Page 1

In memoriam July 2019


2 | JULY 2019

In Memoriam

Abram - Berger

In Memoriam Royal C. Abram

PICTURE TRIBUTES Abram - Berger

Patricia Arends

WATERLOO, IA March 27, 2001 - May 18, 2019

Oct. 13, 1951 - June 15, 2019

Robert L. Alexander

Lorena “Short” Arns

Samuel L. Aurand

GREENE, IA Oct. 3, 1954 - April 29, 2019

Leo Beierschmitt

FAIRBANK, IA July 23, 1931 - May 4, 2019

Page 2

Betts - Chamness

Page 3

Christopherson - Earhart

Page 4

Eiffler - Gunther

Page 5

Haberer - Klemke

Page 6

Knebel - McCarty

Page 7

McGrane - Raney

Page 8

Rathbone - Shekleton

Page 9

Shepek - Van-Nevele

Page 10

Wagner - Zmolek

Page 11

WATERLOO, IA March 8, 1928 - May 15, 2019

WAVERLY, IA Feb. 2, 1920 - May 27, 2019

Mary Frances (Gavigan) Anderson

Darlene Asmus

Solveig Bailey

WATERLOO, IA Oct. 29, 1918 - May 16, 2019

Judy (Corwin) Bennett

PARKERSBURG, IA March 10, 1946 - May 8, 2019

NOT PICTURED Page 12

WELLMAN, IA May 30, 1940 - May 4, 2019

Gladys Bakker

CEDAR FALLS, IA Nov. 21, 1947 - May 22, 2019

GRUNDY CENTER, IA March 4, 1924 - June 2, 2019

Jeff Assink

Jean Beck

Virgil J. Berg

WATERLOO, IA March 21, 1925 - June 13, 2019

ABOUT THIS SECTION In Memoriam started in July 2019 and publishes six times a year. The section honors the memories of the community members we’ve lost during the prior twomonth period. This edition includes those whose obituary appeared between May 6 and June 30.

