BUSINESS ECOSYSTEM

ALBERTO GUERRA - COMING OUT - Page 7

CEO of UniTeller Financial Services, a subsidiary of Grupo Financiero Banorte, one of the largest Financial Groups in Latin America and the second-largest in Mexico, began his career with Banorte. During his tenure in Banorte, he held different positions in International Banking, Corporate, and Investment Banking. Alberto was part of Banorte’s M&A and Structured Finance Group that executed GF Banorte’s expansion into the U.S., which resulted in the acquisition of Inter National Bank, a National Chartered Bank in 2006, and UniTeller in 2007. In March of 2007, Alberto became the President & CEO of UniTeller Financial Services.

ARINA ANAPOLSKAYA - AROUND THE GLOBE - Page 10

Arina Anapolskaya is the Founder and Chief Operation Officer of CashQ embedded cross-border payment platform for banks and neobanks. CashQ instant cross-border payment network covers 120+ countries with multiple rails, including traditional bank accounts, neobanks, cards, mobile money providers, and electronic

JESUS GONZALEZ - AROUND THE GLOBE - Page 12

Director of Economic Statistics and Coordinator of CEMLA's Forum on Remittances in Latin America and the Caribbean. CEMLA is the association of the central banks of Latin America and the Caribbean. Before working at CEMLA, he worked for 33 years at Banco de México as Director of Economic Measurement. He holds a bachelor’s degree in economics from the Autonomous University of Nuevo León, a master’s degree in economics from El Colegio de México, and master’s and Doctoral studies from the University of Chicago.

RODOLFO BERMAN - AROUND THE GLOBE - Page 12

Senior Economist at the Center for Latin American Monetary Studies (CEMLA). He has a master’s degree in economics from the Colegio de México, a bachelor’s degree in finance from the Technological University of Mexico, and a bachelor’s degree in economics from the National Autonomous University of Mexico. He was Head of the International Trade Statistics Section at the OECD, Director of Input Product at INEGI, and Head of the Measurement Office of the Primary and Tertiary Sectors at Banco de México.

DENISSE TORRES - AROUND THE GLOBE - Page 12

Center for Latin American Monetary Studies (CEMLA) economist, with a degree in Economics from the Autonomous Metropolitan University (UAM-A) in Mexico City. She has participated in seminars and courses on migration, remittances and financial inclusion, and the balance of payments. Likewise, she is co-authored various CEMLA Remittance Notes and has worked on developing and analyzing surveys on Latin American migrants.

RÔMULO BARRETO - INSIDE JOB - Page 16

Mestre em Administração de Mercado. MBA em Gerenciamento de Projetos. Graduações em Relações Públi cas e Engenharia. Head de Marketing e Produtos da Beeteller, fintech especialista em pagamentos interna cionais e segurança.

JAIRO RIVEIROS - FINTECH INSIGHTS - Page 18

Jairo is the Chief Strategy Officer and Managing Director of the U.S. and Latin America at Paysend, a global fintech payments company born in 2017, based in the UK and regulated by the FCA, servicing over 7 million customers, reaching 170+ countries worldwide.