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HOW TO:

Choose a tire shop Find an Automotive Service and Repair Shop Choose a Physical Therapist Make a Telehealth appointment Establish healthy hand hygeine habits Shop local Choose a hardware store Lease a car Sell your home in a price-sensitive market

April 29, 2020 A special product of Herald/Review Media


HOW-TO GUIDE

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SERVICE DONE RIGHT AT A FAIR PRICE Your locally owned and operated full-service auto repair shop in Sierra Vista Alignments • Brakes • Shocks • Struts Batteries • Belts and Hoses • Front End Routine Maintenance • Diagnostics A/C Service • Tune Ups • And Much More!

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WEDNESDAY, APRIL 29, 2020 • HERALD/REVIEW

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We’ll thoroughly inspect your compressor, belts, hoses, pressure and temperature.

Up to 5 quarts premium multi-grade oil • Most cars • With coupon • Not valid with any other offer • At participating stores Waste Handling fee extra See store for details • See store for details • Expires 7-31-20 • 4227HowToGuide520

Most cars & light trucks • Up to 10% shop fee based on non-discounted retail price, not to exceed $35, or disposal fees, where permitted With coupon Not valid with any other offer • Charge for additional service/parts, if needed • Expires 7-31-20 • 4227HowToGuide520

SIERRA VISTA • 1988 S. HWY 92 • 520-458-0255 Se Habla Español

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facebook.com/BigOTiresArizona bigo Sierra HOW-TO-GUIDE 2020-May3-REV.indd 1

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Tread designs may vary on all tires shown. All offers valid at participating locations for a limited time. Prices subject to change. State or local taxes or surcharges for environmental protection will be an extra charge.

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Military Discount twitter.com/BigoTiresAZ 4/20/20 6:47 PM


An expert, Big O Tires, gives you tips on

HOW-TO GUIDE

HOW TO CHOOSE A TIRE SHOP Too often, we don’t check the tires on our vehicles until something goes wrong — and that’s usually at the most inconvenient time and place. So taking time to regularly check the air pressure and tread of your tires, along with balancing and rotating them at intervals, can ensure your road time will go smoothly. When you detect issues, it’s time to get to the tire store. Here are a few things to consider next time you put tires on your car.

Choose Your Budget

Cost should play a role in your decision-making process. Figure out what you can afford to pay for tires. It will stop you from wasting time at expensive shops. Hopefully, you will only need to buy tires once a year; depending on how much you drive your car.

Choose Type of Tires

When selecting tires, consider the climate you live in. If it is dry and warm, then a standard tire will be fine. But if you live in a place that gets a lot of snow, then you will want a better grade of tires. Snow tires are good for snow or dry land. High-performance tires are good for driving at high speeds. If you commute a long distance, be sure to choose high-mileage tires.

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Choose an Outlet There are a variety of ways you can purchase tires. They are available through national chains or a local auto shop. You may even buy them online. Buying tires in person allows you to inspect the tires. You can see exactly what you are getting. When you purchase tires online it is difficult to judge what you are getting. National chain stores usually guarantee the product. They might be more costly, but buying them a big store may give you peace of mind. Local shops will likely be more inexpensive, and you might get more personalized service. Ultimately, your choice should fit your priorities and budget.

New or Used

Some people don’t mind purchasing used tires. Pull-offs are tires that came with a new car, but the new car buyer wanted custom tires. As a result, pull-offs are almost new. Does your tire shop guarantee pull-off tires? If a dealer sells new and pull-off tires, the tire installer may not realize that each tire must replicate the way it was installed on the previous car. Failure to do so will result in the steel belt breaking through. When tires have had the worn treads replaced, they are called retreads. A factory buffs the old tread and attaches a new one. Inspections ensure the casing is strong enough to hold a new tread. If you are on a budget, pull-offs and retreads are great choices. Anyone who purchases used tires should inspect each tire thoroughly. Bubbles, holes, cuts and metal showing are a sign that you should not purchase the product. It may not be safe.

Check out the Shops

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Big O Tires

WEDNESDAY, APRIL 29, 2020 • HERALD/REVIEW

When you visit a shop, look at their products and meet their employees. You should feel as though the salespeople are trustworthy and knowledgeable. Once you find a good tire shop, you will likely return again for other products. It is important that you develop a good working relationship.


HOW-TO GUIDE

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Your Go-To Auto Repair Shop

WEDNESDAY, APRIL 29, 2020 • HERALD/REVIEW

Our Services include Alignments, Brakes, Maintenance, Engine, Heating, Cooling, Transmission, Tires, and more!