Kathleen Andorf

MARION, IA April 11, 1959 - May 17, 2019

CEDAR FALLS, IA July 15, 1961 - May 5, 2019

CEDAR FALLS, IA Jan. 19, 1925 - April 26, 2019

Dallas “Bugs” Berger

DENVER, IA June 25, 1932 - May 23, 2019


In MemoriamJULY 2019 | 3

Betts - Chamness

Rex J. Betts

TRAER, IA Nov. 22, 1951 - May 14, 2019

Elizabeth L. “Betty” Binard

WATERLOO, IA July 27, 1956 - May 27, 2019

Ruth E. Bockes

CEDAR FALLS, IA July 18, 1928 - June 5, 2019

Arlene Boeding

NEW HAMPTON, IA June 28, 1933 - May 10, 2019

William L. Bolster

Ruby L. Borlaug

Irene C. Brincks

Died June 13, 2019

WATERLOO, IA June 4, 1920 - June 19, 2019

WAUCOMA, IA Nov. 18, 1924 - May 21, 2019

David Bolte

Barbara Joan Bowman

Wallace D. Brouwer

TRIPOLI, IA March 16, 1941 - June 18, 2019

CEDAR FALLS, IA Feb. 29, 1936 - June 4, 2019

APLINGTON, IA Oct. 17, 1923 - June 27, 2019

Gene Bond

Betty “Cookie” Y. Brace

Teresa Bultsma

CEDAR FALLS, IA Aug. 4, 1935 - June 1, 2019

WATERLOO, IA May 9, 1959 - June 6, 2019

Eric K. Borgwardt

Henry L. Branhagen

Pauline Buss

CEDAR FALLS, IA June 3, 1933 - June 2, 2019

DENVER, IA May 23, 1943 - June 27, 2019

WATERLOO, IA Feb. 10, 1923 - May 21, 2019

DENVER, IA Nov. 17, 1926 - May 24, 2019

Richard “Dick” Caley

David L. Carroll

CEDAR FALLS, IA April 8, 1930 - June 6, 2019

EVANSDALE, IA April 3, 1947 - June 6, 2019

David W. Calton

Karen L. Carroll

WATERLOO, IA Nov. 24, 1949 - May 28, 2019

WATERLOO, IA Jan. 8, 1953 - June 7, 2019

Dean “Deano” Caltvedt

Gary L. Casady

SHELLSBURG, IA Sept. 25, 1962 - May 25, 2019

HIAWATHA, IA Aug. 25, 1955 - May 24, 2019

Mary Ellen Campbell

Charles G. Chamness

WATERLOO, IA Born March 5, 1934

CEDAR FALLS, IA Jan. 2, 1934 - May 4, 2019


4 | JULY 2019

In Memoriam

Christopherson - Earhart

Mae C. Christopherson

JESUP, IA Aug. 21, 1924 - May 27, 2019

Robert “Bob C” Coonradt

Rebecca “Becky” Church

Arnold H. “Arnie” Cornelius

WATERLOO, IA May 13, 1936 - May 21, 2019

Mitzi Collins

WAVERLY, IA June 6, 1928 - June 27, 2019

JANESVILLE, IA Aug. 17, 1944 - June 24, 2019

Virginia M. Creedon

INDEPENDENCE, IA July 17, 1956 - May 27, 2019

DENVER, IA June 11, 1924 - May 14, 2019

Rev. Gerald A. Condon

David S. Crupper

EVANSDALE, IA May 4, 1930 - June 15, 2019

IOWA FALLS, IA Oct. 23, 1928 - May 5, 2019

Travis J. Cushion

FAIRBANK, IA Oct. 27, 1975 - June 3, 2019

Gregory J. Delamore

WATERLOO, IA Feb. 15, 1955 - June 11, 2019

Richard “Dick” D. Dolash WATERLOO, IA Died June 7, 2019

Cathleen S. Duke

EAST MOLINE, IL April 14, 1945 - June 14, 2019

Keith E. Darst

Edwin E. Dickens

Jean E. Dostal

Douglas J. Duke

CEDAR FALLS, IA May 16, 1936 - May 20, 2019

CEDAR FALLS, IA June 6, 1933 - May 10, 2019

TOLEDO, IA Sept. 14, 1929 - June 16, 2019

CEDAR RAPIDS, IA March 24, 1961 - May 30, 2019

Karen Deen Davis

Mary Jean Dickson

Maria “Mary Lou” Dralle

Gary L. Duncan

WATERLOO, IA April 24, 1942 - May 6, 2019

WATERLOO, IA Died May 27, 2019

Edward V. Droste

Colleen Marie Earhart

WATERLOO, IA June 6, 1957 - April 26, 2019

Mary G. DeBerg

GRUNDY CENTER, IA Oct. 23, 1926 - May 14, 2019

CEDAR FALLS, IA Oct. 23, 1935 - June 24, 2019

Iona M. Diederich

WATERLOO, IA Oct. 26, 1928 - June 7, 2019

WAVERLY, IA Feb. 21, 1925 - May 22, 2019

LA CROSSE, WI Jan. 11, 1937 - May 15, 2019


In MemoriamJULY 2019 | 5

Eiffler - Gunther

Lillian Eiffler

REINBECK, IA Aug. 24, 1919 - May 24, 2019

Ardith A. “Ardy” Einertson

CEDAR FALLS, IA Dec. 20, 1933 - May 6, 2019

Betty Essmann

WATERLOO, IA Dec. 14, 1925 - June 1, 2019

Doña Rosa Maria Escudé de Findlay

CEDAR FALLS, IA March 13, 1936 - June 11, 2019

Micheal Fishel

ALLISON, IA Jan. 28, 1938 - June 1, 2019

Quentin L. Fisher Sr.

WATERLOO, IA Dec. 31, 1968 - Jan. 15, 2019

Mary Ann Franczyk

CEDAR FALLS, IA Sept. 2, 1930 - June 21, 2019

Nadean Fredrichs

Robert E. “Bob” Froelich

Johanna “Jo” Garrett

John “Jack” Joseph Gorman Jr.

