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FRIDAY, OCTOBER 25, 2013

THE WOODSIDE HERALD

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SERVING SUNNYSIDE-WOODSIDE AND LONG ISLAND CITY VOL. 79, NO. 43

WOODSIDE, L.I.C., N.Y. FRIDAY, OCTOBER 25, 2013

FREE

Sunnyside Shows Up to Honor the Extraordinary

See Page 4 Honoree Don McCallian, Lily Gavin (Dazies and Sunnyside Chamber VP), Honoree Frances Schmidt, Luke Adams, Patricia Dorfman and Manny Gomez

Cleaning Up Woodside

by Adrian Bordoni

On a beautiful sunny Saturday over thirty volunteers from every corner of Woodside and beyond, worked on the first Phase of the Moore Jackson Cemetery Renovation, 90 bags of debris were removed, part of the three month cleanup efforts that have cleared most of the 1/4 acre plot that

belonged to the Moore Jackson family. Volunteers from Woodside North, Community Organizer Denise Keehan from the Big Six Towers, Parents and students from PS 152, St. Jacobus Lutheran Church, Church of Latter Day Saints, WOTM Board members and staff worked diligently and in a fun atmosphere with the clear purpose of

returning a green space to the community. Under the guidance of the Queens Historical Society, this project was collaboration with the Office of Councilmember Jimmy Van Bramer, the Department of Sanitation, the Office of Assemblywoman Marge Markey and the Woodside Community Committee. The Woodside Commu-

Annual Halloween Party Costume Parade, Best Costume Prizes, Games, Crafts & Snacks.

Sat. Oct 26th 1-3pm

Come Join the Fun,

Queen Of Angels Church 44-04 Skillman Ave Sunnyside All are welcome!

50% Off Round Trip

Call For Details

To Advertise E-mail SSabba@WoodsideHerald.com or call 718-729-3772

nity Committee composed of Woodside On The Move, Woodside Civic Association, and local residents, plans community projects, such as the renovation of St. Paul’s Episcopal Church, the creation of a Holiday Train on the 7 Line and our annual September 11 and Memorial Day events. (See continued photos on page 8)


THE WOODSIDE HERALD

PAGE 2

PLEASE e-mail Articles, Photos, Letters & Opinions for To:

FRIDAY, OCTOBER 25, 2013

A New School Campus To Congresswoman Geraldine A. Ferraro

ssabba@woodsideherald.com or mail them to

43-11 GREENPOINT AVENUE SUNNYSIDE, NY 11104

woodsideherald.com Join the SUNNYSIDE DRUM CORPS

718-786-4141 Attorneys-At-Law MARC CRAWFORD LEAVITT JOSEPH N. YAMANER* IRA R. GREENBERG PAUL E. KERSON JOHN F. DUANE TALI SEHATI THE BENJAMIN SHAW PROFESSIONAL BUILDING 45-29 47th Street - Woodside, New York 11377 718-729-0986 MIDTOWN OFFICE: 228 E. 45TH STREET, 17 FL., NYC 10017

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Keep Your Teeth for a LIFETIME! For a FREE Exam & Consultation ILA AVA

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REMBRANDT 1-HR. WHITENING DR. ARTHUR H. KUBIKIAN DR. LOUIZA PUSKULIAN DENTISTRY Office Hours: Weekdays: 9:30 a.m.- 6:30 p.m. Saturdays: 9:00 a.m.- 3:00 p.m. IRT #7 BLISS STREET - 46TH STREET REASONABLE RATES - CHARGE CARDS ACCEPTED

We are pleased to be participating members with the following Dental Insurance Programs: • Empire Blue Cross/Shield • United Concordia • Horizon Health Care • Delta Dental USA • Dental Benefit Providers • Rayant • First Ameritas • Aetna • Qualident • MetLife Preferred • Guardian Dental • GHI-Pref Plus

