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Viking Realty

Weekly News

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Property Sales & Property Management

8

2018

A beginner’s guide to refinancing When it comes to owning property, it’s important to keep an eye on what you’re paying on your home loan. In some cases, you could find a better deal by refinancing. Refinancing is about replacing an existing or outdated loan with one which offers better terms. 5 things to know about refinancing:

32 Brooks Parade, Belmont NSW 2280 Viking Realty is a family owned and operated business in the heart of Lake Macquarie. We have old fashioned values and pride ourselves on our communication, quality of marketing, ethics, integrity and results. We cater from luxury waterfront executive homes to land sales, commercial sales, developments, acreages and entry level properties. A large portion of our work is referral based which speaks volumes about our team. Viking Realty... Where ”Service Is King"

1. Know what you’re paying Fact: 57% of Aussies don’t know their home loan rate¹. Stewart Saunders, Bankwest’s General Manager Broker Sales, sat down with us and offered his insights, revealing many Australians have no idea how much interest they’re paying each month. If you’d like to know more about your home loan and clear up any confusion around your interest rate, a simple talk with your mortgage broker or lender could be worthwhile. 2. Make sure you check your rate Fact: Interest rates have dropped 2.75% since Feb 2012². If your home loan is more than three years old you could be paying too much. Saunders advises calling your bank to confirm the interest rate you’re paying. You can then check how your rate stacks up against what’s currently available on the market by using an online comparison site or discussing with your local mortgage broker or lender. Home loans are not like normal purchases where the purchase price covers the life of the product. Rather, the rate of a home loan at the time of buying your property may change and become less competitive. Particularly during periods of strong competition, banks have attractive rates and offers to entice customers to switch across. This is why it’s a good idea to review your home loan every few years. “If you’re on a variable rate mortgage during a time of interest rate drops, you can ask your bank for a better rate,” Saunders says. You’ve got nothing to lose by giving your bank a call to find out your options. 3. Consider changing lenders Fact: 20.9% of consumers are dissatisfied with their current lender³. Of the 67% of households that own their home, many could be on a better deal4. “With the variety of home loan options available today, many people may find a loan better suited to their needs and lifestyle, although it may mean switching mortgage broker or lenders,” Saunders says. If you’re on a fixed rate home loan, be sure to check with your bank before switching to a new loan. While lenders aren’t allowed to charge an exit fee on home loans taken out after 30 June 2015, you may still be liable for break fees and early repayment costs for fixed rate loans. 4. Keep things simple Fact: Many lenders will be happy to come to you to talk through options. Even if you’re short on time, searching for the perfect home loan deal doesn’t have to be painful or time-consuming. Many lenders are happy to come to you at your home or office at a time that suits you – even on weekends. They’ll help you with all the necessary paperwork, too.

Louise Vico Managing Director/Agent

M: 0407 706 123

5. Know the fees Fact: Paying fees on your home loan is fine, as long as you’re getting the best deal overall.

t: 02 4945 0335 | a: 32 Brooks Parade, Belmont NSW 2280 e: enquiries@vikingrealty.com.au

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40 Quinn Street Catherine Hill Bay $499,000 - $539,000

597.7m2 blank canvas ready for your dream home

Time for a sea change or a new beginning? This 597.7m2 vacant corner block offers endless possibilities for an array of buyers set within the newly established stage 2 of the “Beaches” subdivision. This is not just a place to call home, it’s a wonderful beachside lifestyle surrounded by fresh modern homes and stunning landscapes all around. Imagine a life where time is measured by the ebb and flow of the tide, where traffic consists of native wildlife, ships on the horizon under full sail and where a morning walk is taken through the bush path down to the water’s edge only metres away to simply relax and enjoy the peace and tranquillity. Join this growing suburb and be a part of a new history for Catherine Hill Bay with easy access to the Pacific Highway nearby, only 1 hour to North Sydney and 45 minutes to Newcastle CBD.

Sold

427 Pacific Highway Belmont $399,000 - $440,000 3

1

2

704m2

Endless Potential!

