Issuu on Google+

FALL 2012

CHALDEAN COMMERCE Official Newsletter of the Chaldean American Chamber of Commerce

sweet victory Board member Klint Kesto makes Michigan history



CH A L D E A N -AMERICAN. “I am what makes our nation great.”

Patriotism, freedom and love of country. At the Central Intelligence Agency, we believe that these values make America strong. That’s why, here, you will experience the kind of rewarding careers that offer outstanding opportunities to excel and grow — and the ability to make a meaningful contribution to the nation you love. Applicants must have US citizenship and the ability to successfully complete medical examinations and security procedures, including a polygraph interview. An equal opportunity employer and a drug-free work force. For additional information and to apply, visit:


CHALDEAN COMMERCE Official Newsletter of the Chaldean American Chamber of Commerce FALL 2012






From the Chairman and the President Mission Statement Save the Date



2012 Committees Staff and Board of Directors



Chamber concludes its 9th annual election Chamber members win big on National Election Night Chaldean Community Foundation launches loan fund 2012 member survey results are in Chamber launches mobile app 8,000 and counting: ASTI reaches milestone Internal Networking Group up and running Members in the news



Board member Klint Kesto makes Michigan history



Buying a Gas Station? How to Mitigate Risk and Expense



Utilizing Special Events to Grow Your Business



Michigan Ballot Proposals Results 2012 Tax changes coming in 2013 as a result of Affordable Care Act of 2010 Many Issues to be dealt with in lame duck congressional session in Washington



7th Annual Business Luncheon – Oct. 19 Meet the CEO: Sister Rose Marie Kujawa, President of Madonna University – Oct. 16 Meet the CEO: Sinclair M. Harris, Rear Admiral, United States Navy – Sept. 4 Industry Outlook: Beyond Social Media 101 – Sept. 13



New & Renewed Members



LegalShield; Metropolis Industries, LLC; DBA PartyStar Jel Shots; Fifth Third Bank; Harmon Partners; Tom Holzer Ford



2013 Corporate Partners FALL 2012 CHALDEAN COMMERCE



Our Mission The Chaldean American Chamber of Commerce is a partnership of Chaldean businesses and professionals working together to strengthen members’ business, increase job opportunities, encourage expansion and promote Chaldean business and culture. The Chamber seeks to service and represent Aramaic-speaking people, including Assyrians, Chaldeans and Syriacs. SAAD HAJJAR

save the date! JANUARY 24 Quarterly Networking Meeting FEBRUARY 7 Industry Outlook APRIL 12 Tenth Annual Awards Dinner MAY 8 Quarterly Networking Meeting MAY 16 Fourth Annual Chaldean Day in Lansing JUNE 20 Tenth Annual Golf Outing JULY (TBD) Cultural Night AUGUST 7 Quarterly Networking Meeting SEPTEMBER 12 Industry Outlook OCTOBER 17 Annual Business Luncheon NOVEMBER 13 Annual Meeting & Board Election DECEMBER 5 Annual Member Christmas Party


from the chairman and president


he holiday season brings time for reflection and hope. As we wind down the final days of 2012, we see many reasons to be optimistic for a prosperous 2013, which happens to be the Chamber’s 10th anniversary. Our optimism is shaped by the many successes of 2012. The Chamber’s membership topped 900 for the first time in five years. Several of the Chamber’s events set attendance records and our charitable arm – the Chaldean Community Foundation – experienced one of its best fundraising years and received a significant increase in funding for the next fiscal year. This positive momentum should not slow down any time soon as the United States economy appears to have turned a corner. The unemployment rate is creeping down, consumer confidence is rising, the U.S. automotive industry continues to add jobs and the housing market appears to be on the upswing with increasing values and an uptick in housing starts – all of which are positive economic indicators. While we get ready to usher in the New Year, the Chamber has many exciting events planned for its first significant milestone. Our next Quarterly Networking Meeting is scheduled for Thursday, January 24 at Bank of Michigan. The Chamber’s event staff is hard at work planning the next Industry Outlook, happening on Thursday, February 7 and the 10th Annual Dinner taking place on Friday, April 12 at Shenandoah Country Club. We expect to have several local, national and international dignitaries join us in making the Annual Dinner one for the ages. We will continue to keep you up-to-date on all the upcoming events and news from the Chamber and Foundation through our e-newsletter. In the coming issues, we will provide updates on the many exciting ways we plan to celebrate the Chamber’s 10th anniversary. As always, thank you for your membership and continued support of the Chaldean Community. Best wishes for a Merry Christmas and Happy New Year.

Please join us! Learn more at Saad Hajjar Martin Manna Chairman President 4


Our Chamber

2012 CHAMBER COMMITTEES Business Conference Committee Helps plan and provide support for the chamber’s 6th Annual Business Conference. Co-Chairs: Jeffrey Denha and Sylvester Sandiha.

Detroit Independent Grocers Task force that coordinates the efforts of Detroit grocers with the City of Detroit. Co-Chairs: Michael Romaya and Mark Sarafa.

Dinner Committee Helps plan and provide support for the chamber’s 8th Annual Awards Dinner. Co-Chairs: Jeffrey Denha and Mark Sarafa.

Festival Committee Helps plan the details of the 6th Annual Chaldean Festival and assists at the event. Co-Chairs: Jason Najor and Eric Younan.

Golf Outing Committee Helps plan the details of the 9th Annual Golf Outing and assists on the day of the event. Co-Chairs: Frank Jonna and Michael Romaya.

Membership Committee Recruits and welcomes new members, serves as an ambassador to the Chamber and assists with member retention. Co-Chairs: Salim Gasso and Sylvester Sandiha.

Political Action Committee Assists qualified candidates to elected office and advances Chaldean Chamber membership/community issues. Co-Chairs: Saad Abbo and Klint Kesto.

Public Relations/Publications Committee Helps develop content and direction for the chamber’s quarterly printed newsletter and provides resources for exposing the chamber and its efforts to the greater community. Co-Chairs: Gerard van Grinsven and Eric Younan.

Women’s Committee Develops programs and services that promote women businesses and professionals. Co-Chairs: Rita Somo and Silvia Zoma

EXECUTIVE BOARD CHAIRMAN: SAAD HAJJAR CEO, ABCOSAT Corporation EXECUTIVE VICE-CHAIRMAN: JEFFREY DENHA President, Brass Aluminum Forging Enterprises VICE-CHAIRMAN: KEVIN JAPPAYA Senior Associate, Thomas A. Duke Company TREASURER: SYLVESTER SANDIHA Managing Member, Pinnacle Management Group SECRETARY: MARK SARAFA National Account Manager, Absopure Water Company EXECUTIVE BOARD MEMBER: SAAD ABBO President, U.S. Ice Corp  

DIRECTORS IYAD ALOSACHIE, MD Physician, Hazel Park Medical Center

CHAMBER AND FOUNDATION STAFF & CONTRACTORS Martin Manna President Lisa Kalou Director, Operations & Events Sharon Hannawa Program Manager, Refugee Acculturation Sustainability and Training Jumhoria Kaskorkis Program Manager, Mental Health Initiative Grant Eric Younan Director of Strategic Initiatives Sana Navarrette Membership Manager Yusra Shamoun Receptionist/Administrative Assistant

RICK FARIDA Store Director, Greenfield Market

Walid Abro Case Manager

SALIM GASSO Agent, Creative Real Estate Agency

Kristin Jirjis Bajoka Case Manager

KLINT KESTO Assistant Prosecuting Attorney, Wayne County Prosecutor’s Office

Nidhal Hadid Case Manager

MICHAEL ROMAYA Associate, Varnum Law, LLP SHARONA SHAPIRO GERARD VAN GRINSVEN President and CEO, Henry Ford West Bloomfield Hospital

Wisam Jirjis Case Manager Susan Kattula Case Manager Galia Thomas Tri-Lingual Translator/Case Manager

JAY YASSO Partner, Hertz Schram, P.C.

Raad Yousif Case Manager


Karla Atchoo, Karla Atchoo & Associates Finance

LEGAL COUNSEL RON ACHO Partner, Cummings, McClorey, Davis & Acho, P.L.C. FOUNDER SABAH HERMIZ (SUMMA) Summa Engineering


Simon Elia Finance Amanda Alkatib Program Manager, Project Bismutha Jennifer Shamoun Program Manager, Project Bismutha

Chaldean American Chamber of Commerce 29850 Northwestern Highway Suite 250 Southfield, MI 48034 Phone: (248) 996-8340 Fax: (248) 996-8342

To get involved with a chamber committee, contact the chamber at (248) 996-8340 or




Chamber concludes its 9th annual election The membership spoke and elected seven individuals to the Chamber’s Board of Directors. They are: • Matt Loussia, Value Wholesale, 113 votes • Steven Tapper, Tapper’s Diamonds & Fine Jewelry, 109 votes • Paul Asker, Asker Perlmuter, PLC, 108 votes • Saad Hajjar, Abcosat, 108 votes • Dr. Iyad Alosachie, Hazel Park Medical Center, 105 votes • Tiffany George, Maris Brown Insurance Agency, 102 votes • Stephen Yatooma, Wayne County Sheriff’s Office, 100 votes

The Chamber conducted a brief survey designed to find out how it can better serve its members. Below are the results. Of the following, which would you like to see more of from the Chamber in 2013?

