Alpine Bank 45th Anniversary Publication

Page 1





Photo: Jack Affleck

Photo: Keira Clark

Photo: Lucas Hammet

Photo: Jack Affleck

Photo: Jack Affleck

Cover Photo: Keira Clark



Photo: Keira Clark

In 1973, a small group of friends and associates opened Roaring Fork Bank in Carbondale, Colorado, with $250,000 in capital. That started a growth trajectory of 38 bank branches in 28 Colorado communities, creating what is now known as Alpine Bank. In 2018, Alpine commemorates the legacy of 45 years in business. While the growth represents a lot of change, the founding principles of our organization have remained exactly the same. Reflecting on the past four and a half decades, we celebrate the pioneering spirit and innovative business leadership of that original establishing team: Directors Bill Vollbracht, Rodney Slifer, Wally DeBeque and Ernie Gianinetti—along with longstanding Chairman Bob Young.


Community investment and volunteerism are at the heart of all we do. And even as our footprint now spans much of the state—from the Western Slope to the Front Range—the same core business and

community practices that resonate in Delta also ring true in Denver, just as they do from Frisco to Fruita. Five fundamental values, identified 45 years ago, remain our guideposts to this day: Independence, Communities, Compassion, Integrity and Loyalty. In short, we treat all our customers and our communities the way that we like to be treated ourselves. In 2018, we continue with the construction of two new branches. Alpine Bank Boulder and Denver Tech Center will complement our current Front Range locations at Denver’s Cherry Creek and Union Station. On the following pages, we profile some partner trailblazers. Each is part of the history of Alpine Bank as a customer, community leader, entrepreneur or visionary. Thanks for sharing in our 45-year trailblazing celebration. And as always, thank you for placing your trust in us.



Photo: Jack Affleck

We are pleased to share our 45th Anniversary Book, commemorating Alpine Bank’s 45 years of proud service to Colorado communities. Our theme for this booklet is “Trailblazing” and to that end, we have chosen to highlight a sampling of our customers from around the state. Each provide completely different products or services to our communities, yet each has discovered, in their own niche, how to preserve the best of the past while finding new methods, forging new partnerships and creating new things out of old. Those featured are making their way in this ever-changing world by doing just that: changing. At Alpine Bank, one thing will never change. We exist to provide tailored, flexible financial services and solutions to our communities. In addition to striving to stay on our path of outstanding service, community support and

volunteerism, Alpine Bank is nimble and can adapt to incorporate new ways to help you succeed. We are committed to continuing our independent ownership, which has remained unchanged during our 45 years. We learned many years ago that the success of the bank is a reflection of the well-being of the communities we serve. We truly are in this together! We hope you enjoy this book, and we hope you visit our website and see the video interviews we conducted with these customers and others.

J. Robert Young Chairman



Photo: Keira Clark



VOLUNTEERISM Early on, service to our communities was identified as central to Alpine Bank’s mission. The causes and organizations that are supported with volunteer time and talent are as diverse and unique as each of the nearly 680 employees at Alpine Bank. “We offer paid volunteer time to our staff,” says Kris Gardner, former chief administration officer. “We don’t put a lot of parameters on what volunteer time is. They can use it any way they want; any way they feel is beneficial.” Whether it’s ringing the bell for Salvation Army, coaching soccer, building a Habitat home, helping in the classroom or serving on a nonprofit board of directors, each of the employees of Alpine Bank is compensated for three full work days, or 24 hours, of volunteer time each year.

“Service to others has always been an important part of my life. Over my years of employment with Alpine Bank, I have been afforded the opportunity to grow this piece of me with overwhelming support from my bosses, peers and coworkers. I love that I am able to work for a company that places such importance on volunteering in our communities.” -Allison Nadel, Alpine Bank Employee since 2002

“Giving my time back to the community is not only personally rewarding but also an opportunity to witness the positive impact that we can all make together. Alpine Bank is a reflection of the communities that we serve and the causes that our employees support with their money, time and effort.” -Chris Maughan, Alpine Bank Employee since 2003

“Sitting in the circle at a Girls on the Run practice, I remember being excited to coach one day and change the lives of girls like my coaches did for me. I am proud to say that I was given the opportunity to coach. Some of the main highlights in my life have happened while volunteering. It brings me joy to work for a company that shares the same values and love of volunteering in the community that I do. ”

- Paige Hickman, Alpine Bank Employee since 2016

“I love that I work for a company that encourages us to volunteer. The residents at HillTop where I volunteered had such amazing stories about their lives. The highlight of my time there was sitting and listening to their stories about how and why they were there. We don’t have to have money to make an impact on someone's life. I was impacted by the lives of those residents at HillTop because I chose to volunteer.” - Drew Martinez, Alpine Bank Employee since 2016

Photos by: Lucas Hammett



LOYALTY DEBIT CARDS We’ve all heard the saying: Put your money where your mouth is. Well, with an Alpine Bank Loyalty Debit Card, you can. The card works like a check and can be used wherever Visa® is accepted. The difference? With each transaction, Alpine Bank donates a dime to support nonprofits and other community organizations. “The creation of the Loyalty program in the 90s, right when people were transitioning from check writing to debit cards, was a real win-win,” says former President Dave Scruby. “The bank got more debit card usage and gave back more to the community—and our customers loved that.” Since 1997, the Loyalty Debit Card program has granted more than $7 million. In 2017 alone, a total of $1,140,000 was awarded to organizations in 28 Colorado communities where Alpine Bank does business.

