, notes in “The Maryland Harvest”, “Farmland is the crown jewel of the state. If we don’t take care of this land, it’s not going to take care of us economically or spiritually.”

a creative partnership All of the chefs who participated in the making of “The Maryland Harvest” are firm believers in collaborating with local farmers to get the freshest and best food possible for their dishes. Rob Plant of Blue Wind Gourmet works closely with a number of farmers and watermen in St. Mary’s County and also buys produce from a local Mennonite co-op for five area restaurants.

“Buying locally supports the local community and gives me access to the freshest seasonal ingredients,” he explains. “You get a better tasting, healthier product. It costs a little more, but it’s worth it. We’re getting a much higher-quality product than other places in the country. We’re getting all types of fruits and vegetables that were normally never in the market, and we’re seeing those new products locally.”

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“At the end of the day, farmers are stewards of the land,” says Rob Plant. “They promote good farming practices to preserve future generations’ ability to farm. Many of them have been working the land for five generations or more.

Their children depend on the land and the waterways to provide for their future, so protecting both is important to them.

Most farmers are actively involved in their communities, serving on boards, working in the volunteer fire department. They are all participating in making the community a better place.

I think the public is just starting to become enlightened on how important farming is and how important farmers are to the success of having great nutrition, good products on the table, and protecting open space and our waterways and that’s something that this film will bring to light for people.” n

For more information on this show, as well as rebroadcast information, please visit:

TheMarylandHarvest.com.

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volume 17 | issue 2 | mafc.com

Adds Al Spoler, “We made a conscious decision to show farms and farmers as they are to highlight the passion they have for their work.

Russ Shlagel who grows strawberries near Waldorf, Maryland, for example, is so very passionate about the local food movement and protecting the land and the bay and you see that in the film.”

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Not only does eating local mean you get fresher, more flavorful food, it also creates a more intimate connection between the diner and what’s on his or her plate. Explains Kathy Cropper, whose Friendly Hall Farm supplies Rob Plant with a variety of fruits and vegetables, “If people know what they’re eating and where it comes from, it’s huge. Kids in the school system have no idea where their food comes from. They know more about McDonald’s.”

farm | land

farming for the future

“I marvel at what farmers do. It’s an ancient profession but our Maryland farmers are on the cutting edge and are so innovative and entrepreneurial, not only in terms of what they produce but also in terms of how they produce it. It’s such a tough profession and it’s important for the general public to understand farming and cherish it and those who commit their lives to providing us with food,” she says.

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Chip and Jo Ann Councell with their grandchildren Avery and Davis, who they hope will become the 12th generation to farm in Talbot County.

LOGO: The Center for Food Integrity (CFI) shares accurate, balanced information about food production, works to correct misinformation, highlight best practices and engage stakeholders.

CFI created the Farmers Feed US project.

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Chip Councell:

LOGO: Farmers Feed US is an Internet-based campaign to introduce consumers to regional farmers to put a human face on agriculture.

It introduces farmers and their families and shows what really happens on farms.

The Tenth Generation of a “Farmer Who Feeds US” 2 story and photos by NANCY SMITH

Chip Councell, OF Cordova Maryland, is part of a national effort to assure consumers their food is safe, affordable and nutritious. Chip is featured on an Internet video as part of the Farmers Feed US campaign in which farmers reach out to consumers to explain how food is produced.

At a time when some adults believe half-truths or outright fabrications about the food supply and children don’t know milk comes from a cow, the initiative is educating consumers about farmers and farming through short videos that introduce them to farmers and their operations.

farming and educating

“Every farmer is looking beyond their generation to the next generation or even generations to follow.” He is no exception; Chip farms with his father and his son and now has two grandchildren he hopes will follow his family’s career and become the 12th generation to farm in Maryland.

Chip, the tenth generation of his family to farm, grows grain and 20 to 30 kinds of vegetables on almost 1,300 acres. He and his family sell most of their produce in the family market that is a beacon for beachgoers who pass it on their way to Maryland and Delaware resorts each summer.

“Farmers are good stewards of the land, but we haven’t done a good job educating the public about why we do what we do,” he said. His passion for the soil his family has farmed since the 17th century is on display in the video when he says, “Other than my family, there’s nothing I treasure more than this land.”

“We see the need to educate the public to the degree we can,” says Chip. His passion for sharing the good news about agriculture is demonstrated by the school tours he and his wife Jo Ann have hosted each fall for almost 15 years. “We have 22 different farm-themed activities including a corn maze, combine slide, corn sand box, and little pedal tractors,” he says.

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component. “Agriculture has a story to tell. The majority of people appreciate what we do.”

Chip says his work with the Farmers Feed US project was a natural extension of the market’s educational

the campaign Cara Sylvester, a loan officer in MAFC’s Denton, Maryland office, has worked with Chip for five years.

She says the Farmers Feed US campaign is filling a need. “There is a lot of misinformation in the media about how farms are run. It’s important for farmers to tell their story or someone is going to do it for them.”

The Councell Farms market stand hibernates during the winter months but is a busy place during the summer. The family has owned the market since 1991.

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Old farm equipment becomes playthings for young visitors as part of Chip and Jo Ann’s efforts to entertain and educate the public at their market. Some 3,000 school children visit the stand each fall.

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Councell Farms market’s giant advertising display is a landmark for thousands of beachgoers every summer. The family sells most of its produce at the market from spring vegetables to pumpkins and ornamentals in the fall.

