News review extra january 4, 2014

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Saturday, January 4, 2014

Standing up for Sask.’s producers – restrictions limit opportunities The Government of Saskatchewan is challenging the Government of Quebec’s restrictions that prevent the sale of certain margarines, coffee whiteners and dessert toppings in the Quebec market. These restrictions, says Minister responsible for Trade Tim McMillan, deny market opportunities for western oilseed producers and processors.

Saskatchewan’s challenge will be considered on January 8 by a dispute resolution panel, established under the pan-Canadian Agreement on Internal Trade (AIT), at a public hearing in Quebec City. The Saskatchewanled challenge is supported by the governments of Alberta, British Columbia and Manitoba.

“Saskatchewan believes in free trade, and our government is committed to knocking down barriers that harm our farmers,” McMillan states.

“We believe that these illegal restrictions in Quebec contravene rules that prohibit governments from creating barriers to trade in Canada.”

“Our government is committed to expanding both international and domestic market access for our producers,” Agriculture Minister Lyle Stewart adds. “The Quebec market represents new growth opportunities for our Saskatchewan products and we will stand up for our producers and processors to ensure they are not discriminated against by unfair trade rules.”

“We are pleased that Saskatchewan, along with the other western provinces, is showing leadership in tackling barriers to trade in Canada,” Vegetable Oil Industry of Canada President Sean McPhee says. “Our members look forward to the time when vegetable oilbased alternatives to dairy products can be manufactured and sold in all parts of Canada.”

In June, the provincial government formally requested the establishment of a dispute resolution panel to determine if the restrictions by Quebec contravene the AIT. A ruling by this panel is expected by the end of March 2014.

YORKTON’S ANNUAL CHRISTMAS BIRD COUNT saw area birdwatchers take a look at the city’s avian population. Pictured above, Geoff Rushowick and Kaarina Rahn spot a chickadee. See full story on Page 5.

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Page 2A - THE NEWS REVIEW EXTRA - Saturday, January 4, 2014

Examining floating rate funds Investors are yield hungry and that desire is not likely to diminish anytime soon. According to Canaccord Genuity analysts the number of baby boomers in the Canadian population is expected to increase almost two-fold, reaching 39% over the next 15 years. Not surprisingly, they want low volatility, income-producing investments.

Particular focus has been on fixed income.

With the likelihood of increased rates in the not-too-distant future, investors are seeking products that can provide protection while still generating a reliable yield. Some have looked to mutual funds and exchange-traded funds (ETFs) focused on floating rate loans.

These products have drawn considerable interest in recent years, but are often misunderstood.

As their name denotes, these funds invest in floating rate loans. They are debt instruments whose coupon rates vary based on a predetermined spread above a benchmark rate that is regularly reset.

The most commonly used benchmark is the London Interbank Offered Rate (LIBOR), which is essentially the average rate that the most creditwor-

Financial freedom

by Kim Inglis

www.reynoldsinglis.ca thy international banks will lend to each other.

The current attraction to floating rate funds, and their major advantage, is their low sensitivity to interest rate changes. Since the loans have a floating rate they are not subject to the same kind of pricing risk as a bond in a rising rate environment. However, neither will they gain much when rates decline.

There is some rationale that floating rate funds may perform well over the near term.

According to BlackRock, bank loans have tended to do much better than higher-quality fixed income over the last three Fed tightening cycles.

Floating rate funds also offer attractive relative yields and, currently, many have yields comparable to high yield bonds.

Floating rate funds are not without risk.

Like bonds, they are subject to credit risk although their claim on

the company’s capital structure ranks higher, so recovery on default tends to be better.

BlackRock estimates the default rate for loans over the next two to three years to be roughly half the 4% average recorded over the last 20 years. They also point to a Moody’s study, which found that recoveries in the same period averaged approximately 80% and did not deviate appreciably in the past three market downturns.

Floating rate funds are not meant to be a core holding but rather can play a complementary role in portfolio diversification.

