Missouri Outreach Magazine

WINTER ISSUE 2013

YOUR GUIDE TO RESOURCES

Missouri Missouri Outreach Outreach A publication of the Masonic Home of Missouri A publication of the Masonic Home of Missouri

SPOTLIGHT ON...

Creating-A-Partnership (CAP) Become a partner in our matching funds grant program Page # 7

HELPFUL HINTS

10 Ways to Cut Heating Costs Learn how to save money in your home.

Page # 20

MASONIC HOME OF MISSOURI QUICK GUIDE

Program Contact Information How to reach who you need Page # 22

Series One of our Benefits and Resource Guide for Veterans & Military

Board of Directors David L. Ramsey, Chairman/GM Jon B. Broyles, President David W. Haywood, Vice President C. Brent Stewart, Secretary Richard L. Smith, Treasurer William J. Bowser Barry V. Cundiff Steven D. Duncan Chris T. Harrelson Jeffrey D. Lee H. Lee Stallings Charlie Wiegert William E. Zimmerman

Executive Director Keith Neese

Director of Outreach Programs Barbara Ramsey

Director of Finance Jodi Blake

Publisher

Rhonda Stone-Lightfoot Masonic Home of Missouri 6033 Masonic Drive, Suite A Columbia, MO 65202 573.814.4663 Phone 1.800.434.9804 Toll Free 573.814.4660 Fax mohome.org

Executive Director Notes At a time of year when we give thanks for so many blessings, we must remember our less-fortunate Brothers and Sisters all across this state who are struggling to make ends meet and need the support of their Fraternal family. No matter how hard someone tries to prepare for the future, there will always be a crisis that needs to be faced. Whether your crisis is health related, financial, or Mother Nature inspired, use the resources around you to become better educated about how to plan, prepare and recover.

As one of our Truman Club members said recently, “The obligations and oaths we took (as Masons) meant that a man could rely on his brothers to take care of him if needed and if he wasn’t around then to take care of his family”. We are a fraternal family; it is what we do.

As Missouri Masons, we can take comfort in knowing that when we are faced with obstacles and need help; our Brethren all across the state will be there for us.

Last year, your Masonic Home of Missouri provided over $1.2 million in direct financial assistance to eligible Missouri Masons, widows, ladies of the Order of the Eastern Star and children. You should be proud of this accomplishment. Without your support, our brethren would not have the assistance they need to face financial and medical crisis.

We hope that you find nothing but joy and blessings in this new year.

Fraternally Yours,

Keith Neese Executive Director

Masonic Home of Missouri

Contents

4

Are You Prepared?

Become Ready Before You Need to Be

7

Spotlight on Outreach Programs

Creating-A-Partnership (CAP) Program

Page 4

12 14

Page 7

Harry S Truman’s Masonic Past

Official Minute Books are Donated to the Museum Veterans Benefits

The First in a Series on Military Benefits

18

Who Needs Mr. Clean?

An Example of the Masonic Family Cares Program Page 14

20

Ten Ways to Cut Heating Costs

Learn How to Stretch Your Dollars During the Winter

Page 12

Page 20

22

Who to Call When and How

Masonic Home of Missouri Phone & Email List

23

Make an Impression!

Purchase a Square & Compass Courtyard Stone

Page 22

Page 23

Are You Prepared?

While the danger from winter weather varies across the country, nearly all Americans, regardless of where they live, are likely to face some type of severe winter weather at some point in their lives.

Winter storms can range from a moderate snow over a few hours to a blizzard with blinding, winddriven snow that lasts for several days. Many winter storms are accompanied by dangerously low temperatures and sometimes by strong winds, icing, sleet and freezing rain. One of the primary concerns is the winter weather’s ability to knock out heat, power and communication services to your home or office, sometimes for days at a time.

Heavy snowfall and extreme cold can immobilize an entire region.

The National Weather Service refers to winter storms as the “Deceptive Killers” because most deaths are indirectly related to the storm. Instead, page 4

people die in traffic accidents on icy roads and of hypothermia from prolonged exposure to cold.

It is important to be prepared for winter weather before it strikes.

Primary concerns are the potential loss of heat, power, telephone service, and a shortage of supplies if storm conditions continue for more than a day. Have available: •Flashlight and extra batteries.

•Battery-powered NOAA Weather and portable radio to receive emergency information. These may be your only links to the outside.

•Extra food and water. High energy food, such as dried fruit or energy bars, and food requiring no cooking or refrigeration is best.

•Extra medicine and baby items.

Missouri Outreach

•First-aid supplies.

•Heating fuel. Fuel carriers may not reach you for days after a winter storm.

•Emergency heating source, such as a fireplace, wood stove, space heater, etc.

•Fire extinguisher and smoke detector. Test units regularly to ensure they are working properly.

DRESS TO FIT THE SEASON Wear loose-fitting, light-weight, warm clothing in several layers. Air that is trapped acts as an insulater and layers can be removed to avoid perspiration and subsequent chill. Outer garments should be tightly woven, water repellent, and hooded. Wear a hat, as half your body heat loss can be from your head. Cover your mouth to protect your lungs from extreme cold. Mittens, snug at the wrist, are better than gloves.

When caught in a Winter Storm at home or in a Winter Issue 2013

building...stay inside. Make sure you provide proper ventilation when using alternate heat sources such as a fireplace, wood stove, space heaters, etc. Use standard fire safeguards and make sure you move all objects away from the heat source. If you do not have heat, close off unneeded rooms and stuff towels or rags in cracks under doors. Cover windows at night to avoid heat escaping through loose seals. Make sure you eat and drink. Food provides the body with energy for producing its own heat. Keep your body replenished with fluid to prevent dehydration and avoid drinking alcoholic beverages, as they tend to dehydrate your body.

When caught in a Winter Storm outside, seek shelter immediately, stay dry and cover all exposed parts of the body. If you are unable to find shelter, prepare a lean-to, wind-break or snow cave for protection from the wind. Build a fire to heat and attract attention, place rocks around the fire to absorb and radiate heat. Do NOT eat snow as it page 5

lowers your body temperature. Make sure you melt it first, then drink it as fluid.

If you live on a farm, move animals to sheltered areas.

Make sure to haul extra feed to nearby feeding areas and ensure that you have a water supply available.

Most animal deaths are from dehydration.