Farmers Feed US is the brainchild of The Center for Food Integrity (CFI), a nonprofit focused on building consumer trust and confidence in the food system by sharing accurate, balanced information, correcting misinformation, highlighting best practices and engaging stakeholders to address issues that are important to consumers.

Project Coordinator Mark Crouser explains, “Consumers want to know where food comes from. We think that’s great.

It gives farmers the opportunity to tell their story.”

The project began in 2009 in several Midwestern states and has expanded to include farmers in Delaware and Pennsylvania in addition to Maryland. Visitors to the Farmers Feed US website can watch videos featuring Chip and other farmers who grow everything from grain to mushrooms to pigs.

Chip stressed that farmers don’t have to be in front of the camera to have an impact on public perceptions of agriculture. “They can talk to their friends and neighbors. Farmers have to get involved financially or through giving their time. They can no longer just sit back. We need to do a better job communicating what we do and why we do it to the public.” n

farm | land

“It is important for the public to understand what farmers do and how they farm,” she adds.

Videos of Chip and other mid-Atlantic farmers can be seen at FarmersFeedUS.org.

support for the effort To stimulate interest in the site, state-by-state drawings for $5,000 worth of groceries and free ice cream and chicken for a year were featured in the first 90 days of the campaign.

Website visitors can register to receive recipes, coupons, cooking tips and videos of additional farmers. Barely two months into the project, more than 16,000 consumers requested more information on how their food is grown.

Another 3,000 became Facebook likers and Twitter followers.

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CFI is funded by many agricultural groups including the United Soybean Board, the National Pork Board, the Maryland Grain Producers Utilization Board and soybean boards of four states.

The CFI member list reads like a who’s who in agriculture and the food system ranging from the American Farm Bureau to the National Restaurant Association to Purdue University.

“Our goal is to establish on-going communications with consumers,” says Mark. He explains that, when project developers surveyed consumers who had requested more information, “ninety-five percent agreed with the statement ‘these are the kind of people I want producing my food,’ ” he says. “We have enhanced the perception of agriculture in the mid-Atlantic.

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“Consumers, especially in urban areas, have become more detached from where food is raised. Farms may look different or be bigger than consumers may remember from when they were young and visited their grandparents on the farm, but farmers still have passion for producing safe, affordable, nutritious food,” Mark says.

As for his on-camera appearance, Chip says, “Farmers in general don’t like to draw attention to themselves. But we have a story to tell. I realized it was okay to be nervous. As long as it comes from the heart and is the truth, the public appreciates it.” He believes videos featuring farmers are better than using paid spokespersons.

Chip hopes the videos “give people the opportunity to see what agriculture in Maryland is about, to see a little about our operation.” The general public is on agriculture’s side.

“We’re making these videos for our kids and our grandkids.

If we don’t tell our stories, it will be harder for future generations,” he says.

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volume 17 | issue 2 | mafc.com

the local connection

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The scenic wagon ride around the farm and museum is a fantastic way to start your visit to this unique living history museum. Many who visit throughout the year consider it to be the “best kept secret in Pennsylvania.”

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Landis Valley Museum a history book comes to life story by KATE ALDRICH photos courtesy of LANDIS VALLEY MUSEUM

Travel back in time to experience a piece of history right in the heart of Lancaster County, Pennsylvania.

Stepping onto the beautiful property of Landis Valley Museum feels as though you are stepping into the pages of a history book. As a visitor you are transported more than 250 years, back into the Pennsylvania German culture and way of life through an immersive living history museum.

The 100 acre property has 16 historic buildings and thousands of artifacts to share. Walking around the 18th and 19th century settlement, you get a feel for what life was like for our courageous, hardworking, farming forefathers. That was the dream and goal of brothers, Henry and George Landis who founded the living museum on their family farm in 1925.

preserving the past When the Landis brothers’ museum first opened 87 years ago it was simply a “Barn Museum”, yet it was already filled with artifacts that generations to come would treasure. The Landis brothers were collectors that loved everything that had to do with the history of the land.

“Eventually, when the Landis brothers retired they started collecting Pennsylvania German farming equipment and tools, full-time,” explains Landis Valley’s curator, Bruce Bomberger. “They would go to public sales and auctions to purchase these items for their collection. When they filled their attic, home and barns on the property, they opened it up to the public and shared these pieces of history as an education museum.”

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The Landis brothers were proud of their Pennsylvania German heritage and wanted to make

sure that future generations would be able to see and remember how farmers used to operate the farm equipment and tools. Henry and George were both ambitious and were educated in engineering at Lehigh University. Their lives and collection have fascinated many, including Bruce who became immersed in the Landis brothers’ work for his doctoral dissertation. His passion is evident in his work as curator, preserving and maintaining their collections and allowing people to experience 18th and 19th century farming during the 21st century.

The beauty of the Landis Brothers farm can take your breath away.

The village includes historic buildings with costumed guide interpretation, a vast collection of historic agricultural equipment, and “live” farming based on 18th and 19th century practices.

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Young and old alike find the experience captivating. Hands-on History Days provide children of all ages the opportunity to experience historic games and chores, one room school house lessons, Pennsylvania German artwork and more.

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Landis Valley not only touches the past, it brings the past to the future. The picturesque grounds have become very popular for weddings, parties, corporate meetings and special events.