The Chamber would like to thank the following outgoing board members for their dedication and service to the community: • Jay Yasso, Hertz Schram • Michael Romaya, Varnum LLP • Rick Farida, Greenfield Market And last but not least, Salim Gasso who resigned from the Board to take a full-time position with the Chaldean Community Foundation, the Chamber’s nonprofit arm.

Networking opportunities: 52.6 percent Marketing/business development tips: 22.8 percent Member discounts/benefits: 19.3 percent

The chamber thanks the following individuals who ran: • Enmar Alayoubi, Merrill Lynch Wealth Management • Venar Ayar, Ayar Law Group • Al Jamoua, Jamoua Insurance Agency • Ziad Kassab, Guardian Angels Home Care and the D-MAN Foundation • Steve Suolaka, Western & Southern Financial Group

Informational forums: 5.3 percent Would you refer a friend or colleague to join the Chamber? Yes: 96.7 percent No: 3.3 percent

Chamber members win big on National Election Night Congratulations to the following members who won public office: • Diane D’Agostini (wife of Chamber member Lorenzo D’Agostini ) – 48th District Court Judge • Marcia Gershenson – Oakland County Commissioner, District 17 • Lisa Brown – Oakland County Clerk • Michele Economou-Ureste – West Bloomfield Township Supervisor • Teri Weingarden – West Bloomfield Township Treasurer • Catherine Shaughnessy – West Bloomfield Township Clerk • Larry Brown – West Bloomfield Township Trustee

2012 member survey results are in

The Chamber is considering a trade mission abroad. Where would you like to go? Ninevah/Northern Iraq: 44 percent Dubai: 34 percent Jerusalem: 14 percent Turkey: 8 percent

Chaldean Community Foundation launches loan fund The Chamber’s charitable arm, the Chaldean Community Foundation (CCF) has launched the Chaldean Loan Fund (CLF) to help refugees finance the purchase of a car at a low interest rate. Modeled after the Hebrew Free Loan Fund, the CCF established the CLF to help refugees acculturate into a new life in the United States as transportation is often their most pressing need. The CCF partnered with Chamber members Bank of Michigan and Cars 4 You to launch this initiative. Bank of Michigan is the lender and Cars 4 You is one of the preferred vehicle vendors. Loan amounts are up to $5,000 and are guaranteed by the CCF. Borrowers must prove credit worthiness, have a job, be current on their 6


refugee travel loan and have a co-signer. The first loan was granted to Wasan Wartan, who arrived in the United States in 2009. She’s a student and employee of Oakland Community College. She purchased a 2003 Buick Rendezvous from Cars 4 You and is thrilled to be a car owner again. Wartan has not owned a car since 2003 when the United States invaded Iraq. “It was too dangerous for women to drive as they were often carjacked and kidnapped,” she explained. To inquire about the program, contact Alfred Allos at 586-722-7253 or

members in the news Sandra K. Alexander, Esq., of Alexander Law Associates, PLLC has been named to the Super Lawyers Michigan Rising Stars list as one of the top up-and-coming attorneys in Michigan for 2012, an honor she also received in 2010. Each year, no more than 2.5 percent of the lawyers in the state receive this honor. Sandra has also been named as a Top Lawyer by DBusiness in the areas of Commercial Litigation and Trusts-Estates for two consecutive years (2012 and 2013). Andrew Ayar of Strobl & Sharp, P.C. was named to the Michigan Super Lawyers List of Rising Stars for the areas of Business and Corporate Law. Strobl & Sharp, P.C. is a full service business law firm with 31 attorneys based in Bloomfield Hills. Our own Sharon Hannawa, Program Manager of the Chaldean Community Foundation’s Refugee Acculturation Sustainability Training (RAST) program was a recipient of the Sterling Heights Diversity Distinction Award from the City of Sterling Heights Ethnic Community Committee. She was unanimously selected for her dedication to championing diversity in Sterling Heights and surrounding communities.

Sandra K. Alexander, Esq.

Andrew Ayar

Sharon Hannawa

Chamber launches mobile app Have you ever wanted to keep up with Chamber events or have access to the entire member directory while on the go? Now you can with the new Chaldean American Chamber of Commerce mobile app! It was created by Chamber members Andrew and Angelo Binno of B Animate and is completely free! In addition to the event calendar and directory, the app gives users an easy way to contact the Chamber, information on member discounts and the ability to advertise. iPhone and iPad users can download the app at the Apple App Store. It’s also available on Google Play for Android users.

8,000 and counting: ASTI reaches milestone

Internal Networking Group up and running

ASTI Environmental recently completed its 8,000th project - a Phase I Environmental Site Assessment of a fitness center in Harper Woods that was conducted by Site Assessor, Sean Trowbridge under the direction of Ms. Carey Kratz, Project Manager and an Environmental Professional (EP) and QA/QCed by Managing Director George Kandler.

The Internal Networking Group (ING) has met several times and the positive energy is felt throughout the group. More professionals are needed. The ING is seeking a residential real estate agent, automobile salesperson, medical professionals, marketing/advertising professionals, a graphic designer and more.

To be considered for entry, or to be placed on the waiting list, please contact Sana Navarrette at 248-996-8340 or This business referral group is designed to help members expand their network of business contacts, generate new business leads and learn the most effective strategies for networking. It is comprised of one representative member from each profession or industry. FALL 2012 CHALDEAN COMMERCE


Cover Story A triumphant Klint Kesto takes greets supporters on election night.

despite being such a large minority and a big and influential player in the business community,” Hajjar said. “The long-term meaning of this victory is Klint is now a role model for Chaldean youth who did not previously have civic-minded role models. This proves that the younger generation of Chaldeans are Americans first who maintain and have a great dedication to their heritage that enables them to rally support from their entire community. The most effective thing Klint did was energize all his constituents not just Chaldeans.” “Klint’s victory indicates the coming of age of the community,” said Dave Nona,

Board member Klint Kesto makes Michigan history


istory was made in the Nov. 6 General Election when our very own Klint Kesto (R), Commerce, beat his Democratic opponent Pam Jackson. During the August primaries, Klint defeated five other GOP candidates to become the nominee for the party in the General Election. Kesto will be representing the 39th State House District which comprises Commerce, Wolverine Lake, parts of West Bloomfield and Wixom. Although his district encompasses these communities, he will represent the entire community as Klint is the first Chaldean ever to be elected to the Michigan Legislature. Klint received 24,382 votes to Pam Jackson›s 21,405 votes. Klint ran a very honorable and clean campaign with help from chamber member Derek 8


Dickhow of Steward Media based on public safety, jobs, and education. His message resonated positively amongst voters in the 39th House District. He will assume office on January 1, 2013 and will be sworn into office along with his colleagues during the commencement of the 97th Michigan Legislative Session in January. Several community members expressed their joy in seeing a Chaldean serve the State of Michigan. Saad Hajjar, the chairman of the Chaldean American Chamber of Commerce said Klint’s victory has given the Chaldean community a much-needed political presence. “Chaldeans have been underrepresented in the state legislature and city councils

chairman of the Chaldean Federation of America. “Second, third and fourth generations of Chaldeans are moving into different professions and politics rather than working in their fathers’ and grandfathers’ stores. It’s a good sign that the community is becoming more integrated into society at large. I hope Klint will rise to the responsibility of the position and be a representative of all people in his district and that he serves them with honor, openness, fairness and justice. I hope more Chaldeans follow his footsteps.” Tess Haddad, a 16-year-old junior at West Bloomfield High School and a resident in Klint’s district describes Klint’s win as inspiring. Klint’s victory proves you can do anything you set your mind to,” she said. It also shows Chaldeans can come together for a common goal. It was motiving to see the community rally around him in volunteering, campaigning and heading to polls in large numbers. Klint’s win is inspiring to other Chaldeans, including myself, who may considering running for public office one day.”


Buying a Gas Station? How to Mitigate Risk and Expense



Phase I Environmental Site Assessment (Phase I ESA) is the best money you can spend if you are buying a gas station.

hile there is environmental risk associated with gas stations, dry cleaners and other suspect sites, the laws enacted and equipment used at newer gas stations reduce the probability of having a major issue significantly. Legislation passed in the late 1990s required all gasoline storage tanks to meet strict new guidelines for protection against corrosion, spills and overfills which forced many to be replaced with doublewalled, fiberglass fuel storage tanks with leak detection sensors. However, if the gas station has been operating for a period of time, chances are there will be underground contamination. Even with 15 years of ever-tightening regulatory requirements, there will be spills and releases - it’s just a fact. For these reasons, a Phase I Environmental Site Assessment (Phase I ESA) is the best money you can spend if you are buying a gas station. Why? Risk Management Michigan environmental law, commonly known as “Polluter Pays,” provides an exemption from liability for contamination that was present before you purchase a property, but only if you follow the statutory procedures. The buyer may own any unidentified problem on the site once they close, unless of course, they conduct prepurchase due diligence, starting with a Phase I ESA. This also enables the buyer to qualify for the innocent landowner’s defense to the federal Comprehensive Environmental Response, Compensation and Liability Act (CERCLA) for a property purchase. A Phase I ESA includes reviews of aerial maps, chain of title, sanborn maps and underground storage tank maps. It also includes a walk-thru of the property to look for telltale signs of leakage or spillage. But, what you’re really buying is the expertise of the firm and their ability to find potential envi-

ronmental impacts associated with a site. The best firms are relentless and become “detectives” when inspecting the site and know that the most valuable information comes from interviewing neighboring property owners, former employees, sellers and really pressing the municipality on specific details in order to daylight all possible impacts associated with the site to mitigate their client’s risk and expense. There Is Contamination - Now What? If your property has soil or groundwater contamination, either from past use of the property or migration from a neighboring property, you may have responsibilities to avoid making the contamination worse and to protect against exposures to contamination. This is often as simple as maintaining a parking lot over contaminated soils, connecting to city water, fencing off the back lot, or as complicated as installing and maintaining engineered controls. The appropriate approach is dependent on the nature of the impacts and the intended future use. Dollars All too often a buyer will want to skip the Phase I ESA for a gas station site and proceed directly into a soil and/ or groundwater investigation known as a Phase II ESA. “I know it’s contaminated just take some borings” can be a shortsighted, expensive strategy, particularly if there is no available history on the site which will require the environmental consultant to conduct an extensive sampling program that can drastically drive up lab fees that may not be warranted. Doug Brown is the Director of Development for ASTI Environmental, which has Qualified Underground Storage Tank Professionals (QSTP) on staff. He can be reached at 810-599-8131, 616-957-5601 or via email at FALL 2012 CHALDEAN COMMERCE