If you are traveling, plan your travel carefully and check the latest weather reports to avoid the storm.

Fully check and winterize your vehicle before the winter season begins. Always carry a Winter Storm Survival Kit (see below) in your vehicle and place one in your home. If you must travel, notify your relatives of your timetable and primary and alternate routes.

WINTER STORM SURVIVAL KIT: • • • • • • • • • • • • • • • • • •

blankets/sleeping bags flashlight with extra batteries first-aid kit knife high-calorie, non-perishable food extra clothing to keep dry a large empty can and plastic cover with tissues and paper towels for sanitary purposes a smaller can and water-proof matches to melt snow for drinking water sack of sand (or cat litter) shovel windshield scraper and brush tool kit tow rope booster cables water container compass road maps clothesline rope - 25 to 50 feet long

If you become stranded while traveling, stay in your vehicle! Disorientation occurs quickly in wind-driven snow and cold. Run the motor for only about ten minutes every hour for heat and open windows a little for fresh air to avoid carbon monoxide poisoning. If you must leave the vehicle to make sure the exhaust pipe is not blocked, then tie a clothsline around your waist and to the door page 6

handle, steering wheel or some other strong place on the vehicle to help you find your way back to the the vehicle. Make sure to keep yourself visible to If you require more information about any of these topics, the following resources may be helpful.

NOAA •Winter Storms…The Deceptive Killers. Brochure packed with useful information including winter storm facts, how to detect frostbite and hypothermia, what to do in a winter storm and how to be prepared. Available online at: http://www.nws. noaa.gov/om/brochures/wntrstm.htm Centers for Disease Control and Prevention •Extreme Cold: A Prevention Guide to Promote Your Personal Health and Safety. An extensive document providing information about planning ahead for cold weather, safety both indoors and outdoors in cold weather and cold weather health conditions. www.cdc.gov Related Websites Find additional information on how to plan and prepare for a winter storm and learn about available resources by visiting the following websites: •Federal Emergency Management Agency www.fema.gov •NOAA Watch www.noaawatch.gov •American Red Cross www.redcross.org rescuers by turning on the dome light when you do run the engine, tying a colored cloth to your antenna or door, raising the hood to indicate trouble after the snow stops falling. Exercise from time to time by vigorously moving arms, legs, fingers, and toes to keep blood circulating and to keep warm.

If at all possible avoid traveling and stay home until the danger has passed. Learn about the emergency plans that have been established in your area by your state and local government. In any emergency, always listen to the instructions given by local emergency management officials.

Missouri Outreach

Spotlight on Creating-A-Partnership (CAP) Program Small Town Heroes Temperance Lodge No. 438 in Smithville, Missouri has been partnering with the Masonic Home of Missouri and local schools to provide assistance to needy children through a Backpack Buddies Program.

According to Worshipful Brother Anthony J. Kerns, “the Lodge has always been active in our community of Smithville, and the majority of the people in town know that we provide scholarships to local high school seniors each year. We do an annual fundraiser each August to support that program, and our community is used to seeing us fundraising for the scholarships.

What the community would be surprised about is what else we try to do for the children and young adults.

It came to the attention of one of our Brothers that numerous students were going without food in the evening and on weekends. We know this problem exists everywhere, but the reality of this in our community was not something we could just let go to the wayside.”

The Master of the Lodge at that time, WB Jeff Bloemker knew of the “Backpack Buddies” program in the elementary schools. The Lodge pulled together and decided that they were going to provide the same style of program for the high school students. The Lodge’s Junior Deacon, Brother Tom Swearngin donated two lockers that the food could be stored in and the Lodge decided to stock them.

Temperance Lodge No. 438 was able to provide a check for $1,000.00 to the school with matching funds provided by the Masonic Home of Missouri through the Creating-A-Partnership (CAP) Program.

WB Kerns remarked “I had the great privilege and Winter Issue 2013

honor to complete this program and deliver the check to the school. I know the Brethren do not ask or want recognition, but Temperance Lodge is full of TRUE HEROES who go out of their way to help another Brother or community member. It is an honor for all of us to be part of the greatest fraternity in the world.”

Local Lodge Recieves Award On September 24, 2012, during the Masonic Home of Missouri’s Representative Luncheon, Sullivan Lodge No. 69 received an award designating them as one of the “Top Lodges for the Creating-A-Partnership Program” in the State of Missouri. Right Worshipful Brother, Robert “Bob” Martin, Jr., attended the ceremony to receive the award on behalf of the Lodge.

As a Masonic Lodge, Sullivan No. 69 has participated in cooperative projects with area school districts in Crawford and Franklin Counties, local Masonic Brethren and the Masonic Home of Missouri to purchase clothing, shoes, hats and gloves for children in need. Brother Martin explains, “My Lodge became interested in helping after observing students walking to school without coats, hats and gloves or wearing clothing that had seen better days. We knew there was a need in the community and we wanted to help.”

After speaking with school officials, the Lodge began to raise funds by holding monthly breakfast meetings at the Lodge and other fundraisers through their Square Club, which supports their charitable activities.

The Sullivan Lodge No. 69 has participated in this program for the past four years. “This award has page 7

has really sparked our efforts to continue to provide for the children in our communities.” says Brother Martin, “Our members want to raise our fundraising goal from $1,200 to $2,000 this year to provide more clothing and assistance to the children in our communities.”

Not Your Usual Suspect Through a Stated Communication and with several visiting Brethren helping with a Third Degree, it was a great opportunity to get the ball rolling and everyone in attendance excited about the Creating-A-Partnership (CAP) Program that King Hill Lodge No. 376 has committed to every year.

WB Anthony J. Kerns wanted to do something a little different this year and to challenge the Brethren to have a personal “stake in the game.” Brother Kerns wanted this year to mean something other than a budgeted item that got paid out of the Lodge’s checking account. The Lodge had been researching different programs that the local elementary schools paricipated in and had selected three different programs within three different schools. With several Lodges in the area, King Hill Lodge No. 376 tried to concentrate on schools that were physically near the Lodge.

One of the programs that really excited the Brethren was a reading program that took First and Second Graders to area nursing homes and had them read to the Seniors.

WB Kerns remembers how affected and emotional it was to the Brethren when the school principal told the Lodge about their need to cover the transportation costs to continue the program. Another program that was brought to the Brethrens attention was a school that maintained a store where students could go and redeem points that they had earned for good grades, helping around the school, and attendance. The last chosen school had a school/ community garden on premises. The students worked the garden and learned different skills and knowledge of produce and the effects of hard work and reward.

