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COMPLIMENTARY

DECEMBER 2011

THIS MONTH’S BUSINESS IN FOCUS

MOHAWK HEATING


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For Advertising call 265.1105 or email yourhometowne@gmail.com

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ARE YOUR RECORDS ORGANIZED FOR AN EMERGENCY? If you were incapacitated, would anyone be able to find your important records and take care of your family’s financial or business matters? Having important papers organized and accessible in advance can be very important in an emergency or crisis situation. Consider the following for organizing your important records. Location: Options for storage might include a home safe, fire-security box or off-site location such as a safety deposit box. The storage container should be securable and fire resistant. Shoe boxes or cardboard boxes in the closet or under the bed are not appropriate. Who knows? Does someone in addition to your spouse know where these papers are kept? Consider making a list of such papers and records, and on the list state where these documents can be found. Then advise a trusted third party – an attorney, CPA, relative, or family friend – where this list is kept. The general idea is that someone not living in your residence knows about this list and how to access it. This decision requires a certain comfort level, and you alone are able to make that determination. Which papers? Regardless of who knows what, organized records are always a plus. The following items might be part of your “important documents” list: • safety deposit box key • life insurance policies • deeds, contracts, leases, titles, mortgage(s), loan notes • banking, savings, investment and retirement account(s) records • will • burial arrangements • all other insurance policies (health, auto, home, etc.) • birth certificates Beyond however you decide to store your personal records, and whatever you decide to include, one fact is clear. If important legal, business and personal documents are organized and accessible, the handling of a crisis situation is made much easier. Amy M. Aldrich • 123 Saratoga Road Glenville, NY 12302 518-384-2692 • www.amyaldrichagency.com

"I never lack material for my humor column when Congress is in session." - Will Rogers


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IF YOU REALLY WANT TO OCCUPY WALL STREET...

A message from The NEW definition of family!

SHOP AT A SMALL INDEPENDENT BUSINESS THIS HOLIDAYS SEASON! Dave Crudele is a New York artist focusing on nature, fine art, and sports photography. He lives and works in NY's Capital District and although he now calls Charlton NY home, he has also lived in the far northern reaches of NY as well as the Mid-Hudson Valley. It was during his time in Potsdam, NY that he developed a love for the Adirondack Park and all the beauty and enjoyment it has to offer. Dave, along with his family and friends, spends countless days photographing, backpacking, canoeing, and generally enjoying life in the Adirondack Mountains - which is handy since the Park is overflowing with excellent photographic opportunities. He also greatly enjoys photographing the Capital District, with particular interest in the barns and farmland of southern Saratoga County. Dave is a self-taught photographer with a passion for photography reaching back more than a decade. While working towards a degree in electrical engineering at Clarkson University, Dave was fortunate enough to have the friendship and guidance of professional photographer Tom Watson. Although Dave still primarily makes his living through engineering, his art work is available at showings, craft fairs, select retail outlets in the northeast, and directly from the photographer. Artist's Statement: “I practice photography mainly because I find it to be an extremely pleasurable endeavor. There is something very satisfying about creating an image that captivates one's attention. Images have the power to illicit strong feelings and to transport the viewer to another time and place. I use these basic ideas to create images that I hope others will find as engaging as I do”.

ABOUT THE COVER... You are viewing a perfect Christmas setting at The Charlton Shop in the heart of Charlton. A special thank you to Ethel Maloney for setting the stage for Santa (aka Paul) and Dave Crudele, local photographer extraordinaire to capture the essence of Christmas for our cover shot. Dave’s son Freddie posed patiently for a long period of time and was really into his role as the happy child in this Christmas picture reminiscent of Norman Rockwell. You can read more about Dave above. Visit the Charlton Shop if you like what you see, all of those items are for sale.

WHAT OUR EXPERTS ARE SAYING... Amy Aldrich, State Farm Insurance - Are Your Records Organized for an Emergency? Burnt Hills Optical - They Say Your Eyes are the Windows to the Soul Cheap Geek - Tips on Buying a Personal Computer Chris Nyhan, Edward Jones - Do Men And Women Invest Differently? Christian Klueg, CMK and Associates Real Estate - Why Isn't My Home Selling? Dr. Roy Oyangen, DMD - Are you ready for a Smile Make-Over? Locust Grove Designs - Put A Little Ho, Ho, Ho in Your Holiday Decorating Precise Fitness - Ready Or Not... It’s Here! Summit Construction - Keeping Your Hot Air To Yourself