43-34 43rd STREET, SUNNYSIDE, NY 11104

Call: (718) 786-3842 43-11 Greenpoint Ave., Sunnyside, NY 11104 Telephone (718) 729-3772 Marlene Sabba ............................................................... Publisher Sherilyn Jo Sabba ................................................................. Editor CONTRIBUTING WRITERS Sue Baldock, Peter A. Ross, Rob MacKay CONTRIBUTING ARTISTS AND PHOTOGRAPHERS Joe Gurrado, Robert Flanagan, Sue Baldock

Congresswoman Velasquez, Councilwoman Crowley, Queens BP Marshall, Mieasia Harris, Principal of P.S. 290Q, Assemblywoman Markey, Assemblywoman Nolan, Assemblywoman Glick, Assemblywoman Simotas, Speaker Quinn, Denise Vittor (Principal of Grover Cleveland HS), Lorraine Grillo (Pres. NYC School Construction Authority) and members of the Ferraro Family. Chancellor Dennis M. Walcott under construction, will have 616 York City Department of Educaand Assemblywoman Catherine seats serving pre-kindergarten to tion has named a brand new school Nolan dedicated the campus of a fifth grade. The new building will in Ridgewood, Queens after Connew school building after Geraldine include two playgrounds, a gym- gresswoman Geraldine Ferraro” A. Ferraro, the first female vice presi- nasium that also will serve as an said Assemblywoman Catherine dential candidate and three-term auditorium, a second gymnasium, Nolan. “I have championed for this Congresswoman of the Ninth Dis- library, kitchen and cafeteria, 23 school and could think of no other trict. The Geraldine A. Ferraro Cam- classrooms and 7 special educa- person more fitting to have a school pus will house the former P.S. 290, tion District 75 classrooms with a named in their honor. Geraldine which is now called the A.C.E. Acad- separate therapy room. The build- Ferraro was a great role model to emy for Scholars. Currently, A.C.E. ing also will include a science room, the many women leaders including Academy for Scholars is at 70-02 54 and a science lab with prep rooms. myself that followed in her footAvenue. The new building will open The $46 million contract award for steps. She was a champion for our in September 2014 and be located at the new building went to Andron community, city and state. I would 55-20 Metropolitan Avenue, just a Construction Corp. and was de- like to thank Chancellor Walcott, few blocks from the late signed by GRAVES-MMA JV Ar- SCA president Lorraine Grillo and Congresswoman’s district office. chitects, PLLC. my colleagues in government who The five-story school, currently “I am honored that the New supported this great endeavor.”

Diversity Plaza Clean Up CM Daniel Dromm (D-Jackson Heights, Elmhurst) joined the Jackson Heights Beautification Group and many community members to clean up 74th and 73rd streets and Diversity Plaza on Saturday. About 30 residents, students and community leaders picked up trash, planted daffodil bulbs and mums in the planters and tree wells and added mulch and compost to the tree wells. “Keeping our streets and Diversity Plaza, which has become an essential community gathering space, clean is important for insuring a high quality of life for Jackson Heights residents,” CM Dromm said. “I thank the Jackson Heights Beautification Group for organizing the event.”

108th Precinct Community Council Meeting

Tuesday, October 29th SCS, 43-31 39th Street, Sunnyside

To Advertise E-mail SSabba@WoodsideHerald.com or call 718-729-3772


FRIDAY, OCTOBER 25, 2013

THE WOODSIDE HERALD

New Supermarket Opens In Sunnyside

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DEBRA S. GUTHRIE M.D. DebraGuthrieMD.com

OPHTHALMOLOGY - BOARD CERTIFIED 45-58 43rd Street MEDICAL Sunnyside, AND N.Y. 11104 SURGICAL Phone 718-786-0024 TREATMENT

OF EYE DISEASES by Rob MacKay

There’s always hope in beginnings, and in this case, there’s a lot of produce, too. A C-Town supermarket celebrated its grand opening at 41-25 Greenpoint Ave. in Sunnyside on Oct. 11. The storefront had been vacant – and the area had no local grocery — since last December, when a Foodtown closed at that site. Individually operated, the C-Town has a deli, prepared food section, and a bakery and carries Krasdale Foods products as well as other brand name groceries.

