Insurance Guide for Every Pet Groomer

By Zach Davis, PetBusinessInsurance.com

All grooming businesses. even ones just getting started, should consider business insurance essential to their survival. Some types of insurance are required by law. Other coverage may be required by your business partners and lenders. Business insurance is really about protecting your investment in your business. employees and clients.

When you start a grooming business it's extremely important that you purchase business insurance. The coverage should cover the costs of injuries to pets, damage to vehicles and property, loss of income, liability claims and more.

Without business insurance you will have to pay out-of-pocket for damages to pets, property and legal claims against your company. Depending on the incident. this could be a financially devastating for you. On top of this, in some states. businesses are required to have additional specific types of business insurance.

It doesn't matter if you groom out of your house, at your clients’ homes, brick and mortar locations or operate a mobile grooming business. You need business insurance. It's relatively inexpensive. Search the Mobile Grooming Zone Facebook group and you'll see plenty of reasons to buy insurance.

The reasons to buy insurance are endless. The smallest cut to a pet can result in thousands of dollars lost. One dog bite or car accident and quickly cost you your business and in some cases your personal assets.

What follows on the follow pages is a basic insurance overview of the types of insurance policies that you should know about. Every business is different.

Some coverage may not be applicable to the type of company you own.