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“Never doubt that a small group of thoughtful, committed citizens can change the world” ~ Margaret Mead Every day the people of F&M Bank make a difference for their customers and their communities. From small gestures to big acts of kindness to thousands of hours of service to our neighbors, we are proud of their efforts. This past year their good works were recognized in a big way.

2016 Business of the Year Gretna Area Chamber of Commerce

2015-2016 County Business of the Year Cuming County Economic Development, Inc. Now that’s something to feel proud of.

Gretna . Sioux City . South Sioux City . Wayne . West Point 800.235.5331 Member FDIC

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