1255 E Fry Blvd, Sierra Vista, AZ 520-459-2216

ServiceTeam@ArizonaAutomotiveRadiator.com


Experts at Arizona Auto and Radiator Repair Give you Tips on

5 HOW-TO GUIDE

QUESTIONS YOU SHOULD BE ASKING WHEN LOOKING FOR AN

AUTOMOTIVE SERVICE AND REPAIR SHOP What types of vehicles does your shop work on and why should I do business here?

It would be important to make sure that the shop you’re choosing actually works on the type of vehicle you drive to insure smooth and accurate diagnosis and repair. Arizona Auto & Radiator works on all makes and models and even has qualified technicians for import cars like BMW and Diesels. Their experience of over 20 years has allowed them to accumulate all the necessary tools and diagnostic equipment to repair and service yow· vehicle confidently.

What repairs are your shop capable of?

Some service and repair shops only specialize in certain repairs and services such as transmissions or engines. Make sure they are capable and comfortable with what you’re needing. Arizona Auto & Radiator can take care of all your Automotive needs including basic service, suspension, alignment, engine repairs, transmission repairs, programming, and even a full collision center. Whatever you need, we got it

Do you provide any type of transportation while my vehicle is in the shop?

It’s common for automotive shops to provide forms of transportation while your vehicle is away from you, and even if it’s just in for service you can get a ride to and from home. Most shops are providing loaner cars at no cost to the customer and will allow you to drive it until your vehicle is finished. We provide no cost loaner cars, Lyft/Uber rides, and can even get you a discounted rental car!

Can you provide financing for the repairs of my vehicle?

With technology always developing, vehicles and their repairs are becoming more and more expensive. Not everyone has money readily available for unexpected expenses, so having the option to finance the repairs is always a good back-up plan and may take you out of a stressful situation. We offer two forms of financing with up to 6 months interest free. There is even a non-credit option for those where credit may be an issue. This has really helped out our customers!

What warranty do you offer and what does it cover?

Arizona Auto & Radiator is part of a warranty network of over 400,000 shops and offers a 3 year, 36,000 mile nationwide warranty. This warranty covers parts and labor on most repairs, excluding commercial vehicles, internal engine repairs, transmission repairs, and driveshaft/differential repairs. This is a question that will be important to have the answer to when deciding on a facility to take your vehicle.

Sponsored by your friends and neighbors at

Arizona Auto & Radiator Repair

WEDNESDAY, APRIL 29, 2020 • HERALD/REVIEW

These questions can help you select a shop that fits your needs and provides the best value. Having your vehicle repaired is already stressful enough and our job is to provide all the tools and experience to take that off your shoulders and get you back on the road safely.


HOW-TO GUIDE

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Let your family member thrive at Haven Health

Call or visit our website today! 520-459-4900 havenhg.com

WEDNESDAY, APRIL 29, 2020 • HERALD/REVIEW

Skilled nursing, rehabilitation, and professional physical, occupational, and speech therapy.

SIERRA VISTA

660 Coronado Drive • Sierra Vista, Arizona 85635


An expert, Haven Health, gives you tips on

We all desire to live life independently in our own homes. Unfortunately, there are times when we are faced with an unexpected surgery, accident or illness that prevents us from healing at home or using traditional outpatient therapy. Most of us are stunned and the first question asked is What Do I do? What is Inpatient therapy? But more importantly What do different therapies do? The Haven of Sierra Vista is an Arizona based company that stands behind their mission of being the provider of choice in the communities we serve, A safe Haven for our residents to thrive. Our local clinicians take great pride in serving our residents and their families. Haven Health of Sierra Vista is able to provide you and your loved one with state of the art Physical, Occupational and Speech Therapy to assist you in reaching your goals. When faced with having to look for a Skilled Nursing Facility for Inpatient therapy needs, it’s important to make sure that the therapists are committed to the highest quality of care, as well as great communication to ensure that you, and your loved one is receiving the best therapy possible. Lots of times when you are faced with having to look for a skilled nursing facility, you may feel intimidated or uneasy, unfortunately most are not sure what to do or where to begin. Having to make the decision knowing that temporarily, home may not be the best option is scary, and we are here to help. You should feel confident in knowing that our facility has a team of clinicians to support inpatient needs. Our team at Haven Health of Sierra Vista is here to walk you through those concerns and explain the process the entire way. Each individual is different and requires a unique approach to their care, from the admission process, to a safe discharge home. You should always feel comfortable being able to participate and learn the steps of therapy along the way. Being present and being hands on is always important and encouraged. A Strong family of clinicians together with family members results in a successful discharge home.