WATERLOO, IA Dec. 3, 1926 - June 15, 2019

GRUNDY CENTER, IA March 11, 1930 - May 19, 2019

March 5, 1928 - April 25, 2019

Charlotte R. Gaden

Rhonda L. Gearhart

Bernard “Bernie” Graham

WATERLOO, IA Died May 27, 2019

OELWEIN, IA April 24, 1949 - May 20, 2019

Stanley H. Gano

Evelyn F. Klein Gibson

WATERLOO, IA Sept. 13, 1958 - May 18, 2019

Iola M. Greathouse

Donna Fischer

WAVERLY, IA May 25, 1928 - June 6, 2019

WATERLOO, IA Feb. 12, 1951 - Nov. 20, 2018

CEDAR FALLS, IA June 27, 1924 - June 27, 2019

EVANSDALE, IA Nov. 18, 1925 - May 12, 2019

Kenneth G. Fischer

Bruce G. Freeman

Jeanette Garbes

Roxanne M. Gilles

Rogene “Ro” Gunther

WAVERLY, IA Feb. 7, 1948 - June 9, 2019

Marion I. Euchner

CEDAR FALLS, IA Dec. 9, 1927 - May 22, 2019

Died Feb. 27, 2019

MANCHESTER, IA Died June 13, 2019

NASHUA, IA Dec. 2, 1925 - June 3, 2019

WATERLOO, IA July 5, 1951 - May 22, 2019

WASHBURN, IA Feb. 9, 1956 - June 13, 2019


6 | JULY 2019

In Memoriam

Haberer - Klemke

Paul Anthony Haberer 1942 - May 6, 2019

Jack Hanson

Henry D. Heine

JANESVILLE, IA 1967 - May 7, 2019

Phyllis B. Henderson

Gayle A. Hodgson

WATERLOO, IA Oct. 11, 1923 - May 8, 2019

Velma Horn

CEDAR FALLS, IA Oct. 1, 1932 - June 10, 2019

WATERLOO, IA March 24, 1924 - June 5, 2019

WASHBURN, IA April 9, 1939 - June 3, 2019

Marian Hastings

Mary Jane Henze

Russell A. Howe Jr.

Rolland “Rolly” Hummel REINBECK, IA Oct. 10, 1935 - June 5, 2019

Leonard “Butch” Hunter Jr.