They have historically experienced low correlation with stocks and investment grade bonds, which helps lower the risk profile of a fixed income portfolio, an important aspect to consider when guarding against rising rates.

In their quest for yield investors need to be

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mindful that these products are complicated and due diligence is essential. They should look for answers to important questions such as a fund’s compatibility with their risk tolerance; fund liquidity and the ability to exit in a timely fashion; the investment grade of the loans; the fund manager’s experience in this asset class; and the fees, which are diverse.

Kim Inglis, CIM, PFP, FCSI, AIFP is an Investment Advisor & Portfolio Manager with Canaccord Genuity Wealth Management, a division of Canaccord Genuity Corp., Member – Canadian Investor Protection Fund. www. reynoldsinglis.ca. The views in this column are solely those of the author.

21 GREAT REASONS WHY YOU SHOULD BUY OR SELL THROUGH CENTURY 21 Deb Schmidt

Be a part of the Special Salute to babies born in 2013 Here’s a sample of what your ad will look like.

On January 18, 2014, The News Review Extra will feature a special page devoted to the babies born in 2013. Make sure you’re one of the proud parents, grandparents, aunts, or uncles to show our readers the newest member of your family.

(Please no photos larger than 5” x 7”)

Joshua William

December 13, 2012 Son of Ashley Lang & Don St. Marie

PUBLICATION DATE: January 18, 2014 DEADLINE: Must be received by Jan. 14 - 5:00 p.m.

Drop off at the office, Mail in or Email to: ads@yorktonnews.com PRICE: $22.00 Plus $1.10 GST=$23.10 For further information phone 306-783-7355

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Do you have a great local scene or human interest photo that you would like to see published in the News Review Extra? We are inviting local readers to submit their best photos for publication in upcoming issues. Photos must be clear and sharp to be considered. Please include a description, names of people and location with your photo. Photos can be emailed to editorial@yorktonnews.com or dropped off at the office at 18 First Avenue North.

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THE NEWS REVIEW EXTRA - Saturday, January 4, 2014 - Page 3A

Predictions of weather, wealth, sports and perpetual beefs Ed, my neighbor next door, celebrated the New Year’s Eve in style.

He and Ruby always host a party that ushers out the old year, like a greased pig, and the New Year in like a newly hatched gosling. Ed says there that is no hanging on to an old year as it is as slippery as a greased pig. The New Year comes in like a gosling that just pecked its way out of the egg. That goose tends to act out of control until about the end of April. By then, those who have made it through the winter will have renewed hope for the rest of the year.

At their party, Ed gave his predictions for 2014, which he claims his family and friends consider well worth memorizing for reference during the coming year. I have suggested that Ed just type them up, so they have a copy for reference, but he claims they need to be passed by word of mouth since they are almost restricted information.

In Ed’s weather fore-

Neighborly Advice According to Ed

by Raymond Maher www.accordingtoed.com cast for the year, he predicted that, in 2014, the winter will be seasonable, the spring will be late and wet, the summer will be dry and cool, the fall will be wet, and winter will come in October. The best crop to plant will be oats. Ed warned that, no one, should plant canola as the price will crumble in the coming year.”

Ed’s prediction for sports was brief, another Grey Cup for the Roughriders in 2014. Ed warned about ‘March Madness.’ In March, money markets around the world will become as stable as, a flag blowing in the wind, and folks will put their money in their mattresses.

Workers’ Act proclaimed

The Workers’ Compensation Act, 2013 became law in Saskatchewan on January 1, 2014.

“It increases benefits in a fiscally responsible manner and modernizes the language for ease of use. The Act addresses the recommendations of the 2010 Workers’ Compensation Act Committee of Review as well as the Government’s consultations on the recommendations,” details Labour Relations and Workplace Safety Minister Don Morgan.

The new Act will contain provisions that include: • improving benefits for injured workers by increasing the maximum insurable earnings; • introduction of a system of indexation to ensure benefits are adjusted annually; • raising to $25,000 the level at which workers at age 65 years may choose a lump sum payment rather than an annuity; and, • providing the board with the ability to assess administrative penalties.

