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❑ Discuss disability insurance needs and

eligibility for individualcoverage, if appropriate. ❑ Enroll in appropriate benefits andcancel any overlapping coverage, if necessary. ❑ If a lapse in health insurance occurs,consider switching to the other headof household’s policy, privatemedical insurance or COBRA.

Investment Review ❑ Review and update (if necessary)your fi-

nancial goals with yourfinancial advisor. ❑ Discuss options for assets located inpre-

vious employer’s retirement plan,including rollover, consolidatingyour retirement accounts, etc. ❑ If applicable, discuss or updateplans for funding children’seducation (i.e., Coverdell EducationSavings Account, 529 plan).

Income Taxes ❑ Consult with your tax attorney to discuss

all tax considerationsregarding: • Tax bracket changes • Relocation/job hunting expenses • Capital gains on home sold (if applicable) • Severance and unused vacation pay, unemploymentcompensation, etc.

Estate Planning ❑ Review existing life insurancecoverage to

ensure it meets currentneeds and to ensure beneficiary is current. ❑ Create/update the followingdocuments (if applicable): • Will • Living Will • Durable Power of Attorney • Health Care Power of Attorney • Trust. Edward Jones, its employees and financial advisorsare not estate planners and cannot provide tax or legaladvice. You should consult with a qualified taxspecialist or legal advisor for professional advice onyour specific situation.

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor.

James Edd Hughs, AAMS® Financial Advisor 210 Hwy. 180 W, Suite 100 Silver City, NM 88061 (575) 534-1221 www.edwardjones.com

575-538-3787 Corner of 19th & Swan • Silver City, NM carson@zianet.com Bob and Alma Carson, Owners / Agents

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“Where Your Friends Go To Save Money” SILVER CITYLIFE – 15

Silver City Life Summer/Fall 2011  

Silver City Life is a fabulous publication featuring the best of what Silver City New Mexico has to offer in the way of unique people, busin...

Silver City Life Summer/Fall 2011  

Silver City Life is a fabulous publication featuring the best of what Silver City New Mexico has to offer in the way of unique people, busin...

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