“I am passionate about supporting the community that I live, work and play in. I want our communities to be successful. I want our environment to be preserved and, most importantly, I want our kids to excel. That is why I’m a huge advocate and supporter of the Loyalty Card program. Take care of your community, and they will take care of you.” -Christine Bostick, Alpine Bank employee since 1990

"People would ask me, 'What do I receive if I open an account with your bank today?' My response was always the same: 'It’s not what you get necessarily, but what you give back directly to the community in which you live.' Given that perspective, it doesn’t take long to realize the immediate gratification and long-term benefit derived from our wonderful Loyalty Debit Card program." - Jamie Dicks, Alpine Bank Employee since 2001

“It is meaningful for me to work for an organization that finds a way to donate what would have been roughly $1million of revenue in the past year to the various nonprofits in the communities we serve. I am particularly happy to use my own Community Card to help give back to those organizations in Routt County.” - Tom Krabacher, Alpine Bank Employee since 2005

“There are people who are not able to volunteer because of their busy schedules. The Loyalty Debit Card program gives our customers the opportunity to give back to the community without affecting their daily routine. I personally enjoy discussing this option with everyone, because, while volunteering I can see the great impact this good deed has in our community.” - Lula Becerra, Alpine Bank Employee since 2013


Photos: Lucas Hammett

Community benefits organizations that meet, support and strengthen human needs, like The Blue Bench, Junior Achievement, Vail Veterans Program, Colorado Discover Ability and Habitat for Humanity of the San Juans, among others. *

Education offers support for local, school-related programs, like Colorado Uplift, Boys & Girls Club, YouthEntity, Young Americans Center for Financial Education (Young Ameritowne) and History Colorado - Ute Indian Museum, among others.*

Environment helps local groups restore, preserve and protect the ecosystems that are important to our daily lives, like Breckenridge Outdoor Education Center, Walking Mountains Science Center, Rocky Mountain Elk Foundation, Roaring Fork Outdoor Volunteers and Trail Kids, among others.*

Arts provides a unique opportunity to help fund arts and culture in our community, like Breckenridge Music Festival, Chief Theater, Rifle Creek Museum, Aspen Santa Fe Ballet and Durango Arts Center, among others.*

Americas is a partnership with Latin American community projects to support, integrate and celebrate our heritage, like Latino Community Foundation, The Cycle Effect, English in Action, BeLingual Kids and Hispanic Affairs Project, among others.*

Children’s Hospital Colorado benefits Children's Colorado, a leading pediatric healthcare network that is dedicated to caring for kids at all ages and stages of growth.

Colorado Mountain College (CMC) benefits the CMC Foundation’s general scholarships fund for nontraditional students.

*For a full list of local organizations that benefit from our Loyalty Debit Card program, please visit your nearest Alpine Bank location.



GREEN TEAM Corporate social responsibility is a primary tenet at Alpine Bank. In 2006, the Green Team was developed to help us do our part in conservation. We strive to sustain a healthy, clean environment for employees, customers, shareholders and the communities we serve. “Being green and sustainable isn’t just about reducing carbon levels or water use,” says Vice Chairman/President Glen Jammaron. “It’s got to make sense from an overall standpoint: for the bank and for the community. Things like reusing and recycling. Sustainability is really a return to a lot of practices that a lot of people did for generations.” Alpine Bank is the only financial institution in the U.S. that has earned the International Standards Organization (ISO) 14001 Certification, a globally recognized standard of excellence for environmental management.

“I’m grateful to work for a company that shares a similar passion for our environment. I was very excited that a Green Team was started back in 2006, and together we have accomplished some wonderful things.” -Clare Fuller, Alpine Bank Employee since 1996

“As a lifelong volunteer with nonprofit organizations that support sustainable recreation, our family moved to the Vail Valley in 1999 to hike and ski. It is incredibly satisfying to be a Green Team leader helping our customers and communities save money through effective stewardship of our natural resources while protecting our outdoor lifestyle. ” - David Miller, Alpine Bank Employee since 2004

“One of the reasons I pursued a career at Alpine Bank is because of its/our commitment to the environment. Business is more than just about making a profit. It’s about taking care of people and the environment in which we work, live and play. Look out the window – it’s beautiful! I’m a believer in doing what we can to keep it that way. Our local economies and communities here in Colorado depend on it.” - Pete Yang, Alpine Bank Employee since 2007

“Protecting the environment has always been a priority for me. When I started working for Alpine Bank, I was excited to know that the company I worked for shared my concern for the environment. This is just one of the core values of Alpine Bank that has led me to consider banking a career instead of just a job!” - Audrey Morton, Alpine Bank Employee since 2005


Photo of David Miller by: James Avery Cunliffe, all other photos by: Lucas Hammett



Alpine Bank has historically contributed seven percent of each employee’s salary to the Employee Stock Ownership Plan (ESOP), an important source of retirement savings. “Very few companies out there can say they’re employee-owned,” says Shelbi Bauer, Assistant Vice President. In fact, at Alpine Bank, employees own a majority share of our privately held company. With an ownership interest, employees typically report that they have a high satisfaction level with their work and gratification in their role with the bank. That means less turnover, which ultimately translates into better customer service. And superior service has been, and remains, our top priority both internally and externally at Alpine Bank.

“As a retired senior I can attest to the value of Alpine Bank’s ESOP retirement plan in which its employees are privileged to participate. Being an employee owner comes with the prospect of substantial financial incentives, 100 percent provided by Alpine Bank. Once retired and the steady stream of paychecks ceases, the comforting influence of Alpine Bank’s ESOP distributions cannot be overestimated.” -John Evans, Retired Alpine Bank Employee

“Upon being hired, I found out very quickly that Alpine Bank truly does care about each and every one of its employees. I learned this through all of the incredible benefits that Alpine Bank offers to us, including the ESOP. As an employee, I feel honored to be able to have access to such an amazing benefit, in helping me prepare for retirement.” - Rosa Santiago, Alpine Bank Employee since 2009

“Alpine Bank's commitment to bettering the lives of every person it interacts with is impressive, and the ESOP is yet another way Alpine Bank shows that. It is truly awesome to be a part of a company with an above-and-beyond attitude towards everyone.” -Jon Tewksbury, Alpine Bank Employee since 2014

“It was obvious when I started working at Alpine Bank that the ESOP was an important benefit to employees. It didn’t take me long to realize the value of being an owner. Being young and having ownership within Alpine Bank is an amazing feeling that will help me greatly in my future planning.” -Juliette Gutierrez, Alpine Bank Employee since 2009

Photos by: Lucas Hammett



OUR TRACKS LEFT BEHIND Sometimes a groundbreaker, other times a trendsetter, Alpine Bank is proud of the recognition it has received through numerous awards over the years for creating new pathways to community success. Although some of the awards are financial in nature, the ones that give us the most pride are humanitarian and come from outside the banking industry.