What should you expect from your Therapy in a Skilled Nursing facility? What types of therapies are available? What does Physical Therapy do?

Our Inpatient Physical therapy goals consist of restoring your Independence with mobility needs to include the use of

What if they say I need Occupational Therapy?

We have got you covered as well, typically Physical and Occupational therapy go hand in hand. Occupational therapy is based on meaningful activities and occupation that are required for safety in your home and community. An Occupational Therapist will place emphasis on Activities of Daily Living (ADL’S) which are skills such as self-care like bathing, dressing and grooming as well as leisure activities, they also focus on Instrumental Activities of Daily Living (IADL’S) which would focus on Daily living activities with increased complexity such as meal preparation, home management and shopping. Your Occupational Therapist ensures that your environments are set up for the highest level of Independence.

I need Speech Therapy

No Problem, Our Licensed Speech Therapist provide treatment to individuals who are struggling with speech, language and cognitive functions as

well as swallowing disorders. Speech therapy enables your ability to form your thoughts and express them with or without communication devices. Cognitive treatment focuses on attention, concentration, orientation, and word retrieval as well as problem solving. Safety with swallowing may include a modified diet to prevent risk of aspiration. Swallowing exercises are developed to strengthen and increase oral motor control. It is important that you have a hands-on approach when you need the assistance of an inpatient facility for your all your therapy needs. Discuss your local facility options with your surgeon, local hospital, and Case Management team. When possible tour the facility and ask to see the therapy department. Ask for outcomes and how they communicate with the surgeon and your Primary Care Physician. Discuss goals and participate in the process to ensure the safest discharge possible. Take advantage of all the education provided and do not be afraid to ask questions. An Inpatient facility that has an opendoor policy, and is willing to help guide you from start to finish is key to the best therapy outcomes. If you are faced with a procedure or an unfortunate accident or illness, know that our goal is to get you back home safely and independently with your loved ones. Be proactive in the care, talk to your therapist and clinical team. Surround yourself with a friendly and professional staff such as the team at Haven of Sierra Vista. We believe happy employees perform at an elevated level. As a result, YOU will receive respect and dignity with superior outcomes.

Sponsored by your friends and neighbors at

Haven Health

WEDNESDAY, APRIL 29, 2020 • HERALD/REVIEW

There are 3 Types of Therapy: Physical, Occupational and Speech

adaptive devices to maximize success. Your Inpatient physical therapist will complete strengthening and range of motion exercises to improve transfers to include from your bed, chair, and even your car. Physical therapy will focus on your balance needs to decrease the risk of falls. Basically, you are learning about body mechanics to perform safely for you and your loved ones. As we mentioned, being a part of the care is essential, we encourage family and caregiver training, this is our top priority to facilitate a safe and successful discharge home.

HOW-TO GUIDE

HOW TO CHOOSE A PHYSICAL THERAPIST

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HOW-TO GUIDE

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See your doctor from the comfort of home...

ment

TELEHEALTH NOW AVAILABLE AT CHIRICAHUA COMMUNITY HEALTH CENTERS!

WEDNESDAY, APRIL 29, 2020 • HERALD/REVIEW

You can now access your provider via phone or video call for:

HOW? It’s easy! CALL us at (520) 459 - 3011 OR TEXT us at (520) 678 - 7356 And we’ll take care of the rest! New patients welcome

Se habla español.


HOW TO USE TELEHEALTH SERVICES

9 HOW-TO GUIDE

An expert, Chiricahua Community Health Center, gives you tips on

Telehealth has been around for almost 40 years but is now only becoming the future of quality healthcare. Telehealth allows patients remote access to their healthcare providers, and, can prove to be a muchneeded lifeline in rural areas like Cochise County.

What is Telehealth?

Telehealth is the use of technology to access healthcare remotely. Simply put, your healthcare provider is easily accessible via a phone or video call. You can have a doctor’s appointment from the convenience of your own home, or over a lunch break. Telehealth services has the capacity to increase services to patients, while not compromising the quality of care.

Is there a difference between telehealth and telemedicine? Yes! Telehealth refers to a broader scope of health care services than that of telemedicine. Telemedicine refers to specific clinic services. Telehealth also includes non-clinical services, as well as clinical services.