Many Insurances Accepted Hablamos español

185 Madison Avenue 2nd Floor (corner of 34th Street)

N.Y., N.Y. 10016 Phone 212-685-2600

“Celebrating 23 Years….”

To Advertise E-mail SSabba@WoodsideHerald.com or call 718-729-3772


THE WOODSIDE HERALD

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FRIDAY, OCTOBER 25, 2013

(continued from front page)

Sunnyside Shows Up to Honor the Extraordinary by Mary Caulfield

Frances Schmidt and Donald McCallian, each earned the title “Luke Adams Sunnysider of the Year” in a dual ceremony covering years 2013 and 2014. More than 100 of their friends, neighbors and public officials applauded them on Thursday, October 17 at the Tangra Ballroom on Queens Blvd. The award is given once a year to honor extraordinary contribution to our area. This year Sunnyside Artists presented the event. “Only one title is given a year to give proper respect to one deserving person,” said SA President Manny Gomez, “but we had a tie, so we decided to celebrate two years on the same night.” The event is not a fundraiser, Luke Adams explained, and the group went all out to provide an old-fashioned good time for honorees and guests. The crystal award for Frances read in part, “whose moral example, loyalty, indefatigability, and compassion are an example to all and make our lives better.” Don’s award included ”whose leadership, attention to detail, energy and compassion have made our lives better and our streets safer.” The evening began with a with the Sunnyside Drum Corps as arriving guests were greeted by the talented young people in sparkling white uniforms, who beat a thunderous welcome. A crowd of pedestrians stopped in their tracks, enjoying the sound reverberate up and down Queens Boulevard. Joseph Sabba and Anthony Lana began the corps in 1977, and Tony continues to run until this day. Once inside, diners met Kris Czerniachowicz affixed her handmade bow ties and pearl-shaped nametags on lapels and dresses. Two handsome and fit fellows in yellow trainers from Phyzique gym escorted all guests down the marble staircase to an elegant room, with 17 tables with white tablecloths and a dozen pink roses on each. Chandeliers glowed as diners ate three kinds of appetizers, rib eye steak, gingered fish, chicken cutlet, Pad Thai and strawberry cake with ice cream and enjoyed a free glass or wine or beer donated by Anthony Lodati of Lowery Liquors, John Lowry (no relation), and Richard Drake, all who also donated raffle gifts. Many men wore tuxedoes and looked quite dashing, as did the ladies in pearls, dresses and heels. “Wow, this singer’s voice is good,” said Ona Whitman, of the Rita Jackson Jazz Duo. Jackson’s sophisticated styling was supported by the soulful playing of her noted guitarist, Gene Bertoncini, in town playing with Tony Bennett. Jackson and DJ mix were arranged by musician/composer Trevor Bowen head of the local arts group, Art Space Q. The event had a traditional feel, with Reverend Jerome Jecewiz from St. Raphael’s Church leading all in grace before dinner. In a very Sunnyside multicultural moment, sponsor Turkish Cultural Center Queens, was called upon to rush over with their standing American flag so that a Pledge of Allegiance could start the evening. Only two details, dozens of prints by art world masters decorating the walls and colorful sponsor ads in the program, indicated the event was presented by an arts group. Very Reverend Brian Dowd of Queen of Angels presented the award to Frances. He captured the essence of why she is so admired when he said, “I see Frances every day.” She is “always there, whether to worship or to work, her daily, life-long service to others guides her in all she does.” Frances received an unanticipated laugh when she accepted her award and flowers. With her usual reticence to be in the spotlight

Councilman Jimmy Van Bramer gives testimonial from the heart about honorees for the Luke Adams Sunnysiders of the Year for 2013 and 2014 presented by SunnysideArtists.org

Surrounded by happy table mates, community activist Getrude McDonald (97) (seated center), came to add her good wishes to Fran and Don.