With Thanksgiving behind us and Christmas approaching quickly Paul and I once again do the juggling act to be sure we get to spend time with all the members of our combined families. 25 years ago family meant kin, relations, ancestors. Today I think many families are more like a tribe. No less loyal or loving, just not necessarily blood related. Each year during the holiday season Paul and me are blessed with a mixed bag of relatives, step children, step grandchildren, even some step- steps along with a myriad of significant others that have hung in for the long hall. Each year we carve out time for each other, making sure we all connect and make the memories of the future. Our family photos are a virtual who's who of people we love that make up our family unit; our tribe. Paul's side of the tribe is a mix of excellent cooks and talented individuals. During our gatherings the array of homemade food is incredible! Paul's Mom's Swedish meatballs, Danielle's famous bread dip, Kate's awesome pastries, Jamie's deviled eggs, my husband's incredible stuffed mushrooms! Couple that with a variety of talent and personalities and you get some very lively conversations. Paul's Mom is the retired VP of Nursing at Ellis. My sister-in-law (Janice) just received her Master's degree - in her 50's. My other sister-in-law (Joanne) holds down a FT job and takes care of their parents so they can be comfortable during their Golden Years. Paul's son builds high rise scaffolding in NYC, Jaime his oldest daughter is a fantastic hair stylist - I have dubbed her with the name “Color Queen”. Stacy his younger daughter is a hard working mother of 2 with her eye on the future. On my side I have 2 step-daughters from a previous marriage; a sister and a brother. My one step daughter (Lea) rushes up from New York during the holidays, always at the mercy of the weather. Lea is in marketing and advertising which I find very flattering since that is my background as well. She frequently stays with Paul and I while she is here and I just love having her here! My other step-daughter (Beth) is a new Mom and wife. Being a Mom is the best thing that ever happened to her! The girls have a huge family yet they always make it a point to spend time with me on the holidays and throughout the year. How lucky am I? Two wonderful young women want to be with me because the bond we made as they grew up could not be broken by a divorce. Even their Dad (John) and Pamela (his girlfriend) spend time with us as we cross paths at family functions. And if I may digress back to food, Pamela is one of the best cooks I know! Whether it's a christening or a wedding I always make sure I seek out Pamela's food! This year my sister (Jonnie) and my brother-in law (Charlie) had Thanksgiving dinner together for the first time in 25 years. We sat and talked, ate too much and laughed for hours. It was really nice; the only thing that could have made it better is if our brother (Craig) and his wife (Patty) were there. I love my tribe and wouldn't trade it for the world. Even if one of the natives strays a little we all come back together for the holidays to feast. During our tribal feast stories of the past are shared between the adults while babies and children play. I pray that when they become adults with their own babies they will understand the meaning of family, it's not about blood, it's about love.

Comments and Input – Paul and Cheryll 280.5260 Advertising – yourhometowne@gmail.com or 265.1105 Photography – hometownephoto@gmail.com Design – kgarriso@nycap.rr.com or 883.3872


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WHY ISN'T MY HOME SELLING? The reality of today's market is that it's a little rough. However, the common question, "why isn't my home selling?" actually has several answers. While many times a property won't move due to its high or noncompetitive sale price, many factors outside of the general real estate market affect a property's value, and how quickly it will sell. One of the biggest reasons a property won't sell is because of obsolescence. Obsolescence is a term in real estate which refers to “negative value effects” - factors which decrease a property's value. The term is commonly broken down into two types: functional and external. A functional obsolescence is a negative aspect found within the property design, sometimes having to do with the floor plan. A common example is a layout where you must walk through one bedroom to get into another. Another might be having the bathroom (in a one-bath home) on a different floor than all the bedrooms. A buyer may not consider buying a home with functional obsolescence. The good news is that many times, a functional obsolescence is curable! However, before you spend thousands of dollars on curing these issues you need to see if the “cured price” of the home is high enough to justify the necessary money spent. It might not be a cost effective solution. Often times, a seller's best bet is to lower the price in order to counteract an existing negative factor. This can mean less time, less hassle, and less money lost at the end of the day. A buyer will see the negative functional obsolescence - and if they are willing to deal with it (or cure it themselves) they will buy at a price that has that negative aspect factored into it. The other negative factor we encounter is external obsolescence. Unfortunately these are almost always incurable. Most common examples of this is a property/house located on a busy road, next to high noise, pollution, commercial centers, major highways, flight paths etc. When you own a property with a negative external obsolescence there is typically nothing you can do about it. The only action you can take is to price the property with those negatives in mind. The buyers will pay less due to any external factors that can't be cured - but with a lower price, at least they will buy from you. At the end of the day any negative obsolescence can be solved in most buyers' minds, by lowering the price to a point where the negative is accepted. Having a realtor who understands these issues is one of the best ways you can accomplish your real estate goals in today's market as quickly, and smoothly as possible. Whether buying or selling, a good Realtor can help you through complex real estate issues. CMK and Associates Real Estate Christian C. Klueg, NYS Licensed Real Estate Broker and NYS Certified Residential Appraiser 518.332.0218 • cmkandassociates.com 818 Saratoga Rd. (Rt. 50) Burnt Hills


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TIS THE ... SEASON

table ound the Gather ar x, step back and rela an ith us for as w e im t in tm ned Chris Old Fashio onderment full of W rmth, and Wa as... n Christm o lt r a h C a berships Club Mem Customer sday ent Wedne Entertainmd Sunday an

399-9951

745 Charlton Road, Charlton

www.charltontavern.com New Years Eve sittings are available by reservation only.

Social networking at the Tavern couldn’t be easier with WIFI

Cozy Rooms full of American Made Sofas, Chairs & Wood Furniture Country-Style Curtains & Rugs Woven Table Linens Lamps, Lighting, Shades Everlasting Florals & Wreaths Gifts, Jewelry & Scarves... ALL AT AMAZING PRICES!

745 Charlton Road, Charlton Holiday Hours: Tue-Wed-Fri-Sat 11-5pm Thurs-11-6pm • Sun -11-3pm

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For Advertising call 265.1105 or email yourhometowne@gmail.com

KEEPING YOUR HOT AIR TO YOURSELF This is the last of a three part series on home energy efficiency. The past articles discussed basic building science, insulation, and windows. This installment will explore air sealing and ice dams. A building has a correct amount of air leakage needed for a healthy living environment. Houses with excessive air leakage are uncomfortable and expensive to heat. Too little air exchange creates poor indoor air quality, and potential issues with mold. A home energy professional can calculate the correct amount of air exchange your house should have, then measure it with a blower door, which is a large fan installed in an exterior door and controlled to a specific pressure. Most houses are too leaky and need to be sealed better. Air sealing is usually the least expensive type of energy improvement that yields the greatest fuel savings. Houses with excessive air leakage sometimes need to run humidifiers in the winter time. Tight, energy efficient houses need mechanical ventilation systems to remove excessive humidity. When our company performs energy assessments, we view the use of humidifiers as a red flag that indicates the need for air sealing. You can also detect air leakage by the presence of cob webs. Spiders build their webs in an air current. They want their food to float by and get caught in the web. The air leakage of a house has a direct relationship to the formation of ice dams. There are three conditions needed to form ice dams: 1) snow on the roof, 2) outside temperature below freezing, and 3) temperature of the underside of roof above freezing. In our experience most ice dams form when heated air from the house escapes into the attic area, melting the snow on the roof. The snow melt flows down the roof, then re-freezes when it hits the cold roof overhang. Thick ice forms on the edge of the roof, creating a pool of water behind it until the water backs up under the roof shingles and leaks into the house. The solution to ice dams is not re-roofing. Re-roofing helps minimize the chance of water getting into the house, but does not stop the ice formation and water pooling. You need to address the root cause of the heat in your attic to minimize the chance of ice damming. Summit Construction has been resolving tough air sealing and ice damming issues for the past three years. Contact us to determine your home energy efficiency problems, lower your heating bill, and minimize the chance of ice damming.