WB Kerns challenged the Brethren by grabbing the largest “Past Masters” hat hanging on the wall at the Lodge and passed it among the members. Going one step further, Brother Kerns offered to match whatever was collected. After a quick count of the funds, the Lodge found out that they had collected almost $150.00 just out of the members’ pockets. After raising a little more than $300.00 and applying for matching funds through the Creating-A-Partnership (CAP) program, page 8

King Hill Lodge No. 376 was able to evenly split the donated amount of $600.00 to the three schools.

As WB Kerns says, “I had the great pleasure of hand delivering each check to the principals. I have never been more proud of King Hill Lodge #376 and District No. 7. This is what Masonry is about!

I challenge each and every Lodge to think outside of the box and do something other than just writing a check.”

1 Lodge + 1 Chapter = Hope for Many

Lamar Masonic Lodge No. 292 and Mount Hope Chapter No. 74, O.E.S. are a great example of how Lodges and Chapters can work together to benefit their communities. According to the 2010 U.S. Census, Barton County, where the township of Lamar is located, has just slightly over 12,000 residents with 13% living below the poverty line.

The community has banded together to help those in need, and the local Lodge and Chapter are no exception.

After hearing about the need that a local nonprofit agency, the Good Samaritan Organization was experiencing, the Lodge and Chapter quickly stepped forward to raise a total of $635.00 and applied for matching funds from the Masonic Home of Missouri. A check for $1,270.00 to help feed and clothe children was then presented to Pat Neely, Manager of the Good Samaritan Store in mid-November.

Last year, 600 families had requested assistance with meals from the Good Samaritan Store during the holiday season and this year, there are already 688 families on the list with more expected to sign up over the next couple of weeks.

Besides helping with holiday meals, the Good Samaritans operate a thrift store and distribute monthly commodities for over 650 families.

Ms. Neely stated that “Without the support from the Masons and members of the Order of the Eastern Star, we would not be able to fulfill our pledges to those in need. The Lodge and Chapter have always Missouri Outreach

been wonderful in their support and we truly appreciate everything they do for our community.”

According to Debbie Snedigar, Board Member, Community Betterment started in November 2010 and has served over 8,500 bags of food with a value of approximately $43,000.00. “There’s something about children being hungry that brings a community together. I want to thank the Masons, Order of the Eastern Star members, and the Masonic Home of Missouri for their partnership in our program. Your Creating-A-Partnership Program has helped many children who would otherwise suffer from food insecurity.”

Pictured from left to right are Retha Squires, secretary and Geyne Shoff, treasurer of Mt. Hope Chapter No. 74, Pat Neely, Manager of the Good Samaritan Shop, Carl Arft and Bob Davis, Master of Lamar Lodge No. 292. (Photo credit: WB Clarence Squires, Secretary of Lamar Lodge No. 292)

Community Betterment After learning that many children in the local school district were going without food in the evenings and during the weekends, the Brethren of Lamar Masonic Lodge No. 292 decided to assist in the local Backpack project. After taking $100.00 from their charity fund and applying for matching funds through the Masonic Home of Missouri’s Creating-A-Partnership (CAP) Program, the Lodge was able to present a local non-profit agency, Community Betterment with a check for $200.00 to offset the $800.00 spent weekly to support 160 schoolaged children. The backpacks provided to the children are filled with nutriuous, child-friendly food and sent home with them over the weekend or long holidays.

A local supermarket also provides assistance by featuring a food product that will be placed in the backpacks and encourages people to purchase it at a discount and donate it to the project which helps stretch the donations that Community Betterment receives.

The Order of the Eastern Star Worthy Matron of Mt. Hope Chapter No. 74 has also appointed a committee to start a fundraising project with the local Lodge to continue assisting with this project.

Winter Issue 2013

Belinda Rutledge, right, representing Community Betterment, receiving a $200 check from the Master of Lamar Lodge No. 292 for the ongoing Back Pack Proejct. (Photo credit: WB Clarence Squires, Secretary of Lamar Lodge No. 292)

The Program

Founded in 1889, the Masonic Home of Missouri is a 501 (c) (3) non-profit organization based in Columbia, Missouri but serves the entire state.

Through eight Outreach Programs, the Masonic Home of Missouri provides Missouri Master Masons, their wives, widows, female members of the Eastern Star and children with financial or support services assistance.

The Creating-A-Partnership Program (CAP) was established by the Masonic Home of Missouri in 2003. The CAP Program is a matching funds program that allows the Masonic Home of Missouri to partner with Missouri Lodges and Order of the Eastern Star Chapters in a community to help children in need. The Masonic Home of Missouri may match up to $2,500 per Lodge or Chapter each fiscal year (July 1 - June 30). Lodges and Chapters can identify child/children or projects within their page 9

communities through public charitable organizations or public entities, such as school districts.

Masonic Home of Missouri Representative of the Year

In 2012, the Masonic Home and 56 Lodges partnered together to provide $72,473.83 to children in need throughout the state, and the Home partnered with 5 Chapters to provide $6,802.18.

Through this partnership, Lodges and Chapters made a difference in the lives of over 2,593 children statewide. In FY2012, the CAP Program was expanded to allow for a partnership to fund projects, in addition to assistance for an individual child or children. Several Lodges took part in this new aspect of the program, and 16 projects were approved. During the 2012 Fiscal Year, 19 Lodges/Chapters participated in the CAP program for the first time, and 19 additional Lodges/Chapters have participated in the program four years or longer.

Each year, the Masonic Home of Missouri recognizes a representative who has gone above and beyond in his dedication to his duties of supporting the Outreach Programs. This year’s honoree for Representative of the Year is Brother John T. Litzau from Craftsmen Lodge No. 717. John received a plaque from the Home in honor of his dedication to his duties as a Home Representative.

When asked what he thought about receiving the award, Brother Litzau stated, “I was surprised. I have been a Home Representative for at least five years and enjoy staying in contact with our widows and helping others in my Lodge. I feel it is my duty to do so, but I’m honored to accept this award.”

This program makes a difference in the life of a child that would otherwise go without the things that so many of us take for granted, like a warm winter coat or food to eat during the weekend. Since the program began 9 years ago, over 25,400 children have directly benefited from the partnership created betwen the Home and the local Lodges and Chapters.