Set within a central and convenient location on a large 704m2 allotment, this original home offers an array of opportunities whether you are starting out, looking for a project, downsizing or investing. * Multiple living rooms adjoining the kitchen plus additional sitting room/sunroom off the entry. * 3 bedrooms, master upstairs has enough space for a parents retreat with a north facing balcony and its own toilet. * Main bathroom with shower/bath combination plus separate toilet. * Large internal laundry. * Oversized double garage with workshop space. * R3 Medium Density Residential Zoning. * Rates: $357.90 per quarter. * Fully fenced yard with garden shed.

Inspection by Appointment Only

t: 02 4945 0335 | a: 32 Brooks Parade, Belmont NSW 2280 | e: enquiries@vikingrealty.com.au

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164 Pacific Highway Jewells $1,475,000 5

4

6

1ha

Expansive Acreage Living with Dual Occupancy

10 Eagles Nest Close Belmont North $1.650MIL - $1.775MIL 4

3

3

1.068ha

Prestige 2.6 Acre Retreat

Nestled in a picturesque position in Jewells, this premium 1 hectare private estate offers grand proportions with extremely versatile options unlike any other. This stunning home provides entry via a timber covered walkway, where you will find three large bedrooms with built-in robes, main with ensuite, a renovated kitchen which adjoins the formal open plan family, dining and lounge adjoining an enclosed outdoor alfresco area. Downstairs offers an additional bedroom with ensuite plus internal laundry and storage. Heading outside with its own entry is an additional fully self-contained one bedroom flat with kitchenette, bathroom and living room. Venture down to the rear paddocks to take in the bush setting where the horse stables are located or to feed the bird life, fish on your very own natural pond with concrete cause way.

Inspection by Appointment Only

Spacious and remarkably private, this picture perfect acreage has been crafted by a builder for a wonderful family lifestyle securing an exceptional 1.068ha position within Belmont North’s tightly held precinct. A charming and tranquil home set within a natural bushland lifestyle setting you are surrounded by an abundance of native flora and fauna with filtered views out to Redhead Bluff and the ocean. This unique offering will leave you captivated from the moment you enter the grounds and offers the perfect setting for executive and growing families seeking a private residence within close proximity to lifestyle amenities and experiences. Surrounded by other acreages and located within minutes to schools, bus stop, beaches, parks, shops, cafes, restaurants, Belmont CBD, and nearby access to the Highway straight to Newcastle CBD or Sydney, Charlestown Square Shopping, Lake Foreshore and so much more. This exceptional home is a must see.

Inspect: Saturday, 24th February between 10:45am - 11:30am

t: 02 4945 0335 | a: 32 Brooks Parade, Belmont NSW 2280 | e: enquiries@vikingrealty.com.au

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1-3/15 Tallawalla Rd Valentine

3 Off The Plan Incredible Opportunities

29 Boyd Street Swansea $1.5MIL - $1.65MIL 5

3

3

1222m2

Executive Waterfront Reserve Living!

Townhome 1: 4 bed, 2 bath, 1 car, 169.7m2 Townhome 2: 4 bed, 2 bath, 1 car, 163.9m2 Villa 3: 3 bed, 2 bath, 1 car, 129.4m2

$749,000 - $799,000 $740,000 - $790,000 $640,000 - $690,000

Boasting a fresh and unique design complemented by cool, crisp contemporary tones throughout, these light-filled and spacious homes are the latest innovation in stylish and affordable lakeside living. With an emphasis on quality and contemporary finishes, fixtures and fittings, each spacious home has been individually designed to enhance free flowing and open plan living spaces and a low-maintenance design. * Air-conditioned open plan living, dining and kitchen, with 600 x 600mm floor tiles. * Galley kitchen with 20mm Caesarstone Osprey benchtops, pantry, soft-close doors & drawers, stainless steel appliances - dishwasher, microwave, 900mm free-standing electric oven and gas cooktop, rangehood and glass splashback. * Raked ceilings with highlight glass, capturing the natural light.

Designed with style and sophistication in mind and idyllically positioned on the lake’s edge, this spacious dual level home sits on a generous individual title of 1,222m2 block. * Multiple living areas spread over two levels including formal and informal living and dining options. * Kitchen at the rear of the home adjoining living and meals area 5 well-proportioned bedrooms or 4 + study. All bedrooms with built-in robes and ducted air conditioning with the substantial master retreat offering ceiling fan, dressing room, ensuite with spa bath and private balcony taking in stunning water views. Whilst outdoor living boasts a generous covered entertainment area, complete with salt-water pool, this home still clearly qualifies in the popular low maintenance category with the added convenience of a reserve at the rear of the home for an extended backyard in which you don’t need to maintain.

