BUILD CREDIT

Three Steps On How To Build Credit

1 Get added as an Authorized User to an existing credit card.

2. Apply for a basic credit card, such as the Journey Student from Capital One You shouldn’t have trouble getting approved since basic cards are easy for consumers with limited credit to get approved, If you do get declined, go for a secured card. After approximately six months, apply for a second credit card; you should be able to get approved for a basic Chase or Amex card

3. Continue using your card responsibly. Use your card responsibly and make on-time payments Your credit will build naturally. Once it’s 12 months since you opened your first card, your credit should be above 720.

Chaim Geller Founder & CEO of HelpMeBuildCredit.com

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