How does telehealth work?

Telehealth appointments are as easy as picking up your phone. Your healthcare provider will schedule an appointment, but unlike an in-person appointment, you simply use your phone, tablet, or desktop computer to connect with your provider. Your provider’s office will walk you through the process of how the appointment will work and explain the use of any apps or services that the clinic may utilize. Once everything is set up, the appointment continues as if it were an in-person appointment. Studies have shown people who have completed telehealth appointments found the appointment easier than in in-person appointment. Also, the quality of care is not compromised during the visits.

Why telehealth appointments instead of in-person appointments?

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Telehealth appointments give patients more of what they want, and less of what they don’t. Almost 95% of a telehealth appointment is face-to-face time with a provider, compared to in-person appointments that has only about 20% face-to-face communication with the provider, with the other 80% of the time comprised of travel and waiting. While comprehensive telehealth services are relatively new, it’s important now more than ever, to embrace these changes. Always reach out to your health care provider if you’re feeling apprehensive about using telehealth. They will work hard to put you at ease and walk you through the process. The growth of telehealth will lead to improved healthcare. Improved healthcare means cost savings for people, both in lowering insurance costs, but also costs associated with travel and wages lost due to needing time off for in-person appointments. Telehealth means a healthier community for all.

Chiricahua Community Health Centers

WEDNESDAY, APRIL 29, 2020 • HERALD/REVIEW

Besides the added convenience of a telehealth appointment, virtual appointments can also help break down barriers to critical healthcare such as: transportation costs, geography, or physical disabilities that make it difficult to have in-person visits. These appointments can also link patients with specialist that may be hours away from their home. Most importantly, telehealth visits can be used when it may be unsafe to leave your home, or you may be too ill for an in-person visit.

The rural nature of Cochise County can mean people are at higher risk for chronic diseases, many that can be easily monitored through telehealth. Telehealth appointments can help with: • Diabetes • Weight management • Behavioral health and counseling • Prevention of chronic diseases. • Medication monitoring • Reducing heart disease and stroke risk factors


HOW-TO GUIDE

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Accepting New Patients! Call-In Appointments available with all of our providers!

www.cqch.org

WEDNESDAY, APRIL 29, 2020 • HERALD/REVIEW

Copper Queen Community Hospital Rural Health Clinics Bisbee Rural Health Clinic Call 520-432-2042 7 Bisbee Road, Bisbee, AZ 85603 Monday - Friday: 8 a.m. - 5 p.m.

Palominas Rural Health Clinic Call 520-366-0300 10524 E. Highway 92, Palominas, AZ 85615 Mon - Fri: 8 a.m. - 5 p.m., Sat: 8 a.m. - 5 p.m.

Douglas Rural Health Clinic Call 520-805-6800 100 E. Fifth Street, Douglas, AZ 85607 Monday - Friday: 8 a.m. - 5 p.m.


HEALTHY HAND HYGIENE HABITS

11 HOW-TO GUIDE

An expert, Copper Queen Community Hospital, gives you tips on

Protect yourself against COVID-19 and other diarrheal and respiratory illnesses, and help prevent the spread of germs to others, by following these simple hand hygiene guidelines:

1. Wash your hands with soap and warm water,lathering for at least 20 seconds. 2. If soap is unavailable, use a hand sanitizer containing at least 60 percent alcohol to clean your hands.

Wash your hands throughout the day, and particularly under these circumstances: • Before preparing food • Before eating • After using the toilet • After changing a diaper or helping a child use the toilet • Before and after exposure to someone who is sick • After coughing, sneezing or blowing your nose • After touching an animal or picking up animal waste • After handling pet food or treats • After handling garbage or garbage cans

Information resource: Centers for Disease Control and Prevention

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Copper Queen Community Hospital

WEDNESDAY, APRIL 29, 2020 • HERALD/REVIEW

• Before and after attending to a cut or wound

Proper handwashing helps all of us stay healthy, so remember to be aware and do your part to help protect yourself and others!


HOW-TO GUIDE

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BUY LOCAL MEANS

YOUR DOLLARS STAY HERE TO SUPPORT

Sierra Vista families. WEDNESDAY, APRIL 29, 2020 • HERALD/REVIEW

3X

MORE MONEY STAYS AT HOME WHEN YOU BUY LOCAL.

Shop wherever you want, but #BuySierraVista!