Utilizing Special Events to Grow Your Business


If your business has open space and/or an area that can host a group, offer your place of business as an event space (depending on size) to your charity of choice.


any business owners attend “special events” all the time without thinking of the business opportunities associated with them outside of networking. However, there are many benefits of utilizing special events to grow your business. There are many opportunities for business owners via community partnerships. Although it feels good to donate and give-back to your favorite charity, there are additional ways of collaboration. Organizations and fundraisers are always searching for new and unique event venues. Traditional ones such as banquet halls, museums and hotels often incur large expenses. If your business has open space and/or an area that can host a group, offer your place of business as an event space (depending on size) to your charity of choice. By doing this, you are giving back to the community while exposing your place of business to that organization’s donors/supporters. Additionally, if you own a retail establishment, restaurant and/or service-oriented business, offer a percentage of sales generated from individuals mentioning that organization. The key to community partnerships are to align yourself with an organization that’s aligned with your company’s values, making sure their donors/supporters will be open to your testing your product/service, and providing exemplary service to individuals while at your place of business. As an extension of community partnerships are trade/in-kind opportunities for businesses. A great deal of nonprofit events include an auction (live or silent). Providing a gift certificate, gift basket and/or product(s) is a great exposure opportunity. Not only will your auction item be displayed during the auction, many times, donors’ logos and/or names are included in the program booklet. Additionally, providing in-kind services for events is another great opportunity. By donating your services to an event in exchange for some form of recognition is another way of showcasing your product/service while giving back to the community. If you are able to determine a dollar value for the donated product/service, see if the organization is able to list your company as a sponsor for that value. Lastly, many of these events have gift/swag bags. Provide a


promotional item/gift to include in the bag, which is distributed to attendees. The key to this opportunity is matching your auction item with an event that has your target market as attendees of the event. Many businesses experience an issue with “getting people through the door”. Hosting an open house is a great way to showcase a product, service and place of business. Plan this event on a day and time(s) that are most ideal for your target market, create an eye-catching invitation/flyer and utilize various marketing methods to promote the event. Upon hosting the event, you will generate a large number of individuals during a given time (capture their contact information), have an opportunity to demonstrate/ showcase your product/service, pitch them, hopefully close a sale and have their information for future correspondence. The key to this event is to make sure that the event is seamlessly planned and executed because this will create a lasting impression on the potential clients who attend. Tradeshows are an additional way of generating business. Although this can be the most expensive option, the ROI can be worth it, depending on your business. In many instances, the attendees are your exact target market and purchasing decision makers. You are able to showcase and demonstrate your latest products, service, study activities of rivals and examine recent market trends and opportunities. You will be able to generate the most foot traffic by creating and planning an eye-catching and engaging booth space. Once getting individual(s) to your booth, the representative should be able to speak about the item(s), entice them to try/use it, answer questions, and gather their information for follow up. It may be appropriate for a sale, depending on the industry/business. The key aspects of this event are: knowing the attendees, presenting your product/service in your booth, answering questions, gathering their information to follow-up with them and evaluating the potential ROI. Tatiana Grant is the president of Infused PR & Events, an agency that specializes in media and community relations, event planning, sponsorship management and fundraising. Visit

Legislative Report

Michigan Ballot Proposals Results 2012


As a part of the multi-year gradual impacts of Obamacare, changes in 2013 include a 2.3 percent tax on medical device makers.

Proposal 1 was rejected by Michigan voters on Nov. 6 in the repealing of the emergency financial manager law. It was headed for victory, however, it all came down to Wayne County voters who sent the proposal to its demise. In Proposal 2, Michigan voters rejected a collective bargaining amendment to the state constitution which would have guaranteed both private and public sector workers the right to organize and collectively bargain. In Proposal 3, voters throughout the state rejected an amendment to the Constitution which would have put in place a renewable energy mandate. If the proposal had passed, it would have required Michigan’s utilities to derive 25 percent of their annual electric retail sales from clean renewable sources (wind, solar, biomass, hydro power) by 2025. Proposal 4, which would have amended the State Constitution by classifying home health workers as government employees for purposes of forming a registry and the ability to collectively bargain, was defeated. Michigan voters rejected Proposal 5, which would have amended the State Constitution by requiring a two-thirds majority in the legislature or statewide vote of the people in a November general election for the purpose of raising taxes. Lastly, we saw defeat in Proposal 6 which would have amended the state constitution to require the people to vote on any new bridge or tunnel to Canada. Michigan voters supported Governor Snyder in pushing forward for a 2nd bridge. 

Tax changes coming in 2013 as a result of President Obama’s Affordable Care Act of 2010 AKA Obamacare This January 2013, several changes will take effect as a part of the multi-year gradual impacts of Obamacare. The last year in which the final impact will take place is in 2018 where the tax on comprehensive health insurance policies takes effect. Changes in 2013 include a 2.3 percent tax on medical device makers which will raise the price of pacemakers, stents, prosthetic limbs, etc. The second tax impact to take effect is the setting of a 10 percent deduction of medical expenses on one’s 1040. At present, we are allowed to deduct medical expenses on our 1040 not to exceed 7.5 percent of our adjusted gross income. This provision will force Americans to pay $15 billion in new taxes

over the next 10 years. Almost 30 million Americans have so-called Flexible Spending Accounts and will now face a $2,500 annual cap. There is currently no limit and these accounts are used to help pay for contact lenses, bridges, children’s braces, etc. Even families who have children with special needs will be impacted in how FSA funds are distributed per child per year. This provision will raise an additional $13 billion over the next 10 years. The capital gains rate will increase to 20 percent from the current 15percent. The top dividend rate will go from 15 to 39.6 percent. Under the Obamacare legislation, the top capital gains rate will be 23.8% and the top dividend tax will be 43.4% under the surtax. A minimum of $123 billion will be collected with this new change over 10 years. Lastly, the Medicare payroll tax will go up by 0.9 percent up to 2.35 percent from the current 1.45 percent. However, the employer portion of the FICA Medicare tax will be unchanged at 1.45 percent. This new tax will generate $83 billion over 10 years. 

Many Issues to be dealt with in lame duck congressional session in Washington The 112th Congress is going back to work on November 13 for just 16 days to hash out a host of issues. This Congress has been the least productive Congress in a generation. Some issues that will be dealt with include appropriations, regulatory issues and trade issues. One of the biggest issues that tops the agenda is an appropriations bill. Congress has not passed a spending bill for 2013. The U.S. Congress avoided dealing with these tough decisions by extending the current funding through March 2013. This past July, Congress passed legislation which would prohibit agencies of the federal government from imposing any new business regulations until unemployment rate drops below 6 percent. It would streamline the permitting process. The U.S. Senate has yet to pass the legislation. America’s demand for highly skilled workers has taken shape by way of introduction of the STEM legislation (science, technology, engineering, math). This legislation, if passed, would allocate additional green cards for foreign nationals who graduate from a U.S. university with a Master’s Degree or a Ph.D in the natural sciences or engineering for students who have received job offers from American companies. FALL 2012 CHALDEAN COMMERCE



7th Annual Business Luncheon – Oct. 19 More than 200 Chambers members personally witnessed a rare site at the 7th Annual Business Luncheon when a few of Detroit’s most prominent thought leaders in the media agreed on the six ballot proposals. Stephen Henderson of the Detroit Free Press and Nolan Finley of The Detroit News, known to have contrasting opinions, joined Jennette Smith of Crain’s Detroit Businesses in a panel discussion about Southeast Michigan’s revitalization that was moderated by Fox 2’s Charlie Langton. Panel participants gave their brutally honest opinions about what Michigan needs to do to escape years of economic uncertainty and how Chaldeans can improve their public image in Detroit’s business landscape.

Meet the CEO: Sister Rose Marie Kujawa, President of Madonna University – Oct. 16 Madonna University President Sister Rose Marie Kujawa was given an overview of the Catholic spirituality of Chaldeans. She also provided a summary of the university’s worldwide educational and missionary programs.



Meet the CEO Seeks Guests of Honor Meet the CEO: Sinclair M. Harris, Rear Admiral, United States Navy – Sept. 4 United States Navy Rear Admiral Sinclair Harris meet with delegates from the Chaldean community to learn more about Iraqi Christians and talk about some of the important work the United States military is doing on their behalf.