The Landis brothers’ dream of preserving their heritage is unmistakable in the massive gathering that represents the nation’s largest collection of Pennsylvania German artifacts. Much of the collection focuses on the agricultural nature of the Pennsylvania Germans during the time period. The Agricultural Exhibit houses For information or to plan a visit a vast collection and yet, Bruce shares “that what to the museum please go to you see is not even half of what the Landis brothLandisValleyMuseum.org. ers collected over the years. The brothers’ total collection is over 75,000 items.”

Walking through the exhibit, you follow a timeline of farming from the very first plow used to scrape a living for the first of the area’s settlers. As time passed

farm | land 2

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and they established a community, the tools they used changed too. Walking in their footsteps from hand plow to the very first horse pulled tractor it is easy to feel admiration for the challenges these determined farmers faced. Through the museum’s attention to agriculture, visitors learn how things were built, how they progressed, as well as the unique distinctions of the Pennsylvania German’s culture. One of these distinctions is that a German plow’s mouldboard is curved to the left, while all other plows are curved to the right. An emphasis on agricultural detail makes Landis Valley’s collection unique. Landis Valley is called upon to loan artifacts to other museums locally, as well as elite living history sites such as Colonial Williamsburg in Virginia.

The Landis Valley Museum is much more than a collection of old dusty artifacts behind glass partitions. As part of the Pennsylvania Historical & Museum Commission, the brothers’ collection and the beauty of the village mingled with the sights, sounds and smells all tell a story of farming life many years ago. Throughout the town, you experience authentic traditional farming, village and industrial life, skilled craft demonstrations and historical animals and plants.

visitor’s paradise As many as 70,000 people seeking to learn history through experience visit Landis Valley, including more than 12,000 school children each year. In Bruce’s work as curator, he not only gets to work with and catalog the artifacts, which he loves, but he has the honor of talking with school groups about the artifacts. He seeks to share not only the facts, items and details, but to go beyond: interpreting and bringing life to the artifacts for the kids. This involves a great deal of research but he enjoys showing people that there are life stories behind the artifacts, “so that the common plow is now brought to life, by a person’s story,” he says.

If you find that is not enough to whet your appetite, Landis Valley offer visitors a chance to get their hands dirty with annual courses offered through the Institute of Rural Life and Culture.

4 You can leave the comforts of the 21st century behind and try your hand at essential farming skills like draft horse driving, blacksmithing, tinsmithing, and even hearth cooking and quilting.

Landis Valley gives its visitors a chance to enjoy what the Landis brothers worked so hard to collect and share, and it provides a valuable source of hands-on education for the community.

television storyline It is this uniqueness and attention to historical and agricultural detail, which attracted the television show America’s Heartland to feature Landis Valley Museum during a season four episode.

America’s Heartland is a half hour program that seeks “to bring the story of agriculture to the non-farm audience as well as to show where our fuel, food, feed and fiber come from,” says Michael Sanford, vice president of content creation for America’s Heartland. The show’s roots come from a television show called California’s Heartland aired in the mid 1990’s, that then broadened to a national version and became America’s Heartland in 2005.

In their feature of Landis Valley, America’s Heartland focused on the triumphs and challenges of the 18th and 19th century farmers.

Michael shares that they chose to feature Landis Valley Museum because of “the unique way in which you can experience a bit of farming and the example of antique farming practices as it relates to the German community.”

The Landis Valley Museum has exceeded even the Landis brothers’ dreams of preserving the past so that future generations can experience it. Their collecting habits forged the way for future generations to see into the past. Stepping back in time helps us to remember a different time, and honor the hard work that first cleared the land, plowed the fields, and set footprints for generations to follow. Landis Valley Museum and its curator Bruce Bomberger continues to carry the torch of this amazing legacy. When history is not just another fact in a book, when it is genuine people you are interacting with, that is when history has the opportunity to become real and relevant for people. n

volume 17 | issue 2 | mafc.com

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farm | land

Jeff Ishee admits in his line of work, it is always a challenge to overcome certain perspectives people have of farmers. “People need to respect farmers, they didn’t just fall off a turnip truck. They work hard to put food on people’s plates.” Jeff feels he owes his radio career to Farm Credit. “Farm Credit signed on the day I went on the air. I am very grateful for their support!”

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Covering county fairs and promoting youth who are involved with agriculture are two of Jeff’s favorite things to do.

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Jeff Ishee:

A friendly voice to agriculture

2 For information on the radio show visit

wsvaonline.com. And for information on the television program go to wvpt.net

story and photos by JENNIFER SHOWALTER

So many people involved with agriculturE have deep roots in the field, but not Jeff Ishee. Jeff was neither raised on a farm nor did he have the opportunity to be in 4-H or FFA during his youth in Montgomery, Alabama.

Following high school, Jeff went to Troy University for a year before joining the Navy in 1977. While stationed in Norfolk, Virginia, Jeff and his family became friends with some neighbors who often invited them to travel to their home place in Augusta County. It wasn’t long until Jeff fell in love with the Shenandoah Valley and knew that it was where he eventually wanted to settle down.

In 1995, Jeff—along with his wife and three children—did just that and moved to Middlebrook, Virginia. Even though Jeff was not raised on a farm he always had an interest in his relative’s farming operations and wanted to eventually be involved with agriculture. Moving to the rural area of Augusta County gave Jeff more incentive to dig in and see what he could do.

first it was radio Jeff contacted the Augusta County Extension Service and expressed his interest in becoming involved with agriculture.