(518) 399-2438 • Email: pete@summitconstructionofny.com. www.summitconstructionofny.com

IMPORTANT NOTICE FOR TOWN OF BALLSTON WATER USERS The Town of Ballston is currently purchasing water solely from the Town of Glenville. We have ceased purchasing water for the Saratoga County Water Authority until they have consistently reduced their disinfection by-products to an acceptable level and provide assurances that these levels will remain within acceptable limits in perpetuity .

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READY OR NOT... IT’S HERE! It's here-whether you're ready or not. Weight Gain season begins now and runs straight through New Year's. Of course the choice is yours. Now is your opportunity to plan for the weeks ahead. Once the craziness begins, you'll be too busy to put a plan into action. So let's take this calm before the storm, to outline a two-part plan that will save your waist from unwanted holiday inches. 1) Part One: Your Exercise Plan. Exercise is the first thing people cut when they get busy, and the holiday season is notorious for empty gyms. This year do something different-obligate yourself to exercise. Promising to yourself won't do it, you need to promise to others so that you won't drop the ball. • Sign up to work with a fitness expert - I'll give you the attention and assistance that you need to power through the holidays in better shape than ever - talk about motivating! • Join one of our classes - You won't be as effective exercising on your own during the busy holiday season, so join our classes for accountability. • Get a serious exercise buddy -When looking for an exercise buddy consider the following questions: - Do they share your fitness goals? - Do they give up easily? - Are they at your fitness level? 2) Part Two: Your Diet Plan. The holidays offer ample opportunities to indulge, so you need to hammer down some guidelines before hitting that buffet line. I'm not saying that you shouldn't indulge in any seasonal treats, but use moderation. • Don't bring edible treats to the office or to parties. You know that the leftovers will come home and you'll end up eating far more than your share. • When faced with a buffet line, load your plate first with greens, vegetables and lean meats before breads and heavier foods. Also drink water with your meal and keep alcoholic beverages to a 2-drink maximum. • Beware of holiday drinks - most are brimming with calories. Stick with hot tea or unsweetened coffee. • Everywhere you go during the holiday season brings you face-to-face with a plate of sweets. Each time you're in a social situation that involves sweets just eat one, and enjoy your treat slowly. You don't have to gain weight this holiday season. If you approach the holidays with the mindset of, 'I deserve to indulge and I shouldn't have to exercise' then you'll enter 2012 a few pounds heavier, a little less healthy, and with lower energy than ever before. I believe that you deserve better and that you should enter 2012 in better shape than you are today. I'm here to help - call to set up a fitness consultation with me. I'd love to show you how to transform your body over the weeks to come. Call 424-7878 or email gina@precisefitnessandtraining.com to get started today with a free consultation.

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1. GIVE MOM AND DAD A NIGHT OUT If there are any parents on your Christmas list - especially if their kids are young - chances are they don’t get out as often as they’d like. So why not give them a night out on their own? Offer to babysit for a night, then pair that with a gift certificate to their favorite local restaurant. To make the “date night” complete, throw in tickets to a movie or a live show.

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SIX IDEAS FOR LOCAL SHOPPING THIS

2. GIVE THE GIFT OF “ME TIME” With busy work schedules and hectic lives, sometimes it’s hard for people to carve out any time for themselves. Most salons and spas offer gift certificates for their services. Maybe that hardworking person in your life wouldn’t normally take an hour out of the day for a relaxing massage - but having a gift certificate in hand will give them a reason to schedule time to take care of themselves. 3. FIND SOMETHING ONE-OF-A-KIND Many local organizations sponsor craft shows during the holiday season. Why not check out a few of them and see what unique handmade items you come across? Some holiday fairs also have make-and-take craft stations where the kids can make something by themselves.

4. MAKE AN ALL-LOCAL GIFT BASKET Do you have relatives who have moved out of the area? Give them a taste of home by assembling a gift basket full of nothing but items made locally. Locally we have chocolate makers, wineries and a variety of other specialty food manufacturers, browse the shops right here in your hometowne and see what you can find. You could also throw in a T-shirt or sweatshirt from their alma mater!

5. PRESERVE YOUR FAVORITE MEMORIES... Old photos, collected and assembled in an attractive package, can make a great gift for relatives or old friends. Some places will scan your old photos or negatives for you, allowing you to create a DVD slideshow of memories. Or you can head to your favorite card or craft store and buy the materials for a homemade scrapbook. 6. ...OR HELP MAKE SOME NEW ONES If someone on your Christmas list loves new experiences, let the sky be the limit! Maybe a flight school or skydiving service? Or for those who prefer something a little more down-to-earth, try a gift certificate for a parent and child bowling, skiing/tubing, movies, skating or even a laser-tag outing, all of these will add to family memories that will last a lifetime.


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BALLSTON SPA

The National Bottle Museum Visitors to the museum can learn about early bottle making methods, view surviving hand tools, and see a miniature model of a typical 1800's glass furnace.