The City of Sierra Vista, gives you tips on

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WHY BUYING LOCAL MATTERS

HOW-TO GUIDE

Through this crisis, they stayed open, changed their business models to safely serve you, and kept employees working to provide you with necessary goods and services. And when things are back to normal, remember that buying locally helps make Sierra Vista’s economy vibrant. It creates a healthier, happier place to live, and keeps your friends and neighbors working.

#BuySierraVista

Help others discover the great things Sierra Vista has to offer! When you buy locally, post a photo of your success on Instagram or Facebook along with the hashtag #BuySierraVista and where you bought the items. There’s nothing better than sharing an amazing shopping find—or scoring something you need or want—right in your hometown!

Sponsored by your friends and neighbors at

City of Sierra Vista

WEDNESDAY, APRIL 29, 2020 • HERALD/REVIEW

Over the past month or so we learned some new habits, like 20-second handwashing, how to engage from six feet away, how to make sanitizing wipes, and how to search for and buy products online and have them delivered to our doorsteps. Some of the lessons learned will serve us well in the future. But buying online won’t. It might be convenient, but our community loses with every mouse click. The loss isn’t about tax revenue. It’s about jobs, teams and events, local character, and a vital economy. Sierra Vista’s small businesses employ more people for each dollar they earn. And small businesses use local printers, accountants, attorneys, bankers, and other local services. So not only do small businesses have more employees, they actually create more local jobs by purchasing local services! All of this means a more vibrant Sierra Vista. Sierra Vista’s locally owned businesses are more likely to make donations to things that matter here, like youth sports teams, and they are more likely to support local events and local non-profit organizations. In fact, independent businesses donate more than twice as much per sales dollar as big corporations with headquarters in other places. Your buying choices matter, too. What you choose to buy locally helps shape Sierra Vista’s character. Favorite restaurants might open a second location or expand their dining area to meet local demand. Boutique stores that carry things you can’t find anywhere else thrive. And local markets and art shows shape their offerings based on what customers choose to buy. Local consumer choices drive local selection, which add to Sierra Vista’s unique—and extraordinary—character. Every dollar spent at an independent business has the power of three dollars, thanks to the way each dollar circulates through the economy. When you spend locally, some of your dollars are used to pay local employees, who use some of the dollars to buy local goods. The merchant (who also pays their employees), pays for some local services. On average, 48 percent of each purchase at a local independent business is recirculated locally, compared to 14 percent of purchases at chain stores. But no matter how it is divvied up, one single dollar spent locally is as valuable to the local economy as three. When you spend at corporate businesses, less than half stays in the community. And when you buy out of town, your dollar has zero impact on Sierra Vista. Big box stores are part of Sierra Vista’s character, and they serve a large binational community. For some, they are even tourist attractions! Those massive stores take up acres of land for store space, parking, roadways, and service entrances. All in all, a big box costs taxpayers about $468 for every 1,000 feet of retail space for infrastructure and maintenance. Compare that to small independent businesses, who generate about $326 in tax revenue per 1,000 square feet. As you get ready to fully engage in the community after the “stay home” guidance is lifted, remember to buy from Sierra Vista’s merchants.


HOW-TO GUIDE

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YOUR ACE HARDWARE IS FULLY STOCKED AND READY TO SERVE! OFFERING SEVERAL WAYS FOR YOU TO GET THE TOP BRANDS YOU WANT! Order Online Pick-Up in-store

Order Online and Deliver from store

Visit us at ACEHARDWARE.COM or call the store directly

WEDNESDAY, APRIL 29, 2020 • HERALD/REVIEW

Ace Hardware is proud to bring you the best brands

Getting help at ACE is like going to your neighbor. Thank you for shopping local. It counts! SIERRA VISTA Ace Hardware 3756 East Fry Boulevard Mon-Sat 8am-6pm; Sun 9am-5pm 520-458-3650

BISBEE Ace Hardware 1220 South Naco Highway Mon-Sat 8am-6pm; Sun 9am-5pm 520-432-4975

BENSON Ace Hardware 591 West 4th Street Mon-Fri 7am-6pm; Sat 8am-6pm; Sun 9am-5pm 520-586-7345

ACE is celebrating 94 years of great customer service.


An expert, Ace Hardware, gives you tips on

15

HOW TO CHOOSE A HARDWARE STORE

HOW-TO GUIDE

surrounded by customers, you will not receive a high level of service. You might consider looking elsewhere. Other signs of poor customer service include long checkout lines, out-of-stock products or a cluttered and dingy store. If you feel treated like a criminal because you had to return something, then find another store that treats you better. Convenience will also have an impact. Hours of operation, driving distance and parking will figure into your decision. If it takes a lot of effort to make a purchase, you should find another store. The right hardware store will have what you need when you need it. They will stock tools and sell them at a reasonable price. A knowledgeable and friendly staff will have answers if you need them. When you find that store, you can complete your projects with confidence and feel less stressed when it comes time to take on projects.