He started a four acre market garden and sold produce at a farmers’ market. Soon he was hired as a free lance writer for Augusta Country, a monthly newspaper. A year later, WSVA radio asked Jeff to join their staff. Not having any experience in radio, Jeff jumped in and gave it a shot. He understudied with WSVA from 1996 to 1998 and remained an employee up until the spring of 2011. Even though no longer employed by WSVA, Jeff continues to contribute two daily agricultural segments.

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As Jeff traveled around the state to different events, he picked up on the interest in a farm radio program. With some thought, Jeff pushed forward with the idea and started “On the Farm Radio” in 2002. The daily show is currently affiliated with 22 radio stations over five states and is available online.

television came next A short time later in 2003, WVPT television approached Jeff and asked him to do a weekly television program. Once again knowing little about what he was getting into, Jeff gave it a go and developed what is now known as “Virginia Farming.” Virginia has such a diverse array of agriculture that Jeff says he was never short for stories. To Jeff’s surprise, RFD-TV expressed interest in airing his program and without looking back Jeff permitted the program to go nationwide in 2005. Having over 450 episodes under his belt as host of “Virginia Farming,” Jeff retired from the program in February 2012.

“My goal in all of my reporting, including the TV program, has always been two-fold—not only to be that source of information for the farmer but to also be a source of information for the public as to what is going on in the food system and in agriculture in general—the environmental issues, the legislative issues, and the safety aspects. In other words—to be a bridge, between the farmer and the soccer mom, and that’s a pretty long bridge to tell you the truth.”

In January 2012, Jeff made his next step and became general manager of the Rockingham Country Fair Association. In addition to his new job and daily radio agricultural segments, Jeff writes a weekly gardening column for the Staunton News Leader.

Jeff does not have the childhood stories to tell that many farm kids do, but in many ways Jeff’s upcoming gives him a unique ability to connect with general consumers and help them get a better grip on the reality of farm life. “I have found that consumers aren’t going to be happy all of the time, but they need to understand the reality of things.” n

your association

2012 Election Results MidAtlantic Farm Credit

Board of Directors Central Maryland Election Region

No vacant positions Chesapeake Election Region (4-year term)

Jennifer L. Rhodes

Capturing Life in the Country

No vacant positions

Annual Photo Contest Announced

Keystone Election Region (4-year term)

We need your help to fill our 2013 calendar with images that illustrate life in the country! Get your camera out and show us the many aspects of agriculture and country living in your area. It might be a scenic waterway, livestock, barns, fall foliage, snowy landscapes—give it your best shot.

Delaware Election Region

Deborah A. Benner Marva Election Region

No vacant positions Valley Election Region

No vacant positions

2013 Nominating Committee (all positions 1-year terms)

Central Maryland Election Region

David M. Crum Paul R. Dotterer Chesapeake Election Region

Robert M. Hutchison George O. Morris

The top photos will be selected in September and winners notified. If you submit a photo and it isn’t picked for the calendar—we may use it in an upcoming Leader or annual report.

Submission Guidelines: • Digital photos are preferred (file format should be .jpg). They must be high resolution to be used in printed materials. Also, if you are printing a digital photo to send by mail, be sure to use the appropriate paper stock as this will allow for the best reprint results. You can submit your photos electronically through our website: mafc.com/photo-contest.php • If you send a photo by mail, it is recommended that you place them between two sheets of cardboard or other protective material to avoid damage. Photos being sent by mail should be sent to: 2013 Calendar, MidAtlantic Farm Credit, 680 Robert Fulton Hwy., Quarryville, PA 17566 • For best reproduction, photos should be a minimum of 5x7. However, smaller photos can be submitted.

• Horizontal photos are preferred. Vertical photos will be considered if received.

• A submission form must be completed whether you send digital photos or a photo by mail. If sending digital photos—the same information on the form must be included in your email. If sending photos via mail—attach the completed submission form to your entry (do not use staples or paper clips).

• All entries must be received no later than August 17, 2012.

• Due to the volume of entries, photos cannot be returned. Please be sure to keep your original.

MidAtlantic Farm Credit | 2013 Calendar Photo Entry Form

✁

(Please print clearly)

YOUR NAME (PERSON SUBMITTING THE PHOTO)

Delaware Election Region

Keystone Election Region

Alan D. Balmer Jay L. Weaver

PHOTOGRAPHER’S NAME YOUR STREET AND/OR PO BOX CITY STATE ZIP CODE EMAIL ADDRESS Briefly explain the photo (location, who or what is in the photo, what action is taking place (if applicable), in what season was the photo taken:

Marva Election Region

Kirk D. Carmean Douglas W. Green Valley Election Region

Jerry A. Burner Timothy F. French

volume 17 | issue 2 | mafc.com

Bryan C. Melvin Burton D. Messick

YOUR SIGNATURE I/we own the images submitted and hereby authorize MAFC to use the photo(s) and/or reproduction of the photo(s) including the individuals in the photo(s) and/or the property in the photo(s). This includes the following media [and others not specifically mentioned] for the purpose of advertising and publicity of our services: brochures, flyers, and other collateral materials, newspaper and/or magazine advertising, direct mail campaign, annual report, and electronic media.

11

Opening doors for 95 years!

Salisbury

Dover

Emory Austin entertained the audiences in Salisbury, MD, Dover, DE and New Holland, PA.

Jody Story of Barclay, MD won one of several tubs of spring flowers.

The MAFC annual meetings gave friends, neighbors, and staff an opportunity to catch up with each other.

Ryan Rhodes won a handmade Amish quilt. He is shown with his grandmother, Pat Rhodes.