Alpine Bank was founded in Carbondale by Bob Young. Originally known as Roaring Fork Bank, the grand opening included presentation of a sizable donation to the town's park department. Thus began the spirit of community that continues to be such a part of Alpine Bank’s culture.

Steve Briggs, Joe Scofield, Dave Scruby, Kris Gardner, Phil Frank, John Cooper and Stan Kornasiewicz accepted the Colorado Association of Commerce and Industry Business of the Year award for Alpine Bank.

Opening of our Aspen location Opening of our Carbondale location

1990 1974

Opening of our Snowmass Village location

1992 1976 1980

Opening of our Battlement Mesa and Telluride locations

Opening of our Basalt location

Opening of our Glenwood Springs and second Snowmass Village locations


Alpine Bank garnered the Blue Chip Enterprise Award from Nation’s Business magazine, the U.S. Chamber of Commerce and Connecticut Mutual Life Insurance.

1983 Alpine Bank’s Community News was created as a way to highlight organizations in the community and communicate with customers.

Opening of our Eagle location


Opening of our Clifton location

Opening of our Rifle, Grand Junction and second Glenwood Springs locations An automated phone system used cutting-edge technology to provide customers 24-hour access to their accounts.


Opening of our second Aspen location


Opening of our Vail location



Opening of our Copper Mountain and Montrose locations

2004 Alpine Bank initiated the Latino Scholarship Program for students attending Colorado Mountain College, one of many ways Alpine Bank supports the community college.

Customers could choose to support the environment, education, the arts or community services by using an Alpine Bank Visa® Loyalty Debit card.

Opening of our Ouray, New Castle and second Grand Junction locations


Colorado Parent magazine recognized Alpine Bank as winner of the Colorado’s Best Companies for Working Families in the medium-sized company category for our family-friendly workplace.

Opening of our Willits and second Montrose locations

Alpine Bank launched its Classroom Credits debit card program as a way to give back to our local schools. Pigs prevailed when 15 larger-than-life fiberglass pigs, each painted by local artists, were auctioned off to raise money for literacy programs. The Alpine Bank Racing Team staff created this swift swine as a replica of Bob Young’s race car.

Opening of our Avon, Gypsum and Ridgway locations


John Cooper, Stan Kornasiewicz, Monique Serra, Ray Baker, Bob Young, Dave Scruby and Bruce Robinson formed Alpine Trust and Asset Management, now known as Alpine Bank Wealth Management.


Alpine Bank embraced internet technology and became the first U.S. bank to receive the WebTrust Seal of Approval for the security of internet transactions.

Opening of our Breckenridge, Dillon, Edwards, Steamboat Springs and Grand Junction locations


Opening of our Durango location


Opening of our Fruita location

Alpine Bank employees started a grassroots effort to make environmental improvements within each work area and bank location, achieving an internationally recognized ISO 14001 environmental certification through their Green Team.



Opening of our Delta, Frisco and second Rifle locations


Alpine Bank was recognized as a Gold Leader at the 15th annual Environmental Leadership Awards.

Alpine Banks of Colorado received the Outstanding Large Business Award for National Philanthropy Day in Colorado.


Opening of our Denver location in Union Station

2015 Opening of our second Durango location Alpine Bank was named Best Bank and Best Mortgage Broker as part of ColoradoBiz magazine’s Best of Colorado Business Choice Awards. The Colorado Department of Public Health and Environment, in cooperation with the Pollution Prevention Advisory Board and the Colorado Environment Partnership, designated Alpine Bank a Gold Leader at the Colorado Environmental Leadership Awards.

Opening of our second Denver location in Cherry Creek


2011 Independent Community Bankers of America® (ICBA) selected Alpine Bank as the Grand National Award winner for our Community Solar Garden program for low-income families.

Alpine Bank Chairman Bob Young was inducted into the Colorado Business Hall of Fame.


Alpine Bank was inducted into the International Green Industry Hall of Fame.

Alpine Bank launched our debit card rewards program Change Matters®.

2017 2013 Alpine Bank launched a line of credit cards for commercial and personal use.

Alpine Bank launched a mobile banking application for smart phones called AlpineMobile®.


The American Bankers Association recognized Alpine Bank for the bank’s Community Solar program which donates bank-purchased solar panels to a local nonprofit to help low-income families.


Coming in 2018 our Boulder and Denver Tech Center locations.














200 100




1973 1987 1997 2007 2017

1973 1987 1997 2007 2017

TOTAL ASSETS 3,514,694,000

3B 2.5B 2B 1.5B 1B 0.5B 0 1973 1987 1997 2007 2017



TRAILBLAZERS Arranged alphabetically by last name.


Raymond T. Baker

Owner, Real Estate Management Firm

Terry Farina

Stephen Briggs Regional President, Roaring Fork Valley

John W. Cooper

Wally Dallenbach

Marketing & Leadership Consultant

Professional Motor Racing Executive

L. Kristine Gardner

Peter N. Guy

Norm Franke

Glen Jammaron

Attorney at Law

Regional President, Front Range Region

Thomas H. Kenning

Stan Kornasiewicz Investment Consultant

Colorado Banking Leader

Former Banking Executive

President, Loss Mitigation

H. David Scruby

Rodney E. Slifer

William B. Vollbracht

J. Robert Young

Margo Young-Gardey

Chief Administration Officer

Former Banking Executive

Former Banking Executive

Glenn Davis

Chief Retail Officer


Steve Parker

Vail Realtor

Vice Chairman/President, Alpine Banks of Colorado

R. Bruce Robinson

Title Company Executive

Joe Scofield

Chairman, Alpine Banks of Colorado

Former Banking Executive

Officers arranged by rank and hire date.