You may find more information about the program and applications on our website at www.mohome.org or by calling the Masonic Home of Missouri at 1-800434-9804 and speaking to Tisha Woodard, Outreach Caseworker.

Brother Litzau became a Mason in 1994, after being a police officer in St. Louis County. He was soon elected Secretary of the Lodge and found that he enjoyed the camaraderie with others. Brother Litzau has also served as Treasurer and writes the Trestle Board, an electronic newsletter for his lodge, which he also sends to the widows from his Lodge. His Lodge sends out birthday and Christmas cards to the widows, and John spends time each month updating his widows list, making sure that the Masonic Home of Missouri also receives the list. To further add to his willingness to make sure that others are taken care of, Brother Litzau attends funerals for Masonic Brethren and makes sure that the widow has his business card and knows how to contact him if she has a need.

Save the Date!

John and his wife, Esther, have been married for 39 years and have four children between them, Todd, Michael, Darlene and Danny. He enjoys helping his wife sell items on eBay and playing on the computer in his spare time.

Our 11th Annual “Leaves of Autumn” Golf Tournament will be held on Monday, October 7, 2013 at the Columbia Country Club.

Congratulations to Brother John T. Litzau for his hard work and dedication to the Masonic Home of Missouri.

This annual fundraiser raises funds to assist our Outreach Program clients.

Team registration and sponsorship forms will be available on the website at www.mohome.org after January 25, 2013.

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Left - Right:

Deputy Grand Master Jon Broyles, RWB Litzau, Grand Master David Ramsey, and Masonic Home of Missouri Executive Director Keith Neese.

Missouri Outreach

Invest in Our Masonic Future

The Masonic Home of Missouri has been serving Missouri Master Masons, their wives/widows, ladies of the Eastern Star and children since 1889. Although our services have transitioned from “brick and mortar” buildings to our current Outreach Programs, our mission of providing for our brethren and their families in need remains the same.

How Can I Help?

• Cash Donation – this is the most popular form of giving because of its simplicity. There are three options for making a cash donation: 1. Online at www.mohome.org

2. By Mail - make check payable to “Masonic Home of Missouri” and send to: Masonic Home of Missouri Attn: Development Office 6033 Masonic Drive, Suite A Columbia, MO 65202 3. By Telephone - call us at (800) 434-9804 to make a donation over the phone.

• Join the Truman Club – an elite group of donors who have made an annual commitment to support the Masonic Home of Missouri (See page 19).

• Square & Compass Courtyard – Create a lasting impression by purchasing a granite paver stone to be placed in the Courtyard at the Masonic Complex. (See page 23 for more information).

Winter Issue 2013

• Planned or Deferred Giving – A planned gift is a donor’s commitment to benefit Masonic Home of Missouri through a gift that takes effect at death or after a term of years. To learn more about estate planning, including the Masonic Home of Missouri in your will, or designating MHM as the beneficiary of an insurance policy or any contribution planning, please contact our office at (800) 434-9804.

Did You Know?

That in FY2012, the Masonic Home expended $1,492,396 in financial assistance Our total donations in the same time period was only $1,075,049, leaving a deficient of $417,347 for client assistance. Donations only covered 72% of the aid given by the Masonic Home of Missouri. The 28% funded had to be taken from income earned off of our investments which have been affected by the recent Stock Market volatility.

For every unrestricted $1 that is donated to the Masonic Home of Missouri, 100% of that dollar goes to direct aid for our Brethren.

Make a Difference...

Invest in our Masonic Future

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From the Past to the Future

Belton Lodge No. 450 recently presented the original minute books that depict Harry S Truman’s entry into the Masonic fraternity to the Masonic Home of Missouri’s museum. The records are on permanent loan to the museum, which is located at the Masonic Complex in Columbia, MO. Executive Director Keith Neese was present to accept this wonderful addition to the museum. RWB Neese was excited about the documents and said, “The historical content within these documents is incredible. We so appreciate Belton Lodge and the Brethren there for allowing us to display this part of Missouri Masonic History.”

The documents are scheduled to be on display by January 1, 2013, and the museum

Members of hte Belton Lodge No. 450 presenting the documents to Keith Neese, Executive Director of the Masonic Home of Missouri.

is open to the public for free. Self-guided tours are available Monday - Friday from 8:00 a.m. - 4:30 p.m. or by appointment by contacting the Masonic Complex at (800) 434-9804.

Mark Your Calendars!

If your Lodge is interested in hosting a presentation or training event and need a speaker from the Masonic Home of Missouri to present about our Outreach Programs, call Rhonda at 1-800-434-9804 to schedule the event. The following Lodges presentations about our Outreach Programs scheduled.

Saturday, February 2, 2013 @ 6:00 p.m. * Rising Sun Lodge #13 is hosting a Sweetheart dinner for their Lodge.

S​ aturday, February 16, 2013 @ 6:00 p.m. * Hermitage Lodge No. 288 is hosting a Sweetheart dinner for their Lodge.

Saturday, February 23, 2013 @ noon *Branson Lodge No. 587 will be hosting a District 48 training dinner.

Tuesday, March 5, 2013 @ 7:30 p.m. *Zalma Lodge No. 545 will be hosting a presentation by the Masonic Home of Missouri about our Outreach Programs.

Saturday, March 9, 2013 @ 2 p.m. *Polar Star-Rose Hill Lodge No. 79 will be hosting a luncheon and we will be presenting. page 12

Saturday, March 16, 2013 @ noon *Jackson Lodge No. 82, Marcelline Lodge No. 481, Brookfield Lodge No. 19 and area OES Chapters will be hosting a meeting in Marcelline.

Thursday, March 21, 2013 @ 6:00 p.m. *King Hill Lodge No. 376 is hosting a dinner for members’ families and potential members at 6:00 p.m. and an Open meeting at 7:00 p.m.

Saturday, March 23, 2013 @ noon *Shekinah Lodge No. 256 will be hosting a Chili and Clam Chowder dinner and we will be presenting during this fundraiser.

You can find up-to-date events on our website at www.mohome.org (either under the Masonic Home Representative tab or under our Outreach Programs tab).

Missouri Outreach

ry o t s i ic H n o s a M n ck i a B p e t The fourth gallery depicts “Leadership” centering on S a e President and Past Grand Master Harry S Truman and Tak how democratic methods guide lodges.