76 Milton Avenue Ballston Spa 885-7589 Mon - Fri 10am-4pm

UNDER NEW OWNERSHIP DAILY SPECIALS KARAOKE DEC 2ND & 9TH CHRISTMAS PARTY DEC 23RD

885-6861 15 Prospect Street Ballston Spa


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STAY TUNED with Paul Hill

How do you get to Carnegie Hall? ...Just ask Dan Foster I have heard this man sing while playing the piano at Burnt Hills Music so let me say this; Dan Foster has ONE powerful voice. It is not often that one gets to meet someone who is about to perform at Carnegie Hall; I'm glad I did and I'm here to share Dan's long line of musical accomplishments. . Locally Dan is known as a well respected teacher in various disciplines at Burnt Hills Music owned by Rick Werblow. Dan was trained in Sacred Music at Westminster Choir College as a singer, pianist, organist, and conductor. Rumor has it he knows his way up and down the neck of a guitar as well! Dan sang for three years in the Spoleto Festival International in Charleston, South Carolina as a tenor. He returned two years ago and is currently the organist and pianist with the Antioch Chamber Ensemble one of the finest professional choral music ensembles in the United States. Dan also performed for two years at the Pitten Festival, Austria, quite the resume but I'm not done yet! Dan has sung on concert tours in Taiwan, Korea, France, Holland, and Italy and has performed and recorded extensively with the New York Philharmonic, the Philadelphia Orchestra, and the Orchestra of St. Luke's as well as recording with the renowned early music ensemble Fuma Sacre. Most recently, Dan led the choir he founded, Aoede Consort, in the premier of a large body of new Orthodox Liturgical music by renowned Russian pianist and composer Vladimir Pleshakov. Dan will premiere more new works by Vladimir Pleshakov with the Aoede Consort Sunday January 22nd, 2012 at the Stern Auditorium / Perelman Stage at Carnegie Hall. Tickets are available online at the Carnegie Hall website www.carnegiehall.org

Tickets: $99, $85, $60, $45, $35, $17.50 www.carnegiehall.org | CarnegieCharge 212-247-7800 Box Office at 57th and Seventh, New York City, New York Additional information available at www.AoedeConsort.org …and THAT'S how you get to Carnegie Hall. Stay Tuned!


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We would like to wish everyone a very, very Merry Christmas!


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For Advertising call 265.1105 or email youraddirector@gmail.com

THEY SAY YOUR EYES ARE THE WINDOWS TO THE SOUL They say your eyes are the windows to the soul. They are also the windows to your health because they allow your eye doctor to see what's going on inside you. Your eyes are the only part of your body where doctors can look directly at internal, functioning blood vessels. A comprehensive dilated eye exam is a painless procedure in which an eye care professional examines your eyes to look for common vision problems and eye diseases, many of which have no early warning signs. During an eye exam, your doctor uses special eye drops to cause eye dilation. The drops cause the black portion at the center of your eye (iris) to widen, allowing your doctor a good view of the back of your eye. Pupil dilation can help your doctor diagnose many diseases and conditions, such as: diabetes, eye tumors, high blood pressure, infectious diseases, macular degeneration, and retinal detachment. Many diseases and conditions can be detected at their earliest stages during an eye exam. For this reason, most eye doctors recommend eye dilation as part of your routine eye exam schedule. A dilated eye exam also allows your doctor to check for damage to the optic nerve that occurs when a person has glaucoma. In determining whether eye dilation is necessary for you, your eye doctor may consider your age, your eye health, your overall health, your reason for an exam, and results of previous eye exams. Pupil dilation is not uncomfortable, but it does represent a loss of part of your day, as the drops take approximately 30 minutes to work, and you will have difficulty seeing for around an hour after your exam, until the drops have stopped working. Having your eyes dilated does not substantially blur your vision, but it definitely will be noticeable. You will still be able to see most objects and navigate with relative ease. Remember to bring a pair of sunglasses along to your eye exam, so that the bright light outside will not hurt your eyes after the examination. The optometrist's office will usually have several pairs of disposable sunglasses as well, just in case you forget. Because you may feel disoriented after pupil dilation, you may also want to consider asking someone else to drive you to your eye appointment, or accompany you on public transportation. Getting regular eye exams is an important way to monitor your optical and general health. For more information contact Kristen Cameron, Burnt Hills Optical 793 Rt. 50 Burnt Hills, 399-6130 or visit www.burnthillsoptical.com.

MERRY CHRISTMAS from

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See our ad on ! Page 19

Albany St, Schenectady

FAMILY OWNED AND OPERATED Now in our Third Generation Founded in 1948 by Fred Spezza Sr., Mohawk Heating was located on Albany St. in Schenectady for 55 years. Fred Sr. passed the business on to his son, Fred Spezza. Now, Mohawk Heating will be a third generation business, with his grandson, Kris Spezza, taking over the reigns at their new corporate headquarters, built in 2003, located at 1694 Duanesburg Rd. Mohawk Heating is a Premier Lennox dealer, featuring the full line of Lennox heating and air conditioning systems for homes and businesses. For over 60 years, they have prided themselves as your total comfort craftsman, featuring solar, geothermal, radiant, forced air and hydronic systems, as well as whole house generators. Mohawk Heating pioneered the air duct cleaning business with their exclusive SANI-VAC duct cleaning equipment.

Corporate Headquarters Duanesburg Rd.

For total indoor climate control, Mohawk Heating is your one-stop shop. Their fleet of radio dispatched service trucks are piloted by NATE certified technicians who will guide you in repairing or replacing your equipment. They operate 24/7, 365 days a year.