Marlin Ray “Swede” Johannsen

WATERLOO, IA May 12, 1943 - June 1, 2019

Shirley I. Juhl

APLINGTON, IA June 18, 1934 - June 2, 2019

Steven A. Jensen

Joyce I. Karr

Eric A. Kleinendorst

LAWLER, IA March 15, 1943 - June 12, 2019

CAMERON, WI March 10, 1948 - May 1, 2019

DENVER, IA Sept. 14, 1945 - June 4, 2019

John “Jack” Hayden

Roger W. Higgins

Terry J. Hudson

Lorraine Joens

Robert Joseph Kerr

CEDAR FALLS, IA Sept. 7, 1961 - May 18, 2019

Francine Klahsen

LA PORTE CITY, IA March 8, 1935 - June 21, 2019

GRUNDY CENTER, IA Sept. 6, 1928 - May 30, 2019

MOUNT AUBURN, IA Sept. 19, 1941 - May 8, 2019

WATERLOO, IA March 23, 1943 - June 2, 2019

INDEPENDENCE, IA Dec. 26, 1946 - May 13, 2019

WATERLOO, IA July 2, 1924 - May 7, 2019

ELMA, IA Dec. 16, 1928 - May 5, 2019

Robert I. “Bob” Kincaid

CEDAR FALLS, IA Died May 11, 2019

TRIPOLI, IA Feb. 19, 1920 - May 10, 2019

AURORA, CO Died May 11, 2019

John F. Klemke

PARKERSBURG, IA Nov. 16, 1937 - May 16, 2019


In MemoriamJULY 2019 | 7

Knebel - McCarty

Kenneth C. Knebel

Kenneth J. Koupal

Clarence I. Laube

Ardys Lorenz

Freda Lovejoy

Dorothy L. Marsh

INDEPENDENCE, IA June 22, 1946 - May 27, 2019

CEDAR FALLS, IA Nov. 1, 1936 - May 14, 2019

APLINGTON, IA June 11, 1932 - May 20, 2019

GRUNDY CENTER, IA Feb. 7, 1931 - June 23, 2019

CEDAR FALLS, IA Oct. 17, 1922 - June 28, 2019

CLARKSVILLE, IA July 14, 1924 - June 2, 2019

Courtney W. M. Koch

Timothy J. Kramer

Patricia M. “Pat” Lavin

Earl J. “E.J.” Martin

WAVERLY, IA June 20, 1987 - May 5, 2019

WATERLOO, IA Dec. 7, 1949 - May 14, 2019

LA PORTE CITY, IA April 29, 1933 - June 6, 2019

Crystal J. Lorenzen

PLAINFIELD, IA March 7, 1979 - May 1, 2019

Eugene “Gene” Lybbert CEDAR FALLS, IA Jan. 9, 1930 - June 1, 2019

NASHUA, IA Dec. 12, 1946 - May 14, 2019

Shawn Kolthoff

Dorothea M. Kruger

LaRae J. Liger

Judy M. Lott

Steve A. Mager

Kevin J. Matthias

DUNKERTON, IA Dec. 28, 1948 - May 30, 2019

FERN, IA Nov. 5, 1928 - June 16, 2019

WATERLOO, IA Feb. 20, 1952 - May 26, 2019

WATERLOO, IA June 5, 1963 - June 27, 2019

WATERLOO, IA Nov. 1, 1945 - June 19, 2019

WATERLOO, IA July 6, 1961 - June 6, 2019

Mary Kostian

Dale Larsen

Kenneth M. “Ken” Limberg

Evan E. Lottich

Robert D. Maricle

Todd McCarty

TRAER, IA Feb. 17, 1930 - June 21, 2019

REINBECK, IA March 19, 1933 - June 1, 2019

CEDAR FALLS, IA May 18, 1936 - June 9, 2019

WATERLOO, IA Sept. 24, 1933 - June 5, 2019

FAIRBANK, IA Nov. 3, 1923 - May 5, 2019

WATERLOO, IA 1958 - June 3, 2019


8 | JULY 2019

In Memoriam

McGrane - Raney

Barbara McGrane

FAIRBANK, IA May 1, 1963 - June 8, 2019

Shirley Merry

WATERLOO, IA Feb. 27, 1927 - June 5, 2019

Joseph E. Miller

WELLSBURG, IA Jan. 28, 1940 - May 19, 2019

CEDAR FALLS, IA July 7, 1933 - May 26, 2019

Matilda Perry

Harold Powell

APLINGTON, IA April 25, 1925 - June 12, 2019

WAVERLY, IA Died June 5, 2019

CEDAR FALLS, IA Sept. 27, 1934 - May 25, 2019

Walter M. Moore

Donald D. “Don” Noble

Dr. Dale W. Olson

Marilynn R. Peters

Ivadell V. Primrose

May 7, 1935 - May 22, 2019

CEDAR FALLS, IA May 25, 1931 - May 11, 2019

Jaceil “Jackie” Mostek

Barbara Miller

William Oldenburger