The Masonic Home was thrilled to dedicate the Masonic Museum on Feburary 25, 2008. Since then, the museum has shared its history and values with the community of Columbia and with travelers both state and nation-wide. This phenomenal permanent exhibit depitcs the many prominent individuals that played vital roles in shaping the Masonic Fraternity in Missouri and the 123 years of Masonic Home of Missouri’s charitable acts.

The Fifth theme titled “Everyman” is a rotating exhibition gallery. In it, Masonic Lodges and Eastern Star Chapters have the opportunity to share individual history and symbols used within the Lodges and Chapters over the years

We welcome the community to the Masonic Museum of Missouri. Tour the galleries displaying the long history of Missouri Freemasonry and watch the film that describes one of the Fraternity’s Charities, the Masonic Home of Missouri, and how it supports its members throughout our great state of Missouri.

The exhibit incorporates 5 themed galleries, each gallery representing a leader a particular quality.

The first gallery titled “Pathmakers and Patriots” highlights the impact Meriwether Lewis and William Clark had on the early period in Missouri and how they became involved in the Masonic fraternity.

The second gallery titled “Living Well” focuses on Laura Ingalls Wilder, her involvement with the Order of the Eastern Star and how music and education are valued in Masonry and at the Masonic Home.

The third gallery themed “Generosity” depicts Jacob Lampert, Past Grand Master, and other Masons and Masonic groups who have provided generous support to the Masonic Home.

Winter Issue 2013

Admission and Hours: Admission: FREE Location: 6033 Masonic Dr., Columbia , MO 65202 map Self-guided tours are available during normal business hours (weekdays 8:00a.m. to 4:30p.m.). Other viewing times can be arranged by calling the Masonic Complex at (800)434-9804.

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What Veterans and Their Families Should Know The Missouri Veterans Commission (MVC) is a state agency established by Missouri Statute to aid all Veterans, their dependents, and legal representatives by providing information regarding the rights of Veterans and their dependents and to assist Veterans accessing their available benefits through State and Federal Government.

Missouri has a long tradition of honoring and serving its Veterans. This tradition started in 1897, when the State took over operations of the Federal Soldiers Home in St. James and the Confederate Soldiers Home in Higginsville. These homes were initially managed by the Board of Eleemosynary Institutions, and later by the Department of Health and Welfare until 1950 when the Confederate Home closed, and 1974 when the Federal Home in St. James was transferred to the Division of Veteran Affairs.

The Missouri Veterans Commission has its roots in the passage of House Bill 493, which in 1931 established the first State Service Officer. Over the years, the page 14

office has expanded and changed from one Service Officer to the Division of Veterans Affairs after World War II, to its replacement by the 1989 creation and establishment of the Missouri Veterans Commission.

Today, The Missouri Veterans Commission manages seven long term skilled nursing homes, six state Veterans cemeteries, provides benefits assistance through its Service Officers, assists Veterans through an Ombudsman program and has initiatives for Veterans Outreach, Minority Veterans, Women Veterans, and Incarcerated Veterans.

There is a booklet that brings together all the information regarding benefits available by the State of Missouri as well as briefly covering related services provided by the U.S. Department of Veterans Affairs.

You may obtain a copy of the most current version by visiting the MVC’s website at www.mvc.dps.mo.gov.

Look under “Key Messages� on the left of the website for the guide.

Missouri Outreach

In partnership with the Veterans Health Administration and the National Cemetery Administration, Veterans Benefits Administration (VBA) provides benefits and services to Veterans and their families in a responsive, timely, and compassionate manner in recognition of their service to the nation.

The St. Louis VA Regional Office (VARO) provides the full range of benefits and services to approximately 496,745 veterans and dependents residing in the State of Missouri.

The VA’s pension program provides monthly benefit payments to certain wartime Veterans with financial need, and their survivors. As Veterans and survivors consider applying for these benefits, the VA would like to share important information about the pension program and organizations offering assistance with pension applications.

WHAT ARE PENSION BENEFITS? Pensions are needs-based benefits paid to a wartime Veteran and his/her survivor(s). A Veteran may generally be eligible if he/she: • Was discharged from service under other than dishonorable conditions, AND • Served 90 days or more of active military, naval or air service with at least 1 day during a period of war *, AND • his/her countable income is below the maximum annual pension rate, AND • meets the net worth limitations, AND • is age 65 or older, OR is shown by evidence to have a permanent and total non-service-connected disability, OR is a patient in a nursing home, OR is receiving Social Security disabiltiy benefits. *Veterans who entered active duty after September 7, 1980, must also have served at least 24 months of active duty service. If the total length of service is less than 24 months, the Veteran must have completed his/ her entire tour of active duty.

Aid and Attendance (A&A) is an increased monthly pension amount paid to a Veteran or surviving spouse.

You may be eligible for the increased A&A amount if: • You are eligible for basic pension benefits AND Winter Issue 2013

• You require the aid of another person in order to perform acitivities of daily living, such as bathing, feeding, dressing, toileting, adjusting prosthetic devices, or protecting yourself from the hazards of your daily environment, OR • You are bedridden, in that your disasbility or disabilities require that you remain in bed apart from any prescribed course of convalescece or treatment, OR • You are a patient in a nursing home due to mental or physical incapacity, OR • You have a corrected visual acuity of 5/200 or less, in both eyes, or concentric contraction of the visual field to 5 degrees or less.

Housebound is an increased monthly pension amount paid to a Veteran or surviving spouse who is substantially confined to his or her home because of permanent disability. You may be eligible if: • You are eligible for basic pension benefits AND • You have a single permanent disbaility evaluated as 100-percent disabling AND, due to a disability or disabilities, you are permanently and substantially confined to your immediate premises, OR • You have a single permanent disability evaluated as 100-percent disabling AND another disability or disabilitiies, independently evaluated as 60-percent or more disabling.

• You are eligible for basic pension benefits AND •

You have a single permanent disbaility evaluated as 100-percent disabling AND, due to a disability or disabilities, you are permanently and substantially confined to your immediate premises, OR

• You have a single permanent disability evaluated as 100-percent disabling AND another disability or disabilitiies, independently evaluated as 60-percent or more disabling.

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What You need to know about organizations that are offering assistance with claims for pension benefits?

