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On the Money QUARTERLY NEWSLETTER | JANUARY 2018

MEET YOUR FINANCIAL GOALS IN 2018! IN THIS EDITION PAGE

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HELOC IT! BUDGETING CHECKLIST

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INTRODUCING KELSEY 0% APR* VISA OFFER

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DANA WINKLER SHOLARSHIP NOTICES

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Dana Winkler Scholarship

Now Accepting Applications

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Access your Home’s Equity for FREE Why pay to access the equity in your home when you can get CASH for FREE with a Home Equity Line of Credit (HELOC) from WFCU?

Borrowup to90% of your Home’s Value* ZERO closing costs and annual fees Low variable rate beats most credit card rates Revolving line of credit you can access ANY TIME

HELOC it for your Wedding HELOC it for your Family Vacation HELOC it for College Tuition

Call our Mortgage Specialists today at 316.941.0600 ext. 596 or email us at mortgagedept@wichitafcu.com *Subject to credit approval. Some restrictions apply. Loan promotions may change at any time with or without notice. Not a commitment to lend. See wichitafcu.com for complete details.

Meeting your Financial Goals in 2018 It’s a new year, and with it comes new goals and resolutions. Now is a great time to look at your nancial prole and Ā determine a strategy for the year. For example, you could put an extra $1000 in a savings account or save for a summer getaway. Becoming nancially t in 2018 could be a breeze with these helpful tips: Develop a Budget ¨ Compare outgoing expenses against your income ¨ List what expenses you can reduce ¨ Shop with a set list Pay Off Debt the Smart Way List your debt from highest to lowest interest rate Budget for regular payments Put any remaining funds towards the highest interest rate loan

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Be Efficient ¨ Set up Direct Deposit and Mobile Deposit to save time and money ¨ Set up Bill Pay to easily manage bills electronically ¨ Set up Auto Payment on bills to avoid late fees Save Money ¨ Build an emergency fund for unexpected expenses ¨ Plan ahead for putting tax return or holiday gift money to good use ¨ Be diligent and only purchase what you need, not what you want Reward Yourself ¨ Budget for entertainment ¨ Set realistic spending goals ¨ Celebrate your successes

NEED HELP GETTING STARTED?

We offer the tools you need to have the most nancially t year possible. Stop by one of our locations to see what a Member Solutions Specialist can do for you.


Introducing...

KELSEY MANNING Elephant Nature Park, Chiang Mai, Thailand

Kelsey with her class in Taipei

Kelsey and her family

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*APR=Annual Percentage Rate. 0% APR on Balance Transfers for 6 months. After that, the variable APR will be based on your creditworthiness.

Visit wichitafcu.com for more details. Or give us a call at 316.941.0600 today!

Member Solutions Associate II Kelsey joined the WFCU team in October 2017. She has undergraduate degrees in Criminal Justice and Sociology, and has a passion for teaching. Kelsey recently returned from living in Taiwan for a year and a half, where she taught English to Kindergarten students. Kelsey added: “The kids in the classroom picture were my 3 and 4 year old students that I taught for a year in Taipei. When they started school, they didn't speak any English, and by the end of the rst Ā year they were speaking uent Ā English. They were the loveliest, sweetest bunch of kids. I miss them!” Before moving back to Kansas, she spent 8 weeks backpacking in Bali, Thailand, Vietnam and Malaysia. She added, “I've traveled to 10 countries in Asia, 2 in South America, and Canada. Bali, Indonesia is my favorite place I've been to recently. Three friends and I rented scooters and drove around the entire island in 10 days. Bali is really a magical, surreal place – I highly recommend visiting!”

Just north of Chiang Mai, Thailand is a sanctuary for elephants rescued from the circus, and other industries in Southeast Asia. The Elephant Nature Park is home to 73 “retired” elephants, and Kelsey was fortunate to spend a week volunteering up close and personal with the elephants. “We fed, bathed and played with them. These giant animals couldn't be any sweeter or happier to have human companions, considering the abuse they've endured in the tourism sect. The elephant I'm feeding in the picture is the biggest elephant at the park, weighing in at 4 tons!” added Kelsey. Her goal is to visit 30 countries over the next several years. While growing up her family took her on many road trips, which is how her love for travel began. She has visited 39 of the 50 states. Watch for more WFCU team members in upcoming newsletters.


Dana Winkler Scholarship

Dana Winkler Scholarship Through the Dana Winkler Scholarship program Wichita Federal Credit Union has awarded over $87,000 to students in our community. Each year WFCU awards up to eight $1,000 scholarships to qualied applicants. Ā The volunteers of the Scholarship Committee review applications to determine scholarship recipients. If you are interested in applying for a scholarship, please visit wichitafcu.com for eligibility requirements and application instructions.

316.941.0600 WFCU Holiday Closures: FEB DEC JAN

1 FEB DEC JAN

15 FEB FEB

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New Year’s Day (All offices closed) Martin Luther King Jr. Day (All offices closed) Presidents’ Day (All offices closed)

WFCU employees, officials and immediate family members (spouse or domestic partner, child, step-child, or sibling) are not eligible.

Coming Soon:

2018 Annual Meeting The WFCU Annual Meeting will be held on Monday, March 12, 2018 at the Sedgwick Co. Extension Education Center, located at 7001 W. 21st N. Doors open at 6:30pm, the meeting begins at 7:00pm. Be sure to join us for the meeting, light refreshments and door prizes. We look forward to seeing you.

MAR

12 FEB APR

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WFCU Annual meeting 7pm Sedgwick Co. Extension Education Center 7001 W. 21st. N. Dana Winkler Scholarship Deadline

$100 Cash Reward with Every New Line ✓ Get a $100 cash reward for every new line ✓ Current Sprint customers get $50 cash for transferred lines ✓ Plus, get a $50 loyalty cash reward every year for every line Visit LoveMyCreditUnion.org/Sprint for details.

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On The Money - January 2018  
On The Money - January 2018  

Quarterly Publication - Wichita Federal Credit Union

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