Bob Young Chairman January 1973

Glen Jammaron

Kristi Shelton


Tom Kenning

Vice Chairman/President Chief Administration March 1985 Officer September 1995


Executive Vice President March 1995


Darlene Livsey Secretary/Treasurer September 1976

Debbie Lundin Banking Officer February 1994

Eric Gardey

Patrick McKibben Taylor Schlepp

Chief Financial Officer Senior Vice President Assistant Vice President September 1989 July 2006 August 2012


Susie Wright Vice President August 2000

Doug Merrell

Executive Vice President November 2014

Rose Fraser Vice President October 1988


Tom Snyder Vice President February 2008

Ross Bentzler

Assistant Vice President November 2004

Jerome Doane Banking Officer August 2010

Bob Emerson Bank Attorney January 2005

Officers arranged by rank and hire date.



Doreen Roberts

Karla Felkey

Tracy Stanfield

Keri Harwell

Jeff Mozingo

Chris Brown

Tim Adams

Wanda St. Pierre

Cindy Brown Vice President October 1994

Kjerstin Hill

Vice President November 1996

Jason Hensel

Kathryn Herzog

Dan McCaslin

Kevin Haggerty

Jesse Bopp

Executive Vice President Senior Vice President April 1984 September 1998

Vice President May 1996

Chief Risk Officer June 1980

Senior Vice President January 1994

Chinella Mozingo Lindsey Stindt

Senior Vice President September 1996

Banking Officer July 2000

Banking Officer June 2016

Taylor Dunn Banking Officer August 2016


Andrew Karow Chief Digital Officer February 1997

Senior Vice President March 1997

Vice President September 1994

Banking Officer December 2015


Tim Kenczewicz

Gena Cooper

Executive Vice President Senior Vice President June 2017 November 2000

Senior Vice President January 2007

Vice President June 2007

Vice President November 2016

Vice President February 2018

Amanda Miller Melissa Matlock

Assistant Vice President August 2007



Rachel Gerlach Ervalene Samuelson Tony Bergman Carmen Baldizan

Chief Operations Officer June 1997

Mary Chavez

Jeff Boardman

Joe Scofield

Executive Vice President Assistant Vice President Assistant Vice President Assistant Vice President Physical Security Officer May 1994 March 1994 June 1998 November 2003 November 1998


Tom Krabacher

Laura Bounds

Executive Vice President February 2005

Ryan Gearhart

Vice President June 2007

Assistant Vice President May 2013

Julie Allmon

David Miller

Banking Officer February 2016


Scott Parr

Vice President June 2000

Cheri Brown

President October 1978


Assistant Vice President August 1994

Farrah Roberts President January 1994

Dan Niedbalski

Senior Vice President September 1993

Sharon Hayes Vice President February 1990

Brenda Brock Vice President July 2004

Lindsay Nash Vice President August 2007


Glenn Davis

Chief Retail Officer Executive Vice President Senior Vice President July 1988 October 1987 October 2004


Tony Thompson President September 1993

Jessica Miller Vice President June 2000

Lee Ann Bown Vice President January 2004

Alan Sandberg Vice President December 2014

Allison Nadel

Kevin Chesney

Assistant Vice President Assistant Vice President April 2002 February 2005


Chris Henry

Executive Vice President December 2017

Justin Menge Vice President November 2006

Dave Roberts President December 2006

Debbie Torrey Patti Chamberlain Vice President December 1995

Assistant Vice President January 1997


Officers arranged by rank and hire date.


Jay Rickstrew

Joy Wentzel

Angela Meraz

Karrie Fletcher

Chris Maughan

Kent Wilson

Regional President Executive Vice President Senior Vice President August 1994 April 1995 November 1994

Senior Vice President June 1998

John Stelzriede

Shelbi Bauer

Senior Vice President Assistant Vice President December 2017 May 2011

Jody Baehr

Banking Officer March 1998

Tim Miller

Tara Bair

Banking Officer June 2016

eBanking Officer February 2013

Tyler Lyons

Rio Chacon


Norm Franke

Regional President May 1983

President December 1996

Matt Teeters

President November 2003

President January 2006

Charlie Kercheval Jason Fletcher Kari Mundschau President December 2014

Vice President August 2001

Vice President May 2016

Ben Van Hoose

Tara Bunnell

Brenda Bryant

Vice President May 2017

Vice President September 2017

Tom Oliver

Scott Burnham

Jeremy Russell Christina Person Peter Lorbiecki

Assistant Vice President November 2011

Banking Officer March 2016

Banking Officer July 2016


Clay Tufly

Regional President July 1991

Aaron Miller President July 1999

Trevor Johnson

Nathan Knoll

Executive Vice President Senior Vice President August 2005 July 2000

Senior Vice President January 2005

Vice President October 1996

Vice President February 1999

Vice President March 2007

Vice President September 2007


Steve Briggs

Regional President October 1974

Bill White

President October 1998

Garret Jammaron Drew Detrick

Senior VP-Manager Vice President-Manager May 2008 July 1989

Jean Moore

Banking Officer September 1993


Ian Bays

President October 2004

Carol Dresser Vice President August 1991

Michelle Bates Theresa Anuszewski Banking Officer February 1994

eBanking Officer June 2014

Yuani Ruiz

Mary Ryerson Paulette Dangler Erlinda Morehead

Erkko Alm

Dan Markoya

Executive VP-Manager Senior VP-Manager September 2000 November 1992

Vice President February 2008

Vice President July 2012

Senior Vice President November 1993

Senior Vice President February 1999

Stefan Reveal Christine Bostick Vice President January 2015

Doug Peate

Pete Yang

Senior Vice President May 2006

Senior Vice President July 2007

Jenny Sauer

Joe Amato

Assistant Vice President Assistant Vice President Assistant Vice President August 1990 November 2007 November 2011

Officers arranged by rank and hire date.