The U.S. Senate Speical Committe on Aging found that some organizations are misrepresenting themselves while helping Veterans and survivors apply for VA pension.

In a June 2012 hearing, the Committee addressed concerns that some organizations are marketing finanical products and services to enable claimants whose assets exceed the VA pension program’s financial eligibility thresholds to qualify for VA pension benefits. The Committee also learned these organizations may charge substantial fees for products and services that may not always be in the claimants’ best long-term interests.

The U.S. Government published a report, Veteran’s Pension Benefits: Improvements Needed to Ensure Only Qualified Veterans and Survivors Receive Benefits (GAO-12-540). The findings of the report show that there are over 200 organizations that market financial and estate-planning services to help pension claimants with excess assets meet financial eligibility requirements for pension benefits. These organizations consist primarily of financial planners and attorneys who offer products such as annuities and trusts. Some products and services provided, such as annuities, may not be suitable for elderly Veterans because they may not have access to all of their funds for their care within their expected lifetime without facing high withdrawal fees. The products may also result in ineligibility in Medicaid for a period of time. Some organizations were also charging fees, ranging from a few hundred dollars and upward for benefits counseling to $10,000 and upward for establishment of a trust.

Who can help me file a claim for VA pension, including a pension at the aid and attendance or housebound rates?

• An individual generally must first be accrediated by the VA to assist a claimant in the preparation, presentation, and prosecution of a claim for page 16

VA benefits - even without charge. VA accredits three types of individuals for this purpose: • Representatives of VA-recognized Veterans service organizations.

• Independent claims agents.

• Private Attorneys.

• A searchable list of accredited representatives, agents, and attorneys is available at the VA Office of the General Counsel website: www.va.gov/ ogc/apps/accreditation/index.asp.

• VA accreditation, which is for the sole and limited purpose of preparing, presenting and prosecuting claims before the VA, is necessary to ensure that claimants for VA benefits have responsible, qualified representation.

• VA regulations allow a one-time exception to this general rule, which allows VA to authorize a person to prepare, present, and prosecute one claim without accreditation. The assistance must be without cost to the claimant, is subject to the laws governing representation, and may not be used to evade the accreditation requirements.

• Preparation and presentation of a VA claim includes, among other things, gathering the information necessary to file a claim for benefits, completing claim applications, submitting claim information to VA, and communicating with VA on behalf of a claimant.

• A VA-accredited attorney or claims agent, who is also a financial planner, may assist a claimant with a claim for A&A. However, financial planners may not use their VA accreditation for the purpose of promoting or selling financial products.

• If VA determines that an accredited attorney or agent is using VA accreditation for an improper purpose, VA may suspend or cancel the individual’s accreditation.

Missouri Outreach

Can an accredited attorney or claims agent, who is also a financial planner, charge a fee for preparing a claim for A&A? • No. An accredited attorney or claims agent may generally charge claimants a fee only after an agency of original jurisdiction (e.g., a VA regional office) has issued a decision on a claim, a notice of disagreement has been filed, and the attorney or agent has filed a power of attorney and a fee agreement with the VA. • An exemption applies when an accrediated attorney or claims agent receives a fee or salary from a disinterested third party. A third party is considered disinterested only if the entry or individual would not benefit financially from the successful outcome of the claim.

• Some individuals charge a pre-filing “consultation” fee to inform a Veteran or survivor about VA benefits that may be available to them. In certain states, a license to practice law may be required to provide and charge a fee for such “consultations”, which may be considered giving legal advice.

• Such “consultation” fees are unlawful if they are charged after a Veteran or survivor becomes a VA claimant by expressing to the attorney or agent an intent to file a claim for VA benefits.

• A “consultation” fee may not be tied to the outcome of a claim filed with the VA if the attorney or agent provides any claims assistance - that is, an attorney or agent cannot agree to refund the fee if, after the attorney or agent assists with a VA claim and the VA ultimely denies the claim. Such a fee would amount to an unlawful contingency fee or advance payment for assistance with an application for VA benefits.

• VA-recognized Veterans service organizations, including their accrediated representatives, are not permitted to receive fees for their services in connection with a VA claim in any instance.

Winter Issue 2013

• If VA determines that an accredited attorney or agent is improperly charging a fee for preparing, presenting, or prosecuting a claim prior to the filing of a notice of disagreement, VA may suspend or cancel the individual’s accredition.

Is it permissible to offer a guarantee that a claimant will be awarded A&A or that the processing of a claim will be expedited?

• No. Such promises are patently misleading because VA is ultimely the adjudicator of claims for VA benefits.

• If VA determines that an accredited attorney or agent has misled or deceived a claimant regarding benefits or other rights under programs administered by VA, VA may suspend or cancel the individual’s accreditation.

If you have questions regarding your eligibility for VA pensions and/or benefits, please contact your local Veteran Service Officer. (for a current listing of VSOs and phone numbers, please visit www. mvc.dps.mo.gov). Take the time to become informed and make sure to ask questions about your status. Never pay anyone money to make a claim on your behalf without first becoming certified through the VA and having knowledge of who is eligible to represent you in the claim process.

The Masonic Home of Missouri is proud to work with our Veterans and surviving spouse and salutes those who have served our nation.

This is the first of several articles in a series dedicated to Missouri Masons who are also Veterans. All material in this article was excerpted from an brochure produced by the U. S. Department of Veteran’s Affairs entitled “Pension Benefits” and from an article published by the New York Times entitled “Veterans Pension Program is being Abused, Report Says.” Published June 5, 2012 by James Dao. The Masonic Home of Missouri does not represent nor is affiliated with the MVC or the Veterans Affairs office. All questions regarding benefits should be directed to the proper authority.

Special appreciation to Joseph Edwards, VSO for providing the material excerpted within this article.

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Who Needs Mr. Clean.....

When You Have Masonic Brothers?

Who needs Mr. Clean when you have Meridian Lodge No. 2 Brethren? A small amount of panic had invaded the Masonic Home of Missouri when one of our Outreach Caseworkers received a phone call from a bank that she had been working with on behalf of one of our Masonic clients. The bank informed our Outreach Caseworker that the house the client owned would be placed up for sale the very next week....and the contents needed to be moved out of it...that weekend. The client had moved to a facility and our Caseworker had been told that it would be awhile before the bank would do anything with the home, but apparently things were about to get hectic.