374-3894 or 725-4464 • www.mohawkheat.com


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DO MEN AND WOMEN INVEST DIFFERENTLY? Several years ago, the book titled Men Are From Mars, Women Are From Venus was quite popular. As the title suggests, the book argues that men and women are vastly different from each other, particularly in their emotional needs and in the way they communicate. While not everyone agrees with the notion that men and women might as well be from different planets, most of us would probably concur that the two genders frequently behave differently - and this divergence in behavior may also show up in the way that we invest. In fact, various studies and anecdotal evidence suggests these differences in the way that men and women invest: Men tend to trade more often than women. Men seem to buy and sell investments more frequently than women. This difference could result in an advantage for women investors. For one thing, if women do trade less, they may incur fewer commission charges, fees and other expenses, all of which can eat into investment returns. Also, by holding investments longer, women may be able to take better advantage of market rallies. During the 20082009 financial crisis, for example, men were more likely than women to sell shares of stock at market lows, which led to bigger losses among male traders - and fewer gains when some of the stock values began to rise again - according to a study by Vanguard, a mutual fund company. Men tend to invest more aggressively than women. Perhaps not surprisingly, men seem to be more willing to take risks with their investments. This trait can be both positive and negative. On the positive side, risk is associated with reward, so the more aggressive the investment, the greater the potential for growth. On the negative side, taking too much risk pretty much speaks for itself. Ideally, all investors - men and women should stick with investments that fit their individual risk tolerance. Women are more likely to look at the “big picture.” Although both men and women investors want information, women seem to take a more “holistic” approach - that is, instead of focusing strictly on performance statistics, they tend to delve deeper into their investments' background, competitive environment and other factors. This quest for additional knowledge may help explain why all-female investment clubs have achieved greater returns than all-male clubs, according to a study by the National Association of Investors Corp., which represents thousands of investment clubs across the country. Men may be more optimistic about the financial markets. Some studies show that men are more optimistic about key economic indicators and future stock market performance. Optimism can be a valuable asset when it comes to investing; if you have confidence in the future, you're more likely to invest for it, and to continue investing. On the other hand, false optimism may lead to over-confidence, which can have negative results for investors. Neither men nor women have a monopoly on positive investment behaviors; each gender can probably learn something from the other. Ultimately, of course, it's your decision-making, not your x- or ychromosomes, that will determine your ability to make progress toward your long-term goals. So educate yourself about your choices, and get the help you need from a financial professional, as you invest through the years. This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. Christopher Nyhan is a Financial Advisor with Edward Jones in Burnt Hills, NY. He serves as President of the BH-BL BPA and the BH-BL Rotary Club. He can be reached at 399-5087 or chris.nyhan@edwardjones.com.

Did you know? Every time it erupts, Old Faithful in Yellowstone National Park spurts up to 8,000 gallons of 199-degree water about 140 feet into the air.

Ski Vacation Rentals on Gore Mountain. Visit the Quaint Ski Village of North Creek!

SUPPORT YOUR LOCAL REALTOR!


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32. Boyfriend 33. Gawk at 35. Models 39. Leases 41. Lyric poem 42. Work out 43. Classical music theatre 44. Where a bird lives 46. Duo 47. Set straight 49. Swindle 51. Pictures 54. Owns 55. Blemish 56. Wipe out 63. Jump up and down 64. "Backwards room" 65. Unit of capacitance 66. Jacob's brother 67. Coastal raptor 68. Flip over 69. Bottom of the barrel 70. Marsh plant 71. Porous

ACROSS 1.Fabric for jeans 6. Existed 10. Overtake 14. Dwelling 15. "Smallest particle" 16. Assist 17. Pillar

18. Impolite 19. Scarce 20. Adversary 22. Largest continent 23. N N N N 24. Have in mind as a purpose 26. Accompany 30. Movie prize

DOWN 1.Information 2. Black, in poetry 3. Nothing (British) 4. Inspiration 5. Amalgamation 6. Alerts 7. Decorative case 8. Poles

9. A medicine that induces vomiting 10. Airborne infantry 11. Humiliate 12. Small finch 13. Place 21. Not tricked by 25. Short sleeps 26. A river in Spain 27. Leak slowly 28. Walking stick 29. Horrific 30. Bygone 31. Views 34. A large chime 36. Strip of wood 37. Wickedness 38. Arid 40. A period of discounted prices 45. Not this 48. Chemical cousin 50. Beneficial 51. Push 52. Bullwinkle, e.g. 53. Seaweed 54. Employed 57. Drill 58. Solitary 59. Sexual assault 60. Region 61. Armored vehicle 62. Swirl

Answers can be found on page 35

DECEMBER CROSSWORD PUZZLE


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BURNT HILLS UNITED METHODIST CHURCH Experience the Christmas Story, A Live Nativity. Celebrating Our Saviors Birth, December 17, 1022. Service times 5pm & 7pm All are welcome to bring friends and family! Burnt Hills United Methodist Church Christmas Eve Worship Services will be 5:00pm especially for the children Carol singing, Christmas Story and Pageant Procession. All children are invited for the pageant procession. 7:30pm Sunday School Youth will present "A Christmas to Believe In". The Youth Players will celebrate in Music. We will celbrate the gift of love revealed in the Christ. 10:00pm Candle Light Worship together. We will sing carols and hear the Christmas story from the Bible. Music is by Harpist, Karlinda Caldicott, Flutist Yvonn Hansbroug and the Chancel Choir in joy filled honor to our Saviors Birth. Christmas Day Worship 11:00am Come and Worship in Word, Carols, music and prayer.

"There are two kinds of people, those who finish what they start and so on." - Robert Byrne

THE TRADITION OF THE CHRISTMAS STOCKINGS The tradition of the Christmas stockings began by a story told since ancient time about a kind noble man who had three daughters. The wife of the nobleman expired and the daughters and their father were left in a state of sorrow. The daughters had to do all the work in the house. When the daughters became young and eligible for marriage, the poor father could not afford to give the huge dowries to their husbands. One evening the daughters, after washing their stockings hung them near the fire place to be dried. Santa Claus being moved by the plight of the daughters came in and put in three bags of gold one in each of the stocking hanging by the chimney. The next morning the family noticed the gold bags and the nobleman had enough for his daughter’s marriage. The daughters got married and they lived happily ever after. Since then children have been hanging Christmas stockings.