Sponsored by your friends and neighbors at

Ace Hardware

WEDNESDAY, APRIL 29, 2020 • HERALD/REVIEW

Choosing a hardware store doesn’t always mean a big-box chain outlet. While a quality hardware store will stock all the pieces, parts and products you need for most homeimprovement projects, a knowledgable, friendly staff that can offer help and advice is equally as important. Reliable customer service is also one of the factors that will help you choose between a local hardware store and a big-box retailer. Here’s some factors to consider when choosing a local hardware store. Consider smaller projects you have successfully completed and visit a few local stores. Ask the staff at each store for their input on the best way to complete the task you have in mind. Progress to a more complicated project and ask for advice again. Note which employees provided the most helpful answers. During your visits, look around various departments. Determine which store has the best high-quality tools you might need in the future. Make a note of additional services, such as equipment rentals, classes and referrals to area professionals. After all, if you can’t handle a complex project, they might be able to point you in the direction of someone who can. Pricing is another aspect to consider. A store with the lowest prices isn’t necessarily the best. They might be cutting corners. On the other hand, if you know a lot about lumber and are interested in purchasing fencing for your backyard, the cheapest store might be best. The most expensive store in town might be best if you are purchasing lumber to make a piece of furniture. Always consider quality as well as price. If you are still undecided, then let customer service be your guide. For hardware and home improvement stores, customer service will help you when you most need it. Good customer service starts as soon as you enter the establishment. If you are warmly welcomed, this is a step in the right direction. High employee turnover is not a good sign. It is best to establish a working relationship with people in your hardware store. It is difficult to do that if you are greeted by a different person every time you enter. Understaffing is another problem in hardware stores. If it is difficult to locate someone, or salespeople are always


HOW-TO GUIDE

16 Toyota’s family stretches to every corner of this country, you can trust us to be here for you. We will remain committed to supporting our communities because the Toyota family is stronger together. We are here for you now and in all the better days ahead.

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2596 E Fry Blvd Sierra Vista, AZ SALES HOURS ~ MON - FRI: 9:00AM - 6:00PM • SAT: 8:00AM - 5:00PM • SUN: CLOSED