Pat Dorfman and Manny Gomez present 2014 award to Don McCallian

Community Board 2 Chair Joe Conley congratulations Don at left. Also in attendance (not pictured) from CB2 were MaryAnn Gurrado with her husband Joe Gurrado To Advertise E-mail SSabba@WoodsideHerald.com or call 718-729-3772

she began to speak, then she realized she had a captive audience who might have some leisure time. So true to form, she suddenly said, “And anyone who is free Saturday morning, please come help clean up John Vincent Daniels Park at 8:30 am.” Patricia Dorfman, founder of Sunnyside Artists gave Don McCallian his award, saying he was one of few locals who could keep a secret, and helped “his fellow man with love and service day after day,” no matter his or her status in the world. She said Don would have made a wonderful cop, baseball manager or priest, the latter not as much because he so loved his wife Eileen. With his typical modesty, Don’s speech focused on others. First he asked people to attend the next United Forties meeting, of which he is president, and then spoke about the people who inspired him, including his sister Veronica, Gertrude McDonald, Lily Gavin and Walter McCaffrey. Speeches were short and focused on Don and Frances, even from the officials who brought special additional awards. Councilman Jimmy Van Bramer spoke highly of the recipients and brought framed awards, as did Assemblywoman Catherine Nolan who drove down from Albany. Senator Michael Gianaris praised both Sunnysiders. Awards and words from Congressman Joseph Crowley were presented by Deidre Feerick. Luke Adams, who explained that the award was named after him against his will, said the honor came with a mixed blessing. When relatives in Ireland last year read that Father Brian Dowd had been named “Luke Adams Sunnysider of the Year,” they called him, immediately, worried Luke had died. Paula Hostetter, a singer with the New York City Opera, sang “Danny Boy” rewritten by her as “Donny Boy,” and closed the evening with a rousing version of Don’s favorite song, “God Bless America.” Among those showing up to pay respects to Schmidt and McCallian were the Queen Borough North Commanding Officer Chief Diana Pizzuti, 108 Commanding Officer Captain Brian Hennessey, Community Board 2 Chair Joseph Conley, Gertrude McDonald, 108 Council President Diane Ballek, and a cadre of well-wishers from the many local clubs, including Lions and United Forties, and St. Raphael’s and Queen of Angels parishes. Ten free raffle gifts came from Lowery Liquors and Bing’s Hallmark were welcomed by the winners. Sidetracks donated a $50 gift certificate. Phyzique Gym’s Nikos Komporozos and Rich Bundy were also sponsors. Other sponsors were the Woodside Herald, Rigo Cardoso of Pronto Car & Limousine, Gabriel at Superior Market, Oguzhan Turan, Steve Harris, Ira Greenberg, Simon & Nuty Donikian, Ann Cofta, Carol Burch, Dragongfly Graphics, Christopher Whalen, Tony & Leena Tang of UPS, and Maureen Lynch of Edward Lynch Funeral Home.

Sunnyside Artists described itself on the program as “a group of over 300 local artists and supporters who promote excellence in the arts, and help all to regain our innate but often forgotten exhilaration about art, local history, culture, imaginative trade, and community spirit through local events and programs. Call 7180909-4806 or email Sunnysideartists@gmail.com to get information on the November 10 Crafts Fair, to be held at Queen of Angels Church.


FRIDAY, OCTOBER 25, 2013

THE WOODSIDE HERALD

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(continued from previous page)

Don McCallian with his wife and childhood sweetheart, Eileen Honoree Frances Schmidt with Richie O’Connor

Assemblywomen Nolan’s aides Diane Ballek and David Aglialoro

Bobbie Burch in background photo bombs Manny Gomez, Rodrigo Tobon, Rigo Cardoso (Pronto) and Freddie Araque. Phyzique’s Rodrigo and Freddie helped those who asked down the stops. Some made several trips just for fun!

John Renda of Sunnyside Woodside Boys & Girls Club with Czarinna Andros of Bings Hallmark

Don McCallian thanks Cathy Nolan for her citation To Advertise E-mail SSabba@WoodsideHerald.com or call 718-729-3772


THE WOODSIDE HERALD

PAGE 6

FRIDAY, OCTOBER 25, 2013

HOLIDAY TOY DRIVE To Benefit “Hour Children” With Help from the program director, Sister Tisa of St. Rita’s Church

DROP BOX FOR TOY DROP OFF AT DR. DEBRA GUTHRIE’s SUNNYSIDE OFFICE (45-58 43rd Street) starting November 20th.