The Chaldean American Chamber of Commerce frequently meets with leaders of major corporations, civic entities and other organizations to foster mutually beneficial relationships. If you would like to suggest a guest of honor, please call 248-996-8340 or email


Industry Outlook: Beyond Social Media 101 – Sept. 13 Chamber members Don Tanner and Justin Fisette of Tanner Friedman Strategic Communications gave a presentation designed to enhance consumer engagement on social networking websites at the Industry Outlook on Sept. 13 at Regency Manor in Southfield. The presentation is available at under “member news.”




new & renewed members New Corporate Members

AMERICAN LASER Emily Dodds, Client Manager 39525 W. 14 Mile Road, Suite 107 Novi, MI 48377 T (248) 926-9700 F (248) 926-9761 True change, real results, specializing in laser hair removal, skin rejuvination, cellulite reduction, body shaping, and much more.To date, more than 9 million procedures have been performed, American Laser is the largest and leading provider of laser based skincare services.

MGM GRAND DETROIT CASINO Dee Dee Odom, Director of Community Affairs 1777 Third Street Detroit, MI 48226 T (313) 465-1777 F (313) 463-4502 Step inside the Lion’s Den and turn your whole world to gold. MGM Grand Detroit serves up a premier gaming experience. One that is draped in modern luxuries, luxe décor and plush places to relax and play. With more 90 table games, 4,000 of the latest slots and video poker machines, plus Detroit’s premier non-smoking poker, MGM Grand Detroit Casino is a premier entertainment desintation.

MICHIGAN LOTTERY Susan Matero, Assistant to Deputy Commissioner 101 East Hillsdale Lansing, MI 48909 T (517) 335-6832 F (517) 241-0104 The Michigan Lottery provides fun and entertaining games of chances, aiming to maximize net revenues to supplement state school funds. 14


New Business Members AHERN FLEURY Jeffrey Fleury, Partner/Owner 430 N. Old Woodward Second Floor Birmingham, MI 48009 T (248) 723-6101 F (248) 723-6102 Ahern Fleury specializes in bankruptcy/insolvency, business law, collections, construction law, corporate restructuring, estate planning, family law and general civil litigation.


member spotlight

Wouldn’t it be nice to consult an experienced lawyer whenever your family encounters a legal issue, major or minor? It’s not only possible, it’s affordable and convenient with a Life Events Legal PlanSM from LegalShield. Members receive services from a nationwide network of Provider Law Firms. From real estate to divorce advice, identity theft and beyond, they have your rights covered. Tracy Katz, Independent Associate 248-225-9407

MOTOR CITY CASINO Jacci Woods, VP of Public Relations and Community Affairs 2901 Grand River Avenue Detroit, MI 48201 T (313) 237-1595 Motor City Casino has 57 table games that include Blackjack, Roulette, Mini-Baccarat and Craps, as well as a wide variety of specialty table games. Among the most popular include Progressive 3-Card Poker, Four Card Poker, Ultimate Texas Hold’em, Progressive Texas Hold’em, Progressive Pai Gow Poker, and Casino War. The smoke-free Poker Room has 12 tables of exciting games like Texas Hold ‘em and Omaha HiLo. Tournaments every day.

PARTYSTAR JEL SHOTS Denice Hollingsworth, Secretary / VP of Finance / Chief Accounting Officer 29193 Northwestern Highway, Suite 549

Southfield, MI 48034 T (586) 718-9006 F (248) 319-1149 Party Star is a new liquor company to the state of Michigan. Established in 2009 & currently available in 20 states in the USA and the Caribbean. PartyStar is an alcohol-spiked jel shot.

PNC BANK Scott Kowalski, Vice President 755 West Big Beaver Road, Suite 2500 Troy, MI 48084 T (248) 729-8598 F (248) 729-8820 PNC provides customers with greater ease and convenience to achieve their financial goals. This combination includes a network of more than 2,900 branches and 7,100 ATMs along with loans,credit cards, wealth management and PNC Virtual Wallet for retail consumers plus loans, capital markets and treasury management for businesses.

AT&T AUTHORIZED RETAILER David Dabish, President 182 W. Maple Road Troy, MI 48084 T (248) 362-2122 F (248) 362-3664 Phones and wireless communications. AYAR LAW GROUP A TAX LAW FIRM Venar Ayar, Tax Attorney 2000 Town Center Drive, Suite 1900 Southfield, MI 48075 T (248) 262-3400 F (248) 254-6756 Ayar Law Group is a boutique tax law firm serving all of metropolitan Detroit and the greater southeastern Michigan area. It specializes in helping individuals and businesses solve their Michigan and IRS tax problems. BAYSIDE SPORTS & GRILLE John Semma, Owner 142 East Walled Lake Drive Walled Lake, MI 48390 T (248) 669-3322 F (248) 669-3136 Bayside Sports & Grille restaurant. It offers a wide selection of the best steaks, burgers, pizzas and seafood. Enjoy a spectualar meal with stunning waterviews. CREDIT UNION ONE John Kozich, Executive Director of Community Relations 9000 East 15 Mile Road Sterling Heights, MI 48312 T (248) 584-5243 F (248) 978-1875 Credit Union One offeres the 24/7 convenience of ATM and CompuPhone account access. It built one of the state’s most comprehensive mortgage lending programs, and as member needs evolved, added personal financial planning, retirement and investment products, insurance and brokerage services.

August 16, 2012 – November 2, 2012 DMC WORLDWIDE ADVERTISING Marlita Blackman, President 380 N. Old Woodward Birmingham, MI 48009 T (313) 962-2600 Full- service multicultural advertising agency. tv, radio, print and billboards campaigns. Buying social media, events, web-site developments.

J & L LIQUOR Ihab Sitto, Manager 13140 Hamilton Avenue Highland Park, MI 48203 T (313) 867-1061 F (248) 353-1419 Party/liquor store with grocery & now hot food and deli.

FARM BUREAU INSURANCE – AL JAMOUA Al Jamoua, Agent 1771 W. Big Beaver Road Troy, MI 48084 T (248) 816-2056 F (248) 816-2068 Home, life, auto and business insurance.

Metropolis Industries, LLC member spotlight DBA PartyStar Jel Shots

FARM BUREAU INSURANCE – SAL YALDO Sal Yaldo, Agent 1275 West Square Lake Road Bloomfield Hills, MI 48302 T (248) 290-0614 F (248) 290-0617 Home, life, auto, business and retirement insurance.

The ultimate “Party Starter” has arrived in Michigan!! PartyStar Jel Shots. The recipe is simple. The ready-to-consume shots are made without animal bi-products (vegan) and don’t require preparation or refrigeration. They’ve blended the perfect balance of flavor to alcohol taste in each shot. Great flavors and colors combined with 10 percent (20 proof) pure grain spirits equal the perfect partytime shot! Many unique flavors and packaging configurations are available through National Wine & Spirits.

FIRST CLASS VALET INC. Terry Barash, Owner 2795 East Maple Road Troy, MI 48083 T (248) 740-0900 F (248) 740-4822 Residential, commercial, insured, reliable. Uniformed courteous attendants, valet parking services, dock hand services, coat check services- Personal/private shuttle services- Event parking facilitationFront door greeting services. GORDON FOOD SERVICE MARKETPLACE Terry Beach, Manager 29555 Orchard Lake Road Farmington Hills, MI 48334 T (248) 855-1328 F (248) 855-1602 Services include management consulting, performance enhancement, growth strategies, interim management, turnaround and restructuring, corporate finance, debt transactions, loan restructuring, workouts, business valuation, and exit planning. HARMON PARTNERS, LLC John Dimovski, Managing Partner 300 Park Stree,t Suite 100 Birmingham, MI 48009 T (248) 723-7933

Denice Hollingsworth 29193 Northwestern Hwy. Suite 549 Southfield, MI 48034 888-601-3674 Harmon Partners is a business advisory firm providing expert management, finance, valuation and strategic planning services. HEARTLAND REHABILITATION SERVICES Avin Kashat, Physical Therapist 6016 West Maple Road, Suite 705 West Bloomfield, MI 48322 T (248) 539-2900 F (248) 539-2901 Offering comprehensive rehabilitation programs and therapy services. HURON VALLEY STATE BANK Jack Shubitowski, President/CEO 130 S. Milford Road Milford, MI 48381 T (248) 684-9626 F (248) 684-9737 Full-service community bank

specializing in small business lending, business deposit services and cash handling activities. It also provides consumer deposit and loan products. IDT, LLC Ban Manna, Instructor 29850 Northwestern Hwy. Suite 250 Southfield, MI 48034 T (248) 535-5855 F (248) 737-2656 Provides third-party testing for drivers license and drivers training. INFUSED PR & EVENTS Tatiana Grant, President 33228 W 12 Mile Road, Suite 102 Farmington Hills, MI 48334 T (248) 514-9620 A results-driven PR and events agency that INFUSES energy and value into your brand by implementing sound strategy and innovative tactics.