Inspection by Appointment Only

t: 02 4945 0335 | a: 32 Brooks Parade, Belmont NSW 2280 | e: enquiries@vikingrealty.com.au

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6 Joseph Palmer Cl Speers Point $1,395,000 4

3

2

448m2

Panoramic Lake Views & Chic Contemporary Living!

Boasting a sleek and sophisticated custom design to take advantage of sensational panoramas over the lake complimented by high quality, light-filled and spacious interiors. Set in an elevated position with an extremely unique family-friendly and functional floor plan, this exceptional home offers an array of incredible features. * Multi living options on both levels. * Upstairs living and dining areas, with blackbutt timber flooring, integrate seamlessly via glass stacker doors to a covered outdoor alfresco area and deck overlooking the water. The outdoor alfresco is complete with joinery cupboards, stainless steel benchtop with in-built sink, underbench fridge, stainless steel barbecue with Gasmate industrial rangehood. The room also has ceiling fan and automatic weather and shade screen across the large opening to the view. * 3 carpeted bedrooms downstairs * Zoned & ducted air con upstairs, NBN, security alarm, solar power + more!!

Inspection by Appointment Only

Under Contract

264 Pacific Highway Belmont North $430,000 - $470,000 3

1

2

571m2

Entry Level Buying With So Much Potential!

First time offered in 59 years, this mostly original home with only 1 owner represents great value for money and will surely spark the interest of quite a wide range of buyers. Whether you are seeking a first home, investment, downsizing, renovating or simply knock down & rebuild (subject to LMCC) you could have it all here. - Wheelchair friendly entrance with front north facing porch. - Large carpeted lounge room to the right of the entry with split system air conditioner. - Open plan kitchen (renovated in 1974) with as new Westinghouse oven overlooking the rear yard and adjoining the dining room. - 3 carpeted bedrooms or 2 + study – you decide. Walk to the bus stop or hop in the car and be just minutes from local beaches, parks, shops, schools, lake’s edge, boat ramp, restaurants, cafes and much more.

t: 02 4945 0335 | a: 32 Brooks Parade, Belmont NSW 2280 | e: enquiries@vikingrealty.com.au

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Sold

3 Delta Close Eleebana $820,000 - $870,000 4

2+

2

371m2

Rare Offering – Brand New Home

Dreaming of starting the New Year in a new home? Your dreams may just become a reality. This sparkling new home presents a wonderful opportunity to secure a very rarely offered and immaculately presented brand new home in the popular lakeside suburb of Eleebana. Boasting a fresh and unique design complemented by cool, crisp contemporary tones throughout, this light-filled and spacious home is the latest innovation in stylish and modern lakeside living. With an emphasis on quality and contemporary finishes, fixtures and fittings, this spacious home has been individually designed to enhance free flowing and open plan living spaces and a low-maintenance design. Set within an exceptional and tightly held location, walking distance to Eleebana Public School, boat ramp, bike paths, sporting fields and playground. Only minutes away from Warners Bay cafes & restaurants, Warners Bay High School and local shopping.

Inspection by Appointment Only

Sold

27 Sanctuary Grove, Tingira Heights $1.61MIL - $1.66MIL 5+

3

3

1.37ha

Your very own piece of acreage paradise!

Very rarely are we able to present such a rare and stunningly unique home such as this warm and inviting family home set on 1.37ha of land. Set within a prestigious and tightly held enclave of Tingira Heights you could be fooled for thinking you have stumbled into your own country haven within the city limits. The free flowing and open floor plan flows seamlessly throughout complemented by warm timber, neutral tones and high raked ceilings to create a feeling of space, comfort and natural light. Multiple living areas will cater to the modern day family and allow for separate entertaining for everyone to enjoy. The expansive and modern gourmet kitchen has an array of stunning features. 5 good size bedrooms plus study. 3 bathrooms, 4 toilets.

t: 02 4945 0335 | a: 32 Brooks Parade, Belmont NSW 2280 | e: enquiries@vikingrealty.com.au

