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Real Estate Of Mind January 1 2013

Newly Listed Homes are listed every month in hope to sell quickly. Research shows that today is the time to buy or invest in Real Estate. Mortgage interest rates are at a all time low and home values have declined in the recent years. On page two you will see the homes we recently listed.


Mortgage Life If you want to buy a house you will need a mortgage, unless you have a vast amount of cash on hand. There are all types of mortgages available, such as, conventional loans, FHA loans, and VA loans. Page 3 will discuss more about these loans, interest rates, and other options.


Homes Selling Tips Want to sell your house soon? Want it to sell quickly? Follow the tip on page 4.

William C. 4

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Dolor Sit Amet

Newly Listed 1




Call Now to set up a appointment to tour one of these beautiful homes! The chart below reflects the amount of homes that do business with Prudential New Jersey Properties in South Plainfield between 2011 and 2012. Look at the huge difference between our competitors and us.

Our South Plainfield office is one of Prudential’s top selling offices. We specialize in listings and strive to sell them as quick as possible. We are consistently dominating in the South Plainfield area and are in the top 3 in the surrounding areas. Basically, this means that when people in South Plainfield want to sell their house they call us. Here are a couple of listings we’ve recently listed. 1. This custom colonial home offers vaulted ceilings, fireplace in the family room, ceiling moldings, French doors, enclosed rear porch, and 9’ ceilings on the first floor. Also, there is a first floor laundry room, lawn sprinkler system, an alarm system, and pan ceilings in the DR. The home is surrounded fenced property, and a rear deck. a. 4 Bedrooms, 2 Full Bath, 1 Half Bath, & 2 Garages. 2. Fabulous unique custom colonial with a open layout, cathedral ceilings, a large kitchen with a center island, granite countertops, sunken family room with stone fireplace, wood floors, and a large bathroom with a Jacuzzi. i. 3 Bedroom, 2 Full Bath, & 2 Garages 3. Don’t miss out on this spectacular updated bi-level! The kitchen is completely updated with granite countertops and beautiful cabinetry. Both bathrooms are tastefully updated. It includes central air, forced hot Air heat, a newer high efficiency furnace and a hot water heater. Move in condition home ready for its new owner. i. 3 bedrooms, 1 Full Bath, 1 Half Bath, & 2 Garages. 4. Home features a new modern kitchen, hardwood flooring, drown moldings, whirlpool main bathroom, private master suite with walk in closet, new vinyl siding, large patios and a awesome fenced yard. a. 3 Bedrooms, 2 Full Baths, & 1 Garage. Please disregard if home is already listed.


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Loan Options FHA Loans

The Time Is NOW To Buy NOW is the time to purchase that home you wanted whether it is your first home purchase or moving to that home you’ve always dreamed about. Home prices are as affordable as ever with interest rates falling to the lowest they’ve been in 30 years. FHA mortgages only require a 3.5% down payment and VA mortgages require NO down payment. Give me a call and we will discuss your individual situation. I’ll answer all of your mortgage questions and offer financing options that fit your needs. Mr. Will Coney has an extensive inventory of homes for your review.

Words from Jim Norton Senior Loan Officer

Loan amount up to $729,000

Down payment 3.5% for 1-4 family homes and condos.

Down payment can be a gift, grant, money from retirement account, or savings.

Credit scores as low as 580.

Sellers concession 6%

H1 B Visa & Employment authorization acceptable.

Bankruptcy 2-year wait after discharge.

VA Loans •

100% Financing

1-4 Units


Low Fixed Rate Mortgages

Up to 4% sellers concession allowed.

Minimum credit score 640

Widows & widowers can take advantage.

Loans only available to those who qualify.

Jim Norton Senior Loan Officer nmls #201281 1161 Broad St., Suite 212 Shrewsbury, NJ 07702 Office 732-460-0888 x 125/ Cell 732-580-7010

Please disregard if home is already listed.


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Home Selling Tip De-Personalize. Pack up those personal photographs and family heirlooms. Buyers can't see past personal artifacts, and you don't want them to be distracted. You want buyers to imagine their own photos on the walls, and they can't do that if yours are there! You don't want to make any buyer ask, "I wonder what kind of people live in this home?" You want buyers to say, "I can see myself living here."

William J. Coney Realtor-Associate 225 Maple Ave. South Plainfield, NJ 07080 p.908-755-5300 ext. 412 c. 732-421-5045 fax. 908-755-5052 twitter@wconey1 pinterest@willseee


Real Estate Of Mind  

This newsletter features helpful information about NJ Real Estate and Mortgages.

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