Fred Moore, one of MAFC’s board members, served as emcee for the evening.

12

Bob Frazee, MAFC’s CEO, checked out the John Deere Gator on his way into the meeting.

Want to see more photos from our annual meetings? Visit our Facebook page at facebook.com/midatlanticfarmcredit

Registration for the John Deere Gator was a busy spot at all five meetings.

Julie Roop of Thurmont, MD won the handmade quilt.

Gary Grossnickle, MAFC board chairman, gave a brief update of the board’s activities during each meeting.

Pretty flowers for a pretty lady!

Evelyn Waybright of Gettysburg, PA is shown with the tub of spring flowers she won.

Josie Dallam of Bel Air, MD receives her scholarship award from MAFC board member Dale Hershey.

Registering for a chance to win the John Deere Gator! Everyone was feeling pretty lucky!

Winchester Three of MAFC’s scholarship winners attended the meeting to receive their scholarships.

MAFC board member Chris Stiles is shown presenting scholarships to (from top): Jessie Kull of New Market, VA; Tyler Payne from Clearbrook, VA; and Benjamin Snapp of Winchester, VA.

Congratulations to our Gator Winner!

Leo Duncan (sitting in the driver’s seat) from Frederick, MD is the winner of the custom Farm Credit John Deere Gator which was this year’s grand prize at the MAFC Annual Meetings. Leo plans to use the Gator on the family farm. Shown with Leo are his brothers (from left): Keith, Earl and Wayne.

Scan this code to see a video of the prize presentation!



volume 17 | issue 2 | mafc.com

New Holland Walkersville

your association

2012 Annual Meetings

13

2012 Scholarship Winners!

14

CHRISTIAN BECKER Elizabethtown, PA

KATHARINE “JOSIE” DALLAM Bel Air, MD Parents: David and Kate Dallam Josie is a high school senior planning to attend the University of Wisconsin in the field of agricultural communications. She is a ninth generation farmer and she is committed to promoting her family’s longstanding profession. One of Josie’s teachers describes her as, “a young woman of two worlds—the down-toearth, get-your-hands-dirty and the world of poetry, language and literature.”

SKYLER GOLT Preston, MD

JOHN GORDY Snow Hill, MD

JAKE JONES Milford, DE

JULIE KEHOE White Hall, MD

Parents: Chuck and Lisa Gordy

Parent: Lisa Jones

Parents: Karen and Craig Kehoe

John is an active senior involved in band, varsity baseball, varsity soccer, varsity cross country, the National Honor Society, student government, as well as a variety of service projects. He plans to study criminal justice and then continue to law school with the goal of a successful legal career. “I think it is interesting the way the government and judicial system work,” says John.

Plant science will be Jake’s major when he enters his freshman year at the University of Delaware.

He chose this field after an internship at the University of Delaware Carvel Research Center.

Staff at the Research Center who worked with Jake determined this field would best suit him for his future career goals and goals as a farmer.

Julie loves talking to, helping, and caring for other people. These are skills that will be critical when she achieves her career goal of becoming a pharmacist. She is a freshman at the University of South Carolina. Her goal is to open pharmacies that are friendly and focused on the customer and ultimately expand her business to change how most pharmacies run.

Parents: Marlin and Doreen Becker

Christian is a high school senior planning to attend Messiah College to major in accounting. He has always had an interest in business and math. On cooperatives Christian says, “Financially speaking, it makes sense to go with a cooperative. When dividends are dispersed, the farmers receive them instead of investors of a company.”

Parent: Bruce Golt

Skyler is a high school senior with plans to major in biochemistry. He says he was interested in biology before he even knew what biology was! His plans for the future include working in the fertilizer and pesticide industry after graduation. In the meantime he stays busy at school having received multiple athletic awards and being captain of the varsity soccer team.

TYLER PAYNE Clearbrook, VA

BENJAMIN SNAPP Winchester, VA

Parents: Dane and Diane Kull

Parents: Brian and Terri Payne

Parents: Joe and Mary Snapp

Jessie is a high school senior who would like to attend Virginia Tech to major in animal science.

Her goal is to become a veterinarian. Jessie has challenged herself to take one of the most difficult academic paths with numerous honors, dual enrollment and advanced placement courses. She looks forward to focusing on her studies to make her dream come true.

Tyler is a high school senior planning to study wildlife conservation. He traveled to Georgia in 2011 to be certified through the Quality Deer Management Association. He took the Deer Steward 1 course and now he is one of nine people in the state of Virginia with this specific certification. Someday Tyler hopes to run his own outfitting business for whitetail deer.

Ben is a high school senior who plans to pursue a career in corporate and commercial aviation at Liberty University in Lynchburg. “I’ve always wanted to be a pilot,” says Ben. “I plan to become a commercial pilot with the ability to fly in the field of agricultural aviation as this will allow me to work with planting and pesticide application from small aircrafts and helicopters.”

JANE SUSSMAN Westminster, MD

KIMBERLY WEAVER Morgantown, PA

HANNAH WENTWORTH Quarryville, PA

Parents: John and Jeanne Sussman

Parents: Ed and Anne Weaver

Parents: Rob and Bonnie Wentworth

A freshman at Johns Hopkins University, Jane is studying electrical and computer engineering.

She plans to make society better by making products more efficient and easier to use. She states that “Agriculture is one of the most important businesses in America. Cooperatives are a way to unite many farmers together to work towards a common goal.”