SERVICE/PARTS HOURS ~ MON - FRI: 7:00AM - 5:30PM • SAT: CLOSED • SUN: CLOSED

*Terms available on approved credit through participating dealers and Toyota Financial Services (TFS). Not all customers/lessees qualify. Lease example based on vehicle MSRP of $26,054. $2,399 Due At Signing includes $1,500 customer down payment, first month’s payment of $249, and $650 Acquisition Fee. Dealer contribution may vary and could affect lease payment. Individual dealer prices, other terms and offers may vary. Must lease from participating dealer’s stock and terms are subject to vehicle availability. Lessee responsible for maintenance, excess wear and use, and will pay $0.15 per mile for all mileage over 12000 miles per year. $350 disposition fee is due at lease end. Cannot be combined with Customer Cash, APR, Lease, APR Subvention Cash. Excludes 2020-2540, 2020-2548, 2020-2549, 2020-2550, 2020-2554. Offer available in AZ, CO, NM, NV, UT, WY; void where prohibited. Expires 05-04-2020. See your participating Toyota dealer for details. Toyota Financial Services is a service mark used by Toyota Motor Credit Corporation (TMCC). TMCC is the authorized attorney-in-fact and servicer for Toyota Lease Trust. Terms available on approved credit through participating dealers and Toyota Financial Services (TFS). Not all customers/lessees qualify. Lease example based on vehicle MSRP of $27,239. $2,999 Due At Signing includes $2,110 customer down payment, first month’s payment of $239, and $650 Acquisition Fee. Dealer contribution may vary and could affect lease payment. Individual dealer prices, other terms and offers may vary. Must lease from participating dealer’s stock and terms are subject to vehicle availability. Lessee responsible for maintenance, excess wear and use, and will pay $0.15 per mile for all mileage over 12000 miles per year. $350 disposition fee is due at lease end. Cannot be combined with TFS APR Cash, TFS Lease Cash, Customer Cash, APR, Lease, APR Subvention Cash. Offer available in AZ, CO, NM, NV, UT, WY; void where prohibited. Expires 05-04-2020. See your participating Toyota dealer for details. Toyota Financial Services is a service mark used by Toyota Motor Credit Corporation (TMCC). TMCC is the authorized attorney-in-fact and servicer for Toyota Lease Trust. Terms available on approved credit through participating dealers and Toyota Financial Services (TFS). Not all customers/lessees qualify. Lease example based on vehicle MSRP of $33,683. $2,999 Due At Signing includes $2,130 customer down payment, first month’s payment of $219, and $650 Acquisition Fee. Dealer contribution may vary and could affect lease payment. Individual dealer prices, other terms and offers may vary. Must lease from participating dealer’s stock and terms are subject to vehicle availability. Lessee responsible for maintenance, excess wear and use, and will pay $0.15 per mile for all mileage over 12000 miles per year. $350 disposition fee is due at lease end. Cannot be combined with TFS APR Cash, TFS Lease Cash, Customer Cash, APR, Lease, APR Subvention Cash. Excludes 2020-7597, 2020-7598. Offer available in AZ, CO, NM, NV, UT, WY; void where prohibited. Expires 05-04-2020. See your participating Toyota dealer for details. Toyota Financial Services is a service mark used by Toyota Motor Credit Corporation (TMCC). TMCC is the authorized attorney-in-fact and servicer for Toyota Lease Trust. Terms available on approved credit through participating dealers and Toyota Financial Services (TFS). Not all customers/lessees qualify. Lease example based on vehicle MSRP of $38,238. $2,999 Due At Signing includes $1,990 customer down payment, first month’s payment of $359, and $650 Acquisition Fee. Dealer contribution may vary and could affect lease payment. Individual dealer prices, other terms and offers may vary. Must lease from participating dealer’s stock and terms are subject to vehicle availability. Lessee responsible for maintenance, excess wear and use, and will pay $0.15 per mile for all mileage over 12000 miles per year. $350 disposition fee is due at lease end. Cannot be combined with TFS APR Cash, TFS Lease Cash, Customer Cash, APR, Lease, APR Subvention Cash. Offer available in AZ, CO, NM, NV, UT, WY; void where prohibited. Expires 05-04-2020. See your participating Toyota dealer for details. Toyota Financial Services is a service mark used by Toyota Motor Credit Corporation (TMCC). TMCC is the authorized attorney-in-fact and servicer for Toyota Lease Trust.


An expert, Sierra Toyota, gives you tips on

17

HOW TO LEASE A CAR

HOW-TO GUIDE

In the market for a new car but can’t afford what you want? Then leasing may be right for you. Leasing allows you to drive a new car for a few years while paying for depreciation and operating costs. It also removes the cost of higher down payments (or none at all, in some cases). Leasing makes sense for those without the finances for large down payment or who doesn’t drive long distances frequently, and anyone who wants to drive a new car every couple of years. If you’re thinking about leasing a car, here are some things to consider.

Types of Cars

Just about any vehicle you could imagine can be leased. More than 50 percent of many luxury vehicles are leased rather than purchased, helping to make the monthly payments for high-end vehicles affordable to more people. Start the process by picking what category of vehicle you want, then cross-shopping from a variety of competitors to see what you like best.

Test Drive

Just like with purchasing a car, you should always do a thorough test drive to see how you like it. Test drive several vehicles, in fact, to see the differences among each of them. Sometimes they’re subtle, and sometimes they’re very dramatic. Don’t go into the drive with a pre-conceived notion of what to expect, either. With the rate today’s cars are improving, the idea you had about a certain brand or model three years ago could be very different by this year. You’ll want to keep an open mind. If another person will be involved in the leasing decision, such as a spouse, you should bring them along for the ride. You should test the car in as close to real-world conditions as possible, perhaps even driving part of your daily commute route to get an impression on roads you’re very familiar with driving. Spend some time in the back seat to judge the roominess, and, of course, give the steering, brakes and engine a decent test to see how they compare to the other vehicles you’re looking into leasing.