Mike Burns

Eric Eicher

Tyler Dahl

Barbara Wolfe

Lauren Ziesel

Audrey Morton

Regional President July 1997

President June 1998

Assistant Vice President Assistant Vice President August 1999 January 2010

President May 2007

Banking Officer August 2005

Beth Drum

Senior Vice President August 1996

Dennis Alexander Senior Vice President December 2001

Senior Vice President August 2003

Danny Craft

Todd Baize

Vice President December 2004

Laura Shelton

Sean Gatzen

Robin Henley

Emily Suuronen

Adam Alspach

Vice President September 2007

Kye Hall

Vice President August 2017

Dan Kapustka Hunter Johnson Banking Officer January 2016

Banking Officer February 2016


Larry Reavis

Matthew Hanson Noel Hansen Brian Blankenmeister Tatsiana Miller

Regional President Executive Vice President September 1999 October 2011

Vice President July 2001

Vice President October 2005

Assistant Vice President Assistant Vice President July 2001 May 2012

Banking Officer February 1999

Banking Officer December 2005


Mike Brown

Michael Glass

Adonna Allen

Alice Klauzer

Andrew Zaback

Zane Gearhart

Regional President January 1991

President July 1997

President August 1999

Brian Nestor

Julie Herr

Grant Murphy

David High

Lily Lewis

Esgar Acosta

Mirjana Rowe

Timothy Haley

Executive Vice President Senior Vice President September 2009 June 2000

Assistant Vice President Assistant Vice President Assistant Vice President Assistant Vice President December 2002 March 2012 December 2013 April 2014

Banking Officer November 2009

Vice President June 1998

Banking Officer September 2012

Vice President October 2006

Vice President June 2013

John Goss

Vice President October 2017

eBanking Officer September 2014

OUR TRAILBLAZERS WITH MILESTONES OF SERVICE Arranged alphabetically by last name

40-45 Years Steve Briggs Darlene Livsey Bob Young

25-29 Years Michelle Barnes Christine Bostick Mike Brown Maureen Carew 30-39 Years Carol Dresser Julie Allmon Glenn Davis Karla Felkey Drew Detrick Norm Franke Rose Fraser Tami Hale Eric Gardey Barbara Hyatt Lisa Gross Glen Jammaron Sharon Hayes Doreen Roberts Nanette Leborgne Mary Ryerson Joe Scofield Jennifer Stohler Clay Tufly

20-24 Years Tim Adams Michelle Bates Linda Bendetti Traci Bennett Tony Bergman Lynne Bowers Cheri Brown Chris Brown Cindy Brown Tara Bunnell Shelly Bunton Mike Burns Susie Campbell Patti Chamberlain Paulette Dangler

Beth Drum Karen Earl Becky Ferry Karrie Fletcher Clare Fuller Rachel Gerlach Michael Glass Rhonda Gould Sue Hart Keri Harwell Cara Haugan Kjerstin Hill Kris Hoffmeister Malinda Isenhart Lisa Jacobson Andrew Karow

Tom Kenning Sandra Legg Debbie Lundin Tammy Marney Kathye Martini Angela Meraz Becky Metz ElDonna Montgomery Jean Moore Sabrina Morgan Dan Niedbalski James Powell Jay Rickstrew Farrah Roberts Steve Runia Ervalene Samuelson

Kristi Shelton Billy Shepherd Ragina Shoup Elyce Smidt Brandi Smith Wanda St. Pierre Tracy Stanfield Tony Thompson Debbie Torrey Debbie Warick Joy Wentzel




600 East Hopkins, Suite 001 119 Airport Business Center, Unit E



New Castle



252 Dillon Ridge Road

10 West Beaver Creek Boulevard

1099 Main Avenue 175 Mercado Street, Suite 119



Battlement Mesa


0069 Edwards Access Road, Suite 4

100 East 4th Street 450 Airport Road



Snowmass Village




Glenwood Springs

137 Midland Avenue 82 Sipprelle Drive

110 North Main Street 0350 Highway 133 3243 I-70 Business Loop

Copper Mountain

910 Copper Road, Unit 125

0205 East Chambers Avenue

701 North Summit Boulevard 125 North Park Square


119 Liddell Drive


15 Kearns Road 45 Village Square

Steamboat Springs

1901 Pine Grove Road, Suite 101


Grand Junction


1660 Highway 92



1777 Wynkoop Street 215 St. Paul Street, Suite 100

917 Main Street

2200 Grand Avenue 50891 Highway 6

225 North 5th Street 709 Horizon Drive 2424 Patterson Road


104 Oak Ridge Drive


2770 Alpine Drive 1400 East Main Street


810 Castle Valley Boulevard

120 South Pine Street 141 East Meadow Drive, Suite 210


711 East Valley Road, Suite 101


TRAILBLAZERS Photo: Lucas Hammett


Photo: Jack Affleck


IN THE HANDS OF KIDS In 1990, long before the STEM (Science, Technology, Engineering, Math) acronym was a catchword, John McConnell was a newly retired physicist who had just relocated to Grand Junction. Retired, but not content to be idle, he volunteered at the elementary school to share his passion for science with kids. He also began to create hands-on experiments, displays and exhibits for the

“We need people who want to use technology to solve tomorrow’s problems. So we need to get our children up to speed and excited about taking on that mission.” - Jenn Moore, Eureka! McConnell Science Museum executive director

McConnell Math & Science Center until 2009, when its first paid director was hired. Now, managed by Executive Director Jenn Moore, the Center hosts 17,000 visitors annually. But the story doesn’t end there. In 2018, the Center will occupy a $5.5-million, 13,000-square-foot space in the new engineering building on the Colorado Mesa University campus. This facility will enable double or even triple the number of museum visits and summer camp offerings. With the new location also comes a different name and fresh new logo: Eureka! McConnell Science Museum. There are always opportunities to help out. According to Jenn, each year the Center needs dozens of volunteers, interns and teachers. And, of course, donors.

classroom. Demand for his groundbreaking teaching approach began to spread across the Western Slope, and he took the show on the road with help from his wife Audrey.

“We’ve had donors for this capital campaign all the way down to Cortez and up to Steamboat,” she said. “It’s a very exciting transition time for us right now.”