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TIPS ON BUYING A PERSONAL COMPUTER Buying a computer is a major purchase and you should study the options carefully. The two main types of computers and operating systems are the PC (Windows) and Macintosh. Factors to Consider: How will you use the computer? Knowing how you'll use your computer will help you determine what type of minimum requirements the computer needs to have. For example, computers that run graphic design programs generally need more memory (RAM) than computers used for simple word processing operations, such as email and searches. How Much Should You Spend? Depending on your needs, be prepared to spend between $400 to $600 for an entry-level average PC desktop or laptop computer. A Netbook, which is a small limited laptop costs under $300. A new monitor will cost between $110 to $200 for an LCD screen. Printers vary from $39 on up depending on the functions it provides. Buy from a Reputable Dealer. Before you buy your next computer, check the warranty. One year is average and that is usually fine for a desktop, but with laptops you should take out the extended warranty for a couple more years. Will the technician come to you or do you have to bring the machine in? Here are some basic computer terms that will help you understand what the salesman is talking about: CD/DVD RW-ROM Drive: CD's and DVD’s store lots of data and are used to install new programs, and back-up personal data. Be sure to keep in mind how important it is to back-up your files and pictures regularly!! CPU: The CPU, or central processing unit, is the brains of the computer. The higher the numbers the faster the computer will run. The latest PC intel chips are core i-3, core i-5, core i-7. Operating System: This is the software that is needed to run the computer. Today’s latest is Windows 7. Home premium is a good choice. If your new PC comes with re-install disks… great! If not, when your PC tells you to burn recovery disks…DO IT! Hard Drive: The hard drive also is called the hard disk. You'll probably never see it because it is nestled inside your computer. It's the computer's electronic filling cabinet, and it stores the computer's operating system, files, programs and documents. Average size today is 250 to 500 gigs of space. RAM: Computers save data in two ways: on the hard drive (permanently) and in random access memory (temporarily while the software is running). New computer buyers should look for models with at least 4Gigs of RAM. Make sure that the computer can be upgraded. Make sure to install or have installed an anti-virus and malware/spyware program that runs daily as soon as you start using your new PC. With the holidays fast approaching, a new computer may be on your wish list. Be sure to check our prices on Dell Laptops and desktops first. Our in stock, Dell laptops start at $299 and desktops at $399. And our used, reconditioned PC's from $100. BEWARE: Know what you are buying!!! Be very careful of big box stores selling cheap PC's and monitors boxed for under $400. You get LESS then what you pay for!

Mention you saw us here to receive $25 OFF of a back-up with a reformat!! Offer expires 12/31/11 As always, Safe computing until next time.

Cheap Geek Computer Services • Maggie Faltskog • 399-8886


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bills are on the way! Don’t get caught in the this winter!

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Did you know? A hurricane that hit Puerto Rico in 1928 dropped 30 inches of rain over the island; the deluge was estimated to weigh 2,800,000,000 tons.

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THE VILLAGE IS BUSTLING! The stockings are hung on the fire place with care and our Christmas village is bustling. My son and I spend many hours creating the perfect village each year. Our canvas is a five-tiered shelf in our kitchen. Each year we venture out to find a new piece to add. We lay the "snow" and decide who has what shelf. He takes a few and I take a few. As we unpack the village, we line up the houses. The Laundry mat, the Chinese Restaurant, and Taco Shack go on Main Street. The tree with lights is in the town square next to the church and bakery. As we line up the street lights and add some fake snow, our little village takes on the holiday spirit. My son makes sure that the people with mugs, are placed near the hot cocoa stand and the ice fisherman need to be near the pond, NOT the river. He says, "Mom, they can't ice fish in a river!" I guess he is right. If you're going to do a village it may as well be an accurate one! The new mountain lodge sits in the center. People snowshoeing and making snowmen. Deer nestled near some far off trees. The ice fishermen huddle near their fire. People are strolling on the cobble stone walkway through the center of town with gifts in hand. The cocoa stand is busy with children waiting for a hot cup with extra marshmallows. As the scene draws you in, I remember...I have to get this whole thing to light up! I gather the cords so they are out of sight and plug them in to a huge electrical "bus". As I work my way through each shelf, zip tying each cord to the side, I find my way to the bottom. I plug them all in and pause to take a deep breath. Hoping, we don't blow a circuit or even worse, suck all the power from our entire neighborhood as I flick the switch. Mind you, this is quite a village. As I apply the pressure to the big red button, my son waits in anticipation. The village comes alive. The tree in the town square is bright with twinkling lights, the cobble stone walks are lit by old fashioned street lights. The bakery's lights are on and the Chinese Restaurant is open for business. We stand back and look, and keep looking. We say to each other..." THIS is the best village ever!" We live in the best village as well. I look forward to the hustle and bustle of our town. We may no longer have the cobble stone walkways or the old fashion street light, but the spirit of the holiday is here with all of us. As always, I wish you peace, love and a joyous holiday with extra marshmallows in your cocoa. Pattie Rakvica • idriveaware@gmail.com