Presented By: The LIC/ Astoria Lions Club Annual Halloween Party Costume th Sat. Oct 26 Parade, Best Costume 1-3pm Prizes, Queen Of Angels Church 44-04 Skillman Ave Games, Crafts Sunnyside & Snacks. Presented by Sunnyside Woodside MG Lottero Lion’s Club

• LEGAL NOTICE

Come Join the Fun,

• LEGAL NOTICE File No.: 2012-4982/A CITATION THE PEOPLE OF THE STATE OF NEW YORK BY THE GRACE OF GOD, FREE AND INDEPENDENT To: Attorney General of the State of New York The unknown distributees, legatees, devisees, heirs at law and assignees of DAVID LAMBERT, deceased, or their estates, if any there be, whose names, places of residence and post office addresses are unknown to the petitioner and cannot with due diligence be ascertained. Being the persons interested as creditors, legatees, distributees or otherwise in the Estate of DAVID LAMBERT, deceased, who at the time of death was a resident of 195-44 Woodhull Avenue, Hollis, NY 11423, in the County of Queens, State of New York. SEND GREETING: Upon the petition of LOIS M. ROSENBLATT, Public Administrator of Queens County, who maintains her office at 88-11 Sutphin Boulevard, Jamaica, Queens County, New York 11435, as Administrator of the Estate of DAVID LAMBERT, deceased, you and each of you are hereby cited to show cause before the Surrogate at the Surrogate’s Court of the County of Queens, to be held at the Queens General Courthouse, 6th Floor, 88-11 Sutphin Boulevard, Jamaica, City and State of New York, on the 21st day of November, 2013 at 9:30 o’clock in the forenoon, why the Account of Proceedings of the Public Administrator of Queens

Michael O’Herlihy Funeral Services will be as follows: Wake Services: Thursday, October 24, 2:00 - 5:00 p.m. and 7:00 - 9:30 p.m., at Lynch Funeral Home, 43-07 Queens Blvd. Funeral Mass: Friday, October 25, at 11:15 a.m., at Queen of Angels Church (44th Street & Skillman Avenue)

All are welcome!

LEGAL NOTICE • County, as Administrator of the Estate of said deceased, a copy of which is attached, should not be judicially settled, and why the Surrogate should not fix and allow a reasonable amount of compensation to GERARD J. SWEENEY, ESQ., for legal services rendered to petitioner herein in the amount of $5,221.71 and that the Court fix the fair and reasonable additional fee for any services to be rendered by GERARD J. SWEENEY, ESQ., hereafter in connection with proceedings on kinship, claims etc., prior to entry of a final Decree on this accounting in the amount of 6% of assets or income collected after the date of the within accounting; and why the Surrogate should not fix and allow an amount equal to one percent on said Schedules of the total assets on Schedules A, A1, and A2 plus any additional monies received subsequent to the date of this account, as the fair and reasonable amount payable to the Office of the Public Administrator for the expenses of said office pursuant to S.C.P.A. §1106(4); and why each of you claiming to be a distributee of the decedent should not establish proof of your kinship; and why the balance of said funds should not be paid to said alleged distributees upon proof of kinship, or deposited with the Commissioner of Finance of the City of New York should said alleged distributees default herein, or fail to establish proof of kinship,