Kimberly’s upbringing on the family orchard gave her a unique appreciation of food. She plans to deepen that appreciation by attending culinary school. Eventually she would like to open her own restaurant at the orchard to add to the consumer experience there.

A junior at Penn State University, Hannah studies animal sciences with minors in agribusiness management and international agriculture.

“I love the dairy industry and traveling and I want to own my own business someday.” She has worked in a variety of ag-related businesses including an internship with Pennsylvania Farm Bureau.

volume 17 | issue 2 | mafc.com

your association JESSICA KULL New Market, VA

15

Properties for

sale

Taneytown, Maryland

Newer spacious home & large out buildings. Large well maintained ranch home on 39 acres, 3 bedrooms, 2.5 baths, finished lower level & more.

40x60 & 30x40 pole buildings, tillable land. $660,000.

Contact Marvine Jenkins, Long & Foster Real Estate, Inc., 410.596.4756.

Boonsboro, Maryland

Denton, Maryland

Updated classic farmhouse with focus on style & energy efficiency. Separate paddocks professionally installed, lighted arena. $416,000.

Contact Nancy Bowlus, RE/MAX Results, 301.698.5005.

Stevensville, Maryland

Grain farm, 141 acres with 104 acres tillable & 37 acres of woodland. 3 bedroom renovated home with numerous outbuildings including a 13 stall barn. $695,000.

Contact Jeff Wright, Wright Real Estate, 410.829.0467.

Easton, Maryland Historic manor home on 2.69 acres surrounded by farmland. 3 story home has 5 bedrooms, 4 baths, kitchen with separate dining room, living room & walkout basement. 3 bay barn & large storage shed. $325,000.

Contact Renee Rishel, Exit Latham Realty, 410.310.7024.

Four bedroom home with recent renovations on a large landscaped corner lot. Water access community with boat ramp, pier & sandy beach. Easy commute to Baltimore/Washington area. $299,000.

Easton, Maryland Four bedroom home located in the community of Crofton, easy access to town amenities. Screened porch, deck, in-ground pool & new garage. $388,500.

Contact Veronica Lawson, Exit Latham Realty, 410.708.6332.

Contact Becky Trice, Exit Latham Realty, 410.463.007.

Greensboro, Maryland

Hideaway on 2+ acres overlooking the Choptank River. Open floor plan features 2 bedrooms & 2 full baths, kitchen with dining area & loft master suite.

Wrap around deck leading to patio & in-ground pool. $425,000.

Contact Glory Bee Costa, Exit Latham Realty, 410.310.9081.

Oxford, Maryland

Island Creek Farm offers a home on 11.74 waterfront acres. Private dock with 4+ ft. MLW, pool, patio & pergola.

4 bedrooms in the main house & spacious guest house. $2,450,000.

Contact Jim Latham, Exit Latham Realty, 410.829.4799.

Boonsboro, Maryland Private & level 1.74 acre building lot with well in place. Mature trees, set back off road with woods & clearing at end of cul-de-sac. Close to I-70 & I-81. Country setting. $90,000.

Contact Mark Pine, Mackintosh Realtors, 240.291.2607.

16

Henderson, Maryland

Equestrian estate on 30 acres with 3 bedroom contemporary home. Includes barn, fenced pastures, riding trails & more. Home includes a first floor master suite, kitchen with breakfast area, dining & living rooms & second floor family room. $550,000.

Contact Walt Trice, Exit Latham Realty, 410.463.0500.

Easton, Maryland Cleared building site awaits your dream home among its 8 acres of land. Backed by trees & surrounded by farmland.

Easy access to Easton, Rt. 50 & Rt. 404.

Owner/Agent. $399,000.

Contact Greg Gannon, Exit Latham Realty, 410.829.5430.

Westminster, Maryland

Hampstead, Maryland

10 lots available, 3+ acres, starting at $90,000. Frederick/Washington City line, walk to Appalachian Trail.

Conventional perc approved. Some lots partially wooded, some with Civil War walls, some back to park land. Owner/ Agent. $90,000.

“Springhouse Farm” circa 1900. Fully restored/renovated country farmhouse located down private drive on 50+ acres. Many pastures & paddocks. Large bank barn (built in 2005) with apartment & additional barn (built in 2003). $725,000.

20+ acres on Falls Rd, Northern Baltimore County. Possibility to divide the land. Existing barn & old 2 story farmhouse needs major renovations, wooded private setting with stream.

Preliminary engineering done for 2 lots. $285,000.

Contact Ted Lapkoff, RE/MAX All Pro, 301.695.2996.

Contact Carol J. Fertitta, Prudential Homesale YWGC Realty, 443.600.6001.

Contact Garry A. Haines, Haines Realty, 410.984.6556.

Westminster, Maryland

MD Century Farm. Waterfront, 103 acres on Mill Creek off Choptank River.

3,500+ ft. protected shoreline. No easements/restrictions. Excellent farmland.

Remodeled house & outbuildings. Estate sale at appraisal value. $1,250,000.

Farmette with lots of potential. 7 acres with stream, farmhouse, 4-car garage & outbuildings. Updated heat: wood/ coal furnace plus heat pump. Electric 400 amp. Main floor bedroom possible.

Front porch. Building lot next door available. $355,000.

Contact Carlton Nabb, Nabb Real Estate, Inc., 410.228.2014 or 410.463.0563.

Contact Bonnie & John Speak, Long & Foster, 410.984.2302.

Manchester, Maryland

15.62 acres. Beautiful rolling farmland in Carroll County.