JAJONIE-DAMAN, EMAN- IMMIGRATION ATTORNEY Eman Janjonie-Daman, Immigration Attorney 30500 Van Dyke, Suite 306 Warren, MI 48093 T (586) 558-8250 F (586) 558-8251 Immigration attorney and Magistrate at Southfield 46th district court. JORDAN CUSTOM CABINETS INC. Sultan Taamneh, Owner 19620 Schoolcraft Detroit, MI 48223 T (313) 272-2555 Custom cabinets and remodeling work. JOSEPH KALLABAT & ASSOCIATES, P.C. Joseph Kallabat, Attorney 7031 Orchard Lake Road West Bloomfield, MI 48322 T (248) 865-3331 F (248) 865-3323 Joseph Kallabat & Associates, P.C., established and located in West Bloomfield, Michigan, focuses on serving its clients’ business and professional needs in the areas of family and employment based immigration law. KARAGOSIAN JEWELERS Dave Karagosian, Owner 2266 Orchard Lake Road Sylvan Lake, MI 48320 T (248) 682-8573 F (248) 682-1399 Karagosian has a vast collection of loose diamonds and colored stones to be set in any one of our wonderful ring, pendant, bracelet, and earring mountings. Possibilities are endless for your work of jewelry art, only at Karagosian Jewelers.




new & renewed members KARANA, SHEENA & SOYAD PLLC Gregory Sheena, Attorney 32000 Northwestern Hwy. Suite 140 Farmington Hills, MI 48334 T (248) 737-3062 F (248) 737-3075! Karana, Sheena & Soyad offers free consultations and let our clients know upfront what we can do for them. There are no hidden fees or costs when dealing with KSS Law. They strive to bring you personalized legal services that cater to your specific needs.

LEXICON TECHNOLOGIES INTERNATIONAL Mark Cooper, Consultant/Regional Sales Manager 50679 Design Lane Shelby Township, MI 48315 T (586) 739-7775 Leading integrator of the industry’s most advanced solidstate lighting solutions. Lexicon has proven it’s technical assets and repeatedly demonstrated why the EnterpriseLED lamp is the premier choice amongst specifiers and end users who require commercial solution. LOCCINO ITALIAN GRILL & BAR Tony Shushtari, Owner 5600 Crooks Road Troy, MI 48098 T (248) 813-0700 F (248) 813-0707 Homemade Italian dishes and pasta, fresh seafood, fresh-cut steaks, salad, flat pizza and more. Private banquet and conference rooms up to 85 people. MEADE LEXUS OF SOUTHFIELD Mark Matuszczyk, Master Certified Sales Consultant 28300 Northwestern Highway Southfield, MI 48034 T (248) 372-7189 F (248) 715-6647 A luxury automobile dealership with special focus on customer service and relationship building. MED FRESH Lance Sitto, Owner 41490 Grand River Avenue Novi, MI 48375 T (248) 374-4900 F (248) 374-4911 16


Fifth Third Bank

member spotlight

In 2012 Fifth Third Bank Eastern Michigan strategically shifted its Diversity initiative to Respect, Inclusion and Intercultural Competence. Intercultural Competence allows for the understanding of behavior patterns, arts, beliefs and other products of human work and thought especially expressed in a particular community. There are seven Business Resource Groups that drive Intercultural Competence through Communication, Experience, Education and Community Outreach. These network groups include African American, Chaldean, Asian Indian/South Asian, GLBT, Fitness, Hispanic, and Women. The Chaldean Business Resource Group at Fifth Third Bank has been involved in many activities in Eastern Michigan providing financial empowerment, with seminars on how to establish and build credit, saving and investments, and small business fiscal fitness. These tactics not only drive business development, but deepen relationships within the community. Byna Elliott 1000 Town Center #1300 Southfield, MI 48075 248- 603-0415 Their concept is the taste of bold Mediterranean food made with a healthy American style cooking. They have a variety of homemade sides to choose from. Pick from home-made pita chips, rice, or one of the many famous Middle Eastern salads to fulfill your grumbling appetite. METROPOLITAN TIRE Sam Yono, Owner 508 North Perry Street Pontiac, MI 48342 T (248) 452-9300 F (248) 452-9301 Metropolitan Tire offers quality tires, rims, wheels and professional repair services.

MICHIGAN HEMATOLOGY ONCOLOGY Sue Mancuso, Director of Practice Development 1901 Star Batt Drive, Suite 200 Rochester Hills, MI 48302 T (248) 844-5690 F (248) 844-5691 Michigan Hematology Oncology is a private practice dedicated to providing the highest level of quality care in a healing environment for the mind, body and spirit of patients dealing with cancer and blood disorders.

MURRAY LIGHTING & ELECTRICAL SUPPLY CO. Louie Abbo, Owner 10227 W. 8 Mile Road Detroit, MI 48221 T (313) 341-0416 F (313) 341-0219 Murray Lighting & Electrical Supply Company carries chandeliers, track lighting fixtures, sconces, fans and bathroom fixtures. NORTHVILLE INSURANCE & FINANCIAL AGENCY – ALLSTATE INSURANCE Alfred Medina, Senior Account Representative 15432 Sheldon Road Northville, MI 48168 T (734) 927-9500 F (734) 927-9501 Offers a number of services including auto, boat, business, condo, home, life, motorcycle, property, and renters insurance. They also speccialize in financial planning. OFFICE DEPOT Cedric Jefferson, Territory Development Representative 17335 Haggerty Road Northville, MI 48168 T (248) 277-4042 F (800) 824-9944 Office Depot offers low prices on office supplies, paper, ink and toner, technology, office furniture and more. PINNACLE PRINTING & PROMOTIONS Ann Reinman, Owner 21421 Hilltop Unit 12 Southfield, MI 48033 T (248) 353-2266 F (248) 353-1327 Pinnacle provides high quality printing, eye-popping full color coping & high impact ad specialty items with un-common honesty, integrity and personal services- all at great prices. PM ENVIRONMENTAL, INC Mike Kulka, Chief Executive Officer/ Principal 4080 W. Eleven Mile Road Berkley, MI 48072 T (248) 336-9988 F (877) 884-6775 Full service environmental risk management firm and brownfield redevelopment. Approved by every major financial institution.

August 16, 2012 – November 2, 2012 PRIORITY ONE BENEFITS Ron Vaughn, Owner 3093 Sashabaw, Suite C Waterford, MI 48329 T (248) 674-7100 F (248) 742-1423 Provides group health benefits, life, disability and supplemental insurance. ROYAL LIMOUSINE Fouad Haddad, President 38521 Ford Road Westland, MI 48185 T (734) 326-8800 Royal Limousine offers an elite group of fully insured and Michigan Department of Transportation certified new model limousines, sedans, SUV, vans, limo buses, coach bus, mini buses, driven by the finest chauffeurs in the industry. SQUEAKY CLEAN SERVICES Eric Tomei, Owner/President 1802 Flagstone Circle Rochester, MI 48307 T (248) 935-7705 They specialize in the cleaning of almost all hard floor services. They can clean many different types of tile and grout shine. They have various machines that get the job done quickly and efficiently. TEMPLE SHIR SHALOM Andre Douville, Executive Director 3999 Walnut Lake Road West Bloomfield, MI 48323 T (248) 737-8700 F (248) 737-8862 Temple Shir Shalom is a large reform Jewish Congregation in the Metropolitan Detroit Area. They are located in West Bloomfield. Shir Shalom has 1,000 families as members. YOUNG AND SONS DRYING & RESTORATION SPECIALISTS Robert Young, Founder 24657 Halstead Road Farmington Hills, MI 48335 T (888) 646-6426 F (248) 477-1777 24/7 Emergency specialists in mold, fire, water, storm damage restoration. Drying specialists.

Harmon Partners

member spotlight

Harmon Partners is a strategic business advisory firm, providing expert management consulting, corporate finance, business valuation, and exit planning services to owners and managers of privately held companies. The firm was founded in 2012 by nationally recognized and award-winning business executives to focus on serving the specific needs of companies in the lower middle market, with annual revenues ranging from $10 million to $200 million. They help clients successfully navigate through transition periods, solve complex challenges, profit from opportunities, and reach their strategic and financial goals. Harmon Partners respects and admires the entrepreneurial spirit and is passionate about helping business owners realize their goals. They are experienced, credentialed, connected, and available when clients need them. John Dimovski 300 Park Street, Suite 100 Birmingham, MI 48009 248-723-7933

Individual New Members Ammori, Lavon Ax, Richard Bargone, Thomas Blanck, Gary Carroll, Bruce Faraj, Asaad Fishman, Ryan George, Stephen Hamama, Nora Kashat, Rudy Macany, Safaa Sacha, Michael Schroeder, Vern Sitto, Frank Yatooma, Stephen

Renewed Corporate Members

BANK OF AMERICA Tiffany Douglas, Senior Vice President 2600 W. Big Beaver Road Troy, MI 48084 T (248) 631-0347 Bank of America is all about providing people, companies and institutional investors the financial products and services they need to help achieve their goals at every stage of their financial lives.

BEDROCK MANAGEMENT Tamara Knapp, Executive Vice President 1092 Woodward Detroit, MI 48226 T (888) 300-9833 F (877) 380-5353 The Bedrock team has a strong legacy as a real estate manager, developer and investor. Bedrock’s talent is also available to thirdparties as an advisor, joint venture partner or property manager.

CHARTER ONE BANK Nick S. Kaczmar, Sr. Business Banking Relationship Manager Assistant Vice President, Charter One Bank 1000 Haynes Birmingham, MI 48009 T (248) 901.1348 C (248) 930.5256 F (855) 829.5935 nicholas.s.kaczmar@ Charter One is part of RBS Citizens Financial Group, Inc. Charter One bank offers personal, small business, commercial and investing services.