Dated, Attested and Sealed 24th day of September, 2013 HON. PETER J. KELLY, Surrogate, Queens County, Margaret M. Gribbon, Clerk of the Surrogate’s Court GERARD J. SWEENEY, ESQ. (718) 459-9000, 95-25 Queens Boulevard, 11 th Floor, Rego Park, New York 11374. This citation is served upon you as required by law. You are not obliged to appear in person. If you fail to appear it will be assumed that you do not object to the relief requested unless you file formal legal, verified objections. You have a right to have an attorney-at-law appear for you. Accounting Citation 10/4/13, 10/ 11/13, 10/18/13, 10/25/13 File No.: 2010-974/B CITATION THE PEOPLE OF THE STATE OF NEW YORK BY THE GRACE OF GOD, FREE AND INDEPENDENT To: NYC Human Resources Administration, Attorney General of the State of New York The unknown distributees, legatees, devisees, heirs at law and assignees of DOLORES PETERSON, deceased, or their estates, if any there be, whose names, places of residence and post office addresses are unknown to the petitioner and cannot with due diligence be ascertained. Being the persons interested as creditors, legatees, distributees or otherwise in the Estate of DOLORES PETERSON, deceased, who at the time of death was a resident of Flushing Manor Geriatric Center, in the County of Queens, State of New York. SEND GREETING: Upon the petition of LOIS M. ROSENBLATT, Public Administrator of Queens County, who maintains her office at 88-11 Sutphin Boulevard, Jamaica, Queens County, New York 11435, as Administrator of the Estate of DOLORES PETERSON,

Letters To The Editor The following letters are the opinions of its author and not necessarily those of the Woodside Herald.

Dear Editor, While attending Jr. High 125, back in the 1960’s, our assignment was to write a composition for the NY World’s Fair 1964-1965 and we were told that it would then be put into a time capsule to be placed underneath the medallion which was located at the entrance way to the Fairgrounds once you came off of the #7 Train Station of the then, Shea Stadium, Flushing Meadow Park grounds. Does anyone else know anything about that? Was our class assignment really buried there? If so, at what point in time will the capsule be opened to reveal what was put into it? Will it be 50 or 100 years from that point in time? Fondly, Your Neighbor, Dianna Popp

LEGAL NOTICE •

deceased, you and each of you are hereby cited to show cause before the Surrogate at the Surrogate’s Court of the County of Queens, to be held at the Queens General Courthouse, 6th Floor, 88-11 Sutphin Boulevard, Jamaica, City and State of New York, on the 12th day of December, 2013 at 9:30 o’clock in the forenoon, why the Account of Proceedings of the Public Administrator of Queens County, as Administrator of the Estate of said deceased, a copy of which is attached, should not be judicially settled, and why the Surrogate should not fix and allow a reasonable amount of compensation to GERARD J. SWEENEY, ESQ., for legal services rendered to petitioner herein in the amount of $6,938.79 and that the Court fix the fair and reasonable additional fee for any services to be rendered by GERARD J. SWEENEY, ESQ., hereafter in connection with proceedings on kinship, claims etc., prior to entry of a final Decree on this accounting in the amount of 6% of assets or income collected after the date of the within accounting; and why the Surrogate should not fix and allow an amount equal to one percent on said Schedules of the total assets on Schedules A, A1, and A2 plus any additional monies received subsequent to the date of this account, as the fair and reasonable amount payable to the Office of the Public Administrator for the expenses of said office pursuant to S.C.P.A. §1106(4); and why each of you claiming to be a distributee of the decedent should not establish proof of your kinship; and why the balance of said funds should not be paid to New York City Human Resources Administration in settlement of their claim of $329,332.15. Dated,

To Advertise E-mail SSabba@WoodsideHerald.com or call 718-729-3772

LEGAL NOTICE • Attested and Sealed18th day of October, 2013 HON. PETER J. KELLY, Surrogate, Queens County, Margaret M. Gribbon, Clerk of the Surrogate’s Court, GERARD J. SWEENEY, ESQ., (718) 459-9000, 95-25 Queens Boulevard, 11th Floor, Rego Park, New York 11374 This citation is served upon you as required by law. You are not obliged to appear in person. If you fail to appear it will be assumed that you do not object to the relief requested unless you file formal legal, verified objections. You have a right to have an attorney-at-law appear for you. Accounting Citation 10/26/13, 11/ 1/13, 11/8/13, 11/15/13 PUBLIC NOTICE IS HEREBY GIVEN, PURSUANT TO LAW, THAT THE NYC DEPARTMENT OF CONSUMER AFFAIRS WILL HOLD A PUBLIC HEARING ON Wednesday, November 06, 2013 AT 2:00 P.M. AT 66 JOHN STREET, 11 TH FLOOR, ON A PETITION FOR FIRST DACIA CORPORATION TO CONTINUE TO MAINTAIN, AND OPERATE AN UNENCLOSED SIDEWALK CAFÉ AT 4306 43 RD ROAD IN THE BOROUGH OF QUEENS FOR A TERM OF TWO YEARS. REQUEST FOR COPIES OF THE REVOCABLE CONSENT AGREEMENT MAY BE ADDRESSED TO: DEPARMENT OF CONSUMER AFFAIRS, ATTN: FOIL OFFICER, 42 BROADWAY, NEW YORK, NY 10004. 10/25/ 13, 11/1/13