JESUP, IA May 27, 1960 - May 5, 2019

Virginia A. Moothart

Karen J. Meyer

Danny L. Nagel

WATERLOO, IA July 16, 1951 - May 18, 2019

WATERLOO, IA Nov. 24, 1932 - May 24, 2019

APLINGTON, IA Oct. 6, 1940 - May 13, 2019

Wendell Nolting

CEDAR FALLS, IA Died May 7, 2019

CEDAR FALLS, IA Oct. 1, 1934 - June 9, 2019

JESUP, IA Oct. 28, 1925 - June 9, 2019

Sylvia K. Parmer

Henrik J. Peterson

Evie L. Pugh

CEDAR FALLS, IA Oct. 25, 1935 - June 3, 2019

WAVERLY, IA Jan. 1, 1925 - May 10, 2019

Marigene Oberheu

Lucille M. Paulsen

WAVERLY, IA May 5, 1952 - June 5, 2019

WATERLOO, IA Feb. 24, 1925 - June 25, 2019

CEDAR FALLS, IA Oct. 16, 1922 - May 14, 2019

WATERLOO, IA May 21, 1927 - June 8, 2019

Howard H. Pippert

Kathleen I. Raney

REINBECK, IA Feb. 14, 1930 - June 10, 2019

CEDAR FALLS, IA Oct. 6, 1929 - May 28, 2019


In MemoriamJULY 2019 | 9

Rathbone - Shekleton

Beverly Jean Rathbone

CEDAR FALLS, IA Sept. 12, 1925 - June 3, 2019

Glennavon M. Reab

Roland W. “Rollie” Reinard

WASHBURN, IA July 29, 1932 - May 26, 2019

James Reiners

WATERLOO, IA July 30, 1934 - May 9, 2019

EVANSDALE, IA Dec. 23, 1944 - June 28, 2019

Shawn M. Reagan

Jeanne H. Reuter

CEDAR FALLS, IA July 31, 1967 - June 27, 2019

Lorraine Lincoln Reeves WATERLOO, IA April 1, 1925 - Feb. 9, 2019

Charles L. Rice

WATERLOO, IA Dec. 13, 1949 - June 8, 2019

Beryl Richard

David S. “Duff” Roberts

Delores M. Schauls

Terry Schutte

REINBECK, IA June 27, 1936 - June 7, 2019

WATERLOO, IA April 3, 1937 - May 16, 2019

WATERLOO, IA July 8, 1940 - June 2, 2019

Perry Robinson

Louise A. Schneberger

Daniel “Danny” Leroy Schwarz

HAMPTON, IA Oct. 10, 1929 - June 22, 2019

DUNKERTON, IA Oct. 19, 1939 - June 3, 2019

WATERLOO, IA May 2, 1931 - June 18, 2019

Jan. 12, 1960 - June 14, 2019

Lonnie J. Richardson

Virgil A. Rogers

LaVera L. Schneider

Carol Gibson Selby

GILBERTVILLE, IA Died May 18, 2019

RAYMOND, IA Feb. 1, 1957 - May 31, 2019

BRANODN, IA March 28, 1954 - May 22, 2019

WAVERLY, IA May 30, 1920 - Feb. 14, 2019

WATERLOO, IA April 3, 1935 - June 2, 2019

Belva L. Nederhoff Rhoads

Gerry Rindels

Mamie V. Rottink

Linda M. Schneider

Jim F. Shekleton

CEDAR FALLS, IA Oct. 14, 1938 - June 15, 2019

FINCHFORD, IA Jan. 10, 1941 - June 4, 2019

ALLISON, IA April 10, 1927 - June 26, 2019

READLYN, IA Aug. 7, 1925 - May 31, 2019

DUNKERTON, IA March 1, 1948 - June 13, 2019


10 | JULY 2019

In Memoriam

Shepek - Van-Nevele

John Shepek

Vernon Slessor

Vern L. Stoppelmoor

Harold V. Swartzrock

FORT COLLINS, CO Died June 2, 2019

PLAINFIELD, IA Sept. 4, 1948 - May 31, 2019

March 31, 1929 - Oct. 13, 2018

CHARLES CITY, IA Sept. 5, 1927 - May 21, 2019

Darryl Edward Sherwood

Virginia M. Smart

Samuel “Sammy” Strottman

Gilmore N. Taiber

DIKE, IA Aug. 14, 1942 - June 22, 2019

CEDAR FALLS, IA Nov. 15, 1928 - May 29, 2019

Dianne Shoultz

Timothy Staley

WATERLOO, IA July 16, 1940 - June 27, 2019

WATERLOO, IA Feb. 27, 1947 - June 8, 2019

Glenn H. Siefken

Max E. Steege

CLARKSVILLE, IA Feb. 27, 1930 - May 9, 2019

NEW HAMPTON, IA Aug. 16, 1936 - June 12, 2019

SUMNER, IA March 4, 1980 - June 12, 2019

Mark Styve Sr.