The maximum wage

rate, the upper limit on earnings used for the calculation of benefits, will increase from $55,000 to $59,000 for new claims.

The maximum wage rate was last increased in 2005.

The new Act also contains an indexation formula based on increases to the average weekly wage.

For more details visit: www.lrws.gov.sk.ca/labourlegislation.

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An independent newspaper published every Saturday 18 First Avenue North Yorkton, Saskatchewan S3N 1J4 Phone: 783-7355 Fax: 782-9138 E-mail - info@yorktonnews.com

Ken Chyz . . . . . . . . . . . . . . . . . . . . . . Publisher Shannon Deveau . . . . . . . . . . . . . . . . . . Editor Devin Wilger . . . . . . . . . . . . . . . . . . . . Writer Chase Ruttig. . . . . . . . . . . . . . . . . . . . . Writer Buddy Boudreault . . . . . . . . . . . . . Advertising Renée Haas . . . . . . . . . . . . . . . . . . Advertising Steven Schneider . . . . . . . . . . . . . . Advertising Diane St. Marie. . . . . . . . . . . . .Office Manager Carol Melnechenko . . . . . Production Manager Joanne Michael . . . . . . . . . . . . . . . . .Production Kim Ryz . . . . . . . . . . . . . . . . . . . . . .Circulation

Ed had to mention a couple of personal, perpetual beefs that he is sure won’t change in 2014. The old preacher next door won’t move, and highway to his farm will get even worse. So bad, in fact, he’ll have to put planks in the back of his truck, and use them to drive over the huge pot holes left from broken pavement. All in all, Ed predicts the coming year will be about as good as any year gets. I am not quite sure if that’s positive or not.

I don’t put much stock in predictions for the New Year. I agree with

Peter Drucker when he said, “Trying to predict the future is like trying to drive down a country road at night with no lights while looking out the back window.” It is tempting to think we might be able to see into the future, but the Bible speaks of God being in control of the future, and we cannot know how it will play out. A key to confidence for the future is by remembering that God is good. A good, merciful, loving, almighty God is in control the future. The very God, who so loved the world that he gave his only Son, that whoever believes in Him shall not perish but have eternal life.

God’s plans for 2014 are rich and satisfying.

“I know the plans I have for you,” says the Lord.

“They are plans for good and not for disaster, to give you a future and a hope.”

GET IT ON THE WEB Our website has a complete package of local, national and international news plus many other features such as: • TV listings • Horoscopes • Events Calendar • Markets • Weather & Travel • Classifieds • Sports • Opinions • Entertainment

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Page 4A - THE NEWS REVIEW EXTRA - Saturday, January 4, 2014

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Community Events Open Cinema Yorkton Public Library January 14, 7 p.m.

“For the Love of Animation” (The best of animation from the Yorkton Film Festival) No charge Everyone welcome!

A joint project of the Yorkton Film Festival and the Yorkton Public Library.

PENCIL PAPARAZZI PENCIL PAPARAZZI is a captivating collection of black and white portraits drawn from crowds at pow wows, motorcycle rallies, car shows & other gatherings by local artist, Lynn Strendin.

Equipped with a skilled hand, discerning eye, plus paper and pencil, Lynn, an avid peoplewatcher, has captured candid likenesses of some intriguing folks, perhaps some you might even know! Until the end of January. Open during regular hours at Yorkton Public Library.

The Yorkton Legion Track Club The club is open to all Yorkton and area athletes that were born in 2002 or older.

To register, or if you have further questions contact Club Manager, Marcel Porte at marcel.porte@ bayer.com or call Cell: 306-621-7716.

Autism Conference Via Telehealth Jan. 23-24 For full details visit: www.childrensautism.ca or call 1-780-495-9235.