Knowing how supportive Meridian Lodge No. 2 has been in the past on behalf of this client, Carly Dibben Financial Outreach Caseworker, quickly contacted RWB David Jacobi and requested help with the situation. Brother Jacobi went to the Lodge, and soon they had several volunteers lined up to start emptying the house and assisting their Masonic brother. The Masonic Home of Missouri made the arrangements and paid for a dumpter to be on-site for the Lodge.

Lodge member cleaning out basement storage shelves for a fellow Brother.

The members of the Lodge arrived at the house and began to clean off shelves, salvaging what they could for sale by the client and ridding the house of everything else, including the carpet. The client expressed his appreciation to Carly and his Lodge brothers. He had been worried about how he would be able to comply with the bank’s request and to know that his Masonic Lodge Brothers had helped him was overwhelming.

The Masonic Home of Missouri’s Masonic Family Cares Outreach Program assisted with the cost of the dumpster. This program helps facilitate connections between Lodges, Chapters, youth organizations, and the Masonic brothers and sisters in their communities.

Masonic Brothers assisted in clearing the house of all items, including the carpet. They salvaged items that the client could either sell or donate at a later date. The dumpster costs were paid by the Masonic Home of Missouri.

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On behalf of the Masonic Home, thank you to Meridian Lodge No. 2 for making a difference in the life of one of your brothers.

Missouri Outreach

The Truman Club

Investing in our masonic future

The Truman Club recognizes those individuals and couples who support the Masonic Home and its programs through on-going annual giving. With the support of Truman Club members, we are able to transform the Masonic tenets into reality for our fraternal brothers and sisters in need across the state.

Annual Membership - to be eligible for annual membership in the Truman Club, a donor must give at least $100 in tax-deductible donations during the calendar year. Annual memberships are renewable on January 1st each year.

Benefits of annual Truman Club Membership include: • • • • •

Welcome Packet Membership Pin Invitation to annual Truman Club Dinner Special mailings and advance registration for events Annual membership gift

Truman Giving Societies - Once an annual member’s cumulative giving (since January 1, 2004) reaches $1,000, they join the Truman Giving Societies at the Lewis and Clark Level. Levels and benefits for each Giving Society are listed below.

Level Lewis and Clark Society

Amount $1,000 - $4,999

Thomas Hart Benton Society

$5,000 - $9,999

Samuel L. Clemens Society

$10,000 - $24,999

Charles A. Lindbergh Society

$25,000 - 49,999

Omar Bradley Society

$50,000 - $99,999

J.C. Penney Society

$100,000 and above

Benefits Harry S. Truman Bust Lifetime Membership Pin Bronze Leaf on Masonic Giving Tree * Recognition Plaque Upgrade to Silver Leaf Recognition Plaque Upgrade to Gold Leaf Recognition Plaque Upgrade to an Acorn Recognition Plaque Upgrade to a Small Rock Recognition Plaque

* The Masonic Giving Tree is located in the Atrium at the Masonic Complex in Columbia, MO.

How to join the Truman Club, print the Truman Club application found on our website at www.mohome.org or one can be mailed upon request and mail the complete copy along with your $100 membership fee to: Masonic Home of Missouri Attn: Development Office 6033 Masonic Drive, Suite A Columbia, MO 65202 Winter Issue 2013

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to s y a 10 W

er t n i W Cut

This Winter, be warm, stay safe, and keep your heating costs under control. Here are 10 things that you can do to prepare your home for winter weather:

1.

Install a new energy-efficient heating system.

For natural gas heated homes, today’s high-efficiency furnaces save $70-120 annually when they replace a 15-year or older furnace with a standing pilot. For electric heated homes, replacing an electric strip heating furnace with a new ENERGY STAR® heat pump can save up to 40% on your winter heating bill.

2.

Tune up your heating system.

Have your heating system tuned and a safety inspection performed by a professional HVAC service company. Heat loss from a poorly maintained system can increase your heating bill over time— sometimes 1-2% each year.

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s

st o C g Heatin

3.

Install additional attic insulation.

Professionals recommend 10-12 inches of insulation in the attic. Adding insulation to your attic is one of the most cost-effective measures you can do. The average 15-year old home needs 5-10 additional inches of insulation.

4.

Seal and repair duct leaks.

Leaky ducts in the average home allow 2530% of heat to escape. A duct system diagnostic inspection and testing can show you areas of needed repair.

5.

Conserve with a programmable thermostat.

It will automatically adjust the temperature while you’re asleep or away, saving you money. You can save as much as 20% on your heating bill.

6.

Lower your thermostat.

Set your thermostat at 68 degrees. Each degree higher will use 3% more energy. Lower your thermostat when leaving home, you’ll use much less energy to heat the house up when you return.

Missouri Outreach

7.

Insulate electric water heaters and exposed hot water pipes.

Uninsulated water heaters and hot water pipes waste energy. Adding insulation is inexpensive and easy to do.

8.

Let the sun shine in.

Open curtains and shades on eastern and southern windows during the day; close them in the evening to keep heat from escaping.

9.

Caulk and weatherstrip windows and doors.

This simple and inexpensive improvement helps prevent drafts.

10.

Don’t let heat go up the chimney.

Make sure the fireplace flue is closed when the fireplace is not in use.

There are plenty of drafty, leaky homes out there, and not all of them are old houses. Air leaks can waste up to 40 percent of your heating and cooling dollars, according to the U.S. Department of Energy. Most of this occurs around windows and doors but anyplace where outer walls meet floors or roofs and where a barrier is penetrated can be a leak source as well.

Simple weatherstripping and caulking can stop most of the leaks.

Download the ENERGY STAR® sealing and insulating guide and duct sealing guide at www. engerystar.gov.

These useful guides and the ENERGY STAR® home sealing section offer these tips on where to look for leaks and what to do to stop them: Seal attic leaks - Doing this will likely make the biggest impact on your energy bill. Plug the big holes first, such as open stud cavaties. If your attic is finished, seal behind the kneewalls. Next, seal around the furnance flue, using proper techniques

Winter Issue 2013

and seals. Then go after small gaps, using foam or caulk. Don’t forget to weatherstrip and seal the attic hatch!

Weatherize doors and windows - Weatherstrip and caulk any holes you see; make sure doors seal properly.

Close fireplace dampers - When the fireplace is not being used, an open damper is like an open window that draws warm air out of the room and creates a draft.