The Deal

The details

Unless you’re careful, your lease could end up costing you more money when you turn the car back in at the end of the agreement. You should make sure you know and are happy with things like: Mileage limits. Going over the mileage limits in •   your contract can get very expensive, so make sure it’s realistic for your driving needs throughout the term of the lease. Choose a lease with more generous mileage allowances when in doubt. Condition. Because you don’t own the car, you’ll •   be expected to turn it in with as little damage as possible. You’ll need to take care of the interior and exterior of the car and know what you’ll have to pay for condition problems at the end of the lease, whether they’re your fault or not. •   Early termination penalty. If you decide you want out of your lease before the term is up, it’ll cost you. Find out exactly how much before you sign up for the deal. While all these details aren’t likely to be dealbreakers, they’re very important to work out before you complete the transaction. Read your entire contract — and more importantly, make sure you fully understand it — before signing the lease. If you shop carefully and are diligent with the details, you’ll be very likely to get several happy years from your leased car. If your biggest concern is keeping monthly payments low, a lease can be a good way to drive a nice car without the hassles of ownership.

Sponsored by your friends and neighbors at

Sierra Toyota

WEDNESDAY, APRIL 29, 2020 • HERALD/REVIEW

While the purchase price of new vehicles is usually fairly close between similar competitors, you may find there’s a much wider variation in the price of leasing them. That’s because leases have more things to factor in, the most important being the vehicle’s expected residual value. In other words, the less value your vehicle is expected

to lose during the term of the lease, the cheaper your payment is likely to be. And if the value is expected to drop like a rock, the monthly payment will be higher. Other factors can influence the lease cost, too, including the term of your lease, the incentives offered by the manufacturer and how big of a down payment you want to make. The more you pay up front, the lower your monthly payments will be during the term of the lease.


HOW-TO GUIDE

18

Virginia is the 2018 recipient of the national ERA award for TOP All-Around Sales Associate.

She’lls help you make the most of your real estate goals. DIRECT 5206780255 OFFICE 5204588822

WEDNESDAY, APRIL 29, 2020 • HERALD/REVIEW

E-MAIL vcleven@cox.net

Associate Broker

Four Feathers Realty, L.C. 1993 Frontage Road, Ste 105 • Sierra Vista

WEB SITE www.isellsierravista.com


An expert Realtor, Virginia Cleven, gives you tips on

19

HOW TO SELL YOUR HOME IN A PRICE SENSITIVE MARKET

HOW-TO GUIDE

Let’s be frank: Most people are very sensitive to home prices — and that only makes sense. They want to get as much as they can for the lowest price possible. The housing market also ebbs and flows, making pricing even more crucial to a seller because buyers can easily price similar homes online. But deciding when to put your home on the market is driven by many factors that do not always include market considerations. Maybe you need to move for a new job or have limited time to make a deal on your dream home. But if these decisions land in a price-sensitive buyer’s market, you’ll find selling your home presents challenges. Here are a few pointers form making the sale in a price-sensitive market:

Bang for the buck

When preparing your home to sell, do not overspend on renovations. Keep renovations simple. If your kitchen seems outdated, remodeling it might have made sense years ago. The marketplace would’ve allowed you to get your money back — and maybe even make a profit. Most experts agree that you should simply add a fresh coat of paint to update the room. It will keep your costs down and make it easier to price your home competitively. A minor home makeover will not break the bank. Painting a room, de-cluttering the interior, neatly trimming the lawn and putting fresh mulch in the flower beds can make a big difference. Of course, every community is different. When in doubt, consult your real estate agent for advice on where to best spend your money to get the most value out of your home.

Price it right

The right asking price is another essential step toward selling your home. It is a big mistake to assume that you should ask for a high price in the beginning. Your home will get the most interest in the first few weeks it’s on the market. When

people see your home first appear in the listings, or neighbors see the “for sale” sign in your yard, that’s when people will be talking about your home. Starting with a sales price that’s too high — even slightly so — will discourage potential buyers. They might think you are asking too much for your home. It is better to start with a realistic, fair market price. It is the best way to make a quick sale.

Online views

Clever sellers are starting to price their homes in a way that will get the most views online. For example, if you are thinking of asking $255,000, that might put it out of range for people who see “up to $250,000” as a search option on a website or mobile app. When pricing your home, look for common categories in real estate search engines. Think of a price that will cause your house to come up the most in search results.

Listen closely

Sponsored by your friends and neighbors at

Virginia Cleven

WEDNESDAY, APRIL 29, 2020 • HERALD/REVIEW

Perhaps the most important step of all is finding a great real estate agent. These professionals are your most valuable tool when selling your home. The best agents will have knowledge and expertise about the local market and how to get your home sold for a great price. Listen closely to their advice and follow it precisely. After all, in a price-sensitive market, an experienced real estate agent’s suggestions can be worth more than gold.


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HOW-TO GUIDE

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