Drama/Musical Fundraiser Presenting: Project 3:16 “His Promise” – for Habitat for Humanity Faith Build March 6-9 @ the Anne Portnuff Theatre Choir members, pianists and band musicians are needed!

Call 641-6388 or email: ingridstumph@hotmail. com for details.

New Horizons Senior Center Bingo 78 First Ave. North Yorkton, Sk. Bingo will be played every third Sunday of each month.

Bingo starts at 2:00 p.m.

Eight games will be played at 25 cents a game. Extra cards will be available Everyone is welcome.

Lunch included Admission $3/person.

St. John Ambulance First Aid Classes OHS Standard First Aid/ CPR classes.

Personalized courses and online training also available.

For more info. or to register call Judy at 783-4544 or email: sjayyorkton@sk.sja.ca.

Parkland Right to Life Meetings Meets every third Wednesday @ St. Gerard’s Hall @ 7.30 p.m.

Call 306-783-6240.

Co-Ed Pool League Every Monday at 7 p.m. at the Royal Canadian Legion, 380 Broadway St. All are welcome! No partner required. Come out and have some fun!

“Stars For Saskatchewan” The Yorkton Arts Council is proud to present the 39th “Stars For Saskatchewan” 20132014 concert series!

Something for everyone! See concert details at: www.yorktonarts.ca Season tickets are available at the Yorkton Arts Council office on Smith Street, by calling (306) 783-8722, or online by visiting: www. yorktonarts.ca/

THE NEWS REVIEW EXTRA - Saturday, January 4, 2014 - Page 5A

Community Choir Come join the fun!

Yorkton Community Concert Choir.

Please call Laurene at 306-782-0460 or Anna at 306-744-2729 for more information.

Humanity Volunteers Wanted To get your name on the volunteer list for a build or to be part of a committee, go to www.habitatyorkton.ca and click on “Volunteer Now”.

New Horizons Friday Night Dances 78 First Ave. North, Yorkton, SK. Dance starts at 8 p.m. to 12:00 a.m.

Doors open at 7:00 p.m.

Every one is welcome Lunch is included Admission: $7/per person For info. contact Peter: 306-782-1846.

Dart League Attention dart players, steel-tip action is underway for the 2012-13 season at Gunner’s Lounge at Royal Canadian Legion. This is a fun league for all ages, so beginners are encouraged to come out. For more information call 782-1783.

Tot Spot Boys & Girls Club Drop-In Centre @ SIGN on Broadway Mon., Tues., Thurs., & Fri., 9 a.m. to noon.

Tues., Wed., Thurs., 2-4 p.m.

Free to participate!

Community Adult Band Tuesdays 7 p.m. at YRHS Band Room.

Two bands – Community Concert Band and Yorkton’s ALL THAT JAZZ Big Band New members welcome!

Call 786-2582.

Grief Share The Grief Share support group is sponsored by people who understand what you are experiencing and want to offer you comfort and encouragement during this difficult time.

Every Tuesday at St. Peter’s Hospital Melville at 10:00 a.m.

ALL ARE WELCOME! Register with either: Margaret Yost 728-4744 Ralph E. Hale 728-9205.

Cribbage & Pool The Yorkton Retired Citizens Inc. group invites interested cribbage and pool players to come out to St. Gerard’s Church – lower level – Tuesdays and Thursdays from 1:15 to 4 p.m. $1 for the afternoon for crib, $1.25 for the afternoon for pool, price includes light lunch.

For info. call Helen at 783-0802 or Angie at 783-7838.

Annual bird count: numbers down

By DEVIN WILGER N-R Writer

The annual Christmas Bird Count sees bird watchers from throughout North America track bird populations in their own areas.

Birdwatchers from the Yorkton area have been consistent contributors to the count, but while the watchers were willing, the birds were hard to find. This year saw significantly fewer birds, down nearly half from 2012.

In total, 1,088 individuals and 18 species were spotted this year. Last year, there were 1,932 individuals and 27 species.