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DECEMBER SCHEDULE 518-399-8174 E-mail: kdeangelo@sals.edu There is no December meeting of the Library Board of Trustees. The January meeting will be held on Wednesday, January 25th, in the library community room. COMPUTER CLASSES - free, but please call 399-8174 ext 2 to register. Picasa Part 1: Monday, December 5, 6-7:30PM. Take your photos further with Picasa. Find out how to view, organize, edit, share and backup your digital photos. Facebook for those over Fifty: Tuesday, Dec 6, 2011, 10:30AM-12PM. Learn about Facebook and find out what everyone is talking about! Surprise your family by setting up your own Facebook page. Join us for this easy, basic discussion and demo. Picasa Part 2: Tuesday, December 13, 6-7:30PM. This class is for the person that has either taken Picasa 101, or already has digital experience. You are encouraged to bring your own digital pictures with you on a flash drive. You will be shown how to edit your own photos using Picasa as well as adding and creating web albums, collages and movies. File Management: Monday, December 19, 6-7:30PM. This course will teach you how to save and organize files and folders to make it easier to find them. This course will show you how to drag and drop while using windows explorer. Toddler Time - Wednesdays and Fridays 10:30AM. Read and sing with us to promote early literacy and social skills, then stay and play. For ages three and under accompanied by an adult. Pre-school Story Time - Wednesdays 1:30PM/Thursdays 10:30AM. Enjoy

LIBRARY HOURS Monday -Thursday 10AM - 8PM Friday 10AM - 5PM Saturday 10AM - 2PM Closed Sunday ONLINE http://catalog.sals.edu or http://toblibrary.sals.edu YOUTH SERVICES http://toby.sals.edu E-mail: rdarling@sals.edu

books, songs, finger plays and a craft with us, with play time to follow. For 3-6 year olds accompanied by a caregiver. Art & Movement - Tuesdays 10:30AM November 29-December 20. For pre-schoolers with a care giver. Read to Casey - Wednesdays 4PM.Casey is a certified therapy dog who visits our library and loves to listen to stories. Kids and families of all ages can attend. No registration needed. 2,3,4 Book Club - Thursday, December 15 4PM. Each month we’ll read books of the same genre or theme, talk about them, do a craft, and play with Legos. Please sign up Celebrate the New Year with Dragonfly Design - Thursday, December 29 1:30PM. Make a creation and ring in the New Year with Dragonfly Design. Please sign up, for grades K-5. Teen Program - Tuesday, December 27 1:30PM. Sew a sock monster with us! Bring out your creative side and create your own monster. Please sign up - for grades 6-12. The Saratoga Program for Arts Funding Computer Montage Grant Project is almost ready for the grand unveiling. All are invited to come and see the tiles created by community members depicting their favorite books at 12:30 on Saturday, December 10th in the library's reading room. Refreshments will provided by the Friends of the Library. This program was made possible in part with funds from the Saratoga Program for Arts Funding (SPAF) part of the Decentralization regrant program of the New York State Council on the Arts (NYSCA), administered by Saratoga Arts.

HANUKKAH TRADITIONS Hanukkah is the story of a great victory of the Jews over the Syrian-Greeks. In 165 BCE, led by the Hasmonean family of Mattathias the High Priest and his youngest son, Judah, the Jews succeeded in evicting the Syrian-Greeks from Israel and restored the Temple. According to the Talmud, after the Temple had been cleaned and the Priests were ready to light the Temple menorah, they could find only one jug of oil that was fit to use. This was only enough for one day, but it lasted for eight. This is why Hanukah is eight days long. For eight days beginning on the twenty-fifth day of the month of Kislev we light the menorah to celebrate the victory and the miracle of Hanukah. Hanukkah comes from the Hebrew word "Khanu" meaning 'and they rested,' and from the Hebrew date Kaf Hey which equals 25. That is why we celebrate Hanukah beginning on the 25th of the month of Kislev.


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PUT A LITTLE HO, HO, HO IN YOUR HOLIDAY DECORATING

Answers from Crossword Puzzle on page 26

I love beautiful things, and in case this is the first time you've read my article, I will tell you my secret: I'm cheap. Clearance sales make my pulse pound and finding ways to repurpose things I already have for new and different uses completely makes my day. I never have the same “look” two years in a row and if you follow my tips for beautiful, budget decorating, you can have a fresh look every year too. Bring the Outside In 1. Place natural elements like acorns, pinecones and evergreen branches in large bowls or platters and insert candles for a beautiful, unique centerpiece (use glass hurricanes to keep it safe). 2. Spray evergreen branches with silver or gold paint and place in tree as decoration or in vases around your home. 3. Bump up the beauty factor of your store-bought garland by weaving evergreen branches and other pretty natural elements throughout. Think Beyond Red and Green 1. Sapphire and silver, magenta and amethyst, and silver/gold and white are great alternative color palettes for Christmas. 2. Use a theme - Adirondack, Victorian, modern or country. 3. Mix it up - use a different palette or theme each year so you don't have to look at the date on your photos to recall when it was taken. Decorate the Everyday 1. Weave glass or evergreen garlands in and out of the arms of your chandelier and hang glass balls with silk ribbons at different levels to add interest. 2. Place cards and garlands on TV units, coffee tables, and artwork. 3. Fill bowls with balls and leave in bathrooms and hallways. If you don't have time to create the perfect holiday display, don't worry! With my One Day Makeover, you can have a beautiful winter wonderland without spending a lot of time or money. But with less than three weeks before Christmas, don't wait to book your in-home appointment! I can rearrange your space for a party, decorate for that special Christmas morning or create a one-of-a-kind outdoor display. Be sure to find me on Facebook and my website: www.locustgrovedesigns.com. I'll be giving out 12 days of decorating advice (for free!). Happy Holidays! Locust Grove Designs • Dawn DiLorenzo • 222-9551

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Garofalo's Offers a Wide Variety of Meat Specialties

Italian Roast Beef

with Tomatoes and Kalamata Olives 1 (2 1/2- to 3-lb.) hand cut boneless beef roast from Garofalo's 2 teaspoons coarse salt, divided 1/2 teaspoon black pepper, divided 2 tablespoons Garofalo's flavored olive oil 1 cup chopped onion 1 tablespoon minced garlic 1/2 cup red wine 1 (28-oz.) can tomato puree 2 bay leaves 1/4 cup packed chopped fresh basil 1 teaspoon dried oregano Dash crushed red pepper 1/2 cup halved & pitted Kalamata olives fresh from Garofalo's