“We’d go out to towns like Dove Creek, Cortez and Maybell. We’d see up to 800 kids in a week,” John said. “And it was just fantastic.”

Jenn, with her education and background in engineering, hydrological research and teaching, carries the passion for sharing science with kids forward.

In 1998, Wingate Elementary offered him a 1,500-square-foot classroom for what he called the Sci Tech Exploratorium. Shortly after, the former Columbus School building was made available. There, over 160 interactive exhibits—each built by John—teach about every branch of science: from physics to chemistry, geology to biology and more. John ran what became known as the John

“Kids get less than one hour of science a week in their classroom. There’s a huge gap in STEM learning across the U.S., and we’re trying to fill that void,” she said. “We need people who want to use technology to solve tomorrow’s problems. So we need to get our children up to speed and excited about taking on that mission.”

Alpine Bank customer since 2005

Photos: Jack Affleck 21


Photo: Jack Affleck


FROM FARM TO TABLE In 1999, third-generation rancher Marsha Daughenbaugh was watching Steamboat Springs’ resort business prosper and grow. But she and a few like-minded folks began to wonder if the open spaces and working agricultural landscapes that lured visitors and second homeowners here in the first place were imperiled. In the face of increasing development and rising land prices, the seed of the Community Agriculture Alliance (CAA) sprouted. The goal was to bridge the gap between agriculture, recreation and business interests. The only organization of its kind in the nation, the CAA’s mission is to lead the rural community, be a partner with the urban/resort community and grow agriculture.

vegetables, and a selection of beef, lamb, pork, veal and chicken. The CAA supplies hundreds of residents and Steamboat’s finest restaurants with fresh, local meats and produce. The work of the CAA is to help farmers and ranchers be successful, as well as stewarding the next generation of farming families.

“I’m proud we can be a voice for agriculture and help people understand why it’s important to protect it.” —Marsha Daughenbaugh, Community Agriculture Alliance executive director

The work that’s been accomplished in less than two decades can make your head spin. Its influence runs wide and deep in Steamboat, the Yampa Valley and the northwest corner of Colorado.

”We’ve got young people coming into the industry who are smart, and they’re going to make a difference,” Marsha said. “They’re going to grow more food with less resources.”

“We are respected and invited to participate with so many endeavors, whether it’s an economic development council, long-range planning group or just a conversation with a group of third graders,” said Marsha, the CAA executive director. “I’m proud we can be a voice for agriculture and help people understand why it’s important to protect it.”

The CAA continues to grow in size, volunteer support and impact every day. Communities seek out Marsha regularly, asking for mentoring in the CAA organizational model.

With a 59-day growing season in Steamboat, it’s remarkable that the CAA online market offers 65 locally-grown products. The goods range from salad greens to eggs, honey to

“People feel it in their heart and know in their head that they’d like to see agriculture succeed. They want to see open lands working,” she said. “If we can help one more person stay in agriculture, or one more family pass on a generational ranch, help water be saved or get food in a tummy, we have had a successful day.”

Alpine Bank customer since 2002

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PAVING THE WAY Jazz music is America’s quintessential art form, blending classical harmonies, African rhythms, blues, swing and more. But does jazz make you think of Vail, Colorado? Well, it does if you know Vail resident Howard Stone. This is a man who eats, sleeps and breathes jazz.

“A great jazz band relies on communication. It relies on cooperation and collaboration and understanding. You’re speaking the same language, but you’re putting your own spin on it.” -Vail Jazz Foundation Development Director Owen Hutchinson

On an impulse, Howard invited some of the world’s best jazz musicians to come to Vail to collaborate over a Labor Day weekend in 1995. That event, born of a love of the music and keen interest in creating more of it, spawned a groundswell of participation that is now represented by the nonprofit Vail Jazz Foundation. The Foundation has grown to host more than 80 performances annually. But it’s not just for spectators: there are also three wildly popular, hands-on educational programs--Jammin’ Jazz Kids, Jazz Goes to School and the Vail Jazz Workshop. “We have an obligation to let young people know about their culture. And unfortunately,

in the schools that isn’t a major emphasis,” said Howard. “So, if you believe in the values of our society and think that young people should know about jazz and opera and classical music, that’s what we’re about.” The Workshop, now in its 23rd year, brings together 12 aspiring teenage jazz musicians to train alongside five professional players for an intensive 10 days. The program culminates with a performance at the Vail Jazz Party over Labor Day weekend. Of the 262 alumni, dozens have gone on to highly successful musical careers. “Jammin’ Jazz Kids is this family experience where parents and kids get to play instruments and learn about the origin of 12-bar blues and the components that go into this incredible music we call jazz,” said Development Director Owen Hutchinson. “And that’s just the start.” Vail Jazz Goes to School, in its 21st year, is an ambitious enrichment program that the Foundation brings to every fourth and fifth grade classroom in Eagle County, four times a year. More than 1,000 students learn the basics of jazz from up to six musicians. “The kids light up because there’s so much life and passion in the story of music,” Owen said. “A great jazz band relies on communication. It relies on cooperation and collaboration and understanding. You’re speaking the same language, but you’re putting your own spin on it.”

Alpine Bank customer since 1996

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Photo: Jack Affleck


SKI PIONEER Born in Bavaria in 1919, Klaus Obermeyer has had a lifelong love affair with skiing, a sport he started at age 3. In 1947, at the urging of his friend and ski school director Friedl Pfeifer, Klaus migrated to what was then a fledgling ski resort in the historic mining town of Aspen, Colorado. There, he built an empire. And he made history.