Geoff Rushowick with the bird count says there were only a couple bright spots in the local populations. Two species saw an increase in numbers. Common ravens near-

ly doubled, with 411 spotted compared to 222 in 2012. Mostly spotted at the city dump, Rushowick expects that the ravens are filling a hole left after crows were chased from the city. The other big increase was the American Goldfinch, with 21 spotted compared to three in 2012. Rushowick says that it’s usually rare to see a single American Goldfinch in Yorkton, so having 21 spotted is a definite bright spot for this year’s count.

Other common birds this year were the black-capped Chickadee at 168 spotted, and the house sparrow with 240 spotted. While the chickadee numbers are not too far off from last year, where 174 were counted, the house sparrows were at a third of 2012’s numbers, down from 624 last year.

A big surprise was a lack of any

kind of redpolls. Last year saw 138 common redpolls spotted in the area, while 2013 did not see one.

Rushowick says he expects the depressed numbers are due to an early-December cold snap, as a prolonged period of extreme cold may have done damage to the local populations.

“I was talking with people with feeders, and they said that they had lots of birds before December, but when that cold snap came along a lot of them seemed to almost disappear.”

The real test will be in 2014, Rushowick explains, which will show if this year’s numbers are an anomaly or part of a worrying trend. He says one year doesn’t make a count, but that he hopes that the birds come back next year.

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Page 6A - the news review Extra - Saturday, January 4, 2014 “Committed to you and your community since 1974�

M-F, 7 a.m. to 6 p.m.

Sat., 9 a.m. to 4 p.m.

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29 YORK ROAD EAST, YORKTON, SK S3N 3Z4 TEL: (306) 786-2660 â– FAX: (306) 786-2668 Toll Free: 1-800-410-MAKI (6254) â– After Hours: 306-621-2671

!

"

Earn up to

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makiservices@sasktel.net

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$

Maki Services is a busy, hydraulic repair; rebuilding and machining shop located in Yorkton, SK. Maki requires a General Machinist who will be responsible for creating quality parts produced on a manual lathe and milling machine and general shop equipment according to company plans, blueprints, and other diagrams.

Responsibilities will include reading and interpreting blueprints and manuals.

The General Machinist will detect equipment malfunctions or out of tolerance machining and adjust machines, within capabilities, controls or control media as required to insure quality of production, and report all machine malfunctions to their immediate supervisor.

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Saturday, January 4, 2014 - the news review Extra - Page 7A

BUSINESS SERVICES

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Place Your Classified Ads Online at www.yorktonnews.com Visit us today for complete coverage of local news, weather & sports.

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The best New Year's resolution? Getting in shape It’s no secret that we often tend to lose our battle against the scale during the holiday season.

Seduced by one delicious feast after another, many cast aside their healthy eating habits, as they feel they have earned the right to treat themselves over this period. This idea sets in as soon as the first decadent dish hits the table. Year after year, as the holidays draw to a close, we find ourselves with a few extra pounds and lots of good intentions for those New Year’s resolutions.

Achieving our new objectives After the New Year’s festivities, it’s time to kick start our resolutions and renew our fitness program. In order to ensure this reintegration in our daily routine is a success, the key is to take things one step at a time. Why not start with simple actions? At the office, use the stairs instead of the elevator, or walk short distances instead of taking your car. Yoga is also an excellent choice, as it has several beneficial effects on overall health, such as resistance to fatigue, as well as improved blood pressure, digestion and blood flow.

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Fitness tips from people who have changed their lives Instead of drowning in a flood of diet and exercise advice from the Internet, take a look at this snapshot of three inspiring Canadians who have transformed their lives with basic good sense – and with a little guidance, they say, from the pros at GoodLife Fitness: Lindsey, from Abbotsford BC: Lindsey started her journey weighing 485 lbs. Her doctor gave her two recommendations: gastric bypass surgery, or diet and exercise. Lindsey decided to try exercise and felt that doing it as a group was fun and motivational. She lost 227 lbs. and transformed her life.