COMCAST Pamela Dover, Senior Director of Public Affairs 41112 Concept Dr. Plymouth, MI 48170 T (248) 233-4537 F (248) 233-4564 The largest cable operator, home Internet service provider, and third largest home telephone service provider in the United States, providing cable television, broadband Internet, telephone service and in some areas home security to both residential and commercial customers.




new & renewed members

A & L MARKET Neil Ayar, Manager 10826 Joy Road Detroit, MI 48204 T (313) 834-2920 F (313) 834-2390 A&L Market carries everything you need from a liquor store including all the top shelf liquors. Good variety of beers foreign and domestic.

FLAGSTAR BANK Dounia Lievan, Senior Vice President, Retail Banking 5151 Corporate Drive Troy, MI 48098 T (248) 312-2000 F (248) 312-6834 Flagstar is full-service bank with 111 branches in communities across Michigan. It offers a wide range of products and services for individuals and businesses.

Tom Holzer Ford HENRY FORD WEST BLOOMFIELD HOSPITAL Gerard van Grinsven, President/ CEO 6777 W. Maple Road West Bloomfield, MI 48322 T (248) 661-7223 F (248) 661-7274 Henry Ford Health System is one of the nation’s leading health care providers, offering a seamless array of acute, primary, tertiary, quaternary and preventive care.

MCLAREN – MACOMB HOSPITAL Bobette Dodge, Marketing Development Specialist 1000 Harrington Boulevard Mt. Clemens, MI 48043 T (586) 493-3540 F (586) 493-4292 McLaren Macomb is a 288-bed acute care hospital located in Mount Clemens, Michigan. With more than 2,000 employees, McLaren Macomb is one of Macomb County’s top employers.

SESI LINCOLN VOLVO MAZDA Naz Sesi, Vice President 3990 Jackson Road Ann Arbor, MI 48103 T (734) 482-7133 F (734) 482-8794 Sesi Motors in Ann Arbor is your full-service Lincoln Mazda Volvo dealership, providing new and preowned Lincoln, Mazda and Volvo cars, trucks, and sport utility vehicles. 18


Renewed Business Members

member spotlight

Tom Holzer Ford invites all of you to visit its dealership and experience first class service from its sales and service personnel. It has a full line of 2013 Ford vehicles such as the Explorer or newly redesigned Fusion and Escape. They also have a large selection of Ford Certified Pre-Owned vehicles that include a 100,000 mile warranty free of charge. Also, Tom Holzer Ford boasts a state-ofthe-art service and collision center that can handle any make or model of vehicle for maintenance or collision repair. Buy American, buy Ford and buy from Tom Holzer Ford. Nicole Falsetti 39300 10 Mile Road Farmington Hills, MI 48335 248- 474-1234

SHERWOOD FOOD DISTRIBUTORS Earl Ishbia, CEO 12499 Evergreen Road Detroit, MI 48228 T (313) 659-7300 F (313) 659-7412 A full-service distribution company, Sherwood Food Distributors has moved beyond the supply of meats into complete category management services for its customers.

SPARTAN STORES Jeanne Norcross, Vice President of Corporate Affairs 850 76th Street SW Grand Rapids, MI 49518 T (616) 878-2248 F (616) 878-2691 The Company distributes more than 40,000 private-label and national brand products to approximately 350 independent grocery stores in Michigan, Indiana and Ohio. Spartan Stores also owns and operates 96 retail supermarkets in Michigan.

VARNUM LAW Michael Romaya, Attorney 39500 High Pointe Boulevard, Suite 350 Novi, MI 48375 T (248) 567-7400 F (248) 567-7440 Varnum is one of the leading law firms in Michigan and the Midwest. With more than 150 attorneys in five offices, we serve a wide range of clients.

ALKAMANO, P.C. Jason Alkamano, CPA 29870 Middlebelt Road Farmington Hills, MI 48334 T (248) 865-8500 F (248) 865-8501 Alkamano & Associates is a certified public accounting firm providing professional accounting, tax, bookkeeping, and consulting services for individuals and small businesses catered to the client’s specific needs. AUTOSMART AMERICA Bassim Robin, CEO 21532 Van Dyke Avenue Warren, MI 48089 T (313) 372-2522 F (313) 372-2989 Detroit used car dealer specializing in loans for people with bad credit, no credit, divorce or anything that is standing in the way of purchasing a vehicle. BAHOURA BARRINGER,PLC Evan Bahoura, CPA 31800 Northwestern Highway, Suite 210 Farmington Hills, MI 48334 T (248) 539-7799 F (248) 539-7885 A full-service accounting firm committed to delivering exceptional service in order to meet the needs and objectives of its clients consistent with ethical and professional standards. Its goal is to become your trusted business advisor through the services that they provide. BOJI GROUP, LLC Ron Boji, President 124 W. Allegan, Suite 2000 Lansing, MI 48933 T (517)377-3000 F (517) 377-3004 The Boji Group is a diversified, family owned and operated company with interests in real estate development and property management, distribution and wholesale services, convenience stores, retail and the hospitality industry.

August 16, 2012 – November 2, 2012 BRASS ALUMINUM FORGING ENTERPRISES, LLC Jeffrey Denha, President 1351 Jarvis Ferndale, MI 48220 T (248) 542-9258 F (248) 541-1780 Brass Aluminum Forging Enterprise has been providing its customers with quality products and services, from prototype parts to high production runs. Their professionals can help you meet your goals. CAPITAL SALES COMPANY Sam Haddad, President 1471 E. 9 Mile Road Hazel Park, MI 48030 T (248) 542-4400 F (248) 542-2100 Wholesaler of food, soft drinks and other merchandise. CENTRAL ALARM SIGNAL, INC. Robert Hakim, President 13400 W. 7 Mile Road Detroit, MI 48235 T (313) 864-8900 F (313) 864-8903 Central Alarm Signal is the optimal solution for your business and residential security needs. Whether you are seeking protection for a small apartment or a security and monitoring network for a large international business interface, they provide you with the “peace of mind” their subscribers have depended on since 1969. CROWNE PLAZA HOTEL DETROIT-NOVI Rom Asmar, Owner 27000 Sheraton Drive Novi, MI 48377 T (248) 348-5000 F (248) 348-5060 The new Crowne Plaza Detroit – Novi, the hotel is located in the northwest Detroit suburbs. Enjoy our 217 newly renovated guestrooms and property with our exclusive central location in an array of shopping, dining, and nightlife. DAWN PULLIS STATE FARM INSURANCE Dawn Pullis, Agent 89 W. South Blvd., Suite 300 Troy, MI 48085 T (248) 879-8901 F (248) 879-8912

Its mission is to build relationships with our clients and grow with the local community to become the first choice for insurance and financial services. DENHA MEDIA & COMMUNICATION Vanessa Denha-Garmo, Founder 5779 West Bloomfield West Bloomfield, MI 48322 T (248) 702-8687 F (248) 855-5008 Denha Media and Communications works with you in creating a strategic media and marketing plan that will get your image seen, your voice heard and your message out. DENTAL SPOT Dr. Nadia Wadie-Salem, DDS 31487 Northwestern Highway, Suite B Farmington Hills, MI 48334 T (248) 539-7781 F (248) 539-7782 General dentisry and practicing braces, invisalign, cosmetic dentistry and lumineers DOMINOS PIZZA 1010 Wally Abbo 41728 10 Mile Road Novi, MI 48375 T (248) 349-9101 Domino’s Pizza offers crunchy thin crust, pan and classic hand tossed pizzas with a wide variety of toppings. Side items include bread sticks, stuffed cheesy bread, Cinna Stix®, wings and boneless chicken. DOMINO’S PIZZA 1068 Ron Asmar- Owner 29854 Northwestern Highway Southfield, MI 48034 T (248) 352-6590 Domino’s Pizza offers crunchy thin crust, pan and classic hand tossed pizzas with a wide variety of toppings. Side items include bread sticks, stuffed cheesy bread, Cinna Stix®, wings and boneless chicken. DOMINOS PIZZA HAGGERTY Ron Asmar- Owner 6081 Haggerty Road West Bloomfield, MI 48322 T (248) 313-9111 Domino’s Pizza offers crunchy thin crust, pan and classic hand tossed pizzas with a wide variety of toppings. Side items include bread sticks, stuffed cheesy bread, Cinna Stix®, wings and boneless chicken.