May 18, 1949 - June 15, 2019

Jerry H. Suhr

WATERLOO, IA March 2, 1940 - May 22, 2019

JANESVILLE, IA Sept. 5, 2001 - May 30, 2019

Ralph B. Tempel

Bonnie G. Tibbetts WATERLOO, IA April 5, 1925 - May 19, 2019

Darlene Tiedt

READLYN, IA Feb. 13, 1928 - June 7, 2019

Leah Topliff

WATERLOO, IA Aug. 25, 1951 - May 11, 2019

Died May 28, 2019

John Robert “Bob” Thomas

Marlene R. Torgerson

CEDAR FALLS, IA April 21, 1947 - May 4, 2019

Clara Anna Trapp

CEDAR FALLS, IA Feb. 13, 1927 - June 20, 2019

Randahl W. “Randy” Trefz VINTON, IA May 14, 1953 - June 2, 2019

Frank W. “Bud” Van Kerckhove

WATERLOO, IA July 15, 1921 - May 12, 2019

WATERLOO, IA Oct. 4, 1933 - May 12, 2019

Robert “Bob” L. Van Nevele

WATERLOO, IA Oct. 13, 1942 - May 28, 2019


In MemoriamJULY 2019 | 11

Wagner - Zmolek

James L. Wagner

Verla L. Waugh

WATERLOO, IA Feb. 21, 1950 - June 21, 2019

CEDAR FALLS, IA July 11, 1933 - May 16, 2019

Carol J. Walke

Leo Elmer Walter Wedeking

SUMNER, IA Dec. 26, 1943 - May 10, 2019

CLARKSVILLE, IA May 14, 1926 - June 21, 2019

Audrey F. Warneka

Gwendolyn Lucille Weisert

WATERLOO, IA Nov. 7, 1920 - May 7, 2019

JESUP, IA Aug. 21, 1922 - May 4, 2019

Alice M. Winburn

WATERLOO, IA July 10, 1929 - May 9, 2019

Ardelia Winder

WATERLOO, IA Aug. 6, 1938 - May 4, 2019

John Witt

SPILLVILLE, IA Sept. 1, 1940 - June 5, 2019

Viola H. Wittenburg

SHELL ROCK, IA Oct. 15, 1923 - May 11, 2019

Richard “Dick” F. Woodley

DIKE, IA Nov. 27, 1936 - June 8, 2019

Robert C. Way

CEDAR FALLS, IA Oct. 26, 1930 - June 13, 2019

Robert F. Ziegenhorn

RAYMOND, IA Oct. 6, 1926 - Jan. 21, 2019

Catherine E. Zmolek

REINBECK, IA Sept. 6, 1930 - May 10, 2019

Updating your will

T

here are many occurrences that require an update to estateplanning documents. A will is your ironclad way to disperse your assets to loved ones as you wish. Here are a few of the top reasons you may need to update this important document.

Changes in financial situation There may come a time where you decide to increase or decrease the inheritance you are leaving behind for loved ones. For instance, if you receive a large sum of money, it’s possible to alter your will to add a new beneficiary or make an increase towards those currently on your list. On the other hand, if you experience financial misfortune, it’s necessary to adjust the document to pay out less and ensure your estate’s obligations can still be met.

Changes in tax laws

John M. Warren

WATERLOO, IA Jan. 15, 1943 - June 3, 2019

Carol L. Wickham

WATERLOO, IA Feb. 4, 1953 - May 27, 2019

Terry Witt

GILBERTVILLE, IA Sept. 10, 1956 - May 5, 2019

Betty Zeman

CEDAR FALLS, IA Nov. 27, 1957 - June 5, 2019

It can be hard to stay up to date on constantly changing tax laws, but it’s necessary to keep your final document in good legal standing. Especially if your will takes actions to address estate tax issues, it’s a good idea to receive periodic reviews by a professional attorney.