Lindsey’s Tip: “My tip is to believe that anything is possible if you’re willing to take baby steps. Start small and work your way up,�

Joanne, from Sudbury, Ontario: Afterexperiencing two strokes at the age of 19due to her weight, Joanne realized that changing her health was the key to changing her future. When she first joined GoodLife she felt uncomfortable with the other members , but then came to an important realization: “I decided to make a change in my thinking,� she said. “I went from envy or dislike to praise and respect; I began to look up to them.� Having lost 115

pounds, Joanne is now preparing for a bodybuilding competition. Joanne’s Tip: “If you’re going to start your own health and fitness journey, remember to tell yourself that there will be times that you are going to falter a little, and that’s okay. Old habits can stray you away from your goal, but knowing you will make it up means you are on the path to success.�

Karen, from New Glasgow, Nova Scotia: Karen, a grandmother of 2, had chronic pain. Her goal was to lose weight, but she worried about additional pain from exercise. She started working with a personal trainer who showed her the importance of building muscle mass. After working together for six months, Karen lost 47 lbs. 36.5 inches, 14% body fat, and the pain in her body was significantly reduced.

Karen’s Tip: “I think the key to this journey is to take one day or week at a time. You would like the weight to fall off immediately, but the reality is it takes time.�

More information about these three inspiring stories can be found at: www. blog.goodlifefitness.com. www.newscanada.com

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Anniversaries Announcements Birthdays Births Card of Thanks Coming Events Congratulations Engagements Wedding Announcements Funeral Services Memorial Donations In Memoriam Memorial Services Obituaries Introduction Services Found Lost Meeting Place Personal Messages Prayer Corner Psychics Career Opportunities Career Training Domestic Help Available Domestic Help Wanted General Employment Office/Clerical Sales/Agents Skilled Help Tutors Trades Help Work Wanted Education Classes & Courses Antiques* For Sale - Misc* For Trade Garage Sales Musical Instruments* Wanted to Buy Wanted Farm Implements Oilfield/Well Site Equipment Childcare Available Childcare Wanted Horses & Tack* Livestock* Pets* Cats* Dogs*

4025 4030 4035 4530 4545 4550 5010 5015 5020 5035 5040 5505 5515 5520 5525 5526 5530 5535 5540 5541 6005 6010 6015 6020 6025 6030 6035 6036 6040 6041 6042 6043 6045 6055 6065 6075 6080 6090 6505 6506 6516 6525 6530 6535 6540 6560 6920 6925 6930 6940

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6945 6950 6960 6962 6965 6975 7020 8015 8020 8034 8035 8080 8120 8175 8180 8205 8220 8245 8255 8280 8315 8320 8346 8358 8375 9010 9020 9025 9031 9032 9035 9115 9120 9130 9135 9140 9145 9150 9155 9160 9165 9183 9185 9190 9215 9220 9225 9226 2020

Rooms Shared Accommodation Space For Lease Storage Suites For Rent Wanted To Rent Adult Personal Messages Appliance Repair Auctioneers Building Contractors Building Supplies Cleaning Electrical Handyperson Hauling Janitorial Lawn & Garden Moving Painting/Wallpaper Plumbing Renos & Home Improvement Roofing Services for Hire Siding Snow Removal Farm Services Feed & Seed Hay/Bales For Sale* Certified Seed for Sale Pulse Crops/Grain/Feed Wanted Steel Buildings/Granaries Auto Miscellaneous* Automotive Wanted ATVs/Dirt Bikes* Motorcycles* Collectibles & Classic Cars* Domestic Cars* Sports & Imports* Sport Utilities & 4x4s* Trucks & Vans* Parts & Accessories* Utility Trailersv Boats* Boat Access/Parts* RVs/Camper Rentals RVs/Campers/Trailers* Snowmobiles* Smowmobile Parts/Accessories* Auctions

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Page 8A - THE NEWS REVIEW EXTRA - Saturday, January 4, 2014

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