Q&A

We’re getting a new puppy! We haven’t had a puppy before, what do we need?

Congratulations on the addition to your family! Here’s what you need to get started:

Good quality food

Food and water bowls

Harness, collar and leash

ID tag with your contact information

Bed or crate

Chew toys (raw bones are great)

Training pads

Puppy shampoo and grooming supplies

Poop bags for cleaning up after your pup

Don’t forget to give your new furry friend lots of love and attention!

Whatever rules you start with, puppy will remember. All family members need to follow the same rules!!!

Set a routine and follow it! Dusty, my puppy, knows when its Saturday, because that’s when he works as a greeter at his store!

Bring puppy or adult dog in for a visit and check out our FREE sample bar Amoré Pet Foods, 4540 Hastings Street, just east of Willingdon on the south side We’re open Monday to Saturday 11am to 6pm.

AStart with our podcast “It’s Personal Finance Canada”that’s available on all major hosting platforms Already we re in the top 5% of most followed education podcasts globally on Spotify, not too bad for a couple of Canadians If you want to get information and be entertained in the process check it out!

If you’re looking for more hands-on advice or have something specific you’d like to explore we can help with financial goal setting with action steps, financial planning, insurance, investments, health & dental as well as retirement or estate planning It’s nice to have a professional tell you if you’re on track to meeting your goals or what you would need to do to achieve them. We’re there to help you every step of the way, through the different stages of life

Finally if you’re looking for a place to engage with others about personal finance and ask questions, feel free to join our new It’s Personal Finance Canada Facebook group and Facebook discussion group We take suggestions from the members about what to talk about on the podcast, started a book club and I recently shared about my seven days no spend challenge It would be great to see you there!”

Christine Conway CFP, CLU, CHS, CExP President Braun Financial Services

(604) 521-3778

555 6th Street #325 New Westminster, BC V3L 5H1

Is Canada going to have King Charles portrait on Canada’s 2023 coins?

Canada is going to be commemorating Queen Elizabeth’s 60-year reign as Canada’s Queen. All coins coming out by the Royal Canadian Mint will have her portrait and 1952-2022 on the obverse of the coin. The reverse (what we call the front) will have 2023, thus creating the first triple dated Canadian circulating coins Both the $50 gold and $5 silver Maple Leafs should be here in two weeks, and they will have that “1952-2022”included on the coin. We also have some of the 2023-coin sets and the Silver Dollar The rest of the sets will be in by the end of February There is also a special commemorative dollar, with all four different portraits of the Queen that were used on our coinage It will be available around the end of February

A

QHow does my pregnancy affect my oral health?

In some women, the hormonal changes during pregnancy can lead to gum disease Gingivitis is common and presents with inflamed and bleeding gums In more severe cases the infection can involve the bone and lead to eventual tooth loss Food cravings are common and diverse If they involve sugary snacks, it may lead to an increase in tooth decay To avoid gum disease and tooth decay, it is imperative to maintain a good oral hygiene regimen (brushing twice daily and flossing once daily). Morning sickness is another concern, as it exposes your teeth to stomach acids that can weaken your enamel Post vomiting, it is important to first rinse your mouth thoroughly with water or fluoride mouthwash. Avoid brushing your teeth for at least 30 minutes Dental treatment during pregnancy is considered safe Talk to your dentist if you have any concerns Chantele

I am ready to purchase a new home Where do I start?

Whether you are purchasing your first home or next or perhaps you are interested in an investment property or cottage, you will be making some big decisions along the way Your first step is to determine whether you are financially ready to purchase a home A mortgage advisor can help you get started by providing you with advice and guidance that meets your unique situation and needs, so when you find the home you want to purchase, you are financially ready to do so When you are looking for a mortgage advisor find someone you feel comfortable with, who will answer all of your questions, who is excited to help you achieve your home ownership goals and make the journey as fun and seamless as possible

Jim Richardson Coins and Stamps Specialist

Western Coins and Stamps

(604) 278-3235

6960 No 3 Road, Richmond BC V6Y 2C5 https://guidedby.ca/businesses/western-coins-and-stamp/

Anna Yeung Mortgage Advisor CIBC

(778) 837-8181

28-4567 Lougheed Hwy., Burnaby BC V5C 3Z6 cibcmortgageadvisor.com/annayeung