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Sold

12 Ross Street Belmont $2.1Mil - $2.3Mil 4

2

3

545m2

Remarkable Lakeside Abode

Enjoying a magnificent absolute waterfront position on one of Belmont’s most coveted streets, this fastidiously created low-maintenance residence presents an outstanding opportunity to the market. Upon entering through the light-filled entry you are greeted with a spacious and open floor plan flowing seamlessly throughout complemented by cool, crisp and modern tones. - Separate air conditioned living options both adjoining entertaining spaces overlooking the water. - Upstairs kitchen with quality appliances is central to living, dining and entertaining providing the perfect space to interact with guests or family whilst preparing meals - Boat shed with power, lighting and space for a 12ft tinny. - Commercial grade glass windows throughout. - East facing courtyard with grassed area, NBN, natural gas outlets & hot water system, alarm system & ducted vacuum.

Sold

10 brushtail Place Belmont $940,000 - $990,000 5

2+

2

922m2

Spacious & Stylish Fantastic Family Home!

With an open and spacious floorplan that flows seamlessly throughout accompanied by a light-filled and neutral colour scheme with crisp and cool contemporary tones, the family can spread out amongst the many living areas, bedrooms, the fantastic entertainer’s backyard or simply just stroll down the road to Green Point reserve. - Formal carpeted lounge room downstairs adjacent to the entry of the home. - Tiled family and dining room adjoining the kitchen. - Carpeted rumpus upstairs central to 4 of the bedrooms. - Modern kitchen downstairs overlooking the entertaining area, family room and dining room featuring Smeg appliances, stone benchtops, dual sinks & built-in wine rack. - Gas hot water system, security alarm, ducted air conditioning throughout, Intercom, NBN & Foxtel

t: 02 4945 0335 | a: 32 Brooks Parade, Belmont NSW 2280 | e: enquiries@vikingrealty.com.au

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PROPERTY MANAGEMENT

For Lease $450/week 81 Evans Street, Belmont

3

1

1

Freshly Renovated

Be the first to live in this delightful, freshly renovated 3 Bedroom home. A stones throw from the Esplanade and beautiful Lake Macquarie. Consisting of 3 Bedrooms, 1 Bathroom with separate toilet, internal laundry and carport. The brand new kitchen is both stunning and functional opening on to the combined dining/ living area. The entire home has been freshly painted and has floorboards throughout, new blinds, ceiling fans and airconditioning. 12 month lease on offer, no pets. Available NOW

Leased $385/week

41 Myles Avenue, Warners Bay

2

1

1

Convenient Location + Fantastic Yard

Set within a popular Warners Bay precinct, this fabulous 2 bedroom duplex offers open plan living, very functional floorplan & close proximity to all main amenities. * 2 bedrooms with built-in robes and ceiling fans * Tidy kitchen with gas cooking overlooking the yard perfect for entertaining or keeping an eye on kids. * Open plan kitchen/dining and living. * Bathroom with shower, bath and separate toilet. * Single lockup garage with internal access & laundry. * Entertaining area at the rear of the property overlooking the fully fenced yard. * 12 month lease preferred, pets considered on application. Available NOW

Looking for a second opinion for your rental or in search of a good property manager? Check out just a few points of what sets us apart from the rest. Direct mobile number to reach your Property Manager.

Talk to a real person when you need to and who will actually return your phone calls.

Low turnover of Property Managers.

There is nothing worse than having to re-explain your property and needs to a new Property Manager every few months. We take care of our staff and they in turn, take care of you. Simple.

A lot of tenants don’t work weekends which is why we do.

We understand the importance of weekend or after hours inspections to get you the best tenant possible. The material in this newsletter is not and should not be regarded as legal or financial advice. Users should seek their own legal, financial or real estate advice where appropriate. Every effort is made to ensure that the material is accurate and up to date. However, we do not guarantee or warrant the accuracy, completeness, or currency of the information provided.

T: 02 4945 0335 | F: 02 4945 9035 | E: natalie@vikingrealty.com.au A: 32 Brooks Parade, Belmont NSW 2280

www.vikingrealty.com.au

Natalie Carthew Property Manager M: 0409 587 883

Viking Realty Weekly News  

Edition 8 - 2018

Viking Realty Weekly News  

Edition 8 - 2018

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