High yield well & conventional perc. Waiting for your dream home & horses. $169,000.

Contact Karen Carroll, Haines Realty, 410.375.8898.

Galena, Maryland

White Hall, Maryland

EQUAL HOUSIN

Approximately 6.4 acre farmette with 2 barns & a 30x60 garage/workshop. Superior quality 3 bedroom, 2.5 bath rancher with landscaped Koi pond. $498,000.

Contact John Belt, Riley & Assoc., 410.241.0491.

New Market, Maryland Reduced for quick sale. Bring offers on this partially wooded 1.18 +/- acre lot. Perced for 6 bedrooms. $160,000.

Contact Scott Gove, Frederick Land Company, LLC, 301.662.9222.

Chestertown, Maryland Eastern Shore log cabin on wooded 2 acres. Built in 2000, crafted of high quality oak & well maintained. First floor master suite, wood burning stove, & detached garage. $370,000.

Contact Richard Budden, GRI, Coldwell Banker Chesapeake Real Estate Co., 443.480.1181 or visit: easternshoreofmarylandrealestate.com.

Denton, Maryland Horse ready farmette in growing green Caroline County.

Almost 10 acres holds a 7 stall barn, custom built home & in-ground pool. $335,000.

Contact Laurie Renshaw, Coldwell Banker Chesapeake Real Estate Co., LLC, 410.822.9000.

OPPORTUNIT

86 acres, 55 tillable. Managed to optimize habitat for deer & waterfowl. 7 acre pond surrounded by evergreen hedges. 8 acres woods with acorn producing oak trees & food plots. $959,000.

Contact Wm. David Leager, Sassafras River Realty, Ltd. 410.778.0238 or 410708.0891 or visit: HomesDatabase. com/KE7799280.

Dickerson, Maryland 164 acres with great views in Montgomery Ag Reserve.

Manor house, tenant house, pool, tennis & lots of equestrian trails. Additional house & tenant house can be built.

Close to Woodstock Equestrian Park & MARC Train Station. $3,000,000.

Contact Pat Smith, PBS, Inc., 301.530.9152.

EQUAL HOUSING

OPPORTUNITY

REALTOR

®

EQUAL HOUSING

OPPORTUNITY

REALTOR

®

volume 17 | issue 2 | mafc.com

Dorchester County, Maryland

community

Rohrersville, Maryland

REALTOR

®

Need financing for any of these properties? Call your local Farm Credit office.

All of the properties listed on these pages are offered for sale by local, licensed Realtors. MidAtlantic Farm Credit is not affiliated with these properties, nor are we responsible for content or typographical errors. Please call the Realtor listed for more information.

17

Properties for

sale (continued)

Gap, Pennsylvania

Taneytown, Maryland

Stone Colonial farmhouse with original pine flooring on almost 1 acre. 2 story barn/garage, fish pond with fountain. $219,000.

61 acre farm, contemporary 4 bedroom home. Unique dwelling, barn & outbuildings, large pond. Rolling land in hay & pasture. $495,000.

Contact Elaine Chalfant, Hostetter Realty, 717.575.4110.

Contact Larry E. Haines, Haines Realty, 443.536.6192.

Easton, Maryland Talbot County waterfront farm adjoining Easton’s town limits with 3,500 +/- ft. of water frontage on Dixon Creek containing 356 +/- acres. Seven perc approved lots. 19 additional development units. 3 bedroom, 2 bath farmhouse & numerous outbuildings, $3,250,000.

Contact Traci Jordan, Benson & Mangold, 410.310.8606.

Strasburg, Pennsylvania Historic home in Strasburg Boro. Natural woodwork, 4 bedrooms, office/computer room, eat in kitchen, formal dining room, living room plus parlor. Pine flooring.

Storage shed would make great workshop or potting shed. Private back yard. $236,500.

Contact Kate Herr, Hostetter Realty, 717.442.5300, Ext. 114.

Tamaqua, Pennsylvania

Conowingo, Maryland

Gated property leading to renovated 1800s farmhouse. Pool house/guest house with spectacular pool. 3 barns, indoor/outdoor/dressage arena, numerous pastures & paddocks, cross country course & hay fields. Bring the horses! $2,500,000.

Contact Denie Dulin, Prudential Homesale YWGC Realty, 410.804.7141 or visit: AOPfarm.com

Church Hill, Maryland 47.46 acres mostly tillable near Rt. 301 with 4 approved percs. Property is ready for a family compound, cattle, horses or subdivision. Agricultural surrounds & 10 minutes from Chestertown. $395,000.

Contact Wm. Seth Willis, Sassafras River Realty, Ltd., 410.778.0238 or visit HomesDatabase.com/QA7730650.

Coplay, Pennsylvania

135 acre dairy farm in Lewistown Valley, Schuylkill Co. Mostly tillable with large fields. 2 houses, circa 1840 brick farmhouse & modern ranch house. Free stall barn with 83 stalls, double 6 herringbone milk parlor, milk house with 2,000 gal. tank, 4 silos, feed room, 2 large implement shed. $1,200,000.

23 acre gentleman’s farm in Cecil County, MD. Located at the head of the Chesapeake Bay & includes 3 bedroom house, barn, garage, springhouse & pond. $439,900.

Orchard, retail & pick your own fruit operation. 193+/- acres of fruit trees.

Retail store has deli, bakery & sells outside produce. 3 bedroom stone home with irrigation pond & bank barn. $1,950,000.