“Life is a dance, and we’re dancing on a moving floor. So things are always different, and there are always opportunities. Always new opportunities.” - Klaus Obermeyer, founder of Sport Obermeyer

Sport Obermeyer, founded more than 70 years ago in the attic of Klaus’ home, is now a company that outfits hundreds of thousands of winter sports enthusiasts around the globe with gear and clothing that have always been in the vanguard of outdoor performance technology. This effervescent 98-year-old swims a half mile every day and still skis regularly. “Skiing has been my life,” Klaus said. “Everything that happened was because of skiing somehow.” In 1948, he started a worldwide trend with his groundbreaking down parka, which was fashioned from a comforter that his German mother insisted he take on his journey to America. Klaus explains that previously, skiers rode up the long Aspen lift in long winter coats. That was great for the ride up, but totally

impractical for the four-minute schuss down the mountain. “So you sent your coat back down on the lift,” Klaus said. “The next ride up was a cold one, when you met your coat again about halfway up the lift.” Who was his first customer for the down parka? Actor Gary Cooper. Over the ensuing decades, dozens of gear and clothing innovations were developed and introduced by Sport Obermeyer: zip turtlenecks, stretch ski pants, pre-shaped ergonomic gloves, double-lens goggles and the first Goretex® Waterproof/Breathable shell lining. Klaus is unwavering when it comes to quality, and he still influences the brand. “Never get cheaper, always get better,” Klaus said. “There are so many opportunities to make stuff that really, truly works.” He reflects on the early days of the resort and on another visionary, developer Walter Paepcke. “Walter thought Aspen was a great opportunity to make a nice town where intelligent people could share music and philosophy and painting,” he said. “It all worked. And it’s fantastic.” More wisdom from this near centenarian? “Life is a dance, and we’re dancing on a moving floor. So things are always different, and there are always opportunities. Always new opportunities,” he said. “Isn’t that wonderful?”

Alpine Bank customer since 1991

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Photo: Jack Affleck


THE GRAMMY GUY Sometimes, a place simply claims a person. Such is the case with Colorado craftsman John Billings. In 1992, this native Californian, known as the “Grammy Guy,” visited Ridgway for the first time. He felt instantly connected to the high alpine landscape and discovered a deep sense of belonging.

“When you lift up other people’s lives, you’re lifted along with them.” -John Billings, owner of Billings Artworks

“Something about Ridgway reminded me of my neighborhood when I was a kid,” he said. “There’s this energy that just surrounds you.” He immediately set about moving his molding-and-casting business, which crafts the venerable Grammy Awards, to this peaceful little town. In the past quarter century, many neighbors say he’s been a significant force in growing the palpable arts vibe that has earned the town its distinction as a Space to Create. John not only runs his manufacturing company, Billings Artworks, he also sponsors music, cultural events and residencies for visiting artists. Originally called the Gramophone Award, the Grammy Award was invented to honor outstanding achievement in the music industry back in 1958. And that first year, John’s best friend’s dad was contracted to create the first award. His name was Bob Graves.

Fast-forward to the ‘70s, when Billings got a grant to go to school to learn how to make teeth. “I thought I’d drop by and show Bob my castings,” John said. “And he asked me if I wanted to be his apprentice.” That was the defining moment that started a 41-year run for John and his annual creation of the Grammy Awards. In that time, John has redesigned both the mold and the material for the award to make them more durable and light. He invented a proprietary zinc alloy called Grammium. Each Grammy represents 15 hours of work, and the entertainment industry now demands several hundred a year. That keeps a crew of four busy Monday through Friday. John recruited his esteemed craftsmen from past jobs as dishwasher, drywaller and carpenter. He tells a poignant story about the Lifetime Achievement portion of a live awards ceremony, and the reaction from a member of his team he invited to attend. “I looked down the aisle, and he’s got tears running down his face. At that moment he understood what his work meant, where it was going, and how it really lifted someone else’s life,” he said. “When you lift up other people’s lives, you’re lifted along with them.”

Alpine Bank customer since 1997

Photos: Jack Affleck 29


Photo: Jack Affleck


ON A FIRM FOUNDATION Robin Theobald is a fifth-generation Breckenridge resident who proudly reports that his young grandchildren represent the seventh generation. He’s restored 16 historic buildings and helped guide the Breckenridge Heritage Alliance. He’s contributed to a business incubator plan to support entrepreneurs. And with Patty, his wife of 37 years, he founded an annual award to honor outstanding contribution to the historic preservation of the town. Robin's story begins in his childhood home, in what is now one of nine of the Breckenridge Heritage Alliance museums. “This home was built by Barney Ford, a prominent escaped slave,” he said. In the 1880s, Ford raised his family in this home, ran a restaurant and some mines. He was also a vital voice in state civil rights negotiations. “My parents bought this back in the ‘40s, and I lived here when I was a little boy,” Robin said. Consider that in 1951, when he was born, Breckenridge wasn’t yet a ski town. “I learned to ski over at Cooper Hill at Leadville.” These fascinating facts and stories of the past are what Robin seeks to immortalize, along with the visual interest of the Victorian-era structures that date back to gold mining days. “I have always believed in historic preservation,” he said. “There’s something in just furthering things. I see it as a continuum.” That continuum includes his son Rob, a civil engineer, who also contributes to the family business. “We’re really fortunate,” Robin said.

“He does a lot of soil tests and retaining wall design, foundation design and things like that.” Of his restoration work, he has a couple favorites. One is the Breckenridge Sawmill Museum, completely reconstructed with all

“I have always believed in historic preservation, there’s something in just furthering things. I see it as a continuum.” -Robin Theobald, fifth generation Breckenridge resident

the original equipment and open year-round. “You can’t have a community without a sawmill,” he said. You couldn’t have a saloon or a gambling house or a hotel. There were a lot of sawmills around here because it took a lot of lumber. “One of our tenants is YoYo Loco (a specialty toy store),” he said. “He has a great shop. The kids love it and drag their parents in. He can be successful with a small amount of square footage.” With the change from mining town to ski town, Robin watched Breckenridge grow from a seasonal to a year-round destination. “Breckenridge is just the place I want to be,” he said. “It gets better all the time.”