12 | JULY 2019

In Memoriam

Not Pictured Nancy Josephine Anderson WAVERLY, IA Died March 3, 2019

Eva Arends

DUMONT, IA Died June 7, 2019

Vanessa L. Back DUNKERTON, IA Died June 8, 2019

Rosemary Bogge INDEPENDENCE, IA Died June 5, 2019

Ervin Bohnstengel Died May 3, 2019

Marge Brandt

Pat “Irish” Fogarty NEW HAMPTON, IA Died May 28, 2019

Sheldon Scott Fox WATERLOO, IA Died May 7, 2019

Judith M. “Judy” Graham CEDAR FALLS, IA Nov. 18, 1936 - May 13, 2019

Angela Grimelli

JANESVILLE, IA Died June 15, 2019

Kyle L. Hansen

CEDAR FALLS, IA Died Feb. 18, 2019

Alberta Hanson

ACKLEY, IA Died March 15, 2019

INDEPENDENCE, IA Died June 8, 2019

Christopher L. Bruns

Arlene H. Heying

KASSON, MN Died May 19, 2019

NEW HAMPTON, IA Died May 26, 2019

Janet “Jan” L. Buchan

Maryls “Marlie” Ann Kasemeier

WATERLOO, IA Died May 18, 2019

Scott A. Buchheit INDEPENDENCE, IA Died May 21, 2019

Larry Dean Bunz DYSART, IA

Sydney Sue Shimp McBride WATERLOO, IA Died Feb. 24, 2019

John R. Miller

CEDAR FALLS, IA Died Jan. 21, 2019

Viola Nissen

CEDAR FALLS, IA July 21, 1921 - June 2, 2019

NEW HAMPTON, IA Died May 5, 2019

Jean M. “Jeano” Post WATERLOO, IA Died June 13, 2019

Loren Pothast

SHELL ROCK, IA Died May 14, 2019

Kim A. Rainey

Steven D. Kazda

Gerald O. “Jerry” Ramsey

Letty M. Kemp

Nancy Reinard

WATERLOO, IA Oct. 13, 1964 - May 11, 2019

Dale A. Burrows Carl J. Camenzind

Geraldine “Geri” Koch

Charles L. Roberts

Patricia Kupka

Erma Vesta Etringer Roethler

WARRENTON, MO Died June 17, 2019

Carol Ann Cooper

CEDAR FALLS, IA Sept. 10, 1940 - April 28, 2019

Carl Robert DeBoer ALLISON, IA Died May 31, 2019

VIola Mae Dennler VOLGA, IA Died June 6, 2019

Leo D. “Dewey” Donnelly INDEPENDENCE, IA Died May 27, 2019

James E. “Jim” Dooley III WATERLOO, IA Died June 12, 2019

WATERLOO, IA May 18, 1947 - May 9, 2019

Romaine Lee

WATERLOO, IA Died June 19, 2019

March 18, 1927 - May 21, 2019

Marion Samo

TRIPOLI, IA Died June 3, 2019

GRUNDY CENTER, IA Died June 3, 2019

Florence A. Lemke

Robert L. Savereide

SUMNER, IA Died June 26, 2019

Marlene Marie Luloff SUMNER, IA Died June 22, 2019

Peggy C. Mackamul WAVERLY, IA Died Feb. 28, 2019

John Magner

DECORAH, IA Died June 6, 2019

Bessie E. Smith

OELWEIN, IA Died June 24, 2019

Erbie Steffens

FORMERLY OF CEDAR FALLS, IA May 2, 1929 - May 29, 2019

WATERLOO, IA Died June 22, 2019

Charles L. Colburn

CEDAR FALLS, IA June 1, 1923 - March 11, 2019

Myron William Palmer

WATERLOO, IA Died May 7, 2019

WATERLOO, IA Died Feb. 8, 2019

Elizabeth Sibert

DECORAH, IA Died May 28, 2019

WATERLOO, IA Died May 1, 2019

WATERLOO, IA Died June 21, 2019

VALLEY, NE

NEW HAMPTON, IA Died June 23, 2019

Donald E. Ovel

WAVERLY, IA Died April 10, 2019

WAVERLY, IA July 11, 1955 - May 14, 2019

Mary Anne Shekleton

CEDAR FALLS, IA Died May 13, 2019

Pearl Maxine Scarff WATERLOO, IA Died May 25, 2019

David G. Schildroth REINBECK, IA Died June 6, 2019

Mary A. Scribner INDEPENDENCE, IA Died May 7, 2019

Merrill Francis Taylor

John Warren

WATERLOO, IA Died June 3, 2019

Paul John Wessels ALLISON, IA Died May 29, 2019

Rhonda K. Williams

MOUNT PLEASANT, WI May 29, 1965 - May 19, 2019

Dennis Wilson

WASHBURN, IA Died June 9, 2019

Helen M. Wolf

WATERLOO, IA Died May 22, 2019

Alvin Wubbena

Buying funeral insurance E

nsuring the cost of a funeral is covered before the time of death will guarantee your family is not left with the financial burden. If your life insurance policy doesn’t cover the service expenses, it’s refreshing to find a third party who does. Check with your insurance agent. According to the National Funeral Directors Association, the average cost of a funeral with viewing and burial services was $7,360 in 2017. Consider the burden loved ones face if there is no policy in place to cover the cost. This expense can cripple the financial security of family members, especially if there are responsible for other unresolved debts.

Burial insurance This important type of insurance can sometimes be offered by licensed funeral homes in your area. However, the Insurance Information Institute says that under most state laws, a policy must be acquired through a broker or agent at an insurance agency. Be sure to shop around for the best policy available based on your age, health conditions and coverages. Burial life insurance immediately pays your beneficiary at the time of

death. They are free to disperse the money as they wish. Most find peace of mind by covering funeral expenses, medical bills or outstanding debts which may be owed.

Pre-need funeral insurance Much like burial insurance, this policy is in place to prepay for foreseen costs like burial or cremation services, funeral arrangements and church donations. The main difference in preneed insurance is that the available funds are given to the funeral service provider you choose. Understanding the finances are directly going toward the right outlets is an important aid for family members who are grieving. When shopping for policies, look for services who offer a locked in price. This protects you against the rising costs of expenses by guaranteeing your service will be priced at today’s standards.

Discussing with family Talking about death with loved ones is never easy. However, being honest about your final service expectations helps everyone be prepared when the time comes.

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