Contact Gary & Jonathan Coles, New Pennsylvania Realty, Inc., 570.386.5000.

Contact Charlie Roosa, Key Realty, Inc., 410.398.1247.

Contact Donald Frederick, The Frederick Group, 610.841.4235.

Pottstown, Pennsylvania Splendid custom 6,100 sq. ft. contemporary with attached apartment, heated in-ground pool, 6 stall barn & pond on 8.6 acres. Ride to trails. $790,000.

18

Upperco, Maryland

Contact Cindy Stys, Cindy Stys Equestrian & Country Properties, Ltd., 610.849.1790.

Dagsboro, Delaware Raw land near Selbyville, 73 +/- acres.

The soils are fertile & in good state of maintenance. Subdivision possible. $1,110,000.

Contact Steve Hollenbeck, Bob Moore Realty Company, 302.674.4255.

Beautiful cleared acreage in the front with 25 +/- acres of woods.

Existing well & septic installed in 2001.

Perfect for horses or wildlife enthusiasts. $210,000.

Contact Wes Cromer, Masten Realty, 302.422.1850.

Edinburg, Virginia

Bridgeville, Delaware Poultry farm with two 66x400 houses, a manure shed 50x90 with attached composter 14x20, a generator with shed, barn, & a 6 bedroom. 4 bath home on 9.2 acres. $845,000.

Contact Fred Sponseller, Cooper Realty Associates, 302.258.6983.

Harrington, Delaware Timber recently cut & reforested with pines. Surrounded by nearly 1,000 acres of adjacent woods. Land has been entered in Farmland Preservation Program. Good hunting. Seller is licensed Realtor. $189,500.

community

Ellendale, Delaware

Contact Jamie Masten, Masten Realty, 301.422.1850.

Gore, Virginia

Edinburg, Virginia Beautiful views from all 4 sides of property.

16.6 acres with septic certification on file. $129,900.

38+ acre farmstead located 5.5 miles from Woodstock. Brick home with barn & multiple farm buildings. 2 additional building sites, excellent site for livestock & farm. $440,000.

Contact Cindy Dellinger, United Country Shenandoah Valley Realty, 540.335.0427.

Fort Valley, Virginia

Mini-farm, 1.78 unrestricted acres, board fencing & small barn, concrete floor & loft, remodeled 3 bedroom, 2 bath home, stone fireplace, unfinished basement, 2-car garage. 1 mile off of Rt. 50W less than 15 minutes from Winchester. $234,500.

Contact Barbara Bailey, Holler Realty, 540.335.2884.

Exmore, Virginia

Contact Thelma Ratliff, A New Century Realty, 540.247.1378.

Fishers Hill, Virginia

EQUAL HOUSIN

38 +/- acres of level, prime, & productive farmland. Well drained soil. Great location for horses. $400,000.

Contact Victoria Stallings, ERA Beasley Realty, 540.335.1004.

EQUAL HOUSING

OPPORTUNITY

REALTOR

速

Completely renovated 3 bedroom, 3 bath traditional house. 2 parcels for total of 7 fenced acres. Features 4 stall barn, heated garage, riding arena & more. $348,500.

Contact Sheryl Shalap, ERA Beasley Realty, 540.336.5763.

Middletown, Virginia 20.33 acres near battlefield, water & sewer available, a lot of road frontage. $1,472,000.

Contact Linda Kulsltad, Oakcrest, 540.665.0360.

Berkeley Springs, West Virginia 100.37 acres fronting Winchester Grade Rd with a 4,500 sq. ft. house. Remodeled for group home, could be used as a business or converted back to single home. Includes large pond. $700,000.

Contact Teresa Seville, Coldwell Banker Premier Homes, Steve Dubreler, Broker, 304.671.3515.

EQUAL HOUSING

OPPORTUNITY

REALTOR

速

volume 17 | issue 2 | mafc.com

137 acre working farm. Includes an 1800s farmhouse which needs your renovations & personal touch. 2 barns, one 3-sided shed, assorted outbuildings & more. Passage Creek runs through property & borders the National Forest.

Second homesite with septic installed. $1,300,000.

Contact Ralph W. Dodd, Ralph W. Dodd & Associates, LLC, 757.442.1123.

OPPORTUNIT

REALTOR

速

Need financing for any of these properties? Call your local Farm Credit office.

All of the properties listed on these pages are offered for sale by local, licensed Realtors. MidAtlantic Farm Credit is not affiliated with these properties, nor are we responsible for content or typographical errors. Please call the Realtor listed for more information.

19

MidAtlantic Farm Credit 45 Aileron Court Westminster MD 21157

PRSRT STD U.S. POSTAGE

PAID

BALTIMORE MD PERMIT NO. 7175

PLEASE NOTE: Our payment processing center has a new mailing address: PO Box 650831, Dallas, TX 75265-0831. You’ll find the new address pre-printed on your remittance coupon, which will show through the window envelope.

Tell all your “peeps.”

Photo courtesy Michelle Bambary – 2011 Winner.

Want a chance to win $250? Then enter our fair photo contest on Facebook.* Just visit our Facebook page at facebook.com/midatlanticfarmcredit and click the Fair Photo Contest link. Once we open the photos up to the public, you’ll want to tell your “peeps” to vote for you to win that $250.

So find your camera and become a fan of our Facebook page. Then get ready to post all the photos of your fair-weather friends! *Contest runs from June 1–September 30, 2012. For a complete set of contest rules, visit the official site on our Facebook page.

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