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==== ==== Can't Afford Health Insurance For You and Your Family? We have a Solution! http://www.CantAffordHealthInsurance.net ==== ====

The outrageous cost of health insurance has become one of the hottest of all the hot-button issues in California these days. Health coverage has become so expensive that almost 50% of all Californians are on the edge of financial ruin because of the cost of their premium and around 16% of all California residents can't afford any protection at all. But there is some good news. There are several ways for YOU to save as much as 30% or even more on the cost of your health premium every single month. You can't start with something super simple. Pay your premium automatically every month directly out of your savings or checking account. This saves your company the horrendous cost of mailing you a bill and they will pass the savings on to you. If you don't see your doctor very often in the course of a year you could save quite a bit by simply increasing your co-payment from the standard 25% to 50%. Similarly, if you can increase your deductible you can save a LOT of money on your monthly premium. Of course you'll have to pay your deductible out of your own pocket or purse every year so you can't raise your deductible to more than you can actually afford to pay. Keeping yourself healthy will earn you a lower cost for your coverage. If you smoke or use chew you must stop. Using tobacco products of any kind will cost you plenty when it comes to your health care. It may be difficult to quit smoking, but unless you're willing to do so then you haven't made a full commitment to finding cheap health coverage. There is something new that is saving a lot of people just a ton of money every year on their health coverage and that's what's known as a Health Savings Account, or HSA. An HSA is a savings account - but not a normal savings account. You fund this savings account with cheap tax-free dollars and you can only use it to pay for your medical costs every year. Because you pay for your doctor's visits, your prescriptions and any other medical services with cheap tax-free dollars you save somewhere around 25% yearly on the cost of your medical care. But it gets even better. If there is any money left in your account at the end of the year you get to roll it over into the next year, allowing you to build up a tax-free nest egg over time. You will also need to buy a very cheap super-high-deductible health insurance policy. This policy will have a deductible so high that in a normal year it won't pay anything toward the cost of any of your medical care, but if you should suffer a catastrophic accident or illness then this policy will step in and protect your savings account and even your home from the ravages of unexpected


medical bills in the tens of thousands or even hundreds of thousands of dollars. But the simplest thing you can do is also the thing that can potentially save you the most when it comes to the cost of your health insurance. Shop online and buy your policy from an online broker. Online brokers have virtually no overhead costs and they are set up to save you as much as 30% on the cost of your coverage every single month! That's a tremendous savings just for taking a few minutes to surf the net and make a few price comparison right from the comfort of your own home.

My Recommended Sites: My Top Recommendation For Cheap High Risk Health Insurance in California Low Cost Health Insurance Policy in California

Article Source: http://EzineArticles.com/?expert=Alexis_Jensen

==== ==== Can't Afford Health Insurance For You and Your Family? We have a Solution! http://www.CantAffordHealthInsurance.net ==== ====

Obtaining Health Insurance In California  

The cost of health insurance for families in California is not affordable for many. We believe we have a solution. For Further Details Go T...

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