OUR SIGNATURE ITALIAN SAUSAGE SINCE 1904 Hot or Sweet; Rope style or Patties Meatballs and Bragoiles Kielbasa, Chorizo, Andouille, Bratwurst, Daisy Hams & Thick Sliced Bacon CUSTOM CUT BEEF Filet Mignon Rib eye steaks choice NY Strip Steaks choice PORK Pork Chops Center Cut Bone in or Stuffed* Pork Tenderloins POULTRY Skinless boneless Chicken breasts Chicken Cutlets or Stuffed Chicken Breasts* COLD CUTS Featuring Battistoni Salami, Capicola, Soppresata & Abruzzi

Chicken Breasts with Sun-Dried Tomato-Chile Cream Sauce

1/2 cup sun-dried tomatoes (not oil-packed), coarsely chopped (1/2 inch) 1 dried chile, coarsely chopped (1/2 inch) 1 cup boiling water 4 boneless skinless chicken breast halves from Garofalo's 3/4 teaspoon salt, divided 1/2 teaspoon pepper, divided 2 tablespoons olive oil, divided 1/3 cup minced shallots 4 garlic cloves, minced 3 tablespoons chopped fresh basil 1 cup heavy whipping cream Soak sun-dried tomatoes and chile in boiling water in small bowl 20 to 30 min or until softened. Drain, reserving soaking liquid (about 1/4 cup). Sprinkle chicken with 1/2 teaspoon of salt and 1/4 teaspoon of pepper. Heat 1 tablespoon of the oil in large skillet over medium-high heat until hot. Cook chicken 8 to 10 min or until browned, turning once. Remove chicken; cover loosely with foil. Heat remaining tablespoon oil in same skillet. Cook and stir sun-dried tomatoes, chile, shallots, garlic and basil 4 min or until soft. Add cream; bring to a boil over high heat, stirring to scrape up any browned bits from bottom of skillet. Simmer 3 min or until thickened. Stir in reserved 1/4 cup soaking liquid and remaining 1/4 teaspoon each salt and pepper. Serve sauce over chicken.

Sprinkle beef with 1 teaspoon of the salt and 1/4 teaspoon of the black pepper. Heat large pot or Dutch oven over medium heat until hot. Add oil; *Our own bread crumb and sausage stuffing heat until hot. Cook beef 10 to 12 min or until browned on all sides. Remove beef; cover loosely Don't forget the Homemade Stuffed with foil. Cook onion in same pot over medium-low Cherry Peppers or Freshly Grated Parmesan heat 8 to 10 min or until soft and golden brown, stirto complement our large Selection of ring occasionally. Add garlic; cook and stir about a Pasta & Casa Visco Sauces. minute or until fragrant. Add wine; increase heat to medium-high. Boil 1 minute. Add tomato puree, bay A variety of Olive Oils as well as blocks of leaves, basil, oregano, crushed red pepper and Sharp Provolone, Fontinella, Asiago, remaining 1 teaspoon salt and 1/4 teaspoon black Extra Sharp Canadian Cheddar, Smoked pepper. Bring to a boil. Reduce heat to medium-low Cheddar, Danish Blue Cheese, Pecorino to low; simmer 15 min. Return beef and any accumulated juices to pot; cook, covered, 1-1/2 to 2 Romano and Parmesan Reggianito. hours or until beef is fork-tender, adjusting heat as necessary to maintain a gentle simmer. Remove beef; cover loosely with foil. Add olives to sauce; Garafalo's, the taste people travel for! increase heat to medium. Boil, uncovered, 10 min or Stop in and visit the 4th generation, serving QUALITY ITALIAN PRODUCTS since 1904. until slightly reduced and thickened ,slice beef; top www.garofalosausage.com with sauce.


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The origin of Santa Claus begins in the 4th century with Saint Nicholas, Bishop of Myra, an area in present day Turkey. By all accounts St. Nicholas was a generous man, particularly devoted to children. After his death around 340 A.D. he was buried in Myra, but in 1087 Italian sailors purportedly stole his remains and removed them to Bari, Italy, greatly increasing St. Nicholas' popularity throughout Europe. His kindness and reputation for generosity gave rise to claims he that he could perform miracles and devotion to him increased. St. Nicholas became the patron saint of Russia, where he was known by his red cape, flowing white beard, and bishop's mitre. In Greece, he is the patron saint of sailors, in France he was the patron of lawyers, and in Belgium the patron of children and travelers. Thousands of churches across Europe were dedicated to him and sometime around the 12th century an official church holiday was created in his honor. The Feast of St. Nicholas was celebrated December 6 and the day was marked by gift-giving and charity. After the Reformation, European followers of St. Nicholas dwindled, but the legend was kept alive in Holland where the Dutch spelling of his name Saint Nikolaas was eventually transformed to Sinterklaas. Dutch children would leave their wooden shoes by the fireplace, and Sinterklaas would reward good children by placing treats in their shoes. Dutch colonists brought this tradition with them to America in the 17th century and here the Anglican name of Santa Claus emerged.

NEW MENU! Everything is Fresh and Made to Order Monday-Thursday • $5 Lunch Specials 1/2 Sandwich and Homemade Soup of the Day

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BURNT HILLS FIRE DEPARTMENT

Annual Christmas Party!

SATURDAY DECEMBER 17TH Santa will be driving through the neighborhood on the fire truck 11am- 12pm be sure to watch for him! THEN JOIN US AT THE FIRE HOUSE 1-3PM FREE SNACKS AND TREATS FOR THE KIDS!

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