Seal electrical outlets and switches on outside walls - Use inexpensive foam gaskets that fit behind light switches and electrical outlet plates.

Close storm windows and doors - Cover single pane windows with plastic film is less expensive than replacing them with new double pane windows.

If you have double pane windows, make sure the storm windows are pulled down.

Remove window air conditioners - This will prevent drafts and allow the windows to seal better.

Before winter sets in is a good time to check insulation levels in your attic and elsewhere. According to the North American Insulation Manufacturers Association, as many as 46 million homes in the U. S. are under-insulated. NAIMA recommends levels for attics from R-38 to R-60 in Zones 4 and 5, perhaps a little less for the Bootheel region. Learn more about insulation at www.naima.org.

Article contains exerpts from the Boone Electric Cooperative publication “Rural Missouri” and courtesy of Austin (TX) Energy. Re-printed with permission.

page 21

Masonic Home of Missouri Contact Information Ever wonder who you need to call to ask a question about a program or who could help you make arrangements for a presenter at a event? We have compiled this listing of staff functions and contact information for your use. Before discarding this magazine, please tear this page off and place somewhere that you can refer back to it during the year.

Keith Neese Executive Director Ext. 214 kneese@mohome.org Finance Department Jodi Blake Director of Finance Ext. 212 jblake@mohome.org

Letitia “Tisha� Woodard Social Services & Creating-APartnership Caseworker Ext. 210 twoodard@mohome.org *Responsible for Creating-APartnership Program, Long & Short Term Financial Assistance Casework,and Resource Directories.

Rhonda Stone Lightfoot Membership Relations Specialist Ext. 218 rlightfoot@mohome.org * Responsible for marketing and communications, liasion for MHM Representatives, website maintenance, publications, and social media.

Facilities John Hendrickson Building Engineer Ext. 225 jhendrickson@mohome.org * Responsible for general operating Julie Wiecken functions of the building, ground Donor Relations Specialist maintenance supervision and vehiExt. 230 cle resources. Call John if you are jwiecken@mohome.org interested in reserving the building Chantana Irvin * Responsible for special events, Masonic Family Cares & Widow for events.

Truman Club, Courtyard Paver Program Coordinator Program, and donor relations.

Ext. 239 Main Contact Information: cirvin@mohome.org Andrea Thacher * Responsible for arranging Masonic Home of Missouri Accounts Payable assistance through the Masonic 6033 Masonic Drive, Suite A Ext. 223 Family Cares Program, maintaining Columbia, MO 65202 athacher@mohome.org the Widows Program database, and (573) 814-4663 Phone 1(800) 434-9804 Toll Free prepare museum loan agreements.

(573) 814-4660 Fax Outreach Programs Barbara Ramsey Carly Dibben, Website: www.mohome.org Director of Outreach Programs Financial Counseling Caseworker Ext. 209 Ext. 217 www.twitter.com bramsey@mohome.org cdibbens@mohome.org @MasonicHomeofMO * Responsible for financial Dana Morgenthaler counseling referrals and Logn & Financial Assistance Caseworker Short Term Financial Assistance Ext. 211 Casework. www.facebook.com/ dmorgenthaler@mohome.org MasonicHomeofMissouri *Responsible for Long & Short Term Financial Assistance Casework and client referrals.

Lara Dieringer Accountant Ext. 229 ldieringer@mohome.org

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Debbie Summers Outreach Financial Assistance Caseworker Ext. 219 dsummers@mohome.org * Responsible for Long & Short Term Financial Assistance Casework and client referrals.

Missouri Outreach

Make Your Impression Today!

The Square & Compass Courtyard is located behind the Masonic Complex in Columbia and offers a unique way for donors to leave a lasting impression! Personalize a stone for yourself, a family member, your lodge/chapter, or someone close to you. Stones are cut from high quality granite and are available in three sizes: 12x12, 18x18 or 24x24.

Benches in the Courtyard are also available for engraving.

Order Online To place your order online at www.mohome.org, please enter your stone inscription information in the comments section at checkout. Below is an estimate of the number of characters/symbols that are included on each size of stone. If your stone includes extra lettering or artwork, an additional fee may be required. Please be as specific as possible when entering the information. If you prefer to draw it out and send it to us, please note in the comments section that you will be mailing or faxing the artwork.

Stone Size

# Characters

12 x 12 18 x 18 24 x 24

40 70 100

# Masonic Symbols 1 2 2

Price $300 $550 $800

Once your order is received, you will be sent a first draft of your artwork to review for placement on the stone. Once approved, it will be sent to our engraver for an official draft design. You will then have the opportunity to make final changes to the artwork before the stone is engraved. Once we receive your final approval of the artwork, you can expect it to take approximately 6 weeks for your stone to arrive at the Masonic Complex.

Order By Mail Simply print the Square & Compass Courtyard Order Form that appears on our website at www.mohome.org or use the form that appears on the back page of this magazine and mail with payment to: Masonic Home of Missouri Attn: Development Office 6033 Masonic Drive, Suite A Columbia, MO 65202 If you have questions, please contact Julie Wiecken, Donor Relations Specialist at 800-434-9804.

Winter Issue 2013

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Masonic Home of Missouri 6033 Masonic Drive, Suite A Columbia, MO 65202-6568 Phone: (573) 814-4663 Toll Free: (800) 434-9804 Fax: (573) 814-4663

Cut here

Make Your Impression Today!

Name of Purchaser: __________________________Address: _______________________________________ City: ____________________________________________ State:_______________ Zip: ________________ Email * :__________________________________________________________________________________ * a proof will be sent for your approval via email prior to cutting the stone. Please print legibly.

Size of Recognition Stone:

Select by checking Stone Size below 12 x 12 18 x 18 24 x 24

# Characters

# Masonic Symbols

Price

40 70 100

1 2 2

$300 $550 $800

Inscription Line 1 (please print): _______________________________________________________________ Line 2:____________________________________________________________________________________ Line 3: ___________________________________________________________________________________ Amount Enclosed: _______________________ Please make checks payable to “Masonic Home of Missouri�

If you wish to pay by credit card: Please charge my: VISA Mastercard Discover Card Number: __________________________________________________ Expiration Date: _____________ Signature for cards only: _____________________________________________________________________ Mail to: Masonic Home of Missouri 6033 Masonic Drive, Suite A Columbia, MO 65202