448 Hillside Place, South Orange by Vanessa Pollock

south orange | new jersey | 07079 448 HILLSIDE PLACE

FLOORPLAN

BASEMENT 1

FIRST FLOOR SECOND FLOOR

DEAR FUTURE HOMEOWNER

As you embark on this journey of finding a home, allow me to share a glimpse into the history and evolution of 448 Hillside Place Forty-five years ago, Hillside Place became our haven, where my husband's affection for the town and its dwellings blossomed, while my enthusiasm took time to flourish Initially, the house required modernization, boasting a mere 15-watt electric service adorned with fuses Yet, through two transformative additions, it metamorphosed into a majestic residence that stands proudly today.

Over the decades, Hillside Place and its surroundings have undergone remarkable transformations, evolving into a vibrant community that surpasses its former glory Our street has witnessed many changes, each contributing to its present-day splendor. What remains unchanged, however, is the warmth and camaraderie shared among neighbors a testament to the enduring bonds created on this special street. Thoughtful, caring, and fun, our neighbors exemplify the essence of true community

We hope that you enjoy the beauty of South Orange and the spirit of this close-knit community, as countless memories wait to be woven within the walls of your new home

With gratitude,

From the Current Homeowner of 448 Hillside Pl

LIVING ROOM

DINING ROOM

Charming atmosphere that leads to wonderful conversations

KITCHEN

6 6

GUEST SUITE

POWDER ROOM

PRIMARY SUITE

Relaxing room that leads to a wonderful night’s sleep

ADDITIONAL SECOND FLOOR ROOMS

BASEMENT

FAVORITE HOME FEATURES:

Great Street

Easy access to NYC

Guest/Au pair Suite

Close to Floods Hill

Close knit neighborhood

Private road that leads to the driveway

BACK DECK

HOME IMPROVEMENTS:

2022:

New windows

Freshly painted inside and out

New landscaping

2004:

Kitchen and Family Room addition

Beautiful

OUTSIDE SPACE

landscaping and lush trees that provide scenic views and privacy.

OUR PREFERRED LENDER Matthew Keane SVP of Mortgage Lending C 973 464 7571 O 973 295 6478 matt keane@rate com rate com/Matthewkeane 14 Main Street, Suite 140 Madison NJ 07940 NMLS D 12966 LO#NJ-9619063 PA-96121GuaaneedRae nc NMLS#2611 Fo censng normatonvstnmlsconsumeraccessorg Equa HousingLende Condtonsmay appyNJ-LcensedinNJ LcensedMorgageBanke -NJDeparmen o Banking& nsurancePA-LcensedbythePennysvanaDepatmento BankngandSecur esLc#20371 YOUR POSSIBLE MONTHLY PAYMENT *SamplemonthlyPrincipa andInterest(P&I)paymentof$7666 sbasedonapurchasepriceof$1175000 downpaymentof20% 30year fxedratemortgageandrateof650%/653%APR(annualpercentagerate) AdvertsedratesandAPReffectiveasof3/1/23andaresubjectto changewithoutnotice Abovescenarioassumesafrstlienpostion 740FICOscore 40dayratelockandbasedprimaryresidence Subjectto underwritng guidelines and applcant’s credt profie Actual payment, taxes, insurance or assessments may vary Mortgage Insurance Premium (MIP)isrequiredforallFHAloansandPrvateMortgageInsurance(PMI)isrequiredforallconventiona loanswheretheLTVisgreaterthan80% Actual payment obligation wll be greater Not al applicants will be approved Appicants interest rate and APR wil depend upon the specfic characteristics of appicant’s loan transaction credit profle and other critera Contact Guaranteed Rate for more nformation and up to date rates †Sample monthy Principal and Interest (P&I) payment of $7285 s based on a purchase price of $1,175,000, down payment of 20%, 10/6 SOFR ARM mortgage and rate of 5875%/601% APR (annual percentage rate) Advertised rates and APR effective as of 3/1/23 and are subecttochangewithoutnotice Abovescenarioassumesafirstlienposition,740FICOscore,40dayrate ockandbasedprimaryresdence Subjecttounderwrtinggudeinesandappicant’screditprofie Actualpayment taxes insuranceorassessmentsmayvary MortgageInsurance Premium(MIP)isrequiredforal FHAloansandPrivateMortgageInsurance(PMI)isrequiredforallconventionalloanswheretheLTVisgreater than80% Actualpaymentobigatonwilbegreater Notal applicantswilbeapproved Appicants nterestrateandAPRwilldependuponthe specificcharacteristicsofapplicant’s oantransaction,creditprofileandothercrteria ContactGuaranteedRateformoreinformatonandupto daterates 448 HILLSIDE PLACE LISTED AT: $929,000 30-YearFixed 5-YearAdjustableOption PurchasePrice DownPayment,20% LoanAmount Rate/APR PrincipalandInterest Taxes$22,800/12 Insurance$1800/12 TotalMonthly $929,000 $185,800 743,200 6.875%/6.975% $4,882 $1,900permonth $150permonth $6,932 LIVE HERE FOR $6,932/MO 20 PurchasePrice DownPayment,20% LoanAmount Rate/APR PrincipalandInterest Taxes$22,800/12 Insurance$1800/12 TotalMonthly $929,000 $185,800 $743,200 6.50%/6.758% $4,698 $1,900permonth $150permonth $6,748