EXCLUSIVE IMAGERY, INC Saher Yaldo- Owner 18942 Hayes Street Detroit, MI 48205 T (313) 372-7440 F (313) 372-7442 Promotional products, advertising specialties and business gifts. EXECUTIVE LANGUAGE SERVICES, INC Rita Denha, Owner P.O. Box 250667 Franklin, MI 48025 T (248) 357-0625 F (248) 357-1143 Provides accurate and authentic on-site oral interpretations (consecutive and simultaneous), with certification in medical communication. FERNDALE COLLISON & AUTO REPAIR Dennis Zoma, Owner 180 Vester Street Ferndale, MI 48220 T (248) 545-1920 F (248) 545-8797 Offers auto repair, collision, frame work, car detailing, auto repair and collision service in Ferndale, Michigan. GARMO & ASSOCIATES, P.C. Danny Garmo, Attorney 28230 Orchard Lake. Road, Suite 201 Farmington Hills, MI 48334 T (248) 626-0050 F (248) 626-0051 Provides U.S. immigration services to both individuals and corporations worldwide. The firm has staff that speaks several languages including Arabic, Chaldean, Spanish and Italian. GASSO GROUP LLC Najah Gasso, Managing Member 20320 W. 8 Mile Road Southfield, MI 48075 T (248) 353-4754 F (248) 353-1266 Gasso Group is a real estate investment company that specializes in retail centers and hotels. GAV & ASSOCIATES Ghassan Abdelnour, CEO 31471 Northwestern Highway, Suite 2 Farmington Hills, MI 48334 T (248)985-9101 F (248) 985-9105 A leader in architectural design

and construction document production throughout southeast Michigan.They take pride in working with contractors, developers, business owners and homeowners to deliver superb design on time, on budget. HAMPTON INN Basil Bakal, Owner 169 Loop Road Commerce Township, MI 48390 T (248) 624-8100 F (248) 624-2059 Hampton Inn has an outdoor pool and a fitness facility. Dining options at the hotel include a bar/lounge. Guests are served a complimentary breakfast. Additional amenities include a safe deposit box at the front desk, self-parking, and express check-out. Onsite parking is complimentary. HOLBROOK INSURANCE Alicia Holbrook, Licensed Agent 29856 Northwestern Highway Southfield, MI 48034 T (248) 996-9117 F (248) 557-5959 Holbrook Insurance Agency has more than 15 years of experience in the insurance industry and we specialize in every aspect of business insurance, commercial auto, home, auto, bonds, professional liability, health insurance, life, financial and estate planning. HOLIDAY INN EXPRESS Ron Asmar,Owner 4750 North Dale Mabry Highway Tampa Bay, FL 33614 T (877) 863-4780 tampa/tpadm/hoteldetail Top-notch hotel equipped with all the extra amenities to make your stay unforgettable such as: a refrigerator & microwave in every guest room, outdoor pool heated pool & whirlpool, picnic area, 24hour Fitness Center and jogging trail. HURRICANE GRILL & WINGS Ron Asmar, General Manager 29852 Northwestern Highway Southfield, MI 48034 T (248) 996-8296 Hurricane is unlike any other wing joint Here you can escape any time you like. Just kick back, and experience a world of exhilarating flavors and no worries.




new & renewed members INTERNATIONAL OUTDOOR, INC. Randy Oram, President 28423 Orchard Lake Road, Suite 200 Farmington Hills, MI 48334 T (248) 489-8989 F (248) 489-8990 International Outdoor, Inc. is a Michigan based Outdoor Advertising Company providing coverage in the Metro Detroit area. JONNA CONSTRUCTION Frank Jonna, CEO 39533 Woodward Avenue, Suite 150 Bloomfield Hills, MI 48304 T (248) 352-1550 F (248) 352-8673 Construction services include general contracting, construction management, and design build with projects ranging from one hundred thousand dollars ($100,000) to thirty-five million dollars ($35,000,000) in virtually every construction category. JUDEH & ASSOCIATES Jumana Judeh, President 22952 Outer Drive Dearborn, MI 48124 T (313) 277-1986 F (313) 277-8634 Judeh Tax Appeal Experts are specialists in offering property tax appeals advise on a variety of property types, including retail, residential, and office. Judeh & Associates offer appraisal and consulting for real property. JVS Teresa Schwartz, V.P. Human Resources 29699 Southfield Road Southfield, MI 48076 T (248) 559-5000 F (248) 559-0773 JVS helps people meet life challenges affecting their selfsufficiency through counseling, training and support services in accordance with Jewish values of equal opportunity, compassion, responsibility and the steadfast belief that the best way to help people is to make it possible for them to help themselves. LAFONTAINE AUTOMOTIVE Carol Peters, Business to Business Coordinator 4000 W. Highland Road Highland, MI 48357 T (248) 887-4747 20


F (248) 887-0592 The LaFontaine Automotive Group has always been, and will remain, family owned and operated. We strive to make our guests feel as comfortable with the atmosphere as they are with their car buying experience.

LEVEL ONE BANK Patrick Fehring, President/CEO 30201 Orchard Lake Road, Suite 250 Farmington Hills, MI 48334 T (248) 737-0300 F (248) 737-7195 Level One Bank takes pride in the fact that its services are supported by dedicated bankers and stateof-the-art information/internet systems making banking faster, easier, more secure and more efficient. ECONO LODGE Faiq Konja, Manager 32703 Stephenson Highway Madison Heights, MI 48071 T (248) 583-7700 F (248) 583-0516 The Econo Lodge hotel is centrally located between Detroit and Pontiac, and close to the cities of Troy and Royal Oak. All rooms are located on the ground floor and senior rooms are available. Rooms with kitchenettes and hot tubs are available. LUAY HADDAD MD, P.C. Luay Haddad, Psychiatrist 5575 Haverhill West Bloomfield, MI 48322 T (313) 745-4644 F (313) 745-2788 Dr. Luay Haddad practices psychiatry LUTHERAN SOCIAL SERVCIES OF MI Rafat Ita, Sponsorship and Resource Coordinator 21700 Northwestern Highway, Suite 1300 Southfield, MI 48075 T (248) 423-2790 F (248) 423-3023 Lutheran Social Services of Michigan (LSSM) creates communities of service. They walk with people in need, offering hope and compassion while upholding their dignity, advocating for equality and justice, and seeking creative solutions.

LUXOR LIQUOR Clint Kassab, Owner 10425 W. McNichols Road Detroit, MI 48221 T (313) 341-0071 F (313) 341-0680 Shop for wine, liquor, beer, gifts and more.

NAHID ELYAS, MD Elyas Nahid, MD 30055 Northwestern Highway, Suite 170 Farmington Hills, MI 48334 T (248) 539-0729 F (248) 539-0740 Dr. Nahid Elyas specializes in internal medicine.

MANSOUR & MANSOUR, P.C. Victor Mansour, Attorney Peter Mansour, Attorney 32000 Northwestern Highway, Suite 155 Farmington Hills, MI 48334 T (248) 932-3322 F (248) 855-8304 Voted top DUI/OWI Defense Attorney and top Criminal Defense lawyer by dbusiness magazine in the November 2012 issue. Mansour & Mansour, P.C. concentrates in litigation.

OAKLAND UNIVERSITY Tamara Jhashi, Acting Dean 101 N. Foundation Hall Rochester, MI 48309 T (248) 370-2140 F (248) 370-4280 Oakland University is a top-rated academic institution in southeast Michigan offering 132 bachelor’s degree programs and 124 graduate degree and certificate programs.

MATCHALDEAN LLC Theresa Sitto, Matchmaker 9011 Gale Road White Lake, MI 48386 T (248) 758-2303 MATCHaldean is a free to start, private, confidential matchmaking service for Chaldeans. Its mission is to keep the Chaldean culture and community alive by confidentially connecting compatible Chaldeans. MORGAN STANLEY SMITH BARNEY Justin Barbat, Financial Advisor 35055 W. 12 Mile Road, Suite 101 Farmington Hills, MI 48331 T (248) 848-8010 F (248) 848-8716 www.fa.smithbarney. comjustinbarbat Morgan Stanley Wealth Management is an industry leader, with $1.7 trillion in client assets, nearly 17,000 Financial Advisors and 740 locations. MORPOL INDUSTRIAL CORPORATION LIMITED Nofal Paulus 32000 Northwestern Hwy., Suite 172 Farmington Hills, MI 48334 T (248) 855-9320 F (248) 855-9370 Morpol renders services in the following principal areas: engineering procurement, general engineering maintenance/calibration, equipment everhaul, facilities, repairs, plant refurbishment or rehabilitation, installation of new equipment and facilities, commissioning and training and project supervision and management.

ONE SOURCE TALENT Anthony Toma, President 2653 Industrial Row Road Troy, MI 48084 T (248) 816-7900 F (248) 816-7910 One Source Talent helps models and actors get started in the entertainment industry and also helps casting directors, clients, and agencies find talent. ORCHARD MALL Kelly Taylor, Property Manager 6960 Orchard Lake Road, Suite 300 West Bloomfield, MI 48322 T (248) 855-3330 F (248) 855-5002 Orchard Mall is an intimate high-end shopping destination in the heart of West Bloomfield, Michigan. Orchard Mall offers the comfort of shopping amongst a community that shares values. OUTDOOR ACCENTS Mark Garmo, Owner 2100 Fyke Drive Milford, MI 48381 T (248) 366-3052 F (248) 366-3053 Outdoor Accents has been building and maintaining beautiful landscapes and gardens for more than 20 years in the metro Detroit area. Its experience and knowledge gives them the confidence to gaurantee what they can do for you.