Public Legal Notices Phone: (718) 729-3772 Email: ssabba@woodsideherald.com


FRIDAY, OCTOBER 25, 2013

THE WOODSIDE HERALD

PAGE 7

Take Advantage of “Open EnrollmenTake Advantage of “Open Enrollment” At many places of work, it’s “open enrollment” season — the time where you get to make changes to the various benefits you receive from your employer. As you review your overall benefits package, what areas should you focus on? Here are three possibilities: Life insurance — If your employer offers life insurance as a benefit, and you haven’t already signed up for it, consider adding it during your open enrollment period — because life insurance can be important to your family’s financial security. If you already have life insurance with your employer, you may want to take the time, during open enrollment, to review your beneficiary designations. If you’ve experienced a change in your family situation, such as divorce or remarriage, you’ll want to update your beneficiaries, as needed. However, the amount of life insurance offered by your employer in a group policy may not be sufficient for your needs, so you may want to consult with a financial professional to determine if you should add private, or individual, coverage. You may find that individual coverage is comparable, in terms of cost, to your employer’s coverage. Also, individual cover-

age is “portable” — that is, you can take it with you if you change jobs. Disability insurance — Your employer may also offer disability insurance as a low-cost benefit. The coverage can be invaluable. In fact, nearly one in three women, and about one in four men, can expect to suffer a disability that keeps them out of work for 90 days or longer at some point during their working years, according to the Life and Health Insurance Foundation for Education (LIFE). Again, as was the case with life insurance, your employer’s disability policy may not be enough for your needs, so you may need to consider additional coverage. Retirement plan — Your employer may offer a 401(k) or similar retirement plan, such as a 403(b) plan, if you work for an educational institution or a nonprofit organization, or a 457(b) plan, if you work for a governmental unit. All these plans offer the chance to contribute pretax dollars; so the more you put in, the lower your taxable income. Equally important, your earnings can grow tax deferred, which means your money can accumulate faster than if it were placed in an account on which you paid taxes every year. Consequently, try to contribute as much as you can pos-

sibly afford to your 401(k) or other employer-sponsored plan. If you’ve gotten a raise recently, consider boosting your contributions during open enrollment. Also, take this opportunity to review the array of investments you’ve chosen for your 401(k) or other plan. If you feel that they’re underperforming and not providing you with the growth opportunities you need, you may want to consider making some changes. You might also think about making adjustments if your portfolio has shown more volatility than the level with which you are comfortable. Your financial professional can help you determine if your investment mix is still suitable for your goals, risk tolerance and time horizon. Open enrollment season gives you the perfect opportunity to maximize those benefits offered to you by your employer. So, think carefully about what you’ve got and what improvements you can make — it will be time well spent. This article was written by Edward Jones for use by your local Edward Jones Financial Advisor Vincent Renda, whose office is located at 47-01 Queens Blvd. Suite 203 Sunnyside NY 11104. Phone him at 718-361-1306.

Be Heard! Letters To The Editor Deadline: TUESDAY 5 p.m. Email them to SSabba@WoodsideHerald.com

To Advertise E-mail SSabba@WoodsideHerald.com or call 718-729-3772


PAGE 8

THE WOODSIDE HERALD

(continued from front page)

Cleaning Up Woodside

To Advertise E-mail SSabba@WoodsideHerald.com or call 718-729-3772

FRIDAY, OCTOBER 25, 2013

Woodside Herald 10 25 13  

Woodside Herald 10 25 13

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