Alpine Bank customer since 2007

Photos: Jack Affleck 31



LIQUID CHANGE The morning after her first class at Dry Fly Distilling Institute, Connie Baker called her husband Carey to announce that they would be opening a distillery. That was in 2011. Now, Connie and her team produce spirits from natural Colorado grains and pure alpine water at their custom-built facility, which opened in 2015. What’s more, Carbondale-based Marble Distilling Co. & Inn produce their award-winning vodka and whiskey with zero waste. “Our core business model is around community sustainability,” Connie said. Connie gets her water rights off the Crystal River at her home in Marble, a tiny town that earned its name for the abundance of metamorphic rock that forms when limestone is subjected to heat and pressure. It just so happens that marble is also Mother Nature’s perfect filtration system for vodka. Connie explains that significant water and energy resources are required for distillation; she knew there had to be a way to incorporate earth-friendly practices in her operation. “I toured many distilleries and was a bit aghast at all the supercharged hot water at 145 degrees that was going down the drain”, she said. “So, we cobbled together a team of engineers and had a lot of blue sky sessions. We came up with the idea to reuse 100 percent of our process water in a closed man-made geothermal loop, and then harvest all the energy.”

As a result, the operation saves more than four million gallons of water a year and yields enough reclaimed energy to fully power its tasting room, distillery and five-room inn. In that same spirit of sustainability, the grains they ferment are cultivated about a half-mile away. The spent mash from the distilling process then returns to the ranch where it was grown to feed the livestock.

“One of the things I told them is that they should never give up. And I believe that people who enjoy their work don’t necessarily see it as work.” -Connie Baker, cofounder and head distiller at Marble Distilling Co. & Inn

Marble Distilling Co., now a recognized leader in the craft distilling industry, consults with dozens of operations on the system they’ve developed. Even academia has sought their advice: University of California-Davis Professor Roger Bolton visited to learn about the distillery's renewable practices and incorporate them into his winemaking and brewing curriculum. And, they’ve partnered with Colorado Mountain College to offer a class on business sustainability. “The students could ask me any question,” Connie said. “One of the things I told them is that they should never give up. And I believe that people who enjoy their work don’t necessarily see it as work.”

Alpine Bank customer since 2014

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Photo: Jack Affleck


PERENNIAL BLOOMER As indulgences go, fresh flowers arguably reign supreme. And as Glenwood Springs businesses go, there are few as enduring as The Flower Mart. If its walls could talk, they would tell you about romance and weddings, birth and death, loss and triumph. Flowers signify these life events in a community.

'You can literally send your emotions to someone physically in the form of flowers. I don’t see that going out of style.' -Jessica Moss, owner of The Flower Mart

More than simply owning the business, the people at the helm describe their role as stewarding this iconic enterprise. The Flower Mart just passed its half-century mark, and owners for 22 years—Dennis and Lynne Bader—recently passed ownership to its newest principal: vibrant entrepreneur Jessica Moss. Jessica is a Colorado native with a background in resort retail in Aspen and Snowmass. Eventually she felt a tug toward Glenwood. “Managing ski shops was a blast, but I wanted to be a part of this community,” she said. “When I met Dennis and Lynne, we realized how many parallels there were in our lives. They were so inspiring to me with the path they’d taken. So, they mentored me.”

“Leaving a legacy when you have a business in one location in a community for 51 years, I think that’s important,” Dennis said. When the Baders first acquired The Flower Mart, internet was a fairly new idea. In 2018, Jessica’s innovations will include a new app and website and the use of the conveniently located space to hold classes and events in the spirit of creativity and connection. She’s also added gifts to her inventory and local artwork. “We’re excited to engage a younger community,” Jessica said. “We’ll offer classes for people to get hands on with flowers, making arrangements together.” Along with floral arranging instruction, she plans to integrate art classes like watercolor painting and on-site yoga. While some things change, the sentiment behind sending flowers remains the same. “It’s one of the few ways you can express generosity on impulse. You can literally send your emotions to someone physically in the form of flowers,” Jessica said. “I don’t see that going out of style.” With the cycle of life and human experience, a florist is an entrusted part of the best and worst parts of people’s lives. “Some days I can’t even imagine what the flowers represent,” she said. “They bring softness, they bring love, they bring comfort.”

The Baders quickly learned that Jessica shared their sense of community and commitment.

Alpine Bank customer since 1995

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Photo: Jack Affleck


WELLBEING At SHIFT Workspaces in vibrant central Denver, the yoga is free, the coffee is hot, and the beer is cold. There are even complimentary massages and an herbal tea bar. Why? In the 24 available hours per day, Monday through Friday, the average American spends one third of his or her time working. Grant Barnhill, founder of SHIFT Workspaces, asserts that the environment in which we work can make all the difference between grinding drudgery and creative flow. Co-working space, private offices, meeting rooms and even a virtual office are all options for members who get their work done at one of two SHIFT locations.

“We have a lot of members who are coming out of corporate America. It’s really interesting to look at their body language and energy when they come,” Grant said. “After about six months, they look like new people.” The first SHIFT location, a building on Corona Street, was purchased with its inventory: It housed stacks of decades-old electronics and machines.

“We need to consider the needs of the environment and the community. We need to take care of our employees and our members.” -Grant Barnhill, founder of SHIFT Workspaces

Grant landed on his winning workspace plan quite by accident. When he was developing boutique apartments a few years back, he describes his office space as horrible. He put out a questionnaire to his team asking what the ideal workplace would have. The answers? Lots of light, a place to work out and a full kitchen and bar as a start.

"We picked out what we thought were the coolest electronics and made art out of it," Grant said. These relics are a part of SHIFT’s décor and help maintain the history and sense of place of the old brick and timber building. The holistic view that launched his innovative workspaces also permeates his business philosophy.

“We incorporated 100 percent of their suggestions,” Grant said. “Initially SHIFT was a head office for us, then evolved into a shared workspace for our company and others.”

“The days of just being concerned about the quarterly earnings are over,” he said. “We need to consider the needs of the environment and the community. We need to take care of our employees and our members.”

High-speed internet is just the start. The environments are light, bright and welcoming. The appointments are unique, with cozy furniture and one-of-a-kind artwork. There are outdoor workspaces and even some shared bikes to use for errands or just take a break.

Alpine Bank customer since 2016

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Photo: Keira Clark

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