August 16, 2012 – November 2, 2012 PENNA’S OF STERLING Tony Penna, President 38400 Van Dyke Sterling Heights, MI 48312 T (586) 978-3880 F (586) 939-3173 Penna’s has two beautiful banquet facilities and a famous restaurant to meet all of your needs. Elegant in design, sophistication in service and affordable in price. PINNACLE MANAGEMENT GROUP, LLC Sam Sandiha, President 7031 Orchard Lake Road, Suite 206 West Bloomfield, MI 48322 T (248) 862-2844 F (248) 862-2306 Pinnacle Management Group offers full-service hotel/motel management with a mission to operate each property from the owners’ standpoint. As owner/ operators of many franchise hotels, PMG has the expertise and knowledge to efficiently operate, maintain, and improve performance for any type of hotel/motel. RKA PETROLEUM COMPANIES, INC Kerry Rehbine, Retail Branding Representative 28340 Wick Road Romulus, MI 48174 T (734) 946-2199 F (734) 946-4772 The company specializes in gasoline, commercial fuels, governmental fuels, industrial and specialty fuels, E85, Ethanol, and Biodiesel and currently operates in more than 24 states across the United States. SEVEN STAR FOOD CENTER Mickey Khemmoro, President 11500 E. McNichols Detroit, MI 48205 T (313) 372-8430 F (313) 372-3850 A full-service grocery store featuring great products for great prices. SHENANDOAH COUNTRY CLUB Lee Sharkas, General Manager 5600 Walnut Lake Road West Bloomfield, MI 48323 T (248) 683-6363 F (248) 682-3957 Shenandoah Country Club has one of the most beautiful golf courses in Michigan, along with a wonderful banquet hall that can cater to

all occasions. It also offers fully furnished meeting rooms for any type of meeting. The state-of-theart Olympic-sized pool and workout facility are almost unbeatable. SHIMOUN, YALDO KASHAT PC Sal Shimoun, CPA 31000 Northwestern Highway, Suite 110 Farmington Hills, MI 48334 T (248) 851-7900 F (248)851-3955 The firm’s mission is to provide the highest level of service in the industry with the most professional staff and partners with over 55 combined years of experience. They pride themselves on using the most cutting edge software and technology to help thier clients with the decision making and analytical process of their businesses. SOCKS GALORE WHOLESALE Chris Toma, President of Operations 10355 Capital Street Oak Park, MI 48237 T (248) 545-7625 F (248) 545-7855 Socks Galore Wholesale specializes in hosiery retail. SOUTHFIELD FUNERAL HOME Jerry Yono, Owner 18338 W. Twelve Mile Road Southfield, MI 48076 T (248) 569-8080 F (248) 569-3454 unoyono104@ Full-service funeral home. TANNER FRIEDMAN Don Tanner, Partner 32255 Northwestern Highway, Suite 298 Farmington Hills, MI 48334 T (248) 626-0006 F (248) 626-0005 A strategic communications firm specializing in traditional and emerging media relations, adversity management and PR counsel. TRANSWORLD TITLE COMPANY, LLC Douglas Proctor, Managing Member 31000 Northwestern Highway, Suite 130 Farmington Hills, MI 48334 T (248) 487-2626 F (248) 487-2630

Serving the title insurance and escrow services industries with prompt, professional, friendly service. UPTOWN PANAGOPOULOS Paul Panagopoulos, Direct Marketing Professional 4301 Orchard Lake Road, Suite 130 West Bloomfield, MI 48323 T (248) 538-6000 F (248) 538-0932 A humble-looking dinner-style restaurant with different authentic dishes from All American classics to authentic Greek. USA 2 GO Karam Bahnam, Owner 30560 Milford Road New Hudson, MI 48165 T (248) 446-8839 F (248) 446-8065 USA 2 GO Quick store’s mission is to provide its customers with friendly service, accessibility, convenience and the largest variety of quality name brand products.

Upgrade to Business MARCIA GERSHENSON COUNTY COMMISSIONER T (248)808-1032 Marcia Gershenson supports extending the county’s microloan program, which provides funding to small businesses. Gershenson also supports the idea of creating a business incubator and pursuing more job retraining programs for those who are forced in career changes. She also believes in building-bridges between communities to strengthen relations. THE DALLO LAW FIRM, PLLC Jalal Dallo, Attorney & Counselor 101 W. Big Beaver Rd, Ste 1400 Troy, MI 48084 T (248) 763-4040 F (248) 792-6711 Jalal J. Dallo is your advocate. The Dallo Law Firm specialties in criminal defense, immigration, and divorce law.

VERAVAULT Samer White, President 280 W. Maple Road, Suite 212 Birmingham, MI 48009 T (248) 499-0422 F Fax: (248) 723-0171 VeraVault provides a secure and efficient alternative to traditional backup methods such as tape or CD/DVD. Fire, flood, theft - not a problem. Your data is safely stored at VeraVault’s backup facility so you no longer need to worry about your tapes being stored in a location susceptible to damage.

WESTERN & SOUTHERN LIFE FINANCIAL GROUP Steve Suolaka, Sales Representative 17197 N. Laurel Park Drive, Suite 100 Livonia, MI 48152 T (248) 346-8101 From life insurance to financial investments to real estate investment management, Western & Southern Financial Group offers its business partners the corporate resources and expertise to succeed.

WITBECK HOME APPLIANCE MART Bud Bishar, 6551 Orchard Lake Road West Bloomfield, MI 48322 T (248) 932-0870 F (734) 669-9570 A fourth generation family owned and operated appliance store specializing in luxury high-end appliances. We feature the best brands with the highest quality that can be hard to find on other Internet sites.

Abrahim, Venus Abro, Walid Barringer, Bryan Economou- Ureste, Michelle Gasso, Salim Hannawa, Sami Jamil, Sid Jamoua, Nada Jappaya, Shawn Kassab, Joseph Kinaia, Larry Kizy-White, Chanelle Kouza, Robert Mansour, Jacoub Mukhtar, Talal Khidir Nalu, Faris Rasak, John Reed, David Roumayah, Nabil Shamoun, Chris Taub, Shelley Goodman

WONDER FOODS Fadi Hermiz, Owner 10450 Shoemaker Street Detroit, MI 48213 T (313) 923-2675 F (313) 923-2676 Full service mini-market.

Renewed Individual Members



Our Partners

2012 Corporate Partners Comcast Comcast Corporation is one of the world’s leading media, entertainment and communications companies. Comcast is principally involved in the operation of cable systems through Comcast Cable and in the development, production and distribution of entertainment, news, sports and other content for global audiences through NBCUniversal. Comcast Cable is one of the nation’s largest video, high-speed Internet and phone providers to residential and business customers. Visit

Comerica Bank Comerica has had a continuous presence in Detroit since 1849 – longer than any other bank – and offers more than 230 Michigan locations. In the late 1990s, Comerica recognized the increasing diversity of its customers and formed the bank’s Arab and Chaldean-American initiative. Visit

Country Fresh Country Fresh has been the favorite dairy brand in Michigan and nearby for generations because families know that when they choose Country Fresh, they’re taking home the dairy best. Visit

Blue Cross Blue Shield of Michigan Blue Cross Blue Shield of Michigan offers health care solutions tailored to fit your lifestyle and your specific health goals. It also provides impactful community initiatives and leadership in improving health care. Visit

DTE Energy One of the nation’s largest diversified energy companies, Detriot-based DTE is involved in the development and management of energy-related businesses and services nationwide. Visit

Ford Motor Company Ford Motor Company, a global automotive industry leader based in Dearborn, manufactures and distributes automobiles across six continents. With approximately 201,000 employees and 90 plants worldwide, the company’s automotive brands include Ford, Lincoln, Mercury and Volvo. The company provides financial services through Ford Motor Credit Company.

U.S. Ice Serving Southeast Michigan since 1984, U.S. Ice is the tri-county’s largest family-owned independent ice manufacturer and supplier with the newest fleet of trucks in the industry and the capacity to make 800,000 pounds of ice per day. Also provides coolers and helps with event planning. Visit

St. John Providence Health System St. John Providence Health System is comprised of five hospitals and more than 125 medical facilities in southeast Michigan. St. John Providence Health System touches thousands of lives each year in southeast Michigan through services such as heart, cancer, obstetrics, neurosciences, orthopedics, physical rehabilitation, behavioral medicine, surgery, emergency and urgent care. Visit 22


Employee satisfaction. Available in handy wallet size.

Thousands of small businesses across the state have chosen Blue Cross Blue Shield of Michigan or Blue Care Network because they understand the importance of a plan that embraces total body health for their employees at a price that won’t break their budget. We can help your business find the best health plan for your needs.


An affordable, customizable option that combines a high-deductible health care plan with a taxadvantaged savings account. You pay lower premiums, and your employees control their health care. • Preventive services covered at 100 percent (not applied to deductible) • Integrated pharmacy plan • Dental and vision benefit choices • Coordinated, online health savings account, web portal and debit card • Largest HMO network of physicians and hospitals in the state

Simply BlueSM

A comprehensive PPO health plan that offers your employees the coverage they’ve always wanted at a price you can afford. More than 200,000 people in Michigan have already chosen Simply Blue.SM • Multiple deductible and copayment plan options • Preventive care fully covered • Flexibility to meet your business needs

Find out what thousands of Michigan businesses already know. Contact the Chaldean American Chamber at 248-996-8340 or visit them online at

Your Chamber Exclusively Endorses


Leading Michigan to a healthier future.

Blue Cross Blue Shield of Michigan and Blue Care Network are nonprofit corporations and independent licensees of the Blue Cross and Blue Shield Association.

Chaldean American Chamber of Commerce 29850 Northwestern Highway, Suite 250 Southfield, MI 48034


Chaldean American Chamber of Commerce


January 24 Quarterly Networking Meeting

February 7 Industry Outlook

April 12 Tenth Annual Awards Dinner May 8 Quarterly Networking Meeting

May 16 Fourth Annual Chaldean Day in Lansing

June 20 Tenth Annual Golf Outing

July (TBD) Cultural Night August 7 Quarterly Networking Meeting September 12 Industry Outlook October 17 Annual Business Luncheon

November 13 Annual Meeting & Board Election

December 5 Annual Member Christmas Party


Fall 2012 Chaldean Commerce